Stratford-upon-Avon Baptist Church
Charity Number 1208100
Financial Statements
For the year ended
31 December 2025

Stratford-upon-Avon Baptist Church
Year ended 31 December 2025
CONTENTS
Pages
Legal administsxiive inforniation
Report of th¢ Trustees
Report of the Indq)eodent Examiner
Statemerjt of financial activities
Stat¢m¢nl of assets and liabilities
Notes fonning pajt of the financial stalemcnts
9-13

Strarford-upon-Avon Baptist Church
Year ended 31 December 2025
LEGAL AND ADMINISTRATIVE INFORMATION
Trustees
Rev A Rhodes {MiELi5ter)
C Voice
M Mcculloch
H Frost (ceased 08105125)
M Barons
S Dannall (ceased 30109125)
J Furlong
Treasurer
M Mcculloch
Churcb Office:
Straiford_upon-Avon Baplisl Chur¢h
Pajton Street
Sir&tford-upon-Avon
Warwi¢kshire
CV37 6UA
Independellt Exajniner
K R Moore
KLM Accountants
15 Shcnstone Road
GTeat Barr
Bimiinghatn
B43 5LW
Bankers
Co-operative Bank
l Balloon Street
Manchester
M4 4BE

Stratford-upon-Avon Baptist Chureh
Year ended 31 December 2025
REPORT OF THE TRUSTEES
The truslccs submit their report and fillancial ststcments for the year ended 31 December 2025. The trustees have
adopted the provisions of the Sialemenl of Recommended Practice {SORP)"Accounling and Reporting by
Cbarities" issued in January 2016 in preparing the annual report and the financial statements of the Church.
The trustees of straiford-upon-Avon Baptist Church (unincorporated church, registration 1135844) havc
complcted steps lo incorporate the charity. The assets and liabilities of the unin¢oTporated church {registcred
numbcr 1135844) were transferred lo the incorporatcd charity (tegislered number 1208100) on l January 2025.
Governance
All policy, strat¢gi¢ and financial decisions relating to the charity have to be fonnally approved by the Church's
Leadership Team. The Trustees are appointed for a terni of three years and are voted in by members ai a Cburch
Meeting. There is a finance sub-committee wilh its own limits of authority. Any sub-commxttee's
recommendations must be ralified by the Leadership Team. The Leadership Team meets twi¢¢ a month. Thc
Church General Meeting is open to all and is held quarterly. Only members are abl¢ to vote.
consti￿tIO￿ objects and policies and public benefit
Straiford-upon-Avon Ba￿}51 Church is constituted by Trust Deed and its objeets a￿..
To be witncsscs io Jcsus Christ and to seek first the Kingdom of God and His rightc£)usness
To offer salvation in Jesus Chrisl, wholeness and healing lo the whole perso￿ and
As a ¢hur¢h w¢ s¢ek to fulfil the royal law (James 2..8), which is'lo lovc your neighbour as yourself.. this
applies lo Str8tford-upon-Avon and fvrther afield.
When planning the activities for the year, th¢ Leadership Team have considercd the Commission's guidance on
public benefit and, in particular, the specific guidance on charities for ihe advancement of religion. The charity
tries lo enable ordinary people lo livc out their faith as part of the community through:
Worship and prayer, studying the Bible and developing their faiih and tNst in Jesus
Provision of pastoral care for ihe people in Ihe community
Missionary and oulreach work.
Development, &ctfiiryties and Aehlevtments
2025 has seen a slight increase in attendance averaging at about l 00. and we are pleased to See a spread of ages.
Church Membership has stayed al about 75.
Usually on a Sunday, numbers of children average between 4-1 O. At our Christmas children's craft ev¢nt there
were about 15 children. Our Sunday children's work {G.L.O.W.) is split into two groups to cater for the differenl
agc group5.' 4-7s and 8+. Thcrc has bc¢Th an incrcased number of older Children, and wc will be looking at the
possibility of a third group lo cater lor ihem.
An area of growib in altendanee has been through our Christian Iranian asylum Seekers worshipping with us.
Many of ihem have not had the opporlunity for discipleship or baptism, so il was a privilcge to run some
diseipleship classes and bapiism classes, resulting in the baptism of l O people at baptism se￿iCe$ in October and
Ik¢ember.
We have 5 home groups, which provide the opportunity for Btble Study, prayer and fellowship by m¢¢ting
regularly twice a monih, and around 500/0 of the church is part of a home group.
Our"Liiilc Fishcs" carcrs and toddlers group, opcn to all those in the community, ran wcckly throughout tcnn
limes, providing opportunities for those looking after children under the age of 5 to enjoy catching up wilh one
another, whilst their children could enjoy play with other toddlers. AS well as having suitable and fun toys
available for the childrcn to Usc, there have also bccn craft activities story times.

Strarford-upon-Avon Baptist Church
Year ended 31 December 2025
Another regular activity open lo all has been our CAMEO social group {Come And Meet Each other) which met
fortnigbily throughout the year). This group runs for 2 hours, wilh ibe first half allowing people lo chat and enjoy
tea, coffee and cake logeihcr, whilst the second half involved an organised aclivity. As last year, during the winter
months we havc mel earlier in the day, 1-3pm, so ihat we could provide lunches. These sessions have seen 20-30
in allendance. Somt of the activities that we enjoyed were.. lalks on the work of Samaritan's Purse aJ)d Mission
Aviation Fellowshipy a visit from thc Warwickshire & Sollhull Blood btkes; talks about managing the Carjada
geese, being a magistrate and about the local Alms-houses- two performances from the local Rock Choir,. indoor
short mal iK)wls,' as well as games and quizzes.
Another group which has rnn throughoul the year is our Craft Club. Again. Ihis group is open lo all, providing
those who come along w?th the opportunity to engagc with a range of crafts. Added to this was a 'Creativ¢
Worship Workshop, held in January, and a 'Wreath-making Workshop, in November, which was a great outreaeh
event.
Part of our endeavour to be active in the community has been to let our premises to comD]unity groups. so we
were pleased to continue lo acconllnodate Rock Choir and Painilx)x (aiE art class) along with other one off lertings.
Being an environmentally-friendly church is important to us. and in Dcccmber we cbanged our lighting lo LED. in
prcparation to install solar panels in 2026. We also held an eco-themed service in November, and at one of our
Cameo events we had a talk frcpm a member of the town's Repair Café. Following a service focusing on Toilct
Twinning with Tearfund we received donations to twin all I l of our toilets.
The continuing f2nancial support from the congregation has nieanl thal the church has bccn able lo maintain ils
support for Mission. It has Continued ils support for AMEN Trust, Kaniki Trust/Arise Kapumpc, Interserve and
BMS Home and World Mission. An appeal and music concert helped raise funds for the Arise solar panels appeal
in Zambia. One Church member Continued her work with disadvantaged children in Romania and for a week we
bosled Ihc family from Pe Lunca she worked with. Another member continues to head the local town chaplaincy
illitiative.
Rev Amanda Rhodes also met rcgularly with other Church leaders as a member of Stratford Churches Together.
and collaboralivelyy the churches in ihe town have= organised a Good Friday walk of witness, run an Alpha course
(which was attended by about 30 people),. been part of the town's Stratford Pursuits Festival (in May),. held two
ecumenical scrvices (one in June and one in October, which was hosted by our church),. and participated in th¢
World Day of Prayer in March (which we hosted}-
Rev Rhodes has also continued lo visit the Croft School io take assemblies throughout the year.
At the end of 2025 we had a Candlclight ¢arol service. This was well-allended and provided a great opportunity to
invite n¢ighbours, friends and family to hear about the great news of the birth of Christ.
FlnAncial Revieiv
The Church had a surplus for the fu￿1ClaI year ended 31 sl December 2025 of £43,054.
Regular offerings including gift aid were £90,942 (2024= £85,309), an incrcase of 6.6/0. Total incomc excluding
grants was £124,186 (2024-. £98,710).
Expenses for ihc year were £97.732 (2024= £90,568). This included Ihe commencement of maintenance work
lenned 'major works, lo apply for pemiissions to install solar panels and installing LED lighting.
We arc ihankfijl to have rcccived two grant5 from Benefacl Trust £6,600 and Garfteld Weston Foundation £1 O,O(Y)
lo help fund planned 'major works, on church buildings in 2026.
Ministry costs were £41,302 (2024.. £39,324). Expcnditure on Mission was £26,480 (2024.. £16,216), which was
21.30/0 of our incomc (excluding restricted fund grants) for the year. This included over £9,000 iowards Ihc Arisc
Kapumpe solar panels appeal and an additional £658 was phid dircct to their bank account from the music concert.
The Church ended Ihc year ￿'1th reserves of £150,500 {2024: £107.446). This tncludes £16,600 of restricted
reserves from grants in our buildings fund and £4,735 in our young people's fund, which is a Icgacy from years
ago from having a separate Christian pre school charity callcd Tiny Hands. It is expected Ihal over 500/0 of these
rescrves will be used in 2026 to fund onc-off expenses related to building njainlenance and the insta]lation of solar
panels.

Stratford-upon-Avon Baptist Church
Year ended 31 December 2025
Reserves poli¢y
The trustees consider Al prndent that unrestricted reserves should be maintsined al a minimum level of £50,000 and
this laTgct has been m¢t during the year. The level of r¢serves is monitored and reviewcd by Ihc trustees regularly.
Volunleers
The Trustees would like lo thank all the volunteers who work so hard to make our church the lively and vibranl
community that it is.
Siatement of trustees, responsibilities
The law applicable to charities in England and Wales requires the trustees lo prepare financial statemenls for cach
fiJ)an¢ial year which g&ve a true and fair vtew of the charily's financial activities during the year and ils financial
position at the end of the year. In preparing those financial 51atements, Ihe trustees should follow best prdctice and
arc required to:
(a) Select suitable accounting policies and then apply them consistently..
(b) Make judgemcnls and cstimates that arc reasonable and prudent..
(c) Slate whether 2pplicable accounting standards and slalemenls of recommended practice have been followed,
subject to any departures disclosed and explained in the financial statements-.
(d) Prepare the fiJ]ancial staten]cnts on the going conccrn basis unlcss il is inappropriate lo pr¢sum¢ that th¢
charity will continue tn operation.
The trnstees are respollsiblc for keeping proper accounting records which disclosc with rcasonable accuracy at any
time the financial position of the charity and which enable them to ascertain the financial position of the charity
and which cnable them to ensure that ihe financial statements comply with thc Irust deed. They are also
sponsible for safeguarding IELC assc(s of the Charity and hellce taking reasonable steps for the prevention and
dete¢tion of fraud and other irregularities.
Approval
This repori was approved by the trustees on 12th Febnthry 2026 and signed on their b¢haLf.
R¢v A Rhodes
Minister and
Trnstee
M Mcculloch
Treasurer and Truste¢

Stratford-upon-Avon Baptist Church
Year ended 31 December 2025
Independent Examiner's Report to the Truste¢s of Stratford-upon-Avon Baptist Church
I report to the cbarity truslees on my examination of the accounts of the charity for the year ended 31 December
2025 as set out on various pages.
Responsibilities and basis of report
As Ihc charity'5 tTUStees you are responsible for the preparation of Ihe accounts in accordance with the
requirements of the Charfftties Act 2011 ('the Act,).
rcport in respccl of my examination of the charity's accounts carried out undcr section 145 of the Act atLd in
canying out my examinaiion, I have followed the applicable Directions given by the Charity ComD)ission under
section 145(5)(b) of the Act.
Independent examlner's statement
I have Coillpleted my examination. I confirni that no material matters have come to my allention in COI￿¢¢110￿
with the examinalion giving me causc lo beli¢v¢ that in any material respect..
l) accounting records were not kept in respect of the chaitty as requircd under section 130 of thc 2011 A¢t
or
2) the a¢¢ounls do not a¢cord with those records
3) the accounts do not cotnply with ihe applicable r¢quiremcnts concerning th¢ forni and content of accounts
set out in the Charities (Accounts and Rcports) R¢gulalions 2008 other than any requiremeni that the
accounts give a 'lrue and fair view, which is not a matler considered as part of an indepcndent
examination.
I have no concerns and bave come across no other matiers in connection with the examination to which allclltion
should be drawn in the report in order to cnabl¢ a proper understanding of the accounts lo be reached.
Keiih Moore
Oih Febndary 2020
Keith Moore
KLM Aticoullls
15 Shenstone Road
Great Barr
Birn)ingham
B43 5LW

Stratford-upon-Avon Baptist Church
Year ended 31 December 2025
STATEMENT OF FINANCIAL ACTIVITIES
FOR THE YEAR ENDED 31 DECEMBER 2025
Note UttTestri¢ted Designated Restricted
Funds
Funds
Funds
Tot81
2025
Totsl
2024
Receipts
Regular donations
Gift atd tax reclaim
Grdnts for building work
Raised for other causes incl. glaid
Rental income
Bank ititerest
Church evenl$
Little Fishes
L£gacies
73,101
17.841
73,101
17.841
16.600
12,167
2.665
3.915
1,418
279
12,800
09.854
15,455
16,600
12,167
4.771
3.195
4,304
738
393
2.665
3,915
1,418
279
12.800
Total Receipts
112.019
12,167
16,600
140,786
98,710
P*ymeuts
Ministry
Pastoral and other ministy
Local outreach
Mission and special appeals
Maintenancc of premises
Administrntive expenses
41,302
2.370
1,726
14,280
19,638
5,299
41,302
2,370
2.643
26,480
19,638
5.299
39,324
1,419
2,205
16,216
25,924
5,480
917
12,200
Total Payments
84,615
12.200
917
97,732
90,568
Surplusl(Deficit) for the year
27,404
(33)
15,683
43,054
8.142
Balance at l Jalluary 2025
Transfcr of funds
Bal4nce at 31 December 2025
101,925
{164)
129,165
(131)
164
5,652
107,446
99,304
21 J35
1SOJ(M)
107,446

Stratford-upon-Avon Baptist Church
Year ended 31 December 2025
STATEMENT OF ASSETS AND LIABILITIES
AS AT 31 DECEMBER 2025
ote
2025
2024
ASSETS
Bank and building society balances
150,500
107.446
Tolal Asset$
I50￿00
107,446
REPRESENTING BALANCES ON THE FOLLOWING
CHARITABLE FUNDS:
UDres¢ricted funds
129,165
101,794
Restricled funds
Young People's Fund
Buildi]Rgs Fund
4,735
16,600
5,652
Total Funds
£150,500
£107,446
The notes on pages 9-13 fonn an integrdl part of thes¢ [￿anCial slatements.
These financial stalemenls w¢re approved by the T￿Slee5 on 12th February 2026 and siglled on their behalf by
M Mcculloch (Church Treasurer and Tntsiec)
Rev A Rhodcs (Miuisler and Tn￿le¢)

Stratford-upon-Avon Baptist Church
Year ended 31 December 2025
NOTES ON THE FINANCIAL STATEMENTS
Accounting policies
(a) Basis of preparation
These accounts have been prepared on a 'receipts and payments, basis and in a¢cordan¢e with
Section 133 Charities Act 2011.
Stratford upon Avon Baptist Chur¢h meets the definition of a public benefit enttly under FRS
102. Asscls and liabililics arc initially recognised at historical cost or transaction value unless
oihenyise slatcd in thc rclcvallt accountin¥ policy notes.
O)) Fund aecounting
General funds are unrestricled funds which are available for us¢ at the discretion of the trustees in
fi]rtheran¢e of the general objectives of the charity and which have not been designated for other
purposes.
Designated funds comprise unreslricted funds that have been set aside by the trustees for
particular puryoses. This includcs monies raised from 4)ecial appeals.
Restiicted funds are funds given for a particu]ar project or purpose.
(c) Grants received
Grants received are credited to ihe funds appropriate lo the puryoses of the ¥Tant.
(d) Admlnlstration and office expellses
Thts rcpTcsenls dircct cxpenditure on the management of the Church. Volunteers cary out most of
the management and administration without ¢harge and this intangiblc cost is not included in the
Statement of Financial A¢livili¢s since there is no measurabl¢ cost lo the volunteers for their
service. Expcnscs incurrcd by and rcpaid to volunteers are included in the relevant headings.
Where salaries are paid these are included in the relevant staff Costs.
(e) Fixed assets and depreciation
The Church is Ihe beneficial owner, subjecl to the relevant trusts, of the Church and Mans¢
premises, together with their fixtures. fittxJ)gs and equipment, the legal title to which is held by
the Baptist Unioll co￿oratio￿ Limitcd. Thc Church premises are ¢oiisidercd to be inalienable
historic fixed assels and are excluded from the balance sheet because reliable cost inforniation is
not available, and valuation would incur significant costs that would be onerous compared with
the additional bcncfil gained by thc uscr of the f￿ancial statements.
A current valuation of the Manse premises would similarly incur onerous costs and in view of the
nature of Ihe trusts on which il is held il is considered not appropriate lo tnclude a current
valuation in the financial statements. DepTeciation has nol been Charged on thc Mansc prcmiscs
because in the opinion of the Trustees the residual value of the assets is significantly higher than
ils original cosl pri¢e.
All purchases of a capital nature are expensed in tbe year they are incurred.

Stratford-upon-Avon Baptist Church
Year ended 31 December 2025
io
NOTES ON THE FINANCJAL STATEMENTS
Ministry
Ullrestrictsd
Funds
Total
2025
Total
2024
Stipend I salary
Pension Contribution (church element)
Motor and trdvel expenses
Manse internet
Manse council tax & water
Collfcren¢es, study materials & ¢v¢nts
33.089 33,089
4.091
4,091
302
302
342
342
3.353
3,353
125
125
31,496
3.869
179
322
3.293
165
Total
£41J02 £41J02
£39J24
Pastoral ear¢ and other ministry
Unrestrfieted
Funds
Tot&1
2025
Total
2024
Outside speakers
Fellowship fund
Pastoral care
Training and other service/ministry ex￿nSeS
300
300
281
1,789
281
1,789
413
1.006
Total
£2J70 £2J70
£1.419
Local outreach
Unreslricted Restrieted Total
Funds
Funds
2025
Total
2024
CAMEO
Ladies breakfast
GLOW
Stratford Churches Together
Little Fishcs
Youth evcnts
Creative workshops
1,268
163
1,268
163
485
65
232
200
230
988
436
361
115
305
485
65
232
200
230
Total
£1,726
£917 £2,643
£2,205

Stratford-upon-Avon Baptist Church
Year ended 31 December 2025
Ir
NOTES OIY THE FINAIYCIAL STATEMENTS
Mission and special appeals
Unrestricted Designated
Funds
Funds
Total
2025
Total
2024
Baptist Fellowship
BMS Homc Mission
BMS World Mission
4,752
3,344
4,752
3,344
4,152
3.621
8.096
8.096
7,773
Mission Focus
Pe Lunca (via AMEN Trust)
AMEN Trust
Kaniki Trust
Interserve
Tcarfund Toild TwinnirLg
Siraiford Food Bank
BU Jamaica appeal
Acorns Children's Hospice
Chrftslians in Sport
1,410
1,410
1.260
1,846
1,410
3,147
10,323
1.908
731
607
258
3.031
2,648
1,617
240
1.737
9,063
62
731
607
150
258
657
100
6.184
12,200
18.384
8,443
Total
£14280
£12,200 £26,480 £16,216
Maint¢nan¢¢ of premises
Unrestricted
Funds
Total
2025
Total
2024
Church
Major works- building renovationlsolar panels
Gclleral repairs and mailltenance
Lighi, heal and water
Insurance
Cleaning
Items purchased
5,350
2,933
4,046
1,966
3.486
1.239
5,350
2,933
4,046
1,966
3,486
1,239
4,161
2.589
1,900
3,445
1,306
19,020
19,020
13,401
Ma￿Se
Repairs and niainlenance
Manse insurdnce
270
348
270
348
11,800
328
618
618
12,188
Welcombe H*ll
Repairs and maintenance
335
Totsl
£19,638
£19,638
£25,924

Stratford-upon-Avon Baptist Church
Year ended 31 December 2025
NOTES ON THE FINANCIAL STATEMENTS
12
AdmiDlstration
UDre$¢ricted
Funds
Total
2025
Totil
2024
Printing> postage and station¢ry
Equipment rental and repairs
tnternei
Cop￿Ight fees
Subscriptions
Independent examiiier's fees
Legal work - CIO converston
IT and website
Other expenditure
262
1,187
391
262
1,187
391
200
1.127
375
111
453
467
200
260
,843
236
453
467
200
260
1.843
236
441
387
200
1,536
853
361
Total
£5,299
£5,299
£5,480
Movements on d¢$ignated funds
Mission &
special
*pp¢als
Total
Balance at l Jatt 2025
(131)
(131)
Raised for other causes
12.167
12.167
ExpendiluTC and dRsbursemenls
12,200
12,200
Movement from unrestricted funds
164
164
Bal#n¢e at 31 Dec 2025
Movements on restricted funds
Buildings
FuDd
Young
People's
Fund
Total
Restricted
Funds
BalaDee at l Jan 2025
5,652
5,652
IDeome
Grants received
16,600
16,600
Expenditure
Local outreach (note 4)
917
917
Surplu51(Deflcit) for tbe year
16,600
(917)
15,683
Balallce ai 31 Dec 2025
£16,600
£4.735
£21J35

Stratford-upon-Avon Baptist Church
Year ended 31 December 2025
13
NOTES ON THE FINANCIAL STATEMENTS
io.
Staff Costs aDd Trustees, expenses
The average number of employees during the year was l (2024 - 1)- No employcc received
emoluments in ¢x¢ess of £50,000 (2024- 0).
The minister of the Church was appointed on I 51 September 2019. She is an employee and a trustcc and
lives in housing wholly owned by the Church and received emoluments and necessary expenses as an
cmployee and llol as a trustee. Thc Church paid pension contributions for its minister lo the Baptisi
Pension Scheme, a defmed contribution ￿h¢M¢. No other trust¢e was paid during the year.