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2025-09-30-accounts

Trustees’ Annual Report for the period

From 1st October 2024 To 30th September 2025 Charity name: Carlyon Bay Surf Life Saving Club Charity registration number: 1206444

Objectives and Activities

SORP reference
Summary of the purposes of
the charity as set out in its
governing document
Para 1.17 The Purpose of the Club is to provide
sporting, vocational and recreational
opportunities in lifesaving and surf
lifesaving in the St Austell and
mid-Cornwall area, through coaching,
training and education.
The Charitable Objects of the Club are to
save lives and prevent drowning in and
around St. Austell and to provide
education and training in all areas
relating to lifesaving, rescue and
resuscitation for the benefit of the Public
by:
(a) Promoting water safety awareness
and practice
(b) Developing surf life saving
methods
(c) Providing coaching and
competitive opportunities in the
sports of lifesaving and surf
lifesaving
(d) To facilitate training and education
to enable bystanders and
non-professional lifesavers to
safely intervene in a water-based
emergency, and in becoming
qualified and professional
lifeguards.
Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or services
identified in the accounts.
Para 1.17 and
1.19

(a) Promoting water safety awareness
and practice
The Club participated in Drowning
Prevention Week, sharing water safety
information digitally on social media, in
person with Club Members and to the
general public at the Beach during
coaching sessions.

Two Club Members visited the Rotary Club of St Austell Bay to share water safety information with members. Members of the club assisted RNLI Fowey during their Lifeboat day by providing in-water demonstrations to the general public for the Float-to-Live campaign.

As part of regular weekly training sessions, the Club has provided ongoing education to all club members in water safety, including cold water shock, basic first aid, float to live, etc.. Participation has ranged from 20 to 30 per week, aged from 6 to 50 years old.

(b) Developing surf lifesaving methods The Club has not delivered on this charitable object during the period. (c) Providing coaching and competitive opportunities in the sports of lifesaving and surf lifesaving During the period, the Club has provided and / or maintained the following formal coaching qualifications within the Volunteer team: Level 1 Assistant Coach - 14 Level 2 Assistant Coach - 6 SLSGB Trainer Assessor - 2

The Club has continued to invest in rescue equipment (i.e. rescue tubes, rescue boards & storage facilities), using these to provide coaching in surf lifesaving competitive events for club members.

During the period, the Club has competed in it’s first competition, the SLS Cornwall Nipper Stillwater pool life saving competition for 8 - 13 year olds.

During the period, the Club hosted and competed in the SLS Cornwall Nipper ocean life saving competition for 8 - 13 year olds.

to all club members in basic rescue
techniques using rescue boards, rescue
tubes and rescues without aids (as a
bystander). Participation has ranged from
20 to 30 per week, aged from 6 to 50
years old.
Over the 2025 bathing season, club
members enacted 4 life saving rescues as
bystanders. This included a successful
board rescue by a Club Nipper, aged 10
years old.
During the period, the Club has also
provided and / or maintained the
following formal water safety
qualifications within the Volunteer team:
Club Safety Tube Swimmer - 5
Club Safety Board Rescuer - 5
Beach Lifeguard Support - 1
SLSGB Surf Lifeguard - 5
Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit
Para 1.18 The Trustees confirm that they have
acted with due regard to the guidance
issued by the Charity Commission on
public benefit.

Additional information (optional) You may choose to include further statements where relevant about:

SORP reference
Policy on grant making Para 1.38 The Charity does not provide grants.
Policy on social investment
including program related
investment
Para 1.38 Not applicable
Contribution made by
volunteers
Para 1.38 All Club activities described in the above
sections have been undertaken by
Volunteers.
Approximately 1000 hours of volunteers’
time was put into running coaching
sessions for members over the period.
Approximately 1200 hours of volunteers
time was used for fundraising,
competition organisation and club
administration over the period.
Other

Achievements and Performance

SORP reference
Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.
Para 1.20 Education & Training
The Club has held 92 training sessions
during the period. Sessions are
segregated by age category, with a
minimum of one session per week held
for all Members.
These sessions provide ongoing
education & training in the following (not
an exhaustive list):
-
Water safety (beach safety, cold
water shock, hazardous fauna
-
Basic first aid (age appropriate)
-
Basic life support (age
appropriate)
-
Water rescue techniques as a
bystander (no professional rescue
equipment available)
-
Water rescue techniques using a
rescue tube / torpedo buoy
-
Water rescue techniques using
surf rescue boards.
-
Advanced first aid, CPR, use of
AED and spinal injury rescues
(lifeguards)
These activities are also for the
Advancement Of Health Or Saving Of Lives.
Amateur Sport
The Club funded and procured the
necessary equipment (i.e. Nipper Rescue
Boards and Rescue Tubes), procured and
set-up storage facilities and provided
coaching & training in SLSGB
competition events.
The Club competed in the SLS Cornwall
Nipper Stillwater pool life saving
competition for 8 - 13 year olds.
The Club competed in the SLS Cornwall
Nipper ocean life saving competition for 8
- 13 year olds. The club also hosted this
event, attracting over 600 competitors
from across Cornwall.
Economic/community
Development/employment
The Club provided regular training and
continuous professional development to
enable the maintenance of SLSGB Surf
Lifeguard qualifications for 6 club

members (necessary vocational qualification for employment as a Beach or Surf Lifeguard).

Additional information (optional) You may choose to include further statements where relevant about:

Achievements against
objectives set
Para 1.41 During the period, the primary objectives
were to:
-
Extend the Club’s facilities to
include storage for all equipment
and secure a working office for
risk management, supervision and
first aid.
-
Provide at least one coaching /
training session per week for all
club members
-
Provide sufficient training to
volunteers for the safe
undertaking of the coaching /
training sessions.
-
Attend Pool and Beach
competitions, starting with the
nipper (8-13) age group.
Through the achievements detailed in the
above sections, the Club met these
objectives and exceeded Trustees
expectations of growth and accessibility
for the period.
Performance of fundraising
activities against objectives
set
Para 1.41
Fundraising has been strong this year,
with the club making the most of
opportunities that have presented
themselves.
Applications for grants from local council
funds, local organisations and
club-member’s employers have all been
successfully undertaken.
The Club took the opportunity to host a
major competition this year, and utilised
this as a significant fundraising
opportunity.
Four members also completed a
sponsored walk for the charity.
Our long term fundraising objective is to
eliminate membership fee’s through a
partnership or series of partnerships,
however this is proving challenging to
**achieve. **
Investment performance
against objectives
Para 1.41 Not applicable.
Other

Financial Review

Financial Review
Review of the charity’s
financial position at the end
of the period
Para 1.21 The Club closed the year with £9,981 in
our current account.
At year end, the club had no outstanding
Payments owing.
Statement explaining the
policy for holding reserves
stating why they are held
Para 1.22
Reserves are required
(1) to balance P&L and enable peak
expenditure in the April - July period, with
Membership fees (income) in September.
(2) to build funds for investment in future
permanent facilities.
Amount of reserves held Para 1.22 Minimum £5,000 (£9,981 this year).
Target £20,000, to be built up over the
next 4- 5 years.
Reasons for holding zero
reserves
Para 1.22 N/A
Details of fund materially in
deficit
Para 1.24 N/A
Explanation of any
uncertainties about the
charity continuing as a going
concern
Para 1.23 N/A

Additional information (optional)

Additional information (optional) Additional information (optional) Additional information (optional)
You may choose to include further statements where relevant about:

The charity’s principal
sources of funds (including
any fundraising)

Para 1.47

The Club raised a net total of £ 8,449
through fundraising activities:
£ 2,922 Nipper Competition - BBQ
£ 955 Nipper Competition - Raffle
£ 836 Nipper Competition - T-Shirts
£1,971 South West Wander Challenge
£1,000 Groundwork UK (donation)
£452 Devon and Cornwall Police
£452 Paddle the Channel (23/24)
£50 Rotary Club St Austell (donation)
£50 Karen Warren (donation)
£48 Easy Fundraising
Investment policy and
objectives including any
social investment policy
adopted
Para 1.46
A description of the principal
risks facing the charity
Para 1.46 The charity’s principal risk is the loss of
the parking / changing / equipment
storage facilities, due to short-term lease
arrangements with the landowner.
The consequences of this would be an
unplanned costs for short-notice
relocation and storage of equipment, and
a costly relocation of the club base to an
alternative location.
The Club continued to invest in
Other equipment to support training and
coaching, totalling £ 4,992 this financial
year:
£ 1,200 6 x Race Boards (+ travel)
£ 700 3 x Junior Bobs & 1 x Adult Bob
£ 700 1 x Race Board
£ 460 5 x Rescue Tubes (Tesco tokens)
£ 400 1 x Transition Board (+ travel)
£ 292 Ski paddles
£ 260 Youth Radios (D&C Police)
£ 192 Youth Binoculars (D&C Police)
£ 150 3 x Nipper Boards
£ 150 Gazebo
**£ 488 Miscellaneous & travel **

Structure, Governance and Management

Description of charity’s
trusts:
The charity does not hold any trusts
Type of governing document
(trust deed, royal charter)
Para 1.25 Constitution

How is the charity
constituted?
(e.g unincorporated
association, CIO)
Para 1.25 Carlyon Bay Surf Life Saving Club is a
Charity Incorporated Organisation
Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees
Para 1.25 Trustees have all volunteered for the
roles and have been voted in by the
committee by popular vote at the Annual
General Meeting.
All trustees are required to be members
of Surf Life Saving Great Britain.

Additional information (optional) You may choose to include further statements where relevant about:

Policies and procedures
adopted for the induction and
training of trustees
Para 1.51
The charity’s organisational
structure and any wider
network with which the
charity works
Para 1.51
Relationship with any related
parties
Para 1.51 The Club is formally affiliated with the
following Charities and it’s “parent”
bodies, and is obliged to comply to their
standards of practice, policies and
procedures:
-
Surf Life Saving Great Britain
(primary affiliation)
-
Royal Life Saving Society (UK)
Other

Reference and Administrative details

Charity name Carlyon Bay Surf Life Saving Club
Other name the charity uses

Registered charity number
1206444

Charity’s principal address
C/O 94 Cuddra Road
St. Austell
Cornwall
PL25 3GB

Names of the charity trustees who manage the charity

1
2
3
4
5
Trustee name Office (if any) Dates acted if not for
whole year
Name of person (or body)
entitled to appoint trustee (if any)
Benjamin Cordier Chair
Ute Mathar Secretary
Charlotte Hayward SafeguardingOfficer
Clare Edwards Treasurer
Harry Edwards Club Captain

– Corporate trustees names of the directors at the date the report was approved

Director name None

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year
None
Funds held as custodian trustees on behalf of others Funds held as custodian trustees on behalf of others
Description of the assets
held in this capacity
None
Name and objects of the
charity on whose behalf the
assets are held and how this
falls within the custodian
charity’s objects
None
Details of arrangements for
safe custody and
segregation of such assets
from the charity’s own assets
None

Additional information (optional)

Names and addresses of advisers (Optional information)

Type of
adviser
Name Address
None

Name of chief executive or names of senior staff members (Optional information) None

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Not Applicable

Other optional information

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) UTE MATHER Full name(s)[BENJAMIN CORDIER ] Position (eg CHAIR SECRETARY Secretary, Chair, etc) Date

11/11/2024 Stripe £9.04 £ 9.04 Swimming Pool
Deposit LL+EK
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Easy Fundraising
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£ 9.04
Easy Fundraising Q3 2024
Membership
OW membership
Swimming Pool
deposit MF+OW
Grant Funding
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Treverbyn Village Hall
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Helen Alsop -Transfer
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L Jenkins - Transfer
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Jones A & GL
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Easyfundraising
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Hermes for DC
Dodd for AD
Willcocks for OW
Mathar for CM
Tucker for NT
Cordier for EC + PC
Alsop for AA
Graton LG
Lee for LL
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E Werry
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Alsop Helen
Claire Dustow
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£18.94
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£45.00
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£407.96
£15.00
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£320.66
£113.68
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£47.25
£51.99
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£1,470.75
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£56.00
£56.00
£9.29
£50.00
£ 1,000.00
£ 350.93
£ 4.52
£ 80.07
£ 146.67
£ 40.00
£ 9.04
£ 282.93
£ 70.78
£ 70.97
£ 35.39
£ 248.30
£ 75.00
£ 30.00
£ 141.75
£ 90.00
£ 169.82
£ 30.00
£ 113.68
£ 37.90
£ 34.60
£ 15.73
£ 12.45
£ 18.95
£ 18.95
£ 18.95
£ 18.95
£ 18.95
£ 37.90
£ 18.95
£ 18.95
£ 18.95
£ 37.56
£ 15.00
£ 123.56
£ 151.25
£ 179.11
£ 28.27
£ 24.28
£ 122.97
£ 198.89
£ 27.87
£ 227.36
£ 539.93
£ 30.00
£ 5.00
£ 5.00
£ 5.00
£ 10.00
£ 10.00
£ 284.00
£ 5.00
£ 5.00
£ 10.00
£ 5.00
£ 5.00
£ 5.00
£ 46.85
£ 5.00
£ 5.00
£ 9.29
£ 5.00
£ 5.00
£ 5.00
£ 5.00
£ 26.00
£ 123.17
£ 26.00
£ 24.00
£ 16.00
£ 26.00
£ 52.00
£ 25.00
£ 25.00
£ 25.00
£ 25.00
£ 50.00
£ 25.00
£ 25.00
£ 25.00
£ 25.00
£ 25.00
£ 25.00
£ 25.00
£ 25.00
£ 41.65
£ 113.68
£ 25.00
£ 25.00
£ 25.00
£ 25.00
£ 25.00
£ 25.00
£ 151.24
£ 123.17
£ 113.68
£ 50.00
£ 18.58
£ 43.61
£ 29.00
£ 0.98
8
3
135.55
4805.98
5.5
50
18.94
63.8
1450
8
1132.65
4
33
20
48.5
478
43.5
10
42.98
2.99
451.89
309.58
6
53.5
15.5
157.5
34.16
32.79
15
15
30
15
30
15
15
15
15
15
15
15
15
30
15
15
15
15
15
15
204.95
15
30
15
30
30
15
30
15
30
15
15
15
15
15
30
15
30
15
15
30
30
30
73
15
30
15
30
15
30
15
4.5
15
15
30
113.68
30
45
30
30
15
15
15
15
15
15
30
15
180
15
15
15
15
15
15
15
45
15
15
15
30
407.96
15
30
320.66
113.68
15
47.25
51.99
10
37.56
1470.75
£500
56
56
9.29
50
GROUNDWORK UK-TE GWUK
Membership
Smith family
Swimming Pool
SG pool deposit
Swimming Pool
Smiths pool
Swimming Pool
BC x 2, + AP deposit
Other
Refund for coaches meetng room hire. Noone turned up to open the hall.
Swimming Pool
Deposit OW+BW
Swimming Pool
Pool CD+BD**, OW+BW, MH,FH, LP, OW
Swimming Pool
Pool, JE and OE
Swimming Pool
Pool EB
Swimming Pool
Pool DC
Swimming Pool
Pool LL, LG, MF, AD
Swimming Pool
Error when setng up pool sessions on PMP - top up payment
Pool
AA pool sessions (not through PMP as new starter and PMP set to full amount)
Pool
EK, NT, FA pool sessions
Pool
RJ+EJ Pool sessions (not through PMP as new starter and PMP set to full amount)
Membership
CD + BD, GD, EK, EB, TW
Pool
EJ Pool sessions (not through PMP as a new starter and PMP set to full amount)
Membership
AA membership
Compettons
CD+BD nipper comp £15 each x 2 and 2 x £3.95 pool hats
Membership
Lou Hills membership (CHECK)
Grant / Donaton
Membership
Gemma Jones Membership
Compettons
Comp entry (£15) and swim hat purchase
Compettons
Comp entry (£15) and swim hat purchase
Compettons
Comp entry (£15) and swim hat purchase
Compettons
Comp entry (£15) and swim hat purchase
Compettons
Comp entry (£15) and swim hat purchase
Compettons
Comp entry (£15) and swim hat purchase x 2
Compettons
Comp entry (£15) and swim hat purchase
Compettons
Comp entry (£15) and swim hat purchase
Compettons
Comp entry (£15) and swim hat purchase
Membership
EJ and RJ +EJ
Pool
A Sarucan
Membership
J. Blenkinsop
Membership
Membership
Membership
Membership
Membership
Membership
Membership
Membership
Membership
Pool
Belated payment
Compettons
Max Hocking
Compettons
Max Hocking
Compettons
Max Hocking
Compettons
Max Hocking x 2
Compettons
Max Hocking x 2
Membership
Compettons
Max Hocking
Compettons
Max Hocking
Compettons
Max Hocking x 2
Compettons
Max Hocking
Compettons
Max Hocking
Compettons
Max Hocking
Membership
Compettons
Max Hocking
Compettons
Max Hocking
Membership
Compettons
Max Hocking
Compettons
Max Hocking
Compettons
Max Hocking
Compettons
Max Hocking
individual equip purchaComprashie
Membership
individual equip purchaComprashie
individual equip purchaComprashie
individual equip purchaComprashie
individual equip purchaComprashie
individual equip purchaComprashie
Compettons
Nipper Champs
Compettons
Nipper Champs
Compettons
Nipper Champs
Compettons
Nipper Champs
Grant /Donaton
Donaton to the nipper champs
Compettons
Nipper Champs
Compettons
Nipper Champs
Compettons
Nipper Champs
Compettons
Nipper Champs
Compettons
Nipper Champs
Compettons
Nipper Champs
Compettons
Nipper Champs
Compettons
Nipper Champs
individual equip purchaRefund for water meter
Membership
Compettons
Nipper Champs
Compettons
Nipper Champs
Compettons
Nipper Champs
Compettons
Nipper Champs
Compettons
Nipper Champs
Compettons
Nipper Champs
Membership
Membership
Membership
Compettons
Nipper Champs
Membership
Fundraising
Rafe
Fundraising
Rafe
Fundraising
Test sum up machine
Fundraising
BBQ
Fundraising
BBQ
Fundraising
Rafe
Fundraising
BBQ
Fundraising
BBQ
Fundraising
BBQ
Fundraising
Rafe
Fundraising
BBQ
Fundraising
BBQ
Fundraising
BBQ
Fundraising
Refund unsold stock
Fundraising
BBQ
Fundraising
BBQ
Fundraising
BBQ
Fundraising
BBQ
Fundraising
Exchange for coins from foat
Fundraising
BBQ
Fundraising
BBQ
Fundraising
Rafe
Fundraising
refund BBQ stock
Grant / Donaton
Fundraising
Rafe
Fundraising
BBQ
Fundraising
Rafe
Fundraising
BBQ
Fundraising
Rafe
Fundraising
Rafe
Fundraising
BBQ
Fundraising
T Shirt
Fundraising
T Shirt
Fundraising
2 x T shirt
Fundraising
T Shirt
Fundraising
2 x T shirt
Fundraising
T Shirt
Fundraising
T Shirt
Fundraising
T Shirt
Fundraising
T Shirt
Fundraising
T Shirt
Fundraising
T Shirt
Fundraising
T Shirt
Fundraising
T Shirt
Fundraising
2 x Tshirt
Fundraising
T Shirt
Fundraising
T Shirt
Fundraising
T Shirt
Fundraising
T Shirt
Fundraising
T Shirt
Fundraising
T shirt
Fundraising
Rafe
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
BBQ
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
BBQ
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Membership
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
T shirt
Fundraising
BBQ
Fundraising
T shirt
Fundraising
T shirt
Membership
Membership
Fundraising
T shirt
Membership
Membership
individual equip purchaClub Hat
Membership
Fundraising
Coast path walk
Fundraising
Donaton to coast path walk
Pool
Pool Session
Pool
Pool sessions
Membership
Fundraising
Donaton from a gentleman at the rotary club talk.
Grant Funding
~~RESTRICTED~~
Date Payee Method Amount **Authorised By ** funding source Spend Category Descripton
~~Perranporth. 60 miles Plymouth. 94 miles at 45p HMRC~~
Notes
02/10/2024 AndyCairns Transfer to A Cairns £ 42.30 CD Grant/donaton unrestricted Equipment
rate = £42.30
03/10/2024 SLSGB Go Cardless SLSGB £ 56.00 CD Membership Pathways Nipperpathways x 8,FH,JW,LP,LL,OW,EB,MH,FA YMAYSY7JEVV4
07/10/2024 SLSGB Go Cardless SLSGB £ 30.00 CD Membership Membership KW - PR009143 NS3ZWAY3HNJP
07/10/2024 AndyCairns Transfer to A Cairns £ 400.00 CD Grant/donaton unrestricted Equipment Reibursement for Transiton Board
~~6 Race Boards (Payment 1 of 2) deposit paid. 6~~
17/10/2024 Saunton Sands SLSC Transfer 1 of 2 to Saunton Sands SLSC £ 600.00 Grant/donaton unrestricted Equipment
raceboards at £200 each
~~6 Race Boards (Payment 2 of 2). Balance paid. 6~~
18/10/2024 Saunton Sands SLSC Transfer 2 of 2 to Saunton Sands SLSC £ 600.00 CD Grant/donaton unrestricted Equipment
raceboards at £200 each
~~Milage Reimbursement for Transiton boards 120 miles @~~
29/10/2024 AndyCairns Transfer to A Cairns £ 54.00 CD Grant/donaton unrestricted Equipment
45p per mile asper HMRC rules = £54
11/11/2024 SLSGB Go Cardless SLSGB £ 260.00 CD Training Training/courses TA course - H Edwards + A Cairns GPSG7CA7HQEZ
02/01/2025 GLL Transfer to GLL(Beter) £ 390.00 CD Pool Pool January'25 Polkyth Pool Hire Invoice SI-307444
08/01/2025 SLSGB Go Cardless SLSGB £ 150.00 CE Membership Afliaton SLSGB Afliaton
13/01/2025 Oceanperf Bank transfer to Oceanperf £ 460.00 Commitee Grant Restricted Equipment Tubes usingthe TESCO blue token money Invoice SI - 104
13/01/2025 SLSGB Go Cardless SLSGB £ 390.00 Commitee Membership Training/courses CH,UM,RH L2 coursepayment. Booked
13/01/2025 SLSGB Go Cardless SLSGB £ 65.00 CE Membership Training/courses VL L1 coursepayment. Booked
15/01/2025 SHC Leisure Transfer to 73511361//090128 £ 197.50 Commitee Other PPE Swim hats for Compettons Invoice 20348
16/01/2025 Nothingbutpadlocks LTD Transfer to 82864290//40-29-08 £ 136.49 HE Other maintenance Weatherproofpadlocks for container Invoice No 20250116-0004
16/01/2025 ebay Bank Transfer to eBay £ 34.38 HE Other Equipment
17/01/2025 RLSS RLSS UK Enterprise £ 700.00 Commitee Membership Equipment 3 xjuinior bobs and 1 x adult bob - excl VAT
18/01/2025 Chas Newens Marine SP CHASNEWENSMARIN £ 45.82 BC Other Equipment Ventlator for the container
19/01/2025 NewquaySurf Life SavingClub SQNewquaySurf L £ 150.00 HE Other Equipment 3 x longnipper boards@£50 each
10/02/2025 GLL Transfer to GLL(Beter) £ 1,267.50 BC Pool Pool Pool invoice for season minus January Invoice No. SI-311980
20/02/2025 Go Cardless Transfer to SLSGB £ 65.00 Commitee Membership Training/courses SLSGB Conference
~~Cornish Frostbite Stllwaters Nippers competton bulk~~
Waitngon invoice
10/03/2025 Stripe LIGDM2TK - REGION Transfer to SLS cornwall £ 195.00 BC/HE Compentry CompEntry
entry
10/03/2025 AIBL Transfer to 308012//77812784 £ 360.00 Commitee Membership Insurance Container and contents insurance Invoice No 542366508
19/03/2025 HarryEdwards Transfer to 070806//02026268 £ 139.25 Commitee Other Training/courses SLSGB Conference - fuel, parkingand ref cards
24/03/2025Mrs Elizabeth Bruce Transfer to £ 150.00 Commitee Membership Equipment Gazebo
07/04/2025 Surf Life SavingCornwall Transfer to SLS Cornwall £ 100.00 Commitee Other Afliaton SLS cornwall membershipfee
09/04/2025 Amazon Amazon £ 35.80 HE Other Equipment Wax
09/04/2025 B&Qmarketplace B&Qonlinepayment £ 200.91 Commitee Other maintenance Paint for containers
15/04/2025 Nothingbutpadlocks Transfer £ 71.41 commitee Other maintenance Padlocks for container
02/05/2025 ChasNEwman Onlinepayment £ 45.82 Commitee Other maintenance Ventlator for container
02/05/2025 eBay onlinepayment £ 60.62 commiteee Other Equipment Handles for boards
13/05/2025 Amazon onlinepayment £ 17.99 commitee Other Equipment Waterproof clipboard for register
13/05/2025 eBay onlinepayment £ 45.00 commitee Other maintenance Water meter
20/05/2025 Bodyline wetsuits £ 270.00 commitee Other PPE Beach nipper caps
22/05/2025 SLSGB GoCardless £ 65.00 commitee Grant Restricted Training/courses Tube Course - TESCO money
11/06/2025 Amazon £ 11.99 commitee Other maintenance Water meter wall fange
12/06/2025 EBay £ 35.00 commitee Other maintenance Water meter
13/06/2025 SLSGB GoCardless £ 130.00 commitee Other Training/courses SS - Level 2 coach course
16/06/2025 Stripe region SLS cornwall £ 100.00 commitee Grant Restricted CompEntry MAx hockingentry
16/06/2025 Cornish Granite £ 537.80 commitee Grant Restricted PPE Competton rashies
17/06/2025 Oceanperf £ 90.00 commitee Other Equipment kneepads for boards
18/06/2025 SLSGB Go Cardless £ 42.00 Commitee Membership Pathways Nipperpathways
18/06/2025 SLSGB Go Cardless £ 133.00 commitee Membership Pathways Nipperpathways
18/06/2025 SLSGB Go Cardless £ 245.00 commitee Membership Pathways Nipperpathways
24/06/2025 V Lee £ 25.00 CE Compentry CompEntry REfund -paid twice for nipper champs
26/06/2025 D Pitman £ 25.00 CE Compentry CompEntry Refund for nipper champs,D unable to compete
07/07/2025 SLS Cornwall Stripe - region £ 450.00 Commitee Compentry CompEntry Nipper competton entry payment
07/07/2025 St Austell CD £ 500.00 Commitee Other Other £500 foat for nipper champs bbq
09/07/2025 Mrs V Lee £ 107.76 Commitee Other Other Ketchupfor BBQ
09/07/2025 Booker Cardpayment £ 2,874.10 commitee Other Other Stock for BBQnipper champs
14/07/2025 ASDA Cardpayment £ 13.55 commitee Other Other Ofcials food Nipper CHamps(RECIEPT missing)
14/07/2025 ASDA Cardpayment £ 46.46 commitee Other Other BBQ ,rolls,milk,cleaningequipment Nipper champs BBQ
14/07/2025 Booker Cardpayment £ 72.27 commitee Other Other Stock for BBQnipper champs
15/07/2025 L Davidson Butchers(KITTOWS) Bank transfer £ 620.40 commitee Other Other Nipper champs BBQ- Burgers
15/07/2025 Martns Bakery BAnk Transfer £ 676.20 commitee Other Other Nipper Champs BBQ- Rolls
~~Nipper champs expenses food fuel for generator and~~
15/07/2025 H Edwards Bank transfer £ 425.74 commitee Other Other ~~,~~
paint for cabin.
~~Nipper champs bbq - gas + fre extnguisher (minus~~
15/07/2025 S Spiers Bank transfer £ 45.00 Commitee Other Other
burgers)
~~Professional fees - accounts audit - req by charites~~
23/07/2025 Wills BingleyLLP Bank transfer £ 300.00 Commitee Other Other
commission
23/07/2025 H Edwards Bank transfer £ 403.48 Commitee Other Other Booker BBQtopups
28/07/2025 Radio Solutons Onlinepurchase £ 259.99 commitee Grant Restricted Equipment Radios foryouth. Moneyfrom Policegrant
28/07/2025 Nothingbutpadlocks Bank transfer £ 71.03 commitee Other maintenance Padlocks for containers(replace due to rust)
28/07/2025 Gaelforce MArine Onlinepurchase £ 191.90 commitee Grant Restricted Equipment Binoculars foryouth. Moneyfrompolicegrant
30/07/2025 Post ofce Cardpayment £ 25.71 Commitee Other Other Rafeprizepostage
30/07/2025 Radio Solutons Onlinepurchase £ 26.34 Commitee Other Equipment Lanyards for radios
05/08/2025 888Designs Bank Transfer £ 933.91 commitee Grant Restricted Other Nipper compt shirts
18/08/2025 DC Elliot Bank Transfer £ 700.00 Commitee Other Equipment Adult raceboard - liquid freedom
18/08/2025 CraigIlife Bank Transfer £ 50.00 Commitee Other Other £50 rafeprize from Nipper Champs
18/08/2025 Jef Townsely Bank Transfer £ 41.98 Commitee Other Equipment 2 x nipper sof fns
20/08/2025 Nootca Onlinepurchase £ 291.91 Commitee Other Equipment Skipaddles
21/08/2025 Amazon Onlinepurchase £ 38.93 Commitee Other Equipment Epoxyresin for board repairs
01/09/2025 Stripe region Bank Transfer £ 25.00 Other CompEntry S Spiers Masters entry
08/09/2025 Post Ofce Card Payment £ 12.15 Commitee Other Other Postngnipper comprafeprize.
01/10/2024 CBSLSC Closing Balance for Club Financial Year Oct '24 - Sep '25 £ 9,980.64 Balance at COB 30/09/2024
IN Cat
Membership
Swimming Pool
donaton
Other
Grant Funding
RESTRICTED
Grant Funding
UNRESTRICTED
Cost
Count
£7,373
36
£1,000
1
£1,166
19
£33
1
£165
3
OUT Source
Cost
Count
Grant Restricted
£2,549
7
Membership
£2,386
12
Pool
£1,658
2
Other
£9,186
41
Training
£260
1
Grant / donaton u
£1,696
5
Compentry
£695
4
£40
1
£1,715
8
Grant / Donaton
Membership
Pool
Compettons
individual equip
Fundraising
£7,373
36
Sum1
£18,429
72

Sum2
£18,429
72





£6,884
£1,652
28
£827
46
£222
8
£13,484
117
Sum1
£25,313
244
Sum2
£25,313
240
Fundraising
£13,484
Membership
£7,373
Grant / Donaton
£1,715
Pool
£1,652
Compettons
£827
individual equip
£222
Other
£40
Sum1
£25,313
£40
£1,715
£7,373
£1,652
£827
£222
£13,484
Income Oct '24 - Sep '25
Other
Grant / Donation
Membership
Pool
Competitions
individual equip purchase
Fundraising

----- Start of picture text -----
OUT Cat Cost Count
Expenditure Matrix
First Aid equipme £0 0
PPE £1,005 3 Grant Restricted
Pool £1,658 2 Membership
Membership £30 1 Pool
Training/courses £1,114 7 Funding Source Other
Affiliation £250 2 Training
Equipment £4,992 22 Grant / donation u
Insurance £360 1 Comp entry
Pathways £476 4
Room hire £0 0
Comp Entry £820 6
maintenance £618 8 Nipper Champs IN 11463
Other £7,107 16 Nipper Champs O 6806
Sum1 £18,429 72
Sum2 £18,429 72
----- End of picture text -----

Expenditure - Source of Funds

----- Start of picture text -----
|||| |---|---|---| |£695| |£2,549| |£1,696| |£260| |Grant Restricted| |Membership| |£2,386|Pool| |Other| |Training| |Grant / donation unrestricted| |Comp entry| |£1,658| |£9,186| |Other|£7,107| |Equipment|£4,992| |Pool|£1,658| |Training/courses|£1,114| |PPE|£1,005| |Comp Entry|£820| |maintenance|£618|Ski paddles| |Pathways|£476| |Insurance|£360| |Affiliation|£250|

----- End of picture text -----

3 x juinior bobs an Adult raceboard - 6 Race Boards (Pa 6 Race Boards (Pa Tubes using the T Reibursement for Ski paddles Radios for youth. Binoculars for you 3 x long nipper b

Membership £30
First Aid equipme £0
Room hire £0
Sum1 £18,429

Gazebo knee pads for boa Handles for board Milage Reimburse Ventilator for the Milage Reimburse 2 x nipper soft fins Epoxy resin for bo Wax Lanyards for radio Waterproof clipbo

S

First Aid equipmePPE Pool Membership Training/courses Afliaton
£0 £538 £0 £0 £65 £0
£0 £0 £0 £30 £520 £150
£0 £0 £1,658 £0 £0 £0
£0 £468 £0 £0 £269 £100
£0 £0 £0 £0 £260 £0
£0 £0 £0 £0 £0 £0
£0 £0 £0 £0 £0 £0
4657
£618
£7,107
£1,005
£1,658
£30
£1,114
£250
£4,992
£360
£476
£820
Expenditure Oct '24 - Sep '25
First Aid equipment
PPE
Pool
Membership
Training/courses
Afliaton
Equipment
Insurance
Pathways
Room hire
Comp Entry
maintenance
Other

£ 700.00 £ 700.00 £ 600.00 £ 600.00 £ 460.00 £ 400.00 £ 291.91 £ 259.99 £ 191.90 £ 150.00

£ 150.00
£ 90.00
£ 60.62
£ 54.00
£ 45.82
£ 42.30
£ 41.98
£ 38.93
£ 35.80
£ 34.38
£ 26.34
£ 17.99 £ 488.16

Spending Category

Equipment Insurance Pathways Room hire Comp Entry maintenance
£912 £0 £0 £0 £100 £0
£850 £360 £476 £0 £0 £0
£0 £0 £0 £0 £0 £0
£1,534 £0 £0 £0 £25 £618
£0 £0 £0 £0 £0 £0
£1,696 £0 £0 £0 £0 £0
£0 £0 £0 £0 £695 £0

Other £934 £6,173

Carlyon Bay Surf Life Saving Club Accounts 01/10/2024 - 30/09/2025

Starting Balance

Receipts

Subs/Membership Grants Donations/Fundraising Other (Refunds) Individual Equipment Purchase

Other Swimming Subs Competition entry Totals Carlyon Bay Surf Life Saving Club Accounts 01/10/2024 - 30/09/2025 Payments Swimming Pool Insurance Competition entries Equipment Training SLSGB Individual Memberships SLSGB + SLS Cornwall Affiliation Maintenance Pathways Other (Includes BBQ equip for fundraising) PPE

Totals

Total in Bank account as at 30/09/2025

Unrestricted Restricted

3096.72
Prev Report (Not
7306.25
5,218Memberships
1000
22,692Grants
14243.49
1,666
81.65
180
1674.93
1,720
827.4
24908.11
3502.33
##
~~Donations /~~
fundraising
~~Swim Pool~~
Sessions
Prev Report (Not Prev Report (Not
5,218 Memberships
22,692 Grants
~~Donations /~~
1,666
fundraising
~~Si Pl~~
1,720 ~~wm oo~~
Sessions

Prev Report (Not full 12-mo)

Unrestricted
Restricted
1657.5
1,606Pool Payments
360
360Insurance
820
4991.96
21,387Equipment
1114.25
1,235Training/ courses
30
1,770
250
277Affiliations
617.65
476
112Pathways
7106.73
78Room Hire
1005.3
1,374PPE
7979.16
10450.23
##
9981.75
Membership -
~~Insurance~~
1,606 Pool Payments
360 Insurance
21,387 Equipment
1,235 Training/ courses
1,770 Membership -
277 Affiliations
~~Insurance~~
112 Pathways
78 Room Hire
1,374 PPE
Total funds
to the nearest £
to the nearest £
to the nearest £
A1 Receipts
FOR USE AS"LAST YEAR"
IN 25/26 RETURN
Unrestricted
funds
Restricted
funds
Endowment
funds
to the nearest
£
Total funds
to the nearest £
to the nearest £
to the nearest £
A1 Receipts
FOR USE AS"LAST YEAR"
IN 25/26 RETURN
Unrestricted
funds
Restricted
funds
Endowment
funds
to the nearest
£
Total funds
to the nearest £
to the nearest £
to the nearest £
A1 Receipts
FOR USE AS"LAST YEAR"
IN 25/26 RETURN
Unrestricted
funds
Restricted
funds
Endowment
funds
to the nearest
£
Total funds
to the nearest £
to the nearest £
to the nearest £
A1 Receipts
FOR USE AS"LAST YEAR"
IN 25/26 RETURN
Unrestricted
funds
Restricted
funds
Endowment
funds
to the nearest
£
Total funds
to the nearest £
to the nearest £
to the nearest £
A1 Receipts
FOR USE AS"LAST YEAR"
IN 25/26 RETURN
Unrestricted
funds
Restricted
funds
Endowment
funds
to the nearest
£
Other 40 - - 40
Grant / Donation 715 1,000 - 1,715
Membership 7,373 - - 7,373
Pool 1,652 - - 1,652
Competitions 827 - - 827
individual equip purchase 222 - - 222
Fundraising 13,484 - - 13,484
Sub total(Gross income -
- - -

for AR)
24,313
1,000 - 25,313
A2 Asset and investment
sales, (see table).
- - - -
- - - -
Sub total - - - -
Total receipts 24,313 1,000 - 25,313
A3 Payments
First Aid equipment - - - -
PPE 468 538 - 1,005
Pool 1,658 - - 1,658
Membership 30 - - 30
Training/courses 1,049 65 - 1,114
Affiliation 250 - - 250
Equipment 4,080 912 - 4,992
Insurance 360 - - 360
Pathways 476 - - 476
Room hire - - - -
CompEntry 720 100 - 820
maintenance 618 - - 618
Other 6,173 934 - 7,107
**Sub total ** 15,881 2,549 - 18,429
A4 Asset and investment
purchases, (see table) - - - -
- - - -
Sub total - - - -
Total payments 15,881 2,549 - 18,429
Net of receipts/(payments) 8,433 - 1,549 - 6,884
A5 Transfers between funds - - - -
A6 Cash funds last year end - - - -
15,881 2,549 - 18,429
8,433 - 1,549 - 6,884
- - - -
- - - -

Cash funds this year end 8,433 - 1,549 - 6,884

Section B Statement of assets and liabilities at the end of the Section B Statement of assets and liabilities at the end of the Section B Statement of assets and liabilities at the end of the Section B Statement of assets and liabilities at the end of the
Categories
B1 Cash funds
B3 Investment assets
B5 Liabilities
B2 Other monetary
assets
B4 Assets retained for
the charity’s own use
Details
to nearest £
to nearest £
Unrestricted
funds
Restricted
funds
9,981 -
- -
- -
Total cash funds
bl ih i d
9,981
Agreement
-
Agreement
Details
to nearest £
to nearest £
(agree aances wt recepts an payments
account(s))

Error

Error
Unrestricted
funds
Restricted
funds
- -
- -
- -
- -
- -
- -
Details
Cost(optional)
Fund to which
asset belongs
-
-
-
-
-
Details
Cost(optional)
Fund to which
asset belongs
-
-
-
-
-
-
-
-
-
Details
Fund to which

Amount due
~~liability relates~~ -
~~(optional)~~
-
-
-
-

Independent examiner’s report to the members of Carlyon Bay Surf Life Savings Club

We report on the accounts prepared by the treasurer for the 12-month period ended 30 September 2025, which comprises a statement of income and expenditure and bank balances carried forward.

The income reported is £25,313.72 and expenditure in the year was £18,429.39 and there was a combined bank balance at 30 September 2025 of £9,981.75.

Respective responsibilities of trustees and examiner

As the charity’s trustees you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the charity’s accounts carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable directions given by the Charity Commission under section 145(5)(b) of the Act.

Basis of independent examiner’s statement

Our examination included a review of the accounting records kept by the club and a comparison of the accounts presented with those records. It also included consideration of any unusual items or disclosures in the accounts and explanations provided concerning any such matters. The procedures undertaken do not require all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a “true and fair view” and the report is limited to the statement below.

Independent examiner’s statement

In connection with our examination, no matter has come to our attention:

Wills Bingley Partners LLP Chartered Accountants St Denys House 22 East Hill St Austell Cornwall PL25 4TR

Date: 24[th] July 2026

Wills Bingley St Denys House 22 East Hill St Austell Cornwall PL25 4TR

St Austell 01726 63344 Liskeard 01579 343401 info@willsbingley.com

Wills Bingley is the trading name of Wills Bingley Partners LLP incorporated in England and Wales no. OC420920 Registered address: St Denys House, 22 East Hill, St Austell, Cornwall PL25 4TR. VAT no. 235803611.