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2025-08-31-accounts

Banbury and District Canoe Club

Charity Number 1206093.

Trustees Annual Report for the Period 5th December 2024 – 6th December 2025

Address Cropredy Wharf, Cropredy , OX17 1PG

Trustees

Trustees are elected by members at the Annual General Meeting. The trustees may appoint a new trustee at any time provided that the limit on the number of trustees is not exceeded.

The CIO had the following trustees throughout the period to 6th December 2025, Will Harte, Jacqui Smith, Kirsten Suenson-Taylor and Graham Warland.

Day to day running of the club is delegated to a larger management committee of which 3 trustees are members.

Governing Document

CIO constitution dated 21st October 2023.

Objectives and Activities

The objects of the CIO are to promote participation in and provide facilities for the sport and recreation of canoeing in Banbury and the surrounding area, and to encourage community participation in canoeing.

The club has provided beginner courses to the both adults and children. Improver sessions were provided after the beginner courses alongside our normal training sessions to help beginners hone their skills and integrate into club sessions. An open day was also held to encourage participation across the community, some of whom then joined later courses. The club has run training and activities at Cropredy Wharf and other places. These have been for the benefit not only of our members but also members of other clubs and for wider family groups and others. Members have raced at local, national and international sprint, marathon and wild water regattas. This year (2025) we have connected with the local school to offer kayaking to their year 6 pupils as part of their PE curriculum. 23 children attended (12 each week) over the summer term and learnt confidence and how to paddle, as well as water safety, to look after and set up their own equipment and to work together as a team.

The club has run coach training courses to enable the continued provision of coaching to members and the community. Coach training and development includes many junior members who are expanding their own skills and will take these skills on to university and to other clubs in later life. All coaches are also qualified by Paddle UK in water safety, first aid and safeguarding.

The trustees have complied with the duty in section 4 of the Charities Act 2006 to have due regard to guidance on public benefit published by the Charity Commission.

Financial Review

The charity has adequate funds and reserves at the end of 2025 to continue its services. Reserves are held to allow for the purchase of our premises from

Banbury Charities and costs associated with this purchase. This process should finally be completed in 2026. Reserves are held to allow for planned improvements to the club building and any necessary repairs. Funds are also in place to allow for events to be booked before the associated income is received and to allow for fluctuations in that income. £ 70,000 is held in reserve. No funds are held as custodian trustee on behalf of others.

Declaration.

The trustees declare that they have approved the trustee report.

Signed on behalf of the charity’s trustees Graham Warland Trustee 31st December 2025

Charity Name

N

Recei ts and a ments accou p p y

Period start date To

For the period from

Section A Receipts and payments

Unrestricted Endowment Restricted funds funds funds

Unrestricted
funds
Restricted funds Endowment
funds
A1 Receipts to the nearest £
13,708
10,858
430
3,606
1,268
43
2,635
40
1,060
33,648
-
-
-
33,648
239
4,613
832
2,563
1,763
1,159
2,639
559
-
10,697
3,975
4,550
1,448
35,037
to the nearest £
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
to the nearest £
Membershipand Boat Storage 13,708 -
Fairport 10,858 -
Circuits 430 -
Racing 3,606 -
Ross Warland 1,268 -
Coachingand Courses 43 -
Clothingand Equipment 2,635 -
General Fundraising 40 -
Donations
Sub total(Gross income for AR)
-
A2 Asset and investment sales,
(see table).
- -
- -
Sub total - -
Total receipts
A3 Payments
-

Membershipand boat storage
239 -
Fairport 4,613 -
Circuits 832
Racing 2,563 -
Ross Warland 1,763 -
Coachingand Courses 1,159 -
Clothingand Equipment 2,639 -
General Fundraising 559 -
Donations - -
Legal Fees 10,697 -
BuildingCosts 3,975
Boat Costs
Running costs
**Sub total **
35,037 - -
A4 Asset and investment
purchases, (see table)
-
-
-
- - -
- - -
**Sub total ** - - -

Total payments 35,037 - - CCXX R1 accounts (SS) 1 17/02/2026

Net of receipts/(payments)
A5 Transfers between funds
A6 Cash funds last year end
Cash funds this year end
- 1,389


-


-
- - -
- - -
- 1,389 - -

CCXX R2 accounts (SS)

17/02/2026

2

Section B Statement of assets and liabilities at the end of the perio

Categories
B2 Other monetary assets
B1 Cash funds
Details
Total cash funds
(agree balances with receipts and payments account(s))
Co-op account
Lloyd account
Paypal
Details
Unrestricted
funds
to nearest £
72,863
24
68
72,955
Agreement Error
Unrestricted
funds
to nearest £
-
-
-
-
-
-

Details

Fund to which asset belongs

B3 Investment assets

B4 Assets retained for the charity’s own use

Details
Club building
Boats
Fund to which asset
belongs
Club building Unrestricted funds
Boats Unrestricted funds

Fund to which liability relates

Details

B5 Liabilities

CCXX R3 accounts (SS)

17/02/2026

3

Signed by one or two trustees on behalf of all the trustees

Kirsten Suenson-Taylor
Signature
Graham Warland
Print N
Graham W
Kirsten Suen

CCXX R4 accounts (SS)

17/02/2026

4

o (if any)

unts CC16a

Period end date

Total funds Last year

to the nearest £

to the nearest £

13,708 12,282
10,858 11,414
430 350
3,606 2,606
1,268 2,756
43 -
2,635 -
40 90
1,060 63
33648 29,561
-
- -
- -
33,648 29,561
239 -
4,613 4,359
832 940
2,563 3,058
1,763 849
1,159 1,950
2,639 -
559 706
- 619
10,697 2,463
3,975 9,873
4550 5529
1448 1912
35,057 32,258
-
-
- -
5
35,057
32,258

CCXX R5 accounts (SS)

17/02/2026

- 1,389 - 2,697
- -
- -
1,389 - 2,697

CCXX R6 accounts (SS)

17/02/2026

6

od

Restricted funds
to nearest £
-
-
-
-
OK
Restricted funds
to nearest £
-
-
-
-
-
-
Endowment
funds
to nearest £
-
-
-
-
OK
Endowment
funds
to nearest £
- -
- -
- -
- -
- -
- -
Cost (optional)
-
-
-
-
-
Current value
(optional)
- -
- -
- -
- -
- -
7
Cost (optional)
-
-
-
-
-
-
-
-
-
Amount due
(optional)
-
-
Current value
(optional)
-
-
-
-
-
-
-
-
-
When due
(optional)
-
-

CCXX R7 accounts (SS)

17/02/2026

-
-
-
Name
Warland
son-Taylor
Date of approval
17/01/2026
17/01/2026

CCXX R8 accounts (SS)

17/02/2026

8

Auditor’s report

The financial statements of Banbury and District Canoe club (the 'charity') have been audited for the year ended 31 August 2025.

The financial statements:

The trustees' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work performed, no material uncertainties have been identified relating to events or conditions that, individually or collectively, may cast significant doubt on the charity's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.