## **Banbury and District Canoe Club** 

Charity Number 1206093. 

Trustees Annual Report for the Period 5th December 2024 – 6th December 2025 

Address Cropredy Wharf, Cropredy , OX17 1PG 

## **Trustees** 

Trustees are elected by members at the Annual General Meeting. The trustees may appoint a new trustee at any time provided that the limit on the number of trustees is not exceeded. 

The CIO had the following trustees throughout the period to 6th December 2025, Will Harte, Jacqui Smith, Kirsten Suenson-Taylor and Graham Warland. 

Day to day running of the club is delegated to a larger management committee of which 3 trustees are members. 

## **Governing Document** 

CIO constitution dated 21st October 2023. 

## **Objectives and Activities** 

The objects of the CIO are to promote participation in and provide facilities for the sport and recreation of canoeing in Banbury and the surrounding area, and to encourage community participation in canoeing. 

The club has provided beginner courses to the both adults and children. Improver sessions were provided after the beginner courses alongside our normal training sessions to help beginners hone their skills and integrate into club sessions. An open day was also held to encourage participation across the community, some of whom then joined later courses. The club has run training and activities at Cropredy Wharf and other places. These have been for the benefit not only of our members but also members of other clubs and for wider family groups and others. Members have raced at local, national and international sprint, marathon and wild water regattas. This year (2025) we have connected with the local school to offer kayaking to their year 6 pupils as part of their PE curriculum. 23 children attended (12 each week) over the summer term and learnt confidence and how to paddle, as well as water safety, to look after and set up their own equipment and to work together as a team. 

The club has run coach training courses to enable the continued provision of coaching to members and the community. Coach training and development includes many junior members who are expanding their own skills and will take these skills on to university and to other clubs in later life. All coaches are also qualified by Paddle UK in water safety, first aid and safeguarding. 

The trustees have complied with the duty in section 4 of the Charities Act 2006 to have due regard to guidance on public benefit published by the Charity Commission. 

## **Financial Review** 

The charity has adequate funds and reserves at the end of 2025 to continue its services. Reserves are held to allow for the purchase of our premises from 



Banbury Charities and costs associated with this purchase. This process should finally be completed in 2026. Reserves are held to allow for planned improvements to the club building and any necessary repairs. Funds are also in place to allow for events to be booked before the associated income is received and to allow for fluctuations in that income. £ 70,000 is held in reserve. No funds are held as custodian trustee on behalf of others. 

## **Declaration.** 

## **The trustees declare that they have approved the trustee report.** 

**Signed on behalf of the charity’s trustees Graham Warland Trustee 31st December 2025** 



**Charity Name** 

**N** 


## **Recei ts and a ments accou p p y** 

Period start date **To** 

**For the period from** 

## **Section A Receipts and payments** 

**Unrestricted Endowment Restricted funds funds funds** 

||**Unrestricted**<br>**funds**|**Restricted funds**|**Endowment**<br>**funds**|
|---|---|---|---|
|**A1 Receipts**|**to the nearest      £**<br>**13,708**<br>**10,858**<br>**430**<br>**3,606**<br>**1,268**<br>**43**<br>**2,635**<br>**40**<br>1,060<br>**33,648**<br>**-**<br>**-**<br>**-**<br>**33,648**<br>**239**<br>**4,613**<br>**832**<br>**2,563**<br>**1,763**<br>**1,159**<br>**2,639**<br>**559**<br>**-**<br>**10,697**<br>**3,975**<br>4,550<br>1,448<br> **35,037**|**to the nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**|**to the nearest £**|
|Membershipand Boat Storage|**13,708**||**-**|
|Fairport|**10,858**||**-**|
|Circuits|**430**||**-**|
|Racing|**3,606**||**-**|
|Ross Warland|**1,268**||**-**|
|Coachingand Courses|**43**||**-**|
|Clothingand Equipment|**2,635**||**-**|
|General Fundraising|**40**||**-**|
|Donations<br>**_Sub total_**_(Gross income for AR)_||||
||||**-**|
|||||
|**A2 Asset and investment sales,**<br>**(see table).**||||
||**-**||**-**|
||**-**||**-**|
|**_Sub total_**|**-**||**-**|
|**_Total receipts_**<br>**A3 Payments**||||
||||**-**|
|||||
|<br>Membershipand boat storage|**239**||**-**|
|Fairport|**4,613**||**-**|
|Circuits|**832**|||
|Racing|**2,563**||**-**|
|Ross Warland|**1,763**||**-**|
|Coachingand Courses|**1,159**||**-**|
|Clothingand Equipment|**2,639**||**-**|
|General Fundraising|**559**||**-**|
|Donations|**-**||**-**|
|Legal Fees|**10,697**||**-**|
|BuildingCosts|**3,975**|||
|Boat Costs<br>Running costs<br>**_Sub total_ **||||
||**35,037**|**-**|**-**|



|**A4 Asset and investment**<br>**purchases, (see table)**|||**-**<br>**-**<br>**-**||
|---|---|---|---|---|
||**-**||**-**|**-**|
||**-**||**-**|**-**|
|**_Sub total_ **|**-**||**-**|**-**|



_**Total payments**_ **35,037 - -** CCXX R1 accounts (SS) 1 17/02/2026 



|**_Net of receipts/(payments)_**<br>**A5 Transfers between funds**<br>**A6 Cash funds last year end**<br>**_Cash funds this year end_**|**-                  1,389**|<br> <br> <br>|**-**|<br> <br> <br>|**-**|<br>|
|---|---|---|---|---|---|---|
||**-**||**-**||**-**||
||**-**||**-**||**-**||
||**-                  1,389**||**-**||**-**||



CCXX R2 accounts (SS) 

17/02/2026 

2 



## **Section B Statement of assets and liabilities at the end of the perio** 

|**Categories**<br>**B2 Other monetary assets**<br>**B1 Cash funds**|**Details**<br>**_Total cash funds_**<br>(agree balances with receipts and payments account(s))<br>Co-op account<br>Lloyd account<br>Paypal<br>**Details**|**Unrestricted**<br>**funds**<br>**to nearest £**|
|---|---|---|
|||**72,863**|
|||**24**|
|||**68**|
|||**72,955**|
|||Agreement Error|
|||**Unrestricted**<br>**funds**<br>**to nearest £**|
|||**-**|
|||**-**|
|||**-**|
|||**-**|
|||**-**|
|||**-**|



## **Details** 

**Fund to which asset belongs** 

## **B3 Investment assets** 

**B4 Assets retained for the charity’s own use** 

|**Details**<br>Club building<br>Boats|**Fund to which asset**<br>**belongs**|
|---|---|
|Club building|Unrestricted funds|
|Boats|Unrestricted funds|
|||
|||
|||
|||
|||
|||
|||



**Fund to which liability relates** 

## **Details** 

## **B5 Liabilities** 

CCXX R3 accounts (SS) 

17/02/2026 

3 



Signed by one or two trustees on behalf of all the trustees 

|Kirsten Suenson-Taylor<br>Signature<br>Graham Warland|Print N<br>Graham W<br>Kirsten Suen|
|---|---|



CCXX R4 accounts (SS) 

17/02/2026 

4 



## **o (if any)** 

## **unts CC16a** 

Period end date 

## **Total funds Last year** 

**to the nearest £** 

## **to the nearest £** 

|**13,708**||**12,282**|
|---|---|---|
|**10,858**||**11,414**|
|**430**||**350**|
|**3,606**||**2,606**|
|**1,268**||**2,756**|
|**43**||**-**|
|**2,635**||**-**|
|**40**||**90**|
|**1,060**||63|
|33648||**29,561**|



|**-**|||
|---|---|---|
|**-**||**-**|
|**-**||**-**|
|**33,648**||**29,561**|



|**239**||**-**|
|---|---|---|
|**4,613**||**4,359**|
|**832**||**940**|
|**2,563**||**3,058**|
|**1,763**||**849**|
|**1,159**||**1,950**|
|**2,639**||**-**|
|**559**||**706**|
|**-**||**619**|
|**10,697**||**2,463**|
|**3,975**||**9,873**|
|4550||5529|
|1448||1912|
|**35,057**||**32,258**|



|**-**||||
|---|---|---|---|
|**-**||||
|**-**|||**-**|
|5<br>**35,057**|||**32,258**|



CCXX R5 accounts (SS) 

17/02/2026 



|**-                  1,389**||**-                2,697**|
|---|---|---|
|**-**||**-**|
|**-**||**-**|
|**1,389**||**-                2,697**|



CCXX R6 accounts (SS) 

17/02/2026 

6 



## **od** 

|**Restricted funds**<br>**to nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>OK<br>**Restricted funds**<br>**to nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**|**Endowment**<br>**funds**<br>**to nearest £**|
|---|---|
||**-**|
||**-**|
||**-**|
||**-**|
||OK|
||**Endowment**<br>**funds**<br>**to nearest £**|
|**-**|**-**|
|**-**|**-**|
|**-**|**-**|
|**-**|**-**|
|**-**|**-**|
|**-**|**-**|



|**Cost (optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**|**Current value**<br>**(optional)**|
|---|---|
|**-**|**-**|
|**-**|**-**|
|**-**|**-**|
|**-**|**-**|
|**-**|**-**|



|7<br>**Cost (optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Amount due**<br>**(optional)**<br>**-**<br>**-**|**Current value**<br>**(optional)**|
|---|---|
||**-**|
||**-**|
||**-**|
||**-**|
||**-**|
||**-**|
||**-**|
||**-**|
||**-**|
||**When due**<br>**(optional)**|
|**-**||
|**-**||



CCXX R7 accounts (SS) 

17/02/2026 



|**-**<br>**-**<br>**-**<br>Name<br>Warland<br>son-Taylor||
|---|---|
|||
|||
||Date of approval|
||17/01/2026|
||**17/01/2026**|



CCXX R8 accounts (SS) 

17/02/2026 

8 



## **Auditor’s report** 

The financial statements of Banbury and District Canoe club (the 'charity') have been audited for the year ended 31 August 2025. 

The financial statements: 

- give a true and fair view of the state of the charity's affairs as at August 2025 and of its incoming resources and application of resources, for the year then ended; 

- have been prepared in accordance with the requirements of the Charities Act 2011. 

The trustees' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. 

Based on the work performed, no material uncertainties have been identified relating to events or conditions that, individually or collectively, may cast significant doubt on the charity's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.