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2025-09-30-accounts

REFUGE TOWER

Trustees' Annual Report and Financial Statements For the Year Ended 30 September 2025

Contents

  1. Charity Information

  2. Chair's Foreword

  3. Trustees' Report

  4. Structure, Governance and Management

  5. Objectives and Public Benefit

  6. Ministry Activities During the Year

  7. Pastoral Care and Community Impact

  8. Volunteer Contribution

  9. Achievements and Performance

  10. Financial Review

  11. Reserves Policy

  12. Risk Management and Safeguarding

  13. Future Plans

  14. Statement of Financial Activities

  15. Balance Sheet

  16. Notes to the Accounts

  17. Trustees' Declaration

Charity Information

Charity Name Refuge Tower Registered Charity Number 1204734 Legal Form Charitable Incorporated Organisation (CIO)

Principal Address 9a Nobel House, Nobel Road, Eley Trading Estate, London N18 3BH

Chair of Trustees Victoria Enebi Trustee Marc Williams

Chair's Foreword

The year ended 30 September 2025 marked an important milestone as Refuge Tower established regular ministry activities and began serving both its congregation and the wider community. We thank God for His faithfulness and acknowledge the commitment of our volunteers, members and supporters.

Throughout the year we remained committed to advancing the Christian faith while providing practical assistance to individuals and families in need. As we look ahead, we remain focused on growing the church, strengthening pastoral care, expanding community outreach and securing permanent premises from which we can further our charitable mission.

Trustees' Report

The Trustees present their Annual Report and Financial Statements for the year ended 30 September 2025. Refuge Tower became operational during the year and fulfilled its charitable purposes through public worship, biblical teaching, prayer, discipleship, evangelism, pastoral care and community outreach.

Church services were held at 9a Nobel House, Nobel Road, Eley Trading Estate, London N18 3BH. The Trustees confirm that they have had due regard to the Charity Commission's guidance on public benefit and are satisfied that the charity's activities have provided meaningful spiritual, emotional and practical benefit to the public.

Structure, Governance and Management

Refuge Tower is governed by its Constitution as a Charitable Incorporated Organisation. Governance is provided by a Board comprising Victoria Enebi (Chair) and Marc Williams . Three trustee meetings were held during the year to review ministry activities, finance, safeguarding, compliance and future planning. Trustees considered Charity Commission guidance on decision-making, trustee responsibilities and risk management in carrying out their duties.

Objectives and Public Benefit

The charity exists to advance the Christian faith through public worship, teaching of the Bible, prayer, discipleship and pastoral care. In addition to spiritual ministry, the church seeks to relieve hardship through practical support. Worship services, Bible study and prayer meetings are open to everyone regardless of age, race, nationality or background. Public benefit was demonstrated through pastoral counselling, welfare support, food

parcel distribution, clothing distribution and community outreach programmes that promoted wellbeing, strengthened families and encouraged community cohesion.

Ministry Activities During the Year

Average Sunday attendance was approximately 30 people, with membership reaching approximately 65 people and an estimated 95 visitors attending services and special events during the reporting period.

Pastoral Care and Community Impact

Pastoral care remained central to the church's ministry. Members of the leadership team undertook hospital visits, home visits, marriage counselling, family counselling, prayer support and welfare support for those experiencing personal or family challenges. Food parcels were distributed to households in need, while ongoing pastoral encouragement helped strengthen faith, resilience and emotional wellbeing. Community initiatives included a feeding programme supported by donations from church members and local supermarkets, clothing distribution, Christmas outreach and visits to elderly members of the local community.

Volunteer Contribution

Four dedicated volunteers supported the delivery of Refuge Tower's charitable activities. They assisted with preparing and distributing food, organising clothing donations, supporting community outreach and helping with practical arrangements during church activities. Their service significantly increased the charity's capacity to reach vulnerable people.

Achievements and Performance

During its first operational year, Refuge Tower successfully established a consistent programme of worship and ministry, strengthened pastoral support, increased community engagement and created a welcoming environment for worshippers and visitors. The Trustees believe the charity has laid a solid foundation for sustainable growth and increased public benefit.

Financial Review

Income for the year totalled £2,000 comprising Offerings (£850) and Donations (£1,150). Expenditure amounted to £1,980, leaving a surplus of £20. The closing bank balance at 30 September 2025 was £20. No fixed assets were purchased and there were no outstanding liabilities.

Reserves Policy

The Trustees intend to build unrestricted reserves sufficient to cover at least three months' operating expenditure as resources allow.

Risk Management and Safeguarding

The Trustees reviewed the principal risks facing the charity, including governance, safeguarding, financial management, health and safety and operational continuity. Appropriate controls were maintained throughout the year. Safeguarding policies were implemented to promote the safety and wellbeing of beneficiaries, volunteers and visitors.

Future Plans

The Trustees intend to increase evangelism, grow membership, strengthen youth and children's ministry, expand pastoral care, increase community outreach and food support, extend mission work and secure permanent premises to support the long-term development of the charity.

Statement of Financial Activities

Income £
Tithes 0
Offerings 850
Donations 1150
Total Income 2000
Venue Hire 600
Church Expenses & Worship Materials 280
Community Outreach 350
Evangelism 120
Telephone & Administration 180
Professional Fees 250
Bank Charges 20
Miscellaneous 180
Total Expenditure 1980
Surplus 20

Balance Sheet

Cash at Bank: £20 Net Assets: £20 Accumulated Funds: £20

Notes to the Accounts

The accounts have been prepared on the receipts and payments basis. All funds are unrestricted. No fixed assets were acquired during the year. The charity had no liabilities at the reporting date.

Trustees' Declaration

The Trustees declare that they have approved this Annual Report and Financial Statements for the year ended 30 September 2025.

Signed:

Victoria Enebi Chair of Trustees