## REFUGE TOWER **Trustees' Annual Report and Financial Statements** For the Year Ended 30 September 2025 ## **Contents** 1. Charity Information 2. Chair's Foreword 3. Trustees' Report 4. Structure, Governance and Management 5. Objectives and Public Benefit 6. Ministry Activities During the Year 7. Pastoral Care and Community Impact 8. Volunteer Contribution 9. Achievements and Performance 10. Financial Review 11. Reserves Policy 12. Risk Management and Safeguarding 13. Future Plans 14. Statement of Financial Activities 15. Balance Sheet 16. Notes to the Accounts 17. Trustees' Declaration ## **Charity Information** Charity Name Refuge Tower Registered Charity Number 1204734 Legal Form Charitable Incorporated Organisation (CIO) Principal Address 9a Nobel House, Nobel Road, Eley Trading Estate, London N18 3BH Chair of Trustees Victoria Enebi Trustee Marc Williams ## **Chair's Foreword** The year ended 30 September 2025 marked an important milestone as Refuge Tower established regular ministry activities and began serving both its congregation and the wider community. We thank God for His faithfulness and acknowledge the commitment of our volunteers, members and supporters. Throughout the year we remained committed to advancing the Christian faith while providing practical assistance to individuals and families in need. As we look ahead, we remain focused on growing the church, strengthening pastoral care, expanding community outreach and securing permanent premises from which we can further our charitable mission. ## **Trustees' Report** The Trustees present their Annual Report and Financial Statements for the year ended 30 September 2025. Refuge Tower became operational during the year and fulfilled its charitable purposes through public worship, biblical teaching, prayer, discipleship, evangelism, pastoral care and community outreach. Church services were held at 9a Nobel House, Nobel Road, Eley Trading Estate, London N18 3BH. The Trustees confirm that they have had due regard to the Charity Commission's guidance on public benefit and are satisfied that the charity's activities have provided meaningful spiritual, emotional and practical benefit to the public. ## **Structure, Governance and Management** Refuge Tower is governed by its Constitution as a Charitable Incorporated Organisation. Governance is provided by a Board comprising Victoria Enebi (Chair) and Marc Williams . Three trustee meetings were held during the year to review ministry activities, finance, safeguarding, compliance and future planning. Trustees considered Charity Commission guidance on decision-making, trustee responsibilities and risk management in carrying out their duties. ## **Objectives and Public Benefit** The charity exists to advance the Christian faith through public worship, teaching of the Bible, prayer, discipleship and pastoral care. In addition to spiritual ministry, the church seeks to relieve hardship through practical support. Worship services, Bible study and prayer meetings are open to everyone regardless of age, race, nationality or background. Public benefit was demonstrated through pastoral counselling, welfare support, food parcel distribution, clothing distribution and community outreach programmes that promoted wellbeing, strengthened families and encouraged community cohesion. ## **Ministry Activities During the Year** - Weekly Sunday worship services - Midweek Bible Study - Prayer meetings and Night Vigils - Holy Communion services - Evangelism - Home Fellowship - Men's Ministry - Women's Ministry - Youth Fellowship Average Sunday attendance was approximately 30 people, with membership reaching approximately 65 people and an estimated 95 visitors attending services and special events during the reporting period. ## **Pastoral Care and Community Impact** Pastoral care remained central to the church's ministry. Members of the leadership team undertook hospital visits, home visits, marriage counselling, family counselling, prayer support and welfare support for those experiencing personal or family challenges. Food parcels were distributed to households in need, while ongoing pastoral encouragement helped strengthen faith, resilience and emotional wellbeing. Community initiatives included a feeding programme supported by donations from church members and local supermarkets, clothing distribution, Christmas outreach and visits to elderly members of the local community. ## **Volunteer Contribution** Four dedicated volunteers supported the delivery of Refuge Tower's charitable activities. They assisted with preparing and distributing food, organising clothing donations, supporting community outreach and helping with practical arrangements during church activities. Their service significantly increased the charity's capacity to reach vulnerable people. ## **Achievements and Performance** During its first operational year, Refuge Tower successfully established a consistent programme of worship and ministry, strengthened pastoral support, increased community engagement and created a welcoming environment for worshippers and visitors. The Trustees believe the charity has laid a solid foundation for sustainable growth and increased public benefit. ## **Financial Review** Income for the year totalled £2,000 comprising Offerings (£850) and Donations (£1,150). Expenditure amounted to £1,980, leaving a surplus of £20. The closing bank balance at 30 September 2025 was £20. No fixed assets were purchased and there were no outstanding liabilities. ## **Reserves Policy** The Trustees intend to build unrestricted reserves sufficient to cover at least three months' operating expenditure as resources allow. ## **Risk Management and Safeguarding** The Trustees reviewed the principal risks facing the charity, including governance, safeguarding, financial management, health and safety and operational continuity. Appropriate controls were maintained throughout the year. Safeguarding policies were implemented to promote the safety and wellbeing of beneficiaries, volunteers and visitors. ## **Future Plans** The Trustees intend to increase evangelism, grow membership, strengthen youth and children's ministry, expand pastoral care, increase community outreach and food support, extend mission work and secure permanent premises to support the long-term development of the charity. ## **Statement of Financial Activities** |Income|£| |---|---| |Tithes|0| |Offerings|850| |Donations|1150| |Total Income|2000| |Venue Hire|600| |Church Expenses & Worship Materials|280| |Community Outreach|350| |Evangelism|120| |Telephone & Administration|180| |Professional Fees|250| |Bank Charges|20| |Miscellaneous|180| |**Total Expenditure**|**1980**| |**Surplus**|**20**| ## **Balance Sheet** Cash at Bank: £20 Net Assets: £20 Accumulated Funds: £20 ## **Notes to the Accounts** The accounts have been prepared on the receipts and payments basis. All funds are unrestricted. No fixed assets were acquired during the year. The charity had no liabilities at the reporting date. ## **Trustees' Declaration** The Trustees declare that they have approved this Annual Report and Financial Statements for the year ended 30 September 2025. Signed: Victoria Enebi Chair of Trustees