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2024-12-31-accounts

Charity reystrtion number 1204421 IEn*nd and Walesl St Albans United Reformed Church Charity Annual Report and Financial Statements For the Period ended 31 December 2024

St Alban5 United Reformed Church Charity Contents Page Trustees. report Independent examiner's report- General Fund Statement of finaThcial actyvities- Generzl FurKI Balance Sheet Notes to the financial siatements 6-10 Legacy and Mernorial Fund io

St Albans United Reformed Church Charity Trustees, Report For the Period ended 31 DeceM￿r 2024 ThSs report includes infomlation required by the Charilies (Accounts and fleportsl Regulat)n$ 2(¥)8 and the Statement of Recommended PrarticÈ for Attounting by Chzritie5 2CIJS Adrninistrati¥e information St Albans United Reformed Church Charity is a local churth of the Unr(ed Reformed Church in Great Britain and 15 a member church ofThames North Synod of the VRC. 11 was registered on Zl" Au8ilSt 2(K)9 as Charity Number 1204421. From the beginning of 2023 three thurches- Homewood Road Unrted Reformed Churth. Trinity St Albans United Reformed Church and Greenwood United Reforrned Church arnalgarnated to form St Alban5 United Reformed Church. It is based on Iwo Homewood and Greenwood situated respectrvety at Homewood Rd. St Albans ALI 48H and at Watford Road. Chi5wèII Green, AL2 3HG. Email creta stalbansurc.or The members of the elders. meeting are recognised as the tharity trusiees. The turrent serving elders are.. Lesley King Dawd Martin Gillian Ellioti Helen Grrffiths Sheila Knopp Deborah Hodge Jennrfer Hawkins Philip Nixon Anne Goldsmrth Raymond Fraser Elizabeth Barrett Susan Gray resigned on 31 Juty 2025 7he above church buildings and two manses at 2B Jersey Lane. Sl Albans, AL4 9A8 and 22 Charmuth Rd 5t AlbansALI 4SN are all vested in Thames North Symod Trust as trustee5 and held for the benefft of St Albans URC in accordance wtth the trusts applicable to URC properties. The former Trinrty Church building at 3 8eaconsf4eld Rd St Albans ALI 3RD and the cotta8e at 3 Beaconsfield Rd St Albans ALI were sold by Thames North Synod Trust in December 2024. Structure. pvernan¢e and manatement The activities of St Albans United Relormed Churth a￿ overseen by the Elders. Meeting of the Church In actordance wSth the provi5ion5 of The Structure of the United Reformed Church determined by the General A55embfy of the Llnited Reformed Church. and supplemented by the rules ol St Albans URC. The Roverning d¢xument of St ￿banS URC registered charbty is a statement adopted at Church Meeting on 2January 2023. The Elders, Meeting is responsible fov thethnanoal administration of the Churth. and the care and maintenance of both Church and klall premises and the maThses. The Churth Meeting gives general guidantt on the lile and work of the Churth. The members of the Elders. Meeting of St Albans URC are the minister in pastoral charge Irf any) and up to 12 member5 of St Albans URC nominated and elected by the members of St Albans URC in Church Meeting. Elders normallyserve for 3 years. retire by rotation and are elieible for relection. The members ol the Elders. Meeting are the trustees of the registered charity during iheir period of Se￿l¢e as dders. The Elders. Meeting met 10 times during 2024. It is assisted in the administratw of the Churth and its property bythe Finance and General Purposes Committee. The Churth Meeting met 4 ty.mes in 2024. Objrti¥es and attivities A5 a local congregation ol the United Reformed Church. St Albans Unrted Reformed Church seeksto advance the Christian faith for the benefit ol the public in accordance with the kheme of Union of the United Refornied Church through its activities and the laciliiies offered to the communiiy by its l)uildings_ The Trustees are aware of the Church'5thaTitable purposes. and en(knwr to make deci5ionsthat behelr( all ty.. providing resources and facilitie5 for public worship. pastoral care and spirttual. moral and intellectual dEvelopment, both for the congregation and for anyone else who wishes to benefit from what the Churth offer5.' promoting Christian value5 and serwce by membefs of the congregation to the community. for the benefit of individua15 and sgciety as a whole.

St Alban5 United Reformed Church Charity Trus¢ees' Report {ContiTruedl For the Period ended 31 December 2024 Rvdlew of a¢VTOlles and athIeweM￿ts For rnuch of 2024, ￿rshIp was possible the H(#m¥￿1 sits. Tiihity site beinBik)5Ed ￿ preparat￿￿ for ils Sak at the e¢Trd of 2024 and GreeT￿0￿j.5 51te being redevekjped io make it of fflu¢h greater ￿ArtY for ihe churth's purposes in the fvtvre. 11 reopened in Detembef 2024 The chvrth (onlinued to encouta8e rThernbe￿ and fr+end5 to $4JPPOrt 3 range of IDcal, naiional and InTrfnaih)nal chariries finanoally and. itt ihe Case of a kxal lood bank. in k￿d. A Parents and Todd￿[$ Group functhined during term rine and thefe wtye some themell fvn days for chibJ￿rt durin8 the h￿Idays. A WEek cafe was operated by the thur(h. Of¥Inal￿ in the hew of ￿n￿r. io prO￿e a wami and sooal space for church members the I￿1 communty- 11$ 50(lal¥alue has be•)yethappreciaiedand it hascontWWEd toopewate once a month. Fihantial r￿￿e￿ l am pleased io preseni the accounts lor the perwyj. ¥vhichshtrw ath o¥etsll defrt of £3&014. This i5the first Set ofaccount5 for this £hèrity v4hich cover5 2024. Hoknpr mosi ironsattws f(K rhe rerut to Apiil 2024 were accounted for in the fv)al F4nèncial siatements ol the thfee wedÈ(e550r churche5 foi the pprK)d to 30 Ar￿ 2014. Rea50n5 for the defiot include mainr¥ning ihe Trinity Srf(e prtytsTrdumg the whole year ID FYeparatK)nforit5 s. This rep)rt was approved bythe Ekler5on 2 Octthr 1025 . Chwch SeCret￿Y

St Albans United Reformed Church Charity Independent Examiner's Report To the Trustees of St Albans United Reformed Churth Charity I reportto thetrustees (th my eyamination of the finanoal statements of StAlbans United Refomied Church Charity (the tharrtyl for the period ended 31 Detember 2024. Re5ponslbllltles and basts of reryt As the trustees of the charity you are responsible for the preparation of the financial ststements in accordance with the requ1￿Men15 of the Charities Act 2011. I report in respect of my examination of the charity5 financial statements carrbed out under seclion 145 of the Charities Act 2011. In carrying out my examination I ha¥e followed the Directions gr¥en by the Charity Commission under section 14515llbl of the Chafilies Art 2011_ Independent txaminer's State•nent I have completed my exarnination. I confirm that no matter5 have co￿￿ to my attention in connection with the examination giving rne cause to believe that in any material respect= accounting records were noi kept in respect ol the tharity as required by section 130of the Charities Act 2011. the linancial ststements do not accord with those records.. or the linancial ￿aleMen15 do not cornp￿ wr(h the applicable ￿quireMents concerning the form and content of finantial statements set out in the Charities (Accounts and Reportsl Regulations 2LM)B other than any requirementthat thefinancial statement5 give a true and fair view. whh is not a Matter tonsidered as part ol an independent examination. I have no concerns and have come across no other matters in connettion with the examination to which attentitin should be drawn in this report in order to enable a pmper widerstandingof the linancial statements to be reached. Richard William Hattrell FCA 2 October 2025

5t Albans United Reformed Church Charlty Statement of Financlal Artivities Including Income and Expenditure Account- General Fund For the Period ended 31 December 2024 Unr•strkned funds 2024 Note5 Income from: Donations 50,908 77.827 2,837 Charitable attivities Investments Total In¢ome 131.S72 Expend•ture on: Char￿ble activitie5 167.586 Totsl expendfture 167.586 Net ejtpendlture and moveff*nt in fvnds 136,0141 Rècondliatlon of fund5: f unds transferred from previou5 thurche5 131.134 Fund balances at 31 Oecember 2014 95,120 The ststement of financial activities includes all eains and losses recognised in the period. All income and expenditure derive from continuing activiiies.

St Albans United Refornied Church Charity Balan￿ sheet- Genernl Fund As at 31 Detem￿r 2024 Current assers Cash at bank and in hand 95.120 14et (urrenta5Sats 95,120 The fwNkofthethavlty Unrestrirted funds 95.120 95,120 finandèl statements were apFrnd trytt trLtsreesthi 2 OL01￿ 2025 L6£L&I M c k/hJ bAviD s_ MARTifd

St Albans United Reformed Church Charity Notes to the Financlal Statements For the Period ended 31 December 2024 Attounting policies Charlty Inlomlatlo St Albans United Reformed Church Charity ￿ a Charity registered with the Charity Commi55ioner5 in England and Wales under Charity Numbef 1204421 1.1 A(cguntinB wn¥entk¥n The financial staiernEnt5 have been prepared in accordance with the charity's governing document. the Charities Act 2011. and guidance provided by the Charity Commission lor preparation of financial statements on ihe receipts and payments basis. The financial statements are prepared in sterling. which is the funttional currency of the charity. Monetary amount5 Iri these financial statements are rounded to the nea￿$1 E. The fiThancial statements ha¥e been prepared under the historical cosi convention modified to include revaluation of certain financial instruments at fair value. The principal accountin8 polioes adomed are set out below. 1.2 Golng concern At the time of appro￿ng the ffinancial Statements. the trustees have a reasonable expectat￿ that the charity has adequate resources to coThtinue in operntional existence for the foreseeable futu￿. Thus the iwstees continve to adopt the going concern basis of accountinE in preparing the financial stateme1￿. 13 Chafftable fvnd5 The General fund is available for use ai the disuetion of the iruuees in furtherance of their chaiitsble objectives. 1.4 Income Income is recognised when the charity has received ihe funds. Donation5 are recognised on receipt. Legacies are recognised on receipt_ 1.5 ExpfvdTrtur Expenditure is rettjgnised vthen incurred. Expenditure is das5ified by artivity. 1.6 Cash and cash equlvalebtts Cash aThd cash equivalents include cash in hand and deposits held at call wth banks Income from donatk>n5 Unrèstrfttèd fund5 2024 Donations and gifts 50.908

St Albans United Reformed Church Charity Notes to the Flnancial Statements (Continued) For the Period ended 31 December 2024 Income from don3￿ (Continued) Unrestrkt fund5 Z024 Donatlons and tffts Church Offerings- Gift Aid Church Offerings- Non Gift Aid Gift Aid Refunded 39,532 2.256 9,120 50,908 Incomè fr¢)m charltable act￿lI1e$ Unrèstricttd fund$ 2024 Rental In¢¢)m¢ Rental income- Halls Rental income- Manses 46.603 31,224 77,827 Income from investments Unrestricted funds 2024 Intere￿ receivable 2,837

St Albans United Reformed Church Charity Notes to the Financial Statements (Continued) For the Period ended 31 December 2024 Expenditure on ¢haritable Jdivities Charltable actlvlt5Ès 1024 Dlrect Costs Staff cost5 12.933 22.644 25.368 28,502 12.453 8.S68 38.760 1.437 1,2% 852 Insurnnce Repairs and maintenarKe Garden maintenance Cleaning Ministry and mission Pianist. organist fees. tuning and maintenan Praise. preathing and pulpit supplies IT 50ftware and consumables Telephone and internet Pr6ntin8 and stationery Subscriptions Repair5 and rnaintenance- Manses General expen5e5 Taxl charges Other charitabje expenditure 760 2.83S 203 4,323 1,962 1.144 164,886 Share of support and go¥emance costs Iseè note 6) Governance- Accountanry fees 2.7Q) 167.586 Anatysls by fund Unrestricted fund5 167,586 Support coms allwtsd to actlvltles 2024 Governance costs 2,7tKI Anatysed between: Charitable activitie5 2.7(XJ Trustees During the year the Rev Deborah Hod8e. a of the charity, re￿IVed payment of £270 for perforffling professional 5ervice5 a5 a minister at the church. No other trustees received remuneration or benef￿ from the charity.

St Albans United Reformed Church Charity Notes to the Flnanclal Statements (Continued) For the Period ended 31 December 2024 Employe The average monthly number of employees during the period was: 2024 Number Employmerf costs 2024 Wa8es and 5alarie5 12.933 There were no employee5 whose annual remuneration was more than £60.(W. The charity is exemo from taxation on its aCt￿ltIeS because all its income is applied for charitable purposes. 10 Ufirethirttd lund5 The unrestricted funds of the charity comprise the unexpended balances of donatyons and grants which are not subjert to specific conditions by donors and grantors as to how they rnay be used. The unrestrieted funds We￿ iransferred from the Churthes now comprising 5t ￿ban5 United Reformed Church. At l May 2024 omini Transfets At 31 De¢ember 2024 Homewood Road Trinity Greenwood St ￿banS 11.759 95.208 24.167 111.7S91 195.2081 124.1671 131,134 131.572 1167,5861 9S,120 131.134 131.572 1167.5861 95.120 11 Related party transactlons There were no di5c105able related party transaction5 durin8 the period. 12 URC Thames P4orth Trwt The balance of funds held by URC Thames North Trust on behalf of the Church. which requi￿ that trusts permi$5ion for their use, at 31s1 December 2024 was'.El.798.CW.

St Albans United Reformed Church Charity Notes to the Financial Statements (Continued) For the Period ended 31 December 2024 13 Charltable donatlons Charitable donations made t￿rIng the year were= Charity A Rocha International Action 4 Children r Ambulance Bible Sooetv Christian Aid Cornmitment for Life DEC Middle East Feed Lewy Body Macmillan Mencap Mind Post Box Toppers Rennie Grove Samaritans Street Storage Toilet Twinning Water Aid Woodland Trusl Other Charitable Donation5 250 144 93 107 7.167 815 330 3.445 386 313 165 138 340 236 167 Total 14,816 Leiatyand Memorlal fund As at 31st De￿mber 2024 the balances in the Le8acy and Memorial Fund la Designated Fund) were.. Balan￿ BIFwd Hgmewood Road Trtnity Greenwood 286.990 531.415 S3.318 Incorne GaiTh on investment 13.307 2.077 Interest received Balance Clf St Albans 887.108 ReprÈstnted by= COIF Charities Ethical Investment Fund COIF Charities Deposit Fund 760.561 126.547 Total 887.108 -io-