St Paul's Church, Jewellery Quarter Annual Report & Financial Statements for the year ended 31 December 2025 Incumbent.. Rev'd. David Tomlinson, St Paul's Church. St Paul's Square 8irmingham, B3 IQZ Banks.. Barclays Bank 79-84 Hrgh St, Birmingham 64 ESt nde endent Exam5ner: Rewd. A. A. Clernents MA, ACIB, FCIE. 15 Carleton Road, Great Knowley, Chorley PR6 8TQ on Report Pages 14 Financial Statements Pages 5-8 Accounting Policies Page 9 Independent Examinerfs Report Page 10
THE PAROCHIAL CHURCH COUNCIL OF sr PAUL'S CHURCH, JEWELLERY QUARTER ANNUAL REPORT FOR THE YEAR ENDED 31 DECEMBER 2025 (This report is made in accordance with the Church Representotion Rules {2011J Gnd Is seporotefrom ony other stutement or oddress thot the incumbent moy wish to make or any reports thot tiny other indtvidu(Jl or parlsh group may present at the AnnualPurochiul Church Meeting. It is the meons by which the P.C.C. gives t7n occount of how they htsve corried out theAriesponsibilities during the year in question ¢ind of theirftjture plans? Administrative informatlon. St Paul's Church is situated in Jewellery Quarter, Birmingham. It is part of the Diocese of Birmingham within the Church of England. The correspondence address is St Paul's Church, St Paul's Square, Birmingham B17 8NN. The PCC is a body corporate IPCC Powers Measure 1956, Church Representation Rule5 20111 and charity currently eycepted from registration with the Charity Commission. PCC members who have served at any time from l January 2025 until the date thls report was approved are-. Ex officio members: Incumbent.. The Reverend David Tomlinson Associate Priest.. The Reverend Conan Chitam Warden.. Mr Timothy Pearce Warden.. M5 Catherine Myerscough Secretary.. Vacant Treasurer.. Vacant Elected members-. Mr an Groucott Ms Hilarysaw It Is consldered that all PCC members and any others who could be understood to be'managers'ln the activlties and affairs of the church - as defined in Schedule 6 of the Finance Act 2010 - have completed declarations confirming that they are'fit and proper'person5 under the terms of the Finance Act 2010. The P.C.C. is aware of the Charity Commlssion's guidance on public benefit in their publi¢ation'TheAdvancement of Reli8ion for Public Benefit, and have given regard to it in their administration of the Parish,. AII PCC members elected for the first time and any other5 who have been re-elecred to the PCC after an absence of sometime are supplied with copie5 of the minutes of the PCC meetings fo¥ the past year. are given a copy of the last Annual Report and Account5. Trustee Training is avallable as and when required. structurei governance and management. The Parochial Church Council IPCCI is a corporate body estsblished by the Church of England. The PCC operates under the Parochial Church Council Power5 Measure. The method o* appointment of PCC members is set out in the Church Representation Rule5. At St Paul'5 the membership of the PCC consists of ex-officio member5'. thè incumbent lour Rector), Associate Vicar, Churchwardens, Treasurer and Secretary (who may be an eletied member) along with members elected by those of the congregation who are on the electoral roll of the church. Page I
Thè PCC membèrs aré responsible for makin8 decisions on all matter5 of general concern and importance to the parish, including deciding on how the funds of the PCC are to be spent and being on one or more of the 5ub- commlttees. The lull PCC has met 7 times on zoom during the year, and decided through emall exchanges to [nCaSe the money allocated to the purchase of pew cushions in June and to seek a church faculty for roof and hlgh masonry work in July. Aims and purpose5. St. Paul's Parochial Church Council IPCCI has the responsibility of cooperating with the incumbent, the Reverend David Tomlinson, in promoting in the ecclesiastical parish the whole mission of the Church, pastoral, evangelistic, social and ecumenical. Oble¢tives and A¢tlvitles. The PCC is committed to enabling as many people as possible to worship at our church and to become part of our parish ¢omrnunity at St Paul's. The PCC maintain5 an overview of worship throughout the parish, through the work of the Worship and Care for Creation committee which in normal times makes sug8estions on how our Services can reach out to the many differing peoples within our parish. OLtr services and worship put faith into piactice through prayer and Scripture. rnusic and sacrament. To facilitate our comrnitment to ensure St Paul's 15 a fit and welcorning building in which to worship. It Is important that we continue to maintain the tabric of the church within our care. Achlevements and performance Worship and prayer Our Sunday Servlce at 10.30 am Is Holy Communion. On St George's Dayfft we hold a parade Servi at li am and Holy Communion is a 2 pm. We also host the city's monthly Taize seNice On or lce a year. Mid-prayer tskes place on Mondays and Wednesdays at 12.30 pm We mark Ash Wednesday wlth a se[Ce of Holy Communlon wSth the opportunlty to be slgned wlth a cross in ash. On Good Friday, we have a reflertlve 5ervlce at 2 pm, called 5imply"The last hour at the Cross. At Christrnas, we hold tsvo carol services both at 4 pm, one a Sunday close to Christmas Day, and one on Christmas Eve. The Oversight Area St Paul's is In an overslght area wlth St Martfn In the Bullrlngs St Alban the Martyr Highgate, and St John and St Peter, Ladywood. The Deanery Our Vicar is a member of the Deanery Synod and attends the Deanery Chapter. Thls provldes the PCC wbth an Important Ilnk between the parish and the wlder struttures of the Church. Dioces• of Birmin9ham The straitened finances of the Diocese are an ongoing concern. St Paul's increased its contribution to the Common Fund this year from £6,000 to £7,000, and aspires to make ft&rther increases in the next few years. Teaching the Christlan falth There has been a weekly 8lble Study on Tuesday evenlngs on zoom led by the Incumbent and translated Into Farsi. Page 2
M5sslon There have also been five in-person courses in English, each lasting foijr weeks. There have been 17 adult baptisms, and 13 were confimied by the Blshop of Bimingham in March. The Vicar has forged links with the JQ Academy where he has tsught on the meanlng of Lent and the UC8 where he Is the representatyve of the chSan faith on the Multi-Faith Community Hub. Thè Church buildinK Our last Quinquennial inspettion was in Ortober 2022. The church roof needs to be replaced and the Raise the Roof campaign has raised £200,000 including a promise for £30,000 fmm the Garfield and Weston charity. The Revd. Douglas condutted our parlsh vlsltatlon In December, to both ensure our record keeping was up to date and was correctly belng done, as well as to know of the health of our church life. As well as raising money for the new roof, the cracked and broken windows on the balcony have been restored. Following water ingress on the north wall at the west end of the church, the plaster above the north door had to be replaced. Wall heaters have been added in the Offi, and LED has replaced the flUoreSt Ilghting In the offlce and In back room5 Upstairs. Iranian community The church continues to have dual language worship with the Readings, sermon, and Intercesslons translated Into Farsl. The church is represented on the central team OF Iranian catechists who deliver baptisrn and conflmiation preparatyon In Farsi. Ministry Hilary Sams's Ilcence was transferred to this parish from St John and St Peter, Ladywood to this parish, in February. Alan Groucott, Rosie Rock, and Fariba Sattari Ghahfarokhi were commissioned a5 lay minister5 of Communion. Events The churchyard was the lOCaon for an Instsllatlon the Ught Festival in February ènd an integral locatlon to the annual JQ festival. The church had a stall at the Arttsans, Market In the grounds from March to September. The Annual Fete was In August. The church was used by a number of hirers for concerts, providing a significant income stream for the church. In response to audience feedbacK pew cushions were Introdu on the either side of the main aisle. The PCC also holds monthly lunchtSme concerts, and other ad hoc muslcal events, and organlses an annual fete to raise rnoney. Ecumenical and irtefalth relationships St Paul's is one of the Venu for the ecurnenical monthly TalTr Setr organe by a team from Carfs Lane Meth¢xlist Church. The Vrar has a connecticffl with the Saffee Mo4ue was inted to an Iftar duriJ¥J Pamadan. Along with the Vicar, Catherine Myerscough, one of the Church Warder, has a partlcular pastoral responsibillty for the Farsi speaking part of our communtty. This includes supporting them through the asylum process. Financial revlew Thls yearfs finance5 have resulted in a surplu5 of £51,904. Income has fallen by 20% when compared to last year due tts a one-off donation received last year boosting our Incorne. Total receipts on unrestricted funds were £70,599, of which £18.611 was unrestricted voluntary donations, £1.331 was from the Gift Aid Scherne Page 3
and £7,354 trom grants. £39,566 was received from church activitSes. Restricted donations of £73,266 were also received with most of it being to support any future work5 needed on the roof. £7,000 was spent from unrestricted fund5 to provide the Christian ministry from St Paul Church. including the contribution to the diocesan common fund for the year, this payment lar8ely provides the stipends and housing for the clergy. Payments to clergy and staff came to £33.619, The church running expenses amounted to £32.845 for the year. Repair costs carne to £15,584. Total payments for St Paul's Church totalled £91,980. The net result for the year was an excess of receipts over payments of £51,884 on total fund5. Adding bank and deposit balances brought forward at the beginnlng of the year, the balan¢e at the yearend is £245,856. Risk managèment The PCCre¢ognlses that in relatlon to'Risk sisse55rnent'. rlsk is defined as'the threat of anyaction or event which will adversely aflect an organisation's ability to achieve its objectlves and execute its strategies,. It also accepts that the term 'risk 'can include any circumstances that may, or do, have an adverse effect, and is wider than financial matters. 'Risks 'Telate not only to thè negative consequences of a threat, but also to the impact of not taking advantage of opportunities. The PCC maintains and reviews its risk register. The PCC recognises it requires a practical Health and Safety Policy covering activlties for both the Church, its surround ground5 (also list here any other building which the PCC (Iwns to whSch the public have accessl. This is reviewed on a regular basis. An Accident Book is maintained. The Contents and obligations of the Equality Act 2010 and the 2018 General Data Protection Regulation ale known and cornplied with to the best of the PCC'S abllity. The PCC is aware of it5 responsibilities in respect of the Regulatory Reform IFire Safety) Order 2005 in its requirement to carry otjt a fire assessment to identify any possible danger5 and risks, to take action to minimise the risks and to create a plan to deal with any emergencies, and also to write up and keep a record of its findin85 and to review its assessment annually. There is a Safeguarding Policy in place in respect of children and vulnerable adults. Checks have been and are made with the Disclosure and Barring Service IDBSI in iespect of persons when required. Whilst it is impossible to eliminate all risks and thei( ¢on5equences, efforts are constantly made to mlnimise such octurrences. Reserves pollty It is PCC policy to try to rnarntain a balance on unrestricted funds that equates to at least three months, unrestricted payrnents. This is equivalent to £13.385. and it is held to smooth out fluctuations in cash flow and to meet emerEencies. Italso holds an additional to £ID,000 to give the PCC an extra buffer to address unforeseen fabric issues. The cash balance of £108,742 held on unTe5tricted (including designated) funds at the year end, together with the amounts payable to and by the PCC, met this target. Appioved by the PCC at its meeting on 5 May and signed on its behalf by.. and Page 4
THE PAROCHIAL CHURCH COUNCIL OF 5T PAUL'S CHURCH. JEWELLERY QUARTER RECEIPT5 AND PAYMENTS ACCOUNTS FOR THE YEAR ENDED 31 DECEMBER 2025 Recelpts and Payment5 Accounts Unrestrirted Restrlcted funds nds Endowment TOTAL funds 2025 TOTAL Note 2024 RECEIPTS Voluntary recelpts.. Planned giving Collèctions at services All other givirig/voluntary receipts Gift Aid recovered 8,753 4,310 5,548 1,331 19,942 8,753 8,935 24,238 1,331 43,257 7,931 4,186 80.729 4,625 18.690 23,315 92.846 Actlvltles for gènerating funds Galn on Investment and bank Interest Grants 285 3,452 7,354 39,566 5,682 6.276 37.320 673 5,967 9,728 44,674 40,239 9,719 33.590 33.279 Church actlvltles Total recelpts 70,599 73,266 143,865 170,294 PAYMENTS Church actfvlties.. Diocesan parish contrlbution Clergy and Staffing costs Church maintenance Church running expenses Mission glvlng and donatlons 7,000 2,788 11.788 29,400 60 7.000 33,619 15,584 32,845 60 6.000 28,671 19,928 26,484 30,832 3.796 3,445 io li 51,036 38,073 89,108 81,083 Costs of gèneratln¥ funds Loss on Investment and bank ¢har8es 2,503 349 2,852 5,011 Total payments 53.539 38,422 91,960 86,094 Excèss of recelpts ovèr payments 17,060 34,844 51,9Q4 84,200 Transfers between funds Cash and cash equivalents at l January Cash and cash equivalents at 31 December 91,680 108,742 110.060 144.904 201,740 253,646 Page 5
statement of Assets and Llab115tles Unrestricted Restricted funds funds Endowrnent TOTAL funds 2025 TOTAL Note 2024 Cash Funds Cash At Bank And In Hand 109,167 109,167 135,728 135,728 244,895 244,895 200,788 200,788 other Monetary Asset5 Debtcsrs 447 1.407 961 1,084 Asset5 retained for Church use abilitie5 -7.769 -7,769 Approved by thè PCC at Its meetlng on 5 May 2026 and slgned on 5ts behalf by: Notes. The Financial Statements of the PCC have been Prepared in accordance with the Church Accountin8 Regulations 2006 using the Receipts & Payments ba51S. 2. The following assets are recognised but not necessarilyvalued in the Statement of Assets and Uabilities.. moveable church furnishings held by the Church Wardens on special trust for the PCC which require a faculty for disposal. The expenses paid to Clergy may include a small immaterial portion which relates to their function as PCC member5. No other member of the PCC received any payment for being a rnember of the PCC. 4. The movements in designated and restricted funds during the year were.. Bal. Blfwd Receipts Payments Transfer Bal Clfvid Restrlcted Cleaning Community Worker- Expense5 CW23/24 De5ignt7ted Fobric Orgonist Photocopier Roof SMT SMT-Ad/Ev TC None -3,586 3,796 -7,381 10,263 26.754 20,668 -1,380 19 752 9,530 26,754 26.610 -2,735 -912 116.248 27,981 -51,705 53 525 144,904 5,942 1,355 87.047 -1,819 -28,394 53 525 110,060 29,985 29.800 7,520 784 30,832 73.266 38,422 De51Knated 19 Page 6
Unrestricted funds Restricted funds Endowment funds TOTAL 2025 TOTAL 2024 5. Planned giving Standing Orders Envelopes PGS CAF io 1,031 6,066 1,646 io 1,031 370 774 6,Q40 747 646 6. Collections at services Loose ctssh Contoctless giving 243 4,068 243 8,693 639 3,547 4,625 7. All otherglvlnglvoluntary recelpts Donotions & Gift5 Legocles 5,548 18,690 24.238 80,729 8. A¢tivities forgeneratln8 funds Sociol events 285 5,682 5,967 9,719 Church actlvktes Murrioge Fee5 Funeml Fees Organ Use Chr>rges Church Hire- Regular Church Hire- One Offs Church Hire- Metropoliton Church Church Hlre- Birminghom CAty Council Church Hlre- Fever {KzemosJ Church Hire- Choir Church Hire- Ex Cothedra Church Hire- Birminghom Gt7y CorPLTrk HI - Regulor Cor Purk Hire- One Offs CorPork Hire- Freshmetrics CrJrPark Hire- Kongs Solicitors Sundry Income 1,660 200 1,860 39 190 2,424 7,789 "80 309 6,139 46 7,669 1,256 2.080 50 240 320 2,684 2,508 5.934 2,508 5,934 20.466 20,466 2.799 665 2,560 314 640 2,799 665 2,560 314 640 1,451 473 1,924 10. Church malntenan Church Sesvice Cost5 Organ Repoir/servicing Piono Reptsir/Servicing Minor Repoirs Muinteftorjce Materiats Boilermointenunce Roof Maintenance Mt7intent7nce- Other Electrical Work Clet7ning SeNices Cleoning Supplies Cleunpng Equlpment Pest Control 340 414 270 319 340 414 270 319 449 3036 340 609 360 665 884 9,217 366 3,803 199 252 6,516 3,209 252 6,516 3,209 3,796 3,796 245 245 216 216 Page 7
- Church runnin8 expenses New Purchase5 Persion - Expenses Office ondAdministrotion Costs PhotocopierHire Internet & Phone PhotocopNer Ustsge Stotionory Costs Offjce Supplie5 Cost5 Paper Costs Office Equipment Costs Webslte Pockoge OtherAdminffstrrJtion Other Office C05ts Worship Materiols seiCe Refrshments OtherSeNice Costs Organist PÉyyments Medio License Fees In5uronce Wuter Charges Electricity Charges Gas Charges Sundry Expenditure 13 244 loo 257 loo 103 644 1,268 282 325 103 644 716 1,925 238 38 1,268 22 325 260 29 586 29 586 507 167 614 15 53 880 458 2,260 49 8,878 191 4.329 4,528 547 883 72 883 72 82 164 190 388 470 164 1.545 1,355 9,233 216 3,372 5,545 6.651 9,233 216 3,372 5.545 7.105 454 Page 8
Accountlng Policie5 for the PCC of the Parish of st. P3u15, Jewellery Quarter The financial statements of the PCC have been prepared in accordance with the Church Accounting Regulations 2LX16 using the Receipts & Payments basis. Fund5 General funds represent the funds of the PCC that are not subject to any special restrictions regarding their use and arè available for application to the general purposes of the PCC. These include funds designated for a particular purpose by the PCC. The accounts include monetary transactions. assets and liabilities for which the PCC can be held responsible. They do not include the accounts of other Church groups that owe an affiliation to another body, nor those that are informal gatherings of Church members. Subject to the above. receipts and payments includè income as received and expenditure when irrevocably paid. Statement of A55et5 and Liabilities The following assets are recognized but not necessarily valued in the Statement of Assets and Liabilities.. Movable church furnishings held by the churchwardens on special trust for the PCC and which require a faculty for disposal. Land and buildings held on behalf of the PCC. other fixtures. flttings and office equipment where the PCC is free to dispose of such assets without faculty and where the original Cost exceeded £l,O(XJ. Investments held beneficially by the PCC. The following assets are recognised and a monetary value given as part of the description in the Statement of Assets and Liabilities.. Amounts owing from the Inland Revenue where a ft>rmal claim has been made. Any other amounts owing to the PCC including church hall lettings and insurance claims. Legacies where formal notification of entitlement and amount has been received by 31, December by the PCC. C105ing bank balances as shown in the reiptS and payment account. The followSng Ilabllltles are recognlzed In the Statement of Assets and Liabilities., any loans or overdrafts advanced to the PCC,. any arrears of Diocesan Common Fundy. creditors for goods or services where the supply has been received and invoiced by 31, DeMber. Page 9
Independent Examlnerfs Reporr. Independent Exarn.ioes Report to theTrustees of St Paul'5 Parochial Church Council. l ieport on the accounts of the charity forthe vear ended 31st. December 2025, which are Set out on pages 5 to 9 in thi5 Report. Respettivt responsibtrrties of the truste¢ and exarntner. The charitWs trL'stee Is responsible for the preparation (rfthe Bccounts. The rharity's trustee considers that an audit is not reouiree for ihis year under section 144121 of the Cttarities Att 2011 (the 2011 Artl and that an independent ÈXa*i ill3¥lOP IS needeé. It 15 my respon5ibilflto.. he ac¢Dunt5 undersettion 145 of the 2011 Act.. follow inÈ proceduf8S laid down in the geDeral Dlrettitsn5 8iven by the Charlty ConrTr.'ssion under settion 145151 Ibl of the 2011 Att.. and to Slate whether particular matters have cometo myattention. Basis of the independent examinerfs report. My examination was carried out in attordancewf(hthegeneral Dlrections gwen bythe Ch3rityCommission. An exarnination includes a review of the accounting records kept by the charity and o compari50n of the accounts presented with those records. It also includes consideration of any unusual items or di5closure5 in the acrgunts and seeking explanations from you 3stfU5tees concerning anysuch rnaiters. The prDcedures undertaken do not provide all the evidence that would be reqired in an audit and consequently no opinion is given as to whether the accounts present a 'true and fair viev/ and the report 15 limited to those rnatte set out in the statement bdow. Independent examinerfs Statement. In conrtettion with my examination. no matter has cometo rnyattention= which 8ives me reasonable cause to believe that in any rnatertal pect the requirements to keep accounting records in accordante with Section 130 of the 2011 Act., and to prepoTÉd accounts which accord with the a(tountin8 records and Comply with the accountlng requirements of the 2011 Act have not been met. or to which, in tny oplnion, attention should be drawn in order to enable a proper understanding of the Bcrounts to be reached. Alan A. Clernents. RÈ¢d. Fellowol the Association of Charity Independent ExaFnsners. Date 5th May 2026 Page 10