St Paul's Church, Jewellery Quarter
Annual Report & Financial Statements
for the year ended 31 December 2025
Incumbent..
Rev'd. David Tomlinson,
St Paul's Church. St Paul's Square
8irmingham, B3 IQZ
Banks..
Barclays Bank
79-84 Hrgh St,
Birmingham 64 ￿ESt
nde
endent Exam5ner:
Rewd. A. A. Clernents MA, ACIB, FCIE.
15 Carleton Road, Great Knowley, Chorley PR6 8TQ
on
Report
Pages 14
Financial Statements
Pages 5-8
Accounting Policies
Page 9
Independent Examinerfs Report
Page 10

THE PAROCHIAL CHURCH COUNCIL OF sr PAUL'S CHURCH, JEWELLERY QUARTER
ANNUAL REPORT
FOR THE YEAR ENDED 31 DECEMBER 2025
(This report is made in accordance with the Church Representotion Rules {2011J Gnd Is seporotefrom ony other
stutement or oddress thot the incumbent moy wish to make or any reports thot tiny other indtvidu(Jl or parlsh
group may present at the AnnualPurochiul Church Meeting. It is the meons by which the P.C.C. gives t7n occount
of how they htsve corried out theAriesponsibilities during the year in question ¢ind of theirftjture plans?
Administrative informatlon.
St Paul's Church is situated in Jewellery Quarter, Birmingham. It is part of the Diocese of Birmingham within
the Church of England. The correspondence address is St Paul's Church, St Paul's Square, Birmingham B17
8NN. The PCC is a body corporate IPCC Powers Measure 1956, Church Representation Rule5 20111 and
charity currently eycepted from registration with the Charity Commission.
PCC members who have served at any time from l January 2025 until the date thls report was approved are-.
Ex officio members:
Incumbent.. The Reverend David Tomlinson
Associate Priest.. The Reverend Conan Chitam
Warden.. Mr Timothy Pearce
Warden.. M5 Catherine Myerscough
Secretary.. Vacant
Treasurer.. Vacant
Elected members-.
Mr ￿an Groucott
Ms Hilarysaw
It Is consldered that all PCC members and any others who could be understood to be'managers'ln the activlties
and affairs of the church - as defined in Schedule 6 of the Finance Act 2010 - have completed declarations
confirming that they are'fit and proper'person5 under the terms of the Finance Act 2010.
The P.C.C. is aware of the Charity Commlssion's guidance on public benefit in their publi¢ation'TheAdvancement
of Reli8ion for Public Benefit, and have given regard to it in their administration of the Parish,.
AII PCC members elected for the first time and any other5 who have been re-elecred to the PCC after an absence
of sometime are supplied with copie5 of the minutes of the PCC meetings fo¥ the past year. are given a copy of
the last Annual Report and Account5. Trustee Training is avallable as and when required.
structurei governance and management.
The Parochial Church Council IPCCI is a corporate body estsblished by the Church of England. The PCC operates
under the Parochial Church Council Power5 Measure.
The method o* appointment of PCC members is set out in the Church Representation Rule5. At St Paul'5 the
membership of the PCC consists of ex-officio member5'. thè incumbent lour Rector), Associate Vicar,
Churchwardens, Treasurer and Secretary (who may be an eletied member) along with members elected by
those of the congregation who are on the electoral roll of the church.
Page I

Thè PCC membèrs aré responsible for makin8 decisions on all matter5 of general concern and importance to the
parish, including deciding on how the funds of the PCC are to be spent and being on one or more of the 5ub-
commlttees.
The lull PCC has met 7 times on zoom during the year, and decided through emall exchanges to [nC￿aSe
the money allocated to the purchase of pew cushions in June and to seek a church faculty for roof and
hlgh masonry work in July.
Aims and purpose5.
St. Paul's Parochial Church Council IPCCI has the responsibility of cooperating with the incumbent, the Reverend
David Tomlinson, in promoting in the ecclesiastical parish the whole mission of the Church, pastoral, evangelistic,
social and ecumenical.
Oble¢tives and A¢tlvitles.
The PCC is committed to enabling as many people as possible to worship at our church and to become part of
our parish ¢omrnunity at St Paul's. The PCC maintain5 an overview of worship throughout the parish, through
the work of the Worship and Care for Creation committee which in normal times makes sug8estions on how our
Services can reach out to the many differing peoples within our parish. OLtr services and worship put faith into
piactice through prayer and Scripture. rnusic and sacrament.
To facilitate our comrnitment to ensure St Paul's 15 a fit and welcorning building in which to worship. It Is
important that we continue to maintain the tabric of the church within our care.
Achlevements and performance
Worship and prayer
Our Sunday Servlce at 10.30 am Is Holy Communion. On St George's Dayfft we hold a parade Servi￿ at li am
and Holy Communion is a 2 pm. We also host the city's monthly Taize seNice On￿ or ￿lce a year.
Mid-prayer tskes place on Mondays and Wednesdays at 12.30 pm
We mark Ash Wednesday wlth a se￿[Ce of Holy Communlon wSth the opportunlty to be slgned wlth a cross in
ash. On Good Friday, we have a reflertlve 5ervlce at 2 pm, called 5imply"The last hour at the Cross.
At Christrnas, we hold tsvo carol services both at 4 pm, one a Sunday close to Christmas Day, and one on
Christmas Eve.
The Oversight Area
St Paul's is In an overslght area wlth St Martfn In the Bullrlngs St Alban the Martyr Highgate, and St John and
St Peter, Ladywood.
The Deanery
Our Vicar is a member of the Deanery Synod and attends the Deanery Chapter. Thls provldes the PCC
wbth an Important Ilnk between the parish and the wlder struttures of the Church.
Dioces• of Birmin9ham
The straitened finances of the Diocese are an ongoing concern. St Paul's increased its contribution to the
Common Fund this year from £6,000 to £7,000, and aspires to make ft&rther increases in the next few
years.
Teaching the Christlan falth
There has been a weekly 8lble Study on Tuesday evenlngs on zoom led by the Incumbent and translated Into
Farsi.
Page 2

M5sslon
There have also been five in-person courses in English, each lasting foijr weeks. There have been 17 adult
baptisms, and 13 were confimied by the Blshop of Bimingham in March.
The Vicar has forged links with the JQ Academy where he has tsught on the meanlng of Lent and the UC8
where he Is the representatyve of the ch￿S￿an faith on the Multi-Faith Community Hub.
Thè Church buildinK
Our last Quinquennial inspettion was in Ortober 2022.
The church roof needs to be replaced and the Raise the Roof campaign has raised £200,000 including a
promise for £30,000 fmm the Garfield and Weston charity.
The Revd. Douglas condutted our parlsh vlsltatlon In December, to both ensure our record keeping was
up to date and was correctly belng done, as well as to know of the health of our church life.
As well as raising money for the new roof, the cracked and broken windows on the balcony have been
restored. Following water ingress on the north wall at the west end of the church, the plaster above the
north door had to be replaced. Wall heaters have been added in the Offi￿, and LED has replaced the
flUoreS￿￿t Ilghting In the offlce and In back room5 Upstairs.
Iranian community
The church continues to have dual language worship with the Readings, sermon, and Intercesslons
translated Into Farsl. The church is represented on the central team OF Iranian catechists who deliver
baptisrn and conflmiation preparatyon In Farsi.
Ministry
Hilary Sams's Ilcence was transferred to this parish from St John and St Peter, Ladywood to this parish,
in February. Alan Groucott, Rosie Rock, and Fariba Sattari Ghahfarokhi were commissioned a5 lay minister5
of Communion.
Events
The churchyard was the lOCa￿on for an Instsllatlon the Ught Festival in February ènd an integral locatlon
to the annual JQ festival. The church had a stall at the Arttsans, Market In the grounds from March to
September. The Annual Fete was In August.
The church was used by a number of hirers for concerts, providing a significant income stream for the
church. In response to audience feedbacK pew cushions were Introdu￿ on the either side of the main
aisle.
The PCC also holds monthly lunchtSme concerts, and other ad hoc muslcal events, and organlses an annual
fete to raise rnoney.
Ecumenical and irte￿falth relationships
St Paul's is one of the Venu￿ for the ecurnenical monthly TalTr Se￿tr organ￿e by a team from Carfs Lane Meth¢xlist
Church.
The Vrar has a connecticffl with the Saffee Mo4ue was in￿ted to an Iftar duriJ¥J Pamadan.
Along with the Vicar, Catherine Myerscough, one of the Church Warder￿, has a partlcular pastoral responsibillty
for the Farsi speaking part of our communtty. This includes supporting them through the asylum process.
Financial revlew
Thls yearfs finance5 have resulted in a surplu5 of £51,904. Income has fallen by 20% when compared to last
year due tts a one-off donation received last year boosting our Incorne. Total receipts on unrestricted funds
were £70,599, of which £18.611 was unrestricted voluntary donations, £1.331 was from the Gift Aid Scherne
Page 3

and £7,354 trom grants. £39,566 was received from church activitSes. Restricted donations of £73,266 were
also received with most of it being to support any future work5 needed on the roof. £7,000 was spent from
unrestricted fund5 to provide the Christian ministry from St Paul Church. including the contribution to the
diocesan common fund for the year, this payment lar8ely provides the stipends and housing for the clergy.
Payments to clergy and staff came to £33.619, The church running expenses amounted to £32.845 for the year.
Repair costs carne to £15,584. Total payments for St Paul's Church totalled £91,980. The net result for the year
was an excess of receipts over payments of £51,884 on total fund5. Adding bank and deposit balances brought
forward at the beginnlng of the year, the balan¢e at the yearend is £245,856.
Risk managèment
The PCCre¢ognlses that in relatlon to'Risk sisse55rnent'. rlsk is defined as'the threat of anyaction or event which
will adversely aflect an organisation's ability to achieve its objectlves and execute its strategies,. It also accepts
that the term 'risk 'can include any circumstances that may, or do, have an adverse effect, and is wider than
financial matters. 'Risks 'Telate not only to thè negative consequences of a threat, but also to the impact of not
taking advantage of opportunities. The PCC maintains and reviews its risk register. The PCC recognises it requires
a practical Health and Safety Policy covering activlties for both the Church, its surround ground5 (also list here
any other building which the PCC (Iwns to whSch the public have accessl. This is reviewed on a regular basis. An
Accident Book is maintained. The Contents and obligations of the Equality Act 2010 and the 2018 General Data
Protection Regulation ale known and cornplied with to the best of the PCC'S abllity. The PCC is aware of it5
responsibilities in respect of the Regulatory Reform IFire Safety) Order 2005 in its requirement to carry otjt a fire
assessment to identify any possible danger5 and risks, to take action to minimise the risks and to create a plan
to deal with any emergencies, and also to write up and keep a record of its findin85 and to review its assessment
annually. There is a Safeguarding Policy in place in respect of children and vulnerable adults. Checks have been
and are made with the Disclosure and Barring Service IDBSI in iespect of persons when required. Whilst it is
impossible to eliminate all risks and thei( ¢on5equences, efforts are constantly made to mlnimise such
octurrences.
Reserves pollty
It is PCC policy to try to rnarntain a balance on unrestricted funds that equates to at least three months,
unrestricted payrnents. This is equivalent to £13.385. and it is held to smooth out fluctuations in cash flow and
to meet emerEencies. Italso holds an additional to £ID,000 to give the PCC an extra buffer to address unforeseen
fabric issues. The cash balance of £108,742 held on unTe5tricted (including designated) funds at the year end,
together with the amounts payable to and by the PCC, met this target.
Appioved by the PCC at its meeting on 5 May and signed on its behalf by..
and
Page 4

THE PAROCHIAL CHURCH COUNCIL OF 5T PAUL'S CHURCH. JEWELLERY QUARTER
RECEIPT5 AND PAYMENTS ACCOUNTS
FOR THE YEAR ENDED 31 DECEMBER 2025
Recelpts and Payment5 Accounts
Unrestrirted Restrlcted
funds
nds
Endowment TOTAL
funds
2025
TOTAL
Note
2024
RECEIPTS
Voluntary recelpts..
Planned giving
Collèctions at services
All other givirig/voluntary receipts
Gift Aid recovered
8,753
4,310
5,548
1,331
19,942
8,753
8,935
24,238
1,331
43,257
7,931
4,186
80.729
4,625
18.690
23,315
92.846
Actlvltles for gènerating funds
Galn on Investment and bank Interest
Grants
285
3,452
7,354
39,566
5,682
6.276
37.320
673
5,967
9,728
44,674
40,239
9,719
33.590
33.279
Church actlvltles
Total recelpts
70,599
73,266
143,865
170,294
PAYMENTS
Church actfvlties..
Diocesan parish contrlbution
Clergy and Staffing costs
Church maintenance
Church running expenses
Mission glvlng and donatlons
7,000
2,788
11.788
29,400
60
7.000
33,619
15,584
32,845
60
6.000
28,671
19,928
26,484
30,832
3.796
3,445
io
li
51,036
38,073
89,108
81,083
Costs of gèneratln¥ funds
Loss on Investment and bank ¢har8es
2,503
349
2,852
5,011
Total payments
53.539
38,422
91,960
86,094
Excèss of recelpts ovèr payments
17,060
34,844
51,9Q4
84,200
Transfers between funds
Cash and cash equivalents at l January
Cash and cash equivalents at 31 December
91,680
108,742
110.060
144.904
201,740
253,646
Page 5

statement of Assets and Llab115tles
Unrestricted Restricted
funds
funds
Endowrnent TOTAL
funds
2025
TOTAL
Note
2024
Cash Funds
Cash At Bank And In Hand
109,167
109,167
135,728
135,728
244,895
244,895
200,788
200,788
other Monetary Asset5
Debtcsrs
447
1.407
961
1,084
Asset5 retained for Church use
abilitie5
-7.769
-7,769
Approved by thè PCC at Its meetlng on 5 May 2026 and slgned on 5ts behalf by:
Notes.
The Financial Statements of the PCC have been Prepared in accordance with the Church Accountin8
Regulations 2006 using the Receipts & Payments ba51S.
2. The following assets are recognised but not necessarilyvalued in the Statement of Assets and Uabilities..
moveable church furnishings held by the Church Wardens on special trust for the PCC which require a
faculty for disposal.
The expenses paid to Clergy may include a small immaterial portion which relates to their function as
PCC member5. No other member of the PCC received any payment for being a rnember of the PCC.
4. The movements in designated and restricted funds during the year were..
Bal. Blfwd
Receipts
Payments
Transfer
Bal Clfvid
Restrlcted
Cleaning
Community Worker- Expense5
CW23/24
De5ignt7ted
Fobric
Orgonist
Photocopier
Roof
SMT
SMT-Ad/Ev
TC
None
-3,586
3,796
-7,381
10,263
26.754
20,668
-1,380
19
752
9,530
26,754
26.610
-2,735
-912
116.248
27,981
-51,705
53
525
144,904
5,942
1,355
87.047
-1,819
-28,394
53
525
110,060
29,985
29.800
7,520
784
30,832
73.266
38,422
De51Knated
19
Page 6

Unrestricted
funds
Restricted
funds
Endowment
funds
TOTAL
2025
TOTAL
2024
5. Planned giving
Standing Orders
Envelopes
PGS
CAF
io
1,031
6,066
1,646
io
1,031
370
774
6,Q40
747
646
6. Collections at services
Loose ctssh
Contoctless giving
243
4,068
243
8,693
639
3,547
4,625
7. All otherglvlnglvoluntary recelpts
Donotions & Gift5
Legocles
5,548
18,690
24.238
80,729
8. A¢tivities forgeneratln8 funds
Sociol events
285
5,682
5,967
9,719
Church actlvktes
Murrioge Fee5
Funeml Fees
Organ Use Chr>rges
Church Hire- Regular
Church Hire- One Offs
Church Hire- Metropoliton Church
Church Hlre- Birminghom CAty Council
Church Hlre- Fever {KzemosJ
Church Hire- Choir
Church Hire- Ex Cothedra
Church Hire- Birminghom Gt7y
CorPLTrk HI￿ - Regulor
Cor Purk Hire- One Offs
CorPork Hire- Freshmetrics
CrJrPark Hire- Kongs Solicitors
Sundry Income
1,660
200
1,860
39
190
2,424
7,789
"80
309
6,139
46
7,669
1,256
2.080
50
240
320
2,684
2,508
5.934
2,508
5,934
20.466
20,466
2.799
665
2,560
314
640
2,799
665
2,560
314
640
1,451
473
1,924
10. Church malntenan
Church Sesvice Cost5
Organ Repoir/servicing
Piono Reptsir/Servicing
Minor Repoirs
Muinteftorjce Materiats
Boilermointenunce
Roof Maintenance
Mt7intent7nce- Other
Electrical Work
Clet7ning SeNices
Cleoning Supplies
Cleunpng Equlpment
Pest Control
340
414
270
319
340
414
270
319
449
3036
340
609
360
665
884
9,217
366
3,803
199
252
6,516
3,209
252
6,516
3,209
3,796
3,796
245
245
216
216
Page 7

11. Church runnin8 expenses
New Purchase5
Persion - Expenses
Office ondAdministrotion Costs
PhotocopierHire
Internet & Phone
PhotocopNer Ustsge
Stotionory Costs
Offjce Supplie5 Cost5
Paper Costs
Office Equipment Costs
Webslte Pockoge
OtherAdminffstrrJtion
Other Office C05ts
Worship Materiols
se￿iCe Refrshments
OtherSeNice Costs
Organist PÉyyments
Medio License Fees
In5uronce
Wuter Charges
Electricity Charges
Gas Charges
Sundry Expenditure
13
244
loo
257
loo
103
644
1,268
282
325
103
644
716
1,925
238
38
1,268
22
325
260
29
586
29
586
507
167
614
15
53
880
458
2,260
49
8,878
191
4.329
4,528
547
883
72
883
72
82
164
190
388
470
164
1.545
1,355
9,233
216
3,372
5,545
6.651
9,233
216
3,372
5.545
7.105
454
Page 8

Accountlng Policie5 for the PCC of the Parish of
st. P3u15, Jewellery Quarter
The financial statements of the PCC have been prepared in accordance with the Church Accounting Regulations
2LX16 using the Receipts & Payments basis.
Fund5
General funds represent the funds of the PCC that are not subject to any special restrictions regarding their use
and arè available for application to the general purposes of the PCC. These include funds designated for a
particular purpose by the PCC.
The accounts include monetary transactions. assets and liabilities for which the PCC can be held responsible.
They do not include the accounts of other Church groups that owe an affiliation to another body, nor those that
are informal gatherings of Church members.
Subject to the above. receipts and payments includè income as received and expenditure when irrevocably paid.
Statement of A55et5 and Liabilities
The following assets are recognized but not necessarily valued in the Statement of Assets and Liabilities..
Movable church furnishings held by the churchwardens on special trust for the PCC and which require
a faculty for disposal.
Land and buildings held on behalf of the PCC.
other fixtures. flttings and office equipment where the PCC is free to dispose of such assets without
faculty and where the original Cost exceeded £l,O(XJ.
Investments held beneficially by the PCC.
The following assets are recognised and a monetary value given as part of the description in the Statement of
Assets and Liabilities..
Amounts owing from the Inland Revenue where a ft>rmal claim has been made.
Any other amounts owing to the PCC including church hall lettings and insurance claims.
Legacies where formal notification of entitlement and amount has been received by 31, December by
the PCC.
C105ing bank balances as shown in the re￿iptS and payment account.
The followSng Ilabllltles are recognlzed In the Statement of Assets and Liabilities., any loans or overdrafts
advanced to the PCC,. any arrears of Diocesan Common Fundy. creditors for goods or services where the supply
has been received and invoiced by 31, De￿Mber.
Page 9

Independent Examlnerfs Reporr.
Independent Exarn.ioe￿s Report to theTrustees of St Paul'5 Parochial Church Council. l ieport on the accounts
of the charity forthe vear ended 31st. December 2025, which are Set out on pages 5 to 9 in thi5 Report.
Respettivt responsibtrrties of the truste¢ and exarntner.
The charitWs trL'stee Is responsible for the preparation (rfthe Bccounts. The rharity's trustee considers that an
audit is not reouiree for ihis year under section 144121 of the Cttarities Att 2011 (the 2011 Artl and that an
independent ÈXa*i ill3¥lOP IS needeé.
It 15 my respon5ibilflto..
he ac¢Dunt5 undersettion 145 of the 2011 Act..
follow inÈ proceduf8S laid down in the geDeral Dlrettitsn5 8iven by the Charlty
ConrTr.'ssion under settion 145151 Ibl of the 2011 Att.. and
to Slate whether particular matters have cometo myattention.
Basis of the independent examinerfs report.
My examination was carried out in attordancewf(hthegeneral Dlrections gwen bythe Ch3rityCommission. An
exarnination includes a review of the accounting records kept by the charity and o compari50n of the accounts
presented with those records. It also includes consideration of any unusual items or di5closure5 in the acrgunts
and seeking explanations from you 3stfU5tees concerning anysuch rnaiters. The prDcedures undertaken do not
provide all the evidence that would be req￿ired in an audit and consequently no opinion is given as to whether
the accounts present a 'true and fair viev/ and the report 15 limited to those rnatte￿ set out in the statement
bdow.
Independent examinerfs Statement.
In conrtettion with my examination. no matter has cometo rnyattention=
which 8ives me reasonable cause to believe that in any rnatertal ￿pect the requirements
to keep accounting records in accordante with Section 130 of the 2011 Act., and
to prepoTÉd accounts which accord with the a(tountin8 records and Comply with
the accountlng requirements of the 2011 Act
have not been met. or
to which, in tny oplnion, attention should be drawn in order to enable a proper understanding of the
Bcrounts to be reached.
Alan A. Clernents. RÈ¢d.
Fellowol the Association of Charity Independent ExaFnsners.
Date 5th May 2026
Page 10