CHARITY COMMISSION FOR ENGLAND AND WALES Indepenent examinerfs report on the accounts Section A Independent Examlner's Report Report to the trustees Curtis Palmer Program On accounts for the year end8d 3110312025 Charlty no {if any) 1202555 S8t out on pages Pageo I to 7. I report to the trustees on my examination of the accounts of the above charity ("the Trust") for the year ended 3110312025. Rosponslbilities and basis of report As the charity's trustees, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 {"the Act.). I report in respect of my examination of the Trust's accounts carried out under section 145 of the 2011 Act and in carrying out my examination. I have followed all the applicabl8 Directions given by the Charity Commission under section 145{5)Ib) of the Act. Independent The charity's gross income did not exceeded £250,000. examiner's statament I have completed my examination. l Confirm that no material matters have come to my attention in connection with the examination (other than that disclosed below ') which gives me c-juse to believe that in, any matei l.)1 resPp*.. the accounting record.". were not kept in accordance with secL. of the Charities Act., or the accounts did not accord with the accounling records,, or the accounts did not Comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirèment that the accounts give a 'true and fair, view which is not a matter considered as part of an independent examination. I have no COnrn9 and have come across no other matters in connection with the examination lo which attention should be drawn in this report in order to enable a propèr understanding of the accounts to be reached. Please de1818 ords in the brackets if they do not apply. 1130 Signed: Date: Name: ( Q.w44-L T Relevant professional qualification{s) or body (if any): NIA The charity's gross income did not exceeded £250,000. IER Oct 2018
Address: Section B Disclosure Only compl6t6 if the examiner needs to highlight material matters of conrn (see CC32, Independent examination of charity accounts. directions and guidance for examiners). Give here brief detalls of any items that the axaminerwishes to disclo¢ e. IER Oct 2018
Charity name: Curtis Palm8r Program. Charlty regSstralion number: 1202555 Accounts From P8r6od start datg: 0110412024 To P8rlod end (l&te: 3110312025
The Curtis Palmer Program registered Charity, number 1202555. The object of the CIO is.. for the public ¥enefit the preservation and protection of good IhySICal and mental heatth of Military b'eterans, serving and rrJti.-ed Police Officers and Police Staff. with physical injuries / illness and or mental health issues l illness through the provision of activities. courses and oulward bound programmes based on th8 NHS 5 steps to better mental health and wellbeing. Nothing in this Gonstitution shall authorise an application of the property of the CIO for the purposes which are not charitable in accordancè with Isection 7 of the charities and trustee investment (Scotland) act 20051 and Iseclion 2 of the charities act (Northern Ir&land) 20081. Prin CIO 23 Fieldridge, Newbury, RG14 2QD. Trustees. Gary Jones. FRGS. Jam8s Steel. FRGS. Damien Ishérwood. FRGS. Chair. .1 his is the second yearly report for the Curtis Palmer Prograrn as a Charity being granted a Charity number on 3010312023, Year ones report showed over 90p in every pound going lo the servic8 user. Year twos report, this years, shows over 93p in every pound going to the service user. A Trustees Report is attached on the Charity Commission website, Curtis Palmer Program Chariiy Page. An independent Examiners report is attached on the Charity Commission w8bsit8, Curtis Palmer Program Charity Page. The Curtis Palmer Program have no permanenufull time paid staff. rent no properties and pay for eventslexpedilions in advance therefore we do not have a dissolution fund but would consider one if our accounts wer6 to fall below £10,000. Cash in Ihe benk at 0110412024 was £36,910.80 and the end of this financial year on 31103125 was £34,041.90 This means despite running numerous activities {Listed below) throughout the year we only made a small loss of £2868.90. our"Heroes of Telemark" Nonmay expedition cost more than budgeted for. We were due to fly from Heathrow airport on the 20103125 but due lo the fire al the power station supplying the airport the whole airport was closed for days. We arrived on the morning of the fire. We had an ethical decision to either cancel Ihe expedition (For which service users had been training, had bought equipment and clothing and had been fundraising) or find alternative flights from allernalive airports. We decided the expedition should go ahead and managed to pul the whole team in a hotel near Heathrow overnight whilst we booked next day flights from Gatwick to Oslo. We could nol book internal connecting flights in Notway so had to hire
a minibus and car from Oslo airport for the week. We also had to rebook retum flights from Norway as we had missed the outbound flights from Heathrow and the airways would not honour the return flights. In addition we had to book taxis for the UK transport from our return flights to pre booked long otay car parks. This was disappoir.ling extra cost to the Charity but totally unavoidable on the Charity's behalf. The alternative flights offered to us would have meant we could not have completed in country trainis 3 before deploymenl on the expeditior2 and we would have returned late (Service users would not have had leave from work for the extended dates etc}. We did manage to claim some money back bLrt not all of rt. We attach a link to a review of the fire Ixellv RevIeV l?%L'I)ori Ma 2025 lunreserved,, Statement of Financial Activrtiès from 0110412024 to 3110312025 Totsl out golngs Of whlch expendltura on Charitsble Actlvities £90,406.01. This was made up of £83,702.45 being spent on expeditions, events and £6703.56 spent on welfarè grants (Total £90,406.01) Running Costs (Fundraisinglmanagement and Finance and Remuneration) being £6545.10 made up of £3663.61 spent on fundraising costs, £2539.49 spent on managemenUfinanc6 of the Charity with £342 reclaimed by Trustees. £.96,951.39 Total incomings Of which Grants £. 94,082.49 £19,249 2. Other Tradlng Actlvltles. NIA. 3. Investment Income. NIA. 4. Trustees Remuneratlon and Benefits. D. Isherwood. Mileag8. £233.60 G. Jones. Mileage. £108.80 J. Steel Mileage Total £0. £342.40 5. Comparatlves for the statement of financial activities. Out goings Of which spent on events or grants With running costs of £96,951.39 £90,406.01 £6545.10
Incomings £94,082.49 of which Grants £19,249. 6. Tangible Fixed Assets Plant and Machinery 2 doub16 man Canoes, paddles and life vests, drone £2000. Depreciation NIA. Total £2000. 7. Stocks. NIA. 8. Debtors. NIA. q, Crodltors. NIA. 10. Loaslng Agreement. NIA. 11. Movement In Funds NIA Detailed Statement of financial activities for the year ended 3110312025. Outgoings £96,951.39 of which £83,702.42 spent on expeditions and events and £6,703.56 spent on welfarelgranls. Fundraising accounted for £3,663.61 and managemenufinance £2,539.4 and remuneration £342.40. Events £83,702.42 Snowdon service users & children. £1740.68 Pen Y Fan. £1055.60 Telemark Expedition. £21,170.50 3 x Surfing weekends wrth Op Poseidon. Tall Ship sailing expedition. Commando Speed March. Wild Swimming Lessons £7286.92 £5930 £1835 £455.05 5km Fun Run £289.73 The Breath connection 4 x 10 day online courses, retreats and expeditions. £11950 Norway Summer Expedition £14080.89
Daytona Kart Racing Day £1497.50 Open Day £171.09 Cameno UK Walk £178.19 Pen Y Fan Xmas Walk £272.05 Spa and fitness Day £180.44 Commando Speed March 2026 pre payment Isle of Rum pr8 payment £620 £1266.80 Guinness 3 World Records £120 Skern Lodge £43.59 Corn Exchange Greenham Walk £302.25 £138.81 World Cancer Day JOU Dog Section Pen Y Fan (Accommodation, Food & MLI £396.15 £1315.94 Para 10s Charity Rac8 National 3 Peaks £282 £5537.84 Spèakers £1830 Isle of rum reccee £1507.61 Enterprise rent a car for next Sept National 3 Peaks ML Summer £1159.98 £2299 Welfare Grants. £6703.56 Veteran's Award. £1020. PFOA Charity £170. Pension 4 Paws Charity £1803. Welfare payments, giftsl hamperslflowers etc. £3710.56. Fundralslng Costs Raffle Prizes. £ 3063.61 £360.55 Wristbands. £252 Where the Duck Competition. £662.40 Tshirts l Advertisement. £1788.56
Mana ement & Finance. Ecologi Carbon footprint offset. £173.22 Bank Charges Ilncluding Foreign payments}. Insurance. £76.32 £258.98 Post. £248.99 Website. £270 Shelves and extension lead. £145.10 nformation Commission Annual Fees. £40 Outdoors Equipment including Camèra Drone. £889.88 Wages for a part time helper. £437. Total £2539.49 Trustees Remuneratlon and Bèneflts. D. Ishemood. Mileage, parking, refreshments. Mileage, refreshments. Miléage £233.60 G. Jones. £108.60 J. Steel £0 Total £342.40 i Otal Incoming £94082.49 of which £6 Grants. Total Outgolngs £96,951.39 of which £83,702.45 was sp8nt on expp.ditions, events and £6703.56 spent on welfare grants (Total £90,406.01) with £3663.61 spent on fundraising cosls. Only £2539.49 was spènt on managemenvfinance of the Charity with £342 reclaimed by Trustèes. The Trustees are responsible for preparing the Trustees report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice). The law applicable to Charities in England and Wales requires the Truslees to prepare financial statements for each financial year which give a true and fair view of the stale of affairs of the Charity and of its incoming resources and application of resources, including its income and expenditure, for that period. In preparing these financial statements the Trustees are required lo °sele¢t suitable accounting policies and then apply them consistently: "observe the methods and principles of the Charities SORP IFRS 1021.. (nake judgements and accounting estimates that are reasonable and prudent..
'state whether applicable UK accounting standards (FRS102) have been followed, subject to any material departure¢ disclosed and explained in the financial statements. °prepare the financial stalemen,s on the going concern basis unless it is inappropriate to presume th6 Charity will ¢onlinue in business. The Truslees are responsible for keeping adequate accounting records that are sufficient to show and explain th6 Charities transactions and disclose wth reasonable accuracy at any time the finanGial position of the Charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports} Regulations 2008 and the provisions of the Trust deed. They are also responsible for safeguarding the assets of thè Charity and hence for taking reasonable steps for the prevention and the detection of fraud and other irregularities. Approved by the board of Trustees and signed on behalf by Damien Isherwood Chair of Trustées. Slgned. ). IsheNo)d Date. 1611212025