CHARITY COMMISSION
FOR ENGLAND AND WALES
Indepen￿ent examinerfs report on the
accounts
Section A
Independent Examlner's Report
Report to the trustees
Curtis Palmer Program
On accounts for the year
end8d
3110312025
Charlty no
{if any)
1202555
S8t out on pages
Pageo I to 7.
I report to the trustees on my examination of the accounts of the above
charity ("the Trust") for the year ended 3110312025.
Rosponslbilities and
basis of report
As the charity's trustees, you are responsible for the preparation of the
accounts in accordance with the requirements of the Charities Act 2011
{"the Act.).
I report in respect of my examination of the Trust's accounts carried out
under section 145 of the 2011 Act and in carrying out my examination. I
have followed all the applicabl8 Directions given by the Charity Commission
under section 145{5)Ib) of the Act.
Independent The charity's gross income did not exceeded £250,000.
examiner's statament
I have completed my examination. l Confirm that no material matters have
come to my attention in connection with the examination (other than that
disclosed below ') which gives me c-juse to believe that in, any matei l.)1
resPp￿*..
the accounting record.". were not kept in accordance with secL.
of the Charities Act., or
the accounts did not accord with the accounling records,, or
the accounts did not Comply with the applicable requirements
concerning the form and content of accounts set out in the Charities
(Accounts and Reports) Regulations 2008 other than any requirèment
that the accounts give a 'true and fair, view which is not a matter
considered as part of an independent examination.
I have no COn￿rn9 and have come across no other matters in connection
with the examination lo which attention should be drawn in this report in
order to enable a propèr understanding of the accounts to be reached.
Please de1818
ords in the brackets if they do not apply.
1130
Signed:
Date:
Name:
( Q.w44-L T
Relevant professional
qualification{s) or body
(if any):
NIA The charity's gross income did not exceeded £250,000.
IER
Oct 2018

Address:
Section B
Disclosure
Only compl6t6 if the examiner needs to highlight material matters of con￿rn
(see CC32, Independent examination of charity accounts. directions and
guidance for examiners).
Give here brief detalls of
any items that the
axaminerwishes to
disclo¢ e.
IER
Oct 2018

Charity name: Curtis Palm8r Program.
Charlty regSstralion number: 1202555
Accounts From P8r6od start datg: 0110412024
To P8rlod end (l&te: 3110312025

The Curtis Palmer Program registered Charity, number 1202555.
The object of the CIO is.. for the public ¥enefit the preservation and protection of good
I￿hySICal and mental heatth of Military b'eterans, serving and rrJti.-ed Police Officers and
Police Staff. with physical injuries / illness and or mental health issues l illness through the
provision of activities. courses and oulward bound programmes based on th8 NHS 5 steps
to better mental health and wellbeing. Nothing in this Gonstitution shall authorise an
application of the property of the CIO for the purposes which are not charitable in
accordancè with Isection 7 of the charities and trustee investment (Scotland) act 20051 and
Iseclion 2 of the charities act (Northern Ir&land) 20081.
Prin
CIO 23 Fieldridge, Newbury, RG14 2QD.
Trustees.
Gary Jones. FRGS.
Jam8s Steel. FRGS.
Damien Ishérwood. FRGS.
Chair.
.1 his is the second yearly report for the Curtis Palmer Prograrn as a Charity being granted a
Charity number on 3010312023,
Year ones report showed over 90p in every pound going lo the servic8 user.
Year twos report, this years, shows over 93p in every pound going to the service user.
A Trustees Report is attached on the Charity Commission website, Curtis Palmer Program
Chariiy Page.
An independent Examiners report is attached on the Charity Commission w8bsit8, Curtis
Palmer Program Charity Page.
The Curtis Palmer Program have no permanenufull time paid staff. rent no properties and
pay for eventslexpedilions in advance therefore we do not have a dissolution fund but would
consider one if our accounts wer6 to fall below £10,000.
Cash in Ihe benk at 0110412024 was £36,910.80 and the end of this financial year on
31103125 was £34,041.90 This means despite running numerous activities {Listed below)
throughout the year we only made a small loss of £2868.90.
our"Heroes of Telemark" Nonmay expedition cost more than budgeted for. We were due to
fly from Heathrow airport on the 20103125 but due lo the fire al the power station supplying
the airport the whole airport was closed for days. We arrived on the morning of the fire. We
had an ethical decision to either cancel Ihe expedition (For which service users had been
training, had bought equipment and clothing and had been fundraising) or find alternative
flights from allernalive airports. We decided the expedition should go ahead and managed to
pul the whole team in a hotel near Heathrow overnight whilst we booked next day flights
from Gatwick to Oslo. We could nol book internal connecting flights in Notway so had to hire

a minibus and car from Oslo airport for the week. We also had to rebook retum flights from
Norway as we had missed the outbound flights from Heathrow and the airways would not
honour the return flights. In addition we had to book taxis for the UK transport from our return
flights to pre booked long otay car parks. This was disappoir.ling extra cost to the Charity but
totally unavoidable on the Charity's behalf. The alternative flights offered to us would have
meant we could not have completed in country trainis
3 before deploymenl on the expeditior2
and we would have returned late (Service users would not have had leave from work for the
extended dates etc}. We did manage to claim some money back bLrt not all of rt. We attach a
link to a review of the fire
Ixellv RevIeV￿ l?%L'I)ori Ma
2025 lunreserved,,
Statement of Financial Activrtiès from 0110412024 to 3110312025
Totsl out golngs
Of whlch expendltura on Charitsble Actlvities
£90,406.01. This was made up of
£83,702.45 being spent on expeditions, events and £6703.56 spent on welfarè grants (Total
£90,406.01)
Running Costs (Fundraisinglmanagement and Finance and Remuneration) being £6545.10
made up of £3663.61 spent on fundraising costs, £2539.49 spent on managemenUfinanc6 of
the Charity with £342 reclaimed by Trustees.
£.96,951.39
Total incomings
Of which Grants
£. 94,082.49
£19,249
2. Other Tradlng Actlvltles.
NIA.
3. Investment Income.
NIA.
4. Trustees Remuneratlon and Benefits.
D. Isherwood.
Mileag8.
£233.60
G. Jones.
Mileage.
£108.80
J. Steel
Mileage
Total
£0.
£342.40
5. Comparatlves for the statement of financial activities.
Out goings
Of which spent on events or grants
With running costs of
£96,951.39
£90,406.01
£6545.10

Incomings £94,082.49 of which Grants £19,249.
6. Tangible Fixed Assets
Plant and Machinery
2 doub16 man Canoes, paddles and life vests, drone
£2000.
Depreciation
NIA.
Total
£2000.
7. Stocks.
NIA.
8. Debtors.
NIA.
q, Crodltors.
NIA.
10. Loaslng Agreement.
NIA.
11. Movement In Funds
NIA
Detailed Statement of financial activities for the year ended 3110312025.
Outgoings
£96,951.39 of which £83,702.42 spent on expeditions and events and £6,703.56 spent on
welfarelgranls. Fundraising accounted for £3,663.61 and managemenufinance £2,539.4 and
remuneration £342.40.
Events
£83,702.42
Snowdon service users & children.
£1740.68
Pen Y Fan.
£1055.60
Telemark Expedition.
£21,170.50
3 x Surfing weekends wrth Op Poseidon.
Tall Ship sailing expedition.
Commando Speed March.
Wild Swimming Lessons
£7286.92
£5930
£1835
£455.05
5km Fun Run
£289.73
The Breath connection 4 x 10 day online courses, retreats and expeditions. £11950
Norway Summer Expedition
£14080.89

Daytona Kart Racing Day
£1497.50
Open Day
£171.09
Cameno UK Walk
£178.19
Pen Y Fan Xmas Walk
£272.05
Spa and fitness Day
£180.44
Commando Speed March 2026 pre payment
Isle of Rum pr8 payment
£620
£1266.80
Guinness 3 World Records
£120
Skern Lodge
£43.59
Corn Exchange
Greenham Walk
£302.25
£138.81
World Cancer Day
JOU Dog Section Pen Y Fan (Accommodation, Food & MLI
£396.15
£1315.94
Para 10s Charity Rac8
National 3 Peaks
£282
£5537.84
Spèakers
£1830
Isle of rum reccee
£1507.61
Enterprise rent a car for next Sept National 3 Peaks
ML Summer
£1159.98
£2299
Welfare Grants.
£6703.56
Veteran's Award.
£1020.
PFOA Charity
£170.
Pension 4 Paws Charity
£1803.
Welfare payments, giftsl hamperslflowers etc.
£3710.56.
Fundralslng Costs
Raffle Prizes.
£ 3063.61
£360.55
Wristbands.
£252
Where the Duck Competition.
£662.40
Tshirts l Advertisement.
£1788.56

Mana
ement & Finance.
Ecologi Carbon footprint offset.
£173.22
Bank Charges Ilncluding Foreign payments}.
Insurance.
£76.32
£258.98
Post.
£248.99
Website.
£270
Shelves and extension lead.
£145.10
nformation Commission Annual Fees.
£40
Outdoors Equipment including Camèra Drone.
£889.88
Wages for a part time helper.
£437.
Total
£2539.49
Trustees Remuneratlon and Bèneflts.
D. Ishemood.
Mileage, parking, refreshments.
Mileage, refreshments.
Miléage
£233.60
G. Jones.
£108.60
J. Steel
£0
Total £342.40
i Otal Incoming £94082.49 of which £6 Grants.
Total Outgolngs £96,951.39 of which £83,702.45 was sp8nt on expp.ditions, events and
£6703.56 spent on welfare grants (Total £90,406.01) with £3663.61 spent on fundraising
cosls. Only £2539.49 was spènt on managemenvfinance of the Charity with £342 reclaimed
by Trustèes.
The Trustees are responsible for preparing the Trustees report and the financial statements
in accordance with applicable law and United Kingdom Accounting Standards (United
Kingdom Generally Accepted Accounting Practice).
The law applicable to Charities in England and Wales requires the Truslees to prepare
financial statements for each financial year which give a true and fair view of the stale of
affairs of the Charity and of its incoming resources and application of resources, including its
income and expenditure, for that period. In preparing these financial statements the Trustees
are required lo
°sele¢t suitable accounting policies and then apply them consistently:
"observe the methods and principles of the Charities SORP IFRS 1021..
(nake judgements and accounting estimates that are reasonable and prudent..

'state whether applicable UK accounting standards (FRS102) have been followed, subject to
any material departure¢ disclosed and explained in the financial statements.
°prepare the financial stalemen,s on the going concern basis unless it is inappropriate to
presume th6 Charity will ¢onlinue in business.
The Truslees are responsible for keeping adequate accounting records that are sufficient to
show and explain th6 Charities transactions and disclose wth reasonable accuracy at any
time the finanGial position of the Charity and enable them to ensure that the financial
statements comply with the Charities Act 2011, the Charity (Accounts and Reports}
Regulations 2008 and the provisions of the Trust deed. They are also responsible for
safeguarding the assets of thè Charity and hence for taking reasonable steps for the
prevention and the detection of fraud and other irregularities.
Approved by the board of Trustees and signed on behalf by Damien Isherwood Chair of
Trustées.
Slgned. ). IsheNo)d
Date.
1611212025