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2025-04-01-accounts

Charity number: 1202389

THE GLOUCESTER (1682) CHARITABLE TRUST

UNAUDITED

TRUSTEES' REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 MARCH 2025

THE GLOUCESTER (1682) CHARITABLE TRUST

CONTENTS

Page
Reference and administrative details of the charity, its Trustees and advisers 1
Trustees' report 2 – 4
Independent examiner's report 5
Statement of financial activities 6
Balance sheet 7
Notes to the financial statements 8 - 13

THE GLOUCESTER (1682) CHARITABLE TRUST

REFERENCE AND ADMINISTRATIVE DETAILS OF THE CHARITY, ITS TRUSTEES AND ADVISERS FOR THE YEAR ENDED 31 MARCH 2025

Trustees

General The Lord Richard Dannatt GCB CBE MC DL – Chair Andrew Barnes Henry Cator OBE FRICS FRAgs DL Dominic Christian His Honour Philip Curl DL Sir William Goodenough Bt Professor Claire Jowitt FEA FRHistS FHEA (Ex-officio ) Sheila Oxtoby BSc CPFA Clare Whelan OBE DL James Woodham (Brig Ret’d) CBE MC Chris Dugdale (Appointed 16 May 2024)

Charity registered number

1202389

Principal office

Top Barn, Broad Farm, Upper Street, Salhouse, Norwich NR13 6HE

Head of Development

Rosie Littlehales

Accountants

Sexty & Co, 124 Thorpe Road, Norwich, NR1 1RS

Page 1

THE GLOUCESTER (1682) CHARITABLE TRUST

TRUSTEES' REPORT FOR THE YEAR ENDED 31 MARCH 2025

The Trustees present their annual report together with the financial statements of the charity for the year ended 31 March 2025.

The Trustees confirm that the Annual report and financial statements of the charity comply with the current statutory requirements, the requirements of the charity's governing document and the provisions of the Statement of Recommended Practice (SORP) applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS102).

Board of Trustees

Board Meetings are held six times per year.

Appointment of Trustees

As of 31 March 2025, the Board of Trustees comprises eleven members.

Over the year, one new Trustee with financial expertise was appointed, and one Trustee’s term was extended for three years.

The Board collectively offers expertise in law, senior management, accountancy, governance, insurance, operations, heritage, history, public engagement, and strategic consultancy.

Trustee recruitment follows the Trust’s Equal Opportunities Policy through an open recruitment process, with co-option used only when no suitable candidates are identified.

Risk Management

The Trust assesses all risks at every Board meeting. The charity is cognisant that it has responsibilities to all stakeholders including donors, funders, employees, supporters and the general public.

Risk Policy Principles

The Trust takes a structured approach to risk management, assessing risks by likelihood and impact across operational, financial, environmental, compliance, and governance areas.

The Board of Trustees is responsible for risk oversight, supported by delegated assessments where appropriate.

At each meeting, the Board reviews a Risk Assessment Matrix, rates risk as high, medium, or low, and agrees on mitigation strategies, with a summary produced for all high-level risks. Risks are managed using the 4Ts Framework: Treat (reduce), Tolerate (accept), Transfer (insure), or Terminate (eliminate). This process ensures risks are effectively controlled in line with the Trust’s objectives

Objectives and Activities

Charity Objects

Page 2

THE GLOUCESTER (1682) CHARITABLE TRUST

TRUSTEES' REPORT FOR THE YEAR ENDED 31 MARCH 2025 (CONTINUED)

Strengthening Governance and Delivering Public Benefit

Over the past year, the Trust has strengthened its governance by establishing robust policies and practices to ensure long-term sustainability. A Trustee with responsibility for Finance was appointed in May 2024, enhancing financial oversight. The Trust also delivered a successful programme of talks and educational events, grew its supporter base to over 500 subscribers, and developed a Case for Support outlining the project’s vision and funding needs.

Policies and Guidelines

As part of its commitment to good governance, transparency, and best practice, the Trust has adopted a comprehensive suite of internal policies and guidelines. These documents guide its operations, ethical standards, and decision-making processes.

The Trust’s current policies include: Conflict of Interest, Risk Management, Ethical Fundraising, Equality and Diversity, Financial Reserves, Political Impartiality, Procurement, Financial Controls, Complaints, Trustee Expenses, Safeguarding, and Data Protection. These are supported by national and international frameworks to ensure the highest standards of accountability and integrity.

External Frameworks and Code of Conduct

The Trust aligns its work with national and international standards to ensure responsible and ethical practice, including: UNESCO Convention on the Protection of Underwater Cultural Heritage; UNESCO Code of Ethics for Diving on Submerged Archaeological Sites; ICMM (International Congress of Maritime Museums) Code of Ethics; Museums Association Code of Ethics; Charity Commission Guidelines; Charity Governance Code.

Financial Review

Donations were received from private individuals, trusts and foundations, the general public. Other donation income was received from talks to clubs, learned societies, historical associations, schools, local clubs and societies, yacht clubs, maritime organisations, and Women’s Institutes. In January 2025, the Trust secured a £40,000 core funding grant from the Garfield Weston Foundation. Free talks about the Gloucester are given to schools. These talks are delivered by our partners the University of East Anglia and Norfolk Historic Shipwrecks as the Trust does not yet have the capacity to undertake public engagement activities.

The Trustees are satisfied that the Trust remains a going concern and that sufficient funds are in place for the year ahead. They are confident that, given their proven fundraising track record—raising approximately £190,000 from individuals, charitable trusts, and local businesses, many of whom have pledged ongoing support—the Trust’s fundraising strategy will continue to deliver. This strategy focuses on four key areas for the next three years: core operational funding, outreach and education, a proposed digital heritage project, and the development of a supporter programme.

Reserves Policy

The Gloucester 1682 Charitable Trust maintains a Reserves Policy that justifies and explains the need for reserves, reflecting the risks of unplanned closure, spending commitments, potential liabilities, and financial forecasts. The reserve excludes endowments and restricted funds and is set at the equivalent of three months’ running costs. Funds may also be used in response to unexpected demands or to take advantage of new opportunities.

Page 3

THE GLOUCESTER (1682) CHARITABLE TRUST

TRUSTEES' REPORT FOR THE YEAR ENDED 31 MARCH 2025 (CONTINUED)

Statement of Trustees' responsibilities

The Trustees are responsible for preparing the Trustees' report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England & Wales requires the Trustees to prepare financial statements for each financial period which give a true and fair view of the state of affairs of the charity and of its incoming resources and application of resources, including its income and expenditure, for that period. In preparing these financial statements, the Trustees are required to:

The Trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the charity's transactions and disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the Memorandum of Association. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approved by order of the members of the board of Trustees and signed on their behalf by:

................................................

Trustee

................................................

Chair of Trustees Date: 14/01/2026

Date: 14/01/2026

Page 4

THE GLOUCESTER (1682) CHARITABLE TRUST

INDEPENDENT EXAMINER'S REPORT (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025

I report to the charity trustees on my examination of the accounts of the charity for the year ended 31 March 2025 which are set out on pages 6 to 13.

Responsibilities and basis of report

As the charity’s trustees you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the charity’s accounts carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the charity as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair view’ which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

I A Barlow FCCA For and on behalf of Sexty & Co Chartered Certified Accountants 124 Thorpe Road Norwich NR1 1RS

Date:

Page 5

THE GLOUCESTER (1682) CHARITABLE TRUST

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 MARCH 2025

Note
Income from:
Donations, grants and legacies
3
Total income
Expenditure on:
Raising funds
4
Charitable activities
5
Other expenditure
6
Total expenditure
Net income/(expenditure)
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Net movement in funds
Total funds carried forward
Unrestricted
funds
2025
£
61,409
Restricted
funds
2025
£
-
Total
funds
2025
£
61,409
Total
funds
2024
£
147,978

147,978
8,657
66,840
13,232

88,729
59,249

59,249

-
59,249
59,249
61,409
**- **
61,409
498
44,313
13,806
-
-
-
498
44,313
13,806
58,617
**- **
58,617

2,792


2,792
2,792
-
2,792

59,249
2,792


-
-

59,249
2,792
62,041
-
62,041

The Statement of financial activities includes all gains and losses recognised in the period.

The notes on pages 8 to 13 form part of these financial statements.

Page 6

THE GLOUCESTER (1682) CHARITABLE TRUST

BALANCE SHEET AS AT 31 MARCH 2025

2025 2024
Note £ £ £
£
Current assets
Debtors 9
- 7,200
Cash at bank and in hand 65,746 58,641
65,746 65,841
Current liabilities
Creditors: amounts falling due within one
year 10 3,705 6,592
Net current assets
62,041
59,249
Total net assets 62,041 59,249
Charity funds
Restricted funds 11 - -
Unrestricted funds 11 62,041
59,249
Total funds 62,041 59,249
The financial statements were approved and authorised for issue by the Trustees and signed on their behalf by:
................................................
................................................
(Chair of Trustees) (Trustee)
Date: Date:

The notes on pages 8 to 13 form part of these financial statements.

Page 7

THE GLOUCESTER (1682) CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

1. General information

The Gloucester (1682) Charitable Trust is a charitable incorporated organisation (CIO), charity number 1202389. The registered office is Top Barn, Broad Farm, Upper Street, Salhouse, Norwich, NR13 6HE.

2. Accounting policies

2.1 Basis of preparation of financial statements

The financial statements have been prepared in accordance with the Charities SORP (FRS 102) - Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Charities Act 2011.

The financial statements have been prepared to give a 'true and fair' view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a 'true and fair' view. This departure has involved following the Charities SORP (FRS 102) published in October 2019 rather than the Accounting and Reporting by Charities: Statement of Recommended Practice effective from 1 April 2005 which has since been withdrawn.

The charity meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy.

2.2 Income

All income is recognised once the charity has entitlement to the income, it is probable that the income will be received, and the amount of income receivable can be measured reliably.

For donations to be recognised the CIO will have been notified of the amounts and the settlement date. If there are conditions attached to the donation and this requires a level of performance before entitlement can be obtained then income is deferred until those conditions are fully met or the fulfilment of those conditions is within the control of the charity, and it is probable that they will be fulfilled.

Grants are included in the Statement of financial activities on a receivable basis. The balance of income received for specific purposes but not expended during the period is shown in the relevant funds on the Balance sheet. Where income is received in advance of entitlement of receipt, its recognition is deferred and included in creditors as deferred income. Where entitlement occurs before income is received, the income is accrued.

Page 8

THE GLOUCESTER (1682) CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

2.3 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges allocated on the portion of the asset’s use.

Expenditure on raising funds includes all expenditure incurred by the charity to raise funds for its charitable purposes and includes costs of all fundraising activities events and non-charitable trading.

Expenditure on charitable activities is incurred on directly undertaking the activities which further the charity's objectives, as well as any associated support costs.

All expenditure is inclusive of irrecoverable VAT.

2.4 Cash at bank and in hand

Cash at bank and in hand includes cash and short-term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

2.5 Liabilities and provisions

Liabilities are recognised when there is an obligation at the Balance sheet date as a result of a past event, it is probable that a transfer of economic benefit will be required in settlement, and the amount of the settlement can be estimated reliably.

Liabilities are recognised at the amount that the charity anticipates it will pay to settle the debt or the amount it has received as advanced payments for the goods or services it must provide.

2.6 Fund accounting

General funds are unrestricted funds which are available for use at the discretion of the Trustees in furtherance of the general objectives of the charity and which have not been designated for other purposes.

Designated funds comprise unrestricted funds that have been set aside by the Trustees for particular purposes. The aim and use of each designated fund is set out in the notes to the financial statements.

Restricted funds are funds which are to be used in accordance with specific restrictions imposed by donors or which have been raised by the charity for particular purposes. The costs of raising and administering such funds are charged against the specific fund. The aim and use of each restricted fund is set out in the notes to the financial statements.

Page 9

THE GLOUCESTER (1682) CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

3. Income from donations and grants

Donations and grants
Gift Aid
Unrestricted
funds
2025
Restricted
funds
2025
Total
funds
2025
Total
funds
2024
£
£
£
£
61,409
-
61,409
146,728
-
-
-
1,250
61,409
-
61,409
147,978

4. Expenditure on raising funds

Fundraising costs
5.
Expenditure on charitable activities
Staffing costs
Consultancy costs
Unrestricted
funds
2025
Total
funds
2025
Total
funds
2024
£
£
£
498
498
8,657
Unrestricted
funds
2025
Total
funds
2025
Total
Funds
2024
£
£
£
44,313
44,313
42,135
-
-
24,705
44,313
44,313
66,840

Page 10

THE GLOUCESTER (1682) CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

6. Other expenditure

Website costs
Subscriptions
Printing, postage and stationery
Recruitment costs
Insurance
Staff Training
Travel expenses
Miscellaneous
Accountancy
Bank charges
Unrestricted
funds
2025
Total
funds
2025
Total
funds
2024
£
£
£
8,762
8,762
5,849
257
257
377
-
-
1,058
-
-
1,148
157
157
-
255
255
-
882
882
2,039
379
379
366
2,833
2,833
2,241
281
281
154
13,806
13,806
13,232

7. Independent examiner's remuneration

The independent examiner's remuneration amounts to an independent examiner fee of £1,440.

8. Staff costs

Gross salaries
Defined contribution pension costs
Total staff costs
2025
2024
£
£
42,500
40,592
1,813
1,543
44,313
42,135

No employee received remuneration amounting to more than £60,000 in the period. No Trustee received any remuneration from the charity during the financial period, nor were any expenses reimbursed.

The average number of persons employed by the charity during the period was 1.

Page 11

THE GLOUCESTER (1682) CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

9.
Debtors
2025
2024
£
£
Accrued income
-
7,200
-
7,200
10.
Creditors
2025
2024
£
£
Other creditors
1,440
4,236
Social security and other taxes
2,265
2,356
3,705
6,592
11.
Analysis of funds
At 31
March
Incoming
Resources
Transfer
Between
At 31
March
2024
resources
expended
Funds
2025
£
£
£
£
£
Unrestricted funds
Unrestricted fund
59,249
61,409
(58,617)
-
62,041
Total unrestricted
funds
59,249
61,409
(58,617)
-
62,041
Restricted funds
Restricted funds
-
-
-
-
-
Total restricted funds
-
-
-
-
-
Total funds
59,249
61,409
(58,617)
-
62,041
9.
Debtors
2025
2024
£
£
Accrued income
-
7,200
-
7,200
10.
Creditors
2025
2024
£
£
Other creditors
1,440
4,236
Social security and other taxes
2,265
2,356
3,705
6,592
11.
Analysis of funds
At 31
March
Incoming
Resources
Transfer
Between
At 31
March
2024
resources
expended
Funds
2025
£
£
£
£
£
Unrestricted funds
Unrestricted fund
59,249
61,409
(58,617)
-
62,041
Total unrestricted
funds
59,249
61,409
(58,617)
-
62,041
Restricted funds
Restricted funds
-
-
-
-
-
Total restricted funds
-
-
-
-
-
Total funds
59,249
61,409
(58,617)
-
62,041
2025
£
-
2024
£
7,200
- 7,200
2025
£
1,440
2,265
3,705
59,249
61,409
(58,617)
-
62,041
-
-
-
-
-
-
-
-
-
-
59,249
61,409
(58,617)
-
62,041

Page 12

THE GLOUCESTER (1682) CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

12. Analysis of net assets between funds

Current assets
Current liabilities
Unrestricted
Restricted
Designated
Total
funds
funds
funds
funds
£
£
£
£
65,746
-
-
65,746
(3,705)
-
-
(3,705)
62,041
-
-
62,041

13. Related party transactions

The charity has not entered into any related party transaction during the period, nor are there any outstanding balances owing between related parties and the charity at 31 March 2025.

Page 13