St. la Parish Church, St Ives, Cornwall. The Parochial Church Council of the Ecclesiastical Parish of St la, St Ives (Diocese of Trurol. Charity number., 1201438 Annual Report and Statement of Accounts for the year ending 31st December 2025. Incumbent: The Revd. Dr. Nick Widdows Honorary Treasurer.. Mr Chris Weston Accountants: Dawe, Hawken and Dodd Banks: HSBC Bank plc Lloyds Bank plc Barclays plc Independent Examiner.. mrAF0 FCCA
St la, St l¥e5 Parf5h Church Annual Report2Q25 Introductlon The Parochial Church Council IPCCI of the Ecclesiastical Parish of St la, St Ives (Diocese of Trurol is a registered charity (number 12014381. It is known as St la or 5t Ives PCC and manages the day to day working of St la Parish Church in St Ives. St la is one of two churches in the 5t Ives Anglican Benefice and works closely with its sister church, St John's in-the-fields, to fulfil its aims and purposes. Aims and Purposes Our primary purpose as a church is the promotion of the Gospel of our Lord Jesus Christ, according to the doctrines and practices of the Church of England. Our main charitable purpose is therefore the advanment of religion. The PCC is required by the Parochial Church IPowersl Measure 1956 to co- operate with the parish priest Ivicarl In promoting in the parish the whole mission of the church, pastoral, evangelistic, social and ecumenical. The parish church of St Ives is dedicated to St la, and is part of the Diocese of Truro within the Church of England. It is a grade I listed Medieval church with a capacity of 300. The PCC has maintenance responslbllltles for this church and thereby preserves this historic building for future generations. The PCC Is also speclfically responsible for the maintenance of number 5 and 6 Redfern Court, St Andrew's Street, St Ives. Objectives and Activities In carrying out their responsibilities, the member5 of the PCC have had regard to the Charity Commission's guidance on public benefit. As well as having an active church membership, 5t la is used by the community for key events, with special services held throughout the year, such as the annual Feast Service, and the Remembrance Day service. Special services are also held at Easter and Christmas, which many extra visitors and locals attend. The church also provides a focus for local people at key times in their live5. including baptisms, weddings and funerals. The worship at St la is primarily in the Anglo-catholic tradition. This complements the worship on offer at our slster church, St John's in-the-fields, which offers contemporary services in the low- church, Evangelical tradition. The regular services include said and sung weekly communion services and regular evening service5. There are also services on the occasion of major Christian festivals and these are often well-attended by a wide range of people. We seek to ensure that the church building is open and staffed for as much of the week as possible. This Is made possible by both a committed core of volunteers and through the separate cafés that we run in the garden and inside the church. We a150 provide regular midweek groups such as Christian Meditation and Choir Rehearsals. Alongside our splritual activities the church runs a programme of events enjoyed by many of our local community and by visitor5 to St Ives. These events include live music. coffee tasting, and our annual Christmas Market, 'Fair Mo,. The PCC has decided to make grants to other organisations from income across the year. These organisations should align with our own objectives but normally will be working in a different or across a wider geographical area. They will often be involved in providing relief in situations of extreme poverty or disaster. The PCC aims to make grants amounting to a minimum of £1,000 each year.
51 b. st l¥•s PaAsh Chwch Annual Report ZOZ5 Achievements and Performance The Sunday worship at St la continue5 to attract a committed core of regular members. augmented by regular and occasional visitors. especially during the summer months. There are challenges for the church by virtue of its placement in the middle of a parish with few permanent residents and with limited and expensive parkirkg locally. However, its heritage and setting compensate for some of these disadvantages and the church remains very popular with visitors. Recent growth of the regular congregation has come primarily through the choir and the musical tradition of the church is of a high standard. The voluntary teams on a Sunday morning Ithe choir, the servers, the sidespeople, and the churchwardensl make the SeiceS possible but also provide meaningful opportunities for service for our congregants. Our other event5, cafe, and large services see many thousands of people coming through the church each year for reasons other than worship. This allows many to make use of the beautifLtI building and fosters a deeper connection between St la and the wider community. By keeping the church open throughout the year there has been opportunity for local residents and visitors to St Ives to come into the building and to appreciate it as a place of pea, quiet prayer, and rich history. Flnanclal Revlew The financial performance for the year is outlined in the attached accounts and has been subject to a review by the Independent Examiner. Total unrestricted receipts were £127,35012024- £134,654), which included a legacy of £10,000. Therefore. excluding the legacy, our income wa5 down by £17,304 when compared with 2025. The main differences were.. No grants received (we received a grant of £4,187 in 20241,. There was £2,934 less income received from tax refunds (Partly as 2024 included some 'catching up, from 2023,. and There was less cash from boxe5- Possibly simply because people don't have much cash these days. We also transferred This included £1,360.53 which was transferred from general donatlOnS to the organ fund to cover donations treated as general which were organ related in earlier accounts. Total unrestricted payments were £152,037, up from £131,844 in 2024. The main differences were: More repairs in 20251£10,7431 than 20241£2,5091; More spend on the Redfern Court rented properties- £6,120 in 2025 and £1,096 in 2024,. More salaries fell on the church to cover £36,145 in 2025 and £28,863 in 2024 (largely due to ending of fundinE of manager and Parish Adminl,. Extra £1,602 paid in MMF,. and However the utilities were down due to paying catch up in 2024. The surplus made by St la Trading Ltd of £28,263 was donated to PCC funds and is included in unrestricted receipts.
St la, St Ives Par15h Chwch Annual Report2025 There was a deficit of unrestricted payments over receipts of E24.68612024- surplus of £2,810). In summary the loss is due to: £8k more repairs,. £8k more salaries; £5k more let property expenses- and Drop In Income of É7k Iwould be £17k if exclude legacy) A breakdown of the designated and restricted funds are shown in the accounts. The overall operating position continues to be considered to be acceptable and viable. The level of reserve5 currently held by St la remain5 at a high level due to the sale of the former Parish Rooms (the Sunday School building) and donations for salaried posts. The active project to invest some of this money into the maintenance and development of the church building to better allow us to continue and grow our mission and ministry including works to make the church more accessible 15 now underway and has seen some expenditure during 2025 and will see further expenditure in 2026. The minimum level of reserves will be reviewed when a final decision is made on the scope and cost of thls project. The PCC operates as a going concern. Structure, Governance and Management St la PCC is an unincorporated charity. The method of appointment of PCC members Iwho are the trustees of the charity) is set out in the Church Representation Rules. All Church attendees are encouraged to register on the electoral roll and stand for election to the PCC. PCC members are required to attend safeguardinE training and to undergo a DBS check. They are also encouraged to attend relevant training days offered by the Diocese of Truro. In 2025 the PCC had several employees; a full-time Church Manager, a Café Manager Ifull-time, across both cafés), and Assistant Café-manager Ifull-time across both cafés) as well as some temporary café staff, a Youth and Children's Worker Ipart-timel, and a Parish Administrator (part- timel. In addition, there was a Deanery Administrator Ipart-timel who was employed on behalf of Penwith Deanery. There was also a regular cleaner and gardener Iself-employedl who finished in the Autumn of 2025 and have been replaced by one of the café team. Whilst the Youth and Children's Worker is employed at st la, most of her work has taken place at St John's in-the-fields. This demonstrates the close partnership and cooperation between the churches in the benefice. The PCC met six times In 2025. In between those meetings the churchwardens and treasurer met regularly with the vicar and the Church Manager. Time critical decisions were made by circulation. Administrative Information St la Church is situated in St Ives, Cornwall in the ntre of the old town on the harbour edge. It is part of the Diocese of Truro within the Church of England.
St Iw, Stl¥es Partsh Chwth Annuil Report2025 The formal address of the church is: St la Church Market Square St Ives Cornwall TR26 ILE However, correspondence should be dlrected as set out In 7.4. The PCC is a body corporate under the Parochial Church Council Powers Measures 119561 as amended and Church Representation Rules that came into force on 2 Jan 1957 and Is registered as charity with the Charity Commission Inumber 12014381. The incumbent vicar is the Reverend Dr Nick Widdows who is also the incumbent vicar at St John's in the Fields in the Parish of Halestown which is St la's sister Church in St Ives. Correspondence should be directed to: The Vicarage St John's in The Fields Hellesvean St Ives Cornwall TR26 2HG 07789 680070 stiveschurch@gmail.com www.stiveschurch.or PCC members and officers who have seNed during 2025.. Office Ilf any) Vicar land Chairl Churchwardens Name Rev Dr Nick Widdows Mrs J F Wendy Francls Mrs Ann Luke Mrs E Anne Badcock Treasurer Mr Chris Weston PCC Secretary Deanery Synod 'Mrs Josie Tydeman Dr Anne Hicks Mrs Jacinth Fowler (Not a PCC member) Other PCC Members *Mrs Diane Crocker 'Dr Andrew Hicks 'Mr Daniel Lawther Mr Jeffrey Williams °Mrs Elizabeth Watson Denotes Charity Trustee Note: all PCC members are appointed/reappointed at the APCM each year.
St la. Sl I9 Parl$h Church Annual Report 2025 Approval The report and accounts were approved at the Annual Parochial Church Meeting on Sunday 26 Aprll 2026. Signed Vicar Treasurer Accounts and note5 The accounts and notes follow
INI)F.PENDEI NT EXAMINER'S REPORT TO TIII TRUSTEES OF THE PAIIOCHIAL CHURCH COUNCIL OF TIIE ECCLESIASTICAL PARISH OF ST. IA ST. IVF.S DIOCEI sr. OF'fRUIIO I report on the <1ccounts for Ili¢ year elided 31." Deceinber. 2025 wliicl) are attached. RespeL'tive Responsibilities of tli¢ Trustecs and Independent f< xaminer The charity's trustees consider Iliat an audit is not I'eqiiii'ed for this year under section 144(2) of the Charities Act 2011 (Ilie 2011 Act) and Iliat an indepeiidviil examiiialioii is needed. It is my responsibility lo.. exuinin# Ilie acLounls under section 145 ot Ilie 201 l Act; follow the piT)cedures laid down ii) Il)e Geiieral Dii'Lclions giveii by Il)e Cliarily Coiiiniissioiiei's section 145(5)(b) of the 201 l Act. and slate whether particular matters liave coiiie to niy atlenlion. Basi5 Of Indepcndcnt Examiner's Statement My examination was carried out in accordance with the Geiieral Dire¢tions gyiven by tl)e Charity Cominission. An examination includes & review of the aeeoiinting rccords kept by Ilie charity aiid a compai'isoii of the aecoui?ts presented willi Iliose I'ecoi'ds. It al.80 iiicliides Lon.sideration nl'¢Uiy uniisual iteiiis ur disLlosures in the aLLounls. tind seekiiiLJ explJiidlioiis fi'oin the manag)L'inenl cominittee concemiDg any sucli nialters. Tlie pi'ocedLlifS underiaken do nol provide all the evidence that would be reqiiii'ed in a full audit. and consequently I do iiot express an audit opinion on the Accounts. Independent Examinergs Statement Jn connection with Iny exaniination, no matlers have come lo imy altenlion= l ) Which give me reasonable Lause lo believe ilial in any iiiaterial respe¢l tlie reqiiirements lo keep accouiiting recoi'ds in accoi'danLe ivitli s. 130 of the 2011 Act; or lo prepare accounls which accord will) these accouiitii)g) I'ecords have iiot bcen iiiel: or 2) to which, in my opinion, attention should be drawn iii order lo enable a proper understandin&) of the account% to be reached. Andrew Fan.. FCCA, Fairway View. Helstone, Canielford. PL32 9RL Dated: 25 March, 2026
The P¥Tochlal Church touncll of the Ecclesastical Parlsh of St l?. St Ives Statement of F5n8nclal Artivltie5 for the year endlng 31 Derember 2025 Unrestrlcted Designated Re$trl¢ted Total Recelpts Voluntary Re¢elpt5 Planned GNinB Glft Aid Recovered Collections at Servlces All Other Gl¥ing Leeacie5 Grant5 IG,S88.80 6.519.77 4,573.08 21.277.19 lo.0.00 0.00 735.00 17,323.80 6,864.77 4,573.08 34,563.05 io.000.00 48,971.27 0.00 0.00 0.00 O.OD 345.00 13,285.86 0.00 48,971.27 Activities for generatln8 funds Fundraislng Acrivities 19,010.20 0.00 0.00 19.010.20 Income from It)veslment5 Bank Interest 377.89 9,4D8.93 1,209.29 10,996.11 Church Athvltle5 Fees Reialned by PCC Deanery Funds Other Incomlng Resources St la Tradlng Donation Rent Received Other Incorne 2.41Q20 0.00 0.00 0.00 2,410.20 540.00 540.(X) 28,263.42 18,300.00 30.00 0.00 0.00 0.00 0.00 28,263.42 18,300.00 30.00 0.00 Total Retelpts 127,350.55 9,408.93 65.086,42 201,845.90 PaymÈn15 Cost ol Generatln8 Funds Cost ol Fundraising Activities Church Actlvlties Mlssion Giving & Donations Parish Share IMMFI Ministry Expenses Upkeep of Servlces 14,787.79 0.00 0.00 14.787.79 1,301.60 44,322.00 5,208.67 8,379.91 0.00 1.301.60 44,322. 5,208.67 8,379.91 0.00 0.00 Church Expenses Church Runnin8 Cost5 Chyrchy•rd Costs SWYM Costs 29,826.90 1.600.00 0.00 36,145.11 2,914.95 0.00 0.00 3.603.50 70.557.03 2,658.92 29,826.90 1,600.00 3,603.50 106,702.14 5,573.87 0.00 0.00 0.00 0.00 Administratlon Costs Other Payments Rental Property Expenses Governance & Accountlng Major Work5 and repa51s Sundries Total Payment5 6.120.22 1.380.00 0.00 0.00 0.00 0.00 0.00 D.OD 6,120.22 1,380.00 24,104.68 50.00 252,961.28 24,104.68 0.00 24,104.68 50.00 152,037.15 76.819.45 SuYplusllDeficltl .24,686.60 -14,695.75 -11,733.03 .51,115.38 Transfers between 0.00 0,00 O.QD 5urplusll0eficltl afterTran$fers -24,686.60 -14,695.75 -11,733.03 -51,115.38 Bank Balances at 01.01.25 Bank Balances at 31.12.25 57.829.76 33,1113.L6 319.204.64 304,508.89 156,077.14 144,344.11 533,111.54 481,996.16
The Parochlal Church Councll of the Ecclesastlcal Parl$h of St la. St Ives Statement of Assets & Llabilitles for the year endlng 31 December 2025 Monetsry Assets 2025 2024 General Current Account HSBC Barclays HSBC HSBC 31,340.54 42,184.93 29.502.72 62,280.83 7,330.26 43,748.38 73,978.63 75.069.74 81,761.52 81,557.63 92,539.56 88,582.82 166,343.26 161,094.96 693.43 4,116.26 483,489.92 558,635.55 1,493.76 26.796.01 481.996.16 531,839.54 Reserve Restoration Savings Hampshire Trust 100 Day Carnbridge & Counties 95 Day Yorkshiie 8 Soc Community Saver Square & Cash Balances Total Cash and Bank Balan¢es Less: Held on behalf of St la Trading st la PCC Cash and Bank Balances Funds In¢luded above held by the PCC ort behalf of Other Projects etc CAF (Youth and Children's worker) 11,258.13 10,913.13 CAF (Church Manager) 0.00 2,052.26 Parish Admin Fund O.TrJ 3,535.53 Deanery Admin Fund 58,457.64 62,926.42 St la frading 1,493.76 26,796.01 Clock Fund 0.00 0.00 Organ Fund 32,732.98 28,216.84 Fabric Fund 12,500.00 12,500.00 Restoration fund 29,395.36 27,246.29 TOTAL 145.837.87 174,186.48 Debtors Glft Aid Recoverable Credit from 5uppller Contributions to Famlly Worker TOTAL 4,985.00 4,958.81 456.00 0.00 6,431.32 0.00 11.872.32 4,958.81 Credltors December Costs paid in january December Payroll Fees Charity Donatlon5 Accruals TOTAL 980.88 1,986.64 11,928.11 13,147.43 374.00 o.oo 1,000.00 1,200.00 1,200.00 14,482.99 17,334.07 Non.monetary asset5 As per Terrier The 60/40 Sweepstake Account is recorded in the accounts for audit purposes but excluded from thi5 Statement as the funds are deemed to belong to the subscribers. Approved by the Parochial Church Council and signed on its behalf bv.. Revd Or N Wid(lows Chairman C P Weston Hon. Treasurer.
The Parochial Church Council of the Ecclesastlcal Parish of St la, St Ives Statement of Financial Activitles for the year ending 31 December 2025 Notes l Unrestrlcted Income Planned Giving Net Amount given under gift ald Other Planned Givlng 2025 2024 16,044.80 15,280.23 544.00 1,141.62 16,588.80 16,421.85 6,519.77 9,453.28 4,573.08 5,177.49 Gift Aid Recovered Collectlons at services All Other Givlng Sundry Donations Church Expenses Box Votive Candles, Bookstall & Refreshments 3,281.34 5,502.38 3.747.41 5,538.98 14,248.44 17,932.19 21.277.19 28,973.55 10,000.00 0.00 4,187.50 Legacles Grants Fundraising A¢tivitie5 September Fest and Music Events Fair Mo Café 16,163.65 15,474.43 2,846.55 2,095.30 0.00 0.00 19.010.20 17.569.73 377.89 466.58 2,410.20 3.627.40 Bank Interest Fees Retained by PCC Other Incoming Resources Donation from St la Trading Rent Received Other Income 28,263.42 30,465.88 18,300.00 18,300.00 30.00 11.40 46,593.42 48,777.28 Total Unrestrlcted Income 127.350.55 134,654.66
The Parochlal Church Council of the Ecclesastical Parlsh ol St la, St Ives ststement of Financlal Art5vltles for the year endlng 31 December 2025 Notes continued 2 Unrestrlrted Payments Cost of Generating Funds Cost of Fundraising Activities Church Actlvltle5 Mlsslon, Evangelism & Donati¢ns Parish Share IMMFI MlnSstry Expenses Upkeep of Servlces Refreshments & Service Costs Bookstall purchase5 2025 2024 14,787.79 15,598.31 1,301.60 718.30 44,322.00 42,720.00 5,208.67 3,960.55 7,629.91 750.00 8,379.91 7,735.38 1,022.70 Church Expenses Church Running Costs Cleaning/Caretaker Insurance 4,483.93 4,452.00 4,384.19 4,631.51 10,215.09 13,125.49 10,743.69 29,826.90 2,509.03 Church Maintenance Churchyard Costs Salarles Admlnlstratlon Costs Office Costs Bank Charges Telephone & Internet Other Payments Rental Property Expenses Governance & Accounting Major Works and repalrs SundrSes Total Payments 1,600.00 1,920.00 36,145.11 28,863.97 1,580.15 199.72 1,135.08 546.31 263.89 916.44 2,914.95 6,120.22 1,096.51 1,380.00 1.714.00 50.00 50.00 152,037.15 131,844.39
The Parochlal Church Councll of the Ec¢lesa5tical Parish of St la. St Ives statement of Flnancial Activitles for the year endlng 31 December 2025 Notes contlnued Parish Hall Funds 3 Deslgnated Funds Boller Reserve Total Income Interest Received 9,408.93 9,408.93 Expenditure Vestry Project 24.104.68 24,104.68 Total Expenditure 24,104.68 24,104.68 Surplus/lDeficitl For the Year -14,695.75 -14,695.75 Balance at 01.01.25 310,202.01 9,002.63 319,204.64 Balance at 31.12.25 295,506.26 9,002.63 304.508.89
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The Paro¢hlal Church Council of the Ecclesastical Parlsh of St la, St Ives Statement of Financlal Actlvlties lor the year ending 31 December 2025 Notes Continued 5 Non- PCC Account5 St la Tradlng Llmlted 2025 Income Takings (Net of VATI Grant from Cornwall Councll Total Income 158,545.62 2,738.26 161,283.88 Expendlture Equipment, Crockery etc Purchase5 Salaries Insurance Waste Electriclty Accountancy & Examlnation Donation to St la PCC 7,276.00 64,639.14 55,404.79 565.54 3,360.00 1,174.99 600.00 28,263.42 Total Expendlture 161,283.88 Surplu51{Deflcltl 0.00 Balance at 1.1.25 Balance at 31.12.25 0.00 These accounts have been prepared on the accruals basis.
The Parochlal Church Council of the Ecclesastical Parlsh of St la, St Ives Statement of Flnanclal A¢tivities for the year ending 31 December 2025 Notes Continued 6 Non- PCC Account5 PCC St Ives 60/40 Sweepstake Account for the year ended 31112/25 2025 2024 Recel ts Subscribers Prepaid Monies receiverd In error 946.00 0.00 811.00 40.00 30.00 881.00 946.00 Pa ments Draw winners Monies receiverd in error repaid Item5 bought for church 220.00 30.00 431.30 681.30 200.00 0.00 0.00 200.00 Excess receipts over payments Opening balance 1111202S C105ing b31ance 3111212025 264.70 641.(10 6,091.65 6,732.65 6,732.65 6,997.35 Year end balance as per statement dated 31112125 Prepared by C P Weston 1410312026 1168 members for 12 months and 13 for 10 months. 212025 Draw winners are made up of £200.00 for 2025 and £20 cheque cashed in 2025 for 2024 win. Note £160 due but not yet presented. 31 £30 was received in error into account on 30 Dec 2024 (note 71 from member who meant to donate to St la Chrlstmas appeal. Cheque 617 issued for same amount to St la PCC general account and cashed Jan 2025. 41 Purchases in the year were choir robes1£242.301 and cordless vacuum cleaner1£189.001. 5164 members for 12 months, 2 for 10 months, 2 for 8 month5 and I for 7months. 612 winning cheques from 2023 not cashed and monies due were converted into 2 x 2024 membership Ibrlnglng total in year to 711 and 2 x £8 donations. 71 £30 was received in error into account on 30 Dec from member who meant to donate to St la Christmas appeal. Cheque 617 issued for Same amount to St la PCC general account but not cashed until 2025. 812024 Draw winners are made up of É200.00 for 2024. Note £40 due but not yet presented.