St. la Parish Church, St Ives, Cornwall.
The Parochial Church Council of the Ecclesiastical Parish
of St la, St Ives (Diocese of Trurol.
Charity number., 1201438
Annual Report and Statement of Accounts for
the year ending 31st December 2025.
Incumbent:
The Revd. Dr. Nick Widdows
Honorary Treasurer..
Mr Chris Weston
Accountants:
Dawe, Hawken and Dodd
Banks:
HSBC Bank plc
Lloyds Bank plc
Barclays plc
Independent Examiner..
mrAF0￿ FCCA

St la, St l¥e5 Parf5h Church Annual Report2Q25
Introductlon
The Parochial Church Council IPCCI of the Ecclesiastical Parish of St la, St Ives (Diocese of Trurol is a
registered charity (number 12014381. It is known as St la or 5t Ives PCC and manages the day to day
working of St la Parish Church in St Ives.
St la is one of two churches in the 5t Ives Anglican Benefice and works closely with its sister church,
St John's in-the-fields, to fulfil its aims and purposes.
Aims and Purposes
Our primary purpose as a church is the promotion of the Gospel of our Lord Jesus Christ, according
to the doctrines and practices of the Church of England. Our main charitable purpose is therefore
the advan￿ment of religion. The PCC is required by the Parochial Church IPowersl Measure 1956 to
co- operate with the parish priest Ivicarl In promoting in the parish the whole mission of the church,
pastoral, evangelistic, social and ecumenical.
The parish church of St Ives is dedicated to St la, and is part of the Diocese of Truro within the
Church of England. It is a grade I listed Medieval church with a capacity of 300. The PCC has
maintenance responslbllltles for this church and thereby preserves this historic building for future
generations.
The PCC Is also speclfically responsible for the maintenance of number 5 and 6 Redfern Court, St
Andrew's Street, St Ives.
Objectives and Activities
In carrying out their responsibilities, the member5 of the PCC have had regard to the Charity
Commission's guidance on public benefit. As well as having an active church membership, 5t la is
used by the community for key events, with special services held throughout the year, such as the
annual Feast Service, and the Remembrance Day service. Special services are also held at Easter and
Christmas, which many extra visitors and locals attend. The church also provides a focus for local
people at key times in their live5. including baptisms, weddings and funerals.
The worship at St la is primarily in the Anglo-catholic tradition. This complements the worship on
offer at our slster church, St John's in-the-fields, which offers contemporary services in the low-
church, Evangelical tradition. The regular services include said and sung weekly communion services
and regular evening service5. There are also services on the occasion of major Christian festivals and
these are often well-attended by a wide range of people.
We seek to ensure that the church building is open and staffed for as much of the week as possible.
This Is made possible by both a committed core of volunteers and through the separate cafés that
we run in the garden and inside the church. We a150 provide regular midweek groups such as
Christian Meditation and Choir Rehearsals.
Alongside our splritual activities the church runs a programme of events enjoyed by many of our
local community and by visitor5 to St Ives. These events include live music. coffee tasting, and our
annual Christmas Market, 'Fair Mo,.
The PCC has decided to make grants to other organisations from income across the year. These
organisations should align with our own objectives but normally will be working in a different or
across a wider geographical area. They will often be involved in providing relief in situations of
extreme poverty or disaster. The PCC aims to make grants amounting to a minimum of £1,000 each
year.

51 b. st l¥•s PaAsh Chwch Annual Report ZOZ5
Achievements and Performance
The Sunday worship at St la continue5 to attract a committed core of regular members. augmented
by regular and occasional visitors. especially during the summer months. There are challenges for
the church by virtue of its placement in the middle of a parish with few permanent residents and
with limited and expensive parkirkg locally. However, its heritage and setting compensate for some
of these disadvantages and the church remains very popular with visitors. Recent growth of the
regular congregation has come primarily through the choir and the musical tradition of the church is
of a high standard. The voluntary teams on a Sunday morning Ithe choir, the servers, the
sidespeople, and the churchwardensl make the Se￿iceS possible but also provide meaningful
opportunities for service for our congregants.
Our other event5, cafe, and large services see many thousands of people coming through the church
each year for reasons other than worship. This allows many to make use of the beautifLtI building
and fosters a deeper connection between St la and the wider community.
By keeping the church open throughout the year there has been opportunity for local residents and
visitors to St Ives to come into the building and to appreciate it as a place of pea￿, quiet prayer, and
rich history.
Flnanclal Revlew
The financial performance for the year is outlined in the attached accounts and has been subject to
a review by the Independent Examiner.
Total unrestricted receipts were £127,35012024- £134,654), which included a legacy of £10,000.
Therefore. excluding the legacy, our income wa5 down by £17,304 when compared with 2025. The
main differences were..
No grants received (we received a grant of £4,187 in 20241,.
There was £2,934 less income received from tax refunds (Partly as 2024 included some
'catching up, from 2023,. and
There was less cash from boxe5- Possibly simply because people don't have much cash
these days. We also transferred This included £1,360.53 which was transferred from general
donatlOnS to the organ fund to cover donations treated as general which were organ related
in earlier accounts.
Total unrestricted payments were £152,037, up from £131,844 in 2024. The main differences were:
More repairs in 20251£10,7431 than 20241£2,5091;
More spend on the Redfern Court rented properties- £6,120 in 2025 and £1,096 in 2024,.
More salaries fell on the church to cover £36,145 in 2025 and £28,863 in 2024 (largely due
to ending of fundinE of manager and Parish Adminl,.
Extra £1,602 paid in MMF,. and
However the utilities were down due to paying catch up in 2024.
The surplus made by St la Trading Ltd of £28,263 was donated to PCC funds and is included in
unrestricted receipts.

St la, St Ives Par15h Chwch Annual Report2025
There was a deficit of unrestricted payments over receipts of E24.68612024- surplus of £2,810). In
summary the loss is due to:
£8k more repairs,.
£8k more salaries;
£5k more let property expenses- and
Drop In Income of É7k Iwould be £17k if exclude legacy)
A breakdown of the designated and restricted funds are shown in the accounts.
The overall operating position continues to be considered to be acceptable and viable.
The level of reserve5 currently held by St la remain5 at a high level due to the sale of the former
Parish Rooms (the Sunday School building) and donations for salaried posts. The active project to
invest some of this money into the maintenance and development of the church building to better
allow us to continue and grow our mission and ministry including works to make the church more
accessible 15 now underway and has seen some expenditure during 2025 and will see further
expenditure in 2026. The minimum level of reserves will be reviewed when a final decision is made
on the scope and cost of thls project.
The PCC operates as a going concern.
Structure, Governance and Management
St la PCC is an unincorporated charity. The method of appointment of PCC members Iwho are the
trustees of the charity) is set out in the Church Representation Rules. All Church attendees are
encouraged to register on the electoral roll and stand for election to the PCC. PCC members are
required to attend safeguardinE training and to undergo a DBS check. They are also encouraged to
attend relevant training days offered by the Diocese of Truro.
In 2025 the PCC had several employees; a full-time Church Manager, a Café Manager Ifull-time,
across both cafés), and Assistant Café-manager Ifull-time across both cafés) as well as some
temporary café staff, a Youth and Children's Worker Ipart-timel, and a Parish Administrator (part-
timel. In addition, there was a Deanery Administrator Ipart-timel who was employed on behalf of
Penwith Deanery. There was also a regular cleaner and gardener Iself-employedl who finished in the
Autumn of 2025 and have been replaced by one of the café team.
Whilst the Youth and Children's Worker is employed at st la, most of her work has taken place at St
John's in-the-fields. This demonstrates the close partnership and cooperation between the churches
in the benefice.
The PCC met six times In 2025. In between those meetings the churchwardens and treasurer met
regularly with the vicar and the Church Manager. Time critical decisions were made by circulation.
Administrative Information
St la Church is situated in St Ives, Cornwall in the ￿ntre of the old town on the harbour edge. It is
part of the Diocese of Truro within the Church of England.

St Iw, Stl¥es Partsh Chwth Annuil Report2025
The formal address of the church is:
St la Church
Market Square
St Ives
Cornwall
TR26 ILE
However, correspondence should be dlrected as set out In 7.4.
The PCC is a body corporate under the Parochial Church Council Powers Measures 119561 as
amended and Church Representation Rules that came into force on 2 Jan 1957 and Is registered as
charity with the Charity Commission Inumber 12014381.
The incumbent vicar is the Reverend Dr Nick Widdows who is also the incumbent vicar at St John's in
the Fields in the Parish of Halestown which is St la's sister Church in St Ives. Correspondence should
be directed to:
The Vicarage
St John's in The Fields
Hellesvean
St Ives
Cornwall
TR26 2HG
07789 680070
stiveschurch@gmail.com
www.stiveschurch.or
PCC members and officers who have seNed during 2025..
Office Ilf any)
Vicar land Chairl
Churchwardens
Name
*Rev Dr Nick Widdows
*Mrs J F Wendy Francls
Mrs Ann Luke
*Mrs E Anne Badcock
Treasurer
Mr Chris Weston
PCC Secretary
Deanery Synod
'Mrs Josie Tydeman
*Dr Anne Hicks
Mrs Jacinth Fowler
(Not a PCC member)
Other PCC Members
*Mrs Diane Crocker
'Dr Andrew Hicks
'Mr Daniel Lawther
Mr Jeffrey Williams
°Mrs Elizabeth Watson
Denotes Charity Trustee
Note: all PCC members are appointed/reappointed at the APCM each year.

St la. Sl I￿9 Parl$h Church Annual Report 2025
Approval
The report and accounts were approved at the Annual Parochial Church Meeting on Sunday 26 Aprll
2026.
Signed
Vicar
Treasurer
Accounts and note5
The accounts and notes follow

INI)F.PENDEI NT EXAMINER'S REPORT
TO TIII TRUSTEES OF THE PAIIOCHIAL CHURCH COUNCIL OF TIIE
ECCLESIASTICAL PARISH OF ST. IA ST. IVF.S
DIOCEI sr. OF'fRUIIO
I report on the <1ccounts for Ili¢ year elided 31." Deceinber. 2025 wliicl) are attached.
RespeL'tive Responsibilities of tli¢ Trustecs and Independent f< xaminer
The charity's trustees consider Iliat an audit is not I'eqiiii'ed for this year under section 144(2)
of the Charities Act 2011 (Ilie 2011 Act) and Iliat an indepeiidviil examiiialioii is needed.
It is my responsibility lo..
exuinin# Ilie acLounls under section 145 ot Ilie 201 l Act;
follow the piT)cedures laid down ii) Il)e Geiieral Dii'Lclions giveii by Il)e Cliarily Coiiiniissioiiei's
section 145(5)(b) of the 201 l Act. and
slate whether particular matters liave coiiie to niy atlenlion.
Basi5 Of Indepcndcnt Examiner's Statement
My examination was carried out in accordance with the Geiieral Dire¢tions gyiven by tl)e
Charity Cominission.
An examination includes & review of the aeeoiinting rccords kept by Ilie charity aiid a
compai'isoii of the aecoui?ts presented willi Iliose I'ecoi'ds. It al.80 iiicliides Lon.sideration nl'¢Uiy
uniisual iteiiis ur disLlosures in the aLLounls. tind seekiiiLJ explJiidlioiis fi'oin the manag)L'inenl
cominittee concemiDg any sucli nialters. Tlie pi'ocedLlifS underiaken do nol provide all the
evidence that would be reqiiii'ed in a full audit. and consequently I do iiot express an audit
opinion on the Accounts.
Independent Examinergs Statement
Jn connection with Iny exaniination, no matlers have come lo imy altenlion=
l ) Which give me reasonable Lause lo believe ilial in any iiiaterial respe¢l tlie reqiiirements
lo keep accouiiting recoi'ds in accoi'danLe ivitli s. 130 of the 2011 Act; or
lo prepare accounls which accord will) these accouiitii)g) I'ecords have iiot bcen iiiel: or
2) to which, in my opinion, attention should be drawn iii order lo enable a proper understandin&) of the
account% to be reached.
Andrew Fan.. FCCA,
Fairway View.
Helstone,
Canielford.
PL32 9RL
Dated: 25 March, 2026

The P¥Tochlal Church touncll of the Ecclesastical Parlsh of St l?. St Ives
Statement of F5n8nclal Artivltie5 for the year endlng 31 Derember 2025
Unrestrlcted Designated
Re$trl¢ted
Total
Recelpts
Voluntary Re¢elpt5
Planned GNinB
Glft Aid Recovered
Collections at Servlces
All Other Gl¥ing
Leeacie5
Grant5
IG,S88.80
6.519.77
4,573.08
21.277.19
lo.￿0.00
0.00
735.00
17,323.80
6,864.77
4,573.08
34,563.05
io.000.00
48,971.27
0.00
0.00
0.00
O.OD
345.00
13,285.86
0.00
48,971.27
Activities for generatln8 funds
Fundraislng Acrivities
19,010.20
0.00
0.00
19.010.20
Income from It)veslment5
Bank Interest
377.89
9,4D8.93
1,209.29
10,996.11
Church Athvltle5
Fees Reialned by PCC
Deanery Funds
Other Incomlng Resources
St la Tradlng Donation
Rent Received
Other Incorne
2.41Q20
0.00
0.00
0.00
2,410.20
540.00
540.(X)
28,263.42
18,300.00
30.00
0.00
0.00
0.00
0.00
28,263.42
18,300.00
30.00
0.00
Total Retelpts
127,350.55
9,408.93
65.086,42
201,845.90
PaymÈn15
Cost ol Generatln8 Funds
Cost ol Fundraising Activities
Church Actlvlties
Mlssion Giving & Donations
Parish Share IMMFI
Ministry Expenses
Upkeep of Servlces
14,787.79
0.00
0.00
14.787.79
1,301.60
44,322.00
5,208.67
8,379.91
0.00
1.301.60
44,322.
5,208.67
8,379.91
0.00
0.00
Church Expenses
Church Runnin8 Cost5
Chyrchy•rd Costs
SWYM Costs
29,826.90
1.600.00
0.00
36,145.11
2,914.95
0.00
0.00
3.603.50
70.557.03
2,658.92
29,826.90
1,600.00
3,603.50
106,702.14
5,573.87
0.00
0.00
0.00
0.00
Administratlon Costs
Other Payments
Rental Property Expenses
Governance & Accountlng
Major Work5 and repa51s
Sundries
Total Payment5
6.120.22
1.380.00
0.00
0.00
0.00
0.00
0.00
D.OD
6,120.22
1,380.00
24,104.68
50.00
252,961.28
24,104.68
0.00
24,104.68
50.00
152,037.15
76.819.45
SuYplusllDeficltl
.24,686.60
-14,695.75
-11,733.03
.51,115.38
Transfers between
0.00
0,00
O.QD
5urplusll0eficltl afterTran$fers
-24,686.60
-14,695.75
-11,733.03
-51,115.38
Bank Balances at 01.01.25
Bank Balances at 31.12.25
57.829.76
33,1113.L6
319.204.64
304,508.89
156,077.14
144,344.11
533,111.54
481,996.16

The Parochlal Church Councll of the Ecclesastlcal Parl$h of St la. St Ives
Statement of Assets & Llabilitles for the year endlng 31 December 2025
Monetsry Assets
2025
2024
General Current Account
HSBC
Barclays
HSBC
HSBC
31,340.54 42,184.93
29.502.72 62,280.83
7,330.26 43,748.38
73,978.63 75.069.74
81,761.52 81,557.63
92,539.56 88,582.82
166,343.26 161,094.96
693.43 4,116.26
483,489.92 558,635.55
1,493.76 26.796.01
481.996.16 531,839.54
Reserve
Restoration Savings
Hampshire Trust 100 Day
Carnbridge & Counties 95 Day
Yorkshiie 8 Soc Community Saver
Square & Cash Balances
Total Cash and Bank Balan¢es
Less: Held on behalf of St la Trading
st la PCC Cash and Bank Balances
Funds In¢luded above held by the PCC ort behalf of Other Projects etc
CAF (Youth and Children's worker)
11,258.13 10,913.13
CAF (Church Manager)
0.00 2,052.26
Parish Admin Fund
O.TrJ 3,535.53
Deanery Admin Fund
58,457.64 62,926.42
St la frading
1,493.76 26,796.01
Clock Fund
0.00
0.00
Organ Fund
32,732.98 28,216.84
Fabric Fund
12,500.00 12,500.00
Restoration fund
29,395.36 27,246.29
TOTAL
145.837.87 174,186.48
Debtors
Glft Aid Recoverable
Credit from 5uppller
Contributions to Famlly Worker
TOTAL
4,985.00 4,958.81
456.00
0.00
6,431.32
0.00
11.872.32 4,958.81
Credltors
December Costs paid in january
December Payroll
Fees
Charity Donatlon5
Accruals
TOTAL
980.88
1,986.64
11,928.11 13,147.43
374.00
o.oo 1,000.00
1,200.00 1,200.00
14,482.99 17,334.07
Non.monetary asset5
As per Terrier
The 60/40 Sweepstake Account is recorded in the accounts for audit purposes but
excluded from thi5 Statement as the funds are deemed to belong to the subscribers.
Approved by the Parochial Church Council and signed on its behalf bv..
Revd Or N Wid(lows Chairman
C P Weston
Hon. Treasurer.

The Parochial Church Council of the Ecclesastlcal Parish of St la, St Ives
Statement of Financial Activitles for the year ending 31 December 2025
Notes
l Unrestrlcted Income
Planned Giving
Net Amount given under gift ald
Other Planned Givlng
2025
2024
16,044.80 15,280.23
544.00
1,141.62
16,588.80 16,421.85
6,519.77
9,453.28
4,573.08 5,177.49
Gift Aid Recovered
Collectlons at services
All Other Givlng
Sundry Donations
Church Expenses Box
Votive Candles, Bookstall & Refreshments
3,281.34 5,502.38
3.747.41 5,538.98
14,248.44 17,932.19
21.277.19 28,973.55
10,000.00
0.00 4,187.50
Legacles
Grants
Fundraising A¢tivitie5
September Fest and Music Events
Fair Mo
Café
16,163.65 15,474.43
2,846.55
2,095.30
0.00
0.00
19.010.20 17.569.73
377.89
466.58
2,410.20 3.627.40
Bank Interest
Fees Retained by PCC
Other Incoming Resources
Donation from St la Trading
Rent Received
Other Income
28,263.42 30,465.88
18,300.00 18,300.00
30.00
11.40
46,593.42 48,777.28
Total Unrestrlcted Income
127.350.55 134,654.66

The Parochlal Church Council of the Ecclesastical Parlsh ol St la, St Ives
ststement of Financlal Art5vltles for the year endlng 31 December 2025
Notes continued
2 Unrestrlrted Payments
Cost of Generating Funds
Cost of Fundraising Activities
Church Actlvltle5
Mlsslon, Evangelism & Donati¢ns
Parish Share IMMFI
MlnSstry Expenses
Upkeep of Servlces
Refreshments & Service Costs
Bookstall purchase5
2025
2024
14,787.79 15,598.31
1,301.60
718.30
44,322.00 42,720.00
5,208.67 3,960.55
7,629.91
750.00 8,379.91
7,735.38
1,022.70
Church Expenses
Church Running Costs
Cleaning/Caretaker
Insurance
4,483.93
4,452.00
4,384.19
4,631.51
10,215.09
13,125.49
10,743.69 29,826.90 2,509.03
Church Maintenance
Churchyard Costs
Salarles
Admlnlstratlon Costs
Office Costs
Bank Charges
Telephone & Internet
Other Payments
Rental Property Expenses
Governance & Accounting
Major Works and repalrs
SundrSes
Total Payments
1,600.00 1,920.00
36,145.11 28,863.97
1,580.15
199.72
1,135.08
546.31
263.89
916.44
2,914.95
6,120.22 1,096.51
1,380.00 1.714.00
50.00
50.00
152,037.15 131,844.39

The Parochlal Church Councll of the Ec¢lesa5tical Parish of St la. St Ives
statement of Flnancial Activitles for the year endlng 31 December 2025
Notes contlnued
Parish
Hall
Funds
3 Deslgnated Funds
Boller
Reserve
Total
Income
Interest Received
9,408.93
9,408.93
Expenditure
Vestry Project
24.104.68
24,104.68
Total Expenditure
24,104.68
24,104.68
Surplus/lDeficitl For the Year
-14,695.75
-14,695.75
Balance at 01.01.25
310,202.01 9,002.63 319,204.64
Balance at 31.12.25
295,506.26 9,002.63 304.508.89

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The Paro¢hlal Church Council of the Ecclesastical Parlsh of St la, St Ives
Statement of Financlal Actlvlties lor the year ending 31 December 2025
Notes Continued
5 Non- PCC Account5
St la Tradlng Llmlted
2025
Income
Takings (Net of VATI
Grant from Cornwall Councll
Total Income
158,545.62
2,738.26
161,283.88
Expendlture
Equipment, Crockery etc
Purchase5
Salaries
Insurance
Waste
Electriclty
Accountancy & Examlnation
Donation to St la PCC
7,276.00
64,639.14
55,404.79
565.54
3,360.00
1,174.99
600.00
28,263.42
Total Expendlture
161,283.88
Surplu51{Deflcltl
0.00
Balance at 1.1.25
Balance at 31.12.25
0.00
These accounts have been prepared on the accruals basis.

The Parochlal Church Council of the Ecclesastical Parlsh of St la, St Ives
Statement of Flnanclal A¢tivities for the year ending 31 December 2025
Notes Continued
6 Non- PCC Account5
PCC St Ives 60/40 Sweepstake
Account for the year ended 31112/25
2025
2024
Recel ts
Subscribers
Prepaid
Monies receiverd In error
946.00
0.00
811.00
40.00
30.00
881.00
946.00
Pa
ments
Draw winners
Monies receiverd in error repaid
Item5 bought for church
220.00
30.00
431.30
681.30
200.00
0.00
0.00
200.00
Excess receipts over payments
Opening balance 1111202S
C105ing b31ance 3111212025
264.70
641.(10
6,091.65
6,732.65
6,732.65
6,997.35
Year end balance as per statement dated 31112125
Prepared by C P Weston
1410312026
1168 members for 12 months and 13 for 10 months.
212025 Draw winners are made up of £200.00 for 2025 and £20 cheque cashed in 2025
for 2024 win. Note £160 due but not yet presented.
31 £30 was received in error into account on 30 Dec 2024 (note 71 from member who
meant to donate to St la Chrlstmas appeal. Cheque 617 issued for same amount to St la
PCC general account and cashed Jan 2025.
41 Purchases in the year were choir robes1£242.301 and cordless vacuum cleaner1£189.001.
5164 members for 12 months, 2 for 10 months, 2 for 8 month5 and I for 7months.
612 winning cheques from 2023 not cashed and monies due were converted
into 2 x 2024 membership Ibrlnglng total in year to 711 and 2 x £8 donations.
71 £30 was received in error into account on 30 Dec from member who
meant to donate to St la Christmas appeal. Cheque 617 issued for Same amount to St la
PCC general account but not cashed until 2025.
812024 Draw winners are made up of É200.00 for 2024.
Note £40 due but not yet presented.