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2023-02-28-accounts

Trustees’ Annual Report for the period

From 01 March 2022 Period start date To 28 February 2023 Period end date

Charity name: DARWEN MASTERS SWIMMING CLUB

Charity registration number: 1200203

Objectives and Activities

SORP reference
Summary of the purposes of
the charity as set out in its
governing document
Para 1.17 The key aims of Darwen Masters Swimming
Club are the advancing of health or saving
lives and health education or sickness
prevention. It exists for the promotion of
community participation in healthy recreation,
primarily but not exclusively, for the benefit of
the inhabitants of Darwen, Blackburn and the
surrounding areas by the provision of facilities
for swimming and associated activities.
Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.
Para 1.17 and
1.19
Provision of swimming sessions at an
indoor pool, delivered by a coach qualified
to Swim England standards.
Sessions are tailored, dependant on the
abilities and fitness of the participants.
As a result, members improve their overall
health, fitness and wellbeing.
Members are encouraged participate in
competitive swimming events for adults
indoors and in open water, in line with the
ethos and values of Swim England
The charity has run on a not-for-profit basis.
Charity specific events that generate a
surplus revenue, enable donations to
local/national charities.
Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit
Para 1.18 The charity was granted charitable status with
the Charity Commission in 2022. The
membership voted to incorporate as a
charitable organisation to reflect its values and
constitution. These include treating everyone
equally and with due respect for difference of
individuals.
The club caters for any local adult members of
the public (local to Blackburn with Darwen) and
its neighbouring communities. It provides
opportunities for adults to improve their health
fitness and wellbeing in an area of the country
with relatively poor health outcomes.

Additional information (optional) You may choose to include further statements where relevant about:

SORP reference
Policy on grant making Para 1.38 Pre-pandemic, events that were organised
by the charity, included competitions which
produced a financial surplus. These led to
donations to local/national health related
charities (i.e., local hospice, Alzheimer’s
Society, Macmillan Nurses) as determined
by the committee and the wider
membership (as per the constitution). Since
2020 there have been no additional events
to date due to Covid.
Policy on social investment
including program related
investment
Para 1.38 The charity is run on a not-for-profit basis
and though the outcomes for members are
better health and wellbeing. Thus, the
charity contributes to the health and
wellbeing of the community.
Contribution made by
volunteers
Para 1.38 The committee and trustees form the main
volunteer body.
Other

Achievements and Performance

SORP reference
Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.
Para 1.20 “Stronger Affiliation” status as a
Masters Swimming Club within Swim
England (SE) the national body,
meeting the required regulatory
framework including risk assessments
and welfare.
In the year 2022-23 more than 86
coached pool sessions were delivered.
Attendance improved from a post-Covid
low, and by February 2023 the
membership numbers were beginning
to recover.
As a result, members reported their
own improved health, fitness and
wellbeing.
A small number of members entered
SE regional swimming events as
competitors. This marked a return to
competitions previously cancelled by
Covid.
Nine members swam regularly in open
waters and entered several regional

events across the north of England, Wales.Prudent management of resources and a concerted drive to re-establish the membership post-Covid, has secured financial stability. Lessons learned include the establishment of a reserves policy to secure longer term sustainability.

Additional information (optional)

You may choose to include further statements where relevant about:

Achievements against
objectives set
Para 1.41
Performance of fundraising
activities against objectives
set
Para 1.41
Investment performance
against objectives
Para 1.41
Other

Financial Review

Review of the charity’s
financial position at the end
of the period
Para 1.21 The charity is now in better financial
health than in the previous three years.
In the year 1 March 2022 to 28 February
2023, the charity made a small loss of
£94.12 (1% of income). This
represented a small improvement from
the loss of £243.69 in 2021-22 (3.4% of
income).
The COVID pandemic had significantly
disrupted the flow of income.
Lockdowns and pool closures resulted
in membership reduced by almost half.
The committee have been successful in
re-invigorating membership and the
financial position.
Statement explaining the
policy for holding reserves
stating why they are held
Para 1.22 Whilst the charity exists on a not-for-
profit basis – for the benefit of the
community it serves, the committee has
steered a deliberate course to
sustainability, including setting aside
reserves which reflect advice for the
charity sector (3-6 months operational
costs).
Amount of reserves held Para 1.22 £8000.00 (reserves policy available on
request)
Reasons for holding zero
reserves
Para 1.22 N/A
Details of fund materially in
deficit
Para 1.24 N/A
Explanation of any
uncertainties about the
charity continuing as a going
concern
Para 1.23 The committee was strengthened by
new additional members, following the
last AGM.
The committee learned from the
pandemic experience the importance of
accurate financial planning and risk
assessment (physical and financial).
The committee now has procedures in
place to minimise and mitigate
uncertainties.
The committee meets (at a minimum),
quarterly to receive treasurer and
secretary reports, review and review the
business plan going forward.
The two key factors that govern
sustainability as a going concern – are
membership numbers and management
of costs.
There are no issues about the charity
continuing as a going concern.

Additional information (optional) You may choose to include further statements where relevant about:

The charity’s principal
sources of funds (including
any fundraising)
Para 1.47 Membership subscriptions.
Investment policy and
objectives including any
social investment policy
adopted
Para 1.46
A description of the principal
risks facing the charity
Para 1.46
Other

Structure, Governance and Management

Description of charity’s
trusts:
Type of governing document
(trust deed, royal charter)
Para 1.25 Constitution
How is the charity
constituted?
(e.g unincorporated
association, CIO)
Para 1.25 Charitable Incorporated Organisation (CIO)
Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees
Para 1.25 The Trustees are elected by the wider
membership, in accordance with the
constitution. The officers and the
committee are the de facto Trustees

Additional information (optional) You may choose to include further statements where relevant about:

Policies and procedures
adopted for the induction
and training of trustees
Para 1.51
The charity’s organisational
structure and any wider
network with which the
charity works
Para 1.51 The charity operates through a constitution
which is endorsed and regulated by Swim
England NW.
Relationship with any
related parties
Para 1.51 Swim England NW is the relevant national
body for swimming.
Other

Reference and Administrative details

Charity name Darwen Master Swimming Club
Other name the charity uses
Registered charity number 1200203
Charity’s principal address 299, Blackburn Road,
Darwen,
Lancashire
BB3 0AB

Names of the charity trustees who manage the charity

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
Trustee name Office (if any) Dates acted if not for whole
year
Name of person (or body) entitled
to appoint trustee (if any)
Geoff Dodd Chairman From 30 August 2022 The wider membership
Gerard Johnson Secretary From 30 August 2022 The wider membership
Kevin Massey Treasurer From 30 August 2022 The wider membership

– Corporate trustees names of the directors at the date the report was approved

Director name

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year

Funds held as custodian trustees on behalf of others

Description of the assets
held in this capacity
N/A
Name and objects of the
charity on whose behalf the
assets are held and how this
falls within the custodian
charity’s objects
N/A
Details of arrangements for
safe custody and
segregation of such assets
from the charity’s own
assets
N/A

Additional information (optional)

Names and addresses of advisers (Optional information)

Names and addresses of advisers (Optional information) Names and addresses of advisers (Optional information) Names and addresses of advisers (Optional information)
Type of
adviser
Name
Address
Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Other optional information

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Kevin Massey Full name(s) Kevin Massey Position (eg Secretary, Treasurer and Trustee Chair, etc) Date 6 October 2023

TREASURER’S ANNUAL REPORT 2022-23

Darwen Master Swimming Club Profit and Loss Account for the year end at 28 February 2023

Income
Subscription income
Other training
ASA income
Capernwray
Postal swim entries
100 x 100
Building society interest
Other income
Expenditure
Pool hire costs
Coach's fees
ASA costs
Other expenses
(Loss) / Profit for the year
2022-23 2022-23 2021-22 2021-22
9,178.20 7,126.74
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
9.13 11.78
0.00 9,187.33 56.00 7,194.52
6,197.40 4,889.60
1,980.00 1,305.00
903.45 534.15
200.60 9,281.45 709.46 7,438.21
(94.12) (243.69)
  1. Financially, a year not affected directly by Covid closures, but the income stream from subscriptions was severely disrupted by the closure of the Nationwide bank account and the 16 weeks with no banking facilities. Overall income, though an increase on the previous covid affected year was less than projected. Many thanks are due to Blackburn with Darwen Council and our swimming coach for their patience regarding with our credit facilities.

  2. Membership fluctuated significantly (15 lost, 7 new including 3 returners)

  3. The closure of the account resulted in the loss of some two not attending who had continued to contribute.

  4. The closure and reopening of bank accounts resulted in some members overpaying subscriptions and the treasurer recommended reimbursement (totalling £198). There were some underpayments.

  5. Expenses increased by £1860 from the previous year.

  6. The three key expenses remain; pool hire, coaching fees and Swim England affiliation fees.

  7. Overall, the club operated at a just below break-even level (-£94.12).

  8. Reserves remained healthy in the short term and within the Charity Commission guidelines of “up to 6 months operating costs”.

  9. Consideration needs to be given to increasing the membership to a sustainable level compatible within the limits of the facilities.

  10. Consideration is also required to address the legacy donation of £500 designated for the development of the club.

  11. The club needs to fulfil its responsibilities to the Charity Commission and publish audited accounts and other information within the time limit.

Darwen Master Swimming Club Balance Sheet at year end 28 February 2023


Current Assets
Cash at Building Society
Prepayments and stock
Total Current Assets
Current Liabilities
Accruals
Donation provision
Total Current Liabilities
Net Assets
Member Funds
Funds brought forward
Profit / (Loss) for the year
Funds carried forward
2022-23 2022-23 2021-22
12,162.18
0.00



2021-22
12,162.18
1,887.35
11,695.21
0.00
11,695.21 1,387.35
500.00
1,014.50
500.00
1,514.50 10,518.52
(243.69)
10,180.71 10,274.83
10,274.83
(94.12)
10,180.71 10,274.83

The accounts were independently examined and verified by

Mrs B Hoyle

Dated………25 September 2023