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2025-07-31-accounts

Trustees’ Annual Report for the period

From 1[st] August 2024 Period start date To 31[st] July 2025 Period end date

Charity name: Change Ahead Non-Profit Charity

Charity registration number: 1199619

Objectives and Activities

SORP reference
Summary of the purposes of
the charity as set out in its
governing document		 Para 1.17 Change Ahead existed to empower
individuals facing disadvantage, including
those who are homeless, refugees, ex-
offenders, young people, and those with
learning disabilities, by improving access to
education, employment, training, and
secure housing. The charity aimed to
promote independence, well-being, and
financial stability through innovative,
community-driven solutions.
Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.		 Para 1.17 and
1.19		 In 2024-2025, the charity delivered
Gardening workshops in Bristol to 129
residents funded by BUPA Foundation,
addressing food scarcity, education and
overall wellbeing. The charity delivered
financial literacy workshops to 44 residents
across Southwark council funded by
Peabody Housing Association, addressing
education and financial independence.
Change Ahead also distributed 200 digital
food vouchers across Birmingham in
partnership with Too Good To Go App.
Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit		 Para 1.18 The trustees confirm they have had due
regard to the Charity Commission’s
guidance on public benefit when reviewing
the charity’s aims and objectives and in
planning future activities.

Additional information (optional) You may choose to include further statements where relevant about:

SORP reference Para 1.38 Policy on grant making Para 1.38

Policy on social investment
including program related
investment
Contribution made by
volunteers		 Para 1.38 Volunteers supported the charity in
distributing flyers for all the programmes
ran for the BUPA Foundation and Peabody
Housing Association. We had volunteers
supporting the beneficiaries during the
workshops and helping them upload the
digital food vouchers.
Other

Achievements and Performance

SORP reference
Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.		 Para 1.20 During the period, Change Ahead delivered
a number of time-limited projects that
provided direct benefit to vulnerable
individuals. The charity delivered gardening
and wellbeing workshops to 129 residents
in Bristol funded by the BUPA Foundation,
improving food awareness, skills, and
wellbeing. It also delivered financial literacy
workshops to 44 residents in Southwark
funded by Peabody Housing Association,
supporting greater understanding of
budgeting and financial independence. In
addition, the charity distributed 200 digital
food vouchers across Birmingham in
partnership with Too Good To Go,
providing immediate relief to individuals
experiencing financial hardship.
These activities demonstrated the charity’s
ability to design and deliver targeted
interventions that addressed immediate
needs and contributed positively to the
circumstances of beneficiaries. Wider
societal benefits included improved
wellbeing, reduced food insecurity, and
increased financial awareness within local
communities.
However, the Trustees recognise that the
charity was unable to meet its longer-term
objectives. The scale of ambition set out in
the charity’s strategic plans proved
disproportionate to the financial and
operational resources available, and
activities remained dependent on short-
term, project-restricted funding rather than
sustainable income. As a result, the charity
was unable to build the capacity required to
deliver its objectives at scale or over the
long term.

Additional information (optional)

You may choose to include further statements where relevant about:
Achievements against
objectives set		 Para 1.41
Performance of fundraising
activities against objectives
set		 Para 1.41 Despite submitting multiple grant
applications during the period, the charity
was unsuccessful in securing further
funding. Fundraising activity did not meet
targets, and no sustainable income streams
were established.
Investment performance
against objective		 Para 1.41
Other

Financial Review

Review of the charity’s
financial position at the end
of the period		 Para 1.21 At the end of the reporting period, the
charity held minimal unrestricted funds and
had no financial reserves. Income during
the year was largely restricted to short-term
project funding, with no success in securing
multi-year grants or sustainable funding
streams despite repeated applications to
grant funders and efforts to diversify
income.
The Trustees carefully reviewed the
charity’s financial position, fundraising
performance, and forward projections. They
concluded that the charity was not able to
secure sufficient grant funding,
sponsorship, or unrestricted income to
continue operating in a financially prudent
and sustainable manner.
As a result, the Trustees have determined
that the charity cannot continue into 2026
and have begun reviewing and
implementing steps to close the charity in
line with its governing document and
Charity Commission guidance.
This decision was taken to ensure
responsible governance, protect the
interests of beneficiaries, and avoid the risk
of operating without adequate financial
resources.
Statement explaining the
policy for holding reserves
stating why they are held		 Para 1.22 The charity does not hold reserves due to
limited unrestricted income and the use of
available funds for programme delivery.
The absence of reserves contributed to the
Trustees’decision to close the charity.
Amount of reserves held Para 1.22
Reasons for holding zero
reserves		 Para 1.22 The charity holds zero reserves; it is due to
a strategy of allocating all available funds
directly toward programme delivery and
service users.
Details of fund materially in
deficit		 Para 1.24
Explanation of any
uncertainties about the
charity continuing as a going
concern		 Para 1.23 The charity is not considered a going
concern beyond 2025. Uncertainty arose
from the inability to secure sustainable
funding, the absence of unrestricted
reserves, and the reliance on time-limited
project income. Following a formal review,
the Trustees resolved to proceed with
closure of the charity and an orderly wind-
down of activities.

Additional information (optional) You may choose to include further statements where relevant about:
The charity’s principal
sources of funds (including
any fundraising)		 Para 1.47
Investment policy and
objectives including any
social investment policy
adopted		 Para 1.46
A description of the principal
risks facing the charity		 Para 1.46 The principal risks faced by the charity
were financial sustainability, reliance on
short-term restricted funding, inability to
build reserves, and capacity constraints.
These risks ultimately materialised and
informed the Trustees’ decision to close the
charity.
Other

Structure, Governance and Management

Description of charity’s
trusts:
Type of governing document
(trust deed, royal charter)		 Para 1.25 Constitution of a Charitable Incorporated
Organisation
How is the charity
constituted?
(e.g unincorporated
association, CIO)		 Para 1.25 Charitable Incorporated Organisation (CIO)
Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees		 Para 1.25 Trustees are appointed by the existing
board based on relevant skills and
experience aligned with the charity’s
objectives. All appointments follow the
procedures set out in our constitution.
Trustees are not elected by members, and
no external body holds the right to appoint
trustees.

Additional information (optional) You may choose to include further statements where relevant about:

Policies and procedures
adopted for the induction
and training of trustees		 Para 1.51
The charity’s organisational
structure and any wider
network with which the
charity works		 Para 1.51
Relationship with any related
parties		 Para 1.51
Other

Reference and Administrative details

Charity name Change Ahead Non-Profit Charity
Other name the charity uses Change Ahead
Registered charity number 1199619
Charity’s principal address Office 2E
Argyle House
Joel St
Northwood
HA6 1LL

Names of the charity trustees who manage the charity

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20		 Trustee name Office (if any) Dates acted if not for whole
**year **		 Name of person (or body) entitled
to appoint trustee (ifany)
Bhavin Shah
Philippa Hallam
Alex Luketa

– Corporate trustees names of the directors at the date the report was approved

Director name

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year

Funds held as custodian trustees on behalf of others

Description of the assets held in this capacity

Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets

Additional information (optional)

Names and addresses of advisers (Optional information)

Type of Name Address
adviser

Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Other optional information

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s)
Full name(s)
Position (eg Secretary,
Chair, etc)
Date
Bhavin Shah

Trustee
23/12/2025
23/12/2025

REGISTERED CHARITY NUMBER: 1199619

Report of the Trustees and

Unaudited Financial Statements for the Year Ended 31 July 2025

for

Contents of the Financial Statements for the Year Ended 31 July 2025

Page
Report of the Trustees 1 to 2
Independent Examiner's Report 3
Statement of Financial Activities 4
Balance Sheet 5 to 6
Notes to the Financial Statements 7 to 11
Detailed Statement of Financial Activities 12 to 13

Report of the Trustees

for the Year Ended 31 July 2025

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 31 July 2025. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

About Us

We empower individuals at risk of homelessness to transform their lives. By working with trusted partners and leveraging technology for good, we connect people to housing, education, and employment-building pathways toward long-term stability and wellbeing.

Our mission

Our mission is to empower individuals through education, training, and employment, while leading the way in innovative, technology-driven solutions to overcome the challenges of housing, food scarcity, and economic hardship.

OBJECTIVES AND ACTIVITIES

Change Ahead Framework

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is constituted as a Charity Incorporated Organisation and is registered with the Charity Commission for England and Wales with the registration number 1199619. It is controlled by its governing document.

Page 1

Report of the Trustees

for the Year Ended 31 July 2025

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Charity number 1199619

Registered office

Office 2E Argyle House Joel St Northwood HA6 1LL

Trustees

Alexander Simon Luketa Trustee Philippa Hallam Trustee Bhavin Shah Trustee

Approved by order of the board of trustees on 18 December 2025 and signed on its behalf by:

Bhavin Shah - Trustee

Page 2

Independent Examiner's Report to the Trustees of - Change Ahead Non Profit Charity

Independent examiner's report to the trustees of Change Ahead Non-Profit Charity ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 July 2025.

Responsibilities and basis of report

As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.

Independent examiner's statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Sajjad Jaffer FCCA Harris Accountancy Services Ltd Cobalt Square, 83 Hagley Road Birmingham B16 8QG

18 December 2025

Page 3

Statement of Financial Activities for the Year Ended 31 July 2025

31.7.25
31.7.24
Unrestricted
Total
fund funds
as restated
Notes £ £
INCOME AND ENDOWMENTS FROM
Donations and legacies 6,268 4,268
Other trading activities 2 1,250 2,090
Total 7,518 6,358
EXPENDITURE ON
Raising funds 2,480 469
Other 3,364 4,550
Total 5,844 5,019
NET INCOME 1,674 1,339
RECONCILIATION OF FUNDS
Total funds brought forward 82 (1,257)
TOTAL FUNDS CARRIED FORWARD 1,756 82

The notes form part of these financial statements

Page 4

Balance Sheet

31 July 2025

31.7.25
31.7.24
Unrestricted
Total
fund funds
as restated
Notes £ £
CURRENT ASSETS
Cash at bank 2,536 862
CREDITORS
Amounts falling due within one year 6 (780) (780)
NET CURRENT ASSETS 1,756 82
TOTAL ASSETS LESS CURRENT
LIABILITIES 1,756 82
NET ASSETS 1,756 82
FUNDS 7
Unrestricted funds 1,756 82
TOTAL FUNDS 1,756 82

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 July 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 July 2025 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

The notes form part of these financial statements

Page 5

continued...

Balance Sheet - continued

31 July 2025

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.

The financial statements were approved by the Board of Trustees and authorised for issue on 18 December 2025 and were signed on its behalf by:

Bhavin Shah - Trustee

The notes form part of these financial statements

Page 6

Notes to the Financial Statements for the Year Ended 31 July 2025

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Taxation

The charity is exempt from corporation tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Page 7

continued...

Notes to the Financial Statements - continued for the Year Ended 31 July 2025

2. OTHER TRADING ACTIVITIES

31.7.25
31.7.24
as
restated
£ £
Services 1,250 2,090

3. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 July 2025 nor for the year ended 31 July 2024.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 July 2025 nor for the year ended 31 July 2024.

4. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES
Unrestricted
fund
as restated
£
INCOME AND ENDOWMENTS FROM
Donations and legacies 4,268
Other trading activities 2,090
Total 6,358
EXPENDITURE ON
Raising funds 469
Other 4,550
Total 5,019
NET INCOME 1,339
RECONCILIATION OF FUNDS
Total funds brought forward
As previously reported 22,743
Prior year adjustment (24,000)
As restated (1,257)

Page 8

continued...

Notes to the Financial Statements - continued for the Year Ended 31 July 2025

4. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES - continued

Unrestricted
fund
as restated
£
TOTAL FUNDS CARRIED
FORWARD 82

5. PRIOR YEAR ADJUSTMENT

The prior year adjustments relates to an outstanding invoice for a Service Level Agreement contract which was cancelled..

6. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31.7.25 31.7.24
as
restated
£ £
Accrued expenses 780 780
7. MOVEMENT IN FUNDS
Net
movement At
At 1.8.24 in funds 31.7.25
£ £ £
Unrestricted funds
General fund 82 1,674 1,756
TOTAL FUNDS 82 1,674 1,756

Net movement in funds, included in the above are as follows:

Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 7,518 (5,844) 1,674
TOTAL FUNDS 7,518 (5,844) 1,674

Page 9

continued...

Notes to the Financial Statements - continued

for the Year Ended 31 July 2025

7. MOVEMENT IN FUNDS - continued

Comparatives for movement in funds

Unrestricted funds
General fund
TOTAL FUNDS		 Prior
Net
year
movement
At 1.8.23
adjustment
in funds
£
£
£
22,743
(24,000)
1,339
22,743
(24,000)
1,339		 At
31.7.24
£
82
82

Comparative net movement in funds, included in the above are as follows:

Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 6,358 (5,019) 1,339
TOTAL FUNDS 6,358 (5,019) 1,339

A current year 12 months and prior year 12 months combined position is as follows:

Prior Net
year movement At
At 1.8.23 adjustment in funds 31.7.25
£ £ £ £
Unrestricted funds
General fund 22,743 (24,000) 3,013 1,756
TOTAL FUNDS 22,743 (24,000) 3,013 1,756

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 13,876 (10,863) 3,013
TOTAL FUNDS 13,876 (10,863) 3,013

Page 10

continued...

Notes to the Financial Statements - continued

for the Year Ended 31 July 2025

8. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31 July 2025.

Page 11

Change Ahead Non-Profit Charity
Detailed Statement of Financial Activities
for the Year Ended 31 July 2025
31.7.25
31.7.24
as restated
£ £
INCOME AND ENDOWMENTS
Donations and legacies
Donations 4,068 4,268
Grants 2,200 -
6,268 4,268
Other trading activities
Services 1,250 2,090
Total incoming resources 7,518 6,358
EXPENDITURE
Raising donations and legacies
Sundries 60 469
Other trading activities
Consultancy fees 2,420 -
Support costs
Management
Rent - 2,000
Insurance 214 164
Advertising 372 1,088
586 3,252
Information technology
Subscriptions 1,268 35
Website costs 635 268
1,903 303
Other
Telephone 95 34
Governance costs
Accountancy fees 780 780
Legal fees - 181
780 961

This page does not form part of the statutory financial statements

Page 12

Detailed Statement of Financial Activities for the Year Ended 31 July 2025

Detailed Statement of Financial Activities
for the Year Ended 31 July 2025
31.7.25
31.7.24
as restated
£ £
Total resources expended 5,844 5,019
Net income 1,674 1,339

This page does not form part of the statutory financial statements

Page 13

Issuer

Issuer Harris Accountancy Services Ltd Document generated Thu, 18th Dec 2025 14:29:14 GMT

Document fingerprint 026c200e3da9d9926a2a21e2fe7066a5

Parties involved with this document

Document processed

Party + Fingerprint

Thu, 18th Dec 2025 14:37:12 GMT Thu, 18th Dec 2025 14:40:05 GMT

Sajjad Jaffer - Signer (ab0c9c8b9606b8de5a16fb53007d98eb) Mr Bhavin Shah - Signer (0692583b1b78bedfbc9c9d45b6f1f162)

Audit history log

Date

Action

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