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2024-12-31-accounts

Trustees’ Annual Report for the period

From: 1/1/2024 Period start date To: 31/12/2024 Period end date

Charity name: Perpetual Blessings

Charity registration number: 1197267

Objectives and Activities

Objectves and Actvites
SORP reference
Summary of the purposes of
the charity as set out in its
governing document
Para 1.17 To relieve fnancial hardship, distress and sufering among
poor people, victms of natural disasters and other people
in need by means of, but not exclusively, making grants to
other organisatons working to further this purpose
including through paying for items, equipment, services
and facilites, including the provision of food, clean water,
clothing, accommodaton and healthcare for the beneft of
the said persons
Summary of the main actvites
in relaton to those purposes
for the public beneft, in
partcular, the actvites,
projects or services identfed in
the accounts.
Para 1.17 and 1.19 The charity's focus areas are primarily around empowering
the poor and needy people with capabilites to run a micro-
business, and providing habitable dwellings for widows and
their dependent children. All of the work is carried out by a
close network of established and very experienced
volunteers across Pakistan. The charity carries out the
evaluaton and funding of these projects
Statement confrming whether
the trustees have had regard to
the guidance issued by the
Charity Commission on public
beneft
Para 1.18 The trustees are familiar and follow the Charites
Commission’s guidance in relaton to public beneft

Additional information (optional)

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SORP reference Para 1.38 Policy on grant making Para 1.38 Policy on social investment including program related investment

Para 1.38 Contribution made by volunteers Other

Achievements and Performance

SORP reference
Summary of the main
achievements of the charity,
identfying the diference the
charity’s work has made to the
circumstances of its
benefciaries and any wider
benefts to society as a whole.
Para 1.20 Shoe-making factory and shoe-making apprentceship
schoolfor an experienced but unemployed cobbler and
young apprentces
Ramadan raton packsfor ten families
Dwelling for a widow and her four children
Motorbike + inital stockfor a long-term unemployed
snack distributor
Renovaton of a rickshawfor a long-term unemployed
man, his wife and 5 children
433 Sahoor mealsduring Ramadan
New motorbike taxifor long-term unemployed man who
supports his wife and 5 children
Replacement bufalofor partally able-bodied man who is a
husband and father, and whose previous bufalo died of
rabies
Water installatonsin slum areas of Karachi
Eid gifs distributonto orphans
Purchase of goodsfrom poor elderly street vendors; and
subsequentdistributon of those goodsto poor children
French-fries cartfor a family who lost their savings afer
paying medical bills for their one year-old daughter who
died
Purchase of a goat and distributon of its meatto a slum
neighbourhood
Goat-rearing micro-businessfor poor farmers
Distributon of sweetstopoor village children

Repair of a dilapidated car of a long-term unemployed man, who is a husband and father of four, so that he can use the vehicle as a taxi service Medical expenses for a mentally unstable woman who is suffering from years-long mental health problems, and wishes to be fit and independent enough to work again School fees and student provision expenses for the children of poor unemployed family Student provision fund in a slum area of Lahore. All funds will exclusively be used for student-centred expenditure (e.g. uniforms, books, stationery) Donations to dozens of street hawkers Medical donation to a poor seven-year-old orphan urgent treatment to save his foot following an accident with a vehicle Empowerment donations to two widows: 1 cow + 2 calfs each Donations to day-wage labourers of who are unable to work because of record-breaking levels of smog, resulting in an area lockdown

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Achievements against
objectves set
Para 1.41
Performance of fundraising
actvites against objectves set
Para 1.41
Investment performance
against objectves
Para 1.41
Other

Financial Review

Financial Review
Review of the charity’s fnancial
positon at the end of the
period
Para 1.21 The charity fnds its fnances in a healthy state, with
enough donatons to contnue to fund a pipeline of
humanitarian projects during the next calendar year
Statement explaining the policy
for holding reserves statng why
they are held
Para 1.22 The charity fnds that working on a steady pipeline of
projects throughout the year means that they can be
focused on and delivered in an efectve and efcient way.
This also helps with tracking delivery status and tracking
costs. Further, the charity is always wantng to work on
delivering innovatve empowerment projects that are new
in concept and ofer exceptonal investment value for
stakeholders. This takes tme and patence to emerge and
develop
Amount of reserves held Para 1.22 £93,054
Reasons for holding zero
reserves
Para 1.22
Details of fund materially in
defcit
Para 1.24 [None]
Explanaton of any
uncertaintes about the charity
contnuingas agoingconcern
Para 1.23 [None]

Additional information (optional)

You may choose to include further statements where relevant about:

The charity’s principal sources of funds (including any Para 1.47 fundraising) Investment policy and objectives including any social Para 1.46 investment policy adopted A description of the principal Para 1.46 risks facing the charity Other

Structure, Governance and Management

Descripton of charity’s trusts:
Type of governing document
(trust deed,royal charter)
Para 1.25 Trust Deed
How is the charity consttuted?
(e.g unincorporated
associaton,CIO)
Para 1.25 Charitable Incorporated Organisaton (CIO)
Trustee selecton methods
including details of any
consttutonal provisions e.g.
electon to post or name of any
person or body enttled to
appoint one or more trustees
Para 1.25 A Chair Trustee is appointed by the trustees by a votng
process

Additional information (optional)

You may choose to include further statements where relevant about:

Policies and procedures adopted for the induction and Para 1.51 training of trustees The charity’s organisational structure and any wider Para 1.51 network with which the charity works Relationship with any related Para 1.51 parties Other

Reference and Administrative details

Charity name Perpetual Blessings
Other name the charityuses [None]
Registered charity number 1197267
Charity’s principal address 108 Green Lane
Edgware
London
HA8 8EJ

Names of the charity trustees who manage the charity

1
2
3
4
5
6
Trustee name Ofce (if any) Dates acted if not for whole year Name of person (or body) enttled to
appoint trustee(if any)
Nabeel Mallick Trustees
Farina Mallick Trustees
Nabeela Mallick Trustees

Corporate trustees – names of the directors at the date the report was approved

Director name [None]

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for wholeyear
[None]

Funds held as custodian trustees on behalf of others

Descripton of the assets held in
this capacity
[None]
Name and objects of the charity
on whose behalf the assets are
held and how this falls within
the custodian charity’s objects
[None]
Details of arrangements for
safe custody and segregaton of
such assets from the charity’s
own assets
[None]

Additional information (optional)

Names and addresses of advisers (Optional information)

Type of Name Address
adviser

Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

[None]

Other optional information

[None]

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Nabeel Mallick Full name(s) Nabeel Mallick

Position (eg Secretary, Chair Trustee Chair, etc)

Date

4[th] September, 2025

d PERPETUAL BLESSINGS
Charity Name
PERPETUAL BLESSINGS
Charity Name
PERPETUAL BLESSINGS
Charity Name
Receipts and pay
For the period
from
1st Jan 2024
Period start date
Section A Receipts and payments
A1 Receipts Unrestricted
funds
to the nearest £
Restricted
funds
to the nearest £
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Donations 18,304 -
Gift Aid 775 -
- -
- -
- -
- -
- -
- -
Sub total(Gross income for AR) 19,078 -
A2 Asset and investment sales, (see table).
-
-
Sub total -
Total receipts
A3 Payments

Expenditures
23,903 -
- -
- -
- -
- -
- -
- -
- -
- -
**Sub total ** 23,903 -
A4 Asset and investment purchases, (see table)

Investment Account
70,000
-
**Sub total ** 70,000
Total payments
Net of receipts/(payments)
A5 Transfers between funds
A6 Cash funds last year end
Cash funds this year end
- 74,825 -
- -
93,054 -
18,229 -

CCXX R1 accounts (SS)

06/09/2025

1

Section B Statement of assets and liabilities at the end of the period

Categories

Details

B1 Cash funds

Total cash funds (agree balances with receipts and payments account(s))

Details

B2 Other monetary assets

Details

B3 Investment assets

Details

B4 Assets retained for the charity’s own use

Details

B5 Liabilities

Signed by one or two trustees on behalf of all the trustees

Signature

NABEEL MALLICK

CCXX R2 accounts (SS)

06/09/2025

2

No (if any) yments accounts CC16a Period end date To 31st Dec 2024

Endowment
funds
to the nearest £
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Total funds
to the nearest £
18,304
775
-
-
-
-
-
-
19,078
-
-
-
19,078
23,903
-
-
-
-
-
-
-
-
23,903
70,000
-
70,000
93,903

- 74,825
Total funds
to the nearest £
18,304
775
-
-
-
-
-
-
19,078
-
-
-
19,078
23,903
-
-
-
-
-
-
-
-
23,903
70,000
-
70,000
93,903

- 74,825
Last year
to the nearest £
90,002
-
-
-
-
-
-
-
90,022
-
-
90,022
22,369
-
-
-
-
-
-
-
-
22,369
-
22,369
-
- 74,825
67,653
- - -
- 93,054 25,401
- 18,229 93,054

CCXX R3 accounts (SS)

06/09/2025

3

Unrestricted
funds
Restricted
funds
to nearest £
to nearest £
-
-
-
-
-
-
18,229
-
OK
OK
Unrestricted
funds
Restricted
funds
to nearest £
to nearest £
-
-
-
-
-
-
-
-
-
-
-
-
Fund to which
asset belongs
Cost (optional)
-
-
-
-
70,000
-
Fund to which
asset belongs
Cost (optional)
-
-
-
-
-
-
-
-
-
Fund to which
liability relates
Amount due
(optional)
-
-
-
-
-
Print Name
NABEEL MALLICK(CHAIR TRUSTEE)
Endowment
funds
to nearest £
-
-
-
-
OK
Endowment
funds
to nearest £
-
-
-
-
-
-
Current value
(optional)
-
-
-
-
`
Current value
(optional)
-
-
-
-
-
-
-
-
-
When due
(optional)
Date of
approval
NABEEL MALLICK(CHAIR TRUSTEE) 04/09/2025

CCXX R4 accounts (SS)

06/09/2025

4