
## **Trustees’ Annual Report for the period** 

## **From:  1/1/2024 Period start date   To:  31/12/2024 Period end date** 

## **Charity name:  Perpetual Blessings** 

## **Charity registration number:  1197267** 

## **Objectives and Activities** 

|**Objectves and Actvites**|||
|---|---|---|
||SORP reference||
|Summary of the purposes of<br>the charity as set out in its<br>governing document|Para 1.17|To relieve fnancial hardship, distress and sufering among<br>poor people, victms of natural disasters and other people<br>in need by means of, but not exclusively, making grants to<br>other organisatons working to further this purpose<br>including through paying for items, equipment, services<br>and facilites, including the provision of food, clean water,<br>clothing, accommodaton and healthcare for the beneft of<br>the said persons|
|Summary of the main actvites<br>in relaton to those purposes<br>for the public beneft, in<br>partcular, the actvites,<br>projects or services identfed in<br>the accounts.|Para 1.17 and 1.19|The charity's focus areas are primarily around empowering<br>the poor and needy people with capabilites to run a micro-<br>business, and providing habitable dwellings for widows and<br>their dependent children. All of the work is carried out by a<br>close network of established and very experienced<br>volunteers across Pakistan. The charity carries out the<br>evaluaton and funding of these projects|
|Statement confrming whether<br>the trustees have had regard to<br>the guidance issued by the<br>Charity Commission on public<br>beneft|Para 1.18|The trustees are familiar and follow the Charites<br>Commission’s guidance in relaton to public beneft|



## **Additional information (optional)** 

You may choose to include further statements where relevant about: 

SORP reference Para 1.38 Policy on grant making Para 1.38 Policy on social investment including program related investment 



Para 1.38 Contribution made by volunteers Other 

## **Achievements and Performance** 

||SORP reference||
|---|---|---|
|Summary of the main<br>achievements of the charity,<br>identfying the diference the<br>charity’s work has made to the<br>circumstances of its<br>benefciaries and any wider<br>benefts to society as a whole.|Para 1.20|**Shoe-making factory and shoe-making apprentceship**<br>**school**for an experienced but unemployed cobbler and<br>young apprentces<br>**Ramadan raton packs**for ten families<br>**Dwelling for a widow and her four children**<br>**Motorbike + inital stock**for a long-term unemployed<br>snack distributor<br>**Renovaton of a rickshaw**for a long-term unemployed<br>man, his wife and 5 children<br>**433 Sahoor meals**during Ramadan<br>**New motorbike taxi**for long-term unemployed man who<br>supports his wife and 5 children<br>**Replacement bufalo**for partally able-bodied man who is a<br>husband and father, and whose previous bufalo died of<br>rabies<br>**Water installatons**in slum areas of Karachi<br>**Eid gifs distributon**to orphans<br>**Purchase of goods**from poor elderly street vendors; and<br>subsequent**distributon of those goods**to poor children<br>**French-fries cart**for a family who lost their savings afer<br>paying medical bills for their one year-old daughter who<br>died<br>**Purchase of a goat and distributon of its meat**to a slum<br>neighbourhood<br>**Goat-rearing micro-business**for poor farmers<br>**Distributon of sweets**topoor village children|





**Repair of a dilapidated car** of a long-term unemployed man, who is a husband and father of four, so that he can use the vehicle as a taxi service **Medical expenses** for a mentally unstable woman who is suffering from years-long mental health problems, and wishes to be fit and independent enough to work again **School fees and student provision expenses** for the children of poor unemployed family **Student provision fund** in a slum area of Lahore. All funds will exclusively be used for student-centred expenditure (e.g. uniforms, books, stationery) **Donations to dozens of street hawkers Medical donation** to a poor seven-year-old orphan urgent treatment to save his foot following an accident with a vehicle **Empowerment donations** to two widows: 1 cow + 2 calfs each **Donations to day-wage labourers** of who are unable to work because of record-breaking levels of smog, resulting in an area lockdown 

## **Additional information (optional)** 

You may choose to include further statements where relevant about: 

|Achievements against<br>objectves set|Para 1.41||
|---|---|---|
|Performance of fundraising<br>actvites against objectves set|Para 1.41||
|Investment performance<br>against objectves|Para 1.41||
|Other|||





## **Financial Review** 

|**Financial Review**|||
|---|---|---|
|Review of the charity’s fnancial<br>positon at the end of the<br>period|Para 1.21|The charity fnds its fnances in a healthy state, with<br>enough donatons to contnue to fund a pipeline of<br>humanitarian projects during the next calendar year|
|Statement explaining the policy<br>for holding reserves statng why<br>they are held|Para 1.22|The charity fnds that working on a steady pipeline of<br>projects throughout the year means that they can be<br>focused on and delivered in an efectve and efcient way.<br>This also helps with tracking delivery status and tracking<br>costs. Further, the charity is always wantng to work on<br>delivering innovatve empowerment projects that are new<br>in concept and ofer exceptonal investment value for<br>stakeholders. This takes tme and patence to emerge and<br>develop|
|Amount of reserves held|Para 1.22|£93,054|
|Reasons for holding zero<br>reserves|Para 1.22||
|Details of fund materially in<br>defcit|Para 1.24|[None]|
|Explanaton of any<br>uncertaintes about the charity<br>contnuingas agoingconcern|Para 1.23|[None]|



## **Additional information (optional)** 

You may choose to include further statements where relevant about: 

The charity’s principal sources of funds (including any Para 1.47 fundraising) Investment policy and objectives including any social Para 1.46 investment policy adopted A description of the principal Para 1.46 risks facing the charity Other 



## **Structure, Governance and Management** 

|Descripton of charity’s trusts:|||
|---|---|---|
|Type of governing document<br>(trust deed,royal charter)|Para 1.25|Trust Deed|
|How is the charity consttuted?<br>(e.g unincorporated<br>associaton,CIO)|Para 1.25|Charitable Incorporated Organisaton (CIO)|
|Trustee selecton methods<br>including details of any<br>consttutonal provisions e.g.<br>electon to post or name of any<br>person or body enttled to<br>appoint one or more trustees|Para 1.25|A Chair Trustee is appointed by the trustees by a votng<br>process|



## **Additional information (optional)** 

You may choose to include further statements where relevant about: 

Policies and procedures adopted for the induction and Para 1.51 training of trustees The charity’s organisational structure and any wider Para 1.51 network with which the charity works Relationship with any related Para 1.51 parties Other 

## **Reference and Administrative details** 

|Charity name|Perpetual Blessings|
|---|---|
|Other name the charityuses|[None]|
|Registered charity number|1197267|
|Charity’s principal address|108 Green Lane<br>Edgware<br>London<br>HA8 8EJ|





**Names of the charity trustees who manage the charity** 

|1<br>2<br>3<br>4<br>5<br>6|**Trustee name**|**Ofce (if any)**|**Dates acted if not for whole year**|**Name of person (or body) enttled to**<br>**appoint trustee(if any)**|
|---|---|---|---|---|
||Nabeel Mallick|||Trustees|
||Farina Mallick|||Trustees|
||Nabeela Mallick|||Trustees|
||||||
||||||
||||||



Corporate trustees – names of the directors at the date the report was approved 

**Director name** [None] 

Name of trustees holding title to property belonging to the charity 

|**Trustee name**|**Dates acted if not for wholeyear**||
|---|---|---|
|[None]|||
||||
||||
||||
||||
||||



## **Funds held as custodian trustees on behalf of others** 

|Descripton of the assets held in<br>this capacity|[None]|
|---|---|
|Name and objects of the charity<br>on whose behalf the assets are<br>held and how this falls within<br>the custodian charity’s objects|[None]|
|Details of arrangements for<br>safe custody and segregaton of<br>such assets from the charity’s<br>own assets|[None]|



## **Additional information (optional)** 

**Names and addresses of advisers (Optional information)** 



|**Type of**|**Name**|**Address**|
|---|---|---|
|**adviser**|||



**Name of chief executive or names of senior staff members (Optional information)** 

## **Exemptions from disclosure** 

Reason for non-disclosure of key personnel details 

[None] 

## **Other optional information** 

[None] 



## **Declarations** 

**The trustees declare that they have approved the trustees’ report above.** 

**Signed on behalf of the charity’s trustees** 

**Signature(s)** Nabeel Mallick **Full name(s)** Nabeel Mallick 

**Position (eg Secretary,** Chair Trustee **Chair, etc)** 

**Date** 

4[th] September, 2025 



|d|**PERPETUAL BLESSINGS**<br>**Charity Name**|**PERPETUAL BLESSINGS**<br>**Charity Name**|**PERPETUAL BLESSINGS**<br>**Charity Name**|
|---|---|---|---|
||**Receipts and pay**|||
||**For the period**<br>**from**||1st Jan 2024<br>Period start date|
|||||
|**Section A Receipts and payments**||||
|**A1 Receipts**|**Unrestricted**<br>**funds**<br>**to the nearest      £**||**Restricted**<br>**funds**<br>**to the nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**|
|Donations|**18,304**||**-**|
|Gift Aid|**775**||**-**|
||**-**||**-**|
||**-**||**-**|
||**-**||**-**|
||**-**||**-**|
||**-**||**-**|
||**-**||**-**|
|**_Sub total_**_(Gross income for AR)_|**19,078**||**-**|
|||||
|**A2 Asset and investment sales, (see table).**||||
||**-**|||
||**-**|||
|**_Sub total_**|**-**|||
|**_Total receipts_**<br>**A3 Payments**||||
|<br>Expenditures|**23,903**||**-**|
||**-**||**-**|
||**-**||**-**|
||**-**||**-**|
||**-**||**-**|
||**-**||**-**|
||**-**||**-**|
||**-**||**-**|
||**-**||**-**|
|**_Sub total_ **|**23,903**||**-**|
|||||
|**A4 Asset and investment purchases, (see table)**||||
|<br>**Investment Account**|**70,000**|||
||**-**|||
|**_Sub total_ **|**70,000**|||
|**_Total payments_**<br>**_Net of receipts/(payments)_**<br>**A5 Transfers between funds**<br>**A6 Cash funds last year end**<br>**_Cash funds this year end_**||||
||**-               74,825**||**-**|
||**-**||**-**|
||**93,054**||**-**|
||**18,229**||**-**|



CCXX R1 accounts (SS) 

06/09/2025 

1 



## **Section B Statement of assets and liabilities at the end of the period** 

## **Categories** 

## **Details** 

## **B1 Cash funds** 

_**Total cash funds**_ (agree balances with receipts and payments account(s)) 

## **Details** 

## **B2 Other monetary assets** 

## **Details** 

## **B3 Investment assets** 

## **Details** 

**B4 Assets retained for the charity’s own use** 

## **Details** 

## **B5 Liabilities** 

Signed by one or two trustees on behalf of all the trustees 

Signature 

## NABEEL MALLICK 

CCXX R2 accounts (SS) 

06/09/2025 

2 



**No (if any) yments accounts CC16a** Period end date **To** 31st Dec 2024 

|**Endowment**<br>**funds**<br>**to the nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**|**Total funds**<br>**to the nearest £**<br>**18,304**<br>**775**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**19,078**<br>**-**<br>**-**<br>**-**<br>**19,078**<br>**23,903**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**23,903**<br>**70,000**<br>**-**<br>**70,000**<br>**93,903**<br> <br>**-               74,825**|**Total funds**<br>**to the nearest £**<br>**18,304**<br>**775**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**19,078**<br>**-**<br>**-**<br>**-**<br>**19,078**<br>**23,903**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**23,903**<br>**70,000**<br>**-**<br>**70,000**<br>**93,903**<br> <br>**-               74,825**|**Last year**<br>**to the nearest £**|
|---|---|---|---|
||||**90,002**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**90,022**|
|||||
|||||
||||**-**|
||||**-**|
|||||
||||**90,022**|
|||||
||||**22,369**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**22,369**|
|||||
|||||
|||||
||||**-**|
|||||
||||**22,369**|
|||||
|**-**|<br>**-               74,825**||**67,653**|
|**-**|**-**||**-**|
|**-**|**93,054**||**25,401**|
|**-**|**18,229**||**93,054**|



CCXX R3 accounts (SS) 

06/09/2025 

3 



|**Unrestricted**<br>**funds**<br>**Restricted**<br>**funds**<br>**to nearest £**<br>**to nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**18,229**<br>**-**<br>OK<br>OK<br>**Unrestricted**<br>**funds**<br>**Restricted**<br>**funds**<br>**to nearest £**<br>**to nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Fund to which**<br>**asset belongs**<br>**Cost (optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**70,000**<br>**-**<br>**Fund to which**<br>**asset belongs**<br>**Cost (optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Fund to which**<br>**liability relates**<br>**Amount due**<br>**(optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>Print Name<br>NABEEL MALLICK(CHAIR TRUSTEE)|**Endowment**<br>**funds**<br>**to nearest £**|
|---|---|
||**-**|
||**-**|
||**-**|
||**-**|
||OK|
||**Endowment**<br>**funds**<br>**to nearest £**|
||**-**|
||**-**|
||**-**|
||**-**|
||**-**|
||**-**|
||**Current value**<br>**(optional)**|
||**-**|
||**-**|
||**-**|
||**-**|
||**`**|
||**Current value**<br>**(optional)**|
||**-**|
||**-**|
||**-**|
||**-**|
||**-**|
||**-**|
||**-**|
||**-**|
||**-**|
||**When due**<br>**(optional)**|
|||
|||
|||
|||
|||
|||
||Date of<br>approval|
|NABEEL MALLICK(CHAIR TRUSTEE)|04/09/2025|
|||



CCXX R4 accounts (SS) 

06/09/2025 

4 

