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2025-03-31-accounts

ANNUAL REPORTS AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31ST MARCH 2025

DAVID RIDDELL MEMORIAL CIO

(Charitable Incorporated Organisation)

CHARITY REGISTRATION No: 1196817

Castle View Accounting Ltd Ground Floor Offices 53 High Street Arundel West Sussex BN18 9AJ

DAVID RIDDELL MEMORIAL CIO

(Charitable Incorporated Organisation)

CONTENTS

Page 3 Legal and Administrative Information
Pages 4 to 5 Trustees' Report
Page 6 Statement of Financial Activities
Page 7 Balance Sheet
Page 8 Cash Flow Statement
Pages 9 to 17 Notes to the Financial Statements
Page 18 Independent Examiner's Report

2

DAVID RIDDELL MEMORIAL CIO

(Charitable Incorporated Organisation)

LEGAL AND ADMINISTRATIVE INFORMATION

CHARITY NUMBER

CHARITY NUMBER 1196817 DATE OF REGISTRATION 29th November 2021 START OF FINANCIAL YEAR 1st April 2024 END OF FINANCIAL YEAR 31st March 2025 TRUSTEES AT 31ST MARCH 2025 Dr Claire Guest OBE Dr Louise Guest Nicole Guest Stephen Aulsebrook John MacLennan Pam Bryan Mandip Englund LEGAL STATUS Charitable Incorporated Organisation

GOVERNING INSTRUMENT

CIO - Foundation Registered 29th November 2021

OBJECTS

To further such purposes as are exclusively charitable according to the Law of England and Wales as the Trustees shall determine and in particular but not exclusively by: a ) Providing grants of financial assistance to preserve and protect the mental health of people working in the financial services sector and associated industries. b ) Making premises available to registered Charites to enable them to operate in and around Didcot, Oxfordshire. c ) Providing grants of financial assistance to UK registered Charities.

CORRESPONDENCE ADDRESS Mill Swathe Mill Lane Sutton Courtenay Abingdon OX14 4BE PRIMARY BANKERS CAF Bank Ltd 25 Kings Hill Avenue Kings Hill West Malling Kent ME19 4JQ INDEPENDENT EXAMINERS Castle View Accounting Ltd Ground Floor Offices 53 High Street Arundel West Sussex BN18 9AJ

3

DAVID RIDDELL MEMORIAL CIO

(Charitable Incorporated Organisation)

TRUSTEES' REPORT FOR THE YEAR ENDED 31ST MARCH 2025

Objectives and Activities

The Charity’s mission is to lower the number of deaths by suicide.

In the financial period ending 31 March 2025 our main activities were:

1 . The Riddell Initiative: a programme of mental health awareness and suicide prevention training for professionals working in the financial services sector.

2 . Giving grants to other charities that work to reduce deaths by suicide and/or improve the mental health and wellbeing of young people.

The trustees have paid due regard to the Charity Commission's guidance on public benefit in deciding what charitable activities the charity should undertake.

Small Grants: The trustees made discretionary grants of between £5,000 and £25,000 where they believed that their contribution would make a real difference to suicide awareness or mental health and well-being.

Applications were only accepted from charities registered in the United Kingdom, with applications from smaller charities particularly encouraged.

Applications must be for charitable purposes that fall into one of the categories below:

Priority is given to innovative projects.

Large Grants: Are made at the instigation of the trustees to fund charities which the trustees believe will directly impact our mission to lower the number of deaths by suicide.

Contribution made by Volunteers

A number of professionals in the financial services sector advocate and fundraise for us.

Achievements and Performance

Summary of the Main Achievements

In the financial period ending 31 March 2025 our main achievements were:

1 . The Riddell Initiative - We continued our partnership with West Central London MIND for phase 1 of The Riddell Initiative, which consisted of a 1-hour seminar on Suicide Awareness and Prevention. We also partnered with Grassroots Suicide Prevention to develop two further courses (a 2-2.5 hour Managing for Mental Health course and a 1-hour seminar for senior managers emphasising the benefits of promoting a healthy approach to mental health awareness in the workplace. Over 250 people, mainly from debt restructuring and associated industries, attended these workshops

2 . Small Grants - £208,560 of grants were awarded to 29 charities that work to reduce deaths by suicide and/or improve the mental health and wellbeing of young people.

3 . Large Grants – a £200,000 2-year grant was made to Grassroots Suicide Prevention to support the development of their Stay Alive app. A £252,000 3-year grant starting in 24-25 was awarded to Men’s Minds Matter to fund salary costs. A £131,250 3-year core funding grant was made to the Be Free Campaign. A £500,000 5-year project grant was made to James’ Place to support the development of a new centre in Birmingham.

Financial Review

Income for the year was £957,791. Expenditure was £986,286, of which £818,660 related to grant awards and £34.750 was for the Riddell Initiative. £100,250 of income recognised in the year was received in the 21-22 financial period.

4

DAVID RIDDELL MEMORIAL CIO (Chafitable Ir￿rpO1aled Organifationl TRUSTEES. REPORT Icontinwdl FOR THE YEAR ENDED 31ST MARCH 2025 consider il necessary to gny Gash rerves fLY ¢vraiKy￿ wrpxes. kkythTver, Ihe ithion ofthe f(xJrKler trustee. Niccle Guèst, was on ts boss tha¢ the 1ycfflaiK￿ be u88d to luNI ￿ RKJddl IAitOb¥0 ts a nurnbor of ￿ar5. Consequently £150,QOO ofthe donokn is h8hY in cash res8Thes ex￿￿tit￿e in sub5eqwnt xcwntiryJ Fenod& A8 al 31 Mar¢h 2025. Clwity hod cBsh bth•5 c4 £831265. Trust08 Selectlon M•thodi Tt membtrrs or the charity IrueH moy Ot to 8PF<¥nt a rw liu￿. wtyorltid tho number of trust¢o$ thIk￿d TrJl •xc••¢J8d. All wlenlial tru8t8es ar• imi18d tr) r￿¥￿T￿ Govemment Charity ComftM8sion ￿b$it+ to tsmiliwso thernselve5 with Trusle8s dut￿ and 0￿￿3&f￿A)s, me•1 h some ol tru8lees aTrJ att8ThJ a trustofr rrnetirvJ in Lwdor to ￿come farniliar wlth the Charity $ work. The Poknllial IN$t¢? opwluw lo fiJrb)8r dcw8 iN¥d%d Mi bcfflirvJ g truale• b•for• g conc￿1n9 hislh¥r ¥ppryThtmert 1$ ffl•J•. All In88 or• roqu#•J 10OW a of ElV"￿.1ty. Rèlatlonshlp wlth any R•lat•d Partl•• Our four￿1n9 spor150r w88 NICO￿ Gw81. tha wW• of l•t• D￿d RiJdo& ￿ Gwst is OWJ 8 trustso of Dld¢LX - Inspiring peop￿ ICMrlty numbor 117625B). l¥¢h waB th• b8n•f&ry of 4 S w•rt¢ r•nt Costs tot8111 £15.(kX) p.8. Tru8tW8' R•8poMlblNtleB The Iru51ee5 ar8 r8spon&blé lor wwrire tt R•pxl ol th• Trwtees fir•￿1•1 si•i•m•rts In wlh GAAPI. Th• Law aptyicat48 to Ch•f4ts¢ i? Er4LYO MI Wal8& tho CharlO8& 2011. ¢h•rity IA¢ethnts aTrJ RepJrt81 R8gulatlor antt Iho Pr￿1&0￿8 ol the eovèrnitry DLKUi7￿1l i¥¢wil¥> U f#￿1￿9￿1 frx fln8nciw year wnic gi¥8 a Iru8 and l•r of the s¢atv of aftan of the CW of ircffiir¥J re￿WCeS 8TrJ application fx reswr¢e$, in¢lutlirvJ Ihe irKom8 exFnditure ol ctwdy thDt FWKJ. In stalernent4 the tr￿te88 are required t Observe the Mot￿)d8 aTrJ in Il Charity SORP. Make judg8rMnts aTrJ 881ima$ that w• reucnatrAe Prepare the fiTh8nci•l ccrfr8m ba81s ts￿¢$$ ¢t is to Lywume Ihat th? CIO will ccnts"nu8fo QFef8t•. finencial wsilion of the Chgrity aTrJ to enab￿ Ifm tNat tts finarK481 sts1￿￿1$ comply with Ch￿ritieS Act 2011, the Charity IAcc(xJnts Report81 Re￿￿TranS aThl tt 01 th8 GcNerrMNJ Try are atso respo￿lL48 for S8fè9uarding th& as5e¢s of the ¢• 8￿j tokirg steps tr Ihe dat￿t￿ of fr•Jd and other irregularib"e8. 27111r25 Apkyoved by the TNst8e8 on................................................................................................................................. Signed on Iheir behalf byTrustse.... PrintBd NArnW Gue8t

DAVID RIDDELL MEMORIAL CIO

(Charitable Incorporated Organisation)

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31ST MARCH 2025

Notes
INCOMING RESOURCES
Incoming Resources from Generated Funds
Donations, Grants & Legacies
3a
Investment Income
3b
TOTAL INCOMING RESOURCES
RESOURCES EXPENDED
Costs of Generating Funds
Cost of Charitable Activities
4a
Governance Costs
4b
TOTAL RESOURCES EXPENDED
NET INCOMING (OUTGOING) RESOURCES
Funds Brought Forward
Realised Gains & (Losses)
TOTAL FUNDS CARRIED FORWARD
Unrestricted
Restricted
TOTAL
TOTAL
Funds
Funds
2024/25
2023/24
£
£
£
£
926,129
-
926,129
947,636
31,662
-
31,662
18,485
957,791
-
957,791
966,121
983,346
-
983,346
576,376
2,940
-
2,940
2,490
986,286
-
986,286
578,866
(28,495)
-
(28,495)
387,255
523,603
-
523,603
136,489
5
-
5
(142)
495,113
-
495,113
523,603

Movements on all reserves and all recognised gains and losses are shown above. All of the organisation's operations are classed as continuing.

The notes on pages 9 to 17 form part of these financial statements.

6

DAVID RIDDELL MEMORIAL CIO (charitsb￿ Incorrx)rated (kgani5ationl BALANCE SHE AS AT 31ST MARCH 2025 TOTAL 31.Mar-24 FU￿j$ F￿￿8 31-Mar-25 Fixed Assets Tangible Assets Inve5tThnts Totsl Flxed A•M¢s 1.647 1.647 1,647 1,647 1,641 1,641 CurreTrtAs8ets Debl($ & PrepayTMnts ash ai Bank and In HOTr Total CurrentA$￿• 7.782 833,265 841,047 22.633 831,928 854,561 833265 841.047 Credltor•: ATr¥Junts IA withiiorn y8 10 272 2725 182.61X> NET CIJRRENT ASSET8 $68.467 568.467 671,961 TOTAL ASSETS ths ￿rTeTht fthNtie• 570,113 570.113 673.603 Credltor8: Amount$ folllN4 In thAn Or￿ yoar 11 7&1XXI 7&W) 15Qth]O NET ASSETS 4K,113 495 113 S23,603 Funds of th• Ch•rlty General FuTrJ$ Ré51ricted Fundg 4%,113 495.113 523.603 Ttst&l FundB 495.113 49S.113 523.603 2711 Ir25 Signed on their behalf bYTr￿...................................................................................... .................................... Printed Namw. Nicole Guest

DAVID RIDDELL MEMORIAL CIO

(Charitable Incorporated Organisation)

CASH FLOW STATEMENT FOR THE YEAR ENDED 31ST MARCH 2025

Note
Cash Flows From Operating Activities
Cash generated from/(absorbed by) operations
13
Investing Activities
Investment income received
3c
Net Cash Generated from Investing Activities
Net cash used in financing activities
Net Increase/(Decrease) in Cash and Cash Equivalents
Cash and cash equivalents at beginning of year
Cash and Cash Equivalents at End of Financial Period
8
TOTAL
2024/25
£
(30,326)
31,662
31,662
-
1,337
831,928
833,265
TOTAL
2023/24
£
176,637
18,485
18,485
-
195,122
636,806
831,928

8

DAVID RIDDELL MEMORIAL CIO

(Charitable Incorporated Organisation)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31ST MARCH 2025

1. ACCOUNTING POLICIES

Basis of Preparation & Assessment of Going Concern

Basis of Preparation

The financial statements have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant note(s) to these accounts. The financial statements have been prepared in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities (SORP 2015) (Second Edition, effective 1st January 2019), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS102) and the Charities Act 2011.

The Charity meets the definition of a public benefit entity under FRS102. Assets and liabilities are initially recognised at historical cost unless otherwise stated in the relevant accounting policy notes.

Assessment of Going Concern

Preparation of the accounts is on a going concern basis. The trustees consider that there are no material uncertainties about the Charity’s ability to continue as a going concern.

Incoming Resources

Recognition of Incoming Resources

These are included in the Statement of Financial Activities (SOFA) when:

▪ the charity becomes entitled to the resources;

▪ the trustees are virtually certain they will receive the resources; and

▪ the monetary value can be measured with sufficient reliability

Incoming Resources with Related Expenditure

Where incoming resources have related expenditure (as with fundraising or contract income) the incoming resource and related expenditure are reported gross in the SOFA.

Grants and Donations

Grants and Donations are only included in the SOFA when the charity has unconditional entitlement to the resources.

Tax Reclaims on Donations and Gifts

Incoming resources from tax reclaims are included in the SOFA at the same time as the gift to which they relate.

Contractual Income and Performance Related Grants

This is only included in the SOFA once the related goods or services has been delivered.

Gifts in Kind

Gifts in kind are accounted for at a reasonable estimate of their value to the charity or the amount actually realised. Gifts in kind for sale or distribution are included in the accounts as gifts only when sold or distributed by the charity. Gifts in kind for use by the charity are included in the SOFA as incoming resources when receivable.

Donated Services and Facilities

These are only included in incoming resources (with an equivalent amount in resources expended) where the benefit to the charity is reasonably quantifiable, measurable and material. The value placed on these resources is the estimated value to the charity of the service or facility received.

Volunteer Help

The value of any voluntary help received is not included in the accounts.

Investment Income

This is included in the accounts when receivable.

Investment Gains and Losses

This included any gain or loss on the sale of investments and any gain or loss resulting from revaluing investments to market value at the end of the year.

9

DAVID RIDDELL MEMORIAL CIO

(Charitable Incorporated Organisation)

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31ST MARCH 2025

1. ACCOUNTING POLICIES (continued)

Expenditure and Liabilities

Liability Recognition

Liabilities are recognised as soon as there is a legal or constructive obligation committing the charity to pay out resources.

Governance Costs

Include costs of the preparation and examination of statutory accounts, the costs of the trustees meetings and cost of any legal advice to trustees on governance or constitutional matters.

Grants with Performance Conditions

Where the charity gives a grant with conditions for its payment being a specific level of service or output to be provided, such grants are only recognised in the SOFA once the recipient of the grant has provided the specified service or output.

Grants Payable without Performance Conditions

These are only recognised in the accounts when a commitment has been made and there are no conditions to be met relating to a grant which remain in control of the charity.

Investments

Investments quoted on a recognised stock exchange are valued at market value at the year end. Other investment assets are included at trustees' best estimate of market value.

Unrestricted Funds

These funds can be used for the general objectives of the charity as set out in the trustees report. The movements of the unrestricted funds are given in the Statement of Financial Activities.

Restricted Funds

These funds are where the donor has specified a purpose for the donation made. These restrictions often arise as a result of appeals for special offerings for specific purposes.

Designated Funds

These funds are funds set aside by the trustees out of unrestricted general funds for particular purposes or projects.

Fixed Assets

Fixed Assets are capitalised if they can be used for more than one year and cost at least £2,500. They are valued at cost or, if gifted, at the value to the charity on receipt.

Depreciation Expense

Depreciation is calculated at a rate to write off the cost of tangible fixed assets over their estimated useful lives. The rates applied are as follows:

Fixtures, Fittings and Equipment

25% - Reducing Balance Basis

2. TANGIBLE FIXED ASSETS

The CIO held no tangible fixed assets during this or the previous financial year.

The annual commitments under non-cancelling operating leases and capital commitments are as follows:

31st March 2025 : None

31st March 2024 : None

10

DAVID RIDDELL MEMORIAL CIO

(Charitable Incorporated Organisation)

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31ST MARCH 2025

3. INCOMING RESOURCES

Note
a) Donations, Grants & Legacies
Gift Aid Tax Recovered
Gifts & Donations
b) Investment Income
Interest
4. RESOURCES EXPENDED
Note
a) Cost of Charitable Activities
Activities & Projects
Administrative Expenses
Bank Charges
Charitable Grants
5
Fundraising Costs
Insurance Costs
Travel & Subsistence
b) Governance Costs
Independent Examiners Fees
9
Legal & Professional Fees
Unrestricted
Restricted
TOTAL
TOTAL
Funds
Funds
2024/25
2023/24
£
£
£
£
925
-
925
52,633
925,204
-
925,204
895,003
926,129
-
926,129
947,636
31,662
-
31,662
18,485
31,662
-
31,662
18,485
Unrestricted
Restricted
TOTAL
TOTAL
Funds
Funds
2024/25
2023/24
£
£
£
£
34,750
-
34,750
18,496
1,256
-
1,256
370
238
-
238
79
818,660
-
818,660
436,744
127,713
-
127,713
120,182
261
-
261
284
469
-
469
222
983,346
-
983,346
576,376
2,220
-
2,220
1,890
720
-
720
600
2,940
-
2,940
2,490

11

DAVID RIDDELL MEMORIAL CIO

(Charitable Incorporated Organisation)

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31ST MARCH 2025

5. GRANTS EXPENDED

Suicide Awareness and Prevention
ARC Project Counselling
Be Free Campaign
Be Free Campaign Year 1 Grant
Brent Centre for Young People - YP in Crisis Project
Brent Wandsworth & West - Brent Project
CASY Mental Health Grant
Every Life Matters Suicide Safer Schools
Grassroots Suicide Prevention - KS4 & 5 Project
If You Care Share
James' Place Charity Birmingham Project
Lions Barber Collective
Men's Minds Matters CIC
Pace Performance
Salmon Youth Centre
Stop.Breathe.Think
Suicide and Co
The Devon Clinic CIO
The Listening Centre
The Ollie Foundation Nurse Suicide Prevention
The Ollie Foundation Suicide Prevention
Grants to
Grants to
TOTAL
TOTAL
Institutions
Individuals
2024/25
2023/24
£
£
£
£
10,000
-
10,000
-
-
-
-
25,000
75,000
-
75,000
-
-
-
-
10,000
-
-
-
10,000
10,000
-
10,000
-
25,000
-
25,000
-
150,000
-
150,000
108,624
-
-
-
-
91,000
-
91,000
-
20,000
-
20,000
-
140,000
-
140,000
-
7,500
-
7,500
-
11,250
-
11,250
-
14,850
-
14,850
-
15,000
-
15,000
-
8,000
-
8,000
-
7,500
-
7,500
-
15,000
-
15,000
-
10,000
-
10,000
-
610,100
-
610,100
153,624

12

DAVID RIDDELL MEMORIAL CIO

(Charitable Incorporated Organisation)

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31ST MARCH 2025

5. GRANTS EXPENDED (Continued)

Mental Health and Well Being of Young People
Be Free Young Carers Brighter Futures Grant
Be Me Project
Blossom Project Well Together Project
Cancerwise Children's Counselling
Caudwell Youth Bucks Project
Centre for Mental Health Children & YP MH Coalition
Chapter 2 Mentoring Programme
Charnwood 20:20 Love4Life Project
Didcot TRAIN
Eating Matters
First Class Foundation Dear Youngers Project
Hayle Youth Project
Helm Training Art Therapy Project
Hummingbird Project
Lindengate Green Volunteens Grant
Maiden Lane Community Centre Heads Up Project
Maybe Southwest
My Life Unlock My Life Project
MyBlackDog
Nightline
No 5 Young People Outreach Programme
Nottingham Counselling Se Grant
OCD Action OCD Youth Project
Our Time Kids Time Workshops
Prison Fellowship - Letter Link Pastoral Care
Red Card Gambling Support
Relate
Restore Counselling Secondary School Project
Sandwell Youth In Action - TOY Project
Success Club CIO Mindful Mentors Grant
Switch180 Stop.Breathe.Think Grant
The Anthony Seddon Fund
The Inspire and Achieve - AnXiety Project
The Kids Network - Lambeth Programme
The Lucy Rayner Foundation Healing Hearts Project
The Open Door Centre Bazaar Grant
The Recognised Foundation Mental Health Campaign
The Windmill Trust Therapeutic
The Youth Counselling Pro School Counselling
Tough Enough to Care
UKMSA University Project
Welwyn Hatfield Women's - Mental Health Project
Yellow House Cultural Project
Grants to
Grants to
TOTAL
TOTAL
Institutions
Individuals
2024/25
2023/24
£
£
£
£
-
-
-
10,000
10,000
-
10,000
-
10,209
-
10,209
-
-
-
-
10,000
-
-
-
15,000
-
-
-
10,000
10,000
-
10,000
-
7,061
-
7,061
-
15,000
-
15,000
15,000
10,000
-
10,000
-
10,000
-
10,000
-
2,000
-
2,000
-
-
-
-
10,000
10,000
-
10,000
-
-
-
-
10,000
15,000
-
15,000
-
9,500
-
9,500
-
10,000
-
10,000
-
-
-
-
15,000
-
-
-
15,000
-
-
-
10,000
-
-
-
15,000
-
-
-
5,000
-
-
-
10,000
-
-
-
6,402
22,290
-
22,290
-
-
-
-
4,620
-
-
-
16,000
-
-
-
10,000
-
-
-
5,740
-
-
-
15,000
12,500
-
12,500
-
-
-
-
9,144
-
-
-
10,000
12,500
-
12,500
-
-
-
-
12,500
7,500
-
7,500
-
5,000
-
5,000
15,000
-
-
-
10,000
5,000
-
5,000
-
25,000
-
25,000
-
-
-
-
10,000
-
-
-
8,714
208,560
-
208,560
283,120
818,660
-
818,660
436,744

13

DAVID RIDDELL MEMORIAL CIO

(Charitable Incorporated Organisation)

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31ST MARCH 2025

6. RESTRICTED FUNDS

The CIO held no restricted funds during this or the previous financial year.

7. INVESTMENTS

Market Value at
01-Apr-24
Additions
Disposal
Unrealised Gains/(Losses)
Market Value at
31-Mar-25
Seedrs
Unrestricted
Restricted
TOTAL
TOTAL
Limited
Fund
Fund
2024/25
2023/24
£
£
£
£
£
1,641
1,641
-
1,641
1,783
-
-
-
-
-
-
-
-
-
-
5
5
-
5
(142)
1,647
1,647
-
1,647
1,641

The Charity holds investments with Seedrs Limited (Registered Company Number 06848016) and held 416.0025725219667651 units with a share value of £1,646.52 as at the 31st March 2025. Seedrs Limited (Registered Company Number 06848016) is an online investment platform which is authorised and regulated by the Financial Conduct Authority.

The Total Return Investment was provided to the Charity by Daniel Boehm as a total return investment and the income and realised gains derived from the investment can be used by the Charity for General Charitable Purposes.

14

DAVID RIDDELL MEMORIAL CIO

(Charitable Incorporated Organisation)

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31ST MARCH 2025

8. CASH AT BANK AND IN HAND

Cash at Bank & in Hand
9. DEBTORS AND PREPAYMENTS
Sundry Debtors
Unrestricted
Restricted
TOTAL
TOTAL
Fund
Fund
31-Mar-25
31-Mar-24
£
£
£
£
833,265
-
833,265
831,928
833,265
-
833,265
831,928
Unrestricted
Restricted
TOTAL
TOTAL
Fund
Fund
31-Mar-25
31-Mar-24
£
£
£
£
7,782
-
7,782
22,633
7,782
-
7,782
22,633

10. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

Deferred Income
Independent Examiners Fees
Sundry Creditors
Unrestricted
Restricted
TOTAL
TOTAL
Fund
Fund
31-Mar-25
31-Mar-24
£
£
£
£
270,000
-
270,000
145,250
2,220
-
2,220
1,890
360
-
360
35,460
272,580
-
272,580
182,600

11. CREDITORS: AMOUNTS FALLING DUE IN MORE THAN ONE YEAR

Deferred Income Unrestricted
Restricted
TOTAL
TOTAL
Fund
Fund
31-Mar-25
31-Mar-24
£
£
£
£
75,000
-
75,000
150,000
75,000
-
75,000
150,000

12. NET ASSETS BETWEEN FUNDS

Fixed Asset Investments
Net Current Assets
Long Term Liabilities
Unrestricted
Restricted
TOTAL
TOTAL
Funds
Funds
31-Mar-25
31-Mar-24
£
£
£
£
-
-
-
-
495,113
-
495,113
523,602
-
-
-
-
495,113
-
495,113
523,602

15

DAVID RIDDELL MEMORIAL CIO

(Charitable Incorporated Organisation)

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31ST MARCH 2025

13.. CASH GENERATED FROM OPERATIONS

Note
Surplus/(Deficit) for the financial period
Adjustment For:
Investment Income Recognised in Statement of Financial Activities
3c & 7
Depreciation Charges
Movement in Working Capital:
(Increase) in Debtors
8
Increase in Creditors
10 & 11
Cash Generated From/(Absorbed by) Operations
TOTAL
TOTAL
2024/25
2023/24
£
£
(28,495)
387,255
(31,662)
(18,485)
-
-
14,851
(22,633)
14,980
(169,500)
(30,326)
176,637

16

DAVID RIDDELL MEMORIAL CIO

(Charitable Incorporated Organisation)

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31ST MARCH 2025

14. STAFF COSTS AND NUMBERS

The Charity employed no members of staff during this or the previous financial year.

15. PAYMENTS TO TRUSTEES AND OTHER RELATED PARTIES

During the financial period the David Riddell Memorial CIO made charitable grants of £15,000 (2023/24:£15,000) to Didcot TRAIN - Inspiring Young People (Registered Charity Number 1176258) to assist with the rental costs in furthering the Charity's objects. Trustee Nicole Guest is also a Trustee of Didcot TRAIN - Inspiring Young People (Registered Charity Number 1176258) and all conflicts of interest have been identified, documented and managed in accordance with the Charity's Governing Document.

No other payments were made to trustees or any persons connected with them during this financial period. No other material transaction took place between the organisation and a trustee or any person connected with them.

16. RISK ASSESSMENT

The Trustees actively review the major risks which the charity faces on a regular basis and believe that maintaining the free reserves stated, combined with the annual review of the controls over key financial systems carried out on an annual basis will provide sufficient resources in the event of adverse conditions. The Trustees have also examined other operational and business risks which they face and confirm that they have established systems to mitigate the significant risks.

17. RESERVES POLICY

The Trustees have considered the level of reserves they wish to retain, appropriate to the CIO's needs. This is based on the CIO's size and the level of financial commitments held. The Trustees aim to ensure the CIO will be able to continue to fulfil its charitable objectives even if there is a temporary shortfall in income or unexpected expenditure. The Trustees will endeavour not to set aside funds unnecessarily.

18. PUBLIC BENEFIT

The CIO acknowledges its requirement to demonstrate clearly that it must have charitable purposes or ‘aims’ that are for the public benefit. Details of how the CIO has achieved this are provided in the Trustees report. The Trustees confirm that they have paid due regard to the Charity Commission guidance on public benefit before deciding what activities the CIO should undertake.

17

DAVID RIDDELL MEMORIAL CIO

(Charitable Incorporated Organisation)

INDEPENDENT EXAMINER’S REPORT ON THE ACCOUNTS

Report to the trustees/ members of the David Riddell Memorial CIO on the accounts for the year ended 31st March 2025 set out on pages 6 to 17.

Respective responsibilities of trustees and examiner

The Charity's trustees are responsible for the preparation of the financial statements. The trustees are satisfied that the audit requirement of Section 144(1) of the Charities Act 2011 (the Act) does not apply, and that there is no requirement in the governing document or constitution of the Charity for the conducting of an audit. As a consequence, the trustees have elected that the financial statements be subject to independent examination.

Having satisfied myself that the charity is not subject to audit, and is eligible for independent examination, it is my responsibility

to:-

a) examine the accounts under section 145 of the Act;

b) to follow the procedures laid down in the General Directions given by the Charity Commission under section 145(5)(b) of the Act; and;

c) to state whether particular matters have come to my attention.

Basis of independent examiner's statement

I conducted my examination in accordance with the General Directions given by the Charity Commissioners for England & Wales in relation to the conducting of an independent examination, referred to above. An independent examination includes a review of the accounting records kept by the Charity and of the accounting systems employed by the Charity and a comparison of the financial statements presented with those records. It also includes consideration of any unusual items or disclosures in the financial statements, and seeking explanations from you as trustees concerning such matters. The purpose of the examination is to establish as far as possible that there have been no breaches of the Charities legislation and that the financial statements comply with the SORP, on a test basis, of evidence relevant to the amounts and disclosures in the financial statements.

The procedures undertaken do not provide all the evidence that would be required in an audit, and information supplied by the trustees in the course of the examination is not subjected to audit tests or enquiries, and consequently I do not express an audit opinion on the view given by the financial statements, and in particular, I express no opinion as to whether the financial statements give a true and fair view of the affairs of the charity, and my report is limited to the matters set out in the statement below.

I planned and performed my examination so as to satisfy myself that the objectives of the independent examination are achieved and before finalising the report I obtain written assurances from the trustees of all material matters.

Independent examiner's statement

The charity's gross income exceeded £250,000 and I am qualified to undertake the examination by being a qualified member of the Association of Accounting Technicians.

In connection with my examination, no matter has come to my attention:

  1. which gives me reasonable cause to believe that in any material respect, the requirements:

  2. to keep accounting records in accordance with section 130 of the Charities Act; and

  3. to prepare accounts which accord with the accounting records and comply with the accounting requirements of the Charities Act

have not been met; or

  1. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

K. Collaku MAAT Castle View Accounting Ltd Ground Floor Offices 53 High Street Arundel West Sussex BN18 9AJ

Date: 15th December 2025

18