Paignton Baptist Church Trustees, Annual Report for the period From 111125 To 31112125 Charfty name: Paignton Baptist Church Charity registration number: 1196794 Objectives and Activities Summary ofthe purposes ofthe charity as set out in its goveming documenl 1. The advancement of the Christian faith according to the principles of the Baptist denomination. 2. The Church may also advance education and cary , out other charilable purposes in the United Kingdom andlor other parts of the world. Regular public worship, prayer, Bible stLKIy, preaching and teaching Evangelism and mission, locally. regionally, nationally and internationally Th6 leaching, encouragement, Welcome and inclusion of young people Education and training for Christian and MMunity service Giving and encouraging pastoral care Supporting and encouraging charitabl8 soclal action in the United Kingdom and abroad Supporting local community groups and events with the use of Church buildings and facilities Statement confirming whether the The trustees are all aware of the Charity trustees have had regard to the Commission's guidance on public benefit and seek to guidance issued by the Charity ensure that all our planning and operational activity Commission on public benefit are in support of our purposes and inline with the guidance. Summary of the main activities in relation to those purposes for the public benefrt, in particular, the activities, projects or services identified in the accounts 7of7
Achievements and Performance This section provides a summary of ihe main achievements of the charity, identifying the dtfference the charity's work has made to the circumstances of its beneficiaries and any wider benefits to society as a whole. Church Servicos We continue to meet every Sunday morning, offering the opportunity for all and any to gather for an act of Christian worship and fellowship. In addition to singing, prayer. sharing encouragement, and studying the Bible, the gathering is a Ilme for the community lo spend time together socially over refreshments, caring for and supporting each other in tlmes of joy and difficulty. Messy Church Our monthly Saturday moming gathering aimed at families {with children from 4-11) perhaps less likely lo attend the more typical church seNices A breakfasl is provided for a nominal charge. We then have various crafts linked to our Bible theme followed by a short servirA with songs. the Big Question, a story. and a memory verse. Typical attendance can be upto c.10 families and over 20 children. The event is supported by a faithful leam of volunteer helpers. Toddler Café This term-time event is held every Wednesday moming for the community. We welcome children and their parents. grandparents, and carers. Some families have gone on lo join in other Church activities, such as Messy Church. The event is supported by a faithful tearn of volunteer helpers. Boys Brigade Boys Brigade is a youth club aimed at boys from age 5 to 18 The aim continues to be that our members land their parents) live "life to the full. in its truest sense through encountering and coming to know Jesus for themselves (John 10.10). Boys and their parents enjoy the programme that we put on. partly based on some excellent national BB resources which are framed around the 4 Es of engage, explore, encounter and expand. An enthusiastic team of 4 leaders is supported by others in regular prayer. Church Prayer Meetings Every week sees daytime and evening opportunity for all to galher for prayer • A variety of topics will typically be addressed, including prayer for our communty, natlon and individual needs within the church life together. Girls Brigada Girls Brigade is a youth club aimed at girts up to they age of 18. Numbers have grown over the year and now remain steady at around 16 regular attenders. In November we joined with members from the Brixham and Goodrington groups for a Fun Day at Goodrington Methodist Church, which included games. craft and biscuit decorating. At the beginning of December the parents joined the gids for a Christmas evening of craft, refreshments. We continue to work on the new Badge work programme with all the girls doing the same badge(sl but more in depth for the older age group110-13 year olds) A leadership and helper team of 7 volunteers faithfully support the work. 2of7
Community Uso of Premises There is extensive use rnade of our exlIent facilities in the heart of Paignton. Community users over the last year have included regular use by: NHS strength and balance clinics Paignton Town Communities Partnership Torbay School of Dance. Paignton Community Slng Circle South West Diabetes Prevention Programmé U3A Table Tennis Young Carers Music Programme Live Longer Better Torbay Hearing Support Servi Communlty Coffee MornSngs Weekly Coffee Momings ceased at the end of October 2025, mainly due to a lack in number of volunteers to be available every week. A new team formed to prayerfully consider how best to m8et Ihe needs of the communty, waikn'ng on God's leading before mowng forward. The special Advent Coffee Moming was held on Friday 12th December. A good number of people attended. including people who had not been the coffee momings before. New monthly Coffee Momings have been running since January and are well attended, with the number gradually increasing. BMS World Mission The church has continued to supwrt the Mission financially, and has donated inline with BMS guidance and requests. In addition, further support has been given by church members through th8 Birthday Scheme. The church supports particular mission work in church planting and evangelism in Indonesia, and also medical work in Chad. by prayer and keeping in regular contad with Ihree mission workers using various means of communicalion. Church members are regularly encouraged to support our overseas mission. Buildings and Facilities Management With such a varied progr8mme of usage by the church and community, it's vital we maintain our facilities to allow unhindered and continuing use. The year has been busy doing all the necessary work to keep the church building complianl and attending to various works keeping the building in good order. The physical infrastructure of the building and systems have been regularty serviced and maintained, including, gas boilers, PAT testing, intruder alarm, lifl, and fire alarm. The above has included the necessary certification as and when needed for wmpliance. New windows have been filted in the activity centre. Investments have also been made in new kitchen equipmant in support of a variety of hospitality uses, Safeguarding We continue to keep up to date with our safeguarding responsibilities, with no changes to the DPS persons. We continue to make sure all people working with children and adults are CRB checked and have up to date training. 3of7
Financial Review Revlew of the charily's financial position at the end of the period The Board of Trustees consider the charitys current finances to be in good health. Total reported general reiptS (income) were around £97k, with operating èxpenses of around £50k. giving a surplus of £47k. The following should be noled= The figures above exclude the cash balance transferred from the church's 'excepted' charity on incorporation as a CIO in April 2025. This transfer was £39.5k. These funds are cleaty identified in Ihe Financial Siatement. There were additional restricted or designated receipts of around £12.7k, and related payments of around £6.9k. Statement explaining the policy for holding reserves stating why they are held The primary point of holding a reserve is so we can cover the cost ol meeting financial commitments in unforeseen situations. There rnay also be secondary uses. such as meeting OLrtlays for larger capital expenditure that falls outs of th6 ragular blfrdgeted spend. Further. drawing on a reseNe might allow other projects of a non-capital nature to be undertaken. perthaps meeting a oné-off mission opportunty for example. It should be noted that a target reserve can only ever be an approximation, perhaps best expressed as a range. The expenditure we aim to allow for includ8S committed operating expendtture le.g.payroll, utility I bills), capital projects {e.g. window replacement}. and other projects le.g. addition mission funding). The Trustees have set our long-term target reseNe at £45.000-70.000. At 31112125 a total of around £59k was held in our reseNe deposit account. Reasons for holding zero reserves n.a. Detalls of fund materially in deficit Explanation of any uncertainties about the charity continuing as a going concern Amount of reserves held Addltlonal informatlon (optlonal) The charity'5 principal SoUrS of funds lincludlng any fundraising) Our principal source of funds is gifts and offerings from the church's Membership and regular worshippers. Any reseNes or surplus cash will usualty be held in FSCS-backed interest bearing deposit accounts. Investrnent policy and objectives including any social investment policy adopted A description of the principal risks facing the charity The primary risk facing the charity is for expenditure to exceed income. This is currently seen as a 'low' likelihood risk, and our reseNe policy is deemed to provide an effective mitigation. 4of7
Other Structure, Governance and Management Description of charity's trusts Type of goveming document How is the charity constituted? Trustee selection methods Including delails of any constitutional provisions Iconstrtution The charity is constitutèd as a CIO The charivs constitutlon provides spectfic details as to the nomination and election of trustees. Nominees are voled on at a Members Meeting. by prosseS that are public, clear and open The Church's Minister, who is appointed by a Member's vote. also becomes a trustee No persons or bodies are enlilled to appoint trustees. Additional infonnation (optional) Policies and procedur8s adopted for the induction and training of trustees New trustees ar& rèquired to read the Charity Commission's 'The Essential Trustee. (CC31 publication In addition they have access to a copy of the constitution and latest annual report They are also briefed on the current issues under consideration by the Trustee Board. The Church is organised in acrdanCe with Biblical principles and nomis of the Baptist Union of Great Britain One or more Ministers or Pastors may provide a 'first amongst equals, leadership role to the wider leadership team The leadership team is composed of Elders and Deacons, al of whom are trustees Collectively they seNe as the Trustee Board to lead and manage the organisation. The Church is a member of the regional netsvork of Baptist churches, currently known as the South West Baptist Association (SWBA) The charity's organisational structure and any wider network viith which the charity works Relationship with any related parties 5of7
Reference and Administrative details Charity name Paignton Baptist Church Olher name the charity uses n.a. Registered charity number 1196794 Charty's principal address Winner Street, Paignton, Dèvon, TQ3 3BN Names of the charity trusteès who manage the Charity Name of person lor body) entitlod to appolnt trusio• Ilf any) Trustee nam• Offlce Irf any) Dates acted if not for whole year 1 David Butler 2 Dee Moore 3 Andrew Worth 4 Joan Young 5 Mark Davies 6 Andrew Hamilton Treasurer 7 David Borrows Secretary (Acting) 8 Louise Davies 9 Sheila Goldsmith 10 Lesley Coles Corporate Irustees- names of the directors at the date the report was approved Dlr•ctor nam• Name of trustees holding tÉUe to propety belonging to the charity Trustge narn• Datgs act•d Sf not for whole yoar 6of7
Funds held as custodian trustees on behalf of others Description of the assets held in this capacity Nam8 and objects of the charity on whose behalf the assets are held and how Ihis falls within the custodian charity's objects Details of arrangements for safe custody and segregation of such assets from the charity's own assets Exemptions from disclosure Reason for non4isclosure of key personnel detsils Other optional information Declarations The trustèes declare that they have approved Ihe trustees, roport abovo. Signed on behalf of the charity's trustees Signature(sl Do,,.) Full name(sl David Borrows Andrew James Hamilton Posltion Secretary (Acting) Treasurer Date 5th April 2026 7of7
PAIGNTON BAPTIST CHURCH C.I.O. (CHARrrY REGISTRATION NUMBER 1196794) FINANCIAL sfATEMENT FOR THE YEAR ENDED 31 DECEMBER 2025 GENERAL FUND (UNREsTrIcfED) RECEIPTS & PAYMENT ACCOUNT Note 2025 2024 Receipts Offerings Donations Income tsx recover1 on gifts Investment income- bank interest Rents and contributions for use of premises Surxjry income other income (transfer of funds from expted unincorporated Charity) Total Receipts 61,160 3,192 16.621 826 15,177 217 136,701 Payments Mlnisty Mission and activities Upkeep of church premlses Administration Total Payments 1,030 11,774 34,594 49,958 Net Yeceipts l (payments) for the year Cash balance at previou$ year end Cash balance at eurrent year end THANKOFFERING FUND (REsfRicfED) RECEIPTS AND PAYMEPffS ACCOUNT Note 2025 2024 Receipts Donations and other income Other income (transfer of funds from expted unincorporated Charity) Total Receipts 2,769 437 3,206 Payments Gifts to nominated thankoffering beficIarleS Total Payments ¥769 Net recelpts l (payments) for the year 437 Gish balance at previous year eNI Cash balance at current year end 437 Page1ofS
DONATIONS FUND (REsTRIED) RECEIPTS & PAYMENTS ACCOUNT Note 2025 2024 Receipts tk)nations for speofic purposes Other income (transfer of fijnds from excepted unincoor3ted Charity) T¢>tal Receipts 2,933 4,026 Payments Donations to nominated benefiaaries Totsl Payments Net receipts l (payments) for the year 541 Cash balance at previous year end Cash balance at current year end 541 OTHER SMALL FUNDS {REsniicrED) RECEIPTS & PAYMENTS ACCOUNT Note 2025 2024 Retsipts tksnations into benevolent fund Other income (transfer of funds from extrpted urbincorporated Charity) Trtal Receipts 214 242 456 Payments Payments made from benevolent fund Payments made from Yth club fund Total Payments 592 15 607 Net CeIpts l (payments) for the year 151 Transfers (to) l from New church building fund Cash balance at previous year end Cash balance at current year end 151 The above fund comprises the music instruments for youth, youth club and benevolent funds. The fund is in deficit as the benevolent fvnd is pending a transfer of £535 from an account administered by the Rev'd Coles until his death. The Tru5t&s are in communication with the bank to secure access to these funds. RENT FUND (DESIGNATED) RECEIPTS & PAYMENTS ACCOUNT Note 2025 2024 Receipts Other income (transfer of funds from extrpted unincorporated arity) Total Receipts 5,000 Payments Total Payments Net receipts l (payments) for the year Cash balance at previous year Cash balance at curyent year end Page2of5
srATEMENT OF ASSEfs AND LIABILITES AT 31 DECEMBER 2025 Note 2025 2024 Assets Bank balances CAF Cash account CAF Gold ac(J)unt Assets held for the Church's own use Totsl Assets 33,406 59,164 4 348 780 4,441,350 Liabilities Current Liabilities Total Uabilitles In addltlon to the above, balan We held by Church CganISationS tolalllng £3,627 at 31 December 2025. These balan (and the in year movements) are not Included in the figures above as they are considered to be immaterial to the Church as a whole. The accounts and ststement of a55ets and liabilities, including the lat note5, as set out on pages I to 5 relating to the year ending 31 December 2025 are as approved by the Trustees. Signed.. Name and position.. Js)e6w) HrtffjlLT)fJ ,IEAgo££R Page3of5
NOTES TO THE ACCOUNTS l. Basis of accounts These accounts have b*n Fyepared on a'receipts and payments, basis and in accordan with Section 33 Charities Act 2011. 2. Transfer of funds from excepted unincorporated Charity On 6 April 2025, all assets, liabilities and operations of the unincorporated charitsble trust known as "Pavjnton Bapti4 Church" were trBnsfeffed to thiq C.I.O. A summary of the amounts trnnsfured is detsiled in note 8. 3. Mlnistry 2025 2024 Ministerfs Stipend Pension contribution National insurdn Minister's travel Pulpit supplies Manse costs Totsl Minlstry 146 216 030 The stipend, travel and manse costs were reIVed by or for the benefit of the Mrs L Coles, the spouse of our former Minister, Mr S Coles WFK) died prior to the stsrt of the account period. At the time of rlpt of these amounts Mrs L Coles Seed and continues to serve as one of the church's trustees. 4. Mls$ion and activities 2025 2024 Home Mission BMS World Mission Music conferen]Course5 Catering gjbscrriptior Publiaty Other mi55ion and artive5 Total Mission and artivities 6.0( 4,ICKJ 159 430 220 260 141 11,774 5. Upkeep of church premises 2025 2024 ghting and heating Cleaning Insuran Repairs and mairtenan Equipment Water Total Upkeep of church premises 4,764 4,141 3,548 21,021 599 521 34.594 Page4of5
- Administration 2025 2024 ststionery and books p(tsge, telephone and intemet Copying Bank charyes Other administration Totsl Administration 158 616 293 194 560
- Non cash assets held for the Church's own use church is the benefiaal owner (subject to the relevant trusts) of the following assets, the legal tme to which is held by the church s custodian tnjstee [the Baptist Union CortK)ration Ltd]'. Church premises at Winner Stree¢ Paignton valued at £3,285,253 based on insured value. Former Church manse at 35 Clifton cle, Paignton valued * £432.231 Lksed on insured value. Premise5 at la Clifton Road, Paignton, which are l& to independent charty valued at 482,037 basgj on insur&J value. The church also owns other contents and equipment with an insured value of £149,259. The total value of the alK>ve 15 £4,348.780.
- Summary of funds and movements Opening balance ati January 2025 Transfer of funds from excepted Charity Other income and expenditure for year Net income and expenditure for year Closing balance at 31 December 2025 General fijnd unrestricted Thankofferlng fund restrirted Donations fund restritted Other small funds restrirted Rent fund (designated) Total cash funds Non cash assets held for the Church's own use Total 39,508 47,235 86,743 86,743 437 437 437 IIYJ3 (552) 541 541 242 (393) (151 (151) 5,000 5,000 570
- Guarantees and secured assets The trusttts confim), in accordarKe with the Charitable Incorporated Organisations (General) Regulan5 2012, that at the year end the C.l.O. did not have any outstanding guarantees to third parties nor any debts secured on assets of the C.l.O. Page5ofS
Independent Examiner's Report to the Trustees of the Paignton Baptist Church - CIO no. 1196794 I report to the trustees on my examination of the accounts of Paignton Baptist Church CIO for the year ended 31 December 2025. Responsibilities and basis of report As the church's trustees you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (the Act). I report in respect of my examination of the Charity's accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)Ibl of the Act. Independent examiner's statement I have Gompleted my examination. l Confirm that no malerial matters have come to my attention in connection wilh the examination giving me cause to believe that in any material respect.. 1. accounting records were not kept in respect of the Trust as required by section 130 of the Act., or 2. the accounts do not accord with those records. I have no concems and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. I P Baett FCA FCIE Barretts Chartered Accountants 22 Union Street Newton Abbot Devon TQ12 2JS 141h April 2026