Paignton
Baptist
Church
Trustees, Annual Report for the period
From 111125 To 31112125
Charfty name: Paignton Baptist Church
Charity registration number: 1196794
Objectives and Activities
Summary ofthe purposes ofthe
charity as set out in its goveming
documenl
1. The advancement of the Christian faith according
to the principles of the Baptist denomination.
2. The Church may also advance education and cary ,
out other charilable purposes in the United
Kingdom andlor other parts of the world.
Regular public worship, prayer, Bible stLKIy,
preaching and teaching
Evangelism and mission, locally. regionally,
nationally and internationally
Th6 leaching, encouragement, Welcome and
inclusion of young people
Education and training for Christian and ￿MMunity
service
Giving and encouraging pastoral care
Supporting and encouraging charitabl8 soclal action
in the United Kingdom and abroad
Supporting local community groups and events with
the use of Church buildings and facilities
Statement confirming whether the The trustees are all aware of the Charity
trustees have had regard to the
Commission's guidance on public benefit and seek to
guidance issued by the Charity
ensure that all our planning and operational activity
Commission on public benefit
are in support of our purposes and inline with the
guidance.
Summary of the main activities in
relation to those purposes for the
public benefrt, in particular, the
activities, projects or services
identified in the accounts
7of7

Achievements and Performance
This section provides a summary of ihe main achievements of the charity, identifying the
dtfference the charity's work has made to the circumstances of its beneficiaries and any
wider benefits to society as a whole.
Church Servicos
We continue to meet every Sunday morning, offering the opportunity for all and any to
gather for an act of Christian worship and fellowship.
In addition to singing, prayer. sharing encouragement, and studying the Bible, the
gathering is a Ilme for the community lo spend time together socially over refreshments,
caring for and supporting each other in tlmes of joy and difficulty.
Messy Church
Our monthly Saturday moming gathering aimed at families {with children from 4-11)
perhaps less likely lo attend the more typical church seNices
A breakfasl is provided for a nominal charge.
We then have various crafts linked to our Bible theme followed by a short servirA with
songs. the Big Question, a story. and a memory verse.
Typical attendance can be upto c.10 families and over 20 children.
The event is supported by a faithful leam of volunteer helpers.
Toddler Café
This term-time event is held every Wednesday moming for the community.
We welcome children and their parents. grandparents, and carers.
Some families have gone on lo join in other Church activities, such as Messy Church.
The event is supported by a faithful tearn of volunteer helpers.
Boys Brigade
Boys Brigade is a youth club aimed at boys from age 5 to 18
The aim continues to be that our members land their parents) live "life to the full. in its
truest sense through encountering and coming to know Jesus for themselves (John
10.10).
Boys and their parents enjoy the programme that we put on. partly based on some
excellent national BB resources which are framed around the 4 Es of engage, explore,
encounter and expand.
An enthusiastic team of 4 leaders is supported by others in regular prayer.
Church Prayer Meetings
Every week sees daytime and evening opportunity for all to galher for prayer
• A variety of topics will typically be addressed, including prayer for our communty, natlon
and individual needs within the church life together.
Girls Brigada
Girls Brigade is a youth club aimed at girts up to they age of 18.
Numbers have grown over the year and now remain steady at around 16 regular
attenders.
In November we joined with members from the Brixham and Goodrington groups for a
Fun Day at Goodrington Methodist Church, which included games. craft and biscuit
decorating.
At the beginning of December the parents joined the gids for a Christmas evening of
craft, refreshments.
We continue to work on the new Badge work programme with all the girls doing the same
badge(sl but more in depth for the older age group110-13 year olds)
A leadership and helper team of 7 volunteers faithfully support the work.
2of7

Community Uso of Premises
There is extensive use rnade of our ex￿lIent facilities in the heart of Paignton. Community
users over the last year have included regular use by:
NHS strength and balance clinics
Paignton Town Communities Partnership
Torbay School of Dance.
Paignton Community Slng
Circle South West
Diabetes Prevention Programmé
U3A Table Tennis
Young Carers Music Programme
Live Longer Better
Torbay Hearing Support Servi
Communlty Coffee MornSngs
Weekly Coffee Momings ceased at the end of October 2025, mainly due to a lack in
number of volunteers to be available every week.
A new team formed to prayerfully consider how best to m8et Ihe needs of the communty,
waikn'ng on God's leading before mowng forward.
The special Advent Coffee Moming was held on Friday 12th December. A good number
of people attended. including people who had not been the coffee momings before.
New monthly Coffee Momings have been running since January and are well attended,
with the number gradually increasing.
BMS World Mission
The church has continued to supwrt the Mission financially, and has donated inline with
BMS guidance and requests.
In addition, further support has been given by church members through th8 Birthday
Scheme.
The church supports particular mission work in church planting and evangelism in
Indonesia, and also medical work in Chad. by prayer and keeping in regular contad with
Ihree mission workers using various means of communicalion.
Church members are regularly encouraged to support our overseas mission.
Buildings and Facilities Management
With such a varied progr8mme of usage by the church and community, it's vital we
maintain our facilities to allow unhindered and continuing use.
The year has been busy doing all the necessary work to keep the church building
complianl and attending to various works keeping the building in good order.
The physical infrastructure of the building and systems have been regularty serviced and
maintained, including, gas boilers, PAT testing, intruder alarm, lifl, and fire alarm.
The above has included the necessary certification as and when needed for wmpliance.
New windows have been filted in the activity centre.
Investments have also been made in new kitchen equipmant in support of a variety of
hospitality uses,
Safeguarding
We continue to keep up to date with our safeguarding responsibilities, with no changes
to the DPS persons.
We continue to make sure all people working with children and adults are CRB checked
and have up to date training.
3of7

Financial Review
Revlew of the charily's financial
position at the end of the period
The Board of Trustees consider the charitys current
finances to be in good health. Total reported general
re￿iptS (income) were around £97k, with operating
èxpenses of around £50k. giving a surplus of £47k.
The following should be noled=
The figures above exclude the cash balance
transferred from the church's 'excepted' charity on
incorporation as a CIO in April 2025. This transfer
was £39.5k. These funds are cleaty identified in
Ihe Financial Siatement.
There were additional restricted or designated
receipts of around £12.7k, and related payments of
around £6.9k.
Statement explaining the policy for
holding reserves stating why they
are held
The primary point of holding a reserve is so we can
cover the cost ol meeting financial commitments in
unforeseen situations.
There rnay also be secondary uses. such as
meeting OLrtlays for larger capital expenditure that
falls outs of th6 ragular blfrdgeted spend.
Further. drawing on a reseNe might allow other
projects of a non-capital nature to be undertaken.
perthaps meeting a oné-off mission opportunty for
example.
It should be noted that a target reserve can only ever
be an approximation, perhaps best expressed as a
range. The expenditure we aim to allow for includ8S
committed operating expendtture le.g.payroll, utility
I bills), capital projects {e.g. window replacement}. and
other projects le.g. addition￿ mission funding).
The Trustees have set our long-term target reseNe at
£45.000-70.000. At 31112125 a total of around £59k
was held in our reseNe deposit account.
Reasons for holding zero reserves n.a.
Detalls of fund materially in deficit
Explanation of any uncertainties
about the charity continuing as a
going concern
Amount of reserves held
Addltlonal informatlon (optlonal)
The charity'5 principal SoUr￿S of
funds lincludlng any fundraising)
Our principal source of funds is gifts and offerings
from the church's Membership and regular
worshippers.
Any reseNes or surplus cash will usualty be held in
FSCS-backed interest bearing deposit accounts.
Investrnent policy and objectives
including any social investment
policy adopted
A description of the principal risks
facing the charity
The primary risk facing the charity is for expenditure
to exceed income. This is currently seen as a 'low'
likelihood risk, and our reseNe policy is deemed to
provide an effective mitigation.
4of7

Other
Structure, Governance and Management
Description of charity's trusts
Type of goveming document
How is the charity constituted?
Trustee selection methods
Including delails of any
constitutional provisions
Iconstrtution
The charity is constitutèd as a CIO
The charivs constitutlon provides spectfic details
as to the nomination and election of trustees.
Nominees are voled on at a Members Meeting. by
pro￿sseS that are public, clear and open
The Church's Minister, who is appointed by a
Member's vote. also becomes a trustee
No persons or bodies are enlilled to appoint
trustees.
Additional infonnation (optional)
Policies and procedur8s adopted
for the induction and training of
trustees
New trustees ar& rèquired to read the Charity
Commission's 'The Essential Trustee. (CC31
publication
In addition they have access to a copy of the
constitution and latest annual report
They are also briefed on the current issues under
consideration by the Trustee Board.
The Church is organised in ac￿rdanCe with Biblical
principles and nomis of the Baptist Union of Great
Britain
One or more Ministers or Pastors may provide a
'first amongst equals, leadership role to the wider
leadership team
The leadership team is composed of Elders and
Deacons, al of whom are trustees
Collectively they seNe as the Trustee Board to lead
and manage the organisation.
The Church is a member of the regional netsvork of
Baptist churches, currently known as the South
West Baptist Association (SWBA)
The charity's organisational
structure and any wider network
viith which the charity works
Relationship with any related
parties
5of7

Reference and Administrative details
Charity name
Paignton Baptist Church
Olher name the charity uses n.a.
Registered charity number
1196794
Charty's principal address
Winner Street, Paignton, Dèvon, TQ3 3BN
Names of the charity trusteès who manage the Charity
Name of person lor
body) entitlod to
appolnt trusio• Ilf any)
Trustee nam•
Offlce Irf any)
Dates acted if not
for whole year
1 David Butler
2 Dee Moore
3 Andrew Worth
4 Joan Young
5 Mark Davies
6 Andrew Hamilton
Treasurer
7 David Borrows
Secretary (Acting)
8 Louise Davies
9 Sheila Goldsmith
10 Lesley Coles
Corporate Irustees- names of the directors at the date the report was approved
Dlr•ctor nam•
Name of trustees holding tÉUe to propety belonging to the charity
Trustge narn•
Datgs act•d Sf not for whole yoar
6of7

Funds held as custodian trustees on behalf of others
Description of the assets
held in this capacity
Nam8 and objects of the
charity on whose behalf the
assets are held and how Ihis
falls within the custodian
charity's objects
Details of arrangements for
safe custody and
segregation of such assets
from the charity's own assets
Exemptions from disclosure
Reason for non4isclosure of key personnel detsils
Other optional information
Declarations
The trustèes declare that they have approved Ihe trustees, roport abovo.
Signed on behalf of the charity's trustees
Signature(sl
Do,,.)
Full name(sl David Borrows
Andrew James Hamilton
Posltion Secretary (Acting)
Treasurer
Date
5th April 2026
7of7

PAIGNTON BAPTIST CHURCH C.I.O. (CHARrrY REGISTRATION NUMBER 1196794)
FINANCIAL sfATEMENT FOR THE YEAR ENDED 31 DECEMBER 2025
GENERAL FUND (UNREsTrIcfED) RECEIPTS & PAYMENT ACCOUNT
Note
2025
2024
Receipts
Offerings
Donations
Income tsx recover￿1 on gifts
Investment income- bank interest
Rents and contributions for use of premises
Surxjry income
other income (transfer of funds from ex￿pted
unincorporated Charity)
Total Receipts
61,160
3,192
16.621
826
15,177
217
136,701
Payments
Mlnisty
Mission and activities
Upkeep of church premlses
Administration
Total Payments
1,030
11,774
34,594
49,958
Net Yeceipts l (payments) for the year
Cash balance at previou$ year end
Cash balance at eurrent year end
THANKOFFERING FUND (REsfRicfED) RECEIPTS AND PAYMEPffS ACCOUNT
Note
2025
2024
Receipts
Donations and other income
Other income (transfer of funds from ex￿pted
unincorporated Charity)
Total Receipts
2,769
437
3,206
Payments
Gifts to nominated thankoffering be￿ficIarleS
Total Payments
¥769
Net recelpts l (payments) for the year
437
Gish balance at previous year eNI
Cash balance at current year end
437
Page1ofS

DONATIONS FUND (REsTRI￿ED) RECEIPTS & PAYMENTS ACCOUNT
Note
2025
2024
Receipts
tk)nations for speofic purposes
Other income (transfer of fijnds from excepted
uninco￿or3ted Charity)
T¢>tal Receipts
2,933
4,026
Payments
Donations to nominated benefiaaries
Totsl Payments
Net receipts l (payments) for the year
541
Cash balance at previous year end
Cash balance at current year end
541
OTHER SMALL FUNDS {REsniicrED) RECEIPTS & PAYMENTS ACCOUNT
Note
2025
2024
Retsipts
tksnations into benevolent fund
Other income (transfer of funds from extrpted
urbincorporated Charity)
Trtal Receipts
214
242
456
Payments
Payments made from benevolent fund
Payments made from Y￿th club fund
Total Payments
592
15
607
Net ￿CeIpts l (payments) for the year
151
Transfers (to) l from New church building fund
Cash balance at previous year end
Cash balance at current year end
151
The above fund comprises the music instruments for youth, youth club and benevolent funds. The fund is
in deficit as the benevolent fvnd is pending a transfer of £535 from an account administered by the Rev'd
Coles until his death. The Tru5t&s are in communication with the bank to secure access to these funds.
RENT FUND (DESIGNATED) RECEIPTS & PAYMENTS ACCOUNT
Note
2025
2024
Receipts
Other income (transfer of funds from extrpted
unincorporated ￿arity)
Total Receipts
5,000
Payments
Total Payments
Net receipts l (payments) for the year
Cash balance at previous year
Cash balance at curyent year end
Page2of5

srATEMENT OF ASSEfs AND LIABILITES AT 31 DECEMBER 2025
Note
2025
2024
Assets
Bank balances
CAF Cash account
CAF Gold ac(J)unt
Assets held for the Church's own use
Totsl Assets
33,406
59,164
4 348 780
4,441,350
Liabilities
Current Liabilities
Total Uabilitles
In addltlon to the above, balan￿ We￿ held by Church C￿ganISationS tolalllng £3,627 at 31 December
2025. These balan￿ (and the in year movements) are not Included in the figures above as they are
considered to be immaterial to the Church as a whole.
The accounts and ststement of a55ets and liabilities, including the ￿lat￿ note5, as set out on pages I to 5
relating to the year ending 31 December 2025 are as approved by the Trustees.
Signed..
Name and position..
Js)e6w) HrtffjlLT)fJ ,IEAgo££R
Page3of5

NOTES TO THE ACCOUNTS
l. Basis of accounts
These accounts have b*n Fyepared on a'receipts and payments, basis and in accordan￿ with Section
33 Charities Act 2011.
2. Transfer of funds from excepted unincorporated Charity
On 6 April 2025, all assets, liabilities and operations of the unincorporated charitsble trust known as
"Pavjnton Bapti4 Church" were trBnsfeffed to thiq C.I.O. A summary of the amounts trnnsfured is
detsiled in note 8.
3. Mlnistry
2025
2024
Ministerfs Stipend
Pension contribution
National insurdn
Minister's travel
Pulpit supplies
Manse costs
Totsl Minlstry
146
216
030
The stipend, travel and manse costs were re￿IVed by or for the benefit of the Mrs L Coles, the spouse of
our former Minister, Mr S Coles WFK) died prior to the stsrt of the account period. At the time of r￿lpt of
these amounts Mrs L Coles Se￿ed and continues to serve as one of the church's trustees.
4. Mls$ion and activities
2025
2024
Home Mission
BMS World Mission
Music
conferen￿]Course5
Catering
gjbscrriptior
Publiaty
Other mi55ion and artiv￿e5
Total Mission and artivities
6.0(
4,ICKJ
159
430
220
260
141
11,774
5. Upkeep of church premises
2025
2024
ghting and heating
Cleaning
Insuran
Repairs and mairtenan
Equipment
Water
Total Upkeep of church premises
4,764
4,141
3,548
21,021
599
521
34.594
Page4of5

6. Administration
2025
2024
ststionery and books
p(￿tsge, telephone and intemet
Copying
Bank charyes
Other administration
Totsl Administration
158
616
293
194
560
7. Non cash assets held for the Church's own use
church is the benefiaal owner (subject to the relevant trusts) of the following assets, the legal tme to
which is held by the church s custodian tnjstee [the Baptist Union CortK)ration Ltd]'.
Church premises at Winner Stree¢ Paignton valued at £3,285,253 based on insured value.
Former Church manse at 35 Clifton cl￿e, Paignton valued * £432.231 Lksed on insured value.
Premise5 at la Clifton Road, Paignton, which are l& to independent charty valued at 482,037 basgj
on insur&J value.
The church also owns other contents and equipment with an insured value of £149,259.
The total value of the alK>ve 15 £4,348.780.
8. Summary of funds and movements
Opening
balance
ati
January
2025
Transfer
of funds
from
excepted
Charity
Other
income and
expenditure
for year
Net income
and
expenditure
for year
Closing
balance at
31 December
2025
General fijnd
unrestricted
Thankofferlng fund
restrirted
Donations fund
restritted
Other small funds
restrirted
Rent fund (designated)
Total cash funds
Non cash assets held for the Church's own use
Total
39,508
47,235
86,743
86,743
437
437
437
IIYJ3
(552)
541
541
242
(393)
(151
(151)
5,000
5,000
570
9. Guarantees and secured assets
The trusttts confim), in accordarKe with the Charitable Incorporated Organisations (General) Regula￿n5
2012, that at the year end the C.l.O. did not have any outstanding guarantees to third parties nor any debts
secured on assets of the C.l.O.
Page5ofS

Independent Examiner's Report to the Trustees of the
Paignton Baptist Church - CIO no. 1196794
I report to the trustees on my examination of the accounts of Paignton Baptist
Church CIO for the year ended 31￿ December 2025.
Responsibilities and basis of report
As the church's trustees you are responsible for the preparation of the
accounts in accordance with the requirements of the Charities Act 2011 (the
Act).
I report in respect of my examination of the Charity's accounts carried out
under section 145 of the 2011 Act and in carrying out my examination I have
followed all the applicable Directions given by the Charity Commission under
section 145(5)Ibl of the Act.
Independent examiner's statement
I have Gompleted my examination. l Confirm that no malerial matters have
come to my attention in connection wilh the examination giving me cause to
believe that in any material respect..
1. accounting records were not kept in respect of the Trust as required by
section 130 of the Act., or
2. the accounts do not accord with those records.
I have no concems and have come across no other matters in connection with
the examination to which attention should be drawn in this report in order to
enable a proper understanding of the accounts to be reached.
I P Ba￿ett FCA FCIE
Barretts
Chartered Accountants
22 Union Street
Newton Abbot
Devon TQ12 2JS
141h April 2026