ws Sttternottoftol Illli• 2024
Content
Page About Life4Widows International 3 Our Mission Statement 3 Who We Are & What We Do 3 Our Philosophy 3 Our Promise 4 Chair’s Report 5 Gala Fundraising Event The Audited Accounts
Widows who attended the Life4Widows Gala & Fundraising event
4
About Life4Widows International
Life4Widows International (known as “Life4Widows”) is a support group which focuses on enabling widows to LIVE after the loss of their loved one. No one plans to be a widow, however many of us have found ourselves in the unfamiliar place called “widowhood.” having to deal with many unexpected life issues alone and Life4Widows’ role is to support widows or anyone who has ever been a widow in the best way possible.
Our Mission Statement
We are a charitable organisation comprised of widows and former widows of all ages. We see ourselves as a family of women empowering one another in various innovative ways to springboard our lives back into action after losing a spouse.
Who We Are & What We Do
We are a UK registered charity comprised of widows aged between 30 – 80 Plus. We are a family of women empowering one another in various innovative ways to springboard our lives back into action after losing a spouse.
We are determined that together we would love, encourage, support, and anchor one another and equip ourselves to recover from the loss we have experienced.
We are a breath of fresh air and a ‘Big’ surprise to all women who attend our meetings for the first time mainly because we provide a safe environment where women can (laugh, cry and speak freely) inhale and exhale without fear of being censored, judged, or criticised.
Our Philosophy
Our Christian faith is at the heart of who we are. At Life4Widows, we uplift, encourage, and support one another. However, Life4Widows is no ordinary Widows Support Group. Our approach to widowhood is unique. It’s creative, dynamic, and full of ideas that fulfil and exceed the typical expectations of what a widow’s group should be.
3
4
Our Promise
We are committed that ours would be a different kind of friendship. One that we would always be there for each other, ‘no matter what’ and that we would go the extra mile because ‘every widow matters.
With this positive mind set and attitude, our quarterly gatherings and annual events are now attended by women from all sorts of backgrounds. We create a safe, supportive environment where they can grieve, share their everyday difficulties of living without a spouse, bringing up children alone, emotional issues and many other related challenges.
An older widow displaying joy
4
----- Start of picture text -----
a
----- End of picture text -----
Chair’s Report
Over the last year we have continued to focus on looking out for each other but increased our focus on the younger widows and widows in need. It is always privilege to be able to walk alongside women who have become widows in the last couple of years. Each person has their own unique experience and needs their own individual support. The group is now blessed with women who have matured in widowhood and who are able
to walk alongside the younger widow.
I also am happy to advise of a new initiative that we are starting which is around the children (18 +) of widows. Our aim is to engage with the young adults of members and non-members to create a network where they can go to o share their experiences and encourage themselves. This group will be led by two children of the members of the group, and they will be supported by a younger widow from Life4Widows and the executive group.
Overall, it has been a busy year where we have had an awesome fundraising event with a theme around the wellbeing of widows, two Let’s talk sessions where we there has been awesome discussions about widowhood, general wellbeing & life. Our awesome breakfast meetings must not go a miss which continue to allow members to get to know themselves better and share their experiences of widowhood.
5
4
Fundraising Gala event
First, I thank everyone for coming and supporting the work of the organisation. This year’s Fundraising Gala was a huge success. Each year, it just gets bigger and better and I truly appreciate you all - the guest speaker, the delegates and the venue was just right!
We welcomed our key note speaker, Dr Shade Olajubu who gave a thorough overview on counselling and challenged the attendees about their own personal life experiences.
Bereavement—whether sudden or expected, when it comes, ( because we never quite know how we are going to cope, how we will be in the moment) how are we going to navigate the hours and weeks let alone months and years ahead.
Those immortal words coming from someone with all the best intention in the world that says “things will get better”, seem to fall on deaf ears. Our reaction to the death of our husband will be different for each one of us, and it often will depend on who we are as a person. For some (not everyone) but for some, the death of a husband could leave one asking all sorts of questions.
4
I do believe whatever type of widow you are or whatever the circumstance our speaker was able to touch on something that may be or have left us bewildered .
The Gala Event proved a winning combination for some who walked away with not only having a good night but also doing well on the prize draw.
7
4
We’re here to support
We really do support and help a widow to stand again through our
support group. Being there on the end of the phone to listen to someone who is not coping and just wants to talk, knowing they're not going to be judged, Or receiving a visit in
hospital , or even providing practical help has proved invaluable.
9
4
Getting together for a morning coffee or maybe lunch,, stretched over into early evening dinner is sometimes just what is called for.
Its just great to get away sometimes,,
10
4
There are occasions when all that is needed, is having someone to talk to.
No expensive gifts, no organised social where you have to look the part but just having a conversation often about nothing and yet everything.
11
4
Supporting each other to help others has become a fundamental aspect of the work of L4W.
‘
There is even time to share in a 60[th] birthday celebration,
The membership is quite varied with people of all ages. But we all share the one thing the loss ( death ) of our husband,
It is a fact that many widows that join the group do not expect to find love again but we are happy to say that many of our widows have. This truly embraces the name of our charity which is Life4Widows, there is indeed Life for widows after death.
The good thing about our charity is that it is a support group and once a widow remarries they can choose to sow back into the group with their experiences of finding love again and experience of marriage.
Finding Love On My Journey
A group member celebrating her friend's bravery to embark and embracing a new chapter.
12
4
The Work in Rwanda. Africa LIFElDoWs INTERNA TIONAL ICIO 1195552 nual accounts for the eriod P•l)d 0110112023 P¢bd and thle 3111212033 SecliDn A Statenwnt of fmancial ac11vi lincluding summary incom? and expendilure accoun Restrictrd UNestrKted incom Endorn•nt fwds •Jnds funds Pricrf year lund5 Re¢ommtnthd caièyies by xti¥ity Tdal knd5 kn¢omè INot 31 FOI F02 F03 F04 F( 9.119 9.119 5.744 Tol•l EXPerlluTe INott5 6) ExF•Nlhr• Ftrqfvrf 6.J)2 13.441 72B 7.030 728 7.030 13 13.454 Total Net Moomt1P•ndIEur•1 beforn tay forth• reporting pd 4.740 Net Wbcornèyexpenditu) aftertsx belor ¥è5tment 9ainsllknsse51 4.740 Iriwlm Net wbcorndlexpendiiurpl Extrnordirnary items TTrnsfv5 between fvnds othergnISed gainsllh)5se51'. 4,740 4,740 Re¢*&11n ol fundi.. 10.783 18317 10,783 18.317 15,523 10.783 13
As an organisation, we energised and embrace the opportunity to work in partnership with other widow connections in Rwanda, Africa.
We have already began to forged links and we believe by this time next year we will be up and running.
Year Accounts For Year Ending 31.October 2024
INCOME
14
4
Seckn C No 1 Basi5 rf weparalK 1.1 8a515 of acc a In rel&¥¢ WS) bthetsèlcertt. ed n XCLYdm th". W 8CCtsJrt$ Fin&r(41 Styrd¥d thè UKgrd cl IFRS 1021 on 16 Juty 2014 Up•Y RO[ rj Irknj IFRS 1021 102." An • lotr• tacm ttsi I[¥Yt oi •pOc•b h hrfi tho 1J cha ".Ta •• •ppW• ptappk Im the rna¥ons why•ppfy4nq th•nw4ccounthqpolky )1 ppk*ltr 15
Illj th••Trourt ol th• I$tmlI Iw••th kn •ffKt•l In b•lorn lho8•W•tthI. 144 FRS102 SORP. 1A Chanps b) accolVes1tes chws io esbm8tès h&¥è ctcwr•J tts roF¥ybrAJ wDJ13.16 FRS102 )RP). (IJ th• noTrOly¢b9M' Pth)l ¥spk 11) th• •ff•et olth• dwiq• on InMm• •nd•%pthiMor 4••d• •ndll•blhl•8 lof th• curntpwlod.. •nd IIKJ w1••¢t1¢4ts th• rfIKtolth• ¢h•ng•th ornor morn Ivtvr•pwlod& 1.5 IAauial w10ry eTrx5 T have 3.47 FlIS102. Yés" Ilj th• ft•tsrnof Ih•prtwp&)d•ffor. () lor••c fvpwA)dxlId In lh• ttL))unty th• 4motsni ol tho ContA #ch acc¢4tht kn•lt&• appk Ilfj th••nouni of th• conwthn * th• boqthnlw ollh• 20110r2o24 16
2.1 RECONCILIATION IVITH PREVDUS GEALLy ACCWW ACCCWIITING PRACTICE Ej vl ** 17
12 INCOME p4•. th• Mt F 10kn 5.12 FF2102 SC P40. 18
12 INCOIAE FPS'02 orFPA 1¢? ATryGItAk1vwiiKthik•d¢thl 4 SOFA p+" th• 19
l "0 to5 12 FR5102 Ecfft 13 EXPEIKATURE AND LIABILITIES Y#" Y¥J•" Y¥J•" Vo•" Y¥J•' Yw. 10 7 FF13 SCFP. Ib 11 17V) 11.1F. FRS102 SCIIP Yw. Yw. T Èhrt• h•1 •••. th¢ ¥rébhrt•fy h I r•• •t t •Trd Md. Th• 24 20
Th Lh•fft p•nd* •nd Jwiem24 21
M(4e J Of Offi• DoN•tio G Yjliib LWxif£xi oth Tot4 &445 L4W E4Ctsi Lo¥•R•iICtr4rw• xtMtIM." L4W Xmis Dknr E¥¢M 714 9119 To 9.119 Othewtsathg xtMtIM." tL)m•frorn DkS wtryre oth Tot It•rn Tot G LYI #SYJih•J ' VIVLryb)Iwil oth Tot TOTAL WCOI 22
rth• DOW In •¥FWth• LWD C io 23
Ith.Yr L41 G4liN+Jl 441 441 Ta lr 24
Note 5 Detai15 of certain types olexpenditwe Note 10.1 Fees lorexarninatn of the Kcount Thi$y#r La$t ytar kndependent examiner• fees Astsuw¢¢ $eNtt$otherth Independentexwnlthatkn) Thx •dvi8oryfees Olherfees Ifor eAampk.. I¢111 8dVe,¢0nStt8thcy. a¢¢ountsnty seNicesl paid to Iht dependent eXaMer 25
Notè 6 C[edrts and accruals 1 Anatyjis of credito AM1$ falling due within one year Amount$ folling due after more th one year This year Last year This ar Last year Ac¢wa18 for gr18 payle Bk lo¥ owdraft8 Tr creditOT¥ PayTrenls received on account for contrnds or perfonnance-reiated grants Accrnals and defeffed income Taxatio and social security Other crJitors Tolal 52 Deferred iK¢Jme PI•u• Gompl•t• ihls not• M th• ch•th h•s dd•ff•d Incom This year Last year Pl•as• •xpl•lft th• rn•sons why thconm I Mo¥wn•nl lft del In¢om• •¢¢ouftt This jt Last year Balonce ot the $twt of the reporting Amounts added in current puiod Amounts ree to income from prevK*U8 perio Balance at the end of the reporting period 281ior2024 26
riolt7 Thm Laat year Shotl iv¢S1Cnt3 (Irs• th•vb 3 nDDTrths malurity dnic) Shorttotm dopoarta 10.783 Oth Tot 1B.316 10.783 14
qote 8 AddrtN)nal Disck)swes rhe following afe signrficant matters which are nol covered in other notes and need to be included to prowde I propel understanding of the a¢count8. If there is inguffiuent room herei pleage & separate sheet. 15 2811012024 28
Nc40 22 Other thclogur69 foi debiofs, ei8dttor$ aThJothu ba$k fl)4rKl&l In$iium6nis ThKI y¢ La•t ¥r otAppAk•bl• 22.1 piovide Information about the signrfunce of financial Insttuments leg. debtors.cteditors, Inveslments etcl to the Ch$fInanCIal positK>n orperfonnance,for ¢p.thelenSand conditions of loans<kr theuseof hedging to managefinancial risk. 14otAppAkabl• 22a thecha[lfy hag provided finaTrcial a88etS as a fortn of %cunty. the catryinB amount of the finan1 as¥ets pledged as 9ecurity and the ten•<JC0rtl0nI reled to Its plEdge ¥h4ulO be hert. 18 28110f2D24 29
Not¢25 Favalue of assct$d lbilitS This Last 25.1 Pka5tproYidw dFtsi1s Otthe Ghotity5 ÈIphwp •)Gtpditri5k ti5k Js4 toa dèbtor Thotpayiwhal r•èdl . li•dty mk ltho nsk ofmt bÈingiW ¥ meètshc4lrm fiNThcial thmJndJlJnd etri5 <th• risk volw ofan iwtsbneThtll fall duEts charye5 Poti5iny Ir(11 in5trWnts 10 h ts tharity is e¥p¢sd•tts and èxplain htr risks. lth)n• 25.2 Pa5tgiyp dptsj15 (rfthp irthsknerthls Idèbtors, crèthtors. inYe4nords I I. FRS 102 50RPllmeisured a ifvalw trough soFAth1t Grthri5k. ln4 17 2811012024 30
110*27 Fund T)YEPE R bAlance5 brought forxwd 14.)8 Tota 31
Chai Fr Gn5a Tot 32
Nde 27 ChaTk 27J Transfer8 between fw year Reason fX transf and where èndowment is tton¥erted to tiMe. lega power lor its Convers Amount unrèstr r•strrknY fvJnd$ restrrbl unrnstrrbj fvrwj La81 ear Reason for transf and where èndowment is tton¥erted to tiMe. lega Fiwer lof its conversn Amount unr•8trkW r85trrbJ bjr rfj$trr fund$ unr•strrknl [1& 27.4 Desunated fw Thi year Pknned use PU5* ofthtde5vJnaknn Am¢)unt Last year PknnÈd use sé of thèdts nation Amount 2&110tt024 33
te28 Tran8action8 with Irvstee8 and related partie8 28.1 Tntsle remwrat•)Th¥dbèft% Thi5 ye¥ IWn• Ofth• Inii•A• n4¥ bo•n p0 ifftyrm¥Th•rthn orr•¢••a •mpwwt th¢h•#yor Mtny ITnl•OIF•II•I TRue Amount8 pald Orb• Lryal offlY l•q Ornql, W¥•rnln9 TOT L¥lryl 34
Lt yw Ib)n• olth• INg1•qo inyr•rnun•rth owTh¢Md YOtr b•Tr•rnofrnrn th•1 Chtyora ITnwor TRUE oriMft•rntp rfffje•y do¢umqnll 202 Tru5tws' t¥ptrfjs lJ 1nt••P¥O0 ITru•orP4 Thll Typ• tsr•xp•n••• l•lbui••J L#t)w Tra A¢cornmodAb)n OthAripi•b•¥•dryl' TOTAL pl•x•pm1•tr nUThD•rortru•l r•knbuTr•dfor•xp•n8•B orwho hgd •xpw•• p•io Dytn•¢h•nty 2Wlm24 35
213Tran5actsryrf51 ¥Nlh related pJwts Tri5 ye ThW•rt•V•bW fft¢ p•rtylMMdlO•• th• ripw p•10fj (rriJ•+XF¥••I Amounti wntt•n off F4wTh•vlth• tnJ•t••or 6¢• •t for d•bl¥at p•ty ¢h•irty Induthg Last year Thw•hv•b• p•rty knlh• pwlod (fw•orF••I Anbount MIrn•Olth• tDJ•t••Of T•b•t•u p¥ty to Dnptm oit ptht• It chanty p•noa •nd P•th)d 2011m24 36
37
THANK YOU.
A huge thank s to all of you who have supported our work with people who may have become vulnerable at a time often least expected. Your continued support means we cane help - sometimes with just a phone call, a card , a visit to name a few—when faced with bereavement of your husband or wife .
38
4