Trustees. Annual Report for the period Periryl slart date 1s1 PericJ end date From April 2025 31. March 2026 Section A Reference and administration delails Charity name GURDWARA SAHIB LOUGHBOROUGH Other names charity is known by SIKH TEMPLE LOUGHBOROUGH Registered charlty number Ilf any) CIO 1193617 Charlty'• prlnclpal addres• 33134 Clarence Street Loughborough Leicestarnhlrn Postcode LE111DY Names of the challty trustees who manage the charlty N•m• ol p•r•on lor bodyl •ntltl•d to appolnt truBt•• Ill Tru•t•• nm• Offlc•111 aryl D•t•• •¢t•d W not for y•ar Man 11 KAUR Karan SINGH Jasvlnder Slngh BASI Har ot SINGH H4rmohlnder Sln h MATHARU Peter Slngh SIHOTA Dr Ramandeep Sin h BEDI Daljil SINGH Harbans SINGH 11.10.2025 10 r•s•nt Tr•a•urvr 17.12.202310 03.03.2026 15.08.202110 11.10.2025 15.08.2021 to 27.05.2025 15.08.2025 to 27.05.2025 12.05.2024 10 22.05.2025 Bh8gwan SINGH Kulraj BHANGRA Lal Singh ASSI Names of tho trustees for the charlty, If any, (for examplo, any custodlan truste••l Name Dales actsd If not for whole ear 01.04.202110 25.04.2025 Page 1 of9
Namès and addrnsBes of advlsers (Optional Infomiatlon) of advis•r Nam8 Flnanco Bhupinder Singh Admlnlstration Dosanjh Addra8S Nam8 of chlel execullve or nameg of Mnlor •taff members (Optlonal Infomiation) Section B Structure, overnance and mana ement Do•crlptlon of tho charftys trusts Cmslitulion adopted 01 Awil 2021 Type of gov8ming docum8nt How the charlty Is constiluted Ch8Tltabl8 Incayporat8(l Organisation [ClO] Trustee selection methods Tho Trustees are eleded as per S8(Xion 13 of the CIO Constrtutlon Addltlonal gov•rnanc•18•u•s (Opllonal Inlorniallon) Gov•rnan¢• and Organlsatlonal Revlew: During the reporting year, the Charity implemented swntficant changes to its govemance and organisational structure lo strengthen ils k)ng-term sustainability and 8ffectivenes8. You may choo•• lo Indude addits'onal information, where relevant, aboul.. policies and procedures adopted for the induction and tr8lning of tru$tees', the charity's organlsational structur8 ar any wider network with which the charity In recent years. one of the Charlty's key challenges has been attractlng sufflclènt volunteers wth the approprlate skllls, experience and commitment to serve a5 tsustees. Following a comprehensive governanr review, and after ¢on$ullation with the Charity Commi&8ion and obtaining independent legal advice. the trustees approved amendments lo the Charitys Constitution. • relationship with any related parties: Irustees. consideration of major risks and the system and procedures lo rnanag8 them. These thanges included reducing the maxirnurn number of trust88s from 11 to 7. ¢atIng a more streamlined 8nd eff8Ctive Board. Th8 geographi1 area from which trustees may be recruited was also widened. enabling Ihe Charity to attract a broader ané mor8 diverse pool of 5Urtably qualified vrAunteers. The trustees also reviewed the Charity's membership arrangements to encourage adive partIpatiOn in the governance of th8 Charity. The revised C¢)nstitutr'on now provides that members fail to attènd two COn5ecutive m8mbers' meetings hMII have their membership lapse. Individ(2als are e1ible to reappty for rnembership after a period cl 12 months. Page 2of9
The trustees are pleased to report that these govemance refornis have now been successfully implemented ané embedded withln the Charity's day-lcpday operath"ons, providing a stronger foundatlon for effective mance and fvt development. Trusteos: Most trustees are well-acquainted wSth the daY-tdaY operations of the charity. Each new trustee ceiVe5 support and rnèntorship from more experienced member5, facililatr'ng the charity'5 natural devèlopment and evolution. A designated trustee enhances their govemance knowledge by participating in Charty Commission webinars, subsequentfy sharing best pradices with fellow trustees. Additionally, fomial Ccée of Conduct Policy and Attendance Policy Is In ace for all trustees lo ensure accountability and 8ng898ment. Rlsk Management.. The trustees recognise the importanrA8 of effective risk management and are committed to maintaining apprepriale polides, procedures and intemal controls to safeguard the Charity, ils beneficiaries, vdunteers and visilors. Th8 Charity ha8 adopt8d and malntslns a range of poll¢la8 deslgned to manage key operational and governance risks. These include polici88 covering S•f•guarding Childr•n and Young People, Safeguardlng Vulnorable Adult8, Food All•rgy Awar•n•88, Heatth and Safety, Financlal Controls, Dlscloiure and Barrlng Servlce IDBSI Check•, Dlsclplln•ry Pollcy and Procadures. and Grl•vanG¢ Pollcy and Procodurns. The trustees regularly review these pc4icies to ensure th8y remain approprialè, up to date. and compliant with current legislation and Charity Commission guKlance, supporting the salo and 8ffecllv& operatlon of the Charity. R•latl¢>nshlp wlth R•lat•d P•rtl•• The Gurdwara Sahib mwntsins posltive 8nd constwctive r818tionships with a numbw of local faith and community organSsatlons in support of It8 charitsble otiectives and commitment to comrnunity cohesion. During the reportlng year. the Gurdwara Sahib ctinUed to work cdlaboratively wilh the thal Hindu communlty in c*l8bratlng Dlwall, reflecting the shared values of mutual respect, understsnding and friendship between lailh communrties. The charty also r8mained an active participant in Ioc81 Intertaith end F8th P8n81 groups. contributlng to dialogue. cooperdtion and community engagèment. Tho Gurdwara Sahib 18 affiliated wpth Equality Action, a charity dedicated to prornoling equality of opportunity. indusion and the elimination of discrimin8tsc. These partn8rships enable the charity to extend its community outreach and support the wider wellbeing of the local community. Page3of9
Section C Ob ectives and activities The primary ot4'eclive of the Charrtable Incorporated Organisation (CIO) is to advance the &kh religion in alignment with the teathings of the Guru Granth Sahib. To achieve this, the charity is d&Jicated to managing and maintaining the Gurdwara Sahib, facilitating Diwans (congregational rellgious gatherlngsl, and orvJani6ing various religious funclions, partKlarlY Sikh r91igious festivals. Summary ofthe oblects of the ¢harlty 501 out In Its govemlng document Throughout the year the Gurthvara continued to provide a welccrfning place of worship and communlty SUPPOrt for people ol all backgrounds. The charitys prinpaI activities included: Daily and weekly religious s8rvic8s. Akhand Paths, Sehaj Paths and Sukhmani Sahib Paath. Celebration of ffla1 Sikh religk)us festNals. Includlng ValsAkhi. Gurpurabs and Shaheedi cOmmemall0ns. Fr88 Langar availabl8 to all visitcys wthout disuimination. Religious 8ducation for childrèn and aduts. Supp)rt for eldedy and vulnerable members cf the local communlty. Community engagement and interfaith a¢tiwtles. Volunteer opportunit$ for members of the Sangat. The trustees are grateful to the many volunteers %those dedication made thes• actiwties possi8 throughout the year. Summary of the maln actlvltl•s undertak•n for Ihe publlc ben•fft In relatlon to these obJecl• (Include wlthln th1$ sectlon ihe statutory de¢laratlon that tru¥t80• have had regard to th guldance1•15ugd by th• Charlty Commlsslon on publlG b•n•fit) The trustees have carefully consldered the guidanc8 i5su8d by the Charity Commission on public benefit. as outlined in the Charitias Act. The Gurdwara Is open to 811, including b)th Sikhs and non-sikhs, promoting spiritU81 and moral advancement based on the teachlngs of lh8 Guru Granth Sahib for th8 benefft of everyone. Furthermore, the Gurthara actively supp¢yts human rights for all indiwduals and is engagod in Interfaith initiativ8s and the Loughborough Council of Faith group. The trust888 ar8 98tlsfi8d that th8 ch8rity'5 aclivilies further its charitable purpo88S. Page4ofg
Addltlonal detall8 of objectlvos and activitsos (Optional irforniation) Grarrt Maklng." As a small charitable tjrganisation, the Charty does not currenty operate a forn1 grant4naking programme. Instead, the Charty locuses its resources on delivering ils charitable objectives and supporting the local community through its activities and services. In addition, for many years the Charity has SUPPOrted the Educate Punjab Proied in India by sponsoring th8 education of vulnerable and disadvantaged Ghildren. The trusteés remaln ¢ommitt8d to supporting this inltiatlv8. recognising ihe signtficanl and lasting impact that access to education can have on Improvlng the lfves and future opportunrtles of young people. Inv•stm•nts: The charity does not hold any investsnents. Contrlbutlon by Voluntéern.. The trustees wish to express their sincere apprecialion to the Charity's dedicated volunteers, whose commitment and generosity of lime are essential to the successful operation of Gurdwara Sahib Loughborough. Despita having a relatively 8mall congregation, the Charfty benefits from an excepllonally committed team of volunt&8rs who make 8 slgnlficanl contrfbutlon throughoul the year. Volunteers supwt tre dellvery of a wide range of educatlonal, rellglous and communlty actiwti88, Induding F>unjabi language da5ses. Sikh musSc (Klrtan) lasses, Sikh theology dasses and exercise sessions. They olso play a vital role in preparing and serving Langar lfree cornmunity rn881818very Friday, Saturday and Sunday, as wèll as during major religious services arKI festivals. You may ehoo•• to incde further 8t8t8ment8. relevant. about.. policy on grantm8klng: policy prograrnme related Investment,. contributlon rnadg by volunteets. The tru8t888 r8cogni88 that the continued success of the Charity would not be possible without the dedication, hard work and seffles5 service (seva) of its voluntaers, and extend thoir heartfelt thanks for their invaluable contribution. Outr••ch Work A$ part of its ¢haritsPJe objectives, Gurdwara Sahlb Loughborough Is commttted to suppcrting the wider wmmunity Ihrough a r8nge of outreach acts'vlties. Members and volunteers of the Charity provide practical guidance, support and signposts'ng to individuals and families who may require assistance. During the year. Charity's outreach work included.. Supportlng children and young people In thelr educatlonal, personal and social development. Assisting indiwduals and families exp8riencing vulnerability, including those arrected ty language barTiers, social isolation or other personal circumstances, by providing guidance, advocacy and 8ignposting to appropriate services. The trustees remain committed to deyeloplng the Charity's Outreach activities line Nmth comTnunity needs and the Sikh principles of S•va {semess serwce). Sarbat da Bhala (the weltare of all), and compassion for Ihose In need. Pag85ofg
Summary ofthe maln achlevoments of the charity during the year Communtty Outreach and Publlc Benefit Throughoul the r8POrting year, th8 charity conlinued to extend its activities beyond its re religious purpose by delivering a range of initiatives that support vulnefable individuals and benefit the wider cc*nrnunty. Working in partnership with local and national org8nisations. the charity seeks to improve wdlbeing. promote social inclusion and str8ngth8n community cohesion. These 8ctiviti88 are m8de w)ssible throLh3h the dedication of volunt8ers who generously contribute tt1r wofessional knowledge, skills and time to support those most in need. Punjabl CI8A• The chanty continues to provide a weèkly Punlabi language class, deliver8d by d8dicat6d volunt68rs. The dass helps children devélop their Punjabi language skllls whll8 fosterlng an apprédatlon of thélr cultural héritage and tdentity. Gurbanl Cla•s Weekly Gurbanl classes affj led by a volunteer and provlde partlclpan15 Wlth thè opportunlty to leam how to read Gurbani while developing a deeper understanding of the leathing5 of the Sikh Guru8 as contalned within the Guru Granlh Sahib. Tabla L•sson• Recognising the Imwtance of tabla In th8 p&rformanc8 of Kirtan, weekty lessons are provlded by a professlonal musld8n. The dasses are open to members of the S8ngal and the jer ¢J>mmunlty, h8lphig pres8N8 an Important aspect of Sikh musical traditM)n. Klrtan Cla The ¢h8rity's volunteer Giani {Priest) delivers weekly Kirtan and harrnonium lessons for children and young p80ple. These sessions develop musical ability vthlle encouraging spirttual leaming and active participation in Sikh yrship. Educats Punjab Profv¢t As part of it8 continuing inlemational outreath. the charity has. for several years. supported the Educate Punjab Project in India. The initiative provides educational opportunities for children from disadvantaged families who would otherwise be unable to access even basic Schring. The charity currently Sponsors thé education of three thlhjn and remains committed to making a meaningfvl difference to the lives of thos8 less fortunate through this ongoing partnership. Page6of9
Ladies. Exercise Class A free weekly exercise dass is probided for women of all ages, partscularly those who may not OtheSe have acces5 to organised physical activity. Led by a dedicated volunteer, the sessions offer low-Thpact 8xercise that prO)te$ physical health. mentsl wellbeing and social interaction. Mentsl Health Initiatlv Working in PartnehIp with Equallty Action, the charity hosted a ten-week Men's Wellbeing Café. The programm8 provided a saf8 and welcoming environmenl where men from the wider community cLMJld mèet, discuss challenges. p8rticipale In wellbeing acllvtliés and bulld supportive relalion5hips, helping to reduce isolation and promote positive mental health. Wom•n's Wallbolng Group Thè charity also providés a weekly wen,5 Wellbein9 Group, led by a dedicatèd volunteer. The sessions incorporate moderate ex8rcise d85ign8d to reduce stress, improve flexibitsty, strength and overall wellbeing. In addition to the physical health benefits, the gyoup offers a welcorning and supportive env5ronment where partlclpants can soclallse. bulld frlendshlps and reduce feelings of lsdallm, ¢ontrfbutlng posrlSvety tct thelr mental and emotlonal wellbeing. L•gg0 Youth Group For the sixth consecutive year. the Lc4Jghborough Leggo Youth Group has operdted from th8 Sikh Community Centre. Th8 programme provide$ structured physical, educ8tion81 and social actNities frx young people, promoting confidence, learnwork and p8rsonal developmenL Initlally funded by 88C Children in Nead and the local authority, the project is now fvlly suppJrt8d by Midshires Catering. Communlty Engag•m•nt and Partnershlp Worklng During the repIng pericmy, the charity's Communty Centre hosted an NHS communty consultsllon progr8mm8 almed at improving access to mental h8ath sefvices for older adutts. The consunation 9athered the view8 and experiences of members of hard-toknreach communities to help inform the lulure design and deliv8ry of $8Thices. The ch8nty was pleased lo support thls Important Inftialfve. wlth a follow-up consultstion planned for October 2026. Panj Radlo During the year. the chaiity became 8ffi1i8ted Panj Radio, a DAB digital radio Stati swving L0ughbugh and the surrounding areas. ThSs partnership provides an addttion81 plalform to promote Sikh values, publtSe cornmunty events arKI engage with a wlder audience, helping to strengthen communty ¢xJnnections and raise awareness of the charitys actiwties. P89e7ofg
Section E Financial review Resorves Policy Brief statement af th• charity's policy on r8sarv The charity has mainlain8d a R8s8rv8s Policy for a number of years as part of its Commitment to responsible financial management and ensuring the long4erm sustainability of the Gurdwara Sahib. The charity has set aside a designated resep48 of £S0.000 to provide financial Selrity in the unlikety event that the charity needs to voluntarily wind up or dissolve. These funds are intended lo asslst with meetlng any legal, professional aT¥J a¢JministratiV8 C4)sts assoclated wlth such a process, ensuring that th8 charity's ablatIonS can be fulfilled in an orderly and resp)nsible manner. The Trustees regularfy vIeW the charity's financial posltion and reseryes to ensure Ihat the18v81 h81d rèmains appropriate, taking into account the charity'5 size. activtti88, commitments and future needs. Maintaining this reserve FKovidas re8ssur8nce to the congregation that the charity is managed rrfud8nUy and with due regard to its responsibillties. Detalls of any fund4b rnat•rlally In deflcll We ae pleased to report th8t there are no fvnds currently In materlal deficil. The financial position of tho Gurdwara remain5 Stable, &nsuring our ability to m8et obligatb)ns and support our falth inltiallv88 8ffecilv81y. Furthor flnanclal r•vl•w d•tall• (Optlon•l lrforniatlon) Finandal Revl•w You may ehoo•o to include addillonal infomialion, where relevant about.. the charity's prfnclpal sources of funds (Includlng any fundraisingl., how expendlture has supported the key objectives of the charity.. investment policy and objectives including any ethical inveslment policy adopted. The Trustees are pleased to report that the charity r8mained in 8 Stable financi81 p08ition throughout the reporting year. Through Caful financial management arml the continued generosty of tha Sangat, the charity has been able to continue devering its religious, charitsble and ¢xmrnunity activities while mainlaining appropriate financi81 reserves. t)urlng thè year, the chanty received totsl income of £58,736 and incurred totsl expenditu of £42,971, with expenditure applied In lurth8rance of the charity's charitable objectNes. Al the year end. Ihe charity held totsl funds of £122,457. In accordance wilh the charty's Reserves Policy, £50.000 has teen set aslde as esignated reseNes to provhje financial resilience and support the tharity's future sU5tainability- The Trustees are satisfied that the charity remains financi811y sound and has sulficient resources lo continue Its Flanned activities. The acmPany1g annual accounts provide a detsiled summary of the tharitys incorne, expenditure and financial pos[ti¢ for the y8ar 8nded. Pag88of9
Section F Other optional information Plans for the Comlng Yaar During th8 coming year Ihe InJst88s intend to.. Continue providing regular religious service5 and Langar. Increase rx)mmunity engagemenl. Encourag8 gr8al8r partiapation by young people. Maintain and improve the Gurdwara premises. Continue to strengthen govemance and financial management. Support volunteers through training 8nd d8V81opm8nt. Th8 trustees remain committed to seThing both the Sikh community and the wid8r public in Loughtorough. The trustees confirm thal they have complied with their duties under charity law and have acted In the best interests of the thaTlly throughout the year. Section G Declaration The trustees declare that they have approved the trustees, report above. 81gn•d on behalf of the charlty'g tfusteos Slgnalure(¥) Full nam•(8) Posltlon (•g 8•crnlary, Chalr, •tcl Harjot Singh Twst88 Karan Singh Tru8te8 Date 311t Mar¢h 2026 Pago9of9
CHARITY (OMMISSION FOR ENGIAND AND WALES Independent examinerfs report on the accounts Section A Independent Examiner's Report Report to th• trust•KI Momr5 of Gurdwara Sahib LoughLwh On accounts for th• y•ar ondgd 31* March 2026 Charlty no (If any) 1193617 Sot out on pages I report to the trustees on my examinatK>n of the a¢counts of the above charity {Ihe Trust.) for the year erKled 3110312026. Responsibilities and ba818 of r•wt As the charty's Irustees. you are responsible for the preparation of the accounts in accordane wlth the requlr8ments of the Charities Act 2011 ('the Act'i. I report in respect of my exarninatn of the Trust's accounts carried out under section 145 of the 2011 Act and in carying out my 8xaminalion, I have followed all the applicable Directions given by the Charity Commission under section 145(5Xb) of the ACL Independent I have ¢ompleted my examination. I conflTh that no rnaterial matters hav examlner's statement come to my att8nlion In connection with the examination (other than that disclosed below ") which gives me cause to belleve that In. any materlal respecL' the accountiTr3 records were nol kept in xcordanc• with sectlon 130 of the Charities Act. or the accounts did not acc<)rd with the accounting records: or the accounts did not comply with the applicable requirem&nts onceming the fom and content of aocounls set out in the Charitles (Accounts and Rep(ts) R8gulatTrons 2008 other than any requlrement Ihal the accounts give a Irue and fair, view whTrch is not a matter considered as part of an ind8pendent examination. I have no cOnCerr and have c(xn8 8cross no other matters in connedion with lh8 examination to which attentHJn should b8 drawn in this report in order to enable a woper underslanding of the accounts to be reached. Pleas delete the words in the brackets rfthey do not apply. Slgnod: Date: 2é Nam•: Antony Humphreys R•l•vant professional qualrfication($) or body (If any): ICAEW (INSTITUTE OF CHARTERED ACCOUNTANTS IN ENGLAND AND WALES) Address: ROSE VILLA. 42 GLEBE STRE, LOUGHBOROUGH, IER Oct 2018
LEICESTERSHIRE, LE11 1JR Section B Disclosure Only complete rf the examiner needs to highlight material matters of concem (see CC32. Independent examinatK)n of charity accounts.. directions and guidance for examiners). Glve hero brief dotails of any items that tho examinor wlshos to dlsclose. IER Oct 2018
Gurdwara Sahib Loughborough Charlty nw•r. 119x17 Financlal Accounts For the pe from 01104r2025 To 3110312026 Receipts and payments UnTqStri¢t•tl RèstriCL•d EThdowmont fuhd• ly Total funds Last yoar 1 Y•ar 1Yvr 1 Y•ar 1 Y••r R•1 10.008 10,601 22,348 10.920 1.651 1.374 1.32T Gfft• Sthj 100 100 33 610 405 375 100 375 100 Trww L•ago 72 14 7.292 Sthh TiewWwM•w 100 100 1.255 Sub tol•l cNI8cl¥ 938 938 1.385 EthxBl• PLbcr 573 573 6.365 75 75 Upgr•d• 2.110 731 T4t4 L•MO R•31 J r£L 79 Sub total 971 rot•l rn¢elpts Tot•lp•yn7ent¥ 42.971 42.971 26,874
Gurdwara Sahib Loughborough Financial Accounts For the To 31K1026 Statement of assets and liabilities at the end of the period Vnrestrictetl funds Restricted Endowment funds funds to nB•r•st io th• n•ar•t to th• n•ar•st Yotsi tund$ Last year n•or•sl £ Inv•8lmont• Pffjp•rty 6750rKI 075.lJOO 875.000 075,000 075,000 6T5,000 Cash fund• HS8C Billk. CUt•¢£ 14,78B 107,679 1478b 107,679 24.304 82,460 1.223 HSBC B•nk. m•nyr ¢•h In hand 14467 122,467 107.968 7.467 797.467 782,988 Date or approval l ol •ll ttrU111 AS