2025-03-31-accounts - Saving Dreams

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Trustees’ Annual Report for the period

From 01 April 2024 Period start date To 31 March 2025 Period end date

Charity name: SAVING DREAMS

Charity registration number: 1193144

Objectives and Activities

	SORP reference
Summary of the purposes of the charity as set out in its governing document	Para 1.17	The objects of the CIO are: a) the prevention or relief of poverty in the UK, India and Kenya by providing grants, items and services to individuals in need and/or charities, or other organisations working to prevent of relieve poverty. b) for the public benefit to relieve the needs of children and young people living in the UK, India and Kenya by the provision of goods, items and services.
Summary of the main activities in relation to those purposes for the public benefit, in particular, the activities, projects or services identified in the accounts.	Para 1.17 and 1.19	Two main projects during the year were the 1. Helping the needy Project - Saving Dreams will continue to support the foodbanks but also train its volunteers to look for and signpost for early symptoms of stress and depression in beneficiaries. 2.the Stationary & Care Kit Project. Saving Dreams provided underprivileged children with care kit and stationary boxes supporting them
Statement confirming whether the trustees have had regard to the guidance issued by the Charity Commission on public benefit	Para 1.18	The trustees have had regard to the Charity Commission’s guidance on public benefit.

Additional information (optional) You may choose to include further statements where relevant about:

SORP reference Para 1.38 Policy on grant making Para 1.38 Policy on social investment including program related investment

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Para 1.38
Contribution made by
volunteers
Other
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Achievements and Performance

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SORP reference
Saving Dreams has helped and supported
hundreds of underprivileged children and their
families during the in the UK, India and Nepal.
We have supported local food banks with
Summary of the main
Para 1.20 providing general food and hygiene kits to
achievements of the charity,
refugee centres and local community whilst
identifying the difference the
volunteering with the same.
charity’s work has made to
Saving Dreams will also continue to initiate
the circumstances of its
discussions and signpost / help to escort
beneficiaries and any wider beneficiaries to mor qualified support.
benefits to society as a
whole.
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Additional information (optional) You may choose to include further statements where relevant about:

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Achievements against Para 1.41
objectives set
Performance of fundraising
activities against objectives Para 1.41
set
Investment performance Para 1.41
against objectives
Other
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Financial Review

Financial Review
Review of the charity’s financial position at the end of the period	Para 1.21	Receipts: The receipts are mainly from one donor to the tune of £10,000 (National Lottery). Net spendings were £12,067 Total cash funds is £1,850
Statement explaining the policy for holding reserves stating why they are held	Para 1.22	Reserves are held to enable the charity to continue to operate should income suddenly reduce or unforeseen expenses occur.
Amount of reserves held	Para 1.22	£
Reasons for holding zero reserves	Para 1.22
Details of fund materially in deficit	Para 1.24
Explanation of any uncertainties about the charity continuing as a going concern	Para 1.23

Additional information (optional) You may choose to include further statements where relevant about:


The charity’s principal sources of funds (including any fundraising)	Para 1.47
Investment policy and objectives including any social investment policy adopted	Para 1.46
A description of the principal risks facing the charity	Para 1.46
Other

Structure, Governance and Management

Description of charity’s trusts:
Type of governing document (trust deed, royal charter)	Para 1.25	Charity Commission, Association Model Constitution
How is the charity constituted? (e.g unincorporated association, CIO)	Para 1.25	CIO with voting members
Trustee selection methods including details of any constitutional provisions e.g. election to post or name of any person or body entitled to appoint one or more trustees	Para 1.25	Elected by members

Additional information (optional) You may choose to include further statements where relevant about:


Policies and procedures adopted for the induction and training of trustees	Para 1.51
The charity’s organisational structure and any wider network with which the charity works	Para 1.51
Relationship with any related parties	Para 1.51
Other

Reference and Administrative details

Charity name	SAVING DREAMS
Other name the charity uses
Registered charity number	1193144
Charity’s principal address	46 Hampden Way, London, N14 5DX

Names of the charity trustees who manage the charity

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20	Trustee name	Office (if any)	Dates acted if not for whole year	Name of person (or body) entitled to appoint trustee (if any)
	Conrad Vince Irudayaraj
	Andrea Malam
	Keith Grenville Alexander
	Sharm Malam

– Corporate trustees names of the directors at the date the report was approved

Director name

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year

Funds held as custodian trustees on behalf of others

Description of the assets held in this capacity Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets

Additional information (optional)

Names and addresses of advisers (Optional information)

Names and addresses of advisers (Optional information)	Names and addresses of advisers (Optional information)	Names and addresses of advisers (Optional information)
Type of adviser Name Address
Agent	Gerald Gurriet	Venusia Ltd, Apt 316 Wimbledon Central, 21-33 Worple Road, London, SW19 4BJ

Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Other optional information

SAVING DREAMS		1193144
Receipts andpayments accounts			CC16a
For the period from 01/04/2024	To	31/03/2025

Section A Receipts and payments

A1 Receipts	Unrestricted funds to the nearest £ 85 - 1,649 - - - - - 1,734 - - - 1,734 350 - - 1,581 - - - 66 - - - - - - - - 1,997	Restricted funds to the nearest £ - 10,000 - - - - - - 10,000 - - - 10,000 - - - - 4,030 - 2,600 500 1,135 - 615 - - 178 107 1,110 609 100 10,983	Endowment funds to the nearest £ - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -	Total funds to the nearest £ 85 10,000 1,649 - - - - - 11,734 - - - 11,734 350 - 4,030 1,581 2,600 500 1,135 66 615 - - 178 107 1,110 609 100 12,980	2024 to the nearest £
Book Sales	85				193
Donations - Restricted	-				8,000
Donations - Unrestricted	1,649				431
Ticket Sales	-				1,120
	-				-
	-				-
	-				-
	-				-
*Sub total*(Gross income for AR)	1,734				9,744

A2 Asset and investment sales, (see table).
	-
	-				-
*Sub total*	-				-
*Total receipts* A3 Payments
					9,744

		-	-		-
A3 Payments		-	-		-
Accounting	350	-	-	350	250
Book PublishingExpenses	-	-	-	-	295
Care Kit	-	4,030	-	4,030	3,357
Donation	1,581	-	-	1,581	823
Event	-	2,600	-	2,600	110
Consultant	-	500	-	500	-
General Office Costs	-	1,135	-	1,135	1,074
Insurance	66	-	-	66	63
Motor Expenses	-	615	-	615	-
Petrol	-	-	-	-	216
Storage	-	-	-	-	250
Subscription	-	178	-	178	293
Travel	-	107		107	193
Venue Hire	-	1,110		1,110	440
Website	-	609	-	609	185
Training	-	100	-	100	-
**Sub total **	1,997	10,983	-	12,980	7,549

A4 Asset and investment purchases,
(see table)
	-	-		-	-
	-	-		-	-
**Sub total **	-	-		-	-	-

*Total payments*	1,997	10,983		-	12,980	7,549
*Net of receipts/(payments)*	(263)	- 983		-	(1,246)	2,195
A5 Transfers between funds	-	-	-		-	-
A6 Cash funds last year end	601	1,697	-		2,298	103
*Cash funds this year end*	338	714		-	1,052	2,298

Section B Statement of assets and liabilities at the end of the period

Categories nds	Details Current Account	Unrestricted funds to nearest £ 338 -	Restricted funds to nearest £ 714 -	Endowment funds to nearest £
	Current Account	338	714	-
		-	-	-

B1 Cash funds

				-	-	-
	( g	*Total cash funds* p p y		338	714	-
			account(s))	OK	OK	OK
				Unrestricted	Restricted	Endowment
				funds	funds	funds
	Details			to nearest £	to nearest £	to nearest £
B2 Other monetary assets				-	-	-
				-	-	-
				-	-	-
				-	-	-
				-	-	-
				-	-	-
	Details			Fund to which asset belongs	Cost (optional)	Current value (optional)
B3 Investment assets					-	-
					-	-
					-	-
					-	-
					-	-
	Details			Fund to which asset belongs	Cost (optional)	Current value (optional)
B4 Assets retained for the					-	-
charity’s own use					-	-
					-	-
					-	-
					-	-
					-	-
					-	-
					-	-
					-	-
				Fund to which	Amount due	When due
	Details			liability relates	(optional)	(optional)
B5 Liabilities					-
					-
					-
					-
					-
Signed by one or two trustees on behalf of all the trustees		Signature		Print Name		Date of approval
				Andrea Malam		30/07/2025