
## **Trustees’ Annual Report for the period** 

## **From 01 April 2024 Period start date To 31 March 2025 Period end date** 

## **Charity name: SAVING DREAMS** 

## **Charity registration number: 1193144** 

## **Objectives and Activities** 

||SORP reference||
|---|---|---|
|Summary of the purposes of<br>the charity as set out in its<br>governing document|Para 1.17|The objects of the CIO are: a) the prevention or<br>relief of poverty in the UK, India and Kenya by<br>providing grants, items and services to<br>individuals in need and/or charities, or other<br>organisations working to prevent of relieve<br>poverty. b) for the public benefit to relieve the<br>needs of children and young people living in the<br>UK, India and Kenya by the provision of goods,<br>items and services.|
|Summary of the main<br>activities in relation to those<br>purposes for the public<br>benefit, in particular, the<br>activities, projects or services<br>identified in the accounts.|Para 1.17 and<br>1.19|Two main projects during the year were the 1.<br>Helping the needy Project - Saving Dreams will<br>continue to support the foodbanks but also train<br>its volunteers to look for and signpost for early<br>symptoms of stress and depression in<br>beneficiaries.<br>2.the Stationary & Care Kit Project. Saving<br>Dreams provided underprivileged children with<br>care kit and stationary boxes supporting them|
|Statement confirming<br>whether the trustees have<br>had regard to the guidance<br>issued by the Charity<br>Commission on public<br>benefit|Para 1.18|The trustees have had regard to the Charity<br>Commission’s guidance on public benefit.|



**Additional information (optional)** You may choose to include further statements where relevant about: 

SORP reference Para 1.38 Policy on grant making Para 1.38 Policy on social investment including program related investment 




**----- Start of picture text -----**<br>
Para 1.38<br>Contribution made by<br>volunteers<br>Other<br>**----- End of picture text -----**<br>


## **Achievements and Performance** 


**----- Start of picture text -----**<br>
SORP reference<br>Saving Dreams has helped and supported<br>hundreds of underprivileged children and their<br>families during the in the UK, India and Nepal.<br>We have supported local food banks with<br>Summary of the main<br>Para 1.20  providing general food and hygiene kits to<br>achievements of the charity,<br>refugee centres and local community whilst<br>identifying the difference the<br>volunteering with the same.<br>charity’s work has made to<br>Saving Dreams will also continue to initiate<br>the circumstances of its<br>discussions and signpost / help to escort<br>beneficiaries and any wider  beneficiaries to mor qualified support.<br>benefits to society as a<br>whole.<br>**----- End of picture text -----**<br>


**Additional information (optional)** You may choose to include further statements where relevant about: 


**----- Start of picture text -----**<br>
Achievements against  Para 1.41<br>objectives set<br>Performance of fundraising<br>activities against objectives  Para 1.41<br>set<br>Investment performance  Para 1.41<br>against objectives<br>Other<br>**----- End of picture text -----**<br>




## **Financial Review** 

|**Financial Review**|||
|---|---|---|
|Review of the charity’s<br>financial position at the end<br>of the period|Para 1.21|Receipts: The receipts are mainly from one donor<br>to the tune of £10,000 (National Lottery).<br>Net spendings were £12,067 Total cash funds is<br>£1,850|
|Statement explaining the<br>policy for holding reserves<br>stating why they are held|Para 1.22|Reserves are held to enable the charity to<br>continue to operate should income suddenly<br>reduce or unforeseen expenses occur.|
|Amount of reserves held|Para 1.22|£|
|Reasons for holding zero<br>reserves|Para 1.22||
|Details of fund materially in<br>deficit|Para 1.24||
|Explanation of any<br>uncertainties about the<br>charity continuing as a going<br>concern|Para 1.23||



**Additional information (optional)** You may choose to include further statements where relevant about: 

||||
|---|---|---|
|The charity’s principal<br>sources of funds (including<br>any fundraising)|Para 1.47||
|Investment policy and<br>objectives including any<br>social investment policy<br>adopted|Para 1.46||
|A description of the principal<br>risks facing the charity|Para 1.46||
|Other|||





## **Structure, Governance and Management** 

|Description of charity’s<br>trusts:|||
|---|---|---|
|Type of governing document<br>(trust deed, royal charter)|Para 1.25|Charity Commission, Association Model<br>Constitution|
|How is the charity<br>constituted?<br>(e.g unincorporated<br>association, CIO)|Para 1.25|CIO with voting members|
|Trustee selection methods<br>including details of any<br>constitutional provisions e.g.<br>election to post or name of<br>any person or body entitled<br>to appoint one or more<br>trustees|Para 1.25|Elected by members|



**Additional information (optional)** You may choose to include further statements where relevant about: 

||||
|---|---|---|
|Policies and procedures<br>adopted for the induction and<br>training of trustees|Para 1.51||
|The charity’s organisational<br>structure and any wider<br>network with which the<br>charity works|Para 1.51||
|Relationship with any related<br>parties|Para 1.51||
|Other|||



## **Reference and Administrative details** 

|Charity name|SAVING DREAMS|
|---|---|
|Other name the charity uses||
|Registered charity number|1193144|
|Charity’s principal address|46 Hampden Way, London, N14 5DX|
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**Names of the charity trustees who manage the charity** 

|1<br>2<br>3<br>4<br>5<br>6<br>7<br>8<br>9<br>10<br>11<br>12<br>13<br>14<br>15<br>16<br>17<br>18<br>19<br>20|**Trustee name**|**Office (if any)**|**Dates acted if not for whole**<br>**year**|**Name of person (or body) entitled**<br>**to appoint trustee (if any)**|
|---|---|---|---|---|
||Conrad Vince<br>Irudayaraj||||
||Andrea Malam||||
||Keith Grenville<br>Alexander||||
||Sharm Malam||||
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– Corporate trustees names of the directors at the date the report was approved 

## **Director name** 

Name of trustees holding title to property belonging to the charity 

**Trustee name Dates acted if not for whole year** 



## **Funds held as custodian trustees on behalf of others** 

Description of the assets held in this capacity Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets 

## **Additional information (optional)** 

## **Names and addresses of advisers (Optional information)** 

|**Names and addresses of advisers (Optional information)**|**Names and addresses of advisers (Optional information)**|**Names and addresses of advisers (Optional information)**|
|---|---|---|
|**Type of**<br>**adviser**<br>**Name**<br>**Address**|||
|Agent|Gerald Gurriet|Venusia Ltd, Apt 316 Wimbledon Central, 21-33 Worple<br>Road, London, SW19 4BJ|
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**Name of chief executive or names of senior staff members (Optional information)** 

## **Exemptions from disclosure** 

Reason for non-disclosure of key personnel details 

## **Other optional information** 





|**SAVING DREAMS**||**1193144**||
|---|---|---|---|
|**Receipts andpayments accounts**|||**CC16a**|
|**For the period**<br>**from**<br>**01/04/2024**|**To**|**31/03/2025**||



## **Section A Receipts and payments** 

|**A1 Receipts**|**Unrestricted**<br>**funds**<br>**to the nearest £**<br>**85**<br>**-**<br>**1,649**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**1,734**<br>**-**<br>**-**<br> **-**<br>**1,734**<br>**350**<br>**-**<br>**-**<br>**1,581**<br>**-**<br>**-**<br>**-**<br>**66**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br> **1,997**|**Restricted**<br>**funds**<br>**to the nearest £**<br>**-**<br>**10,000**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**10,000**<br>**-**<br>**-**<br>**-**<br>**10,000**<br>**-**<br>**-**<br>**-**<br>**-**<br>**4,030**<br>**-**<br>**2,600**<br>**500**<br>**1,135**<br>**-**<br>**615**<br>**-**<br>**-**<br>**178**<br>**107**<br>**1,110**<br>**609**<br>**100**<br>**10,983**|**Endowment**<br>**funds**<br>**to the nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**|**Total funds**<br>**to the nearest £**<br>**85**<br>**10,000**<br>**1,649**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**11,734**<br>**-**<br>**-**<br>**-**<br>**11,734**<br>**350**<br>**-**<br>**4,030**<br>**1,581**<br>**2,600**<br>**500**<br>**1,135**<br>**66**<br>**615**<br>**-**<br>**-**<br>**178**<br>**107**<br>**1,110**<br>**609**<br>**100**<br>**12,980**|**2024**<br>**to the nearest £**|
|---|---|---|---|---|---|
|Book Sales|**85**||||**193**|
|Donations - Restricted|**-**||||**8,000**|
|Donations - Unrestricted|**1,649**||||**431**|
|Ticket Sales|**-**||||**1,120**|
||**-**||||**-**|
||**-**||||**-**|
||**-**||||**-**|
||**-**||||**-**|
|**_Sub total_**_(Gross income for AR)_|**1,734**||||**9,744**|
|||||||
|**A2 Asset and investment sales, (see**<br>**table).**||||||
||**-**|||||
||**-**||||**-**|
|**_Sub total_**|**-**||||**-**|
|**_Total receipts_**<br>**A3 Payments**||||||
||||||**9,744**|
|||||||
|||**-**|**-**||**-**|
|A3 Payments||**-**|**-**||**-**|
|Accounting|**350**|**-**|**-**|**350**|**250**|
|Book PublishingExpenses|**-**|**-**|**-**|**-**|**295**|
|Care Kit|**-**|**4,030**|**-**|**4,030**|**3,357**|
|Donation|**1,581**|**-**|**-**|**1,581**|**823**|
|Event|**-**|**2,600**|**-**|**2,600**|**110**|
|Consultant|**-**|**500**|**-**|**500**|**-**|
|General Office Costs|**-**|**1,135**|**-**|**1,135**|**1,074**|
|Insurance|**66**|**-**|**-**|**66**|**63**|
|Motor Expenses|**-**|**615**|**-**|**615**|**-**|
|Petrol|**-**|**-**|**-**|**-**|**216**|
|Storage|**-**|**-**|**-**|**-**|**250**|
|Subscription|**-**|**178**|**-**|**178**|**293**|
|Travel|**-**|**107**||**107**|**193**|
|Venue Hire|**-**|**1,110**||**1,110**|**440**|
|Website|**-**|**609**|**-**|**609**|**185**|
|Training|**-**|**100**|**-**|**100**|**-**|
|**_Sub total_ **|**1,997**|**10,983**|**-**|**12,980**|**7,549**|



|**A4 Asset and investment purchases,**|||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
|**(see table)**|||||||||||
||**-**||**-**|||**-**||**-**|||
||**-**||**-**|||**-**||**-**|||
|**_Sub total_ **|**-**||**-**|||**-**||**-**||**-**|
||||||||||||
|**_Total payments_**|**1,997**||**10,983**|||**-**||**12,980**||**7,549**|
|**_Net of receipts/(payments)_**|**(263)**||**-                   983**|||**-**||**(1,246)**||**2,195**|
|**A5 Transfers between funds**|**-**||**-**||**-**|||**-**||**-**|
|**A6 Cash funds last year end**|**601**||**1,697**||**-**|||**2,298**||**103**|
|**_Cash funds this year end_**|**338**||**714**|||**-**||**1,052**||**2,298**|



## **Section B Statement of assets and liabilities at the end of the period** 

|**Categories**<br>**nds**|**Details**<br>Current Account|**Unrestricted**<br>**funds**<br>**to nearest £**<br>**338**<br>**-**|**Restricted**<br>**funds**<br>**to nearest £**<br>**714**<br>**-**|**Endowment**<br>**funds**<br>**to nearest £**|
|---|---|---|---|---|
||Current Account|**338**|**714**|**-**|
|||**-**|**-**|**-**|



**B1 Cash funds** 



||||||**-**||**-**||**-**|
|---|---|---|---|---|---|---|---|---|---|
||( g|**_Total cash funds_**<br>p<br>p y|||**338**||**714**||**-**|
||||account(s))||OK||OK||OK|
||||||**Unrestricted**||**Restricted**||**Endowment**|
||||||**funds**||**funds**||**funds**|
||**Details**||||**to nearest £**||**to nearest £**||**to nearest £**|
|**B2 Other monetary assets**|||||**-**||**-**||**-**|
||||||**-**||**-**||**-**|
||||||**-**||**-**||**-**|
||||||**-**||**-**||**-**|
||||||**-**||**-**||**-**|
||||||**-**||**-**||**-**|
||**Details**||||**Fund to which**<br>**asset belongs**||**Cost (optional)**||**Current value**<br>**(optional)**|
|**B3 Investment assets**|||||||**-**||**-**|
||||||||**-**||**-**|
||||||||**-**||**-**|
||||||||**-**||**-**|
||||||||**-**||**-**|
||**Details**||||**Fund to which**<br>**asset belongs**||**Cost (optional)**||**Current value**<br>**(optional)**|
|**B4 Assets retained for the**|||||||**-**||**-**|
|**charity’s own use**|||||||**-**||**-**|
||||||||**-**||**-**|
||||||||**-**||**-**|
||||||||**-**||**-**|
||||||||**-**||**-**|
||||||||**-**||**-**|
||||||||**-**||**-**|
||||||||**-**||**-**|
||||||**Fund to which**||**Amount due**||**When due**|
||**Details**||||**liability relates**||**(optional)**||**(optional)**|
|**B5 Liabilities**|||||||**-**|||
||||||||**-**|||
||||||||**-**|||
||||||||**-**|||
||||||||**-**|||
|Signed by one or two trustees on behalf of<br>all the trustees||Signature|||Print Name||||Date of approval|
||||||Andrea Malam||||30/07/2025|
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