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2025-09-01-accounts

Trustees’ Annual Report for the period

Period start date: 02/09/2024 Period end date: 01/09/2025

Charity name: The Accessful Foundation

Charity registration number: 1191925

Objectives and Activities

SORP reference
Summary of the purposes of
the charity as set out in its
governing document		 Para 1.17 THE PREVENTION OR RELIEF OF
POVERTY OR FINANCIAL HARDSHIP OF
DISABLED PEOPLE LIVING IN THE
UNITED KINGDOM, IN PARTICULAR BUT
NOT EXCLUSIVELY BY PROVIDING
GRANTS, INFORMATION AND ADVICE TO
PROVIDE THEM WITH AN OPPORTUNITY
TO BUILD CAPACITY BY ESTABLISHING
AND GROWING A BUSINESS, BECOMING
SELF-EMPLOYED OR IMPROVING THEIR
PROFESSIONAL OPPORTUNITIES TO
RELIEVE THEIR NEEDS AND HELP THEM
TO INTEGRATE INTO SOCIETY.
Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.
Para 1.17 and
1.19
The Accessful Foundation represents disabled
people from all backgrounds. This is the largest
minority group in the world and one that can be
joined at any time, making this an incredibly
diverse group of people.
Following our launch in 2020, we remain
committed to providing our beneficiaries
(disabled people and those looking to become
disabled entrepreneurs) with the services they
need, despite increasingly limited resources as
a micro charity. We are continually aware of the
challenges disabled people continue to face
when seeking to begin and maintain self
employment, particularly in the current climate.
As a result we remain committed to providing
disabled entrepreneurs with the support they
need to thrive.
We remain focused on growing and nurturing
our unique charity so it is able to provide:
•
Support and networking (providing
signposting and general information/
advice via our website)
•
A mentoring programme
•
A grant giving programme to support
disabled entrepreneurs to begin their
journey into entrepreneurialism through
the provision of equipment, services or
further training. This will be managed via
an application process.
As a charity run entirely by volunteers, our
mentoring and grant giving programme are still
under development as part of our long- term
strategy. These services will need to be tailored
to the needs of those we support and we remain
committed to spending the necessary time to
establish robust processes to ensure both
programmes work effectively.
From September 2024 to September 2025, time
has been spent amongst our very small team,
driven solely by volunteers planning how we can
increase the vital support and networking
services we are able to provide disabled
entrepreneurs. Following this we have now
taken the exciting steps to redevelop our
website which will become a central space for
disabled entrepreneurs to visit for support,
further resources and much more. We will look
forward to sharing further updates across our
social media channels and with our key
stakeholders in due course.
Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
~~benefit~~
Para 1.18
The Trustees of the Accessful Foundation
have had regard to the guidance issued by
the Charity Commission on public benefit.

Additional information (optional)

You may choose to include further statements where relevant about:

SORP reference Para 1.38 Policy on grant making Para 1.38 Policy on social investment including program related investment Para 1.38 Contribution made by volunteers Other

Achievements and Performance

SORP reference
Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.		 Para 1.20 Following our achievements last year, we are
excited to be continuing to work with a
specialist website developer whose values align
with ours to develop a purpose built website that
will enable us to digitalise much of our core. This
includes signposting information and the hosting
of support webinars including providing these in
a range of accessible formats, such as BSL
translation. At the time of writing this report, this
exciting project is in its final stages and we will
look forward to sharing key updates with our
stakeholders and beneficiaries regarding how
this will enhance the much needed support we
provide very soon!
Following on from last year's report, our website
development project has taken longer to
complete due to ongoing illnesses and
unforeseen circumstances experienced by our
small team of volunteers and board of Trustees.
Despite these unforeseen challenges amongst a
reduced team, valuable time has been spent
working towards actioning our long term strategy
to ensure we are able to remain sustainable
despite the challenges that have been faced.
Whilst our website development project is an
exciting milestone, this has taken longer than
expected to finalise due to unforeseen
circumstances and illness amongst key charity
members. As a result of these circumstances,
time has been focused on reviewing further
strengthening internal structures, whilst
continuing to develop a long-term strategy that
enables us to use limited resources effectively
and sustainably.
We remain committed to overseeing the main
pillars of our strategy which focus on increasing
awareness of disabled entrepreneurialism,
providing targeted support to disabled
entrepreneurs (through our mentoring and grant
giving programmes), and providing a schools
based programme.

Additional information (optional)

You may choose to include further statements where relevant about:

Achievements against Para 1.41 objectives set

Performance of fundraising
activities against objectives
set
Para 1.41
Investment performance
against objectives
Para 1.41
Other

Financial Review

Financial Review
Review of the charity’s
financial position at the end
of the period		 Para 1.21 The charity continues to be in a financially
stable position with very little outgoings,
supported by the charity’s operations being
entirely led by the support of volunteers.
Spending on our website development
project has been supported in its entirety by
a grant from the National Lottery, where any
funds remaining from this grant are to be
used to support the charities core costs.
Statement explaining the
policy for holding reserves
stating why they are held		 Para 1.22 We look to hold a minimum of six months
operating costs within the charity.
Amount of reserves held Para 1.22 £8496.58
Reasons for holding zero
reserves		 Para 1.22
Details of fund materially in
deficit		 Para 1.24
Explanation of any
uncertainties about the
charity continuing as a going
concern		 Para 1.23 We have no current uncertainties about the
charity as a going concern.

Additional information (optional)

You may choose to include further statements where relevant about:

The charity’s principal
sources of funds (including
any fundraising)		 Para 1.47
Investment policy and
objectives including any
social investment policy
adopted		 Para 1.46
A description of the principal
risks facing the charity		 Para 1.46
Other

Structure, Governance and Management

Description of charity’s trusts:
Type of governing document
(trust deed, royal charter)		 Para 1.25 CIO Governing Document
How is the charity
constituted?
(e.g unincorporated
association, CIO)		 Para 1.25 CIO- Foundation
Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees		 Para 1.25 As our constitution states “there must be at
least three charity trustees. If the number
falls below this minimum, the remaining
trustee or trustees may act only to call a
meeting of the charity trustees, or appoint a
new charity trustee.” Currently the charity
operates with 5 active trustees.
We decided, upon formation, to operate
with a minimum number of trustees to allow
us space to make external appointments of
persons unknown to the founding trustees,
to promote transparency, accountability and
to welcome key skills and experiences.
All trustees continue to gain experience
individually and as a group on how to best
serve the purpose of the charity and our
beneficiaries and continue to work on key
actions to enable the charity to continually
develop and grow.
The maximum number of trustees is 12.
Apart from founding charity trustees, every
trustee must be appointed for a term of
three years by a resolution passed at a
properly convened meeting of the charity
trustees. This has been adhered to. In
selecting individuals for appointment as
charity trustees, the charity trustees must
have regard to the skills, knowledge and
experience needed for the effective
administration of the CIO. This has been
adhered to.

Additional information (optional)

You may choose to include further statements where relevant about:

Policies and procedures adopted for the induction Para 1.51 and training of trustees

The charity’s organisational
structure and any wider
network with which the
charity works		 Para 1.51
Relationship with any related
parties		 Para 1.51
Other

Reference and Administrative details

Charity name The Accessful Foundation
Other name the charity uses N/A
Registered charity number 1191925
Charity’s principal address 608 Green Lane
Ilford
Essex
England
IG3 9SQ

Names of the charity trustees who manage the charity

Trustee name Office (if any) Dates acted if not for
whole year		 Name of person (or body)
entitled to appoint trustee
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20		 Ben Nicholson Chair ~~(if any)~~
Chloe Plummer Vice Chair
Olivia Bamber
David Victor
Kitty May Rose

Corporate trustees – names of the directors at the date the report was approved

Director name

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted rf not for whole year

Funds held as custodian trustees on behalf of others

Description of the assets
held in this capacity		 N/A
Name and objects of the
charity on whose behalf the
assets are held and how this
falls within the custodian
charity’s objects		 N/A
Details of arrangements for
safe custody and
segregation of such assets
from the charity’s own assets		 N/A

Additional information (optional)

Names and addresses of advisers (Optional information)

Type of Name Address adviser

Name of chief executive or names of senior staff members (Optional ~~information)~~

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Other optional information

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) CPlummer Full name(s) Chloe Plummer

Position (eg Vice Chair Secretary, Chair, etc)

Date 28th June 2026

Charity Name Charity Name Charity Name Charity Name Charity Name No(if any) No(if any) CC16a
The Accessful Foundation 1191925
Receipts andpayments accounts
For the period
from		 Period start date To Period end date
02/09/2024 01/09/2025
Section A Receipts and payments
Unrestricted
funds		 Restricted funds Endowment
funds		 Total funds Last year
to the nearest £ to the nearest £ to the nearest £ to the nearest £ to the nearest £
A1 Receipts
Interest received 19 - - 19 -
- - - -
- - - -
- - - -
- - - -
- - - -
- - - -
- - - -
Sub total_(Gross income for AR) _
19		 - - 19 -
A2 Asset and investment sales,
(see table).
-
-
Sub total -
**Total receipts **
19		 - 0 - 0 19 - 0
A3 Payments
Insurance 477 - - 477 -
Bank account fees 60 - - 60 -
- - - -
- - - -

CCXX R accounts (SS)1

28/06/2026

1

- - - -
- - - -
- - - -
- - - -
- - - -
**Sub total **
537		 - - 537 -
A4 Asset and investment
purchases,(see table)
-
-
Sub total -
**Totalpayments **
537		 - 0 - 0 537 - 0
**Net of receipts/(payments) ** -
518		 - - -
518		 -
A5 Transfers between funds - 0 - - - -
A6 Cash funds lastyear end - 0 - - - -
**Cash funds thisyear end **
9,033		 - - 9,033 -
Section B Statement of assets and liabilities at the end of the period
Categories Details Unrestricted
funds		 Restricted funds Endowment
funds
to nearest £ to nearest £ to nearest £
B1 Cash funds - - -
- - -
- - -
Total cash funds 9,033 - -
(agree balances with receipts and payments
account(s))		 OK OK

CCXX R accounts (SS)2

28/06/2026

2

Unrestricted
funds		 Restricted funds Endowment
funds
Details to nearest £ to nearest £ to nearest £
B2 Other monetary assets - - -
- - -
- - -
- - -
- - -
- - -
Details Fund to which asset
belongs		 Cost (optional) Current value
(optional)
B3 Investment assets - -
- -
- -
- -
- -
Details Fund to which asset
belongs		 Cost (optional) Current value
(optional)
B4 Assets retained for the
charity’s own use		 - -
- -
- -
- -
- -
- -
- -

CCXX R accounts (SS)3

28/06/2026

3

- -
- -
Details Fund to which
liability relates		 Amount due
(optional)		 When due
(optional)
B5 Liabilities -
-
-
-
-
Signed by one or two trustees on behalf
of all the trustees		 Signature Print Name Date of approval
CPLUMMER CHLOE PLUMMER 28/06/2026

CCXX R accounts (SS)4

28/06/2026

4

Date Debit/credit Amount Transaction details
Opening balance £9,503.60
D/9/YYYY Debit -£47.74 Insurance (DD ANSVAR INSURANCE UK)
D/9/YYYY Debit -£5.00 Monthly Account Fee
D/9/YYYY Credit £4.80 Interest
D/10/YYYY Debit -£47.70 Insurance (DD ANSVAR INSURANCE UK)
D/10/YYYY Debit -£5.00 Monthly Account Fee
D/11/YYYY Debit -£47.70 Insurance (DD ANSVAR INSURANCE UK)
D/11/YYYY Debit -£5.00 Monthly Account Fee
D/12/YYYY Debit -£47.70 Insurance (DD ANSVAR INSURANCE UK)
D/12/YYYY Debit -£5.00 Monthly Account Fee
D/12/YYYY Credit £4.70 Interest
D/1/YYYY Debit -£47.70 Insurance (DD ANSVAR INSURANCE UK)
D/1/YYYY Debit -£5.00 Monthly Account Fee
D/2/YYYY Debit -£47.70 Insurance (DD ANSVAR INSURANCE UK)
D/2/YYYY Debit -£5.00 Monthly Account Fee
D/3/YYYY Debit -£47.70 Insurance (DD ANSVAR INSURANCE UK)
D/3/YYYY Debit -£5.00 Monthly Account Fee
D/3/YYYY Credit £4.57 Interest
D/4/YYYY Debit -£47.70 Insurance (DD ANSVAR INSURANCE UK)
D/4/YYYY Debit -£5.00 Monthly Account Fee
D/5/YYYY Debit -£47.70 Insurance (DD ANSVAR INSURANCE UK)
D/5/YYYY Debit -£5.00 Monthly Account Fee
D/6/YYYY Debit -£47.70 Insurance (DD ANSVAR INSURANCE UK)
D/6/YYYY Debit -£5.00 Monthly Account Fee
D/6/YYYY Credit £4.59 Interest
D/7/YYYY Debit -£5.00 Monthly Account Fee
D/8/YYYY Debit -£5.00 Monthly Account Fee
Closing balance £9,032.96

1