
## **Trustees’ Annual Report for the period** 

**Period start date: 02/09/2024 Period end date: 01/09/2025** 

## **Charity name: The Accessful Foundation** 

## **Charity registration number: 1191925** 

## **Objectives and Activities** 

||SORP reference||
|---|---|---|
|Summary of the purposes of<br>the charity as set out in its<br>governing document|Para 1.17|THE PREVENTION OR RELIEF OF<br>POVERTY OR FINANCIAL HARDSHIP OF<br>DISABLED PEOPLE LIVING IN THE<br>UNITED KINGDOM, IN PARTICULAR BUT<br>NOT EXCLUSIVELY BY PROVIDING<br>GRANTS, INFORMATION AND ADVICE TO<br>PROVIDE THEM WITH AN OPPORTUNITY<br>TO BUILD CAPACITY BY ESTABLISHING<br>AND GROWING A BUSINESS, BECOMING<br>SELF-EMPLOYED OR IMPROVING THEIR<br>PROFESSIONAL OPPORTUNITIES TO<br>RELIEVE THEIR NEEDS AND HELP THEM<br>TO INTEGRATE INTO SOCIETY.|





||Summary of the main<br>activities in relation to those<br>purposes for the public<br>benefit, in particular, the<br>activities, projects or<br>services identified in the<br>accounts.<br>Para 1.17 and<br>1.19<br>The Accessful Foundation represents disabled<br>people from all backgrounds. This is the largest<br>minority group in the world and one that can be<br>joined at any time, making this an incredibly<br>diverse group of people.<br>Following our launch in 2020, we remain<br>committed to providing our beneficiaries<br>(disabled people and those looking to become<br>disabled entrepreneurs) with the services they<br>need, despite increasingly limited resources as<br>a micro charity. We are continually aware of the<br>challenges disabled people continue to face<br>when seeking to begin and maintain self<br>employment, particularly in the current climate.<br>As a result we remain committed to providing<br>disabled entrepreneurs with the support they<br>need to thrive.<br>We remain focused on growing and nurturing<br>our unique charity so it is able to provide:<br>•<br>Support and networking (providing<br>signposting and general information/<br>advice via our website)<br>•<br>A mentoring programme<br>•<br>A grant giving programme to support<br>disabled entrepreneurs to begin their<br>journey into entrepreneurialism through<br>the provision of equipment, services or<br>further training. This will be managed via<br>an application process.<br>As a charity run entirely by volunteers, our<br>mentoring and grant giving programme are still<br>under development as part of our long- term<br>strategy. These services will need to be tailored<br>to the needs of those we support and we remain<br>committed to spending the necessary time to<br>establish robust processes to ensure both<br>programmes work effectively.<br>From September 2024 to September 2025, time<br>has been spent amongst our very small team,<br>driven solely by volunteers planning how we can<br>increase the vital support and networking<br>services we are able to provide disabled<br>entrepreneurs. Following this we have now<br>taken the exciting steps to redevelop our<br>website which will become a central space for<br>disabled entrepreneurs to visit for support,<br>further resources and much more. We will look<br>forward to sharing further updates across our<br>social media channels and with our key<br>stakeholders in due course.<br>Statement confirming<br>whether the trustees have<br>had regard to the guidance<br>issued by the Charity<br>Commission on public<br>~~benefit~~<br>Para 1.18<br>The Trustees of the Accessful Foundation<br>have had regard to the guidance issued by<br>the Charity Commission on public benefit.|
|---|---|





## **Additional information (optional)** 

You may choose to include further statements where relevant about: 

SORP reference Para 1.38 Policy on grant making Para 1.38 Policy on social investment including program related investment Para 1.38 Contribution made by volunteers Other 



## **Achievements and Performance** 

||SORP reference||
|---|---|---|
|Summary of the main<br>achievements of the charity,<br>identifying the difference the<br>charity’s work has made to<br>the circumstances of its<br>beneficiaries and any wider<br>benefits to society as a<br>whole.|Para 1.20|Following our achievements last year,  we are<br>excited to be continuing to  work with a<br>specialist website developer whose values align<br>with ours to develop a purpose built website that<br>will enable us to digitalise much of our core. This<br>includes signposting information and the hosting<br>of support webinars including providing these in<br>a range of accessible formats, such as BSL<br>translation. At the time of writing this report, this<br>exciting project is in its final stages and we will<br>look forward to sharing key updates with our<br>stakeholders and beneficiaries regarding how<br>this will enhance the much needed support we<br>provide very soon!<br>Following on from last year's report, our website<br>development project has taken longer to<br>complete due to ongoing illnesses and<br>unforeseen circumstances experienced by our<br>small team of volunteers and board of Trustees.<br>Despite these unforeseen challenges amongst a<br>reduced team, valuable time has been spent<br>working towards actioning our long term strategy<br>to ensure we are able to remain sustainable<br>despite the challenges that have been faced.<br>Whilst our website development project is an<br>exciting milestone, this has taken longer than<br>expected to finalise due to unforeseen<br>circumstances and illness amongst key charity<br>members. As a result of these circumstances,<br>time has been focused on reviewing further<br>strengthening internal structures, whilst<br>continuing to develop a long-term strategy that<br>enables us to use limited resources effectively<br>and sustainably.<br>We remain committed to overseeing the main<br>pillars of our strategy which focus  on increasing<br>awareness of disabled entrepreneurialism,<br>providing targeted support to disabled<br>entrepreneurs (through our mentoring and grant<br>giving programmes), and providing a schools<br>based programme.|



## **Additional information (optional)** 

You may choose to include further statements where relevant about: 

Achievements against Para 1.41 objectives set 



||Performance of fundraising<br>activities against objectives<br>set<br>Para 1.41<br>Investment performance<br>against objectives<br>Para 1.41<br>Other|
|---|---|





## **Financial Review** 

|**Financial Review**|||
|---|---|---|
|Review of the charity’s<br>financial position at the end<br>of the period|Para 1.21|The charity continues to be in a financially<br>stable position with very little outgoings,<br>supported by the charity’s operations being<br>entirely led by the support of volunteers.<br>Spending on our website development<br>project has been supported in its entirety by<br>a grant from the National Lottery, where any<br>funds remaining from this grant are to be<br>used to support the charities core costs.|
|Statement explaining the<br>policy for holding reserves<br>stating why they are held|Para 1.22|We look to hold a minimum of six months<br>operating costs within the charity.|
|Amount of reserves held|Para 1.22|£8496.58|
|Reasons for holding zero<br>reserves|Para 1.22||
|Details of fund materially in<br>deficit|Para 1.24||
|Explanation of any<br>uncertainties about the<br>charity continuing as a going<br>concern|Para 1.23|We have no current uncertainties about the<br>charity as a going concern.|



## **Additional information (optional)** 

You may choose to include further statements where relevant about: 

|The charity’s principal<br>sources of funds (including<br>any fundraising)|Para 1.47||
|---|---|---|
|Investment policy and<br>objectives including any<br>social investment policy<br>adopted|Para 1.46||
|A description of the principal<br>risks facing the charity|Para 1.46||
|Other|||





## **Structure, Governance and Management** 

|Description of charity’s trusts:|||
|---|---|---|
|Type of governing document<br>(trust deed, royal charter)|Para 1.25|CIO Governing Document|
|How is the charity<br>constituted?<br>(e.g unincorporated<br>association, CIO)|Para 1.25|CIO- Foundation|
|Trustee selection methods<br>including details of any<br>constitutional provisions e.g.<br>election to post or name of<br>any person or body entitled<br>to appoint one or more<br>trustees|Para 1.25|As our constitution states “there must be at<br>least three charity trustees. If the number<br>falls below this minimum, the remaining<br>trustee or trustees may act only to call a<br>meeting of the charity trustees, or appoint a<br>new charity trustee.” Currently the charity<br>operates with 5 active trustees.<br>We decided, upon formation, to operate<br>with a minimum number of trustees to allow<br>us space to make external appointments of<br>persons unknown to the founding trustees,<br>to promote transparency, accountability and<br>to welcome key skills and experiences.<br>All trustees continue to gain experience<br>individually and as a group on how to best<br>serve the purpose of the charity and our<br>beneficiaries and continue to work on key<br>actions to enable the charity to continually<br>develop and grow.<br>The maximum number of trustees is 12.<br>Apart from founding charity trustees, every<br>trustee must be appointed for a term of<br>three years by a resolution passed at a<br>properly convened meeting of the charity<br>trustees. This has been adhered to. In<br>selecting individuals for appointment as<br>charity trustees, the charity trustees must<br>have regard to the skills, knowledge and<br>experience needed for the effective<br>administration of the CIO. This has been<br>adhered to.|



## **Additional information (optional)** 

You may choose to include further statements where relevant about: 

Policies and procedures adopted for the induction Para 1.51 and training of trustees 



|The charity’s organisational<br>structure and any wider<br>network with which the<br>charity works|Para 1.51||
|---|---|---|
|Relationship with any related<br>parties|Para 1.51||
|Other|||



## **Reference and Administrative details** 

|Charity name|The Accessful Foundation|
|---|---|
|Other name the charity uses|N/A|
|Registered charity number|1191925|
|Charity’s principal address|608 Green Lane<br>Ilford<br>Essex<br>England<br>IG3 9SQ|
|||





**Names of the charity trustees who manage the charity** 

||**Trustee name**|**Office (if any)**|**Dates acted if not for**<br>**whole year**|**Name of person (or body)**<br>**entitled to appoint trustee**<br>|
|---|---|---|---|---|
|1 <br>2<br>3 <br>4 <br>5 <br>6<br>7<br>8<br>9<br>10<br>11<br>12<br>13<br>14<br>15<br>16<br>17<br>18<br>19<br>20|Ben Nicholson|Chair||~~**(if any)**~~|
||Chloe Plummer|Vice Chair|||
||Olivia Bamber||||
||David Victor||||
||Kitty May Rose||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||



Corporate trustees – names of the directors at the date the report was approved 

## **Director name** 

Name of trustees holding title to property belonging to the charity 



Trustee name
Dates acted rf not for whole year

## **Funds held as custodian trustees on behalf of others** 

|Description of the assets<br>held in this capacity|N/A|
|---|---|
|Name and objects of the<br>charity on whose behalf the<br>assets are held and how this<br>falls within the custodian<br>charity’s objects|N/A|
|Details of arrangements for<br>safe custody and<br>segregation of such assets<br>from the charity’s own assets|N/A|



## **Additional information (optional)** 

## **Names and addresses of advisers (Optional information)** 

**Type of Name Address adviser** 

**Name of chief executive or names of senior staff members (Optional** ~~**information)**~~ 

## **Exemptions from disclosure** 

Reason for non-disclosure of key personnel details 

## **Other optional information** 



**Declarations** 

**The trustees declare that they have approved the trustees’ report above.** 

**Signed on behalf of the charity’s trustees** 

**Signature(s)** _CPlummer_ **Full name(s)** Chloe Plummer 

**Position (eg** Vice Chair **Secretary, Chair, etc)** 

**Date** 28th June 2026 



||**Charity Name**|**Charity Name**|**Charity Name**|**Charity Name**|**Charity Name**|**No(if any)**|**No(if any)**||**CC16a**||
|---|---|---|---|---|---|---|---|---|---|---|
||**The Accessful Foundation**|||||**1191925**|||||
||**Receipts andpayments accounts**||||||||||
||**For the period**<br>**from**||Period start date||**To**||Period end date||||
||||02/09/2024||||01/09/2025||||
||||||||||||
|**Section A Receipts and payments**|||||||||||
||**Unrestricted**<br>**funds**||**Restricted funds**||**Endowment**<br>**funds**||**Total funds**||**Last year**||
||**to the nearest      £**||**to the nearest £**||**to the nearest £**||**to the nearest £**||**to the nearest £**||
|**A1 Receipts**|||||||||||
|Interest received|**19**||**-**||**-**||**19**||**-**||
||||**-**||**-**||**-**||**-**||
||||**-**||**-**||**-**||**-**||
||||**-**||**-**||**-**||**-**||
||||**-**||**-**||**-**||**-**||
||||**-**||**-**||**-**||**-**||
||||**-**||**-**||**-**||**-**||
||||**-**||**-**||**-**||**-**||
|**_Sub total_**_(Gross income for AR) _|<br>**19**||**-**||**-**||**19**||**-**||
||||||||||||
|**A2 Asset and investment sales,**<br>**(see table).**|||||||||||
||||||||**-**||||
||||||||**-**||||
|**_Sub total_**|||||||**-**||||
||||||||||||
|**_Total receipts_ **|<br>**19**||**- 0**||**- 0**||**19**||**- 0**||
||||||||||||
|**A3 Payments**|||||||||||
|Insurance|**477**||**-**||**-**||**477**||**-**||
|Bank account fees|**60**||**-**||**-**||**60**||**-**||
||||**-**||**-**||**-**||**-**||
||||**-**||**-**||**-**||**-**||



CCXX R  accounts (SS)1 

28/06/2026 

1 



||||**-**||**-**||**-**||**-**||
|---|---|---|---|---|---|---|---|---|---|---|
||||**-**||**-**||**-**||**-**||
||||**-**||**-**||**-**||**-**||
||||**-**||**-**||**-**||**-**||
||||**-**||**-**||**-**||**-**||
|**_Sub total_ **|<br>**537**||**-**||**-**||**537**||**-**||
||||||||||||
|**A4 Asset and investment**<br>**purchases,(see table)**|||||||||||
||||||||**-**||||
||||||||**-**||||
|**_Sub total_**|||||||**-**||||
||||||||||||
|**_Totalpayments_ **|<br>**537**||**- 0**||**- 0**||**537**||**- 0**||
||||||||||||
|**_Net of receipts/(payments)_ **|**-**<br>**518**||**-**||**-**||**-**<br>**518**||**-**||
|**A5 Transfers between funds**|**- 0**||**-**||**-**||**-**||**-**||
|**A6 Cash funds lastyear end**|**- 0**||**-**||**-**||**-**||**-**||
|**_Cash funds thisyear end_ **|<br>**9,033**||**-**||**-**||**9,033**||**-**||
||||||||||||
||||||||||||
|**Section B Statement of assets and liabilities at the end of the period**|||||||||||
|**Categories**|**Details**||||**Unrestricted**<br>**funds**||**Restricted funds**||**Endowment**<br>**funds**||
||||||**to nearest £**||**to nearest £**||**to nearest £**||
|**B1 Cash funds**|||||**-**||**-**||**-**||
||||||**-**||**-**||**-**||
||||||**-**||**-**||**-**||
||**_Total cash funds_**||||**9,033**||**-**||**-**||
||(agree balances with receipts and payments<br>account(s))||||OK||||OK||



CCXX R  accounts (SS)2 

28/06/2026 

2 



||||**Unrestricted**<br>**funds**||**Restricted funds**||**Endowment**<br>**funds**||
|---|---|---|---|---|---|---|---|---|
||**Details**||**to nearest £**||**to nearest £**||**to nearest £**||
|**B2 Other monetary assets**|||**-**||**-**||**-**||
||||**-**||**-**||**-**||
||||**-**||**-**||**-**||
||||**-**||**-**||**-**||
||||**-**||**-**||**-**||
||||**-**||**-**||**-**||
||||||||||
||**Details**||**Fund to which asset**<br>**belongs**||**Cost (optional)**||**Current value**<br>**(optional)**||
|**B3 Investment assets**|||||**-**||**-**||
||||||**-**||**-**||
||||||**-**||**-**||
||||||**-**||**-**||
||||||**-**||**-**||
||||||||||
||**Details**||**Fund to which asset**<br>**belongs**||**Cost (optional)**||**Current value**<br>**(optional)**||
|**B4 Assets retained for the**<br>**charity’s own use**|||||**-**||**-**||
||||||**-**||**-**||
||||||**-**||**-**||
||||||**-**||**-**||
||||||**-**||**-**||
||||||**-**||**-**||
||||||**-**||**-**||



CCXX R  accounts (SS)3 

28/06/2026 

3 



||||||||**-**||**-**||
|---|---|---|---|---|---|---|---|---|---|---|
||||||||**-**||**-**||
||||||||||||
||**Details**||||**Fund to which**<br>**liability relates**||**Amount due**<br>**(optional)**||**When due**<br>**(optional)**||
|**B5 Liabilities**|||||||**-**||||
||||||||**-**||||
||||||||**-**||||
||||||||**-**||||
||||||||**-**||||
||||||||||||
|Signed by one or two trustees on behalf<br>of all the trustees|Signature||||Print Name||||Date of approval||
||_CPLUMMER_||||**CHLOE PLUMMER**||||28/06/2026||
||||||||||||



CCXX R  accounts (SS)4 

28/06/2026 

4 



|**Date**||**Debit/credit**|**Amount**|**Transaction details**|
|---|---|---|---|---|
|||**Opening balance**|**£9,503.60**||
||D/9/YYYY|Debit|-£47.74|Insurance (DD ANSVAR INSURANCE UK)|
||D/9/YYYY|Debit|-£5.00|Monthly Account Fee|
||D/9/YYYY|Credit|£4.80|Interest|
||D/10/YYYY|Debit|-£47.70|Insurance (DD ANSVAR INSURANCE UK)|
||D/10/YYYY|Debit|-£5.00|Monthly Account Fee|
||D/11/YYYY|Debit|-£47.70|Insurance (DD ANSVAR INSURANCE UK)|
||D/11/YYYY|Debit|-£5.00|Monthly Account Fee|
||D/12/YYYY|Debit|-£47.70|Insurance (DD ANSVAR INSURANCE UK)|
||D/12/YYYY|Debit|-£5.00|Monthly Account Fee|
||D/12/YYYY|Credit|£4.70|Interest|
||D/1/YYYY|Debit|-£47.70|Insurance (DD ANSVAR INSURANCE UK)|
||D/1/YYYY|Debit|-£5.00|Monthly Account Fee|
||D/2/YYYY|Debit|-£47.70|Insurance (DD ANSVAR INSURANCE UK)|
||D/2/YYYY|Debit|-£5.00|Monthly Account Fee|
||D/3/YYYY|Debit|-£47.70|Insurance (DD ANSVAR INSURANCE UK)|
||D/3/YYYY|Debit|-£5.00|Monthly Account Fee|
||D/3/YYYY|Credit|£4.57|Interest|
||D/4/YYYY|Debit|-£47.70|Insurance (DD ANSVAR INSURANCE UK)|
||D/4/YYYY|Debit|-£5.00|Monthly Account Fee|
||D/5/YYYY|Debit|-£47.70|Insurance (DD ANSVAR INSURANCE UK)|
||D/5/YYYY|Debit|-£5.00|Monthly Account Fee|
||D/6/YYYY|Debit|-£47.70|Insurance (DD ANSVAR INSURANCE UK)|
||D/6/YYYY|Debit|-£5.00|Monthly Account Fee|
||D/6/YYYY|Credit|£4.59|Interest|
||D/7/YYYY|Debit|-£5.00|Monthly Account Fee|
||D/8/YYYY|Debit|-£5.00|Monthly Account Fee|
|||**Closing balance**|**£9,032.96**||



1 

