Trustees’ Annual Report for the period
From 14/09/2020 Period start date To 31/03/2021 Period end date
Charity name: Enfield Churches Debt centre
Charity registration number: 1191279
Objectives and Activities
| SORP reference | ||
|---|---|---|
| Summary of the purposes of the charity as set out in its governing document |
Para 1.17 | The purpose of the ECDC is a) the relief of poverty for persons in the London Borough of Enfield through debt advice and support. b) the advancement of education of the public in all matters relating to the management of their personal finances in the London Borough of Enfield. c) the advancement of the Christian faith in the London Borough of Enfield through care, compassion and relevant practical and spiritual help. |
| Summary of the main activities in relation to those purposes for the public benefit, in particular, the activities, projects or services identified in the accounts. |
Para 1.17 and 1.19 |
In this financial period ECDC gained links with churches to partner with the charity and to make a financial commitment to support the charity for the public benefit. |
| Statement confirming whether the trustees have had regard to the guidance issued by the Charity Commission on public benefit |
Para 1.18 | The Trustees have taken had regard for the guidance issued by the Charity Commission in relation to public benefit. |
Achievements and Performance
| SORP reference | ||
|---|---|---|
| Summary of the main achievements of the charity, identifying the difference the charity’s work has made to the circumstances of its beneficiaries and any wider benefits to society as a whole. |
Para 1.20 | ECDC has forged links with churches across the borough of Enfield to prepare for the opening of the debt centre in the following Financial Period. |
Financial Review
| Financial Review | ||
|---|---|---|
| Review of the charity’s financial position at the end of the period |
Para 1.21 | At the end of the financial period the charity had £18,590 in funds. |
| Statement explaining the policy for holding reserves stating why they are held |
Para 1.22 | A reserve is held to cover the costs of the charity for a period of 12 months after closure in accordance with the agreement with CAP and to allow for notice to be paid to debt centre workers |
| Amount of reserves held | Para 1.22 | £10,000 |
| Reasons for holding zero reserves |
Para 1.22 | N/A |
| Details of fund materially in deficit |
Para 1.24 | N/A |
| Explanation of any uncertainties about the charity continuing as a going concern |
Para 1.23 | There are no uncertainties regarding the charity continuing as a going concern. |
Additional information (optional)
You may choose to include further statements where relevant about:
| The charity’s principal sources of funds (including any fundraising) |
Para 1.47 | The charities main source of funds is from partner Churches which commit to regular giving to support the aims of the ECDC. |
|---|---|---|
| Investment policy and objectives including any social investment policy adopted |
Para 1.46 | N/A |
| A description of the principal risks facing the charity |
Para 1.46 | The principal risks to the ECDC are lack of funding from local churches, and lack of volunteers and employees to carry out the work of the charity. |
| Other |
Structure, Governance and Management
| Description of charity’s |
||
|---|---|---|
| ~~t~~ ~~t~~ Type of governing document (trust deed, royal charter) |
Para 1.25 | Constitution |
| How is the charity constituted? (e.g unincorporated association, CIO) |
Para 1.25 | CIO |
| Trustee selection methods including details of any constitutional provisions e.g. election to post or name of any person or body entitled to appoint one or more trustees |
Para 1.25 | Trustees are appointed having regard to the skills, knowledge and experience required for the successful running of the ECDC. Trustees are appointed by resolution at a Trustees meeting and hold a term of a minimum of three years with exception of the first appointments, some of which were for one year and two years to ensure the terms of service of all trustees did not expire together. |
Additional information (optional)
You may choose to include further statements where relevant about:
| Policies and procedures adopted for the induction and training of trustees |
Para 1.51 | |
|---|---|---|
| The charity’s organisational structure and any wider network with which the charity works |
Para 1.51 | ECDC is partnering with Christians Against Poverty (CAP UK). |
| Relationship with any related parties |
Para 1.51 | For the financial period reported Mark Meatcher and Melanie Smith are both Trustees. The term of appointment for Melanie Smith was limited to 1 year in view of this. |
| Other |
Reference and Administrative details
| Charity name | Enfield Churches Debt Centre |
|---|---|
| Other name the charity uses | ECDC |
| Registered charity number | 1191279 |
| Charity’s principal address | 47 London Road Enfield EN2 6DS |
Names of the charity trustees who manage the charity
| Trustee name | Office (if any) | Dates acted if not for whole year |
Name of person (or body) entitled to appoint trustee (if any) |
|
|---|---|---|---|---|
| 1 2 3 4 5 6 7 8 9 1 0 1 1 1 2 1 3 1 4 1 5 1 6 1 7 1 8 1 9 2 0 |
Mark Meatcher | Chair | ||
| Melanie Smith | ||||
| Katharine Bleasdale-Barr | ||||
| Hayley Harding | ||||
| Peter Dufton | ||||
| Nick Chanda | ||||
Corporate trustees – names of the directors at the date the report was approved
Director name
Name of trustees holding title to property belonging to the charity
Dates acted if not for whole year
Trustee name
Funds held as custodian trustees on behalf of others
Description of the assets N/A held in this capacity Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets
Additional information (optional)
Names and addresses of advisers (Optional information)
Type of Name Address adviser
Name of chief executive or names of senior staff members (Optional information)
Exemptions from disclosure
Reason for non-disclosure of key personnel details
Other optional information
Declarations
The trustees declare that they have approved the trustees’ report above.
Signed on behalf of the charity’s trustees
Signature(s) Full name(s) Katharine Bleasdale-Barr Peter Desmond
Position (eg Secretary Trustee Secretary, Chair, etc)
Date 10 January 2022
| Enfield Churches Debt Centre | Enfield Churches Debt Centre | Enfield Churches Debt Centre | Enfield Churches Debt Centre | Enfield Churches Debt Centre | 1191279 | 1191279 | CC16a | ||
|---|---|---|---|---|---|---|---|---|---|
| Receipts andpayments accounts | |||||||||
| For the period from |
9/14/20 | To | 3/31/20 | ||||||
| Section A Receipts and payments | |||||||||
| Unrestricted funds |
Restricted funds |
Endowment funds |
Total funds | Last year | |||||
| to the nearest £ | to the nearest £ | to the nearest £ | to the nearest £ | to the nearest £ | |||||
| A1 Receipts | |||||||||
| Church Giving | 9,502 | - | - | 9,502 | - | ||||
| Personal Giving | 350 | - | - | 350 | - | ||||
| Grants | 1,500 | - | - | 1,500 | - | ||||
| Miscellaneous Income | 7,238 | - | - | 7,238 | - | ||||
| - 0 | - | - | - | - | |||||
| - 0 | - | - | - | - | |||||
| - 0 | - | - | - | - | |||||
| - 0 | - | - | - | - | |||||
| Sub total_(Gross income for AR) _ | 18,590 |
- | - | 18,590 | - | ||||
| A2 Asset and investment sales, (see table). |
|||||||||
| - 0 | - 0 | - 0 | - | ||||||
| - 0 | - 0 | - 0 | - | - 0 | |||||
| Sub total | - 0 |
- 0 | - 0 | - | - 0 | ||||
| **Total receipts ** | 18,590 |
- 0 | - 0 | 18,590 | - 0 | ||||
| A3 Payments | |||||||||
| - 0 | - | - | - | - | |||||
| - 0 | - | - | - | - | |||||
| - 0 | - | - | - | - | |||||
| - 0 | - | - | - | - | |||||
| - 0 | - | - | - | - | |||||
| - 0 | - | - | - | - | |||||
| - 0 | - | - | - | - | |||||
| - 0 | - | - | - | - | |||||
| - 0 | - | - | - | - | |||||
| **Sub total ** | - 0 |
- | - | - | - | ||||
| A4 Asset and investment purchases,(see table) |
|||||||||
| - 0 | - 0 | - 0 | - | ||||||
| - 0 | - 0 | - 0 | - | ||||||
| **Sub total ** | - 0 |
- 0 | - 0 | - | - 0 | ||||
| **Totalpayments ** | - 0 |
- 0 | - 0 | - | - 0 | ||||
| **Net of receipts/(payments) ** | 18,590 |
- | - | 18,590 | - | ||||
| A5 Transfers between funds | - 0 | - | - | - | - | ||||
| A6 Cash funds last year end | - 0 | - | - | - | - | ||||
| **Cash funds thisyear end ** | 18,590 |
- | - | 18,590 | - | ||||
| Section B Statement of assets and liabilities at the end of the | period | ||||||||
| Categories | Details | Unrestricted funds |
Restricted funds |
Endowment funds |
|||||
| to nearest £ | to nearest £ | to nearest £ | |||||||
| B1 Cash funds | Bank Current Account | 2,090 | - | - | |||||
| Bank Savings Account | 16,500 | - | - |
CCXX R1 accounts (SS)
10/01/2022
1
| - | - | - | |||||||
|---|---|---|---|---|---|---|---|---|---|
| Total cash funds | 18,590 | - | - | ||||||
| (agree balances with receipts and payments account(s)) |
OK | OK | |||||||
| Unrestricted funds |
Restricted funds |
Endowment funds |
|||||||
| Details | to nearest £ | to nearest £ | to nearest £ | ||||||
| B2 Other monetary assets | - | - | - | ||||||
| - | - | - | |||||||
| - | - | - | |||||||
| - | - | - | |||||||
| - | - | - | |||||||
| - | - | - | |||||||
| Details | Fund to which asset belongs |
Cost (optional) | Current value (optional) |
||||||
| B3 Investment assets | - | - | |||||||
| - | - | ||||||||
| - | - | ||||||||
| - | - | ||||||||
| - | - | ||||||||
| Details | Fund to which asset belongs |
Cost (optional) | Current value (optional) |
||||||
| B4 Assets retained for the charity’s own use |
- | - | |||||||
| - | - | ||||||||
| - | - | ||||||||
| - | - | ||||||||
| - | - | ||||||||
| - | - | ||||||||
| - | - | ||||||||
| - | - | ||||||||
| - | - | ||||||||
| Details | Fund to which liability relates |
Amount due (optional) |
When due (optional) |
||||||
| B5 Liabilities | - | ||||||||
| - | |||||||||
| - | |||||||||
| - | |||||||||
| - | |||||||||
| Signed by one or two trustees on behalf of all the trustees |
Signature | Print Name | Date of approval |
||||||
| Katharine Bleasdale-Barr | 10/1/22 | ||||||||
| Peter Desmond | 10/1/22 |
CCXX R2 accounts (SS)
10/01/2022
2