## **Trustees’ Annual Report for the period** **From 14/09/2020 Period start date To 31/03/2021 Period end date** **Charity name: Enfield Churches Debt centre** ## **Charity registration number: 1191279** ## **Objectives and Activities** ||SORP reference|| |---|---|---| |Summary of the purposes of
the charity as set out in its
governing document|Para 1.17|The purpose of the ECDC is
a) the relief of poverty for persons in the
London Borough of Enfield through debt
advice and support.
b) the advancement of education of the
public in all matters relating to the
management of their personal finances in
the London Borough of Enfield.
c) the advancement of the Christian faith in
the London Borough of Enfield through
care, compassion and relevant practical and
spiritual help.| |Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.|Para 1.17 and
1.19|In this financial period ECDC gained links
with churches to partner with the charity and
to make a financial commitment to support
the charity for the public benefit.| |Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit|Para 1.18|The Trustees have taken had regard for the
guidance issued by the Charity Commission
in relation to public benefit.| ## **Achievements and Performance** ||SORP reference|| |---|---|---| |Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.|Para 1.20|ECDC has forged links with churches
across the borough of Enfield to prepare for
the opening of the debt centre in the
following Financial Period.| **Financial Review** |**Financial Review**||| |---|---|---| |Review of the charity’s
financial position at the end
of the period|Para 1.21|At the end of the financial period the charity
had £18,590 in funds.| |Statement explaining the
policy for holding reserves
stating why they are held|Para 1.22|A reserve is held to cover the costs of the
charity for a period of 12 months after
closure in accordance with the agreement
with CAP and to allow for notice to be paid
to debt centre workers| |Amount of reserves held|Para 1.22|£10,000| |Reasons for holding zero
reserves|Para 1.22|N/A| |Details of fund materially in
deficit|Para 1.24|N/A| |Explanation of any
uncertainties about the
charity continuing as a going
concern|Para 1.23|There are no uncertainties regarding the
charity continuing as a going concern.| ## **Additional information (optional)** You may choose to include further statements where relevant about: |The charity’s principal
sources of funds (including
any fundraising)|Para 1.47|The charities main source of funds is from
partner Churches which commit to regular
giving to support the aims of the ECDC.| |---|---|---| |Investment policy and
objectives including any
social investment policy
adopted|Para 1.46|N/A| |A description of the principal
risks facing the charity|Para 1.46|The principal risks to the ECDC are lack of
funding from local churches, and lack of
volunteers and employees to carry out the
work of the charity.| |Other||| **Structure, Governance and Management** |Description of charity’s

||| |---|---|---| |~~t~~
~~t~~
Type of governing document
(trust deed, royal charter)|Para 1.25|Constitution| |How is the charity
constituted?
(e.g unincorporated
association, CIO)|Para 1.25|CIO| |Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees|Para 1.25|Trustees are appointed having regard to the
skills, knowledge and experience required
for the successful running of the ECDC.
Trustees are appointed by resolution at a
Trustees meeting and hold a term of a
minimum of three years with exception of
the first appointments, some of which were
for one year and two years to ensure the
terms of service of all trustees did not expire
together.| ## **Additional information (optional)** You may choose to include further statements where relevant about: |Policies and procedures
adopted for the induction
and training of trustees|Para 1.51|| |---|---|---| |The charity’s organisational
structure and any wider
network with which the
charity works|Para 1.51|ECDC is partnering with Christians Against
Poverty (CAP UK).| |Relationship with any related
parties|Para 1.51|For the financial period reported Mark
Meatcher and Melanie Smith are both
Trustees. The term of appointment for
Melanie Smith was limited to 1 year in view
of this.| |Other||| ## **Reference and Administrative details** |Charity name|Enfield Churches Debt Centre| |---|---| |Other name the charity uses|ECDC| |Registered charity number|1191279| |Charity’s principal address|47 London Road
Enfield
EN2 6DS| ## **Names of the charity trustees who manage the charity** ||**Trustee name**|**Office (if any)**|**Dates acted if not**
**for whole year**|**Name of person (or body)**
**entitled to appoint trustee**
**(if any)**| |---|---|---|---|---| |1
2
3
4
5
6
7
8
9
1
0
1
1
1
2
1
3
1
4
1
5
1
6
1
7
1
8
1
9
2
0|Mark Meatcher|Chair||| ||Melanie Smith|||| ||Katharine Bleasdale-Barr|||| ||Hayley Harding|||| ||Peter Dufton|||| ||Nick Chanda|||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| Corporate trustees – names of the directors at the date the report was approved **Director name** Name of trustees holding title to property belonging to the charity **Dates acted if not for whole year** **Trustee name** ## **Funds held as custodian trustees on behalf of others** Description of the assets **N/A** held in this capacity Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets ## **Additional information (optional)** ## **Names and addresses of advisers (Optional information)** **Type of Name Address adviser** **Name of chief executive or names of senior staff members (Optional information)** ## **Exemptions from disclosure** Reason for non-disclosure of key personnel details ## **Other optional information** **Declarations** **The trustees declare that they have approved the trustees’ report above.** **Signed on behalf of the charity’s trustees** **Signature(s) Full name(s)** Katharine Bleasdale-Barr Peter Desmond **Position (eg** Secretary Trustee **Secretary, Chair, etc)** **Date** 10 January 2022 ||**Enfield Churches Debt Centre**|**Enfield Churches Debt Centre**|**Enfield Churches Debt Centre**|**Enfield Churches Debt Centre**|**Enfield Churches Debt Centre**|**1191279**|**1191279**||**CC16a**| |---|---|---|---|---|---|---|---|---|---| ||||||||||| ||**Receipts andpayments accounts**||||||||| ||**For the period**
**from**||9/14/20||**To**||3/31/20||| ||||||||||| ||||||||||| |**Section A Receipts and payments**|||||||||| ||**Unrestricted**
**funds**||**Restricted**
**funds**||**Endowment**
**funds**||**Total funds**||**Last year**| ||**to the nearest £**||**to the nearest £**||**to the nearest £**||**to the nearest £**||**to the nearest £**| |**A1 Receipts**|||||||||| |Church Giving|**9,502**||**-**||**-**||**9,502**||**-**| |Personal Giving|**350**||**-**||**-**||**350**||**-**| |Grants|**1,500**||**-**||**-**||**1,500**||**-**| |Miscellaneous Income|**7,238**||**-**||**-**||**7,238**||**-**| ||**- 0**||**-**||**-**||**-**||**-**| ||**- 0**||**-**||**-**||**-**||**-**| ||**- 0**||**-**||**-**||**-**||**-**| ||**- 0**||**-**||**-**||**-**||**-**| |**_Sub total_**_(Gross income for AR) _|
**18,590**||**-**||**-**||**18,590**||**-**| ||||||||||| |**A2 Asset and investment sales,**
**(see table).**|||||||||| ||**- 0**||**- 0**||**- 0**||**-**||| ||**- 0**||**- 0**||**- 0**||**-**||**- 0**| |**_Sub total_**|
**- 0**||**- 0**||**- 0**||**-**||**- 0**| ||||||||||| |**_Total receipts_ **|
**18,590**||**- 0**||**- 0**||**18,590**||**- 0**| ||||||||||| |**A3 Payments**|||||||||| ||**- 0**||**-**||**-**||**-**||**-**| ||**- 0**||**-**||**-**||**-**||**-**| ||**- 0**||**-**||**-**||**-**||**-**| ||**- 0**||**-**||**-**||**-**||**-**| ||**- 0**||**-**||**-**||**-**||**-**| ||**- 0**||**-**||**-**||**-**||**-**| ||**- 0**||**-**||**-**||**-**||**-**| ||**- 0**||**-**||**-**||**-**||**-**| ||**- 0**||**-**||**-**||**-**||**-**| |**_Sub total_ **|
**- 0**||**-**||**-**||**-**||**-**| ||||||||||| |**A4 Asset and investment**
**purchases,(see table)**|||||||||| ||**- 0**||**- 0**||**- 0**||**-**||| ||**- 0**||**- 0**||**- 0**||**-**||| |**_Sub total_ **|
**- 0**||**- 0**||**- 0**||**-**||**- 0**| ||||||||||| |**_Totalpayments_ **|
**- 0**||**- 0**||**- 0**||**-**||**- 0**| ||||||||||| |**_Net of receipts/(payments)_ **|
**18,590**||**-**||**-**||**18,590**||**-**| |**A5 Transfers between funds**|**- 0**||**-**||**-**||**-**||**-**| |**A6 Cash funds last year end**|**- 0**||**-**||**-**||**-**||**-**| |**_Cash funds thisyear end_ **|
**18,590**||**-**||**-**||**18,590**||**-**| ||||||||||| ||||||||||| |**Section B Statement of assets and liabilities at the end of the**|||||||**period**||| |**Categories**|**Details**||||**Unrestricted**
**funds**||**Restricted**
**funds**||**Endowment**
**funds**| ||||||**to nearest £**||**to nearest £**||**to nearest £**| |**B1 Cash funds**|Bank Current Account||||**2,090**||**-**||**-**| ||Bank Savings Account||||**16,500**||**-**||**-**| CCXX R1 accounts (SS) 10/01/2022 1 ||||||**-**||**-**||**-**| |---|---|---|---|---|---|---|---|---|---| ||**_Total cash funds_**||||**18,590**||**-**||**-**| ||(agree balances with receipts and payments
account(s))||||OK||||OK| ||||||**Unrestricted**
**funds**||**Restricted**
**funds**||**Endowment**
**funds**| ||**Details**||||**to nearest £**||**to nearest £**||**to nearest £**| |**B2 Other monetary assets**|||||**-**||**-**||**-**| ||||||**-**||**-**||**-**| ||||||**-**||**-**||**-**| ||||||**-**||**-**||**-**| ||||||**-**||**-**||**-**| ||||||**-**||**-**||**-**| ||||||||||| ||**Details**||||**Fund to which**
**asset belongs**||**Cost (optional)**||**Current value**
**(optional)**| |**B3 Investment assets**|||||||**-**||**-**| ||||||||**-**||**-**| ||||||||**-**||**-**| ||||||||**-**||**-**| ||||||||**-**||**-**| ||||||||||| ||**Details**||||**Fund to which**
**asset belongs**||**Cost (optional)**||**Current value**
**(optional)**| |**B4 Assets retained for the**
**charity’s own use**|||||||**-**||**-**| ||||||||**-**||**-**| ||||||||**-**||**-**| ||||||||**-**||**-**| ||||||||**-**||**-**| ||||||||**-**||**-**| ||||||||**-**||**-**| ||||||||**-**||**-**| ||||||||**-**||**-**| ||||||||||| ||**Details**||||**Fund to which**
**liability relates**||**Amount due**
**(optional)**||**When due**
**(optional)**| |**B5 Liabilities**|||||||**-**||| ||||||||**-**||| ||||||||**-**||| ||||||||**-**||| ||||||||**-**||| ||||||||||| |Signed by one or two trustees on behalf
of all the trustees|Signature||||Print Name||||Date of
approval| ||||||Katharine Bleasdale-Barr||||10/1/22| ||||||Peter Desmond||||10/1/22| CCXX R2 accounts (SS) 10/01/2022 2