2025-06-30-accounts

Trustees, Annual Report for the Yearto 30 June 2025 CharEty name: Shipley Chrlstians Touetl Charlty registratlon number. 1190091 Objectives and Activities The pufwses of the chaiTty, as set out in its goveming d¢)cument, are: 1.To advance tho Christian religion edu(ion in Shi￿aY and the surrounding area for the benefit of the public by - the provision of regular opportunilles for the dIS￿sSi￿ of mattws of and adion on ecumenical concern - the planning and implementation of ecumenical acts of public worship fellowship - organlslng and promoting ecumenical opportunities f¢y mission - taking any further actions which may encourage the development of Iho ecumenical agenda. 2. To fidlltale the provislon and partidpatK)n ol sef¥ices to meet identitled needs of the community of Shipley and the surrounding area. indudiThJ Ihe relief of rK)vety anij other social and health needs. either by rtseK or in cO￿peratI(￿ vthh other voluntsry or ststutory agencies. The man a￿l￿tIeS in relatlon to those purposes for the publlc bèn8fiL In partlcular. the actlvltles, projects or servlces Idenlrfled in the accounts, were: - running a Chrisllans Ag8insl Poverty Debt Centre running a night shelter for the homeless f(Y a week running a Bible St811 in ShiFley rnarl(et - supporting refugees from Ukraine - putts'ng on a Christmas Day Meal for p*a are on tr￿1r own or disadvantsg8d - organlgino Ilvfi miisir. At thft IIMxl Cn8t8 CKrfffi8 and a loc8180(ipI club Thè Trustees confirm that they have comrtsl Y•th their duty to have due regard lo the Charity Commission's guidance on public benefrt. Achievements and Perfonnance 1. The difference the chariws work has made to the cxcumstances of its beneficiari8s are.. - Debl Centre dients have received solutions for their debt sltuations and have experienced a consequent improvement in their mental health. DurFng Ihe year 27 househokls have ¢hosen to work with CAP. 8 households have gone debl free. £136,344.81 of debt h8s been removed through insolvency: and 9 emergency fojd shops have been done Iwiih SUPFQrt from CAP emergency food aid and the Shipley TON￿ Councal Hardship Fund). . 12 peoplé were given ovemight accomm￿1￿¥) ￿ a - The &ble Stall has handed out 54 free txbles. Since SCT Ukraine Project vras started in the spring of 2022, 22 people {age range 73- 2) have been asgsted to escape the zone in ukrai￿ and resetue.

• Ov8r 140 people were given a meal on Christmas Day. Achievements and Perforniance (continued) Seven live music evenings have been arranged.
• Wider benefits to SOCAety as a Kyhole are:
• A signposting stall has help8d th8 members of the community to access support services
• Support has been given to the bxal t￿bank
• A communty cafè has been supported Financial Review l. Rovlew of the charlty's Ilnanclal po•rtion at the end of the pwlod The Charity's receipts for the year ethd 30 June 2025 amounted to £23,333 (2024 £22,169) and payments on its acbvilies. empbyThent and administrative Costs amounted to £24.886 (2024 £24.1391. Receipts and pawnents have boen alloGgted to one of four funds. three of which are consldered restrided and one unrestn"cted. These are the General Fund (unrestrictedl, the Holiday Food Fund (restricted). the Ukraine Refugee Fund Irestrlcted) and the CAP Debt Centre Fund (restricted). The balarMS al 30 June 2025 bre £251 for the General Fund (2024 £410),. £265 for the Holiday Fo(¥J Fund (2024 £791); £3,402 for the Ukrytine Rpfug*.¥J Fijnd (2024 f2,1981 And £2,349 for Ihp CAP De.bt Cenlre Fund {2024 £4.421), Further information is shovm in the Finanryal Stalements.
• Statern•nt •xplainlng th• pollcy for holdlng r•seMs gtatlng why th•y are hold The Charity has not yet cited a policy on reseNes for unrestricted funds. This is due to the uncertain and variable levels of receipts into the Charity's unrestricted funds, as well as th8 relatively srnall proportion they take up in the Charity's overall financial p)sition. The budget for ne￿ year, to be presented at the Annual General Meeting. will seek to retain reserves in the General Fund at two months of annual recurrent expenditure.
• Amount <rf res•Thes held The General Fund has (xsh equNalerrt to approximately Iwo months of anNJal recurrent expenditure (2024.. two months). Ideally the Charity I￿UkI seek to maintain three rnonths. of reserves but the cuffent financial ￿tUat￿n is less favourable.
• Reasons for holdlng zèro resorvos NIA

• Detalls of fund materialty In deficbt No fund is materialty In deficit

• Explanatlon of uncertainties about the charfty contlnulng as a ooing concom The Charity is Fxudent about the activities it undertakes and reco9nises thal its income Ilow is nec￿SarilY uncertain. Committed expenditure is managed appropriately; for example the Debt Centre project is being funded in three-year perK#ts afKI the employment contracts of managers are therefore set up for equtvalent ts'me-frames. This flexbility together with budgetary wnlrol 6hould enable to Charity to expand or rJ)ntract its activities without questioning its going concern status. StruGture, Governance and Management The tharity's governing d(K￿ment is an awsociakn'c￿ Clo conslitijtion The charity is a CIO The members of the CIO are churches in the area Trustees are nominated by member curches and elected to PK)St al Ihe AGM Reference and Adminlstratlve details Charit name: Shl le Chrlstlans To Other name the charity.uses'. None istered cha number: 1190091 Charity s prinapal address- 6 Sprlngswcod Road Shlplay BD18 3DG ther Names of Ihe charlty tru•t••• who fflanaq• th• charlty TN•l•• n•m• offl￿ 01 any) Nn• ol p•r•on lor l)odyl •nthl•ii to knt tru•ts• Hugh Firman Caroline ReL*tta Davison Firth Cha drew Bruc8 Gray Catherine Jane Hardy Geoffrey Pollard Natasha Creighton Thms Treasu seCfetaryprf￿ Chair 2011012024 to 3010612025

orate trustees- names of the dlrectors at the date the re Dlreetor nwnè Non• rtwasa roved Namo of trusteos holdlng tltle to property belonging to the charily Tru$t•e nrrn None Dales •Cted 11 notfor whole Funds held as custodian trustees on behalf of others Descripts'on of the assets None hdd in this capacity N8mé and objècts of thè charity on whose behdlf the assets ar8 held and how this falls withln the custodian charity s objects NIA Detalls of arrangements for safe custody and segregation of such assets from the charitys own assets NIA Declaratlons The trustees declare that they have approved the trustse¥' report abovo. Slgned on b•hall of Iho charlty's tru•loe• Slgnaturns Full names Hugh Firnwn Chair Geoffrey Pollard Posltlon (eg Secretary, Chalr. otc Seuetary

Shipley Christians Together (Charity Reg. No. 1190091) Financial Statements as at 30 June 2025

Shipley Christians Together (Charity Reg. No. 1190091) Receipts and Payments Account for the Year ending 30 June 2025 Restrtrted Funds Note Holidav Food Fund Ukraine Refugee Fund Total 30 June Holthy Ukraine Relugee Fund CAP Debt Centre Fund £ rota130 June 2024 Centre Fund É Fund Rec•ipts Grant5 Church Fundlng Indfjvldual Donations Other i(K) 420 413 833 11,570 7,198 15.040 2,387 15.040 6.087 3.7LX) 6.530 668 225 95 155 475 Totol Recelpts loo 4,500 17,507 22,107 645 6,625 12,806 20,076 Payments Fund Activlties Employment C05t5 Other 16261 13,2421 17,2tx)I 110.0311 111.0681 110.031} 1213) 17,0431 15,6001 t8,￿01 112,856) 18,OCQI 154) 12.3481 12.4021 1541 16901 744 TDtol Poyments 16261 13,2961 119,5791 I23￿01) 12131 114,2901 {21,6001 Net A￿elpts1(p? menlsl 1526} 1,204 {2,0721 432 14721 11,4841 11,5241 Fund Balances 8rou8ht- Forward Fund Balanc C•rrled- Forward 791 2.198 4.421 7MIO 359 2,670 5.905 8,934 265 2.349 6.016 791 2.198 4.421 7NIO

Shipley Christians Together (Charity Re8. No. 119(MJ911 Receipts and Payments Account for the Year ending 30 June 2025 (contd.) Note General Fund Totsl 30 Jwe Generol Fund Totol 30June 2024 Annual Subscriptions Grants Individual Donations Fund Activities 675 675 700 700 240 311 240 311 190 1.203 190 1,203 Total Recelpts 1.226 1,226 2.093 2,093 Payments Admlnlstratk)n Funé Activlties Other 1660) 1666) 159) {777) 11.3621 14CM)) 17771 16661 1591 14(K)I fothl Pqyrnents 11.3851 11385) 12.5391 {2,5391 Net RecelptsllPaynents) 14461 Fund Balances 8rought- Forward Fund 8alance5 Carrfed- F(*ward 410 410 856 856 251 251 410 410

Shipley Christians Together {ChaTtty Re8. No. 119(M)91) Statement of Assets and tiabilities 35 at 30 June 2025 Restrirted Funds Note Holiday Food Fund Ukraine Refugee Fund CIP Debt Centre Fund Totsl Holiday Food Fund Ukraine Refugee Fund CAP Debt Centre Fund Total June 2025 June 2024 A5s•ts Cash at Bank Total Assets 265 3,402 2.349 &016 791 2.198 4,421 7AIO 265 2.349 6,016 791 2,198 4.421 7AIO Llabtlities Payables Total LiabllStl•s Net Asjets 265 3.402 2.349 61116 791 2,198 4,421 7AIO Unrestrlrted Funds Note General Fund Total 30 Jwie 2025 Geneml Fund Totul 30 June 2024 Assets Cesh 8t Bank Totsl Assets 251 2SI 410 410 251 251 410 410 Llabllltles Payables Tolal Liabilltles NetA55ets 251 251 410 410

Shipley Christians Together (Charity Re8. No. 11900911 Nates to the Accounts Year ending 30 June 2025 Genero1 Shipley Christians Together is a Charitable Incorporated Organisation ICIOI a registered charity no. 119(KY91. It was incorporated on 24 June 2020. Prior to charitable intorporation it was a less.form31ised association of churches in shi￿ey, promoting ecumenical actlvities, outreach and Community services within the towni going back several decades. The decision to incorporate as a registered char¢ty was taken to further enable the work of Shipley Chrlstlans Together to cDntinkJe ané 8row on a firmer foundational footing. Note l A¢£ountlng Poll¢ies Note 1.1 Fund desl8natlons The General FurKI is an unrestrlcted fund tor use at the discretion of the trustees in furtherance of the general objective5 Of the charity. Flnancially, the General Fund meets the administrative needs of the tharrty. The Holiday Food Fund. CAP Debt Centre Fund and the Ukraine Refugee Fund are restrtrcted funds subject to restriction5 on the use of receipts from donors or 8rantln8 agencies. More details of these funds and activities can be found in the Trustees Annual Report. Note 1.2 B•4$ of •¢countlry8 The truslees have made use of sertlon 133 of the Charities ￿t 2011 and have prepared the accounts on a recelpts and payments basls. Not• 2 Annual sulmrlptloffti These comprtse annual voluntary contributlons from the member churches, wlth a minimum of £75 per annum iequested12024: £501. Not• J Grants In 2025 £8W was provided by two Aront making trusts in 5UPPOrt of the Ukralne fund and £100 was provided by Bradford Met. Councll to be used for meal pro¥lslon In Shipley12024.. £833). Nots 4 Church Fundln8 consists of amounts provided by member chufthes for supportin8 the CAP Debt Centre Project. We are currentfy in the second year of our secorKJ three-year commltment. which ends in November 2026. Nots S Admlnlstratlon payments include insurance. publidty and other administratwe costs Incurred by Shlpley Christlans Together. Not• 6 FurMI Acdvltles are payments In fL¢rtherante ol the objertives of the funds. In 2025 the amount of £7.200 {2024'. £5.6LKII was pald to CAP 8radford to support the operatlon of the Shipley CAP Debt Centre. In 2025 a total of £3,24212024: £7.043) was dlsbursed to help Ukrainian refu8ee5 living in Shipley and being supported by individuals connected to churches in Shipley. In particular the charty Is contributing to the rent. 8as. electricity. pIK)ne and bmadband and council tax expenses incurred by housing an extended Ukrainian family irn a property let out for th15 purtKJse by frlends of Shipley Baptist Church. The ￿gnIficant reduction in costs obseNed since 2023 15 due to contrlbutlons made by mernber5 of the Ukrainian family themselves.

Note 6 Fund Actlvltle5 Icontkwedl The Holiday Fooé Fund was used to support the Chrisfmas lunch forthe elderly and needy of Shipley led by the Salvation Army and Shipley Baptist Church amountin8 to £26412024: £2131 as well as supporting a CAP- centred outreach event in December in the amount of £36212024: nill. Fund 3rtivity c05ts under the General Fund conslst of £506 in respect of Bible purchase5 and stall rental at Shipley Market12024: £572} and £16012024-. £7￿Tr for the Love@ Costa monthly Sunday evenin8 Christian music event. 80th of these costs were to varying degrees offset or covered through donations and pay as you feel collethons. In 2025 £2512024: £901 was received to SUPPOrt the Bible purchase arKI stsll cost and £286 {2024: £1,1131 received towards the Live@ Costa events. Llve @Costa ended in December 2024. ote 7 Employment custs relate to the salary and penslon costs èrlslng from the part-time employment of the CAP Debt Centre manager116 hours per week). The average number of full tlme equivalent empl¢)yees over the year Is V212024: 113). Gross salary £9.92512024: £7.8171 Social Security £012023: £0) Penslon costs £10612024- £1831 Not• 8Trust*e •xpenses. remun•r•tlon and b•n•ffts. No trustee received any expenses, remuneration Of benefits during the year. Note 9 Slznlnl on b•hallol the Tntst Hugh Firman (Chalrl Date Geoffrey Pollard (Secretary) 161, IIT

Shipley Christians Together (Charity Reg No 1190091) Independent Examinerfs Report lo the Trustees of the CIO On the accounts in respect of the year ended 30 June 2025. 'Ihc ehiiril} s truslees are reswnsible for the preparalion of the acc()unts. Thc chariry s iruslees consider that an audil 15 nol requiTed for ibis year utidcr ￿CtIo1} 144 ofthe Charities ALt 2011 uiid that an inde￿nde￿I exrfunination is needed. It is m> responsibilily to: e.xamine th¥ accounts under scetion 145 of ih¢ Charities Act, to foll()w the procedures laid dvwn in the general directions givcn b> the Lharily C'ommission lunder section 145(5Xb) ofthe Chariti¢s Aci, and t¢sthte whciher particular matters have come to my atlention. Mv e.xaminalion was Ca￿lL￿ out in accordiincc ￿'1th ¥¢n¢ral Dir¢Llions given by ihe Charitj Cummission. An cxaminaiii)n includes a revicw of the accountin¥ records kcpt l?). the clwil). and a comparison ol-lhe ac¢ounlty presented w'iih ihosL fcL(Irds. It also includes ¢onsidLraiion of anj. unusual or disclosurv5 in thc ace()unts. and seeking LNpILllli11ii)ns from ihe Injstccs concerning any such malters: Thc procedures undertaken do ni)I proi'idc 4111 Ilie cvidLmLe Ihat would be requi￿ in an awliL and ennsequLntly no opinion 1.8 given as to wh¢thcr the accoLmLs presenl a "true and fair, view and the report is liniilcd lo Ihosc mall¢'rs set Oui in the slatem¢nT bclow. Iii coimccli()n wilh my ¢iamAnatlL?n, n maltcr h&5 come to my attcnli()n ￿'hICh gives me v¢asonablL ¢tiuse to believe that in. anv material respecl: the itquir¢ments lo ke¢p accounting records accordance with section 130 of the LliaritiL's Aci- and lo prcpare accounls which accord with the aLcounting T¢Lords £Lnd comply wilh tlie aLLounting requircments of the Lharilies Act. ha￿e not been met: or to which, in m). opinion, ail¢ntion should be drawn in order lo enablc a proper underSt2￿ding ofthe accounts to be r¢ached. David O'Loan FC.A Inslilute of Chartered Accountanls in Ireland (1979) 0(MJ6932. 8 Thackle). Old Road. Shiple> BDI 8 1 DD 12 NO￿eMber 2025