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Gninwod Trust 1186982
Receipts and payments accounts CC16a
For the period Period start date Period end date
To
from 04.09.24 03.09.25
Section A Receipts and payments
Unrestricted Restricted Endowment
Total funds Last year
funds funds funds
to the nearest £ to the nearest £ to the nearest £ to the nearest £ to the nearest £
A1 Receipts
Investment income 5,810 - - 5,810
Interest 21,248 - - 21,248 36,853
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
Sub total (Gross income for
27,058 - 27,058 36,853
AR)
A2 Asset and investment sales,
(see table).
Sale of investments - - 2,804 2,804
- - - - -
Sub total - - 2,804 2,804 -
Total receipts 27,058 - 2,804 29,862 36,853
A3 Payments
Grants awarded 10,000 - - 10,000 5,000
Investment manager fees (VAT inclusive)
- 243 243 -
Trust administration fees (VAT inclusive)
7,650 - 7,650 7,600
Independent Examiners fees 780 - - 780 -
Bank charges - - - -
Cash management fees 763 - - 763 1,627
- - - - -
- - - - -
- - - - -
Sub total [ 19,193 ] - 243 19,436 14,227
A4 Asset and investment
purchases, (see table)
Investment purchases - - 870,000 870,000 -
- - - -
Sub total [ - ] - 870,000 870,000 -
Total payments 19,193 - 870,243 889,436 14,227
Net of receipts/(payments) 7,866 - 867,439 - 859,574 22,626
A5 Transfers between funds 5,264 - 5,264 - -
A6 Cash funds last year end 38,962 879,537 918,499 895,873
Cash funds this year end 52,091 - 6,834 58,925 918,499
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CCXX R1 accounts (SS)
14/04/2026
1
Section B Statement of assets and liabilities at the end of the period
| Categories Signed by one or two trustees on behalf of all the trustees B1 Cash funds B2 Other monetary assets B4 Assets retained for the charity’s own use B5 Liabilities B3 Investment assets |
Signature Details Details Capital account Income account Details Details Total cash funds (agree balances with receipts and payments account(s)) Details Investment portfolio |
Unrestricted funds Restricted funds to nearest £ to nearest £ - - 52,092 - - - 52,091 - OK OK Unrestricted funds Restricted funds to nearest £ to nearest £ - - - - - - - - - - - - Fund to which asset belongs Cost (optional) Endowment - - - - - Fund to which asset belongs Cost (optional) - - - - - - - - - Fund to which liability relates Amount due (optional) - - - - Print Name Stuart Robinson on behalf of Ludlow Trust Company Limited |
Endowment funds to nearest £ 6,834 - - |
|---|---|---|---|
| 6,834 | |||
| OK | |||
| Endowment funds to nearest £ - - - - - - Current value (optional) 878,445 - - - - Current value (optional) - - - - - - - - - When due (optional) Date of approval |
CCXX R2 accounts (SS)
14/04/2026
2
Trustees’ Annual Report for the period
From 04 September 2024 To 03 September 2025
Charity name: The Gninwod Trust Charity registration number: 1186982
Objectives and Activities
| SORP reference | ||
|---|---|---|
| Summary of the purposes of the charity as set out in its governing document |
Para 1.17 | The objects of the charity are to hold the capital and income for charitable purposes and to apply the income, and all or such parts of the capital, at such time or times and in such manner to or for the benefit of such charities or exclusively charitable purposes according to the laws of England and Wales in any part of the world as the Trustees may in their discretion think fit. |
| Summary of the main activities in relation to those purposes for the public benefit, in particular, the activities, projects or services identified in the accounts. |
Para 1.17 and 1.19 |
In furtherance of the charity’s objects for the public benefit the trustees provide grants in accordance with the letter of wishes. |
| Statement confirming whether the trustees have had regard to the guidance issued by the Charity Commission on public benefit |
Para 1.18 | In determining the charity’s activities the trustees have had regard to the Charity Commission’s guidance on public benefit. |
| Additional information (optional) You may choose to include further statements where relevant about: |
Additional information (optional) You may choose to include further statements where relevant about: |
Additional information (optional) You may choose to include further statements where relevant about: |
|---|---|---|
| SORP reference | ||
| Policy on grant making | Para 1.38 | |
| Policy on social investment including program related investment |
Para 1.38 | |
| Contribution made by volunteers |
Para 1.38 | |
| Other |
Achievements and Performance
| SORP reference | ||
|---|---|---|
| Summary of the main achievements of the charity, identifying the difference the charity’s work has made to the circumstances of its beneficiaries and any wider benefits to society as a whole. |
Para 1.20 | During the year under review the charity made a grant payment of £10,000 to St Pauls Church, East Molesey. |
Additional information (optional) You may choose to include further statements where relevant about:
| Achievements against objectives set |
Para 1.41 | |
|---|---|---|
| Performance of fundraising activities against objectives set |
Para 1.41 | |
| Investment performance against objectives |
Para 1.41 | |
| Other |
Financial Review
| Review of the charity’s financial position at the end of the period |
Para 1.21 | At the end of the reporting period the charity had free reserves of £52,091 (2024: £38,962). In addition to the free reserves the charity has bank balances of £6,834 (2024: £879,537) within the expendable endowment fund and an investment portfolio of £878,445 (2024: £nil). |
|---|---|---|
| Statement explaining the policy for holding reserves stating why they are held |
Para 1.22 | The Trustees pursue a policy of maintaining a free reserve available to be spent in the furtherance of the charity’s objectives as well as covering future needs, opportunities, contingencies and risks. |
| Amount of reserves held | Para 1.22 | |
| Reasons for holding zero reserves |
Para 1.22 | |
| Details of fund materially in deficit |
Para 1.24 | |
| Explanation of any uncertainties about the charity continuing as a going concern |
Para 1.23 |
Additional information (optional) You may choose to include further statements where relevant about:
| The charity’s principal sources of funds (including any fundraising) |
Para 1.47 | |
|---|---|---|
| Investment policy and objectives including any social investment policy adopted |
Para 1.46 | |
|---|---|---|
| A description of the principal risks facing the charity |
Para 1.46 | |
| Other | Expendable endowment funds are those which are required to be invested to produce income but which may be transferred to unrestricted funds at the discretion of the trustees in order that they may be expended in furtherance of the charity’s objectives. Unrestricted income funds are available for use at the discretion of the trustees in furtherance of the general objectives of the charity and which have not been designated for other purposes. |
Structure, Governance and Management
| Description of charity’s trusts: |
||
|---|---|---|
| Type of governing document (trust deed, royal charter) |
Para 1.25 | Trust Deed date 03 September 2019 |
| How is the charity constituted? (e.g unincorporated association, CIO) |
Para 1.25 | Trust deed |
| Trustee selection methods including details of any constitutional provisions e.g. election to post or name of any person or body entitled to appoint one or more trustees |
Para 1.25 | Trustees are appointed by the settlors or the survivor of them during their lifetime and by the trustees from time to time. |
Additional information (optional) You may choose to include further statements where relevant about: Policies and procedures adopted for the induction and training of trustees Para 1.51 The charity’s organisational structure and any wider network with which the charity works Para 1.51
| Relationship with any related parties |
Para 1.51 | No trustee received any remuneration nor reimbursed any expenses in the year under review. During the year Ludlow Trust Company was paid fees for trust administration services of £8,413. These fees are authorised under clause 6.2 of the trust deed. |
|---|---|---|
| Other |
Reference and Administrative details
| Charity name | The Gninwod Trust |
|---|---|
| Other name the charity uses | |
| Registered charity number | 1186982 |
| Charity’s principal address | Trustees Department 1stFloor, Tower Wharf Cheese Lane, Bristol BS2 0JJ |
Names of the charity trustees who manage the charity
| 1 2 3 4 5 6 7 |
Trustee name | Office (if any) | Dates acted if not for whole **year ** |
Name of person (or body) entitled to appoint trustee (ifany) |
|---|---|---|---|---|
| Simon Richard Downing |
Settlor | |||
| Anne Williams | Settlor | |||
| Ludlow Trust CompanyLimited |
||||
8 9 10 11 12 13 14 15 16 17 18 19 20
– Corporate trustees names of the directors at the date the report was approved Director name
Name of trustees holding title to property belonging to the charity
Trustee name Dates acted if not for whole year
Funds held as custodian trustees on behalf of others
Description of the assets held in this capacity Name and objects of the charity on whose behalf the assets are held and how this
falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets
Additional information (optional)
Names and addresses of advisers (Optional information)
| Type of adviser Name Address |
Type of adviser Name Address |
Type of adviser Name Address |
|---|---|---|
| Investment Managers | ||
| Bankers | ||
| Accountants | ||
Name of chief executive or names of senior staff members (Optional information)
Exemptions from disclosure
Reason for non-disclosure of key personnel details
Other optional information
Declarations
The trustees declare that they have approved the trustees’ report above.
Signed on behalf of the charity’s trustees
Signature(s) Full name(s) Stuart Robinson on behalf of Ludlow Trust Company Limited Position (eg Secretary, Chair, etc) Date
Document Activity Report
Document Sent Wed, 15 Apr 2026 09:15:12 GMT Document Approval Status Approved Approval Activity Summary Stuart Robinson Approved Wed, 15 Apr 2026 09:19:18 GMT Document Activity History Document history shows most recent activity first Date Activity Wed, 15 Apr 2026 09:18:46 GMT Stuart Robinson viewed the document
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Independent examiner's report on the accounts
Section A Independent Examiner’s Report
Report to the trustees/ Charity Name members of Audrey Knowles Charitable Trust On accounts for the 31[st] August 2025 Charity no 1055582 period ended (if any) Set out on pages Financial statements page 1 - 2 Trustee report page 3 - 11
I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the period ended 31/08/2025.
- Responsibilities and As the charity trustees of the Trust, you are responsible for the preparation basis of report of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).
I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.
Independent I have completed my examination. I confirm that no material matters have examiner's statement come to my attention in connection with the examination which gives me cause to believe that in, any material respect:
-
accounting records were not kept in accordance with section 130 of the Act or
-
the accounts do not accord with the accounting records
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.
Date: 15/04/2026 Signed: Name: Ian Rodd Relevant professional BSc FCA FCCA qualification(s) or body (if any): Address: TC Group 115 – 119 Holdenhurst Road Bournemouth BH8 8DY
1
IER
Section B Disclosure
Only complete if the examiner needs to highlight matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners).
Give here brief details of any items that the examiner wishes to disclose .
n/a
2
IER