**----- Start of picture text -----**
Gninwod Trust 1186982
Receipts and payments accounts CC16a
For the period Period start date Period end date
To
from 04.09.24 03.09.25
Section A Receipts and payments
Unrestricted Restricted Endowment
Total funds Last year
funds funds funds
to the nearest £ to the nearest £ to the nearest £ to the nearest £ to the nearest £
A1 Receipts
Investment income 5,810 - - 5,810
Interest 21,248 - - 21,248 36,853
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
Sub total (Gross income for
27,058 - 27,058 36,853
AR)
A2 Asset and investment sales,
(see table).
Sale of investments - - 2,804 2,804
- - - - -
Sub total - - 2,804 2,804 -
Total receipts 27,058 - 2,804 29,862 36,853
A3 Payments
Grants awarded 10,000 - - 10,000 5,000
Investment manager fees (VAT inclusive)
- 243 243 -
Trust administration fees (VAT inclusive)
7,650 - 7,650 7,600
Independent Examiners fees 780 - - 780 -
Bank charges - - - -
Cash management fees 763 - - 763 1,627
- - - - -
- - - - -
- - - - -
Sub total [ 19,193 ] - 243 19,436 14,227
A4 Asset and investment
purchases, (see table)
Investment purchases - - 870,000 870,000 -
- - - -
Sub total [ - ] - 870,000 870,000 -
Total payments 19,193 - 870,243 889,436 14,227
Net of receipts/(payments) 7,866 - 867,439 - 859,574 22,626
A5 Transfers between funds 5,264 - 5,264 - -
A6 Cash funds last year end 38,962 879,537 918,499 895,873
Cash funds this year end 52,091 - 6,834 58,925 918,499
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CCXX R1 accounts (SS) 14/04/2026 1 ## **Section B Statement of assets and liabilities at the end of the period** |**Categories**
Signed by one or two trustees on
behalf of all the trustees
**B1 Cash funds**
**B2 Other monetary assets**
**B4 Assets retained for the**
**charity’s own use**
**B5 Liabilities**
**B3 Investment assets**|Signature
**Details**
**Details**
Capital account
Income account
**Details**
**Details**
**_Total cash funds_**
(agree balances with receipts and payments
account(s))
**Details**
Investment portfolio|**Unrestricted**
**funds**
**Restricted**
**funds**
**to nearest £**
**to nearest £**
**-**
**-**
**52,092**
**-**
**-**
**-**
**52,091**
**-**
OK
OK
**Unrestricted**
**funds**
**Restricted**
**funds**
**to nearest £**
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**asset belongs**
**Cost (optional)**
**Endowment**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**asset belongs**
**Cost (optional)**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**liability relates**
**Amount due**
**(optional)**
**-**
**-**
**-**
**-**
Print Name
Stuart Robinson on behalf of Ludlow
Trust Company Limited|**Endowment**
**funds**
**to nearest £**
**6,834**
**-**
**-**| |---|---|---|---| ||||**6,834**| ||||OK| ||||**Endowment**
**funds**
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**Current value**
**(optional)**
**878,445**
**-**
**-**
**-**
**-**
**Current value**
**(optional)**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**When due**
**(optional)**
Date of
approval| CCXX R2 accounts (SS) 14/04/2026 2 ## **Trustees’ Annual Report for the period** ## **From 04 September 2024 To 03 September 2025** ## **Charity name: The Gninwod Trust Charity registration number: 1186982** ## **Objectives and Activities** ||SORP reference|| |---|---|---| |Summary of the purposes of
the charity as set out in its
governing document|Para 1.17|The objects of the charity are to hold the
capital and income for charitable purposes
and to apply the income, and all or such
parts of the capital, at such time or times and
in such manner to or for the benefit of such
charities or exclusively charitable purposes
according to the laws of England and Wales
in any part of the world as the Trustees may
in their discretion think fit.| |Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.|Para 1.17 and
1.19|In furtherance of the charity’s objects for the
public benefit the trustees provide grants in
accordance with the letter of wishes.| |Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit|Para 1.18|In determining the charity’s activities the
trustees have had regard to the Charity
Commission’s guidance on public benefit.| |**Additional information (optional)**
You may choose to include further statements where relevant about:|**Additional information (optional)**
You may choose to include further statements where relevant about:|**Additional information (optional)**
You may choose to include further statements where relevant about:| |---|---|---| ||SORP reference|| |Policy on grant making|Para 1.38|| |Policy on social investment
including program related
investment|Para 1.38|| |Contribution made by
volunteers|Para 1.38|| |Other||| ## **Achievements and Performance** ||SORP reference|| |---|---|---| |Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.|Para 1.20|During the year under review the charity
made a grant payment of £10,000 to St
Pauls Church, East Molesey.| **Additional information (optional)** You may choose to include further statements where relevant about: |Achievements against
objectives set|Para 1.41|| |---|---|---| |Performance of fundraising
activities against objectives
set|Para 1.41|| |Investment performance
against objectives|Para 1.41|| |Other||| ## **Financial Review** |Review of the charity’s
financial position at the end
of the period|Para 1.21|At the end of the reporting period the charity
had free reserves of £52,091 (2024:
£38,962).
In addition to the free reserves the charity
has bank balances of £6,834 (2024:
£879,537)
within
the
expendable
endowment fund and an investment portfolio
of £878,445 (2024: £nil).| |---|---|---| |Statement explaining the
policy for holding reserves
stating why they are held|Para 1.22|The Trustees pursue a policy of maintaining
a free reserve available to be spent in the
furtherance of the charity’s objectives as
well as covering future needs, opportunities,
contingencies and risks.| |Amount of reserves held|Para 1.22|| |Reasons for holding zero
reserves|Para 1.22|| |Details of fund materially in
deficit|Para 1.24|| |Explanation of any
uncertainties about the
charity continuing as a going
concern|Para 1.23|| ## **Additional information (optional)** You may choose to include further statements where relevant about: |The charity’s principal
sources of funds (including
any fundraising)|Para 1.47|| |---|---|---| |||| |Investment policy and
objectives including any
social investment policy
adopted|Para 1.46|| |---|---|---| |A description of the principal
risks facing the charity|Para 1.46|| |Other||Expendable endowment funds are those
which are required to be invested to produce
income but which may be transferred to
unrestricted funds at the discretion of the
trustees in order that they may be expended
in furtherance of the charity’s objectives.
Unrestricted income funds are available for
use at the discretion of the trustees in
furtherance of the general objectives of the
charity and which have not been designated
for other purposes.| ## **Structure, Governance and Management** |Description of charity’s
trusts:||| |---|---|---| |Type of governing document
(trust deed, royal charter)|Para 1.25|Trust Deed date 03 September 2019| |How is the charity
constituted?
(e.g unincorporated
association, CIO)|Para 1.25|Trust deed| |Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees|Para 1.25|Trustees are appointed by the settlors or the
survivor of them during their lifetime and by
the trustees from time to time.| **Additional information (optional)** You may choose to include further statements where relevant about: Policies and procedures adopted for the induction and training of trustees Para 1.51 The charity’s organisational structure and any wider network with which the charity works Para 1.51 |Relationship with any related
parties|Para 1.51|No trustee received any remuneration nor
reimbursed any expenses in the year under
review.
During the year Ludlow Trust Company was
paid fees for trust administration services of
£8,413. These fees are authorised under
clause 6.2 of the trust deed.| |---|---|---| |Other||| ## **Reference and Administrative details** |Charity name|The Gninwod Trust| |---|---| |Other name the charity uses|| |Registered charity number|1186982| |Charity’s principal address|Trustees Department
1stFloor, Tower Wharf
Cheese Lane, Bristol
BS2 0JJ| ||| ## **Names of the charity trustees who manage the charity** |1
2
3
4
5
6
7|**Trustee name**|**Office (if any)**|**Dates acted if not for whole**
**year **|**Name of person (or body) entitled**
**to appoint trustee (ifany)**| |---|---|---|---|---| ||Simon Richard
Downing|Settlor||| ||Anne Williams|Settlor||| ||Ludlow Trust
CompanyLimited|||| |||||| |||||| |||||| |||||| 8 9 10 11 12 13 14 15 16 17 18 19 20 – Corporate trustees names of the directors at the date the report was approved **Director name** Name of trustees holding title to property belonging to the charity **Trustee name Dates acted if not for whole year** ## **Funds held as custodian trustees on behalf of others** Description of the assets held in this capacity Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets ## **Additional information (optional)** ## **Names and addresses of advisers (Optional information)** |**Type of adviser**
**Name**
**Address**|**Type of adviser**
**Name**
**Address**|**Type of adviser**
**Name**
**Address**| |---|---|---| |**Investment Managers**||| |**Bankers**||| |**Accountants**||| |||| ## **Name of chief executive or names of senior staff members (Optional information)** ## **Exemptions from disclosure** Reason for non-disclosure of key personnel details ## **Other optional information** ## **Declarations** **The trustees declare that they have approved the trustees’ report above.** **Signed on behalf of the charity’s trustees** **Signature(s) Full name(s)** Stuart Robinson on behalf of Ludlow Trust Company Limited **Position (eg Secretary, Chair, etc) Date** **Document Activity Report** **Document Sent** Wed, 15 Apr 2026 09:15:12 GMT **Document Approval Status** Approved **Approval Activity Summary** Stuart Robinson Approved Wed, 15 Apr 2026 09:19:18 GMT **Document Activity History** Document history shows most recent activity first **Date Activity** Wed, 15 Apr 2026 09:18:46 GMT Stuart Robinson viewed the document You can verify that this is a genuine Portal document by uploading it to the following secure web page: **http://tcgroup.accountantspace.co.uk/messages/VerifyDocument** **Independent examiner's report on the accounts** **Section A Independent Examiner’s Report** **Report to the trustees/** Charity Name **members of** Audrey Knowles Charitable Trust **On accounts for the** 31[st] August 2025 **Charity no** 1055582 **period ended (if any) Set out on pages** Financial statements page 1 - 2 Trustee report page 3 - 11 I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the period ended 31/08/2025. - **Responsibilities and** As the charity trustees of the Trust, you are responsible for the preparation **basis of report** of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”). I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. **Independent** I have completed my examination. I confirm that no material matters have **examiner's statement** come to my attention in connection with the examination which gives me cause to believe that in, any material respect: - accounting records were not kept in accordance with section 130 of the Act or - the accounts do not accord with the accounting records I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached. **Date:** 15/04/2026 **Signed: Name:** Ian Rodd **Relevant professional** BSc FCA FCCA **qualification(s) or body (if any): Address:** TC Group 115 – 119 Holdenhurst Road Bournemouth BH8 8DY 1 **IER** **Section B Disclosure** Only complete if the examiner needs to highlight matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners). **Give here brief details of any items that the examiner wishes to disclose** . n/a 2 **IER**