DISLEY PARISH ST MARY'S & ST JOHN'S THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST. MARY THE VIRGIN DISLEY WITH ST. OHN THE DIVINE FURNESS VALE DISLEY PCC Charlty reglstratlon numb•r: 1185602 2024 TRUSTEES. ANNUAL REPORT erl d l Janua 2024 to 31 Dècem er2 24 AIM AND PURP Disley Parochial Church Council {'PCC') has the alm and purpose, in cooperation with Ihe Vicar, the Reverend Stuart Cornes, of promoting in the eccl8siastical parish, the whole mission of the Church, pastoral, evangelistic, social and ecumenical. To fulfil its Aim and Purpos8S, the PCC 18 81s0 specifically responsible for the care and maintenance of the two Churches in Disley Parish. St. Mary th8 Virgin, Dis18y ( St. Mary's.) (and its surrounding churchyards) and St. John the Divine, Fumess Vale ('St. John's.). OBJ CTIVES ND ACTIVITIES The PCC is committed to its Mission Statement which confirms in relation to both St. Mary'8 and St. John's that,. We are a friendly, opèn evangelical Church where all are welcome. and togeth8r we alm: To èxperlence a relationship with God and grow in our knowledge and love of God and through this find personal growth and change. To wltne88 to our encounter with God,. as we intentionally apply our faith to everyday life so that in action and word we flect Christ in the world. To sharo Christ with others both as individuals and together. To connect in unity across the body of Christ; work closely with other local churches and related organisations. Also building broader connections into the world where we can work together with integrrty. To bulld God's kingdom and kingdom values in the plac8 and people we See, to be outward looking to our local community seeking to Serve n8eds, promote justice and harmony, and promote healing and wholeness,. working for these in both wmmunity and creation. We seek lo enable as many people as possible to be introduced to and nurtured in th8 Christian faith and to enable as many people as possible to worship at our Churches and become part of our parish community. The PCC. in conjunction with the VirAr. maintains an overyiew of worship and activities throughout the Parish and how our services and other activities can involve the many groups
that live within our Parish. Our sep4ices, worship and other actNities puts our Christian faith into practice through prayer, scnpture. teaching, and the sarxaments. PUBLIC BENEFIT When planning our artNities for the year. the PCC has considered the Charty CornmissK)n's guidan on Public Benefft and the supplementary guidan£X on Charities for th8 Advancement of Religion. In particular, we try to enable people to INe out their faith as part of our parish ¢ommunrty through Worship and prayer.. leaming about the Gospel and developing their knowledge and trust in Jesus,. through the provision of pastoral care for people living in the parish and through missionary and outreach work. Our achievements and perfomance in the year are Set out in the next sections of this Report. To facilitate all this worf<, rt is important that VK care for and maintain the Churches of St. Mary's and St. John's. ACHIEVEMENTS AND PER RMANCE Worshlp and Prayor The PCC 18 keen to offer a range of ser4ices and a¢tNrties during the V8k and over the course of the year that people in our Parish find both beneficial and spintually fulfilling. St. Mary's 18 open for public worship every Sunday moming with an 11.00am Holy Communion or Morning Prayer Service or an All Together to Worship Servi¢8 aimed principally at Children and Young Families. On the first Sunday of each month, a BCP Holy COmmunn or Moming Prayer Sep4ice18 held al St. Mary's at 8.00 am. St Mary's was also open for worship at 10 30am every Thursday for a tsCP Holy Communion or Moming Prayer service and at 3.45pm every Thursday during school temi time, for Lighthouse Family Church, a service principally directed to Children and Young FamilEs. The 11.00 am Sunday seNices were videoed and uploaded to our Parish Facebook page and YouTube so that they could be shared with the communty. st. Mary's is, of course. open on all Festival Days like Easter and Christmas In 2024, we provided our full Easter lebratiOn Services and the full range of our Christmas celebration servic8S. St. Mary's 1$ open to the public for prlvate prayer and refieclion every day from 10.00am to 4.00pm from the Spring through to the Aulumn. Imien closed at Christmas time. the porch of Sl. Mary's remained open with a Prayer Tree where people coukl18ave their prayers and messages, and many people availed themselves of this. In addition to making St. Mary's available to the public for worship and private prayer and reflection as part of our Mission Statement, we a committed also to promoting and publi¢ising the history arKI architectural and cutturdl hentage of St. Mary's (a Grade Il" Listed Building) from its construdion 500 years ago, in 1524, as a small Chanty Chapel to its present status as Disley Parish Church Information regarding this history, architectural and cultural heritage is provided for visrtors inside the Church. We have also installed in St. Mary's for the benefrt of visitors (with the assistan of a grant from the National Hentage Lottery Fund) an INFOPOINT system which enables visitors to be taken on a history tour of St. Mary's using their mobile phones. As 2024 was St. Mary's 500th centenary year, a number of celebratory, communty focused events were held during the year induding a 500 Year Cekbration Service attended by the
Bishop of Stockport, the Rt Rev Sam Corfey together with many parishioners and members of local communrty groups and organisations. St. John's is open for public Worship each altemate Sunday with a 9.30am servi of Holy Communion or Moming Prayer and, like St. Mary's, provided a full range of serrfices lebrating Easter arKI Christmas. St. John's can be made available for private prayer arKI reflection during the week by wior arrangement with the Vicar or Church Wardens. "Messy Chur¢h" is held once a month during Sch<)ol Terms at Disley Communty Centfe as part of our ministry to Children and Young Familles. The 'Messy Church" sessions were attended by an average of 25 young families and their thildren. A monthly Holy Communion Service is held at one of the Retirement Homes in the Parish, Dystlegh Grange, for the residents and is w811 received by them. In addrtion, we Wre pleased to wovide for the residents and staff a Remembrance Service and a Christingle Service. A Home GrouplPrayer Group is provided in the Parish for 8ible Study, prayer and fellowship and has operated throughout the year. All are welcome to attend any of our Services and the Homel Prayer Group. At present, th8re are 60 parishionèrs on the Church Electoral Roll. 7 of whom are not resident within the Parish Thè average weeY attendance at St. Mary's for our main Sunday service was 30145 and at St. John's was 5. As well as our regular services, w8 enable our communrty to celebrat8 arKI thank God at the milestones of the Joumey through lrfe. Through Baptism we thank God for the gift of life. In Marriage public vows are exchanged with God's eSSing and through Fun8ral services friends and family express their grief and giv8 thanks for the life which is now complete in this world and to commend thè person into Gods keeping. In 2024, we held one Wedding two 8apti$m servi and one Service of Thanksgiving for the birth of a child. We also held 8 funeral services and 9 intemwnts of ashes in the year. We were also pleased to enable the local community to Come tog8ther to commemorate Remembrance Sunday both at the Disley and Fume88 Vale War Memorials and in our two Churches In November 2024. St. Mary's held a 'Remembenng Service" for those recently bereaved and St. John's was pleased to host the local community "Christmas Tree Lighting. in Fumess Vale. St. Mary's w88 delighted in 2024 to hold the annual Diskey Civic Service and to provide the catering for the Civic Reception afterwards and rts celebration of the achievements of the local Disley Gommunty. Our full programme of Advent and Christrnas Services were held, and the servi8 were broadcast to the Community on You Tube and Facebook. As in previous years, Disley Parish held a number of"Christingle Services". St Mary's hosted one for the local Disley children and their parents and further services were provided for the residents of Dysuegh Grange Relirement Home and the pupils of High Peak School, a school wrthin the Parish for children with SFeoal needs. St. John's provided Christingle Services for the pupils at Fumess Vale Primary School and Nevrtown Primary School. Offertories reiVed for the Christingle Services were donated to The Children's Society.
Mission, Evanggllsm and Teaching Over recent years the PCC has committed Considerable resource and effort to our ministy to Children and Young Families in the Parish. In addition to the weekly knghthouse Family Church SeNice at St. Mary's and the monthly 'Messy Church., all directed at children and young families. we were able to provide Christian teaching at School Assemblies in the Pnmary Schools in the Parish. Disley Primary School, Nevrtown Primary School and Fumess Vale Pnmary School. We also continued teaching at the schools through °Open the Book", a presentation of stories from the Bible through drama. A number of these sessions were wovided to pupils at Furness Vale Pnmary Sth¢X)l and Nevrtown Primary School. A successful St. Mary's Tots Group continued to thrive, heid weekly at the Disley Communty Cenlre. To proclaim to a wider audience the good news of Easter, St. Mary's in April 2024, hosted °Experience Easteff bvhich took the fom of six stations or tableaux's around the church showing scenes from the Easter Story with accompanying narrative. We were pleased to have pupils and staff from Disley Pnmary School and High Peak School attend St. Mary to explore this 'Experience' and hear the Easter Story. The stations or tsbleaux's together with th8 narrative8 were avai18ble to be viewed and eXor8d by the public throughout Holy Week. Following on the success of 'Experience Easter arKI in cel8brati¢)n of Harvest, St. Mary's in September 2024. hosted "Experience Harvesf. This again t<)ok the fom of six stations around church, each highlighting how the God given natural wodd provides rich harvests for everyone to enjoy., from the land and the sea and also the Fruits of the Spirit. patience, joy and peace.. The stations and narratives were available to b8 viewed and explored by the public for a week prior to our Han188t Festival Seivice. We are pleased to report that across the two Schoo. Disley Primary School and High Peak School, over 200 pupils attended each of "Experience Easterf and "Experience Harvest.. We were able during the year to further our links with the local Scout group, 1st Disley Scouts, when th8 Vicar was able to host al St Mary's some teaching sessions with the S¢outs lo assist them in eaming their Fath Badges and later to assist them with Haryest activilies. At Christmas, St. Mary's h8ld a Christmas Tree Festival in which 23 local groups and organisations participated. The PCC is committed to our Children's and Families Work and would like to engage a full or part time Children's and Families Worker when financial and other circumstances pemit. A Home GrouplPrayer Group continued throughout the year for Bible Study, teaching, prayer and fellowship. The PCC supports by donations from unrestricted funds and through prayer the work of four missionary charities who we regard as our Mission Partners namely Tearfund, Chur¢h Pastoral Aid Society (CPAS), Church Mission Soaety (CMS) and Christian Solidarity Worldwide (CSW). In addition. support is provided to the Oasis Centre in Gorton, Manchester by prayer and donations of Harvest grfls anfj toys from our Toy Servicel Toy Collection.
The PCC is active in and supports the Chester Diocese 'ABC Link with DR Congo. and Church family members also support by donations and prayer the Oasis Centre in Gorton. Manchester, Wellspring in St(Kkport, Christian Aid and Fnends of the Holy Land. The PCC'S Mission Sub Committee seeks to womote and publicise the activth.es and work of the various Mission Partners we support by inforniation on Missions Board displayed in the churches, by articles in the bi-monthly 'lnTouch° newsletter. through prayer and by arranging for speakers from the Missions to come to the Parish and speak at the churches. Infomiation regarding all Worship services, Missions. groups. adivities and events is provided on the Parish Website". disley-parish.org.uk. through our bi-monthly Newsletter 'InTouch' which is circulated widely in the Parish and on our Facebook page. Pastoral Car• The Vicar and our team of Pastoral Workers lead our Pastoral Work in the Parish. They provide. at home or in hospital or nursing home, Holy Communion for those members of our chur¢h families who are unable to attend church due to sickness or age. They visrt those who are sick or unable to get out for any other reason to pray wth them and keep them In touch with church lrfe. The Pastoral Workers provide pastoral care aThJ ministy to the children and young families, help families in the preparation for Bapts'sm8 and assist at each Baptism Service. Be8vement 18 always a drfficult time for those affected. The Pastoral Team will make contact with each bereaved family and wovide care arKI assistance to them before, during and after the funeral service. As refeed lo above, we hold a monthly Holy Communion SeNir2 at Dystlegh Grange Retirement Home which is always well received by the residents. In November and Dernber 2024. we were also pleased to provide for the residents and staff a Remembrance Service and a Christingle SeNice. To provide care and kyomote fellowship for more senior memters of the Parish a 'Long Table Lunch. is nonnally provided once a month through St. Mary's to, on average, 15120 elderfy parishioners each month. A small group of ladies form the 'Knil and Nattorf group and, among other things, knit prayer blankets which are presented to the parents of childn who are baptised in the Parish. A men's fellowship group. The Grumpy Old Men., nonnally meets once a month and has an average attendance of 10 to16 men. A team of arxomplished Bell ringers ring the Bells at St. Mary's for Weddings and, where possi8, before Sunday morning worship. Ecumenical Relatlonshlps We are a member of°Di51ey Churches Togetherf which indudes fellow Christians from the Baptist, Methodist and Roman Catholic Churches in the Parish. Activities include periodically holding joint worship services and in previous years we have joined together for Lent courses. In 2024. we We able as Disley Churches Together to join with the local Quakers for a Wd Day of Prayer service.
Deanery Synod and Diocesan Synod Our Pastoral Workers are Ex Officio membern of the Chadkith Deanery Synod and also m8mbers of the PCC. One of our Pastoral Workers is also a member of the Chester Diocesan Synod. These memberships provide the PCC with important links between the Parish, the Deanery, the Dbocese, and the wider structures of the church. A report of the most recent meeting of the Deanery Synrxl is nomally presented at each meeting of the pcc. SL Mary's and SL John's Church In addrtion to the Churches being open for the ser41$ and private wayer refeed to above, St. Mary's was open on Thursday aftemoons during School Temi times for LhthOu$e Family Church. St. Mary's was open to the public at the times referred to above. for private prayer and reflection and for visitors to experience and enjoy its history and architectural and cultural heritage. The most recent QuIrUennlal Reports on St. Mary's {a Grade Il" Listed BuildirKJ) and St. John's pose substantial challenges for the PCC. St. Mary's requires substantial restoration, repointing and weatherproofing of the Tower and the enti exterior stonework with an estimat8d cost in the order of £350.0001£400,000. Sl. John's requires malenal works to create better access and refurbishment of its krtchen and Hall where the costs have yet to be assessed. The PCC detemined that in order to proceed with the above works to St. Mary's, rt needed Restoration Appeal for donations, a programme of Fundraising events and also to seek Grant Funding A small working group has been established to take forward the necessary planning and strat8gy of the Resloration Appeal, Fundraising and relevant applications for Grant Funding. In anticipation that any Grant Funders will require some funding lo be provided by the PCC to meet the cost of such works. the PCC has confimied rts commitment to provide from reserves £126.000 made up from Its Restricted Fund ReseNe {Restoring our Heritage Fund) and the balance from its uns'¢18d Reserves as set out in its Reserves Policy. The Restoration Appeal and Fundraising programme were launch8d at the Disley Proms event in April 2023. In 2024 an extensive programme of Restoration Appeal Fundraising events were held. all heavily focused on the local ¢ommunrty All of the 2024 events were well attended and $ucce$sful and the finan¢i81 outcome is set out in the Financial Review below. Financial Review (a) Accounts - 2024 The Accounts for the year 8nded 31 December 2024 which accompany this Annual Report, are pr8pared on a Receipts and Payments basis. St. Mary's and St. John's maintain separale a¢counting records during the year and the results for each Church are brought togethèr at the year end to form the aG¢ompanying Accounts of the PCC. The total income of the PCC does not exceed the threshold where an Audit is required and, accordingly, the Accounts have been independently examined by Paul Clarkson, the appointed Independent Examiner and his Report is included with the Accounts.
(b) Income- SL Mary's Total receipts on Unrestricted Funds in 2024 were £86,752.09 of which £48,077.60 was unrestricted Giving through Bankers Standing Order5 and £4,338.96 was Envelope Giving. Gift Aid donations amounted to £1,175.76., Offertory on the plate and Sundry Donations amounted to £5,128.15 and a further £10,383.87 was Incom8 Tax recovered through Gifl Aid. Fundraising income for Unrestricted Funds was £2,986.87,. Wedding and Funeral Fees Vre £4,866.00; Churchyard Income was £1,400.00 and Interest received was £10,394.88. Income in Designated Funds, amountlng to £2,307.46. Income in Restricted Funds (principally the Restoring our Heritage Restrict8d Fund as a result of the Restoration Appeal and Fundraising programme) amounting to £71,927.24 and is detailed in the Accounts. The planned giving through bankerfs Standing Orders and Envelopes was lower than the previous year, with a decrèase over the previous year of (£2,008.24) Total Unrestricted Income in 2024 compared with 2023 shows a decrea8e of (£2,885.00). (c) Expendlture and Not Result- SL Mary, Total expendrture from Unrestricted Funds in 2024 to enable us to provid8 our Chn8tian ministry and mission from St. Mary's amounted to £85,996.50. This is an increase in expenditure against lasl year of £11,517.34. As in previous years, our single largest item of exp8nditur8 was Parish Share of £37,680.00. Parish Share is our contribution to the Chester Diocesan budget which among olher things provides th8 Stipends and housing for all the clergy in the Diocese, pensions for retired clergy and the facilities and services provided by the Diocese to the parishes. In 2024 Disley PCC detemined that, having regard to its other financial Commitments, including a major Restoration Project for St. Mary's with a total estimated cost of circa £350,0001£400 000, the PCC would pay only 50% of the 2024 Assessed Parish Share. Thi8 amounted to (the figure previously referr8d to) £37,680.00. In 2024, St. John's was not able to make any Contribution towards the Parish Share. The net result for the year on Unrestricted Funds was an increa88 of £755.59. The net result on all Funds was a total increa88 in Funds of £59,388.91. After transfer8 to ReseNes and after adding balances brought forward at the beginning of the year, the balances carried forward at 318t December 2024 on Unrestricted Funds totalled £167,680.38,. on Designated Funds totalled £3,857.73; on Restricted Funds lotalled £145,333.28 and on Endowment Funds totalled £4,902.01. Th8 PCC'S ReseNes Policy is annexed to the Accounts for 2024 which accompany this Annual Report. (d) Income - SL John's Total receipts on Unrestricted Funds at St. John's were £5,854.84 of which £3,865.92 was Church Collections. A further £238.42 was Income Tax recovered through Gift Aid. Income from Lettings of the Church Hall was £768.00 and Fundraising income was £583.08. Wedding and Funeral Fees were £182.00. Interest received was £37.42. No Income was received in Designated Funds or Restricted Funds in the year. Total Income in the year of £5,654.84 was a decrease compared to the previous year of (£423.40}.
(e) Expendlture and Net Resull - SL John's Total expenditure from Unrestricted Funds in 2024 to enable us to provide our Christian ministry and mission from St. John's amounted to £6,884.26. This is a decrease in exp8nditure against last year of (£410.90). The net result for St. John's for the year on all Funds was a Decrease of {£1,229.421. After adding balances brought forward at the beginning of the year, the balances carried forward at 31 st December 2024 on Unrestricted Funds totalled £4,118.44.. on Designated Funds totalled £1,034.66 and Restricted Funds totalled (£531.01 }. Total Funds carried forfiiard amounted to £4,622.09. As a Consequen of the Covid Pandemic, St. John's has seen a decline in its congregation numbers and reduction in its Income. Accordingly, the future of St. John's and its sustainability going forward is uncertain and continues to be a matter under constant reviaw by the PCC. At the present time, St. John's continues in operation and carries on its Christian Ministy and Mission in the Parish with some financial support from Sl. Mary's. lfj Combined Total Income and Totsl Expendlture of SL Mary's and SL John, The combined Total Income of St Mary'8 and St. John's on all Funds in 2024 was £166,641.63. The combined Total Expenditure of St. Mary's and St. John's on all Funds in 2024 was £108,591.83, leaving a Combined Ex¢8ss of Income over Expenditur8 of Disley PCC of £58,049.80. (g) Roserv•• Pollcy In 2022 the PCC assessed and discussed in detail a revised Reserves Policy taking into account the financial posrtion of both St Mary's and St. John's and the requirement to raise and exp8nd exlensive sums of money on Church buildings. A revised Reserves Policy was agreed by the PCC and formally adopted on 13 March 2023. A copy of this Reserves Policy is attached to the 2024 Accounts which accompany this Annual Report At the 2024 year end th8 allo¢ation of Funds at St. Mary's was as follows.. Unrestricted Funds £167,680.. Designated Funds £3,857.73,. Restricted Fund8 (principally the Restoring our Herilage Restricted Fund} £145,333.28 and Endowment Funds £4,902.01. Total Funds being £321,773.40. At the 2024 year end the allocation of Funds at St. John's was as follows.. Unrestricted Funds £4118.44; Designated Funds £1,034.66 and Restricted Funds (£531.01). Total Funds being £4,622.09. (h) Fundralslng Fundraising at St. Mary's for Unrestricted Funds amounted to £2,986.87. The fundraising activities included Long Table Lunches, Coffee Mornings, Catering at the Disley Civic Service and the delivery of the Disley News on behalf of Dis18y Parish Council. Fundraising for the Restoring our Heritage Restricted Fund in the 500th Centenary year of St. Mary's amounted to £7,607.23 and included Disley Proms, Church Fete, Churchwarden's Sponsored Walk, two Organ Recitals, a Ceilidh Night and a Christmas Tre8 Festival. We felt
that all the events We particularly good ways of welcoming communty groups and the public into St. Mary's and ts grounds and linking in with local community events. Fundraising at St. John's for Unrestricted Funds amounted to £563.08 and included Coffee Mornings and the sale of refreshments at events. 11) Investments AII PCC fund balances are either invested with the CCLA Church of England Deposit or Investment Funds or are held in Nat W8St Bank PLC. The PCC has not engaged in Social Investing. FURTHER INFORMATION Voluntsern We would like to thank all the volunteers who work 80 hard to make our churches the friendly and welcoming communities they are. In particular, we want to mention the outstanding work carried out by the members of the Children's Team, Pastoral Workers and the Wicar in ensuring our ministries to all members of our Church Famili88 and to the community continue and thrive. We would also like to thank the teams of volunteers, who clean, decorate with flowers, and generally maintain the interlors of St. Mary's and St. John'8 and those who work at maintaining and canng for the church grounds. Structur•, Gov•manc• and Manag•ment pcc The PCC'S Governing t)ocum8nt, lik8 all other PCC'S, is the Parochial Church Councils {Powers) Measure 1956 as amended, and the Church Representation Rules a8 amended. The PCC is in law a 'body Corporate" and a charty and Di81ey PCC is registered with the Charity Commission with Charily Registration Number.. 1185602. The PCC'S aim and purpose is promoting in the Ecclesiastical Parish the whole mission of the Church, pastoral, 8vangelislic, social, and ecumenical. The method of appointment of PCC members is set out in the Church Representation Rules. The membership of Disley PCC consists of the Vicar, the Churchwardens and the Pastoral Workers (all Ex Officio members) and members elected at the Annual Parochial Church Meeting IAPCM) by those members of the church's congregations who are on the Electoral Roll of the Parish. Elected members of the PCC nornially serve for three years. One third of the elected members of the PCC retire each year at the APCM and are eligibl8 to offer themselves for r84lection. All members of our congregations are encouraged to register on the E18Ctoral Roll and stand for election to the PCC. The PCC members, as charity Trustees, are responsiblè for making de¢isions on all matters of general concern and importance to the Parish including deciding on how the funds of the
PCC are to be spent. The PCC met on seven occasions during the year. The average level of attendance at the PCC Meetings was ¢)ver 50%. Mhen the PCC did not meet. the Executive Committee (comprising the Vicar, the Churchwardens, the Treasurer and the PCC Secretary) met as necessary and dealt wth any issues requinng 8tt8nts'on. The PCC has Mission, Strategy and Fundraising Sub Committees. The Sub Committees are responsible to the PCC and reFth back to the PCC. as nesary. No significant transaction, contract or arrangement was, during the year, entered into between the PCC and any member of the PCC or any do8ety related person to such member. The PCC does not a¢X as Custodian Trustee for any other Fwson. body Ix 8ntty. The PCC has adopted a Safeguarding Policy for Children and Adults in accordance with the Church of England Safeguarding Policy. the Hou88 of Bishops guidance and the Charity Commission's guidance. Admln5stratlve Informatlon St. Mary's Churth 1$ 8rtuated at Red Lan8. Dislay SK12 2NP and St. John's Church is situated at Buxton Road, Fum88s Vale SK23 7PX. The Administrative office of the PCC is at Disley Vicarage, la Red Lane, Disley SK12 2NP. The Pansh Websrte 18.. disley-parish.org.uk and the Parish has a Facebook page. PCC momb•rs who hav• r¥•d at •ny tlm• from 1st January 2024 unlll tha dats th1• report was approved are a8 follows: Ex Officio members.. Rever8nd Stuart Comes- Vicar and Chaiman Mr8. Jenifer Kidd - Pastoral Worker with PTO and Ex Officio Deanery Synod Member and Member of Chester Diocesan Synod Mrs Wendy Luxon - Pastoral Worker and Ex Officbo Deanery Synod Member Mr David Kidd - Churchwarden Mr Graham Laffey- Churchwarden Elected M fflbers. Mr Peter Lancasler Mrs Rachel Thompson Mr Howard Clare- Assistant Treasurer St. John'8 Mr Geoffrey Blower- Treasurer Mr Paul Watson Mr Malcolm Serieant Mrs Francis Footrtt Miss Ruth Gateley - PCC Secretary Mrs Jane Woodhead Mrs Traoy Laffey Mrs Gill Serjeant Mr Barry Bradley Members vtho retir Mr Tom Chase in io
Three members of the PCC. namely Revend Stuart Comes, Mrs Jenrfer Kidd and Mr Geoffrey Blower, are also Trustees of Disley Christian Trust (Registered Charity No.. 1074653). The PCC and Disley Christian Trust have similar chartiable objects, in particular. the advan¢ement of the Christian religion and in the past the two charities have cTroperated together on certain projects where their tharitable objects are aligned In this regard, Disley Christian Trust has in the past made grantsldonations to the PCC where that charitable alignment exists. Approved by Disley PCC on 2025 and slgned on behalf of tho PCC by the Revorond Stuart Cornes Iwicar) and Geoffrey 810r (Treasurer) Reverond Stuart Comes IVlrAr) Geoffrny Blower ITr•asurer) li
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST.MARY THE VIRGIN DISLEY with ST.JOHN THE DIVINE FURNESS VALE DISLEY PCC Re istered Chari No: 1185602 PARISH No: 1104 ACCOUNTS for the Year ended 31 December 2024 Approved by Dlsley PCC on 2025 and signed on Its behalf by the Reverend Stuart Corna• Ivlcar) and Geoffr•y BlOr (Trnasurer) Reverend Stuart Cornos (Vlcar) Geoffre BlOr (freasurerj
NOTES TO ACCOUNTS The Accounts are propared on a Roc•lpts and Paymonts basls. St Mary the Viryin, Dlsley and SL John the Dlvlne. Fumess Vale maintain separate accounting records during the year and the results for each chUh arn brought together at the year ond to fomi the attached Accounts of Disley pcc. The total Income ol Disley PCC does not exceed the threshold whare an Audlt is required and, accordingly, the Accounts havo been independently examlned by Paul Clarkson, the appolnted Independent Examlnor and his Report is included wlth tha Accounts. A copy of the Resolutlon of Dl$ley PCC Mttlng out tts R•8erves Policy 1$ Annexed to thesg Accounts. INDEX TO ACCOUNTS Page(s) Independent Examinerfs Report St. Mary the Virgin- AccountslFinancial Statements St. John the Divine- AccountslFinancial Statements 10-13 ANNEXURE TO ACCOUNTS ReseNes Policy Page 1
FOR ENGLAND AND WALES Indapendent examinerfs report on the accounts Section A Independent Exaininer's Report Report to the trustaesl mombern of ThE PAROCHIAL CHURCH COUNCIL OF TIIE ECCLE8IA8TICAL PARISH OF ST. IAARY THE VIROII4 DI8LEY IVITH ST. JONN TNE DMN4 FURNES8 VALE On accounts for tho year ended 31 Docomber 2024 Charlty no (If any) 1185602 Sot out on pago8 4t013 I report to the trustees on my examination ot the accounts of the 8bove chartty (Ihe Tru8n for tha year ended 31 Docembor 2024 Re8pon81blllties and As the charity trustees of the Tru8t. you are re$pon8ible for the preparation ba818 of report of the accounts in accordance with the requiremants of the Chariti8s Act 2011 fthe Acf). I report in resped of my examination of the Tru8t'$ accounts carried out under 3e¢tion 145 of the 2011 Act and In carrying out my examination, I have followed the applicable Directions given by the Charity Commisslon under section 145(5){b) ot the Act. I hsve complated my examinatlon. I confirm thAt no matorial matter8 have come to my attention in conn8clion wlth the examination which gives me cause to believe that in, any material respect. accountlng records were not kept in 8ccordanc8 With section 130 of the Act or the accounts do not accord with the accounting record8 I have no concems and have come auoss no other matters in connection wlth trre examinaiion to wni¢h allenvon 8hould be Clrawn in order to enable a proper understanding of th& accounts to be re8ched. . Pleas8 delete the words In the brackets rfthey do not apply. Independent examlner'8 8tatemont Slgn•d.. 2rd Afn12026 Namo: PAUL CLARKSON Relevant profe881onal quallflcatlon{sl or body (If any): Ratjred Bank Manager and Nattonal Trust Accountant Addre88: Twlgbin, Statlon Road. Blrch Vale. Hlgh Peak SK22 1 BP IER October 2018
section B Disclosure Only Complete rf the examiner needs to highlight matter5 of concem (see CC32, Independent examinab'on of charity accounts." directions and guidan for examin8rs}. Gfve here brlef dets118 of any itsms that the examlner w18h88 to d18cl¢)se. NONE IER October 2018
31M2f2024 3111212023 Current assots 440¢1.91 3,573ffj1 193,334.13 3,301A1 4XQAII 4.79222 151?. c•h 1j 1513." 34.71 1.7f4.LKI 11568J3 1A9 321,790.40 212.806A9 U•blllth• 17 421 Totsl Ll•b51MI•8 17.00 421.00 N•t *•Mt Id•lldti 321,ll3AQ 262.384.49 5927922 ,384.49 IC9.89 63.52961 198,442,n 412.10 Tolal R•••r¥•• 3a.n3.40 262.3M49 167,WJ8 3.73 1K924.79 3.742.75 88924.63 4.7Y2J2 4.UW01 (72 3)5 f..Ce FTr71
Sl fxthy To (kneral. Cn•rnlfund ntrid) Fund Roc•lpts 4&0nAJ 4.338 1.175.76 tm32 29.15 3221ffj8 48D&SA4 4,885.71 2.13B.42 179 2215.37 12,376.24 ¥24.18 0.01 71ffj1128 67,1t4J4 or vduntary htsJrriThJ r•4(WC•8 3,746.06 6.610.C 11,7S8,L io 10 Totsl R•¢•lpt• P4yrMnts Gr8nts 89 637.09 2.ch? 10D) 2A10.CO 16L)) dlrrt relaled ) 37ffj 38h7822 1,947.f)) 1820 16T2.18 19397 7.02053 1etsTJ 18ty 3WH1 142.40 743.12 3M76A8 s388 12535 78.02 1.936.$4 221A8 1.1Y)AS 4261.18 70,79224 Cy1 Tax &ndr& 13.11 1,719 249.fA) 1.70J.1S 83Kll2 Fund4akng PU Fr•8wwJ&FW .82 1276 81A8 61A8 85 W6.50 Tot•1 74 79.16 15,157.93 151,7eéA6 I4.79 T•tl carrS•d forward bal•n 167.6OOA8 1e6.924.79 Horltag•. R•skn+kng ourHorf FurKI {R*ktsd) FurKI R•¢elpts 51.133JS Z861.16 13,390.0) 76054 &650.(j (22 FdiiAy3]5 1..11 p¥TriprfLf13
01 Jww2024 To 01 J•wary2023 17. 625724 Totsl R•colpts Pynl• Fun&rai4ng an¢ put Fraising 00224 24 05T.78 375 025LQ 0294 Church rnn8ggrr•nt and •dftlthtra 375h5 14,010.S7 14,010.57 14 388.42 9fi71.36 Totsl PayThnts 318.59 55.663h5 37 141510.02 Total ¢arrl•d lonw•rd b•l•n¢• 86,826.37 FOPCINT. INF(T {Re8trlC) Fund R•¢•lpts resourrn8 Iromdr Total ft•¢•lpts dlracty rolal8d b drth ¥uk 240AY) 240. Tot•1 P•>Thnts 7 200.00 Z725LK) Total e•rrt•d lovw•rd bahn¢• 1725.00 Chlldr•n•.Chlldr•n# •nd F•nlll•s ntIO11gnItsd) Fw T•t41 ¢arrl•d forw•rd lIn¢• 886.28 Kldz. Kldz Chureh ID•4lgn•tsd) Fund R•1P1• 26 758.15 n826 n826 158.15 Total R•Mlpts P•yrMnts dIr8ty rekted to thrc* vK¥k 27.88 and p 45.ty) 45J)) Totsl P•>TMnts 974A4 927.88 (769.731 2 t42.16 1,372A3 Total carrl•d fonvwd balan¢• 1.1J625 Pxtoral. Pastoral Fund (D•slunated) Fund (Z2 Fth8y 3Y2S 1..11 Fml P86r113
To R•¢olpts fj. 1C6.(X) ios.00 T>tal R•oip palnts INitss dlrouty r8k¢ed to thurch vKrfk 38.00 215.05 215.05 215.08 I180.) 363.13 183.08 Tot•1 1&4.08 288.08 Yotl ¢arrl•d forward lne• ryTots.SiW8Tots {DeSIgna Fund Ro¢•lpts (knnlB 51110 744m 1¥6.10 Olhor Nr4untary Iriw)tr¥ re rd6ltvJ krrn• .10 .10 46420 Totsl R•c•lpt• Pa>Thnts i•d to chwth 21 1350.31 1218D4 Total PasMnt• 1 350.31 40a8 246.18 Tot•1 ¢•rrl•d lomrd bahnc• 1,547.12 1.300.98 Slng•rn- SLMarf¥ Junior SlThJ•rs (Dwlgnatsd) Fund Tol•l cwrl•d forward b•lwnc• Equlpwnt. Equlwmnt Fund (D••lgnat•d) Fth Tot•1 urrl•d forw•rd b4knnc• Mu•k. Pknlc hlnlsty FurKI IDe¥lgnat•dl Fund Total ¢arrl•d lomrd b•lanc• Envthwn-En¥lronmontsl Fund (D8slgnatsd) Fund Total Mrrl•d lorward balanc• Drama. SLMarf¥ Drama and I11C ID•slgnatsd) Fund Total carrf•d fonyard ts•n Bell Fund. Beltrlngern kcount ID88Sgnatodl Fund Total Mrrl•d l)al•nc• P2 Fdywy 1.11 k¥nl Pwwld43
T• 8011 Fund. Ingern knotsnt (RW Fund Totd ¢arrlod lorward bal•nco 9826 Flow•rB. Fbwor Fund P¢ount IR¢strkt•d) Fw Yot•l carf•d fonmrd balw• 1)8t. t)9¢. Sunday schoolfv£cn¢ (Rtstrktad) Fund Totsl c•rrl•d forw•rd bal•nc• FollohIp. Church Womgn'j (Do8Pdnatsdl FNI To¢•1 cvrl•d forrd b•n Tu•Tots.Tu• Tots {R•¥trktsd) Fund Tot•1 c•rrknd forwd balan Book Fund. Bookstal kcount (Rathcted) Fund T•t41 carrknd forward b•lanc• Allttn-Investnntfund ndow l Fund 4,79232 1C13ts9 901111 4,38022 412.10 4.792.32 Tot1 carrl•d forward b4l•nc• Churcham. 8unThry ofchurch a¥t8 {Endty l Fund Total ¢wrl•d l•n¥4rd b*l•n 2F4 1..11 wil waof13
St Mary the Wirgln, D161ey Sofa Separats Dosignat For tho perlod from 01 January 2024 to 31 December 2024 1752AI ts)7M 7192r24 115278.71 lo1,7077 •1358J2 37922 23g19Ag (>csknr8r8 t**fvnds.in tr8tsfgps Icg 41210 174175 (thresla Dwlgna 187m)J8 107ffjM 186P24.79 Ct41thprffj 8TrJ FqMIl EqulwwFLW IcMrl•tyF FuTrJ 13r2A3 nkY9 Tc 1547.12 1547.12 PKftst8llknyJrrt INFCFCI Z726 T$dTt 142510 142510. 2837 SJmnwclthJrthw8elb 4.792J2 (22FW2Y25 1..13pniprfd13
StJohn th• Llfvlrn. Fumo$5 Val& 31M2r2024 3111212023 Current ats•ts 32n.14 2,57937 2.616.79 Total Curr•rt •M•ts 4.122.01 5.851.51 N•lknt {d•fictt) 4,822.09 5,851.61 R•s•ry•• IIX9.421 505151 11,127.17) 6.978 Tot•1 R•r¥•• 4,822.0 5,851.51 4,118A4 4347fj6 1.034E IB1.011 4051S1 ($31.01 R2 W25 1..25Fml PwAd*13
To Genoral.Cn•ral fund (Un(••trkW) Fund R8c•lpts 23&42 315.87 315A7 unlary Infx 3A91.60 182.06 3finA6 vitss f(K goner8try 815. 182L Iwestnnt in¢or 1,C97. 37A2 37A2 20.81 30fj1 Tot•1 R•IPlI Payn*nts Z429S6 19742S 2y7.94 338722 7.295.18 7 295.16 11216.921 8A64.78 5.347.86 Tot•1 p•rnnt• 884.28 11229A21 S.347b3 4.118.44 Tot•1 cBrrl•d lonv4rd b•l•n¢• ssy. 8tJohn'8 PA•ssy Churth (Wnatsd) Fund 14) 140.06 t40£4 140.66 Tatal c•rrl•d I0d b•l•n¢• Tots. SUohn'• Tots {DMlgnthd} Fund R•¢•lpts Vdunlary Infx) 1W.00 le.00 160.00 1W.OD Total R•c•lpi• T•tsl rrIed forw•rd b•fiC• 894.00 Fabr1¢. M&1nt•nCO of Fabrlc (Rosbkw Fund rot•l carrl•d forward bal•n¢• 767. 767.69 Ro$eqU•.ROM ikn•n Fund (Restrthl) Fund T¢)tsl corrhd lor bahnc• 1201.96) 1201.961 Goodnow8. Good News Paper Fund (R•strktedl Fund P2Fthw a)25 1.27 wUci13
To Total c•rfed fowrd bal•n {1,OX74) 11,096.741 Hollday. Hothlay Club Fund {R¢sblcW Fund T¢>t•l rIS9 forrd b•¢• P2 Fd¥w 1..2T Fml P8A2ci*3
St John the Divlne, Furnoss Vale SoPd Separate Deslgnated For the perlod from 01 January 2024 to 31 Decenknr 2024 65U4 623B24 7m.16 11329A2) ¢lA2) IIM56J21 (>c6Stsrers tOd$.1n {13JA2) 51Jl 4118A4 1S31th1 4822ffj9 05131 UnT8strfjci 4.11&44 140 140ffi 140A8 094D) )hn Tr1• (IM741 11K?4) 11M•741 767 (2) 76769 (201. (3Mg51 I?2F1Y 1..[*) Pay115
E>LL1le DISLEY PAROCHIAL CHURCH COUNCIL istered Cha No: 1185602 T. MARY THE VIRGIN DISLEY wlth ST. JOHN THE DIVINE FURNESS VALE RESERVES POLIC nd DESIGNATIO OF FUND As approvod and adoptsd by Dlsley PCC on 13th Mah 2023 Disley Parochial Church Council ('Disley PCC" and Ihe PCC.) reviewed and considered its financial position, the funds and income available to it, known and expected liabilities and requirements for 8xpenditur8 which were reasonably foreseeable and resolved to adopt and approve the Resenies Policy set out in this document. In arriving at the Reserie8 Policy the PCC discus8ed and noted the followng." CURRENT CIRCUMSTANES Total Income at St. Mary's is declining and has not recovered to Pre-covid levels. Congregation numbers are some 4¢Yh150% less than Pre-covid levels. The large8t proportion of the congregation is 60+ and on fixed or pension incomes. Expanses forever increase and there is likely to be100% increase in Energy Costs in 2023. The Defi¢it on the General Fund at the end of 2022 was £34,323.00. St. John's is almost financially unsustainable. It has an average congregatlon in single numbers, th8 majority of whom are 60+ and on fixed or pension incom88. Sl. John's Income is currently just about able to pay it's OLrtgoings but it also face8 substantial increase in Energy Costs from December 2022. It had Total Assets of £6,900 at 31 December 2022. For many years St. John's wa8 able to contribute approximately 10% towards the Parish Share. It tecame unable to make any contribution from September 2021 which means the whde burden of th8 Parish Share has, since that date, fallen on St. Mary's. Parish Share (which is the annual assessment made upon the Parish by Chester Diocesan Board of Finance fchester DBF.) as the Parish's ¢ontribution to Chester Diocesan Budget) is the PCC'S single largest ttem of Expenditure each year.- St. Mary's Total Income in 2022 in tts General Fund was £84,141.41. The Parish Share in 2022 was £69,668.00 (which the PCC has paid in full) which represented 820A of the PCC'S Total Income, Assuming St. Mary's Total Income in 2023 is substantially the same as 2022 l.e. GlrGa £84,141.00 ttwi the 2023 Pariah Shar• of £74.767.00 will Mpm8•nt some 86% of St. Mary'$ Totsl Income.. For many years the PCC has paid the assessed Parish Share in full but has only been able to do so by using rts Reserves. The PCC has detemined that the atove situation is unsu8tainabl8 particulady in the light of the matters mentioned later in this Reserves Policy", In considering the Questions which St. Mary's faces, namely - 'How much of the 2023 Parish Share can it afford to pay?. And 'How much of its R8s8rves can it sensibly afford to US8 to fvrKI the Parish Share?. the PCC have detemiined that it must reduce the amount it pays in Parish Share to, at least, the extent that such payment produces a Deficit in the PCC'S General Fund. This is a fundamental change in the PCC'S approach to the Parish Sharè, having consistently paid the Parish Share in full for rtainlY the last 14 years. This change is driven by the issues outlined in this Reserv8s Policy. It is estimated that approximately 40150% of St. Mary's Total Unrestrictsd Income each year is required just to pay the 'ordinarf day to day running costs and expenses of the Church e.g. - utiltties, insurance, rouiine Maintenan and nomial outgoings (excluding Parish Share and any material
non-recurring items of exp8nditure) leaving approximately S0160% of St. Mary's Total Unrestnded Income available to pay the annual assessm&nt of the Parish Share. Applying these percentages to the 2023 Parish Share assessment of £71,767.00 the PCC on 9 January 2023, unanimously resolved that the amount of the 2023 Parish Share whidi the PCC could reasonably afford to pay woukl be SO% of the 2023 assessed Parish Share being approximately £34000. The PCC al80 detennined to review the posrtion again in June 2023.. Any unpaid Parish Share remains as a D8bt du8 to Che$t8r DBF. St. Mary's, which is a Grade Il" Listed building, is faced with having to fund an estimated amount of £330.000 to carry out extensive renovation and r8pair works to the Structure of the building as identffied in its last Quinquennial Report. St. John's is likely to have a Capttal Expenditure requirement of an estimated £30,000 for works to SL John's building when its next Quinquennial Report IS iS8U8d in 2023. It is envisaged that the renovation works to St. Mary's will have to bè carried out in stages over a numb8r of years and that the capital commrtment to fund the works will have to be found from a combination of (a) use of Reserves Ib) Fundraising and Ic) Grants. At 31 December 2022, St. Mary's had available Re8erv8s of approximately £210,000 held in the CBF Deposrt Account and the Restoring our Herttage Account such reserves being derived from some substantial legacies and the balance of the proceeds of sale of St. Mary's Schoolrooms. These Reserves (as directed by the PCC by ts Resolution8 pa88ed on 22 O¢tob6r 2022 and 9 January 2023) are allocated as follows:_ (a) £76,000 - Restricted -Restoring our H8ritag8 Fund - for u88 solely in connection with the necessary restoration works: and (b) £134.000- Unrestricted. PRINCIPLES In good steward8hip, money should only be kept in reseprfe for spe¢fflc reasons. Whilst the Bible clearly indicates that we should not hoard it is also clear that sensible planning for known events and responsibly for others is important. Charities leaislation requires charities to have a purpose in holding onto mon8y. A 88nsible Reserves Policy shows the purpose for which reserves are held and the amount held. The PCC is aware of the ongoing, month on month. Deficit in its Income as compared to its monthly Expenditure arKI determined that it wshed to have at least 8ix months Running C08tsP4Vorking Caprtal cash reserves to cover ongoing ministry and operation costs and also in case UnfoSeen problems arose. The PCC is aware that some costs cannot be absorbed into the yearly cash flow, and that sensible planning and allocation of furKls to designated and restrlct8d funds is necessary for securing the future ministry of the church. If money comes in that takes us above our reserve the PCC will plan how to use rt for ministy, apportion rt to appropriate designated or restricted funds or gtve beyond ourselves to groups that align wsth our charitable purpose. POLICY Disley PCC aims to redu the amount that it pays to Chester DBF for Parish Share and to keep approximately stx months running costs in Unrestrrcted Reserves to
facilitate cash flow for its ongoing ministry and operational needs and in the event of any major or unforeseen prOblemlSSueS arise. It will also seek to allocate or deposit mon8y Into designated and restncted funds to faolrtate longer term projects and expeded works (e.g. works identffied in the Quinquennial Report and projects for future sustainability and ministry). It will therefore review on a regular basis the money that ts held in unrestricted fvnds. APPLICATION Taking into account the matters and Circumstances previously refeffed to in this Reserves Policy and believing that it is prudent to do so'.- The PCC resofv8d on 9 January 2023 to reduce the amount that it pays to Chester DBF in respect of the annual assessment of Parish Share to an amount which approximates to 500A of its Total Annual Unrestricted Income recognising that any unpaid Parish Share MaInS as a Debt due to Chester DBF, The PCC being aware that the last Quinquennial Report on St. Mary's Church revealed that substantial works of repair and restoration are required at St. Mary's with a provisional cost for repairs and restoration of £330,000, the PCC wishes to allocate or transfer to a Designated Fund for Restoring our Heritage the sum of £50,000 where the use of such funds are designated for repairs, restoration and renovation of St. Mary's Church building, such Allocat8d or D8signated Fund to be in addition to the Restoring our Heritage Restricted Fund of £76,000.. The PCC wishes to keep £48,000 representing approximately stx month8 wnning costs in Unrestricted Reseries, to facilitate cash ftow for its oftgoing ministry and operational needs and in tha event of any major or unforeseen problemslissues arising., The PCC is aware that the Reserves and allocations referr8d to above would not necessarily be sufficient to discharge all expense associated with the various rtems referred lo above and that further funding may be required from increased Giving, Fundraising and Grants or a combination of the same., The PCC intend to hold a ThanksgNing Programme to seek to promote an increase direct Giving. The PCC noted that the funds the Subject of this document are pres8ntly invested in the CBF Church ol EnglarKI Deposit Fund andlor held th8 Nat West Bank Accounts of th8 PCC. IMPLIMENTATION OF THE POUCY Bas8d upon the foregoing, Disley PCC re801v88 to create and hold in reserve andlor allocate the following sum8 for the following purposes and to designate the funds as Set out below.. {a) Re8torFng our Heritage Fund- Allocated or Designated £60,000.00 as an addition to the £76,000.00 Restricted Fund in the existing Restoring our Heritage Fund and so provide a Total Fund of clrca £126.000 for the Restoration Works to St. Mary's Church and thereby establish the basis for Fundraising and applying for Grants., (b) Running Costs - £48,000 - Unrestricted Fund" and (c) £36,000 allocated for the 2023 Parish Share assessment (UnrestriGted Fund} to bè paid to Chester DBF either by instalments andlor in one or more lump sum payments as detemined by the PCC Treasurer in consuliation wrth Chester DBF. These Funds are in addition to existing Designated Funds which currently have cred balances nam8ly Children's and Famili8s Designated Fund, Kt'dz Church Dèsignat8d Fund,
Pastoral Designated Fund and St. Mary's Tots Designat&J FurKI which Funds will continue in existen. This policy will be revIevd a regular basis as arcumstances dictate. Dated: 13th March 2023.
MMI FOR ENGLAND AND WALES Independent examiner's report on the accounts .%ection A Independeiit Examiner's Report Report to the trust• membern of THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST. MARY THE VIROIN, DISLEY WITH sr. JOHN THE DMII4 FVRNI88 VALE On accounts for the year •nd8d 31 Decomber 2024 Charlty no (If any 1185602 Sot out on pages 4t013 I report to the tru8tees on my examlnatron ofthe accounts of the above charhy (Yhe Trusf) for the year ended 31 Docemb•r 2024 Re•pon81bllltles and As the tharity tru8t008 of tho Tru8( you are re8pon8ible for the preparation ba813 of report of the accounts In accordance wlth tho requFrnments of the Charities Act 2011 fthe A¢r). I report In respect of my examinatkjn of the Trusvs accounts carried out under 8ection 145 of the 2011 Act and in carrying out my examination, I hav8 followed the applicable Directions given by the Charity Commi8slon under section 145{5)(b) of the Aci. I have completed my examination. I confimi that no matertal m8tter8 hav8 come to my attention in connection wlth the examlnation which givos me cause to believe that In, any material respect. 8ccountlng records were not kept in accordance wlth section 130 of the Act or the accounts do not accord with the accountlng record8 I have no concerns and have come amss no t)ther matters in connectlon the examinaiion to whlch attentton 8nouia oa ar8wn In order to enabl8 proper understanding of the accounts to be reached. . Please delete the bvords In the br8ckets rfthey do not apply. Independent examiner'8 statement Slgned.. Dats: 2(4 Afn12020 Name: PAUL CLARKSON Relevant professlonal quallfication(s) or body (If any): Retlred Bank Manager and Natlonal Tntst Accountsnt Address: Twlgbln, Statlon Road. Blrch Vale. Hlgh Peak SK22 1 BP IER October 2018
Section>B Disclosure Only complete rf the examiner needs to highlight matters of concern (see CC32, Independent examinab'on of tha17ty accounts: ¢knctions and guidan for exarniners). Glve hère brief detall6 of any itom8 that tho •xaminer w13he8 to dlsclose. NONE IER October 2018