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2021-12-31-accounts

CONTENTS PAGE
Report ofTrustees
Trustees, Officers &Advisors
Mission &Objectives
Activities, Achievements &Performance
The Challenges Paced by Our Clients
'Social Impact
Structure
&Governance
Financiaf Review, Risk Management g Reserves Policy
Trustees'
Responsibilities
in Respect ofthe Preparation ofthe Accounts S
Receipts &Payment Accounts
Statement ofAssets &Liabilities
Notes tothe Accounts

2020 2021 Change
Average debt per client 19,190 20,952
%ofclients who have long-term health issues 52% 43%
%ofclients with multiple (4+)debts 90% 27%
%ofclients with priority debts 92% 84%

Unrestricted Total Unrestricted Total
Year Ended Year Ended 15months a~2 15months~2
31December 31December 31December 31December
2021 2021 2020 2020
Income
Donations
&grants
11,783 11,783 15,797 15,797
Total Income 11,783 11,783 15,797 15,797
Expenditure
Charitable
activities
Contributions to
supporting charities 4,875 4,875 3,250 3,250
Staff costs 8,486 8,486 8,486 8,486
Other direct costs 60 60 16 16
Total expenditure 13,421 13,421 11,752 11,752
fret income forthe year I1,638} j1,638)
Funds brought forward 4,045 4,045
Total funds
carded forward 2,407 2,407 4,045

2021 2020
g
Assets
Cash at bank 2,407 4,045
Tax reclaim
Total Assets 2,407 4,045
Statement ofFunds
Total Unrestricted general funds 2,407 4,045
TotalFunds 2,407 4,045