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|CONTENTS|||||PAGE|
|---|---|---|---|---|---|
|Report ofTrustees||||||
|Trustees, Officers &Advisors||||||
|Mission &Objectives||||||
|Activities, Achievements|&Performance|||||
|The Challenges Paced by|Our Clients|||||
|'Social Impact||||||
|Structure<br>&Governance||||||
|Financiaf Review, Risk Management||g Reserves Policy||||
|Trustees'<br>Responsibilities|in Respect|ofthe Preparation|ofthe Accounts|S||
|Receipts &Payment Accounts||||||
|Statement ofAssets &Liabilities||||||
|Notes tothe Accounts||||||





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||||2020|2021|Change|
|---|---|---|---|---|---|
|Average debt per client|||19,190|20,952||
|%ofclients who have long-term||health issues|52%|43%||
|%ofclients with multiple|(4+)debts||90%|27%||
|%ofclients with priority|debts||92%|84%||



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|||Unrestricted|Total|Unrestricted|Total|
|---|---|---|---|---|---|
|||Year Ended|Year Ended|15months a~2|15months~2|
|||31December|31December|31December|31December|
|||2021|2021|2020|2020|
|Income||||||
|Donations<br>&grants||11,783|11,783|15,797|15,797|
|Total Income||11,783|11,783|15,797|15,797|
|Expenditure||||||
|Charitable<br>activities||||||
|Contributions|to|||||
|supporting|charities|4,875|4,875|3,250|3,250|
|Staff costs||8,486|8,486|8,486|8,486|
|Other direct costs||60|60|16|16|
|Total expenditure||13,421|13,421|11,752|11,752|
|fret income forthe year||I1,638}|j1,638)|||
|Funds brought forward||4,045|4,045|||
|Total funds||||||
|carded forward||2,407|2,407|4,045||





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|||2021|2020|
|---|---|---|---|
|||g||
|Assets||||
|Cash at bank||2,407|4,045|
|Tax reclaim||||
|Total Assets||2,407|4,045|
|Statement ofFunds||||
|Total Unrestricted|general funds|2,407|4,045|
|TotalFunds||2,407|4,045|





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