MARINERS CHAPEL REPORT AND ACCOUNTS FOR YEAR TO 31ST MARCH 2025 Statutory and other information 2and Trustees Report Receipts and PayrnentsAccount Balance Sheet Independent Examlner's Reporton the Accounts Mariners Chapel 13 Chapel Street Rowhedge Colchester C057JS Trustees otheThvlse known as the Leadership Team (All have served from l April 2023 to the date ofsigning the accounts unless otherwise shown) Mrs Christine Bowtell Revd Paul Bowtell Mis Eunice Broom Mrs Clare Bush Mrs Heatherwelfare Independent Examiner Keith Muntord Treasurer Doug Clay Bankers Barclays Bank, 40-41 High street. Chelmsford. CM I IBE Lloyds Bank. 25 Gresham Street, London, EC2V7HN
RINERS CH FOR THE Y R T031 8vief history and Incoryboration Mariners Chapel was opened as a church in 1850 in Chapel Street in Rothedge by Mr John Manin. In legallerms, it was then an unincorporated assoeiation. It incorkwted as a Charitabbe Incorporated Associatson I'CIO J on 19 September 2019. Stru¢ture. Governance and Management The Chapet. hereinafter called Ihe ChLtrch", is Verned by tts COnSt'0n wthich includes a Statement of Faith. Members of the Church are accepted in accordance With its Consb"tytion, 1)ith indudes the requirements that they must11) profess their larth in the Lord Jesus Christ as God and Saviour, and121 be in agreent the Statement of Faith. and13) be 16 years of age or over. Believer5 Baptsm is encouraged. Church Members meeb.ngs normally take place Ihree times pw year, and Ihese meeliigs have responsibih.ty for the overall poliLy ofthe Church. Relevanl mattels are submitted to ChuTch Meetings by the Tnjstees an¢Yor by members ofthe Church. Athough the Constrtutson pefmits decisions to be made at Churth Meetin&s by appropriate maionts"es, the Church seeks to work by consensus wherever possible. In accordance tts Constituti"on. the Minister, if any, of the Church automab"cally becomes a Ttustee and a menknr of the Leadership Team on appointment. Otheryrf3e, Membe of the Church appoint other members of the Leadership Team, eath of whom become TnJstees upon appointment. The Leadership Team is responsible for the day to day running of the Church's work and wtness as well as for financial and legal matters. AJI members are acth.vety encwiaged to take an appropriate part in the $pirtbJal and practical tasks involved in the fvrlherance of the charitable objective. Obiectives and Activities The prirscipal objectwe of the Church is the athancement of the Christs'an faith. induding education, community setvice and such other general charttable purposes in su( parts of the Uniled lfj"ngdom and the world as the Church shall determine. In order to achieve this objeth"ve, the Church provKJes a variety of ministries both to rts membership and to the local community. The aim is to show the love of Jesu$ ChFiSt in bolh word and deed and to bring people into a dosei relalionship Him as living Lord. Cenlral to the w(Kk and wilnes$ ofthe Churth is the prw$ion of rewlar public services of Christian vmship accompanbed by weekly Life-group meets.ngs to encourage people a5 they strengthen faith. An a¢b've group Communicating via text pray daily for needs as they arise and offers practs.cal support %there able. &nce joining Edge Minsstries in November 2023, Mariners knhapel has included regular Comnwnion meals into the ¢alendar, tI¢0mlng in people from the community to share meals and hear about the love of Christ. Mariners Chapel continues, as Intercessors, to pray for the need5 of the Edge communtty as well as local and national need5, Christian V15ion for Men ICVMI and Hospitsl in Motion in eiail as ¥11 a5 children are supported by our GLOW group through Compassion (UKI. The Foottbank Hub, led by our MaTiners Comnnity Support Co-ordinator IMCSC), is now in its fith year.11 uses volunteer support from the Chur¢h and volunteer5 from Rowhedge and Colchester lo support the growng needs of our community. In this reporting period 19 families, from the St LaMences Pfimary S ool. were provided Yh food and houlehold items incluthng fresh vegetables and frurt for every half tem) and six weeks. together vith vouchers f the holiday period. In this reporting period Mariners Chapel has partneied Colchester Youth Outreath ICYOI and, with a team of volunteers, our MCSC is ¢onts"nuing to devel¢)p support to our local piimary school. Slow cooker dub. providing food, recspes and slow cookers to families in need ol support has Continued during the yeai. GLOW- an after-school club which supports children pa(lar need%. has been onty)ing over the rep(ffts"ng period and now incorpoTates Forest GLOW in its s¢hedule. The Well, a weÈkty café, which lackles soual i501at.on by provi&"ng company and support mainly lo older adults continued to meet thring the year as the Baby and Toddler group ith support and care offered lo parents, ¢aier5 and their chldren_ These minisln.es are njn by volunteers. Mariners Chapel operates syBtem5 to eisure that al people working th thildren or adults addibonal needs are appropriately vetted via the Disdosure and Baing Service. tJJr Safegualding poli is updated annually training for those working diredy with children or athlts. Marrners Chapel has both male and female in-house safeguarding onlacts and an extemal contact, the latter being the Headteacher olthe local primary school. The Twslees ol the Church have read the Charty Commtssion guidance on public benefft and are sat¢sffied that the activities oullined clearly demonstrate that the charity is pioviding a benefrt to the wblic. Page 1 of2
ERS CHAP TR ES REPO TFORTH R TO nued Achigvements and PÈrfomwnce The Church does not measure the success of fts prwammey and activitses only in numbeT5. inclutthng financial numbers, also in fellowship, indNidual growth in faith and in the Iwed experience of the Churth community both in supporting and encouraging eath other and in rèathng out to the signthcant need5 cfthe commun"e$ that we live in. IAThile the Trustees recognise that suth grovth and connecttons with others aTe difficult to measuie. we believe that there ha8 been a period of Owth over the year. and this has provided further OpponitieS to reach out and share the love of Jesus Chrr6t yth others. Current membership of the Churth 15 31, six peoFde having been Teceried irrto membership during the reporting period. The life and experience of our church communty has also deeperied with real spirial Owth being evhdent amongst many. Financial Review The Church continues to raise funds Yh1n the Church and lo seek lund5 eere as necessary. To Ihis end grant of£7,216 was gratefijlly received from the Essex Community Fund in February 2025. This money has helped maintain the Mariners Chapel C(xYdinator rcde. No applications underway at present. but furfher fvnding wll be sought. In the reporting year, we continue to have a General Fund wthich is an Unrestricted Fund and can be used for any unrestricted income of the Churth. The three Restricted Funds can only be used for the purposes for which Teceipts to them ale given. namely a Foodbank Fund. a Hardship Fund and a &Jilding Fund. Detarfs of the recipts and payments on each Fund and other matteTS are shown in the attached Accounts. As we * not currenty employ a Minister. cwr main expeniiure during the reportÉng period has been the updating of the Chapel building Ythich included primarily and mr)st significanlly the replacement ol the forecourt. The sala.ry of our Community &Jpport Co-ordinator, works part-time for the Chuith, was the other significant cost in the year. The financial results for the year together a summary of the aOunts"ng poliae5 adopted ale set out in the accompanying financial statements. Mariners Chapel is heavity dependent on Ets MeMbehIp worknng a5 volunteers in all aspects of tts adwi*es, many of which run litue or no impact on the Chapel expenijknre nevertheless Contribute substantially to the a¢hievement of the chur¢h's objeclive¥. Reserves Policy The Trustees have established a Reser¥es Policy to enable Mariners Chapel to funclion effectivety and meet its obligations in the event of a decline in our income or a major cost. Having considered the relevant risks gf Changes in in¢ome and expenditure, the Trustees have determined that the appiowiate level of unrestricted reserves is in the range of £7,500 to £30.000. Clare Bjjsh, on behalf of all the Trustees Date Page2of2
Thisyear Re5LTiaed Fund5 Lèst year Total Funds Geneial Fund Toial FLmd5 Foc¥Jban Fund Hardship Fund iiding Fund Total Re$tri¢ted Donations GMngbySO Cash glvine Olherdonationsand gfanis GfftAid I2.055. 32trL&fj 3.768.01 741.LMI 4.319.45 3.931.C 3.836.76 7,207.C &2W2.55 15,257.5S 22,158.11 871. 4.&39.01 5,270.20 3.931.¢J) 8,25OAS 16.995.01 3.836.76 7.772.69 7.207.00 Essex Communtty FoundaTh'on Other TOTAL RECEIPTS 279.02 8.1)04.55 30.190.77 51475.03 .186.22 7.871155 MCSC employrnentcosts MCSC expense5 Speaker5 fees MisSn an(J 0reach costs 9.993.C 256.10 847.5 1.051.51 3.132.40 491.15 1.770.78 12.6rJ.52 2.328.67 212.CLI 9.W.08 25&10 847.90 1,051.51 3,132.40 494.15 1.770.78 12.67&52 26.037.92 2.326.67 902.26 212.03 192.14 3.348.00 1.851.00 i.00 8.142.54 747.26 1,273.24 789.7AI 2.223.60 840.72 Chapel utilities cop8th1 licences Insurances Chapel- repalrs& ma1menare Chapel*tems purchased Printing% stst1ory Donatlons made 134B.CrfJ 191. SafeEuardSnB orher Foodbank pa[ Hardship paymentS- mTmal Hardship payments- slowcooker TOTAL PAYMÉNTS 463.47 463.47 64.12 3.ty108 3,9&3.1 3.3.08 73.00 3.421.63 93.50 932.57 4036.08 4(1.767.&1 48305.16 7& 36,TII.61 496U8 Recdptsless PentS 15,535.391 3.911.47 57.00 3,968.47 11,W.921 4.289.87 Transfets betsvttnfunds Cash funds slYearend .901.13 9..91 408.51 io.wA).rffji 20.375.42 40,276.75 36.OC&88 Cash funds thisyearertd 14,365.94 1&878. 465.51 10.MO.LXI 24.343.89 38,709.83 4027&75 Page4of8
31-Mar-25 31-Mai.24 H.FUNDS Bank balantes Barclays Bank Lloyds Bank 38,301.97 407.86 38.709.83 39,916.41 360.34 40.276.75 TOTAL General Fund Restricted Funds Foodbank Fund Hafdship Fund Bullding Fund Tolal Restricted Funds Total Cash Funds 14.365.94 19,901.33 13.878.38 465.51 10,000.00 24,343.89 38,709.83 9,966.91 408.51 10,000.00 20,375.42 40,276.75 Other Monetary assets None None InvestmentAssets None None Assets retalnedtorthechartty'sown use s*own at insurance value Mariners Chapel building and land Chapel Contents 1,030.286 42.807 1.030.286 42.807 TOTAL 1.073.CQ3 1,073.093 The Mariners Chapel charrydoes nw have anyfi"nan¢ial interesi in the manse owned byllu¥al Ministries Approved on behalf of allthe Trustees Heathei Welfare re Bush Date Da Page5Df6
ReporttotheTrusteesand members of MaTiners Chapel Charity number 1185402 on the accounts for the year ended 31 March 2025 as set out on pages 4 and 5. I ieport to the trustees on my examination olthe accounts of the above charity for the year ended 31 March 2025 Responslblullesand baslsof report As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 20111.the Act'l. I report in respect of my examination of the Trust's accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the appllcable Directions wven bythe Charity Commission under section 14515llbl of the Act. Independent examlnefs statement I have completed my examination. I confirm that no material matters have come to my attention in onnection with the examination gNing me cause to believe that in any material respect.. l. accounting records were not kept in accordance with section 130 of the Act or 2. the accounts do not accord the accounting records I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a Proper understsnding of the accounts to be reached. Signed Keith Munford Treasurer Date i/ii Kirby-le-soken Evangelical Church Page6of6