MARINERS CHAPEL REPORT AND ACCOUNTS FOR THE YEAR TO 31 MARCH 2024 Mariners Chapel. Chapel Street. Rcwhe¢4e. Colthester COS 7JS
MARINERS CHAPEL REPORT AND ACCOUNTS FOR YEAR TO 31 MARCH 2024 Index Pa Statutory and other information Trustees Report Receipts and Payments Account 8alance Sheet Independent Examiner's Report on the Accounts 2and3 Statut and other Informatlon Chapel name and address Mariners Chapel Chapel Street Rowhedge Colchester C05 7JS E-mall address and Welsite info@marinerschapel.co.uk www.marinerschapel.co.uk Trustees OtheISe known as the Leadershlp Team (All have servedfrom l April 2023 to the dote of "Qning the occount5 unless otherwise shown) Mrs Christine Bowtell Revd Paul Bowtell Mrs Eunice Broom Mrs Clare Bush Mrs Heather Welfare Nathan Blackaby (from l April 2022 to 9 June 20231 Nicki Matthews (from l April 2022 to 9 June 2023) Treasurer Doug Clay Independent Exarnlner David Prentice, CA, ACMA Bankers Barclays Bank, 41>41 Htgh Street, Chelmsford. CMI IBE Lloyds Bank, 25 Gresham Street, London. EC2V 7HN
MARINERS CHAPEL STEE RT FOR TH YEAR TO 31 MARCH 2024 Brief hkntory and Ineorporatlon Mariners Chapel was opened as a church in 1850 in Chapel Street in Rowhedge by Mr John Martin. In legal temB. it was thén an unincorporated aSs(Wtn. It incL¥pored as a charitab IncCPOrat8d Assctthon I'CIO.) on 19 September 2019. StNctuvo. Governance and Inagement The Chapel. hereinafter called 'the Church". is govemed by its ConstitulKJn which indudes a Ststement of Faith Memters of the Church are accEpted in awdan¢e wth its Conststutn. whth includes the requirements that must111 profess their faith in the Lord Jesus Christ as God and savU[, and12) be in agreement with the Stsl8ment of Faith, and {3) be 16 years of age or over. Believers Baptism is encouraged. Church Mernbers Meetings take pl three tirres per year and these rTwtings have responsibility for the overall p)Iw of the Church. Relevant matters arè $ubmrttod to Chsjrch Meetsngs ty the Trustees andlor by nmbèrs of the Church. Although the ConstitutKin permits decisions to be made * Church Pl"ng$ by appropriate malorities. the Church seeks to woltt by ¢onsen$us wherever possibte. In awdance wtth its Constitutson, the Minister, rf any. of the Church automully becomes a Trustee and a memtr of the Leadership Team on apwintmenL Otherwise. members of the Church appoint other members of the Leadership Team, each of whom become Trustees urtsi appOintmt. The Leadership Team is responsible for the day lo day njnning of th8 Church's work and wrtness as well as for financHI and legal matters. All members are actively èncouraged to take an appropnate part in the spiritual and practral tasks involved in the fvrtherance of the chaiitable objective. ObJectlve• and Actlvllle• The prin¢ipal objective of the Church is the advancement of the Christian faith. including education, Community .Sery1 and such other general chantab purposes in such pats of the United Kj'ngdom and the world as the Churth shall det8mine. In order to aChVe objeth"ve. the Church provides a variety of ministries both lo its membership and lo the Ial communrty. The aim ts to show the love ofJesus Christ in both word and deed and to bring people into a closer relats'onship WFth Him as living Lord. Central lo the work and witness of the Church 1$ the provis1 of regular public seThi of Chnstian worship accompanied by weekty Lrfroup meettngs lo en¢wrage peo as they strenglhen farth, to build community and to pray for and encourage one another. An athe group communicats'ng vki text pray daity for needs as they arise and offers pract1 supwrt where able. The Foodbank Hub is now in ts fourth year and utilises volunteer supp)rt from the Church and voluntsors from R¢)whedge and Cokhester to support the growing needs ofour community. In this rewrting perk)d. 472 aduRs and 6CE children were provided wrth fc)d and household iteffts including fresh vegetables and fruit. The Mariners Communty Support cordInatOr has W our Fc#)dbank Hub over the rewjth'ng periti and, using voluntaer coaches, also cMrdinates supkM)rt to famils both in tthe Ictsl s¢h(M)l usng the Christian charity 'Tran$foming Lives for Good, rTh)del and in the l(Thl communrty to familles who are in need of supporL Slcw cooker club, provKling foc¥J. recipes arKI slow ¢er$ to families in need of supwrt has continued during the year. GLOW- an after School club whh supports children with particuL3r needs along5e those children who have been part of TLG is now also incorporating Forest School at their weekty netings. The INell, a weekty drop in whicfi lackles social isolation by providing company and support mainty to older •ts conb'nued to thrive during the year as did the Baby and Toddler group wbth SUPFYt and care offered kn parents. carers and their thildren. These MIntrieS a run by volunteers. In November 2023. Mariners Chapel voted UrnimoUSty to join Edge Minisfvslod by Cart Beech and as part of this developing relationship, Mariners will be acety invofved in intercessory prayer for the wider Edge community. Marin&rs Chapel operat8S Systems to ensure that all p80p WOTkn"ng w¢th chiK4ren crf adults wth aJditional needs are appropriately vetted via the Disclosure and Barring Service. Our Safeguarding Policy is uimjaled annually with training for those working directty with children or adults. Mariners Chapel has b)th male and female inthouse safeguarding contacts and an extemal contact. Ihe latter being the He•Jteacher of the I1 primary xhool. The Trustees of the Church have read the Charity Commission guidance on Publ benefit are sabsfd that the Xtivit outlinJ clearty demonstrate that the chanty providing a benefft to the publ. Page2 of6
MARINER CHAPE STE S REPORT F R TH Achhvoments •nd P•rfomMnce The Church does not rrEasure the sUesS of its programmes and xbvths onty in numbers, including financgl numbers, bth also in fellowship, indNKlual grcA¥th In faith and in the INed exFefience of the Church communty both in SUPFQrtI'ng and encouraging eath other and in reaching out to the signfficant needs of the communities that we live in. ile the Trustees reccgnise that such grrth and cOnnect)nS with others a diffrult to rneasure. we believe that there has been a period of growth over the year and this has provkded further opportunitres to reach out and shafe the love of Jesus Chrisl ¥th others. Current membership of the Churth 1$ 26, fve people having reSned during the rep)rbng after Thing away from the area or having moved to ¢hurcl whth wovide g g¥eater range of chiklren's work. During the POrting perKJ, attendan at Sunday worship has grown as it has at our weekty Lite group, wilh weekty Lrfe-group attendance ha¥ing lripled gnce January 2024. which is a enCouragent Flnancl•l Revlow The Church continues to rdise ffijnds within the Church and to seek funds elsewhere as necessary. To this end, a grant of£5,000 was 9ratefully recer¥•d from thg Essex Communty Fund in July 2023. This mon•y has hèlp8d maintain the Mariners Chapel Support Coordinator role. In the reporting year. we continue to have a General FuThJ wh¢h is an unrestn.cted Fund and can be used for any unrestricted illco of the Cnurch. The three Restricted Funds can onty be used for the purposes for which receipts to them are given. namety a Foodbank Fund, a Hardship Fund and a Building Fund. Details of the receipts and payrrnts on each Fund and olher tte[s are shthvn in tho attached A<nts. As we do not currentty employ a Minister. our main axpendrture dunng the reng peric¥J has been the Lrpdating of the Chapel building whi¢h included the installabon of accessible loilels. These were part funded through grants from Colchester Catalyst Charity 01 £10,CM)O and £2,300 from 8&nefacl Trust, trKIth reeeN8d during this reporting period. The salary of our Community Support CrH)tdinator. who works part4irne for the Church, was the other significant cost in the year. The financial results for the year together with a summary ofthe &c¢)unkng Oici8s &ttopted are set out in the accompanying finaneAal statements. Mariners Chapel was a part1patr.ng employer vAthin the Nalthal Employment Savings Tmst pon&on schem8 during the year. Mariners Chapel is heavity dependenl on its EmberShiP vA)rking as volunteer5 in all aspects of its actNities, many of which run wrth little or no impact on the Chapel expenditure. but neverthes cwln"bute substantsally to the achievement of the church's objeclrves. Re1¥0$ Pollcy The Twstees have established a Reseives Polw to enab Mariners Chapel io fvnthn effectivety and meet obligatDns in the event of a decline in our incorrE or a major cost. Having ¢onsKlered the relevant risks of Changes in income and expenditure, the Trustees have deternined Ihat the appropriate Sevel of unrestricted reserves is in the range 01£7,500 to £30.000 Dr Heather Welfare, on behalf of all the Trustees Date P•Je3of6
mlER5 ACCOUNTS FOR THE YEAR ENtX14G 31 tsAcc(wftt 24 Re5trirted Fund5 Yofèl Fund5 Fund F(abank Fund FL4nds Fund Re£ei GEnetl donliw Gmnq by SO 19.20J.IKI 3,291.20 22,492.20 19.201.iKI a.291.20 22,492.20 16.774.10 Fcojbank FU Grwnt by SO Cash afdshy Fund Hardship Futhd. slow c(Aer feceyts Othef don4iwJ)s and gr1$ 1.957.Jl L779.L IYJ7.IL 2.957.11 3.979.53 i.m.tyJ 1.779.( 2n.50 2(Thj 21WJ.00 3.985.(K 350. IlJ48.12 5,646.89 7.772.69 5M6.89 14995.01 7.772.69 L948.37 Open cWttribUt to rnanse rent Grants re(efvYd. Etr BIpt Ass1 ants recef&. Cokhe5tew Cala Othtr Total 3.351 LXI 1086.01 13.iK#) (XI 279.02 472.9) 10.583.IXI 52.475.D3 45.225.41 279.02 41.892.03 10.383.IxI Pa .14Z54 747.26 &14154 747.26 9.321.77 MCSO expense5 Pastor's ernph)wTrt Costs Manse rent and Courd I Speakers fees 'ssth) and r¥JIreh costs Chapd utikr 3,409.09 522.52 1.273.24 7B9.74 223.fjo 840.72 692_92 26.037.92 12.26 192.14 I51.C> .12 1.273.24 789.74 2.223.9) 840.72 692.92 ?6.037.92 2.26 192.14 L851.rJJ 1.298.Sts 64.12 125.50 3.421.63 3.421.63 1.252.49 93.SD 93.50 4.6CIJ.42 932.57 932.57 4.447.70 48.205.16 34.51B.69 1.076.50 1.913.73 432.24 659.21 1.955.¢XI 2.451.72 lsurances rhapd. repairs & Maintene Chapel otms pvrthase PrintKI8 & statiorvy Othtr Foodbank payments Hardship payments. n(rfmal Hardshy paymeTrts. cr•ker 3.421.63 9350 932.57 J.026.07 43.7.46 3.421.63 Jrpluslldrftsl (1.865 431 6.%137 1826.071 .135.30 4.269.87 10.7C*.7 e4of6
MARIN RS CHAPEL ACCOUNTS FOR THE YEAR TO 31 MARCH 2024 Bakince sheet 31-Mar-24 31-Mar-23 Assets and liabllties Bank balances Barclays Bank Uoyds Bank 39.916.41 360.34 40 276.75 35.476.29 530.59 sented General Fund Opening balan Deficit in the year Transferto Hardship Fund at end of the year Closing balance 22.766.76 25.31Xl.16 IL865.431 12.033.401 11,CKK¢.Wl 1S00.CK)I 19.901.33 22,766.76 Restrkted Funds Foodbank Fund Openin8 balance Surplus in the year Closlng balance Hardship Fund Openin8 balance IDeficitllsurplus in year Transfer from General Fund in the year aosing balance Bullding Fund Opening balance Surplus in year aosing balance Total Restricted Funds 3.[5.54 6.961.37 9.966.91 3.5.54 3,(M)5.54 234.58 1826.071 I,LD).cK) 408.51 1265.421 234.58 iO.LKKI.Crf) io,cM)o.co iO,¢XJO.CK> 13 240.12 20,375.42 Total Funds 40,276.75 36 Ci)6.88 Approved on behalf of all the TneeS Heather WelFare are Bush ia.06 IL.0 Date Date Pa8e5of6
MARINERS CHAPEL INDEPENDENT EXAMINER'S REPORT ON THE ACCOUNTS FOR THE YEAR TO 31 MARCH 2024 Re ort to the Trust s and mem in on the acc unts for the ear ended 31 March 2024 as set out on es2and3. Res ectlve res nslbllrtles of Trustees and Examiner The Church's Trustees are responsible for the preparation of the accounts. The Church's Trustees tonsider that an audit is not required for this year. under Sertion 144 of the Charitie5 Act 2011 ("the Charities Att"). and that an independent examination needed. It is my responsibility: to examine the accounts under Sertion 145 of the Charities Act: to follow the procedures laid down in the general Directions given by the Charity Commisslon (under Sertion 14515llb} of the Charlties Attl- and to State whether particular matter5 have come to my attention. Basis of Inde endent Examiner's ststement My examination was carried out in accordance wr(h general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the Chapel and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or dixlosure5 in the accounts and seeking explanations from the Trustees concerning any such matters. The procedures undertaken do noi provide all the evidence that would be required in an audit and. consequently. no opinion is grrfen as to whether the accounts present a 'true and fair. view and my report is limited to those matters set out in the statement below. nde endent Examiner's statement In connection with my examination. no material matters have come to my attention which gives me cause to believe that in any material respect: accounting record5 were not kept in accordance with Sectlon 130 of the Charities Att the accounts do not accord with the accounting records the accounts do not comply with the applicable requirements concerning the fomi and content of accounts set out in the Charities IAccounts and Reports) Regulations 2C(18 other than any requirement that the accounts give a 'true and fair view" which is not a matter considered as part of an independent examination I have come across no other matters in connettion with the examination to which attention should be drawn In order to enable a proper understanding of the accounts to be reached. Signed Mr D D Prentice, CA, ACMA 10 Masefield Drive Colche5ter, C03 4HX Date Pa8e6of6