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2021-03-31-accounts

Trustees’ Annual Report for the period

From Period start date (1 April 2020) To Period end date (31 March 2021)

Charity name: Street Trees for Living

Charity registration number: 1185165

Objectives and Activities

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SORP
reference
Summary of Para 1.17 1) For the public benefit to promote the
the purposes physical enhancement and beautification
of the charity of publicly accessible spaces in such
as set out in its London Boroughs as the trustees shall
governing determine, by the planting of trees and
document securing their guardianship.
2) To promote the conservation, protection
and improvement of the physical and
natural environment for the public benefit,
in particular by encouraging tree planting
in publicly accessible spaces in such
London Boroughs as the trustees shall
determine to increase biodiversity and
promote the benefits of a healthy
relationship between trees and humans.
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Summary of
the main
activities in
relation to
those purposes
for the public
beneft, in
particular, the
activities,
projects or
services
identifed in
the accounts.
Para 1.17
and 1.19
Within the reporting period 1 April 2020 –
31 Mar 2021 the following activities were
undertaken:
1. Ongoing promotion of street
tree planting through street tree
labels, zoom events (a winter
tree identifcation webinar by
tree expert Greg Packman),
online publications (a monthly
newsletter) and by leafets
delivered to homes of residents.
STfL also receives requests for
trees from residents via
Lewisham Council’s website, and
STfL’s website.
2. STfL followed up requests for
new trees from residents for the
following autumn, including
funds and commitments to water
aforementioned trees. Funds are
then transferred to the Council
who plant the trees.
3. Volunteers/guardians were
recruited to start watering in
April 2020. All trees were audited
by the charity’s volunteers and
problems identifed were dealt
with by volunteers as
appropriate.
4. A two-year project for planting
200 trees outside schools in
Lewisham progressed into its
second year with the intention
both of protecting children from
the adverse efects of trafc
pollution and increasing their
interest in trees and the natural
environment. 95 trees have been
planted outside 11 Primary
schools in Lewisham in the
winter months 2020/21:
1.Coopers Lane Primary
2.Dalmain Primary
3. Tidemill Academy
Statement
confrming
whether the
trustees have
had regard to
the guidance
issued by the
Charity
Commission on
public beneft
Para 1.18 1.Please consult the statement above of
our charitable objectives to see how our
tree planting meets the Charity
Commission’s defnition of public beneft.
2. The “beautifcation of streets” was
achieved by planting 260 attractive trees
on streets in Lewisham over the reporting
period 1 Apr 2020- 31 Mar 2021. Of these
95 were School Trees and 34 were planted
in soft verges next to streets.
3. The promotion of “biodiversity” was
achieved by planting approximately 28
diferent genera of trees. Biodiversity is an
area of concern for the charity. Promoting
biodiversity is one of our core objectives.
In future planting years we intend to
improve our biodiversity fgures.
4.The promotion of “the benefts of a
healthy relationship between trees and
humans” was achieved by the recruitment
and subsequent support of
volunteers/guardians to water
approximately 450 trees starting in March
2020.
5. Children at Rathfern Primary School
were included in the watering and care of
the 10 trees (Honey Locust) that we
planted outside their school in 2019-20,
and teaching plans were shared with the
school to reinforce the children’s
understanding of the benefts of trees.
6. The facts that all of our trees are
planted in public places, and that they
have been planted in all of the Borough’s
18 wards shows that the benefts of our
trees are enjoyed by a wide section of the
public who live or work in Lewisham
7. In these ways we consider that we have
“had regard of to the guidance issued by
the Charity Commission on public beneft”
The Street Trees for Living Trustees

Additional information (optional)

You may choose to include further statements where relevant about:

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SORP
reference
Policy on grant Para 1.38 N/A
making
Policy on social Para 1.38 N/A
investment
including program
related investment
There are at least 400 guardian
volunteers whose main role is to water
the trees in spring and summer.
Contribution made Para 1.38 STfL charity coordinated volunteer roles
by volunteers of bookkeeping, gift aid submission,
writing funding applications, helping to
discuss and frame policies and
procedures, continued to support a tree
maintenance group, a social media
group (twitter, instagram and Facebook,
SEO development) and a business
developer to work on a Corporate
Sponsorship Package.
Thirteen volunteer “Area-reps” (the
operational team), surveyed and
scanned streets and liaised with
Lewisham council and street tree
sponsors, initiated planting of up to 131
trees across the Borough during the
winter 20/21. We consider it a fantastic
achievement to plant record numbers of
street trees during the pandemic year.
The three main difficulties we faced
were:
1. Our tree officers were working
from home and might not have
completed their scanning and
surveying of tree pits.
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  1. Many residents in Lewisham were hit hard by the pandemic losing jobs and needing to make use of food banks but the residents still managed to raise the funds to plant trees. 3. The tree planting teams were challenged by contracting Covid. Trees are heavy and need to be lifted by two men - social distancing was a challenge. Street Tree, the contractors, achieved the plantings even with these difficulties. 4. Fundraising for the School Trees was being mainly done by the school PTAs, who would normally host events to raise funds. These weren’t possible due to Covid, however STfL still managed to secure a minimum match funding of £300 per school. We regard our engagement of community volunteers one of our biggest achievements. Each year our numbers of volunteers increases, which in turn promotes and develops the depth and reach of the charity. STfL has become a member of the London Tree Officers Association, and Other has worked at strengthening its role within Lewisham council taking on tree case study work as well as partaking in fortnightly meetings with Green Scene and 6 weekly meetings with The Tree Team. We have been invited to join The London Urban Forest Partnership, and are now working closely with Lewisham Homes, and Lewisham Council’s Climate Resilience Green Infrastructure Working Group and Flood Mitigation Group and Lewisham as Borough of Culture Team. STfL is laying the

foundations for a closer working relationship with Lewisham Highways and Planning and TfL, hoping to plant trees along red routes in the future. We continue to have a strong working relationship with the GLA and have formed a strong working partnership with The National Trust who will be funding an STfL tree planting project in winter 2021-22 STfL has increased its online fundraising and networking opportunities and visibility through the creation of a JustGiving account, LinkedIn profile and Google Review page.

Achievements and Performance

SORP reference

Summary of the
main
achievements of
the charity,
identifying the
diference the
charity’s work
has made to the
circumstances of
its benefciaries
and any wider
benefts to
society as a
whole.
Para 1.20 STfL won the Community Tree Award at the 2020 London
Tree and Woodland Awards. Given by the Forestry
Commission and Mayor of London.
Against the background of consolidating its independence
as a charity, STfL has continued its main service of liaison
re street tree planting, between the Council and the
people of Lewisham. Street trees beneft people who live
in Lewisham, by screening homes from trafc pollutants,
providing shelter and shade, bringing local communities
together and contributing to improving quality of life.
During this reporting period 1 Apr 2020- 31 Mar 2021 the
following achievements were realised:
1.
260 street trees were ordered and planted in
Lewisham.
(Note that the number of trees previously
planted were:
1 in 2011/12,
3 in 2012/13,
13 in 2013/14,
39 in 2014/15,
33 in 2015/16,
72 in 2016/17,
230 in 2017/18,
205 in 2018/19,
239 in 2019/20).
2.
These 260 street trees were planted across Lewisham,
in seventeen of the eighteen wards of Lewisham.
(Note that the number of wards trees were previously
planted in were
1 in 2011/12,
1 in 2012/13,
2 in 2013/14,
2 in 2014/15,
3 in 2015/16,
9 in 2016/17
13 in 2017/18,
15 in 2018/19,
16 in 2019/20).
3. Individuals pruned back approximately 30 trees.
4.
A DEFRA grant was applied for and won (up to
£160,000 over two years). This is allowing street tree
planting in new areas of the borough, and better
responsiveness to residents thanks to a paid part-time
Consultant. To be planted in 2020/21.
5.
The Operational team (Area Representatives) was
expanded from six to thirteen, reducing the pressure
on existing team members, and thereby improving the
service for residents.
6.
New relationships with sponsors were begun to allow
coverage of 17 of the 18 wards in the borough.
7.
STFL successfully resolved contractors’ problems with
species availability afecting approximately 10-15
trees, by negotiating alternative choices.
8.
400 sites were surveyed and scanned with a C Scope
street scanner by the charity’s volunteers for potential
planting in winter 2021/22. These were all
photographed and submitted to the Council Tree
Ofcer for assessment on behalf of sponsors.
Their results are extraordinary: in some boroughs, 30% of

Additional information (optional)

You may choose to include further statements where relevant about:

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We have achieved the objective agreed
with the Council of planting 200+ trees
on local streets.
Achievements We have also focused on developing our
against objectives strategy and good governance during
set Para our second year as a charity, using
1.41
charity commission documents to guide
us. Producing papers for Trustee
meetings with reference to the Charity
Governance Code has become normal
practice.
We have increased the number of Area
Reps volunteering with us.
We have fully funded all the trees
planted and achieved a balanced
Performance of budget by reviewing actual costs
fundraising against donations. At present there is
activities against Para potential and resident desire to fund
objectives set 1.41 more trees than either the charity or
Council has capacity to manage.
Investment Para N/A
performance 1.41
against objectives
“ You can see a tree from every house in
the street now. They really help connect
Other you with the seasons and feel pride in
your road, plus we’ve all got to know
each other better through the
fundraising ” Anoushka Periyan.
Lewisham resident 2021.
“ Street Trees for Living is unique in the
respect that it is the only tree planting
organisation in London working so
closely with communities.” Quote from
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||||||| |---|---|---|---|---|---| |London’s City Hall| |“The Street Trees for Living project is a| |way|of|getting|residents|involved| |directly in tree planting throughout the| |Borough|of|Lewisham.|The|working| |model has proven to be a very effective| |and significant way for communities| |and individuals to take control of their| |neighbourhoods.|STfL|liaises|with| |sponsors, establishes local support for| |street tree planting, and supports and| |manages|volunteers|who|perform| |essential|watering|for|the|first|two| |years.”|Quote|from|our|principal| |partner, Lewisham Council| |“We LOVE the trees! We can’t wait to| |see them in full bloom. Thank you, this| |is such a wonderful improvement to our| |street.”|Paul Hooper, Headteacher,| |Coopers Lane Primary School, Grove| |Park|

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Financial Review

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|||| |---|---|---| |In the 2020/2021, STfL had a total income| |Review of the|Para|of £49,975.19 of which £37,078.32 were| |charity’s financial|1.21|restricted donations for the planting of| |position at the end|trees and £12,896.87 were unrestricted| |of the period|donations.| |STfL's largest expense was £38,070, paid| |to Lewisham Council for the planting of| |trees. Unrestricted expenses during the| |period amounted to £4,118.98. £2,223 of| |this was for legal fees.|

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The Charity has no current liabilities.
STfL has a policy to hold unrestricted
Statement Para reserves to the value of at least 5 trees.
explaining the 1.22 Currently this would be £1,500. This
policy for holding amount would be sufficient to cover the
reserves stating annual running costs of the charity
why they are held should there be no other unrestricted
income in that financial year. The annual
running costs include insurance, bank
charges, IT services and other
miscellaneous expenses. The reserve
amount will be recalculated annually to
take account of any changes to the
following year’s predicted expenses.
Amount of reserves Para As of March 31st, we have £47,446.43 in
held 1.22 our current account.
Reasons for holding Para N/A, Reserves held
zero reserves 1.22
Details of fund Para STfL has no material deficit.
materially in deficit 1.24
We have no financial uncertainties about
Explanation of any Para the Charity continuing as a going concern
uncertainties about 1.23 for the next 12 months. The Charity is run
the charity solely by volunteers and as such has no
continuing as a high fixed costs. Any annual expenses
going concern can thus be kept to a minimum and be
funded if needed by reserve fund which
will be created for the coming financial
year.
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Additional information (optional)

You may choose to include further statements where relevant about:

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Over the reporting period the charity
raised approximately £36,000 from
local residents.
The charity’s Second year of a grant from Tideway
principal sources PLC, £48,000 over two years, and up to
of funds (including £160,000 to be spent over two years
any fundraising) from DEFRA/GLA.
Para
1.47
Work continued with The National Trust
on a grant, delayed by the pandemic, of
£12,000 to plant up to 19 trees in the
borough of Evelyn in the winter 2021/22
£2,839.88 of funds previously held by
Brockley Society was transferred June
2020
An anonymous donation of £5000 was
received by the charity in December
2020
£1972.89 of Gift aid was applied for and
granted in May 2020
£1555.00 of Gift aid was applied for and
granted in February 2021
£1,500 donation from private
organisation for funding of school trees.
A donation of £600 to buy a C Scope
scanner was given by one of the
trustees.
£610 has been raised so far via STfL
campaigns on the JustGiving page
Approximately £450 has been donated
via Paypal on our website.
Investment policy N/A
and objectives
including any Para
social investment 1.46
policy adopted
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The trustees maintain a risk register to log and assess the charity’s principal risks. Our top three risks refer to maintaining a sustainable financial A description of position; succession planning for the principal risks trustees; and maintaining the health facing the charity Para and longevity of the trees. 1.46 One major risk identified by the Trustees over the reporting period was the high dependence of the charity on the volunteering by one of the founding Trustees. Successful attempts were made to recruit more volunteers in the community. This risk was particularly felt during the pandemic - we expected volunteers to stand down but the opposite was the case and many residents were keen to volunteer with us. Filling various roles which had not been filled previously. Recruitment for a new treasurer trustee began in January with the intention to widen the skills set of the trustee board. A new treasurer was successfully recruited. As with all charities, Covid 19 is the main risk facing the charity both in terms of fundraising becoming more difficult and also lockdown affecting our yearly timeline. Other

Structure, Governance and Management

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Description of
charity’s trusts:
Type of governing Para Constitution
document 1.25
(trust deed, royal
charter)
How is the charity Para CIO
constituted? 1.25
(e.g unincorporated
association, CIO)
Trustee selection Para Potential trustees put themselves
methods including 1.25 forward and/or are encouraged to
details of any do so by trustees. Potential
constitutional trustees are interviewed by
provisions e.g. current trustees.
election to post or
name of any person
or body entitled to
appoint one or more
trustees
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Additional information (optional)

You may choose to include further statements where relevant about:

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Policies and Para New trustees are provided with induction
procedures 1.51 material (background information, The
adopted for the Essential Trustee, the constitution,
induction and safeguarding policy etc). New trustees are
training of trustees encouraged to investigate trustee training
opportunities. New trustees also have a
trustee ‘buddy’.
The Trustees met quarterly over the reporting
period.
The Operational Group (Area
The charity’s Representatives) with responsibilities for a
organisational specific area of the Borough met more
structure and any frequently (digitally) to coordinate their
wider network with activities. Each Area-rep has a mentor
Para
which the charity available for advice and support. Area reps
1.51
works were able to continue working through the
pandemic, following Covid regulations at all
times.
Our school trees manager/administrator
works within Green Scene, the environmental
department of the Council, and liaises with
the council on STfL’s behalf. She also
oversees the tree planting contract with
Street Tree. During the pandemic she was
able to continue her work wholly from home.
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STfL has an established relationship with the London Borough of Lewisham (The Council). The street trees are planted on Council owned land, and the Council owns and is Relationship with legally responsible for the trees. Over the any related parties reporting period, the Charity raised £350 Para towards the cost of each tree (£30 of which 1.51 going towards the charity’s core costs), Lewisham Council contributed £100 to the direct cost of each tree, and approximately £80 towards the indirect costs. The charity recruits sponsors who are local residents to fund the trees. The charity recruits and supports the volunteers who water each tree for two years (these are often the sponsors). The charity also audits the health of each tree each year. Externally funded grants can be held by either the Charity or the Council, but in the reporting period they were held by the Council. In the reporting period, some of these funds were used to employ the parttime consultant. The working relationship between the Council and the Charity was cited as an example of good practice both by DEFRA in their publicity material and by Paul Wood in his book “London’s Street Trees” (2nd edition 2020). Paul Wood (author of ‘London’s Street Trees: A Field Guide to the Urban Forest' 2017, ‘London is A Forest’ 2019, ‘The Great Trees of London Map' 2020 and ‘London's Street Trees: revised edition' 2020) agreed to become STfL’s patron. Not only promoting our name in the tree planting world but also sharing his arboricultural expertise. Other

Reference and Administrative details

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Charity name Street Trees for Living
Other name the NA
charity uses
Registered charity 1185165
number
Charity’s principal 27 Admiral Street
address
SE8 4HZ
London
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Names of the charity trustees who manage the charity
Trustee name Office (if Dates Name of person
any) acted if (or body)
not for entitled to
whole appoint trustee
year (if any)
1 STFL Trustee
Stuart Checkley board
2 STFL Trustee
Charalmpos Treasurer Handed board
Kemanes over to
Charlotte
Atkinson
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March 2021
3 STFL Trustee
Jo Goddard board
4 STFL Trustee
Elizabeth Blake
board
5 STFL Trustee
Iliana Lemonia Secretary board
Koutsou
6 STFL Trustee
Xanthe Mosley Chair board
7 STFL Trustee
Dom Eliot Until March
board
(currently on 2021
leave)
8
Charlotte Treasurer March STFL Trustee
Atkinson 2021 board
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Corporate trustees – names of the directors at the date the report was approved

Director name None

Name of trustees holding title to property belonging to the charity

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Trustee name Dates acted if
not for whole
year
None
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Funds held as custodian trustees on behalf of others

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Description of the N/A
assets held in this
capacity
Name and objects of N/A
the charity on whose
behalf the assets are
held and how this
falls within the
custodian charity’s
objects
Details of N/A
arrangements for
safe custody and
segregation of such
assets from the
charity’s own assets
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Additional information (optional)

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Names and addresses of advisers (Optional information)
Type of Name Address
adviser
Independe Andrew 6 Northwood Road, London,
nt Stratton SE23 2HR
Examiner McMurtrie
for STfL
accounts
Name of chief executive or names of senior staff
members (Optional information)
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N/A

Exemptions from disclosure

Reason for non-disclosure of key personnel details

N/A

Other optional information

Declarations

The trustees declare that they have approved the trustees’ report above. Signed on behalf of the charity’s trustees Signature(s) Full name(s) Iliana Lemonia Koutsou Position (eg Secretary Secretary, Chair, etc) Date 13.7.21

Numbers Sheet Name Numbers Table Name
SFA
Statement of Financial Activities
2020/21
All Transactions
All Bank Transactions

Excel Worksheet Name

Statement of Financial Activities 2020/21

Receipts and
 Payments Account Between 1
 April 2020 and
 31
 March 2021

Restricted
£ Unrestricted
£ Total 2021
£

Income
Restricted Tree donations to STfL
Unrestricted Donations
Total Income
37,078.32
37,078.32
12,896.87
12,896.87
37,078.32
12,896.87
49,975.19
Expenses
Bank Fees (£5/£8 a Month)
Insurance
IT Services
Tree Maintenance costs (inc. Labels)
Legal Fees
Lewisham Council Planting
Advertising
IT Equipment
Total Expences
-69.00
-69
-446.88
-446.88
-530.40
-530.40
-114.30
-114.30
-2,223.00
-2,223.00
-38,070.00
-38,070.00
-205.00
-205.00
-530.40
-530.40
-4,118.98
-42,188.98
Income Less Expenses
Income Less Expenses 7,786.21
Statement of Financial Position
Cash Funds:
Amount in Bank Current account on March 31st
2021
47,446.43

3

All Bank Transactions

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Date Debit Cred
it Description
15/4/20 5 Bank Fee
11/5/20 135 Tree
15/5/20 5 Bank Fee
19/5/20 1972.89 Gift Aid
19/5/20 1404 Wellers Law
19/5/20 296.36 Zoho Repayment
1/6/20 49.88 Tree
10/6/20 390 Wellers Law
15/6/20 5 Bank Fee
29/6/20 49.1 Tree
29/6/20 50 Donation Repayment
30/6/20 2839.88 Tree
6/7/20 625 Tree
8/7/20 150 Tree
8/7/20 50 Tree
8/7/20 300 Tree
9/7/20 100 Tree
9/7/20 300 Tree
10/7/20 68.67 Tree
10/7/20 300 Tree
13/7/20 300 Tree
13/7/20 900 Tree
13/7/20 600 Tree
13/7/20 325 Tree
13/7/20 300 Tree
13/7/20 600 Tree
13/7/20 300 Tree
14/7/20 300 Tree
14/7/20 300 Tree
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4

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14/7/20 300 Tree
14/7/20 300 Tree
14/7/20 300 Tree
15/7/20 325 Tree
15/7/20 325 Tree
15/7/20 5 Bank Fee
15/7/20 325 Tree
16/7/20 300 Tree
16/7/20 600 Tree
16/7/20 300 Tree
16/7/20 50 Tree
16/7/20 3000 Regular cleaning?
16/7/20 300 Tree
16/7/20 300 Tree
16/7/20 150 Tree
16/7/20 225 Tree
16/7/20 100 Tree
17/7/20 300 Tree
17/7/20 600 Tree
17/7/20 600 Tree
17/7/20 325 Tree
17/7/20 600 Tree
17/7/20 650 Tree
17/7/20 300 Tree
17/7/20 30 Tree
20/7/20 600 Tree
20/7/20 150 Tree
20/7/20 900 Tree
20/7/20 300 Tree
20/7/20 600 Tree
20/7/20 325 Tree
20/7/20 100 Tree
20/7/20 300 Tree
20/7/20 300 Tree
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5

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21/7/20 325 Tree
21/7/20 600 Tree
21/7/20 300 Tree
22/7/20 325 Tree
22/7/20 355 Tree
22/7/20 300 Tree
24/7/20 900 Tree
24/7/20 1200 Tree
27/7/20 330 Tree
27/7/20 325 Tree
27/7/20 300 Tree
28/7/20 300 Tree
29/7/20 300 Tree
3/8/20 1200 Tree
5/8/20 300 Tree
6/8/20 300 Tree
6/8/20 300 Tree
6/8/20 16 Maintenance Equipment
10/8/20 325 Tree
10/8/20 300 Tree
10/8/20 2025 ICS BACS
10/8/20 600 Tree
17/8/20 5 Bank Fee
19/8/20 35 Tree
21/8/20 300 Tree
21/8/20 98.3 R Freeston- Watering Eq
21/8/20 600 Tree
25/8/20 300 Tree
25/8/20 446.88 Insurance
25/8/20 216 Squarespace
28/8/20 250 Tree
28/8/20 38070 Lewisham Council
4/9/20 232.76 Tree
7/9/20 429 Stuart- Solicitors
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6

15/9/20 5 Bank Fee 22/9/20 119.58 Tree 22/9/20 300 Tree 23/9/20 200 Tree 28/9/20 600 Scanners Donation 30/9/20 300 Refund 5/10/20 300 Benevity Charity Giving 7/10/20 325 Tree 8/10/20 900 Tree 12/10/20 600 Refund 15/10/20 5 Bank Fee 16/10/20 200 Tree 16/10/20 530.4 JB Sales Limited, Scanner 20/10/20 300 Tree 11/11/20 205 Flyers 16/11/20 5 Bank Fee 4/12/20 241 Tree 15/12/20 5 Bank Fee 21/12/20 5000 BACS? 4/1/21 119.56 Tree 15/1/21 8 Bank Fee 29/1/21 650 BACS Lewisham 15/2/21 8 Bank Fee 18/2/21 1555 Gift Aid 25/2/21 110 Smartsheets 2/3/21 9.61 Tree 10/3/21 1500 Tree 12/3/21 36 Wordpress 15/3/21 8 Bank Fee 16/3/21 361.93 Tree 23/3/21 146.55 Tree 24/3/21 104.46 Tree 30/3/21 19.42 Tree

7

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Refunds Bank Fees
950 69
Restricted Legal Fees
38028.32 2223
Total? Maintenance
37078.32 114.3
Unrestricted IT Equipment
12896.97 530.4
IT Services
658.36
Advertising
205
Insurance
446.88
Lewisham Council
38070
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8

Independent examiner's report on the accounts

Section A Independent Examiner’s Report

Report to the ty Name trustees/ members Street Trees for Living of

31st March 2021 On accounts for the year ended

Charity 1185165 no (if any)

Set out on pages 1-2

(remember to include the page numbers of additional sheets)

I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended DD / MM / YYYY .

Responsibilities and basis of report

As the charity's trustees, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent I have completed my examination. I confirm that no material examiner's matters have come to my attention in connection with the statement examination (other than that disclosed below *) which gives me cause to believe that in, any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Signed:

Date: 2[nd] July 2021

Name: Andrew Stratton McMurtrie

1

Oct 2018

IER

Relevant Member of Chartered Institute of Securities & Investment professional qualification(s) or body (if any):

Address: 6 Northwood Road, London, SE23 2HR

Section B Disclosure

Only complete if the examiner needs to highlight material matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners).

Give here brief details of any items that the examiner wishes to disclose .

2

Oct 2018

IER

IER Oct 2018