2024-12-31-accounts - Music At Stow

This text was generated using OCR and may contain errors. Check the original PDF to see the document submitted to the regulator.

Trustees’ Annual Report for the period

From 1/1/2024 Period start date To 31/12/2024 Period end date

Charity name: Music at Stow

Charity registration number: 1185101

Company registration number: 12060571

Objectives and Activities

	SORP reference
Summary of the purposes of the charity as set out in its governing document	Para 1.17	To advance, improve and maintain public education in and appreciation of the art and science of music in all its aspects, by any means the trustees shall think fit, and in particular by staging an annual music festival in Stow-on-the-Wold, providing public concerts and recitals, educational activities and other musical events designed to encourage the appreciation of music among all age groups.
Summary of the main activities in relation to those purposes for the public benefit, in particular, the activities, projects or services identified in the accounts.	Para 1.17 and 1.19	In accordance with its objectives, the company staged five public concerts representing a range of genres, including jazz, classical and soul. In addition, it supported two musical workshops in local primary schools as well as a family concert.
Statement confirming whether the trustees have had regard to the guidance issued by the Charity Commission on public benefit	Para 1.18	The trustees are confident that the Charity Commission’s guidance on public benefit was reflected in their choice of Festival events and the way they were presented to their respective audiences, including the workshops for primary school pupils.

Additional information (optional) You may choose to include further statements where relevant about:

SORP reference Para 1.38 Policy on grant making Para 1.38 Policy on social investment including program related investment

Para 1.38 Contribution made by volunteers Other

Achievements and Performance

	SORP reference
Summary of the main achievements of the charity, identifying the difference the charity’s work has made to the circumstances of its beneficiaries and any wider benefits to society as a whole.	Para 1.20	The main achievements of the charity were to contract excellent musicians representing various genres to perform at Stow. The musicians attracted appreciative audiences and the number of tickets sold at reasonable prices, together with donations, covered the cost of production as well as a positive bank balance to carry forward as a reserve. Emma Johnson’s ‘Instrument Stories’ workshops at local primary schools and her family concert acted successfully to inspire and educate the children and their parents.

Additional information (optional) You may choose to include further statements where relevant about:

Achievements against objectives set	Para 1.41
Performance of fundraising activities against objectives set	Para 1.41
Investment performance against objectives	Para 1.41
Other

Financial Review

Financial Review
Review of the charity’s financial position at the end of the period	Para 1.21	The charity ended the year with a positive balance which exceeded its minimum reserve. This was the result of ticket sales and donations together exceeding the charity’s costs.
Statement explaining the policy for holding reserves stating why they are held	Para 1.22	The charity’s minimum reserve requirement is in place as a safeguard against lower revenue than expected
Amount of reserves held	Para 1.22	£5,000
Reasons for holding zero reserves	Para 1.22	N/A
Details of fund materially in deficit	Para 1.24	N/A
Explanation of any uncertainties about the charity continuing as a going concern	Para 1.23	The charity is a going concern and should remain so. Nevertheless, given the nature of the business, there are always uncertainties concerning public demand for the concerts and the generosity of donors.

Additional information (optional) You may choose to include further statements where relevant about:

The charity’s principal sources of funds (including any fundraising)	Para 1.47
Investment policy and objectives including any social investment policy adopted	Para 1.46
A description of the principal risks facing the charity	Para 1.46
Other

Structure, Governance and Management

Description of charity’s trusts:
Type of governing document (trust deed, royal charter)	Para 1.25	Memorandum and Articles of Association
How is the charity constituted? (e.g unincorporated association, CIO)	Para 1.25	The charity is a charitable company, limited by guarantee.
Trustee selection methods including details of any constitutional provisions e.g. election to post or name of any person or body entitled to appoint one or more trustees	Para 1.25	New trustees are selected by a vote of existing trustees/directors.

Additional information (optional) You may choose to include further statements where relevant about:

Policies and procedures adopted for the induction and Para 1.51 training of trustees The charity’s organisational structure and any wider Para 1.51 network with which the charity works Relationship with any related Para 1.51 parties Other

Reference and Administrative details

Charity name	Music at Stow
Other name the charity uses
Registered charity number	1185401
Charity’s principal address	13 Maugersbury Park Stow-on-the-Wold Cheltenham GL54 1DU

Names of the charity trustees who manage the charity

Trustee name	Office (if any)	Dates acted if not for whole year
Peter Robert Dixon
TonyHedges
Simon Neves	Treasurer
Michael Omer	Chairman
TimothyTitsworth		From 1stMay2024
RosemaryMeyrick		Until 29thMay2024

– Corporate trustees names of the directors at the date the report was approved

Director name
As above plus:
Sarah Louise Cobb	From 26thAugust 2025

Name of trustees holding title to property belonging to the charity

Trustee name	Dates acted if not for whole year
N/A

Funds held as custodian trustees on behalf of others

Description of the assets held in this capacity	N/A
Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects	N/A
Details of arrangements for safe custody and segregation of such assets from the charity’s own assets	N/A

Additional information (optional)

Names and addresses of advisers (Optional information)

Names and addresses of advisers (Optional information)	Names and addresses of advisers (Optional information)	Names and addresses of advisers (Optional information)
Type of adviser Name Address
Independent Examiner	V M Murphy & Co	Finsbury House
		New Street
		Chipping Norton
		OX7 5LL

Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

N/A

Other optional information

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Full name(s) Michael William Omer Position (eg Secretary, Chair Chair, etc) Date 21.10.2025

Music at Stow	Music at Stow	Charity No	1185101	1185101
		Company No	12060571
Annual accounts for the period
Period start date	1/1/2024	To	Period end date	12/31/2024

Section A Statement of financial activities (including summary income and expenditure account)

Unrestricted funds Restricted income funds Endowment funds Total funds £ £ £ £ F01 F02 F03 F04	Unrestricted funds Restricted income funds Endowment funds Total funds £ £ £ £ F01 F02 F03 F04	Unrestricted funds Restricted income funds Endowment funds Total funds £ £ £ £ F01 F02 F03 F04	Unrestricted funds Restricted income funds Endowment funds Total funds £ £ £ £ F01 F02 F03 F04	Prior year funds £ F05
14,630	15,008	-	29,638	1,725
13,772	-	-	13,772	12,593
1,444	-	-	1,444	1,509
-	-	-	-	-
-	-	-	-	-
-	-	-	-	-
29,847	15,008	-	44,854	15,828

458	327	-	786	-
24,178	-	-	24,178	19,939

-	-	-	-	-
24,636	327	-	24,963	19,939

5,211	14,681	-	19,891	4,111 -
-	-	-	-	-
5,211	14,681	-	19,891	4,111 -
-	-	-	-	-
5,211	14,681	-	19,891	4,111 -
-	-	-	-
	1,149 -	-	1,149 -	-

140	-	-	140	-
-	-	-	-	-
5,351	13,531	-	18,882	4,111 -

538	-	-	538	4,651
5,889	13,531	-	19,420	540

	*
RESTRICTED INCOME FUNDS RECEIPTS
Education fund receipts before expense Piano fund receipts before expenditure	1,149.18 13,858.60
	15,007.78

	Charity No	1185101
	Company No	12060571
Annual accounts for theperiod	1/1/2024		12/31/2024
Section B Balance sheet

	Charity No	1185101	1185101	1185101	1185101
	Company No	12060571
Annual accounts for theperiod	1/1/2024		12/31/2024
Section B Balance sheet
Fixed assets Intangible assets (Note 15) B01 Tangible assets (Note 14) B02 Heritage assets (Note 16) B03 Investments (Note 17) B04 *Total fixed assets* B05 Current assets Stocks (Note 18) B06 Debtors (Note 19) B07 Investments (Note 17.4) B08 Cash at bank and in hand (Note 24) B09 *Total current assets* B10 Creditors: amounts falling due within one year (Note 20) B11 *Net current assets/(liabilities)* B12 *Total assets less current liabilities* B13 Creditors: amounts falling due after one year (Note 20) B14 Provisions for liabilities B15 *Total net assets or liabilities* B16 Funds of the Charity Endowment funds (Note 27) B17 Restricted income funds (Note 27) B18 Unrestricted funds B19 Revaluation reserve B20 Fair value reserve B21 *Total funds* B22 Guidance note	Unrestricted funds Restricted income funds Endowment funds Total this year Total last year £ £ £ £ £ F01 F02 F03 F04 F05
	-	-	-	-	-
	1,261	-	-	1,261	1,401
	-	-	-	-	-
	-	-	-	-	-
	1,261	-	-	1,261	1,401

	-	-	-	-	-
	-	-	-	-	-
	-	-	-	-	-
	5,889	13,531	-	19,421	538
	5,889	13,531	-	19,421	538

	-	-	-	-	-

	5,889	13,531	-	19,421	538

	7,150	13,531	-	20,682	1,939

	-	-	-	-	-
	-	-	-	-	-

	7,150	13,531	-	20,682	1,939

	-	-	-	-	-
	-	13,531	-	13,531	-
	5,889	-	-	5,889	538
	1,261	-	-	1,261	1,401
	-			-
	7,150	13,531	-	20,681	1,939

The company was entitled to exemption from audit under s477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Companies Act with respect to

These accounts have been prepared in accordance with the provisions applicable to small companies subject to the small companies regime and in accordance with FRS102 SORP.

*companies regime and in accordance with FRS102 SORP.*
SA46:C47igned by one or two trustees/directors on behalf of all the trustees/directors	Print Name
	Michael Omer	10/20/2025
	Simon Neves	10/20/2025

Signature of director authenticating accounts being sent to Companies House	Signature	10/20/2025
		Simon Neves

CC17a (Excel)

10/22/2025

Section C Notes to the accounts (cont)

Note 3 Income

Note 3 Income	Income
Donations andgifts Gift Aid Legacies General grants provided by government/other charities Membership subscriptions and sponsorships which are in substance donations Donatedgoods,facilities and services Other Total Ticket sales Programme sales and advertising space sales Other Total Bar surplus Other Total Interest income Dividend income Rental and leasingincome Other Total Total Conversion of endowment funds into income Gain on disposal of a tangible fixed asset held for charity's own use Gain on disposal of a programme related investment Royalties from the exploitation of intellectual propertyrights Other Total Other information: Charitable activities: Separate material item of income Other: Income from investments: Other trading activities: TOTAL INCOME Analysis of income Donations and legacies:	Analysis of income	Unrestricted funds Restricted income funds Endowment funds Total funds Prior year £ £ 14,630 13,531-28,162 1,725 - - - - - - - - - - - - - - - - - - - - - - - - - - - - 14,630 13,531 - 28,162 1,725 13,064 - - 13,064 12,544 708 - - 708 - - - - - - - - - -49 13,772 - - 13,772 12,593 1,444 - - 1,444 1,509 - - - - - - - - - - - - - - - 1,444 - - 1,444 1,509 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 29,847 13,531 - 43,378 15,828 N/A N/A N/A N/A N/A N/A 3
	Donations andgifts	14,630	13,531	-	28,162	1,725
	Gift Aid	-	-	-	-	-
	Legacies	-	-	-	-	-
	General grants provided by government/other charities	-	-	-	-	-
	Membership subscriptions and sponsorships which are in substance donations	-	-	-	-
	Donatedgoods,facilities and services	-	-	-	-	-
	Other	-	-	-	-
	Total	14,630	13,531	-	28,162	1,725

	Ticket sales	13,064	-	-	13,064	12,544
	Programme sales and advertising space sales	708	-	-	708	-
		-	-	-	-	-
	Other	-	-	-	-	49
	Total	13,772	-	-	13,772	12,593

	Bar surplus	1,444	-	-	1,444	1,509
		-	-	-	-	-
		-	-	-	-	-
	Other	-	-	-	-	-
	Total	1,444	-	-	1,444	1,509

	Interest income	-	-	-	-	-
	Dividend income	-	-	-	-	-
	Rental and leasingincome	-	-	-	-	-
	Other	-	-	-	-	-
	Total	-	-	-	-	-

		-	-	-	-	-
		-	-	-	-	-
		-	-	-	-	-
		-	-	-	-	-
	Total	-	-	-	-	-

	Conversion of endowment funds into income	-	-	-	-	-
	Gain on disposal of a tangible fixed asset held for charity's own use	-	-	-	-	-
	Gain on disposal of a programme related investment	-	-	-	-	-
	Royalties from the exploitation of intellectual propertyrights	-	-	-	-	-
	Other	-	-	-	-	-
	Total	-	-	-	-	-
All income in the prior year was unrestricted except for: (please provide description and amounts)		N/A
Where any endowment fund is converted into income in the prior period, please give the reason for the conversion. Where any endowment fund is converted into income in the reporting period, please give the reason for the conversion.
Within the income items above the following items are material: (please disclose the nature, amount and any prior year amounts)		N/A

This year: Where sums originally denominated in foreign currency have been included in income, explain the basis on which those sums have been translated into sterling (or the currency in which the accounts are drawn up).		N/A

Last year: Where sums originally denominated in foreign currency have been included in income, explain the basis on which those sums have been translated into sterling (or the currency in which the accounts are drawn up).		N/A
CC17a (Excel)

10/22/2025

Section C Notes to the accounts (cont)

Note 6 Expenditure

Note 6 Expenditure	Note 6 Expenditure	Note 6 Expenditure	Note 6 Expenditure	Note 6 Expenditure	Note 6 Expenditure	Note 6 Expenditure	Note 6 Expenditure	Note 6 Expenditure
Unrestricted funds Restricted income funds Endowment funds Total funds Unrestricted funds Restricted income funds Endowment funds Total funds £ £ Analysis Expenditure on raising funds: This year Last year
Incurred seeking donations - reception	458	-	-	458	128	-	-	128
Incurred seeking legacies	-	-	-	-	-	-	-	-
Incurred seeking grants	-	-	-	-	-	-	-	-
Operating membership schemes and social lotteries	-	-	-	-	-	-	-	-
Stagingfundraisingevents	-	-	-	-	-	-	-	-
Fudraising agents	-	-	-	-	-	-	-	-
Operating charity shops	-	-	-	-	-	-	-	-
Operating a trading company undertaking non-charitable trading activity	-	-	-	-	-	-	-	-
Advertising, marketing, direct mail and publicity	-	-	-	-	-	-	-	-
Start up costs incurred in generating new source of future income	-	-	-	-	-	-	-	-
Database development costs	-	-	-	-	-	-	-	-
Other tradingactivities -bar		-	-	-	-	-	-	-
Investment management costs:	-	-	-	-	-	-	-	-
Portfolio management costs	-	-	-	-	-	-	-	-
Cost of obtaining investment advice	-	-	-	-	-	-	-	-
Investment administration costs	-	-	-	-	-	-	-	-

CC17a (Excel)

10/22/2025

Intellectual property licencing costs	-	-	-	-	-	-	-	-
Rent collection, property repairs and maintenance charges	-	-	-	-	-	-	-	-
	-	-	-	-	-	-	-	-
Total expenditure on raising funds	458	-	-	458	128	-	-	128

Expenditure on charitable activities:

Artists' fees	16,581	-	-	16,581	12,445	-	-	12,445
Advertising ,marketing,direct mail and	1,507	-	-	1,507	1,893	-	-	1,893
~~bli it~~ Lighting and sound	3,158	-	-	3,158	3,286	-	-	3,286
Artists' expenses, venue, PRS, Mailchimp	2,931	-	-	2,931	2,315	-	-	2,315
Other
Total expenditure on charitable activities	24,177	-	-	24,177	19,939	-	-	19,939
Separate material item of expense
	-	-	-	-	-	-	-	-
	-	-	-	-	-	-	-	-
	-	-	-	-	-	-	-	-
Total	-	-	-	-	-	-	-	-
Other
	-	-	-	-	-	-	-	-
	-	-	-	-	-	-	-	-
	-	-	-	-	-	-	-	-
	-	-	-	-	-	-	-	-
Total other expenditure TOTAL EXPENDITURE	-	-	-	-	-	-	-	-
	24,635	-	-	24,635	20,067	-	-	20,067

Other information:

CC17a (Excel)

10/22/2025

Analysis of expenditure on charitable activities

	Thisyear	Thisyear	Thisyear	Thisyear	Lastyear	Lastyear	Lastyear	Lastyear
Activity or programme	Activities undertaken directly	Grant funding of activities	Support Costs	Total this year	Activities undertaken directly	Grant funding of activities	Support Costs	Total last year
	£	£	£	£	£	£	£	£
Activity 1-Musical events	24,635	-	-	24,635	20,067	-	-	20,067
Activity 2	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-
Total	24,635	-	-	24,635	20,067	-	-	20,067

This year: Where sums originally denominated in foreign currency have been included in expenditure, explain the basis on which those sums N/A have been translated into sterling (or the currency in which the accounts are drawn up). Last year: Where sums originally denominated in foreign currency have been included in expenditure, explain the basis on which those sums N/A have been translated into sterling (or the currency in which the accounts are drawn up).

CC17a (Excel)

10/22/2025

Section C Notes to the accounts

Note 9 Support Costs

Please complete this note if the charity has analysed its expenses using activity categories and has support costs.

This year

Support cost (examples)	Raising funds	Activity 1	Activity 2	Activity 3	Grand total	Basis of allocation
	£	£	£	£	£	(Describe method)
Fund raising event	458	-	-	-	458	Applies to whole fesitval
	-	-	-	-	-
	-	-	-	-	-
	-	-	-	-	-
Other	-	-	-	-	-
Total	458	-	-	-	458

Last year

Support cost (examples)	Raising funds £	Activity 1 £	Activity 2 £	Activity 3 £	Grand total £	Basis of allocation
						(Describe method)
Fund raising event	128	-	-	-	128	Applies to whole fesitval
	-	-	-	-	-
	-	-	-	-	-
	-	-	-	-	-
Other	-	-	-	-	-
Total	128	-	-	-	128

Please provide details of the accounting policy adopted for the apportionment of costs between activities and any estimation techniques used to calculate their apportionment.

Cost divided equally among the events

CC17a (Excel)

10/22/2025

Section C Notes to the accounts (cont)

Freehold land & buildings Other land & buildings Plant, machinery and motor vehicles £ £ £ At the beginning of the year - - - Additions - - - Revaluations - - - Disposals - - - Transfers - - - At end of the year - - - Basis* SL or RB (Straight Line or Reducing Balance) SL or RB SL or RB Rate At beginning of the year - - - Disposals - - - Depreciation - - - Impairment - - - Transfers - - - At end of the year - - - Net book value at the beginning of the year - - - Net book value at the end of the year - - - 14.4 Impairment 14.5 Revaluation the effective date of the revaluation (iii) Details of the existence and carrying amounts of property, plant and equipment to which the charity has restricted title or that are pledged as security for liabilities. If an accounting policy of revaluation is adopted, please provide: the carrying amount that would have been recognised had the assets been carried under the cost model. 14.6 Other disclosures (i) Please state the amount of borrowing costs, if any, capitalised in the construction of tangible fixed assets and the capitalisation rate used. (ii) Please provide the amount of contractual commitments for the acquisition of tangible fixed assets. the name of independent valuer, if applicable the methods applied and significant assumptions This year: Please provide a description of the events and circumstances that led to the recognition or reversal of an impairment loss. 14.1 Cost or valuation Last year: Please provide a description of the events and circumstances that led to the recognition or reversal of an impairment loss. Note 14 Tangible fixed assets Please complete this note if the charity has any tangible fixed assets 14.3 Net book value 14.2 Depreciation and impairments*	Freehold land & buildings Other land & buildings Plant, machinery and motor vehicles £ £ £ At the beginning of the year - - - Additions - - - Revaluations - - - Disposals - - - Transfers - - - At end of the year - - - Basis* SL or RB (Straight Line or Reducing Balance) SL or RB SL or RB Rate At beginning of the year - - - Disposals - - - Depreciation - - - Impairment - - - Transfers - - - At end of the year - - - Net book value at the beginning of the year - - - Net book value at the end of the year - - - 14.4 Impairment 14.5 Revaluation the effective date of the revaluation (iii) Details of the existence and carrying amounts of property, plant and equipment to which the charity has restricted title or that are pledged as security for liabilities. If an accounting policy of revaluation is adopted, please provide: the carrying amount that would have been recognised had the assets been carried under the cost model. 14.6 Other disclosures (i) Please state the amount of borrowing costs, if any, capitalised in the construction of tangible fixed assets and the capitalisation rate used. (ii) Please provide the amount of contractual commitments for the acquisition of tangible fixed assets. the name of independent valuer, if applicable the methods applied and significant assumptions This year: Please provide a description of the events and circumstances that led to the recognition or reversal of an impairment loss. 14.1 Cost or valuation Last year: Please provide a description of the events and circumstances that led to the recognition or reversal of an impairment loss. Note 14 Tangible fixed assets Please complete this note if the charity has any tangible fixed assets 14.3 Net book value 14.2 Depreciation and impairments*	Freehold land & buildings Other land & buildings Plant, machinery and motor vehicles £ £ £ At the beginning of the year - - - Additions - - - Revaluations - - - Disposals - - - Transfers - - - At end of the year - - - Basis* SL or RB (Straight Line or Reducing Balance) SL or RB SL or RB Rate At beginning of the year - - - Disposals - - - Depreciation - - - Impairment - - - Transfers - - - At end of the year - - - Net book value at the beginning of the year - - - Net book value at the end of the year - - - 14.4 Impairment 14.5 Revaluation the effective date of the revaluation (iii) Details of the existence and carrying amounts of property, plant and equipment to which the charity has restricted title or that are pledged as security for liabilities. If an accounting policy of revaluation is adopted, please provide: the carrying amount that would have been recognised had the assets been carried under the cost model. 14.6 Other disclosures (i) Please state the amount of borrowing costs, if any, capitalised in the construction of tangible fixed assets and the capitalisation rate used. (ii) Please provide the amount of contractual commitments for the acquisition of tangible fixed assets. the name of independent valuer, if applicable the methods applied and significant assumptions This year: Please provide a description of the events and circumstances that led to the recognition or reversal of an impairment loss. 14.1 Cost or valuation Last year: Please provide a description of the events and circumstances that led to the recognition or reversal of an impairment loss. Note 14 Tangible fixed assets Please complete this note if the charity has any tangible fixed assets 14.3 Net book value 14.2 Depreciation and impairments*
Freehold land & buildings £	Other land & buildings £	Plant, machinery and motor vehicles £	Fixtures, fittings and equipment £	Total £
-	-	-	1,901	1,901
-	-	-	-	-
-	-	-	-	-
-	-	-	-	-
-	-	-	-	-
-	-	-	1,901	1,901

SL or RB (Straight Line or Reducing Balance)	SL or RB	SL or RB	RB	RB


-	-	-	500	500
-	-	-	-	-
-	-	-	140	140
-	-	-		-
-	-	-	-	-
-	-	-	640	640

-	-	-	1,401	1,401
-	-	-	1,261	1,261

			N/A

			N/A
			This year Last year
			N/A	N/A
			N/A	N/A
			N/A	N/A
			N/A	N/A

			Thisyear	Lastyear
			£	£
			N/A	N/A
			N/A	N/A
			N/A	N/A

The "transfers" row is for movements between fixed asset categories.
** Please indicate the method of depreciation by deleting the method not applicable (SL = straight line; RB = reducing balance). Also

CC17a (Excel)

10/22/2025

Section C Notes to the accounts (cont)

Note 17 Investment assets

Please complete this note if the charity has any investment assets.

17.1 Fixed assets investments (please provide for each class of investment)

Cash & cash equivalents	Listed investments	Investment properties	Social investments	Other	Total
N/A	N/A	N/A	N/A	N/A	-
N/A	N/A	N/A	N/A	N/A	-
N/A	N/A	N/A	N/A	N/A	-
N/A	N/A	N/A	N/A	N/A	-
N/A	N/A	N/A	N/A	N/A	-
N/A	N/A	N/A	N/A	N/A	-
N/A	N/A	N/A	N/A	N/A	-
-	-	-	-	-	-

*Please specify additions resulting from acquisitions through business combinations, if any.

Please note that Fair Value in this context is the amount for which an asset could be exchanged between knowlegable and willing parties in an arm's length transaction. For traded securities, the fair value is the value of the security quoted on the London Stock Exchange Daily Official List or equivalent. For other assets where there is no market price on a traded market, it is the trustees' or valuers' best estimate of fair value.

17.2 Please provide a breakdown of investments shown above agreeing with the balance sheet row B04 differentiating between those held at fair value and those held at cost less impairment.

This year: Analysis of investments

Analysis of investments Cash or cash equivalents Investment properties Last year: Analysis of investments Cash or cash equivalents Investment properties Listed investments Grand total (Fair value at year end+Cost less impairment) Total Social investments Other investments Other investments Total Listed investments Social investments Grand total (Fair value at year end+Cost less impairment)
	Fair value at year end	Cost less impairment
	£	£
		19,420
	N/A	N/A
	N/A	N/A
	N/A	N/A
	N/A	N/A
	-	19,420
	19,420
	- - Cost less impairment £ £ 538 - - Fair value at year end - 538 538 - - - -

	Fair value at year end	Cost less impairment
	£	£
		538
	-	-
	-	-
	-	-
	-	-
	-	538
	538

17.3 If your charity holds investment properties, please complete the following note:

(ii) Name or independent valuer, if applicable, and relevant qualifications (iii) Provide details of any restrictions on the ability to realise investment property or on the remittance of income or disposal proceeds (i) Explain the methods and significant assumptions in determining the fair value of investment property held by the charity (iv) Explain any contractual obligations for the purchase, construction or development of investment property or for repairs, maintenance or enhancements	Thisyear	Lastyear
	N/A	N/A
	N/A	N/A
	N/A	N/A
	N/A	N/A

17.4 Please provide a breakdown of current asset investments, if applicable, agreeing with the balance

Cash or cash equivalents Analysis of current asset investments	This year	Last year
	£	£
	19,420	538

CC17a (Excel)

10/22/2025

17.5 Guarantees Other investments Total Investment properties Social investments Listed investments Amount of concessionary loans received *(Multiple loans received may be disclosed in* *aggregate provided that such aggregation does not* *obsure significant information).* Please provide details and amount of any guarantee made to or on behalf of a third party Name of the entity or entities benefitting from those guarantees Please explain how the guarantee furthers the charity's aims 17.6 Concessionary loans *Amount of concessionary loans made (Multiple* loans made may be disclosed in aggregate provided that such aggregation does not obsure significant** information ). *Total* Amounts receivable within 1 year *Total* Terms and conditions eg interest rate, security provided Value of any concessionary loans which have been committed but not taken up at the reporting date Amounts payable within 1 year Amounts payable after more than 1 year Where a charity has provided financial assets as a form of security, the carrying amount of the financial asset pledged as security and the terms and conditions relating to its pledge. Amounts receivable after more than 1 year For all investments measured at fair value, the basis for determining the value, including any assumptions applied when using a valuation technique. For all investments measured at fair value, the basis for determining the value, including any assumptions applied when using a valuation technique. 17.7 Additional information Please provide information about the significance of investments to the charity's financial position or performance eg. terms and conditions of loans or the use of hedging to manage financial risk. Where a charity has provided financial assets as a form of security, the carrying amount of the financial asset pledged as security and the terms and conditions relating to its pledge.	-	-	-
	-	-
	-	-
	-	-
	19,420	538

	Thisyear	Lastyear
	N/A	N/A
	N/A	N/A
	N/A	N/A
		This year £ Last year £ - - - - - - - - This year £ Last year £ - - - - - - - - Last year N/A N/A N/A Last year N/A N/A N/A N/A
	*Description*	This year £	Last year £

	N/A	-	-
	N/A	-	-
	N/A	-	-
*Total*		-	-

	*Description*	This year £	Last year £
	N/A	-	-
	N/A	-	-
	N/A	-	-
*Total*		-	-

	This year	Last year
	N/A	N/A
	N/A	N/A





	This year	Last year
	N/A	N/A
	N/A	N/A
	N/A	N/A

	N/A	N/A
	N/A	N/A

CC17a (Excel)

10/22/2025

Section C Notes to the accounts (cont)

Note 24 Cash at bank and in hand

Short term cash investments (less than 3 months maturity date) Short term deposits Cash at bank and on hand Other Total

This year £	Last year £
-	-
-	-
19,420	538
-	-
19,420	538

CC17a (Excel)

10/22/2025

Section C Notes to the accounts (cont)

Note 27 Charity funds

27.1 Details of material funds held and movements during the CURRENT reporting period

Please give details of the movements of material individual funds in the reporting period together with a balancing figure for 'Other funds' (which should include revaluation reserve and fair value reserve, if applicable). The 'Total funds' figure below should reconcile to 'Total funds' in the balance sheet.

* Key: PE - permanent endowment funds; EE - expendable endowment funds; R - restricted income funds, including special trusts, of the charity; and U - unrestricted funds

Fund names	Type PE, EE R or UR *	Purpose and Restrictions	Fund balances brought forward £	Income £	Expenditure £	Transfers £	Gains and losses £	Fund balances carried forward £
Education Fund	R	For musical education	-	1,149	- 1,149	-	-	-
Piano Fund	R	For piano related expenses	-	13,859	- 327	-	-	13,531
			-	-	-	-	-	-
			-	-	-	-	-	-
			-	-	-	-	-	-
			-	-	-	-	-	-
			-	-	-	-	-	-
			-	-	-	-	-	-
			-	-	-	-	-	-
			-	-	-	-	-	-
**Other funds(balancing figure) **	N/a	N/a	-	-	-	-	-	-
Total Funds as per balance sheet			-	15,008	- 1,476	-	-	13,531

Fund balances carried forward include assets and liabilities denominated in a foreign currency	Yes No	Yes No
	✓	✓

*If yes, please state the basis on which the assets and/or liabilities have been translated into* *sterling (or the currency in which the accounts are drawn up).*	N/A

CC17a (Excel)

10/22/2025

Section C Notes to the accounts (cont)

Note 27 Charity funds (cont)

27.3 Transfers between funds

This year

	Reason for transfer and where endowment is converted to income, legalpower for its conversion	Amount
Between unrestricted and restricted funds	N/A	-
Between endowment and restricted funds	N/A	-
Between endowment and unrestricted funds	N/A	-
		-

Last year

Lastyear
	Reason for transfer and where endowment is converted to income, legal power for its conversion	Amount
Between unrestricted and restricted funds	N/A	-
Between endowment and restricted funds	N/A	-
Between endowment and unrestricted funds	N/A	-
		-

27.4 Designated funds

This year

Thisyear 27.4 Designated funds
Planned use	Purpose of the designation	Amount
Education Fund	To be applied to music education.	1,149
Piano Fund	The purchase of a piano and piano related expenditure	13,531

		-
		-
		-

Last year

Lastyear
Planned use	Purpose of the designation	Amount
	N/A	-
	N/A	-
	N/A	-
		-

CC17a (Excel)

10/22/2025

CC17a (Excel)

10/22/2025

Independent examinerfs report on the accounts Section A Independent Examiner's Report Report to the trustees Music at Stow On accounts forthe year ended 3111212024 Charity no (rfany) 1185101 Set out on pages 10 pages- SOFA B Strw( Notes 3, 6, 9, 14, 17, 24. 27.1. 27.3 I report lo the trustees on my examination of the accounts of the above Charty fthe Trusf) for the year ended DD Responsibilities and basis of report As the chartty's trustees, you are responsible for the preparation of the accounts in acC(thn wtth the requirements of the Charrties Act 2011 (Ihe Acf). I report in respect of my examinakn'on of the Trust's accounts carried out under sectson 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145{5)(b) of the Ad. Independent The charity's gross income exceeded £250,000 and l am qualified to examiner's statement undertake the examination by being a qualified member of The Association of Chartèred Certtfied Accountants. I have completed my examination. I confirni that no material matters have come to my attention in connection wFth the examination which gives me cause to believe that in. any material respect". the accounting records were not kept in aCrdan with sertion 130 of the Charities Art: or the accounts did not accord wtth the accounting records,. or the accounts did not comply with the applicable requirements onming the form and Content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any rèquirement that the accounts give a Irue and fairf vW which is not a matter considered as part of an independent examination. I have no cOnm$ and have come auoss no other matters in connection with the examination to which attention should b& drawn in this report in order to enab a [ff0r understanding of the accounts to be reached. . Please delete the words in the brackets rf they do not apply. Signed: 2111012025 Name: Vincent Michael Murphy Relevant professional qualification(s) or body (rfany}: FCCA IER Oct 2018

Cash & cash equivalents	Listed investments	Investment properties	Social investments	Other	Total
N/A	N/A	N/A	N/A	N/A	-
N/A	N/A	N/A	N/A	N/A	-
N/A	N/A	N/A	N/A	N/A	-
N/A	N/A	N/A	N/A	N/A	-
N/A	N/A	N/A	N/A	N/A	-
N/A	N/A	N/A	N/A	N/A	-
N/A	N/A	N/A	N/A	N/A	-
-	-	-	-	-	-

Cash & cash equivalents	Listed investments	Investment properties	Social investments	Other	Total
N/A	N/A	N/A	N/A	N/A	-
N/A	N/A	N/A	N/A	N/A	-
N/A	N/A	N/A	N/A	N/A	-
N/A	N/A	N/A	N/A	N/A	-
N/A	N/A	N/A	N/A	N/A	-
N/A	N/A	N/A	N/A	N/A	-
N/A	N/A	N/A	N/A	N/A	-
-	-	-	-	-	-

Cash & cash equivalents	Listed investments	Investment properties	Social investments	Other	Total
N/A	N/A	N/A	N/A	N/A	-
N/A	N/A	N/A	N/A	N/A	-
N/A	N/A	N/A	N/A	N/A	-
N/A	N/A	N/A	N/A	N/A	-
N/A	N/A	N/A	N/A	N/A	-
N/A	N/A	N/A	N/A	N/A	-
N/A	N/A	N/A	N/A	N/A	-
-	-	-	-	-	-