## **Trustees’ Annual Report for the period** ## **From 1/1/2024 Period start date To 31/12/2024 Period end date** **Charity name: Music at Stow** ## **Charity registration number: 1185101** ## **Company registration number: 12060571** ## **Objectives and Activities** ||SORP reference|| |---|---|---| |Summary of the purposes of
the charity as set out in its
governing document|Para 1.17|To advance, improve and maintain public
education in and appreciation of the art and
science of music in all its aspects, by any
means the trustees shall think fit, and in
particular by staging an annual music festival
in Stow-on-the-Wold, providing public
concerts and recitals, educational activities
and other musical events designed to
encourage the appreciation of music among
all age groups.| |Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or services
identified in the accounts.|Para 1.17 and
1.19|In accordance with its objectives, the
company staged five public concerts
representing a range of genres, including
jazz, classical and soul. In addition, it
supported two musical workshops in local
primary schools as well as a family concert.| |Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit|Para 1.18|The trustees are confident that the Charity
Commission’s guidance on public benefit
was reflected in their choice of Festival
events and the way they were presented to
their respective audiences, including the
workshops for primary school pupils.| ## **Additional information (optional)** You may choose to include further statements where relevant about: SORP reference Para 1.38 Policy on grant making Para 1.38 Policy on social investment including program related investment Para 1.38 Contribution made by volunteers Other ## **Achievements and Performance** ||SORP reference|| |---|---|---| |Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.|Para 1.20|The main achievements of the charity were
to contract excellent musicians representing
various genres to perform at Stow. The
musicians attracted appreciative audiences
and the number of tickets sold at reasonable
prices, together with donations, covered the
cost of production as well as a positive bank
balance to carry forward as a reserve.
Emma Johnson’s ‘Instrument Stories’
workshops at local primary schools and her
family concert acted successfully to inspire
and educate the children and their parents.| ## **Additional information (optional)** You may choose to include further statements where relevant about: |Achievements against
objectives set|Para 1.41|| |---|---|---| |Performance of fundraising
activities against objectives
set|Para 1.41|| |Investment performance
against objectives|Para 1.41|| |Other||| ## **Financial Review** |**Financial Review**||| |---|---|---| |Review of the charity’s
financial position at the end
of the period|Para 1.21|The charity ended the year with a positive
balance which exceeded its minimum
reserve. This was the result of ticket sales
and donations together exceeding the
charity’s costs.| |Statement explaining the
policy for holding reserves
stating why they are held|Para 1.22|The charity’s minimum reserve requirement
is in place as a safeguard against lower
revenue than expected| |Amount of reserves held|Para 1.22|£5,000| |Reasons for holding zero
reserves|Para 1.22|N/A| |Details of fund materially in
deficit|Para 1.24|N/A| |Explanation of any
uncertainties about the
charity continuing as a going
concern|Para 1.23|The charity is a going concern and should
remain so. Nevertheless, given the nature of
the business, there are always uncertainties
concerning public demand for the concerts
and the generosity of donors.| **Additional information (optional)** You may choose to include further statements where relevant about: |The charity’s principal
sources of funds (including
any fundraising)|Para 1.47|| |---|---|---| |Investment policy and
objectives including any
social investment policy
adopted|Para 1.46|| |A description of the principal
risks facing the charity|Para 1.46|| |Other||| ## **Structure, Governance and Management** |Description of charity’s
trusts:||| |---|---|---| |Type of governing document
(trust deed, royal charter)|Para 1.25|Memorandum and Articles of Association| |How is the charity
constituted?
(e.g unincorporated
association, CIO)|Para 1.25|The charity is a charitable company, limited
by guarantee.| |Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees|Para 1.25|New trustees are selected by a vote of
existing trustees/directors.| ## **Additional information (optional)** You may choose to include further statements where relevant about: Policies and procedures adopted for the induction and Para 1.51 training of trustees The charity’s organisational structure and any wider Para 1.51 network with which the charity works Relationship with any related Para 1.51 parties Other ## **Reference and Administrative details** |Charity name|Music at Stow| |---|---| |Other name the charity uses|| |Registered charity number|1185401| |Charity’s principal address|13 Maugersbury Park
Stow-on-the-Wold
Cheltenham
GL54 1DU| ||| ## **Names of the charity trustees who manage the charity** |1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20|**Trustee name**|**Office (if any)**|**Dates acted if not for whole**
**year **|**Name of person (or body) entitled**
**to appoint trustee (ifany)**| |---|---|---|---|---| ||Peter Robert Dixon|||| ||TonyHedges|||| ||Simon Neves|Treasurer||| ||Michael Omer|Chairman||| ||TimothyTitsworth||From 1stMay2024|| ||RosemaryMeyrick||Until 29thMay2024|| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| – Corporate trustees names of the directors at the date the report was approved |**Director name**||| |---|---|---| |As above plus:||| |Sarah Louise Cobb|From 26thAugust 2025|| |||| |||| |||| |||| Name of trustees holding title to property belonging to the charity |**Trustee name**|**Dates acted if not for whole year**|| |---|---|---| |N/A||| |||| |||| |||| |||| |||| ## **Funds held as custodian trustees on behalf of others** |Description of the assets
held in this capacity|N/A| |---|---| |Name and objects of the
charity on whose behalf the
assets are held and how this
falls within the custodian
charity’s objects|N/A| |Details of arrangements for
safe custody and
segregation of such assets
from the charity’s own assets|N/A| ## **Additional information (optional)** ## **Names and addresses of advisers (Optional information)** |**Names and addresses of advisers (Optional information)**|**Names and addresses of advisers (Optional information)**|**Names and addresses of advisers (Optional information)**| |---|---|---| |**Type of adviser**
**Name**
**Address**||| |Independent Examiner|V M Murphy & Co|Finsbury House| |||New Street| |||Chipping Norton| |||OX7 5LL| **Name of chief executive or names of senior staff members (Optional information)** ## **Exemptions from disclosure** Reason for non-disclosure of key personnel details N/A ## **Other optional information** ## **Declarations** **The trustees declare that they have approved the trustees’ report above.** **Signed on behalf of the charity’s trustees** **Signature(s) Full name(s) Michael William Omer Position (eg Secretary, Chair Chair, etc) Date 21.10.2025** |**Music at Stow**|**Music at Stow**|**Charity No**|**1185101**|**1185101**|| |---|---|---|---|---|---| |||**Company**
**No**|**12060571**||| |Annual accounts for the period|||||| |**Period start date**|**1/1/2024**|**To**|**Period end**
**date**|**12/31/2024**|| ## **Section A Statement of financial activities (including summary income and expenditure account)** |Guidance Note
S01
S02
S03
S04
S05
S06
S07
**Expenditure (Notes 6)**
**Expenditure on:**
S08
S09
S10
S11
S12
S13
Tax payable
S14
S15
Net gains/(losses) on
investments
S16
S17
**Extraordinary items**
S18
S19
S20
Other gains/(losses)
S21
S22
**_Reconciliation of_**
**_funds:_**
S23
S24
**_Total_**
**Recommended categories by activity**
**Income (Note 3)**
**Income and endowments from:**
Donations and legacies
Investments
Charitable activities
Other trading activities
Separate material item of income
Other
Gains and losses on revaluation of fixed assets for the
charity’s own use
Charitable activities
Separate material expense item
**_Net movement in funds_**
**Other recognised** **gains/(losses):**
**Net income/(expenditure) before tax for**
**the reporting period**
Raising funds
Other
**_Total funds carried forward_**
**_Total_**
**Net income/(expenditure) after tax**
**before investment gains/(losses)**
**Net income/(expenditure)**
**Transfers between funds**
Total funds brought forward|**Unrestricted**
**funds**
**Restricted**
**income**
**funds**
**Endowment**
**funds**
**Total funds**
**£**
**£**
**£**
**£**
F01
F02
F03
F04|**Unrestricted**
**funds**
**Restricted**
**income**
**funds**
**Endowment**
**funds**
**Total funds**
**£**
**£**
**£**
**£**
F01
F02
F03
F04|**Unrestricted**
**funds**
**Restricted**
**income**
**funds**
**Endowment**
**funds**
**Total funds**
**£**
**£**
**£**
**£**
F01
F02
F03
F04|**Unrestricted**
**funds**
**Restricted**
**income**
**funds**
**Endowment**
**funds**
**Total funds**
**£**
**£**
**£**
**£**
F01
F02
F03
F04|**Prior year**
**funds**
**£**
F05| |---|---|---|---|---|---| ||14,630|15,008|-|29,638|1,725| ||13,772|-|-|13,772|12,593| ||1,444|-|-|1,444|1,509| ||-|-|-|-|-| ||-|-|-|-|-| ||-|-|-|-|-| ||29,847|15,008|-|44,854|15,828| ||||||| ||458|327|-|786|-| ||24,178|-|-|24,178|19,939| ||||||| ||-|-|-|-|-| ||24,636|327|-|24,963|19,939| ||||||| ||5,211|14,681|-|19,891|4,111
-| ||-|-|-|-|-| ||5,211|14,681|-|19,891|4,111
-| ||-|-|-|-|-| ||5,211|14,681|-|19,891|4,111
-| ||-|-|-|-|| |||1,149
-|-|1,149
-|-| ||||||| ||140|-|-|140|-| ||-|-|-|-|-| ||5,351|13,531|-|18,882|4,111
-| ||||||| ||538|-|-|538|4,651| ||5,889|13,531|-|19,420|540| * ||*| |---|---| |RESTRICTED INCOME FUNDS RECEIPTS|| |Education fund receipts before expense
Piano fund receipts before expenditure|1,149.18
13,858.60| ||15,007.78| |||Charity No|1185101|| |---|---|---|---|---| |||Company No|12060571|| |Annual accounts for theperiod||1/1/2024||12/31/2024| |**Section B Balance sheet**||||| |||Charity No|1185101|1185101|1185101|1185101| |---|---|---|---|---|---|---| |||Company No|12060571|||| |Annual accounts for theperiod||1/1/2024||12/31/2024||| |**Section B Balance sheet**||||||| |**Fixed assets**
**Intangible assets (Note 15)**
B01
**Tangible assets (Note 14)**
B02
**Heritage assets (Note 16)**
B03
**Investments (Note 17)**
B04
**_Total fixed assets_**
B05
**Current assets**
**Stocks (Note 18)**
B06
**Debtors (Note 19)**
B07
**Investments (Note 17.4)**
B08
**Cash at bank and in hand (Note 24)**
B09
**_Total current assets_**
B10
**Creditors: amounts falling due within one**
**year (Note 20)**
B11
**_Net current assets/(liabilities)_**
B12
**_Total assets less current liabilities_**
B13
**Creditors: amounts falling due after one**
**year (Note 20)**
B14
**Provisions for liabilities**
B15
**_Total net assets or liabilities_**
B16
**Funds of the Charity**
**Endowment funds (Note 27)**
B17
**Restricted income funds (Note 27)**
B18
**Unrestricted funds**
B19
**Revaluation reserve**
B20
**Fair value reserve**
B21
**_Total funds_**
B22
Guidance note||**Unrestricted**
**funds**
**Restricted**
**income**
**funds**
**Endowment**
**funds**
**Total this**
**year**
**Total last**
**year**
**£**
**£**
**£**
**£**
**£**
F01
F02
F03
F04
F05||||| |||-|-|-|-|-| |||1,261|-|-|1,261|1,401| |||-|-|-|-|-| |||-|-|-|-|-| |||1,261|-|-|1,261|1,401| |||||||| |||-|-|-|-|-| |||-|-|-|-|-| |||-|-|-|-|-| |||5,889|13,531|-|19,421|538| |||5,889|13,531|-|19,421|538| |||||||| |||-|-|-|-|-| |||||||| |||5,889|13,531|-|19,421|538| |||||||| |||7,150|13,531|**-**|20,682|1,939| |||||||| |||-|-|-|-|-| |||-|-|-|-|-| |||||||| |||7,150|13,531|-|20,682|1,939| |||||||| |||-|-|-|-|-| |||-|13,531|-|13,531|-| |||5,889|-|-|5,889|538| |||1,261|-|-|1,261|1,401| |||-|||-|| |||7,150|13,531|-|20,681|1,939| _**The company was entitled to exemption from audit under s477 of the Companies Act 2006 relating to small companies.**_ _**The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.**_ _**The directors acknowledge their responsibilities for complying with the requirements of the Companies Act with respect to**_ _**These accounts have been prepared in accordance with the provisions applicable to small companies subject to the small companies regime and in accordance with FRS102 SORP.**_ |**_companies regime and in accordance with FRS102 SORP._**||| |---|---|---| |SA46:C47igned by one or two trustees/directors on behalf of all the
trustees/directors|Print Name|| ||Michael Omer|10/20/2025| ||Simon Neves|10/20/2025| |||| |Signature of director authenticating accounts being sent to Companies House|Signature|10/20/2025| |||Simon Neves| CC17a (Excel) 10/22/2025 2 **Section C Notes to the accounts (cont)** ## **Note 3 Income** |**Note 3 Income**|**Income**|||||| |---|---|---|---|---|---|---| |Donations andgifts
Gift Aid
Legacies
General grants provided by government/other
charities
Membership subscriptions and sponsorships
which are in substance donations
Donatedgoods,facilities and services
Other
**Total**
Ticket sales
Programme sales and advertising space sales
Other
**Total**
Bar surplus
Other
**Total**
Interest income
Dividend income
Rental and leasingincome
Other
**Total**
**Total**
Conversion of endowment funds into income
Gain on disposal of a tangible fixed asset held
for charity's own use
Gain on disposal of a programme related
investment
Royalties from the exploitation of intellectual
propertyrights
Other
**Total**
**Other information:**
**Charitable**
**activities:**
**Separate**
**material item of**
**income**
**Other:**
**Income from**
**investments:**
**Other trading**
**activities:**
**TOTAL INCOME**
**Analysis of income**
**Donations and**
**legacies:**|**Analysis of income**|**Unrestricted**
**funds**
**Restricted**
**income**
**funds**
**Endowment**
**funds**
**Total funds**
**Prior year**
**£**
**£**
14,630 13,531-28,162 1,725
- - - - -
- - - - -
- - - - -
- - - -
- - - - -
- - - -
14,630 13,531 - 28,162 1,725
13,064 - - 13,064 12,544
708
- - 708
-
- - - - -
- - - -49
13,772 - - 13,772 12,593
1,444 - - 1,444 1,509
- - - - -
- - - - -
- - - - -
1,444 - - 1,444 1,509
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
29,847 13,531 - 43,378 15,828
N/A
N/A
N/A
N/A
N/A
N/A
3||||| ||Donations andgifts|14,630|13,531|-|28,162|1,725| ||Gift Aid|-|-|-|-|-| ||Legacies|-|-|-|-|-| ||General grants provided by government/other
charities|-|-|-|-|-| ||Membership subscriptions and sponsorships
which are in substance donations|-|-|-|-|| ||Donatedgoods,facilities and services|-|-|-|-|-| ||Other|-|-|-|-|| ||**Total**|14,630|13,531|-|28,162|1,725| |||||||| ||Ticket sales|13,064|-|-|13,064|12,544| ||Programme sales and advertising space sales|708|-|-|708|-| |||-|-|-|-|-| ||Other|-|-|-|-|49| ||**Total**|13,772|-|-|13,772|12,593| |||||||| ||Bar surplus|1,444|-|-|1,444|1,509| |||-|-|-|-|-| |||-|-|-|-|-| ||Other|-|-|-|-|-| ||**Total**|1,444|-|-|1,444|1,509| |||||||| ||Interest income|-|-|-|-|-| ||Dividend income|-|-|-|-|-| ||Rental and leasingincome|-|-|-|-|-| ||Other|-|-|-|-|-| ||**Total**|-|-|-|-|-| |||||||| |||-|-|-|-|-| |||-|-|-|-|-| |||-|-|-|-|-| |||-|-|-|-|-| ||**Total**|-|-|-|-|-| |||||||| ||Conversion of endowment funds into income|-|-|-|-|-| ||Gain on disposal of a tangible fixed asset held
for charity's own use|-|-|-|-|-| ||Gain on disposal of a programme related
investment|-|-|-|-|-| ||Royalties from the exploitation of intellectual
propertyrights|-|-|-|-|-| ||Other|-|-|-|-|-| ||**Total**|-|-|-|-|-| |**All income in the prior year was unrestricted except for: (please**
**provide description and amounts)**||N/A||||| |**Where any endowment fund is converted into income in the prior**
**period, please give the reason for the conversion.**
**Where any endowment fund is converted into income in the**
**reporting period, please give the reason for the conversion.**||||||| |**Within the income items above the following items are material:**
**(please disclose the nature, amount and any prior year amounts)**||N/A||||| |||||||| |**This year: Where sums originally denominated in foreign**
**currency have been included in income, explain the basis on**
**which those sums have been translated into sterling (or the**
**currency in which the accounts are drawn up).**||N/A||||| |||||||| |**Last year: Where sums originally denominated in foreign**
**currency have been included in income, explain the basis on**
**which those sums have been translated into sterling (or the**
**currency in which the accounts are drawn up).**||N/A||||| |CC17a (Excel)||||||| 10/22/2025 ## **Section C Notes to the accounts (cont)** ## **Note 6 Expenditure** |**Note 6 Expenditure**|**Note 6 Expenditure**|**Note 6 Expenditure**|**Note 6 Expenditure**|**Note 6 Expenditure**|**Note 6 Expenditure**|**Note 6 Expenditure**|**Note 6 Expenditure**|**Note 6 Expenditure**| |---|---|---|---|---|---|---|---|---| |**Unrestricted**
**funds**
**Restricted**
**income**
**funds**
**Endowment**
**funds**
**Total funds**
**Unrestricted**
**funds**
**Restricted**
**income**
**funds**
**Endowment**
**funds**
**Total funds**
**£**
**£**
**Analysis**
**Expenditure on raising funds:**
**This year**
**Last year**||||||||| |Incurred seeking donations - reception|458|
-|-|458|128|
-|-|128| |Incurred seeking legacies|-|-|-|-|-|-|-|-| |Incurred seeking grants|-|-|-|-|-|-|-|-| |Operating membership schemes and social
lotteries|-|-|-|-|-|-|-|-| |Stagingfundraisingevents|-|-|-|-|-|-|-|-| |Fudraising agents|-|-|-|-|-|-|-|-| |Operating charity shops|-|-|-|-|-|-|-|-| |Operating a trading company undertaking
non-charitable trading activity|-|-|-|-|-|-|-|-| |Advertising, marketing, direct mail and
publicity|-|-|-|-|-|-|-|-| |Start up costs incurred in generating new
source of future income|-|-|-|-|-|-|-|-| |Database development costs|-|-|-|-|-|-|-|-| |Other tradingactivities -bar||-|-|-|-|-|-|-| |Investment management costs:|-|-|-|-|-|-|-|-| |Portfolio management costs|-|-|-|-|-|-|-|-| |Cost of obtaining investment advice|-|-|-|-|-|-|-|-| |Investment administration costs|-|-|-|-|-|-|-|-| CC17a (Excel) 10/22/2025 4 |Intellectual property licencing costs|-|-|-|-|-|-|-|-| |---|---|---|---|---|---|---|---|---| |Rent collection, property repairs and
maintenance charges|-|-|-|-|-|-|-|-| ||-|-|-|-|-|-|-|-| |**Total expenditure on raising funds**|458|
-|-|458|128|
-|-|128| |||||||||| ## **Expenditure on charitable activities:** |Artists' fees|16,581|-|-|16,581|12,445|-|-|12,445| |---|---|---|---|---|---|---|---|---| |Advertising ,marketing,direct mail and
|1,507|-|-|1,507|1,893|-|-|1,893| |~~bli it~~
Lighting and sound|3,158|-|-|3,158|3,286|-|-|3,286| |Artists' expenses, venue, PRS, Mailchimp|2,931|-|-|2,931|2,315|-|-|2,315| |Other||||||||| |**Total expenditure on charitable activities**|24,177|-|-|24,177|19,939|-|-|19,939| |**Separate material item of expense**||||||||| ||-|-|-|-|-|-|-|-| ||-|-|-|-|-|-|-|-| ||-|-|-|-|-|-|-|-| |**Total**|-|-|-|-|-|-|-|-| |**Other**||||||||| ||-|-|-|-|-|-|-|-| ||-|-|-|-|-|-|-|-| ||-|-|-|-|-|-|-|-| ||-|-|-|-|-|-|-|-| |**Total other expenditure**
**TOTAL EXPENDITURE**|-|-|-|-|-|-|-|-| ||24,635|-|-|24,635|20,067|-|-|20,067| ## **Other information:** CC17a (Excel) 10/22/2025 5 ## **Analysis of expenditure on charitable activities** ||**Thisyear**|**Thisyear**|**Thisyear**|**Thisyear**|**Lastyear**|**Lastyear**|**Lastyear**|**Lastyear**| |---|---|---|---|---|---|---|---|---| |**Activity or programme**|**Activities**
**undertaken**
**directly**|**Grant**
**funding of**
**activities**|**Support**
**Costs**|**Total this**
**year**|**Activities**
**undertaken**
**directly**|
**Grant**
**funding of**
**activities**|
**Support**
**Costs**|**Total last**
**year**| ||**£**|**£**|**£**|**£**|**£**|**£**|**£**|**£**| |Activity 1-Musical events|24,635|-|-|24,635|20,067|-|-|20,067| |Activity 2|-|-|-|-|-|-|-|-| |Other|-|-|-|-|-|-|-|-| |**Total**|24,635|-|-|24,635|20,067|-|-|20,067| **This year: Where sums originally denominated in foreign currency have been included in expenditure, explain the basis on which those sums** N/A **have been translated into sterling (or the currency in which the accounts are drawn up). Last year: Where sums originally denominated in foreign currency have been included in expenditure, explain the basis on which those sums** N/A **have been translated into sterling (or the currency in which the accounts are drawn up).** CC17a (Excel) 10/22/2025 6 **Section C Notes to the accounts** ## **Note 9 Support Costs** ## _**Please complete this note if the charity has analysed its expenses using activity categories and has support costs.**_ ## **This year** |**Support cost**
**(examples)**|**Raising funds**|**Activity 1**|**Activity 2**|**Activity 3**|**Grand total**|**Basis of allocation**| |---|---|---|---|---|---|---| ||**£**|**£**|**£**|**£**|**£**|**(Describe method)**| |Fund raising event|458|-|-|-|458|Applies to whole fesitval| ||-|-|-|-|-|| ||-|-|-|-|-|| ||-|-|-|-|-|| |Other|-|-|-|-|-|| |**Total**|458|-|-|-|458|| ## **Last year** |**Support cost**
**(examples)**|**Raising funds**
**£**|**Activity 1**
**£**|**Activity 2**
**£**|**Activity 3**
**£**|**Grand total**
**£**|**Basis of allocation**| |---|---|---|---|---|---|---| |||||||**(Describe method)**| |Fund raising event|128|-|-|-|128|Applies to whole fesitval| ||-|-|-|-|-|| ||-|-|-|-|-|| ||-|-|-|-|-|| |Other|-|-|-|-|-|| |**Total**|128|-|-|-|128|| _**Please provide details of the accounting policy adopted for the apportionment of costs between activities and any estimation techniques used to calculate their apportionment.**_ Cost divided equally among the events CC17a (Excel) 10/22/2025 7 **Section C Notes to the accounts (cont)** |**Freehold land &**
**buildings**
**Other land &**
**buildings**
**Plant, machinery and**
**motor vehicles**
**£**
**£**
**£**
At the beginning of
the year
- - -
Additions
- - -
Revaluations
- - -
Disposals
- - -
Transfers *
- - -
At end of the year
- - -
****Basis** SL or RB (Straight
Line or Reducing
Balance)
SL or RB
SL or RB
**** Rate**
At beginning of the
year
- - -
Disposals
- - -
Depreciation
- - -
Impairment
- - -
Transfers*
- - -
At end of the year
- - -
Net book value at the
beginning of the year
- - -
Net book value at the
end of the year
- - -
**14.4 Impairment**
**14.5 Revaluation**
**_the effective date of the revaluation_**
**_(iii) Details of the existence and carrying amounts of property, plant and_**
**_equipment to which the charity has restricted title or that are pledged as_**
**_security for liabilities._**
**_If an accounting policy of revaluation is adopted, please provide:_**
**_the carrying amount that would have been recognised_**
**_had the assets been carried under the cost model._**
**14.6 Other disclosures**
**_(i) Please state the amount of borrowing costs, if any, capitalised in the_**
**_construction of tangible fixed assets and the capitalisation rate used._**
**_(ii) Please provide the amount of contractual commitments for the acquisition_**
**_of tangible fixed assets._**
**_the name of independent valuer, if applicable_**
**_the methods applied and significant assumptions_**
**_This year: Please provide a description of the events and_**
**_circumstances that led to the recognition or reversal of an_**
**_impairment loss._**
**14.1 Cost or valuation**
**_Last year: Please provide a description of the events and_**
**_circumstances that led to the recognition or reversal of an_**
**_impairment loss._**
**Note 14 Tangible fixed assets**
**_Please complete this note if the charity has any tangible fixed assets_**
**14.3 Net book value**
**14.2 Depreciation and impairments**|**Freehold land &**
**buildings**
**Other land &**
**buildings**
**Plant, machinery and**
**motor vehicles**
**£**
**£**
**£**
At the beginning of
the year
- - -
Additions
- - -
Revaluations
- - -
Disposals
- - -
Transfers *
- - -
At end of the year
- - -
****Basis** SL or RB (Straight
Line or Reducing
Balance)
SL or RB
SL or RB
**** Rate**
At beginning of the
year
- - -
Disposals
- - -
Depreciation
- - -
Impairment
- - -
Transfers*
- - -
At end of the year
- - -
Net book value at the
beginning of the year
- - -
Net book value at the
end of the year
- - -
**14.4 Impairment**
**14.5 Revaluation**
**_the effective date of the revaluation_**
**_(iii) Details of the existence and carrying amounts of property, plant and_**
**_equipment to which the charity has restricted title or that are pledged as_**
**_security for liabilities._**
**_If an accounting policy of revaluation is adopted, please provide:_**
**_the carrying amount that would have been recognised_**
**_had the assets been carried under the cost model._**
**14.6 Other disclosures**
**_(i) Please state the amount of borrowing costs, if any, capitalised in the_**
**_construction of tangible fixed assets and the capitalisation rate used._**
**_(ii) Please provide the amount of contractual commitments for the acquisition_**
**_of tangible fixed assets._**
**_the name of independent valuer, if applicable_**
**_the methods applied and significant assumptions_**
**_This year: Please provide a description of the events and_**
**_circumstances that led to the recognition or reversal of an_**
**_impairment loss._**
**14.1 Cost or valuation**
**_Last year: Please provide a description of the events and_**
**_circumstances that led to the recognition or reversal of an_**
**_impairment loss._**
**Note 14 Tangible fixed assets**
**_Please complete this note if the charity has any tangible fixed assets_**
**14.3 Net book value**
**14.2 Depreciation and impairments**|**Freehold land &**
**buildings**
**Other land &**
**buildings**
**Plant, machinery and**
**motor vehicles**
**£**
**£**
**£**
At the beginning of
the year
- - -
Additions
- - -
Revaluations
- - -
Disposals
- - -
Transfers *
- - -
At end of the year
- - -
****Basis** SL or RB (Straight
Line or Reducing
Balance)
SL or RB
SL or RB
**** Rate**
At beginning of the
year
- - -
Disposals
- - -
Depreciation
- - -
Impairment
- - -
Transfers*
- - -
At end of the year
- - -
Net book value at the
beginning of the year
- - -
Net book value at the
end of the year
- - -
**14.4 Impairment**
**14.5 Revaluation**
**_the effective date of the revaluation_**
**_(iii) Details of the existence and carrying amounts of property, plant and_**
**_equipment to which the charity has restricted title or that are pledged as_**
**_security for liabilities._**
**_If an accounting policy of revaluation is adopted, please provide:_**
**_the carrying amount that would have been recognised_**
**_had the assets been carried under the cost model._**
**14.6 Other disclosures**
**_(i) Please state the amount of borrowing costs, if any, capitalised in the_**
**_construction of tangible fixed assets and the capitalisation rate used._**
**_(ii) Please provide the amount of contractual commitments for the acquisition_**
**_of tangible fixed assets._**
**_the name of independent valuer, if applicable_**
**_the methods applied and significant assumptions_**
**_This year: Please provide a description of the events and_**
**_circumstances that led to the recognition or reversal of an_**
**_impairment loss._**
**14.1 Cost or valuation**
**_Last year: Please provide a description of the events and_**
**_circumstances that led to the recognition or reversal of an_**
**_impairment loss._**
**Note 14 Tangible fixed assets**
**_Please complete this note if the charity has any tangible fixed assets_**
**14.3 Net book value**
**14.2 Depreciation and impairments**|**Freehold land &**
**buildings**
**Other land &**
**buildings**
**Plant, machinery and**
**motor vehicles**
**£**
**£**
**£**
At the beginning of
the year
- - -
Additions
- - -
Revaluations
- - -
Disposals
- - -
Transfers *
- - -
At end of the year
- - -
****Basis** SL or RB (Straight
Line or Reducing
Balance)
SL or RB
SL or RB
**** Rate**
At beginning of the
year
- - -
Disposals
- - -
Depreciation
- - -
Impairment
- - -
Transfers*
- - -
At end of the year
- - -
Net book value at the
beginning of the year
- - -
Net book value at the
end of the year
- - -
**14.4 Impairment**
**14.5 Revaluation**
**_the effective date of the revaluation_**
**_(iii) Details of the existence and carrying amounts of property, plant and_**
**_equipment to which the charity has restricted title or that are pledged as_**
**_security for liabilities._**
**_If an accounting policy of revaluation is adopted, please provide:_**
**_the carrying amount that would have been recognised_**
**_had the assets been carried under the cost model._**
**14.6 Other disclosures**
**_(i) Please state the amount of borrowing costs, if any, capitalised in the_**
**_construction of tangible fixed assets and the capitalisation rate used._**
**_(ii) Please provide the amount of contractual commitments for the acquisition_**
**_of tangible fixed assets._**
**_the name of independent valuer, if applicable_**
**_the methods applied and significant assumptions_**
**_This year: Please provide a description of the events and_**
**_circumstances that led to the recognition or reversal of an_**
**_impairment loss._**
**14.1 Cost or valuation**
**_Last year: Please provide a description of the events and_**
**_circumstances that led to the recognition or reversal of an_**
**_impairment loss._**
**Note 14 Tangible fixed assets**
**_Please complete this note if the charity has any tangible fixed assets_**
**14.3 Net book value**
**14.2 Depreciation and impairments**||| |---|---|---|---|---|---| ||**Freehold land &**
**buildings**
**£**|**Other land &**
**buildings**
**£**|**Plant, machinery and**
**motor vehicles**
**£**|**Fixtures, fittings and**
**equipment**
**£**|**Total**
**£**| ||-|-|-|1,901|1,901| ||-|-|-|-|-| ||-|-|-|-|-| ||-|-|-|-|-| ||-|-|-|-|-| ||-|-|-|1,901|1,901| ||||||| ||SL or RB (Straight
Line or Reducing
Balance)|
SL or RB|SL or RB|RB|RB| ||||||| ||||||| ||-|-|-|500|500| ||-|-|-|-|-| ||-|-|-|140|140| ||-|-|-||-| ||-|-|-|-|-| ||-|-|-|640|640| ||||||| ||-|-|-|1,401|1,401| ||-|-|-|1,261|1,261| ||||||| |||||**N/A**|| ||||||| |||||**N/A**|| |||||**This year**
**Last year**|| |||||**N/A**|**N/A**| |||||**N/A**|**N/A**| |||||**N/A**|**N/A**| |||||**N/A**|**N/A**| ||||||| |||||**Thisyear**|**Lastyear**| |||||**£**|**£**| |||||**N/A**|**N/A**| |||||**N/A**|**N/A**| |||||**N/A**|**N/A**| - _The "transfers" row is for movements between fixed asset categories._ - _** Please indicate the method of depreciation by deleting the method not applicable (SL = straight line; RB = reducing balance). Also_ CC17a (Excel) 10/22/2025 8 ## **Section C Notes to the accounts (cont)** ## **Note 17 Investment assets** _**Please complete this note if the charity has any investment assets.**_ ## **17.1 Fixed assets investments (please provide for each class of investment)** |Carrying (fair) value at beginning of
period
**Add:**additions to investments during
period*
**Less:**disposals at carrying value
**Less: impairments**
**Add: Reversal of impairments**
**Add/(deduct):**transfer in/(out) in the
period
**Add/(deduct):**net gain/(loss) on
revaluation
Carrying (fair) value at end of year|**Cash & cash**
**equivalents**|
**Listed**
**investments**|**Investment**
**properties**|**Social**
**investments**|**Other**|**Total**| |---|---|---|---|---|---|---| ||N/A|N/A|N/A|N/A|N/A|-| ||N/A|N/A|N/A|N/A|N/A|-| ||N/A|N/A|N/A|N/A|N/A|-| ||N/A|N/A|N/A|N/A|N/A|-| ||N/A|N/A|N/A|N/A|N/A|-| ||N/A|N/A|N/A|N/A|N/A|-| ||N/A|N/A|N/A|N/A|N/A|-| ||-|-|-|-|-|-| ***Please specify additions resulting from acquisitions through business combinations, if any.** _**Please note that Fair Value in this context is the amount for which an asset could be exchanged between knowlegable and willing parties in an arm's length transaction. For traded securities, the fair value is the value of the security quoted on the London Stock Exchange Daily Official List or equivalent. For other assets where there is no market price on a traded market, it is the trustees' or valuers' best estimate of fair value.**_ ## **17.2 Please provide a breakdown of investments shown above agreeing with the balance sheet row B04 differentiating between those held at fair value and those held at cost less impairment.** **This year: Analysis of investments** |**Analysis of investments**
**Cash or cash equivalents**
**Investment properties**
**Last year:**
**Analysis of investments**
**Cash or cash equivalents**
**Investment properties**
**Listed investments**
**Grand total (Fair value at year end+Cost less impairment)**
**Total**
**Social investments**
**Other investments**
**Other investments**
**Total**
**Listed investments**
**Social investments**
**Grand total (Fair value at year end+Cost less impairment)**|||| |---|---|---|---| ||**Fair value at year end**|**Cost less impairment**|| ||**£**|**£**|| |||19,420|| ||N/A|N/A|| ||N/A|N/A|| ||N/A|N/A|| ||N/A|N/A|| ||-|19,420|| ||19,420||| ||- -
**Cost less impairment**
**£**
**£**
538
- -
**Fair value at year end**
-
538
538
- -
- -||| ||||| ||**Fair value at year end**|**Cost less impairment**|| ||**£**|**£**|| |||538|| ||-|-|| ||-|-|| ||-|-|| ||-|-|| ||-|538|| ||538||| ## **17.3 If your charity holds investment properties, please complete the following note:** |**(ii) Name or independent valuer, if applicable, and relevant**
**qualifications**
**(iii) Provide details of any restrictions on the ability to**
**realise investment property or on the remittance of income or**
**disposal proceeds**
**(i) Explain the methods and significant assumptions in**
**determining the fair value of investment property held by the**
**charity**
**(iv) Explain any contractual obligations for the purchase,**
**construction or development of investment property or for**
**repairs, maintenance or enhancements**|**Thisyear**|**Lastyear**| |---|---|---| ||N/A|N/A| ||N/A|N/A| ||N/A|N/A| ||N/A|N/A| ## **17.4 Please provide a breakdown of current asset investments, if applicable, agreeing with the balance** |**Cash or cash equivalents**
**Analysis of current asset investments**|**This year**|**Last year**| |---|---|---| ||**£**|**£**| ||19,420|538| CC17a (Excel) 10/22/2025 9 |**17.5 Guarantees**
**Other investments**
**Total**
**Investment properties**
**Social investments**
**Listed investments**
**Amount of concessionary loans received**
**_(Multiple loans received may be disclosed in_**
**_aggregate provided that such aggregation does not_**
**_obsure significant information)._**
**Please provide details and amount of any guarantee made to**
**or on behalf of a third party**
**Name of the entity or entities benefitting from those**
**guarantees**
**Please explain how the guarantee furthers the charity's aims**
**17.6 Concessionary loans**
**Amount of concessionary loans made (****_Multiple_**
**_loans made may be disclosed in aggregate provided_**
**_that such aggregation does not obsure significant_**
**_information_ ).**
**_Total_**
**Amounts receivable within 1 year**
**_Total_**
**Terms and conditions eg interest rate, security**
**provided**
**Value of any concessionary loans which have**
**been committed but not taken up at the reporting**
**date**
**Amounts payable within 1 year**
**Amounts payable after more than 1 year**
**Where a charity has provided financial assets as**
**a form of security, the carrying amount of the**
**financial asset pledged as security and the terms**
**and conditions relating to its pledge.**
**Amounts receivable after more than 1 year**
**For all investments measured at fair value, the**
**basis for determining the value, including any**
**assumptions applied when using a valuation**
**technique.**
**For all investments measured at fair value, the**
**basis for determining the value, including any**
**assumptions applied when using a valuation**
**technique.**
**17.7 Additional information**
**Please provide information about the**
**significance of investments to the charity's**
**financial position or performance eg. terms and**
**conditions of loans or the use of hedging to**
**manage financial risk.**
**Where a charity has provided financial assets as**
**a form of security, the carrying amount of the**
**financial asset pledged as security and the terms**
**and conditions relating to its pledge.**|**17.5 Guarantees**
**Other investments**
**Total**
**Investment properties**
**Social investments**
**Listed investments**
**Amount of concessionary loans received**
**_(Multiple loans received may be disclosed in_**
**_aggregate provided that such aggregation does not_**
**_obsure significant information)._**
**Please provide details and amount of any guarantee made to**
**or on behalf of a third party**
**Name of the entity or entities benefitting from those**
**guarantees**
**Please explain how the guarantee furthers the charity's aims**
**17.6 Concessionary loans**
**Amount of concessionary loans made (****_Multiple_**
**_loans made may be disclosed in aggregate provided_**
**_that such aggregation does not obsure significant_**
**_information_ ).**
**_Total_**
**Amounts receivable within 1 year**
**_Total_**
**Terms and conditions eg interest rate, security**
**provided**
**Value of any concessionary loans which have**
**been committed but not taken up at the reporting**
**date**
**Amounts payable within 1 year**
**Amounts payable after more than 1 year**
**Where a charity has provided financial assets as**
**a form of security, the carrying amount of the**
**financial asset pledged as security and the terms**
**and conditions relating to its pledge.**
**Amounts receivable after more than 1 year**
**For all investments measured at fair value, the**
**basis for determining the value, including any**
**assumptions applied when using a valuation**
**technique.**
**For all investments measured at fair value, the**
**basis for determining the value, including any**
**assumptions applied when using a valuation**
**technique.**
**17.7 Additional information**
**Please provide information about the**
**significance of investments to the charity's**
**financial position or performance eg. terms and**
**conditions of loans or the use of hedging to**
**manage financial risk.**
**Where a charity has provided financial assets as**
**a form of security, the carrying amount of the**
**financial asset pledged as security and the terms**
**and conditions relating to its pledge.**|-||-|-| |---|---|---|---|---|---| |||-||-|| |||-||-|| |||-||-|| |||19,420||538|| ||||||| |||**Thisyear**||**Lastyear**|| |||N/A||N/A|| |||N/A||N/A|| |||N/A||N/A|| |||||**This year £**
**Last year £**
- -
- -
- -
- -
**This year £**
**Last year £**
- -
- -
- -
- -
**Last year**
N/A
N/A
N/A
**Last year**
N/A
N/A
N/A
N/A|| |||**_Description_**||**This year £**|**Last year £**| ||||||| |||N/A||-|-| |||N/A||-|-| |||N/A||-|-| ||**_Total_**|||-|-| ||||||| |||**_Description_**||**This year £**|**Last year £**| |||N/A||-|-| |||N/A||-|-| |||N/A||-|-| ||**_Total_**|||-|-| ||||||| |||**This year**||**Last year**|| |||N/A||N/A|| |||N/A||N/A|| ||||||| ||||||| ||||||| ||||||| ||||||| |||**This year**||**Last year**|| |||N/A||N/A|| |||N/A||N/A|| |||N/A||N/A|| ||||||| |||N/A||N/A|| |||N/A||N/A|| CC17a (Excel) 10/22/2025 10 ## **Section C Notes to the accounts (cont)** **Note 24 Cash at bank and in hand** **Short term cash investments (less than 3 months maturity date) Short term deposits Cash at bank and on hand Other Total** |**This year**
**£**|**Last year**
**£**| |---|---| |-|-| |-|-| |19,420|538| |-|-| |19,420|538| CC17a (Excel) 10/22/2025 11 **Section C Notes to the accounts (cont)** ## **Note 27 Charity funds** ## **27.1 Details of material funds held and movements during the CURRENT reporting period** _**Please give details of the movements of material individual funds in the reporting period together with a balancing figure for 'Other funds' (which should include revaluation reserve and fair value reserve, if applicable). The 'Total funds' figure below should reconcile to 'Total funds' in the balance sheet.**_ _*** Key: PE - permanent endowment funds; EE - expendable endowment funds; R - restricted income funds, including special trusts, of the charity; and U - unrestricted funds**_ |**Fund names**|**Type PE, EE**
**R or UR ***|**Purpose and Restrictions**|**Fund**
**balances**
**brought**
**forward**
**£**|**Income**
**£**|**Expenditure**
**£**|**Transfers**
**£**|**Gains and**
**losses**
**£**|**Fund**
**balances**
**carried**
**forward**
**£**| |---|---|---|---|---|---|---|---|---| |Education Fund|R|For musical education|-|1,149|- 1,149|
-|-|-| |Piano Fund|R|For piano related expenses|-|13,859|- 327|
-|-|13,531| ||||-|-|-|-|-|-| ||||-|-|-|-|-|-| ||||-|-|-|-|-|-| ||||-|-|-|-|-|-| ||||-|-|-|-|-|-| ||||-|-|-|-|-|-| ||||-|-|-|-|-|-| ||||-|-|-|-|-|-| |**_Other funds(balancing figure)_ **|**N/a**|**N/a**|-|-|-|-|-|-| |**Total Funds as per balance sheet**|||-|15,008|- 1,476|
-|-|13,531| |**Fund balances carried forward include assets and liabilities denominated in a foreign currency**|**Fund balances carried forward include assets and liabilities denominated in a foreign currency**|Yes*
No*|Yes*
No*| |---|---|---|---| |||✓|✓| ||||| |**_If yes, please state the basis on which the assets and/or liabilities have been translated into_**
**_sterling (or the currency in which the accounts are drawn up)._**||N/A|| CC17a (Excel) 10/22/2025 12 ## **Section C Notes to the accounts (cont)** ## **Note 27 Charity funds (cont)** ## **27.3 Transfers between funds** ## **This year** ||**Reason for transfer and where endowment is converted to income,**
**legalpower for its conversion**|**Amount**
| |---|---|---| |Between unrestricted and
restricted funds|N/A|-| |Between endowment and
restricted funds|N/A|-| |Between endowment and
unrestricted funds|N/A|-| |||-| ## **Last year** |**Lastyear**||| |---|---|---| ||**Reason for transfer and where endowment is converted to income,**
**legal power for its conversion**|**Amount**
| |Between unrestricted and
restricted funds|N/A|-| |Between endowment and
restricted funds|N/A|-| |Between endowment and
unrestricted funds|N/A|-| |||-| ## **27.4 Designated funds** ## **This year** |**Thisyear**
**27.4 Designated funds**||| |---|---|---| |**Planned use**|**Purpose of the designation**|**Amount**| |Education Fund|To be applied to music education.|1,149| |Piano Fund|The purchase of a piano and piano related expenditure|13,531| |||| |||-| |||-| |||-| ## **Last year** |**Lastyear**||| |---|---|---| |**Planned use**|**Purpose of the designation**|**Amount**| ||N/A|-| ||N/A|-| ||N/A|-| |||-| CC17a (Excel) 10/22/2025 13 - - CC17a (Excel) 10/22/2025 14 Independent examinerfs report on the accounts Section A Independent Examiner's Report Report to the trustees Music at Stow On accounts forthe year ended 3111212024 Charity no (rfany) 1185101 Set out on pages 10 pages- SOFA B Strw( Notes 3, 6, 9, 14, 17, 24. 27.1. 27.3 I report lo the trustees on my examination of the accounts of the above Charty fthe Trusf) for the year ended DD Responsibilities and basis of report As the chartty's trustees, you are responsible for the preparation of the accounts in acC(thn￿ wtth the requirements of the Charrties Act 2011 (Ihe Acf). I report in respect of my examinakn'on of the Trust's accounts carried out under sectson 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145{5)(b) of the Ad. Independent The charity's gross income exceeded £250,000 and l am qualified to examiner's statement undertake the examination by being a qualified member of The Association of Chartèred Certtfied Accountants. I have completed my examination. I confirni that no material matters have come to my attention in connection wFth the examination which gives me cause to believe that in. any material respect". the accounting records were not kept in aC￿rdan￿ with sertion 130 of the Charities Art: or the accounts did not accord wtth the accounting records,. or the accounts did not comply with the applicable requirements on￿ming the form and Content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any rèquirement that the accounts give a Irue and fairf v￿W which is not a matter considered as part of an independent examination. I have no cOn￿m$ and have come auoss no other matters in connection with the examination to which attention should b& drawn in this report in order to enab￿ a [ff0￿r understanding of the accounts to be reached. . Please delete the words in the brackets rf they do not apply. Signed: 2111012025 Name: Vincent Michael Murphy Relevant professional qualification(s) or body (rfany}: FCCA IER Oct 2018