The Parochial Church Council of the Ecclesiastical Parish of St Andrew, Oakington Reg'd Charity 1182999 Annual Report and Flnancial Statements For the year ended 31 December 2025 Incumbent: The Rev. James Alexander The Vicarage 99 Water Lane Oakington CB4 SAL Banks Lloyds Bank PLC Sidnev Street Cambridge CB2 3HQ Barclavs Bank PLC Benet Strc¢t Cambridge CB2 iPZ Central Board of Finantt of the Chureh of England Re DepK)Sit Funds One Angel Lane London EC4R 3AB Independent Examiner Ms Jacquie Fisher 155 Wellbn)ok Way Girton Cambridge CB3 OGL
Report for the Parochial Church Council of the Ecclesiastical Parish of St. Andrew, Oakington for the year ended 31" December 2025 St. Andrew's Pari)chial C,burch Council (PCC) ha5 the responsibility of ctroperating with the incumbenL the Revcrcnd James Al¢xander, in promoting in the ecclesiastical parish, the whole mission of the church, pastoral. evangelistic, social and ecum¢nical. St Andrew's aim is to be Jesus c¢ntr¢d The PC.C is also specifically SponSIble for the maintenance of the fabric of the Church of St Andrew and the c.hurch hall. ()ur aim is to enable any who desire to worship at our church and find a home in our church community. When planning for activities for the year. w'e have constdered the Commissioners guidance on charities for the advancement of rcligion. in particular, Ive seek to enable pcople to live OLEI their faith as part of our parish community. We m¥¢1 for a weekly evening church prayer meeting and daytim¢ and evening Bible study and fellowship. There is an open invitation to the village for these meetings oroups meet for Deanerv Synod We have one member on the deaTTrery synod and thrcc on the Dio¢esan Syn(Kl. Pastoral care %ome members are unable to attend services 1cauSe of age, sickness or shielding. We see that they are regularly visited and given assistance as necessary. Other visiting happens as necessary. A powerful Prnyer ministy team of ?5 church member8 opcrates b). iext and email in rcswnse to requesls for pray¢r support. A prayer team is available at the end of 8u¥Jday mornino services each Nveek for personal prayer. Missioll and Evart2elism Wc support overseas Mi&siolls.' in Ugand& a favnily from St Andrew's serving in Teaching and Trainin(v ministy and in T&nLqnia a Training Centr¢ for Pastors and a Trade school. In addition w¢ supw)rt a OMF worker and an ,vangelist in Pakiqtan. Our church oives qeft¢rouslv to these projects_ Evangelism - Community. The church magazine w,hich is distributed bi-monthly to the whole villa(ye includes TestiTnonies, short bibl¢ based articles, prdyers and infotmation on various church aetivities and events. School- Three chur¢h mcmbers go into our village Primary school to help with Assemblies and also to set up and manae a Pravcr-l able in partnership with GenR8 a local F.Tranuelistic charity,. Mess). Chureh - At Ea5"L'r 20?5 two ¢hurch members set up monthlN' meetinos for Messv Church in our Hall .here they lead a srnall team of volunieer Members. fvlessy Church is about doing church differentlv. our objective is keeping Christ ccntral and building r¢lation5hips with familics from our church and across the wider community. Messy is not a crnfts Club for children, it's about the whole famil)'_ children, parents and grdndparents spcndino quality learning time together. We have completcd our first year in ii.hich we have seen stead!, growth in attendanee. Our worship and aCt].1t1eS follow thc chiir¢h ¢alendar and are delivered bi rttcmlKrs of our church family. The key values of Messy Church are about being Chrtst centred, for all aues. based on creativitv, hospilality and celebration. Funding- We received a dnt from the Church SCh]s of Catnbridge Trust which covcrcd the set-up and first year running costs. We have received another ant that i¥ill cover our running costs in 20?6. Thanks go to all the Messy Team for their collltnitrnent and contribution to the services this pasl year. Wc look forward to th¢ coming )year Th'ith the hope we can continuc to share ttme and the unconditional love of Christ '1th manv more faTnilies. Streei Evangelism - A small uroup 00 OEtt on a Saturday to Cambridg¢ Mark-et Place to hand out Christian literature and engage ivith peopl¢. Othor tnembers 00 out individuall). to other locations. Bell Riugillg 'e have a lively bell ringino team of all age4 including S young pcople who are learning. 'rhts is very. encouraging. Steeple Keeper's report: On l 8 March 20?5 1 inspected the bells, their Sittings and the frame and gav¢ a verbal TCPOrt to Rev James for his advice which was that no chan¥e needed at present but to keep watch if 2n}. worsening was noted. l oiled the 6 muffles ivith Neatsfoot oil on 19 March that being an annual job. Along with this I replaced one hard stay on 24 May and replaccd 19 dowels throughout the year. l also fjtted the 6 half muffles fur Remembrnnce Day. Ash Wednesday and Holy Week Josiah Nicknlas
Fin2ncial Review Total incoming resources in 2025 were £179318 (in 2024 £173821 in 2023 £182.076) of which £115767 were unrcstricted (in 9024 £111.888 in 2023 £110.607) Outgoings were £179751 (in ?024 £195:979 in 20?3 £196:306) of which unrestricted expenditure was £1110332 (in 2094 £108,865 in 20?) £104,)07) including £6),685 for the Parish Share (in 9024 £60,8iO, in 202J £60,000). Reserves Policy: Our agreed Policy is to hold a sum of £20.000 in reserve for essential and emergency ivorks. Wc monitor our income and planned and eXted eXnSeS at the bi-monthly PCC mcctings. Volunteers The PCC is very gratefitl for the seryant heartedness of all the volunteers ,hO work tirelessll, behind the scenes in many ways to keep the church buildings and churchyard in good order. This is part ofovr minisDy to the village. Structllre, Governance and Managemenl I'he PC'.C membership consists of the vicar. cburchwardens. deanery synod rep. and elected members of the congregation. ,hO are on the electoral roll. Thc PCC meets bi-monthly. A Financial Controls Policy was agreed in July 20?5. The Standing Committee of four PCC members can make emergency majority decisions on SndIng for urgent matters up to a m&ximum of £2500.00 Thereafter an emergeney PCC meetin(tr must be called if necessary. SulFcommittees advise on the fabric and the ¢hur¢h hall. The AGM was held on the 27 April 2025. AdmRnistrative Inforniation St Andrew s Church (and church hall) are situated on High SL Oakinglon and is part of the Diocese of F.l}'. PCC members who scryed until the date of this report are: Ey Officio members In¢umb¢nt'. The Reverend James Alexand¢r Wardens: Mr Simon Turner Mr Brian Esson Deanery Synod: Mrs Jennet Christie F.lected Members: Ms Jennifer Harrison (treasurer) Mrs Jill Westobj. (secretary) Mrs Claire MocKIy Mr Richard Brdding Mr Roger Goodden Mrs Sue Hoskins Mr Josiah Nicholas Approved b}r the Paro¢hial Church Council at their meeting of the 26th April 2026 and signed on their behalf by the Reverend James Alcxander (PCC chaiman)
St Andrews Oakington Accounts to 31 December 2025 TreaSurf5 Report l. oveieW Fullfinoncial reportsfor 2025 ore ovoiluble on request. 2025 closed with an overall deficti for the year of - £433.00. Previous 2 years were as below. 2025 2024 2023 Income 179318 173821 182078 Expenses 179751 195979 196306 Deficit -433 -22158 -14230 2. Bank balances at 31 December 2025 Barclays Unrestricted Church Hall 24785.28 1299.80 Mission Fabric Premium Savings Sub-total Uoyds (Cole) restricted 19964.71 22318.28 10578.84 78,946.91 463.28 TOTAL 79410.19 3. Income & Receipts There was a small increase in planned giving as we welcomed new members to our church. A total of £41320 12024 £399861 We are very thankful for all who give so generously. The donations for use of the church hall by various groups totalled £1504.00 and running costs were £1921.(M). It must be remembered that the church itself uses the Hall for many purposes. 4. Expenditure The main expense was the Diocesan Annual Parish share at £63685.00. The repairs to the building inside and out came in at £31427.00. That completed the bulk of the Quinquennial report works. The PCC voted to put on hold the remaining listed works for reviewing in 2027. Any interim emergency work will of course be carried out. S. Investments We have 4 Endowment funds held by the Diocese (made many years ago when bequests were directed through Ely Board of Financel These are valued in total at £108.290.00 as shown in the accounts, 3 for use in chancel repairs {fabricl and one for churchyard. If required we can make withdrawals of the interest from these funds. We have done this a few times when extra funds were needed for works. The interest on the 4th fund, Cole, is paid into our Lloyds bank account and is solely for works in the churchyard. We have also applied Successfully for release of funds from the Capital of the Cole fund by a legal Section 281 application on proof of need to pay for churchyard works.
- Summary Since February 2024 following the sudden need to take overthe Treasury, r( has been a steep learning curve. We now have a good understanding of how the various bank accounts and investments are operated. i am very grateful to James de Wilde for his commitmentto working with me for 2 years on the data processing of the accounts. l am also even more grateful to Cate Lambert who has generously taken on that role with James since September 2025 and who has agreed to continue with it forthe time being. However. we still need a replacement Treasurerto take control of the overall management.
- 2026-the year ahead Further works are planned and expected to take place in the coming weeks. Various tree works in the churchyard the cost of which is covered by the Cole account funds. The installation of the replacement sound system is planned for May. To date £19437.50 has been given in donation5 towards the expected costs (incl Gift Aid). Unfortunately we now also need a new projector. the old one having recently died. With this additional unexpected cost we now have a shortfall in fundin& which 15 expected to be nearer £30,000.00 +vat. There are additional funds of £10,000.00 available in the Bardays Premium account towards this. which leaves a shortfall of approx. £60CK).00 which we hope to cover. The overall p051tion of the Finances remains Positive even though expenses exceed the income. Active and careful financial management and work by the whole PCC and church members is essential to maintain this position. Thankyou to everyone forthe positive contributions you make tothe lrfe of this church. those seen and those unseen.
ST ANDRF.WS OAKINGTON FABRIC RF.PORT FOR PCC AGM 26 APRtL 2026 The WOTk to the ChuTch building over the l> 12 months h&s consisted mainly of repairs identified in the Quinquennial Report of Jimuarv 2025. This included work to the extemal maso[, re-setting two headstones in the churchyard. repairs to internal joinery and also the complction of work to the Lady Chapcl. This work was carried out by Spectrum Ston¢ Ltd. Thc cost wa5 approximately £20,630 including VAT. whkch includes a sum of about £1,150 to be invoiced once the limew&sh and other n)inor Lien are fiY complel¢d. Electrical worK including additional sockets. removal of redundant cabling, testing of the electrical installations in both the chuTch and the hall and PAT testing of equipment. Work carried out by B&H Services at a total cost of approx. £3200 inc. VAT. Several minor items including pest control (wasps in ha]l), leak repair and new pressure valv¢ in hall. v¢sty door repair and new sign in churchyard. Total cost about £500. Fees and expenses for the church atthitect amount to alK)Ut £3.250 with about £480 yet to be invoic¢d. Regular charges over the year include boiler servicing in hall, fire extinguisher s¢rvicÉng for church and hall. window cl&qning for hall, church roof alarni servicing, external building maintenance for church all totalling around £2250. Summary of approXinte costs: Major Works £23.830 Fees & expenses £3,730 Minor repairs £500 Regular costs £2,250 Certain minor defects were identifi¢d from the electrical inspection of the hall and B&H ar¢ to rectify thes¢ shortly. Proposed work to churchyard trees is to be carried out by Cambridge Trees I.td as soon as approval is obtain¢d from SCDC and Ely. Price h&8 been quoted at £2,970 inc. VAT. The total estimated cost of the new audio system and projector is yet to be confimi¢d. ARG 29-03-26
SAFEGUARDING REPORT 21126 Currentty there is onty one Safegumling Offieer at St ADdrew5y although it is hoped to rectify this io the not too distant Illr Safeguarding is often thought to appty onty tts children and young peopl4 but in fact can affect any age or se4 male or femal& Nobody is immune from risK but Thith keeping safegv2rdinE at the forefront of all we do as a church Tre can any pOSUre to any issues that may ari DBS cheekillg is unforthnatety a necc&sary pn)cedure for many roles in the Church. It should be noted that DBS checks arc a legal reqUirennt throughovt the UK in secular as well as religious circle& They are NOT an inv¢ntion by the C of L it is just regrettable that in the past Rn njany places the checks have blot been given the serious attention they Shoul We at St Andrews are grate1 to Claire Moody for her diligcnce in ensllring the process is handled with great C8re and confidentiality. l intend to ensure all appropriate info number4 both secular as well &$ Church with regard to help e.& DomesticAbust etc are dearty displayed in Ith th¢ Hall and the DJaiD Churcb buildin Celine has done a marvellous job in ensuring all the eorrect proeedures with regard to any safeguardillg allegations I smspicions have been in place for some time now and has been instrumentaL despEte health issue5, in 2llSTvering my for help when I have been unsure of what to do Sometimes! In summary I would lll(e to record my appreciation to all the Cburth for making it the p12¢e it is today? ensuTAng my confidence in knowing should any issues arise they will be Iwidled eorectty and efficientty. Briao Esson pso
St Andrew's, Oakington Steeple Keeperfs Report May 2025 to May 2026 V4WW.Standrewsoakin on.co.u bellrin in This year has consisted predominantly of routine maintenance, with few out of the ordinary tasks. Since May 2025 1 have replaced 18 dowels on the third and fifth bells and have fitted the half-muffles three times. Additionally. in October I thoroughly hoovered the belfry and as usual, in February, l oiled the leather muffles with neatsfoot oil. In the coming months, I plan to complete an overall inspection of the bells. their frame. and all the fittings. using the inspertion guidelines set out by the Central Council of Church Bell Ringers ICCCBRI. Josiah Nicholas Steeple Keeper Below is a list of jobs overthe last 12 month5 Job Date Replace dowel on 3, Replace dowel on 3 Replace dowel on 3 Fit half-muffles (x6) Replace dowel on 3, and 5 Clean belfry Replace dowel on 5 Fit half-muffles {x6) Replace dowel on 3, Replace dowel on 3, and 5 Fit half-muffles (x6) Replace dowel on 3, and 5 16/0712025 30/0712025 28/0912025 06/1012025 08110/2025 27/10/2025 0511112025 06111/2025 07/01/2026 0610212026 18/02/2026 18/0212026 20/0212026 2510312026 01/04/2026 02104/2026 05104/2026 06104/2026 06/0412026 1510412026 29104/2026 06/05/2026 th Oil muffles 1x61 (with Neatsfoot oil) Replace dowel on 3 Replace dowel on 3, Fit half-muffles {x6) Replace dowel on 3 Make clappertie for 5 Replace dowel on 5 Replace dowel on 5 Replace dowel on 5 Replace dowel on 3 rd th th
CFtARITY COMMISSION J FOR ENGLAND AND WALES Independent examiner's report on the accounts Section Inde endent Examiner's Re Report to the trustees The ParociaS Churr Cwncil of the EcclesM8stitsl Parish of St. Andrew 08kington On accounts for the year ended 31" December 2025 Charity no (if any) 1182999 Set out on pages 5 to 7 I report to the trustees on my examination of the accounts of the above charity ("the Trusf} forthe year ended 3111212025 . Responsibilities and basis of report As the charity's trustees. you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act-). I report in respect of my examination of the Trusys accounts carried out under section 145 of the 2011 Act and in carying out my examination, I have followed all the applicable Directions given by the Charity Commission un(ier section 145{5)(bl of the AGt. Independent examiner's statement I have completed my examination. I confimi that no material matters have come to my attention in connection with the examination (other than that disclosed below "} which gives me cause to believe thal in, any material respect: the accounting records were not kept in accordance with section 130 of the Charities Act- or the accounts did not accord with the accounting records" or the accounts did not comply with the applicable requirements conceming the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 otherthan any requirement that the accounts give a 'true and fair, view which is not a matter considered as part of an independent examination. I have no concems and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. . Please delete the words in the bCketS rfthey do not apply. LtL:13151 Marth 2026 Signed: Name: l Ms Ja Relevant professional qualification(s) or body Assouation of Chartered Cerbfied Accountants (ACCA) IER Oct 2018
(if any): Address: Oleander 155 Wellbrook Wa GIRTON Cambridge CB3 OGL Section Disclosur Only complete if the examiner needs to highlight material matters OfconM (see CC32, Independent examination of charity accounts: directions and guidance for examiners). Give here brief details of any items that the examiner wishes to disclose. Upon examination of the accounts it was discovered that funds bequeathed lo the Church Council and held at Ely D1ceSe had been omitted in past sets of accounts. Enqulries eonfimed that Ihe fun(ts were not induded in Ely accounts. These restricted fund balanS totalling £108,290 as at 31 December 2025 have therefore been added to the Church Counryl Balance Sheet and the comparison balances added to the pr yearfs balan sheeL IER Oct 2018
PAROCHIAL CHURCH COUNCIL OF ST ANDREWS, OAKINsfoN statemwrt of Irme and ExFendiiu For the year ended 31st December 2025 Unrestn"cÈe(l Reslricted Endovfflient Total Funds Funds Funds 2025 Total 2024 INCOMING RESOURCES Votuntsry Income 11)9.184 57.490 166.674 141.001 Activthes for generating funds Income from Investrnents 289 2.761 6.349 8,683 Donalions and Wuests 6,250 ReIpts from Church Acbvrt 6,294 17,887 TOTAL INCOMING RESOURCES 115.767 1761 179.317 169.357 RESOURCES USED Church Activities Diocesan Parish Share Other Payments Church mainterBnce Quinquenk81 Fabric Repaws Famli y W 63,685 36.647 63.68S 116,066 60,850 81,408 21,763 10.438 21,520 77.409 1010 'TOTAL EXPENDITURE 100.332 TZ.409 2.010 179,7S1 195,979 Exce55 of Payments over Receipts 201. 15.435 16,620 751 26.622 Balances Brought Forwar(I 1st January 2025 50.640 52.378 21,644 120,198 146,821 Fund TransfetS BALANCES CARRIED FORWARD AS AT 31st DECEMBER 2025 66,075 35,758 2a395 119.764 120,299 Investment Trusts held at Ely 108.290 108,290 112,886 228,054 233.085
PAROCHIAL CHURCH COUNCIL OF ST ANDREWS. OAKINGTON Notes to the Financial statements For the year ended 31st December 2025 Unrestricted Resthcted Endowment Funds Funds Funds Total 2025 Total 2024 Note 1 Voluntsry Income Planned Giving General GNing - Donations Gift aid Other C4)Ilecttons * servi New Church Hall Fabric Fund Mission Famity Worker 41.320 42,892 20,517 4.455 8.000 49.320 42.892 20.517 4.455 44,893 18,415 15,008 15.008 34,482 20,489 50,6D6 6,598 109.184 57,490 166,674 141.001 Note 2 Income from Investmerrts CCL Interest CBF DDiidends Bank Deposit interest 3,299 382 2.375 3,681 2.375 293 5,746 2,466 471 289 289 3,299 2,761 6,349 8,683 Note 3 Receipts froFn church Activities Fees for PCC Rebate Re Parish Shares Other church Hall Donations Grant Legacy 1,09S 1,756 14,628 1,503 1,504 1,205 2,489 6,294 1.205 6.294 17,887 Total 115,767 60,789 2.761 179,317 1 $7,571 Note 4 Church Activthes- payments Mission Clergy ExFEnses Cost of Services Church maintenance chUh Management & Administrabon Fabric Maintenance Church hall running costs Church hall maintenan Churchyard aintenan Insurance Bank Charges & Account charges Charitable Donattons Family worker 18,036 3.600 3.924 3.120 1.762 35.1 53.657 3,600 3,924 3.120 1,762 8.211 33,348 53,624 3,650 7,451 25,353 7,834 10,438 2.248 8.211 31.427 1.921 313 1,526 261 50 2,010 3.112 1,526 956 2.850 3,011 695 2.800 36,647 T/,409 2.010 116.066 113,609 Note 5 Investrnent Tnjsts held at Ely Chan1 [restrictedl St Andrews PCC - Trust 2 [Littiedalel St Andrews PCC - Trust 3 [Seariel St Andrews PCC - Trust 11 ICole] 65,003 3,907 19,224 20,156 65,003 3.907 19.224 20,156 67,797 4,070 20,024 20,995 108.290 108.290 112.886
St Andrews Oakington PCC ststement of A&sets As at 31 December 2025 2025 2024 Bank Barclays Church HaH 8835 Barciays Fabric 0932 Restred Barclays General 1552 Unrestricte Barclays Mission 35 Resttrted Barclays Premium 6961-U Lloyds 4355 - Restncted (Now Endowment) Lloyds 6795- Endowment Petty Cash 1.300 22.318 24.785 19.965 10,579 2,128 8,414 8,783 11.571 10,441 2.533 928 244 45.042 191 79.602 79,602 50,297 Creditors Accruals -18.327 4,466 -18.327 4,466 Investsnents CBF Chancd CBF Fabric CBF General CBF Litdedale CBF Seade 4.756 51.357 2.432 63.151 754 1,373 1.550 58.490 74.366 Net Surplus for year 119,765 120,197 chan1- Investrnent held at Ety Cole- Investment Held at E Ltttledale- Investrnent held At Ely Searte - Investment hekl at Ety 65.003 20,156 3.907 19.224 67,797 4,070 20,024 20.995 108.290 112.886 Total Funds including Trnst held at Ety 228,055 233,083 Net Assets Income Expendtture account PJF Net defiat 120.198 433 146,820 -26,623 119.765 120.198 Total funds excluding funds held at Ely 119.765 120.198
St Andrews Oaktngton PCC From 1 Jan 2025 to 31 Dec 2025 FUNDS Endowment Restricted Unrestricted Total INCOME Bank Interest CBF Dividends CBF Interest Church Fees Church Hall Fabric Fund General Giving - Donatior¢s General Giving - Loose Plate Gift Aid unrestricted Grant Legacy Mission Tanzania Mission Uganda Standing Orders- Planned Giving 289 292 2.375 3,681 1,096 1,504 15.008 50,892 4.455 20.517 1.205 2,489 17,688 16,794 41,320 179.318 1375 382 3,299 1,096 1,504 15.008 8.000 42,892 4,455 20.517 1,205 2.489 17,688 16,794 41.320 115,767 2.761 60.790 EXPENSES Accountancy Bank Cnarges Charitable Donakn"ons Church Hall running costs Clergy Expenses Cost of services Electrtcity- Church Fabric Maintenan "Insuran 261 215 2.800 1,921 3,600 3.924 2.579 476 2,850 1,921 3,600 3,924 2,579 8,211 1.526 25,757 16,550 11.350 63,685 31,967 3,112 1,378 196 188 179,751 8.211 1,526 7.721 16.550 11,350 18.036 Mission Tanzania Mission Uganda Parish Share Repairs & Maintenance- Churth Repairs & MaIntenan- Churthyard stationery Sundry Websf(e expenses 63.685 541 789 1.378 31,427 313 1010 188 100.332 2.010 77,409 Total 16.620 15.435 4331