The Parochial Church Council of the Ecclesiastical Parish of
St Andrew, Oakington Reg'd Charity 1182999
Annual Report and
Flnancial Statements
For the year ended 31 December 2025
Incumbent:
The Rev. James Alexander
The Vicarage
99 Water Lane
Oakington
CB4 SAL
Banks
Lloyds Bank PLC
Sidnev Street
Cambridge
CB2 3HQ
Barclavs Bank PLC
Benet Strc¢t
Cambridge
CB2 iPZ
Central Board of Finantt of the Chureh of England
Re DepK)Sit Funds
One Angel Lane
London
EC4R 3AB
Independent Examiner
Ms Jacquie Fisher
155 Wellbn)ok Way
Girton
Cambridge CB3 OGL

Report for the Parochial Church Council of the Ecclesiastical Parish of St.
Andrew, Oakington for the year ended 31" December 2025
St. Andrew's Pari)chial C,burch Council (PCC) ha5 the responsibility of ctroperating with the incumbenL the
Revcrcnd James Al¢xander, in promoting in the ecclesiastical parish, the whole mission of the church, pastoral.
evangelistic, social and ecum¢nical. St Andrew's aim is to be Jesus c¢ntr¢d
The PC.C is also specifically ￿SponSIble for the maintenance of the fabric of the Church of St Andrew and the
c.hurch hall.
()ur aim is to enable any who desire to worship at our church and find a home in our church community. When
planning for activities for the year. w'e have constdered the Commissioners guidance on charities for the
advancement of rcligion. in particular, Ive seek to enable pcople to live OLEI their faith as part of our parish
community. We m¥¢1 for a weekly evening church prayer meeting and daytim¢ and evening
Bible study and fellowship. There is an open invitation to the village for these meetings
oroups meet for
Deanerv Synod
We have one member on the deaTTrery synod and thrcc on the Dio¢esan Syn(Kl.
Pastoral care
%ome members are unable to attend services 1￿cauSe of age, sickness or shielding. We see that they are regularly
visited and given assistance as necessary. Other visiting happens as necessary. A powerful Prnyer ministy team
of ?5 church member8 opcrates b). iext and email in rcswnse to requesls for pray¢r support. A prayer team is
available at the end of 8u¥Jday mornino services each Nveek for personal prayer.
Missioll and Evart2elism
Wc support overseas Mi&siolls.' in Ugand& a favnily from St Andrew's serving in Teaching and Trainin(v ministy
and in T&nLqnia a Training Centr¢ for Pastors and a Trade school. In addition w¢ supw)rt a OMF worker and an
,vangelist in Pakiqtan. Our church oives qeft¢rouslv to these projects_
Evangelism - Community. The church magazine w,hich is distributed bi-monthly to the whole villa(ye includes
TestiTnonies, short bibl¢ based articles, prdyers and infotmation on various church aetivities and events.
School- Three chur¢h mcmbers go into our village Primary school to help with Assemblies and also to set up and
mana￿e a Pravcr-l able in partnership with GenR8 a local F.Tranuelistic charity,.
Mess). Chureh - At Ea5"L'r 20?5 two ¢hurch members set up monthlN' meetinos for Messv Church in our Hall
.here they lead a srnall team of volunieer Members. fvlessy Church is about doing church differentlv. our
objective is keeping Christ ccntral and building r¢lation5hips with familics from our church and across the wider
community. Messy is not a crnfts Club for children, it's about the whole famil)'_ children, parents and
grdndparents spcndino
quality learning time together.
We have completcd our first year in ii.hich we have seen stead!, growth in attendanee. Our worship and
aCt]￿.1t1eS follow thc chiir¢h ¢alendar and are delivered bi rttcmlKrs of our church family. The key values of
Messy Church are about being Chrtst centred, for all aues. based on creativitv, hospilality and celebration.
Funding- We received a dnt from the Church SCh￿]s of Catnbridge Trust which covcrcd the set-up and first
year running costs. We have received another ant that i¥ill cover our running costs in 20?6. Thanks go to all the
Messy Team for their collltnitrnent and contribution to the services this pasl year. Wc look forward to th¢ coming
)year Th'ith the hope we can continuc to share ttme and the unconditional love of Christ ￿'1th manv more faTnilies.
Streei Evangelism - A small uroup 00 OEtt on a Saturday to Cambridg¢ Mark-et Place to hand out Christian
literature and engage ivith peopl¢. Othor tnembers 00 out individuall). to other locations.
Bell Riugillg
'e have a lively bell ringino team of all age4 including S young pcople who are learning. 'rhts is very.
encouraging.
Steeple Keeper's report: On l 8 March 20?5 1 inspected the bells, their Sittings and the frame and gav¢ a
verbal TCPOrt to Rev James for his advice which was that no chan¥e needed at present but to keep watch if 2n}.
worsening was noted. l oiled the 6 muffles ivith Neatsfoot oil on 19 March that being an annual job. Along with
this I replaced one hard stay on 24 May and replaccd 19 dowels throughout the year. l also fjtted the 6 half
muffles fur Remembrnnce Day. Ash Wednesday and Holy Week Josiah Nicknlas

Fin2ncial Review
Total incoming resources in 2025 were £179318 (in 2024 £173821 in 2023 £182.076) of which £115767 were
unrcstricted (in 9024 £111.888 in 2023 £110.607)
Outgoings were £179751 (in ?024 £195:979 in 20?3 £196:306) of which unrestricted expenditure was £1110332
(in 2094 £108,865 in 20?￿) £104,)07) including £6),685 for the Parish Share (in 9024 £60,8iO, in 202J
£60,000).
Reserves Policy: Our agreed Policy is to hold a sum of £20.000 in reserve for essential and emergency ivorks.
Wc monitor our income and planned and eX￿ted eX￿nSeS at the bi-monthly PCC mcctings.
Volunteers
The PCC is very gratefitl for the seryant heartedness of all the volunteers ￿,hO work tirelessll, behind the scenes in
many ways to keep the church buildings and churchyard in good order. This is part ofovr minisDy to the village.
Structllre, Governance and Managemenl
I'he PC'.C membership consists of the vicar. cburchwardens. deanery synod rep. and elected members of the
congregation. ￿,hO are on the electoral roll.
Thc PCC meets bi-monthly. A Financial Controls Policy was agreed in July 20?5. The Standing Committee of
four PCC members can make emergency majority decisions on S￿ndIng for urgent matters up to a m&ximum of
£2500.00 Thereafter an emergeney PCC meetin(tr must be called if necessary. SulFcommittees advise on the
fabric and the ¢hur¢h hall.
The AGM was held on the 27 April 2025.
AdmRnistrative Inforniation
St Andrew s Church (and church hall) are situated on High SL Oakinglon and is part of the Diocese of F.l}'.
PCC members who scryed until the date of this report are:
Ey Officio members
In¢umb¢nt'.
The Reverend James Alexand¢r
Wardens:
Mr Simon Turner
Mr Brian Esson
Deanery Synod: Mrs Jennet Christie
F.lected Members:
Ms Jennifer Harrison (treasurer)
Mrs Jill Westobj. (secretary)
Mrs Claire MocKIy
Mr Richard Brdding
Mr Roger Goodden
Mrs Sue Hoskins
Mr Josiah Nicholas
Approved b}r the Paro¢hial Church Council at their meeting of the 26th April 2026 and signed on their behalf by
the Reverend James Alcxander (PCC chaiman)

St Andrews Oakington Accounts to 31 December 2025
TreaSu￿rf5 Report
l. ove￿ieW Fullfinoncial reportsfor 2025 ore ovoiluble on request.
2025 closed with an overall deficti for the year of - £433.00. Previous 2 years were as below.
2025
2024
2023
Income
179318
173821
182078
Expenses
179751
195979
196306
Deficit
-433
-22158
-14230
2. Bank balances at 31 December 2025
Barclays
Unrestricted
Church Hall
24785.28
1299.80
Mission
Fabric
Premium Savings
Sub-total
Uoyds (Cole)
restricted
19964.71
22318.28
10578.84
78,946.91
463.28
TOTAL
79410.19
3. Income & Receipts
There was a small increase in planned giving as we welcomed new members to our church. A total of £41320
12024 £399861 We are very thankful for all who give so generously. The donations for use of the church hall by
various groups totalled £1504.00 and running costs were £1921.(M). It must be remembered that the church itself
uses the Hall for many purposes.
4. Expenditure
The main expense was the Diocesan Annual Parish share at £63685.00. The repairs to the building inside and
out came in at £31427.00. That completed the bulk of the Quinquennial report works. The PCC voted to put on
hold the remaining listed works for reviewing in 2027. Any interim emergency work will of course be carried out.
S. Investments
We have 4 Endowment funds held by the Diocese (made many years ago when bequests were directed through
Ely Board of Financel These are valued in total at £108.290.00 as shown in the accounts, 3 for use in chancel
repairs {fabricl and one for churchyard. If required we can make withdrawals of the interest from these funds.
We have done this a few times when extra funds were needed for works. The interest on the 4th fund, Cole, is
paid into our Lloyds bank account and is solely for works in the churchyard. We have also applied Successfully
for release of funds from the Capital of the Cole fund by a legal Section 281 application on proof of need to pay
for churchyard works.

6. Summary
Since February 2024 following the sudden need to take overthe Treasury, r( has been a steep learning curve. We
now have a good understanding of how the various bank accounts and investments are operated. i am very
grateful to James de Wilde for his commitmentto working with me for 2 years on the data processing of the
accounts. l am also even more grateful to Cate Lambert who has generously taken on that role with James since
September 2025 and who has agreed to continue with it forthe time being. However. we still need a
replacement Treasurerto take control of the overall management.
7. 2026-the year ahead
Further works are planned and expected to take place in the coming weeks. Various tree works in the churchyard
the cost of which is covered by the Cole account funds. The installation of the replacement sound system is
planned for May. To date £19437.50 has been given in donation5 towards the expected costs (incl Gift Aid).
Unfortunately we now also need a new projector. the old one having recently died. With this additional
unexpected cost we now have a shortfall in fundin& which 15 expected to be nearer £30,000.00 +vat. There are
additional funds of £10,000.00 available in the Bardays Premium account towards this. which leaves a shortfall
of approx. £60CK).00 which we hope to cover.
The overall p051tion of the Finances remains Positive even though expenses exceed the income. Active and
careful financial management and work by the whole PCC and church members is essential to maintain this
position. Thankyou to everyone forthe positive contributions you make tothe lrfe of this church. those seen and
those unseen.

ST ANDRF.WS OAKINGTON
FABRIC RF.PORT FOR PCC AGM 26 APRtL 2026
The WOTk to the ChuTch building over the l&gt 12 months h&s consisted mainly of
repairs identified in the Quinquennial Report of Jimuarv 2025. This included work to
the extemal maso[￿, re-setting two headstones in the churchyard. repairs to internal
joinery and also the complction of work to the Lady Chapcl.
This work was carried out by Spectrum Ston¢ Ltd. Thc cost wa5 approximately
£20,630 including VAT. whkch includes a sum of about £1,150 to be invoiced once
the limew&sh and other n)inor Lien￿ are fi￿Y complel¢d.
Electrical worK including additional sockets. removal of redundant cabling, testing of
the electrical installations in both the chuTch and the hall and PAT testing of
equipment. Work carried out by B&H Services at a total cost of approx. £3200 inc.
VAT.
Several minor items including pest control (wasps in ha]l), leak repair and new
pressure valv¢ in hall. v¢sty door repair and new sign in churchyard. Total cost
about £500.
Fees and expenses for the church atthitect amount to alK)Ut £3.250 with about £480
yet to be invoic¢d.
Regular charges over the year include boiler servicing in hall, fire extinguisher
s¢rvicÉng for church and hall. window cl&qning for hall, church roof alarni servicing,
external building maintenance for church all totalling around £2250.
Summary of approXin￿te costs:
Major Works
£23.830
Fees & expenses
£3,730
Minor repairs
£500
Regular costs
£2,250
Certain minor defects were identifi¢d from the electrical inspection of the hall and
B&H ar¢ to rectify thes¢ shortly.
Proposed work to churchyard trees is to be carried out by Cambridge Trees I.td as
soon as approval is obtain¢d from SCDC and Ely. Price h&8 been quoted at £2,970
inc. VAT.
The total estimated cost of the new audio system and projector is yet to be confimi¢d.
ARG 29-03-26

SAFEGUARDING REPORT 21126
Currentty there is onty one Safegumling Offieer at St ADdrew5y although it is hoped to rectify
this io the not too distant ￿Illr
Safeguarding is often thought to appty onty tts children and young peopl4 but in fact can
affect any age or se4 male or femal& Nobody is immune from risK but Thith keeping
safegv2rdinE at the forefront of all we do as a church Tre can any ￿pOSUre to any
issues that may ari
DBS cheekillg is unforthnatety a necc&sary pn)cedure for many roles in the Church. It should
be noted that DBS checks arc a legal reqUiren￿nt throughovt the UK in secular as well as
religious circle& They are NOT an inv¢ntion by the C of L it is just regrettable that in the
past Rn njany places the checks have blot been given the serious attention they Shoul￿ We at St
Andrews are grate￿1 to Claire Moody for her diligcnce in ensllring the process is handled
with great C8re and confidentiality.
l intend to ensure all appropriate info number4 both secular as well &$ Church with regard to
help e.& DomesticAbust etc are dearty displayed in I￿th th¢ Hall and the DJaiD Churcb
buildin
Celine has done a marvellous job in ensuring all the eorrect proeedures with regard to any
safeguardillg allegations I smspicions have been in place for some time now and has been
instrumentaL despEte health issue5, in 2llSTvering my for help when I have been
unsure of what to do Sometimes!
In summary I would lll(e to record my appreciation to all the Cburth for making it the p12¢e it
is today? ensuTAng my confidence in knowing should any issues arise they will be Iwidled
eorectty and efficientty.
Briao Esson
pso

St Andrew's, Oakington
Steeple Keeperfs Report
May 2025 to May 2026
V4WW.Standrewsoakin
on.co.u
bellrin
in
This year has consisted predominantly of routine maintenance, with few out of the ordinary tasks. Since
May 2025 1 have replaced 18 dowels on the third and fifth bells and have fitted the half-muffles three
times. Additionally. in October I thoroughly hoovered the belfry and as usual, in February, l oiled the
leather muffles with neatsfoot oil. In the coming months, I plan to complete an overall inspection of the
bells. their frame. and all the fittings. using the inspertion guidelines set out by the Central Council of
Church Bell Ringers ICCCBRI.
Josiah Nicholas
Steeple Keeper
Below is a list of jobs overthe last 12 month5
Job
Date
Replace dowel on 3,
Replace dowel on 3
Replace dowel on 3
Fit half-muffles (x6)
Replace dowel on 3, and 5
Clean belfry
Replace dowel on 5
Fit half-muffles {x6)
Replace dowel on 3,
Replace dowel on 3, and 5
Fit half-muffles (x6)
Replace dowel on 3, and 5
16/0712025
30/0712025
28/0912025
06/1012025
08110/2025
27/10/2025
0511112025
06111/2025
07/01/2026
0610212026
18/02/2026
18/0212026
20/0212026
2510312026
01/04/2026
02104/2026
05104/2026
06104/2026
06/0412026
1510412026
29104/2026
06/05/2026
th
Oil muffles 1x61 (with Neatsfoot oil)
Replace dowel on 3
Replace dowel on 3,
Fit half-muffles {x6)
Replace dowel on 3
Make clappertie for 5
Replace dowel on 5
Replace dowel on 5
Replace dowel on 5
Replace dowel on 3
rd
th
th

CFtARITY COMMISSION
J FOR ENGLAND AND WALES
Independent examiner's report on the
accounts
Section
Inde
endent Examiner's Re
Report to the trustees
The Paroc*iaS Churr* Cwncil of the EcclesM8stitsl Parish of St. Andrew 08kington
On accounts for the year
ended
31" December 2025
Charity no
(if any)
1182999
Set out on pages 5 to 7
I report to the trustees on my examination of the accounts of the above
charity ("the Trusf} forthe year ended 3111212025 .
Responsibilities and
basis of report
As the charity's trustees. you are responsible for the preparation of the
accounts in accordance with the requirements of the Charities Act 2011
('the Act-).
I report in respect of my examination of the Trusys accounts carried out
under section 145 of the 2011 Act and in carying out my examination, I
have followed all the applicable Directions given by the Charity Commission
un(ier section 145{5)(bl of the AGt.
Independent
examiner's statement
I have completed my examination. I confimi that no material matters have
come to my attention in connection with the examination (other than that
disclosed below "} which gives me cause to believe thal in, any material
respect:
the accounting records were not kept in accordance with section 130
of the Charities Act- or
the accounts did not accord with the accounting records" or
the accounts did not comply with the applicable requirements
conceming the form and content of accounts set out in the Charities
(Accounts and Reports) Regulations 2008 otherthan any requirement
that the accounts give a 'true and fair, view which is not a matter
considered as part of an independent examination.
I have no concems and have come across no other matters in connection
with the examination to which attention should be drawn in this report in
order to enable a proper understanding of the accounts to be reached.
. Please delete the words in the b￿CketS rfthey do not apply.
LtL:13151 Marth 2026
Signed:
Name: l Ms Ja
Relevant professional
qualification(s) or body
Assouation of Chartered Cerbfied Accountants (ACCA)
IER
Oct 2018

(if any):
Address:
Oleander 155 Wellbrook Wa
GIRTON
Cambridge CB3 OGL
Section
Disclosur
Only complete if the examiner needs to highlight material matters Ofcon￿M
(see CC32, Independent examination of charity accounts: directions and
guidance for examiners).
Give here brief details of
any items that the
examiner wishes to
disclose.
Upon examination of the accounts it was discovered that funds bequeathed lo the
Church Council and held at Ely D1￿ceSe had been omitted in past sets of
accounts.
Enqulries eonfimed that Ihe fun(ts were not induded in Ely accounts.
These restricted fund balan￿S totalling £108,290 as at 31 December 2025 have
therefore been added to the Church Counryl Balance Sheet and the comparison
balances added to the p￿r yearfs balan￿ sheeL
IER
Oct 2018

PAROCHIAL CHURCH COUNCIL OF ST ANDREWS, OAKINsfoN
statemwrt of Ir￿me and ExFendiiu
For the year ended 31st December 2025
Unrestn"cÈe(l Reslricted Endovfflient Total
Funds
Funds
Funds
2025
Total
2024
INCOMING RESOURCES
Votuntsry Income
11)9.184
57.490
166.674
141.001
Activthes for generating funds
Income from Investrnents
289
2.761
6.349
8,683
Donalions and Wuests
6,250
Re￿Ipts from Church Acbvrt
6,294
17,887
TOTAL INCOMING RESOURCES
115.767
1761
179.317
169.357
RESOURCES USED
Church Activities
Diocesan Parish Share
Other Payments
Church mainterBnce
Quinquenk81 Fabric Repaws
Famli y W
63,685
36.647
63.68S
116,066
60,850
81,408
21,763
10.438
21,520
77.409
1010
'TOTAL EXPENDITURE
100.332
TZ.409
2.010
179,7S1
195,979
Exce55 of Payments over Receipts 201.
15.435
16,620
751
26.622
Balances Brought Forwar(I
1st January 2025
50.640
52.378
21,644
120,198
146,821
Fund TransfetS
BALANCES CARRIED FORWARD
AS AT 31st DECEMBER 2025
66,075
35,758
2a395
119.764
120,299
Investment Trusts held at Ely
108.290
108,290
112,886
228,054
233.085

PAROCHIAL CHURCH COUNCIL OF ST ANDREWS. OAKINGTON
Notes to the Financial statements
For the year ended 31st December 2025
Unrestricted Resthcted Endowment
Funds
Funds
Funds
Total
2025
Total
2024
Note 1
Voluntsry Income
Planned Giving
General GNing - Donations
Gift aid
Other C4)Ilecttons * servi
New Church Hall
Fabric Fund
Mission
Famity Worker
41.320
42,892
20,517
4.455
8.000
49.320
42.892
20.517
4.455
44,893
18,415
15,008
15.008
34,482
20,489
50,6D6
6,598
109.184
57,490
166,674
141.001
Note 2
Income from Investmerrts
CCL Interest
CBF DDiidends
Bank Deposit interest
3,299
382
2.375
3,681
2.375
293
5,746
2,466
471
289
289
3,299
2,761
6,349
8,683
Note 3
Receipts froFn church Activities
Fees for PCC
Rebate Re Parish Shares
Other
church Hall Donations
Grant
Legacy
1,09S
1,756
14,628
1,503
1,504
1,205
2,489
6,294
1.205
6.294
17,887
Total
115,767
60,789
2.761
179,317
1 $7,571
Note 4
Church Activthes- payments
Mission
Clergy ExFEnses
Cost of Services
Church maintenance
chU￿h Management & Administrabon
Fabric Maintenance
Church hall running costs
Church hall maintenan
Churchyard ￿aintenan
Insurance
Bank Charges & Account charges
Charitable Donattons
Family worker
18,036
3.600
3.924
3.120
1.762
35.￿1
53.657
3,600
3,924
3.120
1,762
8.211
33,348
53,624
3,650
7,451
25,353
7,834
10,438
2.248
8.211
31.427
1.921
313
1,526
261
50
2,010
3.112
1,526
956
2.850
3,011
695
2.800
36,647
T/,409
2.010
116.066
113,609
Note 5
Investrnent Tnjsts held at Ely
Chan￿1 [restrictedl
St Andrews PCC - Trust 2 [Littiedalel
St Andrews PCC - Trust 3 [Seariel
St Andrews PCC - Trust 11 ICole]
65,003
3,907
19,224
20,156
65,003
3.907
19.224
20,156
67,797
4,070
20,024
20,995
108.290
108.290
112.886

St Andrews Oakington PCC
ststement of A&sets
As at 31 December 2025
2025
2024
Bank
Barclays Church HaH 8835
Barciays Fabric 0932 Restr￿ed
Barclays General 1552 Unrestricte
Barclays Mission ￿35 Resttrted
Barclays Premium 6961-U
Lloyds 4355 - Restncted (Now Endowment)
Lloyds 6795- Endowment
Petty Cash
1.300
22.318
24.785
19.965
10,579
2,128
8,414
8,783
11.571
10,441
2.533
928
244
45.042
191
79.602
79,602
50,297
Creditors
Accruals
-18.327
4,466
-18.327
4,466
Investsnents
CBF Chancd
CBF Fabric
CBF General
CBF Litdedale
CBF Seade
4.756
51.357
2.432
63.151
754
1,373
1.550
58.490
74.366
Net Surplus for year
119,765
120,197
chan￿1- Investrnent held at Ety
Cole- Investment Held at E
Ltttledale- Investrnent held At Ely
Searte - Investment hekl at Ety
65.003
20,156
3.907
19.224
67,797
4,070
20,024
20.995
108.290
112.886
Total Funds including Trnst held at Ety
228,055
233,083
Net Assets
Income Expendtture account PJF
Net defiat
120.198
433
146,820
-26,623
119.765
120.198
Total funds excluding funds held at Ely
119.765
120.198

St Andrews Oaktngton PCC
From 1 Jan 2025 to 31 Dec 2025
FUNDS
Endowment Restricted Unrestricted
Total
INCOME
Bank Interest
CBF Dividends
CBF Interest
Church Fees
Church Hall
Fabric Fund
General Giving - Donatior¢s
General Giving - Loose Plate
Gift Aid unrestricted
Grant
Legacy
Mission Tanzania
Mission Uganda
Standing Orders- Planned Giving
289
292
2.375
3,681
1,096
1,504
15.008
50,892
4.455
20.517
1.205
2,489
17,688
16,794
41,320
179.318
1375
382
3,299
1,096
1,504
15.008
8.000
42,892
4,455
20.517
1,205
2.489
17,688
16,794
41.320
115,767
2.761
60.790
EXPENSES
Accountancy
Bank Cnarges
Charitable Donakn"ons
Church Hall running costs
Clergy Expenses
Cost of services
Electrtcity- Church
Fabric Maintenan
"Insuran
261
215
2.800
1,921
3,600
3.924
2.579
476
2,850
1,921
3,600
3,924
2,579
8,211
1.526
25,757
16,550
11.350
63,685
31,967
3,112
1,378
196
188
179,751
8.211
1,526
7.721
16.550
11,350
18.036
Mission Tanzania
Mission Uganda
Parish Share
Repairs & Maintenance- Churth
Repairs & MaIntenan￿- Churthyard
stationery
Sundry
Websf(e expenses
63.685
541
789
1.378
31,427
313
1010
188
100.332
2.010
77,409
Total
16.620
15.435
4331