Annual Report and Accounts The Helen Loewenstein Memorial Trust The year ending 31st March 2026 (Charity number 1181595) Page 2-13 14 15-17 Contents Trustees, annual report Independent examinerfs report Receipts & payment5 account, Statement of assets & liabilities The Helen L0venstdrtmera17r%tst-Atyn Report*lACCts12D25 3J26 Pa8e I
The Helen Loewensteln Memorial Trust Trustees. Annual Report for the year ended 31 March 2026 Full name The Helen Loewenstein Memorial Trust organ1lIOn Trpe Charit8ble Incorporated Organisation Reslstered charlty numbtt 1181595 Prlnclpal address 22 Larwood Grove Nottingham NG5 3JD Trustees Carol Susan McCorn)Ick Celia Jane Knight Esther Draycott Helen Janlszewskl Jessica Frances VSner Joseph HaThey Goodman, (Treasurer) luntll 15 April 20261 Lorna Rosemary Somersall Nicholas Robert Loewensteln Peter Loewenstein, Ichalrpersonl Philippa Mary MacKer¢h Stella Alys Louise Nickolay Zanele Ndhlovu luntll 29 January 20261 Independent examlner David Sadler, Chartered Accountant. Woodborou8h, Nottinghamshire Govomanco and manag•ment The Charlty Is operated under the rules of Its wnstltutlon adopted 16 012019. When appolntln8 new Trustees, crlteria are set by current Trustees and. on that basis, known people a canvassed and interviewed rfinterested. Oblectlves and artl¥ltles The oblecl of the CIO 15.the advancement of education, for the publlc benefft. In partlcular but not exclusfvelyi by makin8 8rants to student midwwes in Liberia who would not otherwise have sufficient funds to undertake their trainin8 to become qualified midwives." Publlt benefit staternent The Trustee5 confirm that they have complled wlth the duty In sertion 17 of the Charitie5 Act 2011 to have due regard to the Charity Commission's general guidance on public benefft. 'Charities and Public Benefrt,. The Hekn L¢ewenthin Memtyba1TrI-AAThUII Rep)rtandAlSAPrtI 202S w VArch a)26 Pa8e 2
A year of positive achievement for HLMT The Helen Loewenstein Memorial Trust IHLMTI and its supporters have had a busy and produttive year in 2025- 2026.. In Deceinber 2025 three further HLMT-sponsored SdentS. Benetta Kesselly. Dorcus Akol and Vlctorla 8allah, graduated from their four-year degree course. In 2024 the first two HLMT-sponsored students, Aminata Sumanle and Suah Valal. had graduated from the Phoebe-Esther 8acon College of Heath Sciences IPEBCHSI In Zorzor. Lrt8 nty In September 2025, four more midwlfery students, Chewbula Br(vwne, Jnn Wonlea, Kebbeh Zubah and Paullne W0nhn were offered grants to cover their fees and essential expenses at PEBCHS, bringing the total to 11 students currently receNin8 HLMT grants. Thls was largety made possible by the generoslty of our supporters. li XMU The Helen LDven5teln MemtrlalTiwt-knrwJ•1Rewrt•dPQtsw. 2024 toMa(th 2Q25
The British Embassy in Monrovia and a funding trust have sponsored the fee5 of two of the HLMT-sponsored students during the year. HLMT is very 8ratefiJl forth. HLMfs brilliant supporters continued to back HLMT with stsndin8 orders and one-off donation5, the Ilfeblood of the organisatlon. Thls amounted to over £25,OLKI last year. Events and activities run by HLMT and its sUPPQrters included five sold-out Ilve muslc fijndralsers, plant and craft stalls and the sales of merchandise, much of it made by supporters in Nottin8ham. These raised over £13,000 for the trust. Our onllne Etsy shop sold crnfts and other merchandlse. wlth many HLMTsupporters making greetings cards, aprons, cushion covers, bags, buntin& lavender bags etc. Due to falling Etsy sale5. however, we have closed our Etsy shop. HLMTTrustees' excellent work has continued, with some attending external meetingsand other5 promotln8 HLMT In the medla as well as their ongoing tasks for HLMT. In totsl, we have managed to rnise over £60,(XJO thrlng the year. thanks maSnly to generous donatlons by supporters and frlends. fundralsing events and our online sales of merchandise. Detalls on all these polnts and mofe are In the report that follows. Mlsslon and Objectlves The Helen Loewensteln Memorlal Trusf s mlsslon Is slmple: to 5UPPOrt Initlol mldwlfery tralnlng In Llberla by making 8rants to cover the course-fees and essentlal study expenses of student mldwlves who would not otherwlse have sufflclent funds to train to become qualIfd mldwives. In order to achieve this mission, its key 8oals a. to ra15e funds to pay tor the grants through donètlons. standln8 orders. bequestS1 grant5 and events. to fvnd the tralnln8 of a small number of student midwi¥es in Liberia, and to fund at least two new students each year as funds and worklng arraniements wlth partners In Llberia grow and develop . All of the Trusvs endeavours and artbrfitle5 have been dlrerted at a¢hlevlng Its mlsslon and 8oals. Key HLMT Objertlves Include: Fundin8 the trainin8 of a small number of student mldwNes In Llberla and to Increase that number as funds and working arrangements with partners in Liberia grow and develop Contlnuln8 to develop posltlve relatlonshlps wlth key Llberlan stskeholders Ralslng funds to pay for student 8ronts throu8h donatlons. standlng orders. bequests, grants and events Encoura8in8 individual supporters to make one-off donati011s, set up standin8 orders and leave legacie5 in their wills Making bids to fundin8 organisations to raise some of our income Working towards ralsing SLJfficient fvnds Sn order to invest £2).)0 In ethlcal flnanclal market investments and deposit investments to ensure the long-tem financial sustainability of the Trust and its work Running and being Involved in a rnnge of events to Increase awareness of HLMT and raise funds Makln8 merchandise and selling it online and at events to ralse funds and promote HLMT Promotlng HLMT through a range of social media and other promotional actlvsties in order to maximise awareness of and support for HLMT. The LOn$tTh Memor*1 TruM-Apl Repryrand 2025 to Marth2026 P4e4
Trustees- steering the work of HLMT The Helen Loewenstein Memorial Trust had eleven Trustees at the end of the financial year. They have worked as a united team to take forward the work of the Trust. Between them. the Trustees have worked in the prwate, public and third settors and bring a formidable range of skills and experience to the Trust. All of them have been actively involved in the work of HLMT during the year, organising and running events, making and distributing items for sale, managing the Trusys flnances. devebping website content, drafting polKies and procedures and givin8 external talks. The Trustees have met fourtlmes durln8 the year to dixuss and tske foThvard the work of the Trust; on 2nd April la15Q the AGMI, 23 ju, 6th Novffnber 2025 and 14 January 2026. The Merchandlse 5ub-commlttee ha5 also held meetings. On a practlcal level the Trustees have overseen the development of the HLMT website; clrculated four newsletters to supporters and set up a supporters. datsbase: purchased Liberlan Lapa materlals; and together with supporters, produced HLMT 8reetlngs cards and crafts for sa. Some Trustees take on specific work. Harvey Goodman is HLMT Treasurer, responsible, among other thln8s, for presentin8 accounts, making and monitoring investments and claiming gift aid. Stella Nickolay produces muth of the trusvs pvbllclty and coordlnates the merchandise SU0mMtee. Carol Mccormick, Cella Knight, Lorna Somersall and Pippa MacKeith are also members of that sub-committee, supported by volunteer An8el who ran the HLMT on-llne Etsy shop. Nlck Loewenrtein has provided invaluable assistance with designing greeting cards and also supporting our volunteer sound en8ineer at music fundraising events. Jessle Viner has done a wonderful lob of taklng and circulatlng the mlnutes of Trustees, meetln8s. Pippa MatKelth coordinates the Trust's crucial data protection artivities. Esther Draycott is toordinatin8 our safe8uardin8 policy and procedures. Pete Loewenstein chairs and arranges Tnjstee meetings, lialses with funders and stskeholders, produces newsletters and the annual report, keeps the HLMT website updated and undertakes much of the preparatory work for music nights. Pete Loewenstein, Harvey Goodman and Stella Nickolay are rnembers of the 8rants sub-commf(tee. HLMT Trustee Celia Knight initiated a scheme for supporters to donate leftover currency to HLMT. Thls inclLbdes oin5 or notes from holidays, or some old British currency. HLMT converts this into funds to pay for trainin8 Liberlan midwives. Supporters brlng them to HLMT events or donate online at: htt www.leftoverturren .com cha Over £iicKI has been raised through this initiative. The Chair and Treasurer ensured that HLMT annual report and attounts were independently examined by atcountant David Sadler and submitted to the Charlty Commission. They also managed HLMfs digital account- keeping via Quickflle sothvare, which enables Trustees to receive regular reports on the Trust's finances. Pay5 The HeD Lrnstein mlIT1-knnIIeWrt *)dk(ountswi 20tstoMafch 16
Supporters - our backbone From the outset, HLMT supporters have been the batkbone of the Trust. Many ofthem have continued to make donations, sign 5tandin8 orders and buy HLMT merchandise. Some supporters have organised fundraising events le.8. getting sponsorship for running events and arrangin8 cake sales) for HLMT. Some have indicated that HLMT is included in their wills. Supporters who contribute regular monthly orannual stsndlng orders ensure that HLMT has a regular income stream. Trustees continue to be supported by very skilled volunteeys. Alex Mottief has maintained and developed the excellent HLMT webstte that she set up. www.hlmt.or .uk. Charlotte Chrlstlne. set up and managed HLMT'S Etsy online shop- Dave Martin has done a great job setting up and controlling Sound at HLMT music fundrai5ers,' and until recently Russell Taylor actively coordinated and developed HLMfs soclal medk presence on Faceb¢)ok htt www.facebook.com HLMemorial and Insta8ram- @HLMT_tharlty Supporters have also spent many hours makire greetings cards, craft produrts and merchandise, ènd helpin8 to staff HLMT stalls and events. These actlve supporters have Included Abdul Bah, Annette Greenland, Carol Laverftk, Carolyn Mack, Carrfe Salzedo, Charlotte Christlne, Chris Jeffer50n, Chris Randall. Denise Hickman, Glenys Lounds, Ingrid Green, Jane Bramley, Janet Pether, Joan Morris. Julian Griffiths. Kate Whyte, Leonie Williams, Linda BurdetL Llz Mayfield, Lyn 8ell, Maggie Jones, Mary Barnard. MKhael Boyle. Pam Machar, Phil NKkolay, RogerTanner, Roger Williams, Ros Evans, Sal Morowitz, Sally Virtorian, Sam Azad, Tina Pamplin and Val Chadwick. Carol Mtcormitk, Celia Knight. Lorna Somersall. Nick Loewenstein. Pete Loewenstein, Pippa MacKetth and Stella Nlckolay are HLMT trustees who have put In a lot of voluntsry time helping with events and merchandise. Chartered Accountant David Sadler has independently examined HLMfs accounts pro bono. and we are extreme grateful to hlm for that. We have encouraged all supporters to slgn up wlth Easyfvndra151n8 htt ndralsln -uk bv creating a personal account and then choosing The Helen Loewenstein Memorial Tnjst as their good cause. Each onlSne purchase then generates a small Income for HLMT. The amount raised by those who've signed up to Easyfundraising is over £400. Many talented musicians have played some wonderful music to "fvll house< throuehout the year- all free of chargel We owe them all massfve thanks. The Helen Loewtn#ein m•MlITrust-nnU•l R•port•Rd x125toM¥th 2026 Pa8•6
HLMT Trustees would like to say a huge "thank you" to ALL our sUPPOrters for their invaluable support of the trust's work. Activities and achievements April 2025 to Marth 2026 il Devèlopments In Uberfa- Three m(*e Hi-spOnsOred students graduate and 4 addltlonal students sponsored by HLMTI HLMT and the Phoebe-Esther Bacon Colle8e of Health Sciences IPEBCHSI in Zorzor negotiated and agreed Memorandum ofunderstanding in 2020. The firsttwo midwifery students sponsored by HLMT, Aminata Sumanie and Suah Valai, graduated in May 2024 and have now completed their fvll qualification with the Liberian Board for Nursing and Midwrfery. In December 2025 three further HLMT-sponsored students, 8enetta Kesselly, Dorcus Akoi and Victoria Ballahi graduated from their four-year de8ree course. HLMT'S Liberian representative, Abdul Bah, attended the 8raduation ceremony. They have now registered to take their qualification exam. As a result of generous donations by o fvnding trust, the British Embassy in Monrovla and HLMT 5UPPOrters, we were able to support an additional four students in 2025-2026. Thls brln8S to slxteen the number of students that have been supported by HLMT grants. The Student 5elettion panel always Includes Esther Bacon teachers and HLMT'S lon8Standin8 representative, Abdul-rahman 8ah, a Liberian colleague and friend of Helen Loewensteln who has a Masterfs degree in PublK Health from Nottlngham Trent Unlverslty. The Helen Lowensteln MWnorblTn¥l-Ann0 RepDrtJndltots"I2D2$tOmWch 2016 Pa8e 7
4¢¥GOMe All the students meet the HLMT criteria.. they have the èpproprlate academlc qualrfications and they would not be able to enrol on the midwifery course wlthoLrt HLMfs financial support. All the students have Indlcated a desSre to pursue their Careers Sn the rural areas where they grew up once they quallfy. HLMT pays the studentS' tuition fees. accommodation. initlal equipment and fees for their professional re8lstration exam, We receive feedback after every semester on the grades and attendance of each student. Llberian midwifery trainlng moved from three-year dlploma courses to four.year degrees four years a80, and PEBCHS wa5 one of the institutions chosen to make an early transrtion to de8ree courses. HLMT was asked whether It could support the extra yearfs trainin8 for all Trts students. HLMT Trustees unanlmously agreed to support all fts swnsored students for the extra year. bringing the total cost for the 4-year course to £3,600. HLMT asked key Liberian stakeholders. intludin8 the Ministry of Health, the Liberia Board for NursinB and Midwifery, the Liberian Midwwes Asso¢latlon and the Phoebe-Esther Bacon College of Health S¢iÈnces, to formally endorse the work of the Trust. We are deli8hted to report that all these a8enties have done so. Wlth the wlthdrawal of vlrtually all USAID and UK aid to Liberia. and the disastrous Impart on health servlces, HLMT'S work in Liberia is more Important than ever. bl Events In the UK Some events oryanlsed by HLMT supp*r$ des•r¥e sped•l méntk•n: Izzl - how a great tragedy has led to ¥ positive legacy. Having grown up in Nottingham, 23 year old Izzl had settled and was living in Guadalajara, Mexico. On March 29 2018, whilst cyclin8 With her familyi she was hit by a truck and killed. The tra8ic loss of their daughter turned Ed and Laurie's lives upside down. In earty 2025, Ed and Laurie attended a 16ve HLMT muslc fundraiser and heard for the first time about Helen Loewenstein, and HLMT. They were extremety moved by what they heard- whlch reflected Izzi's long-time interest in women's health issues. They decided to make a substantial donation to HLMT In memory of Izzi. Thelr donatlon will pay all ihe training of three Liberfan student rnldwlves throughout thelr de8Tee studle& HLMT is extremely grdtefvl to Ed and Laurle for their very generous donation. The Helen Loewensteln MerrthialTivrt-Ann¥¥ BpportandAct£wtswiJ)25 W Morth 2026 P4eB
DI Jelley ran the London Marathon on April and Anita Box ran the Robin Hood half-marathon on 28th September (Helen Loewenstein's birthday). Long-time HLMT supporter and friend of Helen's family, DI ran the London Marathon, In memory of her husband, Phll, who worked extensively in several African countrles, and to ralse as much money as wssible for HLMT. Di raised a hu8e É3.600+, sufficlent to fund the full 4-year dege for a Liberian Midwlfery student. Huge thank5 to Oi and her friends. AnSta Box, who works in the maternity suite at Nottingham's City H05Pltal, both ran her personal best for a half- marathon and ralsed over £3CrfJ for HLMT. 30687 £3.6k donated by mldwlfe Katy Newxyne and her f•mity. Through a Moreenable fund that they have set up. Katy explains, we "felt motivated to support HLMT as a reflection of our gratitude tOW3rds midwNes across the 8lobe, especialty knowing that there is not access to the same level of care in many countries." Huge thanks to Katy and her family- Boots Orchestra fiindralslng concert for HLMf, 29th November. The Nottlngham Boots Orchestra played a wonderful programme to a packed audience at Sherwood URC. It included several pieces by Samuel Colerid8e-Taylor and a beautifvl rendition of Beethoven's 3rd Piano Concerto in C minor wlth soloist Edward Hod8kinson. Over £l.100 was ralsed for HLMT funds. Huge thanks to Nottingham Boots Orchestra. The Helen Loth*ntteln MemalTIt-Ann1ftW?rt wi 2025wM¥th ¥J26 P•8eg
Donatlon of £1250 by St. Martln's Church. As part of its missional givin& The PCC of St. Martin's Church In Sherwood very 8enerousty have donated £1250 to the work of HLMT, and have undertaken to repeat the donatlon next year. Many thanks to St. Martin's. £950 r•lsed by Jean Bull's tsmlly and frlends at her fvneral. Jean was an actfve HLMT supporter and member of Shenv¢Xd United Reformed Church. She Sadly died at the agè of 91. She knitted countless beautrful baby clothes and blankets for Liberian children. She and her daughters decided that people hould donate to HLMT rather than bring flowers to the funeral. Their generosity raised a massive £950 for HLMT. Thank you to Jean, Chrls and Jen for supportln8 us In thls way. Cake Sales by Maternlty Unlt Staff at Nottlngham Unlverslty Hospitsl TrusL Toward5 the end of September 2025 Ito toincide with Hen Loewenstein's birthday), HLMT Trustees and supporters in the maternity unrts of both Nottlngham's Clty Hospital and Queens Medical Centre baked and organlsed the sale of cakes to raise funds for HLMT. Esther Draycott with her daughter Bella, Helen Janiszewski and Jennifer Ross ran three cake sales. They baked and sold a huge quantity of cakes; the sales raised a massNe £685. Huge congratulationstothose who organised the salesand ihanksto everyone who baked and bought cakes. The Helen LMsntteln 14leMlITIust-1jfiI¢Wrt x125101th PaK* 10
Over the past year HLMT and Its supporters have been able to or8antse o wide variety of events and activities. These Included.. Flve 8reat SdUt Ilw muslc fundTrlsln8 events, in May Ortober and November 2025 and February and March 2026. Apart from providing wonderful Ilve music and entertainment, each muslc fundraiser raised between £l,IJJO and £1.400 towards HLMT funds, every evenin8 funding more than one Liberian mldwlfe's tralnln8 for a full year. Massive thanks 80 to all the musiclans who performed and to the many volunteers, Including Dave Martin, our resident sound en8ineer, who Worked behind the scenes. 111•',' HLMT crdft$ and plants 5ta115 outside the Crimson Tree Café in Sherwood on 17 May and 26 July 2025 and Sherwood Ve8an Market on 14 June and 8th November (which raised £1,5C(11 HLMT plants and crafts stall at the Nottlngham Green F3lr on 14 September 2025. whlch ralsed £760. stsppoR YING MIOWIFEY TRAI Plen MemtylTrust-ml aow)tsAhMfl X)25 10 MarthY)26 Pwii
Bl8 Glve even¢ Ortober 2025. UK charity, Big Give, accepted HLMfs application to join their"Women and Girls Match Fund" event from 8 to 15 October 2025. The amount raised was just over £5,OQKI. Huge thanks 80 to EVERYONE who donated during the week: and to HLMTtrustees Celia, Pete and Stella who or8anised this initiatwe, especialty Celia Knight who coordinated it. Women & Girls Match Fund BigGive Details of all of the events above can be found on the HLMTwebsite at h hlmt.o 7cat All the events organised during the year by HLMT ?nd its supporters We alty successful, and down to the hard work of those who volunteered to help run them, Shen¥ood Unlted R•formed Church deserves a speclal word of thanks, for thelr on8oin8 SUPPOrt of HLMT and for makin8 their premises and facilities available for HLMT events at very reasonable cost. We contlnue to rely on and are very thankful to our supporters for their donations and artlvltles. Havlng established a successful mode of operation in Liberia over the past six years, we made a successful bid to a 8rant- making trust In 2024 to fund some of the students supported by HLMT. We are very grateful for Its ongolng support. Investing some HLMf funds to ensure long-terni sustalnabillty If HLMT were to sSmpty spend all the funds we rabse on grnnts to Students, Wlthin a very few years our fvnds would dry up and the Trust would have to be wound upl In order to ensure that grants can contlnue to be made Into the future, HLMT Trustees è8reed to "work towards raising sufficient funds in order to invest £200,000 in ethical financial market investments and deposit investments to ensure the long-term flnancial sustalnablllty of the Trust and Its work." The first £46,OLKJ was invested in October 2021. Thls yearthe Trustees have transferred further £72,000 into three fixed-term deposit accounts. Due to the current very volatile economic climate worldwide, HLMT will need to continue to ralse funds beyond Its orlglnal £200,C target to secure Its long-temi future. Plans for the comln8 year The Trustees plan to continue and build on the work of the past year. Our hope Is to provide grants for four further midwrfery students at PEBCHS, while continuing to SUPPOrt the existing Students. HLMT will continue to urge its supporters and others to m?ke donations in various ways, and/or or8anise and 5UPPOrt activities and events and/or approach grant-making trusts for support. In order to continue to sponsor current Student midwives and to raise funds to sponsor 4 additlonal Liberian midwifery students from September 2026, planned HLMT events in the UK include.. A HLMT Plant and Craft stall in Sherwood. Nottingham on 251h Aprll A Ilve music fundrniser with 3 arts on 16 Mty A Music and Piua event at Hedley Villas on 6th June belng organised by supporter Mlke Peverlll A live music fundraiser with 3 acts on 10 Ortober The Helen Lowensteln Meffrt)rf•lTiwt-Annl RemaMIAcrotsAp1I2O25IoMoYth 2026 Pe8e 11
A live music fundraiser wtth 3 acts on 28 November A live music fundraiser with 3 acts on 13 February 2027 In addition, Abdul 8ah, HLMfs Liberian volunteer representatrve will attend the graduation ceremony later In 2026, at which three HLMT-sponsored students will graduate from their4-year midwrfery degree course. HLMT will work to develop and strengthen relationships with key Liberian stakeholders in order to steadily add to the numbers of HLMT-sponsored Liberian student midwNes who otherwise Could not afford to undertake their studies. Slgned on belwlf of the Trvstees of The Helen Loewensteln Menwlal Tnirt." -2oCZoX. Peter Loewensteln Chalrper50n The Loe*nstein MewklTrust-JAMK41 RewftandAcWrs•rll lols w Marth3)26 948e 13
Independent examinerfs report to the Trustees of The Helen Loewenstein Memorial Trust for the year ended 31 March 2026 I report to the Trustees on my examination of the accounts of The Helen Loewenstein Memorlal Tnjst (the charity) for the year ended 31 March 2026. Resp($1b{lltIe$ and b•sl$ of reptxt As the Trustees of the charlty you are responslble for the preparatlon of the accounts In accordance wlth the requirements of the Charities Art 20111'the ACVI. I report in respect of my examination of the charitys accounts carried out under section 145 of the 2011 Act and In carrying out my examlnatlon I have followed all the applicable Directk)ns 8fven by the Charlty Commlsslon under section 14515llbl of the Act. Independent examlnerfs statement I have completed my examination. I corsfirm that no matters have come to my attention in connection with the examination 8Ning me cause to believe that in any material respect: accountin8 reeords were not kept in respect of the chaiity as requlred by sectlon 130 of the Act.. or 2. the accounts do not accord wlth those records. I have no ¢oncefns and have come across no other matters In connectlon wlth the examlnatlon to whlch attentlon should be drawn in this report In order to enable a proper understanding of the accounts to be reached. Slqned 20 Dovld Sodler ChurteredAccountont The HeTr LcwerLlleln Mem¢rL45Tn-Annual R4p)rt 21>24toMarth 2025 Pale 14
The Helen Loewenstein Memorial Trust Receipts & payments account for the year ended 31 March 2026 2025 2026 Note Receipts Granls & donations incl. ift Jid Grant from funding trust IRESTRICTEDI Sales & fees Event5 and attivities Interest from De 0Sit Accounts Total recel ts 19362 10000 2076 6165 2373 34662 10000 3490 10171 2696 61019 6505 35 145 226 Student fees IT subs & other subscri Insurances Promotfjonal materlals Student interview ex Event ex nses Merchandise urchases Accountan fees Bank charges Totsl ents 8042 47 145 90 245 45 235 on$ enses 290 623 348 140 9141 77 J1664 65907 Nèt retel Cash funds at the start of this C•th funds •t th¢ •bKI 011 S2093 97571 eriod The Helen LoÈwensteih meMorlTruSt-A0ThUal Rewrtathlkwuntswi w1410Marth YJ25 Pa8e 15
The Helen Loewenstein Memorial Trust Statement of assets and liablllties at 31 March 2026 Cash assets Bank accounts 97571 97571 149664 149664 i Other monetary assets 95 1 Prepayments- insurance 45404 ', Investments- market value at 3103 2026 95 50421 Uabllltles Creditors Theseflnandol rtotemerts ore acceptedon belh7lf of the ClrItyb Siqned Peter Loewensteln cl1rpe0n The Hden Loewenst4n Memrtal Trutt-Annl Reportand fvC4XthtsWl5to March 2026 p4e 16
The Helen Loewenstein Memorial Trust Notes to the accounts for the year ended 31 March 2026 1. Recelpts & payments accounts Receipts and payments accounts contain a summary of money received and money spent during the period and a Ilst of assets and Ilablllties at the end of the perlod. Usually. cash reofved and cash spent wlll Include transactions through bank accounts and cash in hand. 2. Grlnts & don•tlon$ Gift aid clalm Sundry grants & donation8 Totsl 8936 25726 34662 Trustees, remuneratlon Trustees recelved no expenses, remuneratlon or benefits In thls perlod. 4. Glossaryoftem CredStor5: These are amounts owed by the charlty. but not paid durln8 the accountlng perbod. Pr•p•yments: These are Servicesth the charity has paid for in aifvance, but nol used durin8the accountin8 perlod. 6. Re$trSrted fvnd$ A grant of £10.0) was recer¥ed this financial year from a fundin8 trurt. Net expendlture of restrlcted funds was £8196. Together with a surplus brought forward from last year, restricted fvnds beln8 carrled forward to the next financial year amount to £5824. The Hden Loewenswn Menvjfjal Tnjsl-knnuèl ReportèndkoxwltsW12025t0M 2035 Pa80 17