Annual Report and Accounts
The Helen Loewenstein Memorial Trust
The year ending 31st March 2026
(Charity number 1181595)
Page
2-13
14
15-17
Contents
Trustees, annual report
Independent examinerfs report
Receipts & payment5 account,
Statement of assets & liabilities
The Helen L0v*enstdrtmer￿a17r%tst-Atyn￿ Report**lACC￿ts￿12D25 3J26
Pa8e I

The Helen Loewensteln Memorial Trust
Trustees. Annual Report
for the year ended 31 March 2026
Full name The Helen Loewenstein Memorial Trust
organ1￿lIOn Trpe Charit8ble Incorporated Organisation
Reslstered charlty numbtt 1181595
Prlnclpal address
22 Larwood Grove
Nottingham
NG5 3JD
Trustees
Carol Susan McCorn)Ick
Celia Jane Knight
Esther Draycott
Helen Janlszewskl
Jessica Frances VSner
Joseph HaThey Goodman, (Treasurer)
luntll 15 April 20261
Lorna Rosemary Somersall
Nicholas Robert Loewensteln
Peter Loewenstein, Ichalrpersonl
Philippa Mary MacKer¢h
Stella Alys Louise Nickolay
Zanele Ndhlovu luntll 29 January 20261
Independent examlner
David Sadler, Chartered Accountant. Woodborou8h, Nottinghamshire
Govomanco and manag•ment
The Charlty Is operated under the rules of Its wnstltutlon adopted 16 012019. When appolntln8 new Trustees,
crlteria are set by current Trustees and. on that basis, known people a￿ canvassed and interviewed rfinterested.
Oblectlves and artl¥ltles
The oblecl of the CIO 15.the advancement of education, for the publlc benefft. In partlcular but not exclusfvelyi
by makin8 8rants to student midwwes in Liberia who would not otherwise have sufficient funds to undertake
their trainin8 to become qualified midwives."
Publlt benefit staternent
The Trustee5 confirm that they have complled wlth the duty In sertion 17 of the Charitie5 Act 2011 to have due
regard to the Charity Commission's general guidance on public benefft. 'Charities and Public Benefrt,.
The Hekn L¢ewenthin Memtyba1Tr￿I-AAThUII Rep)rtandA￿￿lSAPrtI 202S w VArch a)26
Pa8e 2

A year of positive achievement for HLMT
The Helen Loewenstein Memorial Trust IHLMTI and its supporters have had a busy and produttive year in 2025-
2026..
In Deceinber 2025 three further HLMT-sponsored S￿dentS. Benetta Kesselly. Dorcus Akol and Vlctorla
8allah, graduated from their four-year degree course. In 2024 the first two HLMT-sponsored students,
Aminata Sumanle and Suah Valal. had graduated from the Phoebe-Esther 8acon College of Heath Sciences
IPEBCHSI In Zorzor.
Lrt8
nty
In September 2025, four more midwlfery students, Chewbula Br(vwne, J￿nn* Wonlea, Kebbeh Zubah and
Paullne W0n￿hn were offered grants to cover their fees and essential expenses at PEBCHS, bringing the
total to 11 students currently receNin8 HLMT grants. Thls was largety made possible by the generoslty of
our supporters.
li XMU
The Helen LDv*en5teln MemtrlalTiwt-knrwJ•1Rewrt•dP￿Q￿tsw. 2024 toMa(th 2Q25

The British Embassy in Monrovia and a funding trust have sponsored the fee5 of two of the HLMT-sponsored
students during the year. HLMT is very 8ratefiJl forth￿.
HLMfs brilliant supporters continued to back HLMT with stsndin8 orders and one-off donation5, the
Ilfeblood of the organisatlon. Thls amounted to over £25,OLKI last year.
Events and activities run by HLMT and its sUPPQrters included five sold-out Ilve muslc fijndralsers, plant and
craft stalls and the sales of merchandise, much of it made by supporters in Nottin8ham. These raised over
£13,000 for the trust.
Our onllne Etsy shop sold crnfts and other merchandlse. wlth many HLMTsupporters making greetings cards,
aprons, cushion covers, bags, buntin& lavender bags etc. Due to falling Etsy sale5. however, we have closed
our Etsy shop.
HLMTTrustees' excellent work has continued, with some attending external meetingsand other5 promotln8
HLMT In the medla as well as their ongoing tasks for HLMT.
In totsl, we have managed to rnise over £60,(XJO thrlng the year. thanks maSnly to generous donatlons by
supporters and frlends. fundralsing events and our online sales of merchandise.
Detalls on all these polnts and mofe are In the report that follows.
Mlsslon and Objectlves
The Helen Loewensteln Memorlal Trusf s mlsslon Is slmple: to 5UPPOrt Initlol mldwlfery tralnlng In Llberla by
making 8rants to cover the course-fees and essentlal study expenses of student mldwlves who would not
otherwlse have sufflclent funds to train to become qualIf￿d mldwives.
In order to achieve this mission, its key 8oals a￿.
to ra15e funds to pay tor the grants through donètlons. standln8 orders. bequestS1 grant5 and events.
to fvnd the tralnln8 of a small number of student midwi¥es in Liberia, and to fund at least two new students
each year as funds and worklng arraniements wlth partners In Llberia grow and develop .
All of the Trusvs endeavours and artbrfitle5 have been dlrerted at a¢hlevlng Its mlsslon and 8oals.
Key HLMT Objertlves Include:
Fundin8 the trainin8 of a small number of student mldwNes In Llberla and to Increase that number as
funds and working arrangements with partners in Liberia grow and develop
Contlnuln8 to develop posltlve relatlonshlps wlth key Llberlan stskeholders
Ralslng funds to pay for student 8ronts throu8h donatlons. standlng orders. bequests, grants and events
Encoura8in8 individual supporters to make one-off donati011s, set up standin8 orders and leave legacie5
in their wills
Making bids to fundin8 organisations to raise some of our income
Working towards ralsing SLJfficient fvnds Sn order to invest £2￿).￿)0 In ethlcal flnanclal market
investments and deposit investments to ensure the long-tem financial sustainability of the Trust and its
work
Running and being Involved in a rnnge of events to Increase awareness of HLMT and raise funds
Makln8 merchandise and selling it online and at events to ralse funds and promote HLMT
Promotlng HLMT through a range of social media and other promotional actlvsties in order to maximise
awareness of and support for HLMT.
The LO￿n$t￿Th Memor*1 TruM-Ap￿￿l Repryrand 2025 to Marth2026
P4e4

Trustees- steering the work of HLMT
The Helen Loewenstein Memorial Trust had eleven Trustees at the end of the financial year. They have worked
as a united team to take forward the work of the Trust. Between them. the Trustees have worked in the prwate,
public and third settors and bring a formidable range of skills and experience to the Trust. All of them have been
actively involved in the work of HLMT during the year, organising and running events, making and distributing
items for sale, managing the Trusys flnances. devebping website content, drafting polKies and procedures and
givin8 external talks.
The Trustees have met fourtlmes durln8 the year to dixuss and tske foThvard the work of the Trust; on 2nd April
la15Q the AGMI, 23 ju￿, 6th Novffnber 2025 and 14 January 2026. The Merchandlse 5ub-commlttee ha5 also
held meetings.
On a practlcal level the Trustees have overseen the development of the HLMT website; clrculated four
newsletters to supporters and set up a supporters. datsbase: purchased Liberlan Lapa materlals; and together
with supporters, produced HLMT 8reetlngs cards and crafts for sa￿.
Some Trustees take on specific work. Harvey Goodman is HLMT Treasurer, responsible, among other thln8s, for
presentin8 accounts, making and monitoring investments and claiming gift aid. Stella Nickolay produces muth of
the trusvs pvbllclty and coordlnates the merchandise SU￿0mM￿tee. Carol Mccormick, Cella Knight, Lorna
Somersall and Pippa MacKeith are also members of that sub-committee, supported by volunteer An8el who ran
the HLMT on-llne Etsy shop. Nlck Loewenrtein has provided invaluable assistance with designing greeting cards
and also supporting our volunteer sound en8ineer at music fundraising events. Jessle Viner has done a wonderful
lob of taklng and circulatlng the mlnutes of Trustees, meetln8s. Pippa MatKelth coordinates the Trust's crucial
data protection artivities. Esther Draycott is toordinatin8 our safe8uardin8 policy and procedures. Pete
Loewenstein chairs and arranges Tnjstee meetings, lialses with funders and stskeholders, produces newsletters
and the annual report, keeps the HLMT website updated and undertakes much of the preparatory work for music
nights. Pete Loewenstein, Harvey Goodman and Stella Nickolay are rnembers of the 8rants sub-commf(tee.
HLMT Trustee Celia Knight initiated a scheme for supporters to donate leftover currency to HLMT. Thls inclLbdes
oin5 or notes from holidays, or some old British currency. HLMT converts this into funds to pay for trainin8
Liberlan midwives. Supporters brlng them to HLMT events or donate online at:
htt
www.leftoverturren
.com
cha
Over £iicKI has been raised through this initiative.
The Chair and Treasurer ensured that HLMT annual report and attounts were independently examined by
atcountant David Sadler and submitted to the Charlty Commission. They also managed HLMfs digital account-
keeping via Quickflle sothvare, which enables Trustees to receive regular reports on the Trust's finances.
Pay5
The He*D Lr***nstein ￿*m￿lIT￿￿1-knn￿*IIeWrt *)dk(ountswi 20tstoMafch ￿16

Supporters - our backbone
From the outset, HLMT supporters have been the batkbone of the Trust. Many ofthem have continued to make
donations, sign 5tandin8 orders and buy HLMT merchandise. Some supporters have organised fundraising events
le.8. getting sponsorship for running events and arrangin8 cake sales) for HLMT. Some have indicated that HLMT
is included in their wills. Supporters who contribute regular monthly orannual stsndlng orders ensure that HLMT
has a regular income stream.
Trustees continue to be supported by very skilled volunteeys. Alex Mottief has maintained and developed the
excellent HLMT webstte that she set up. www.hlmt.or
.uk. Charlotte Chrlstlne. set up and managed HLMT'S Etsy
online shop- Dave Martin has done a great job setting up and controlling Sound at HLMT music fundrai5ers,' and
until recently Russell Taylor actively coordinated and developed HLMfs soclal medk presence on
Faceb¢)ok htt
www.facebook.com
HLMemorial and Insta8ram- @HLMT_tharlty
Supporters have also spent many hours makire greetings cards, craft produrts and merchandise, ènd helpin8 to
staff HLMT stalls and events.
These actlve supporters have Included Abdul Bah, Annette Greenland, Carol Laverftk, Carolyn Mack, Carrfe
Salzedo, Charlotte Christlne, Chris Jeffer50n, Chris Randall. Denise Hickman, Glenys Lounds, Ingrid Green, Jane
Bramley, Janet Pether, Joan Morris. Julian Griffiths. Kate Whyte, Leonie Williams, Linda BurdetL Llz Mayfield, Lyn
8ell, Maggie Jones, Mary Barnard. MKhael Boyle. Pam Machar, Phil NKkolay, RogerTanner, Roger Williams, Ros
Evans, Sal Morowitz, Sally Virtorian, Sam Azad, Tina Pamplin and Val Chadwick.
Carol Mtcormitk, Celia Knight. Lorna Somersall. Nick Loewenstein. Pete Loewenstein, Pippa MacKetth and Stella
Nlckolay are HLMT trustees who have put In a lot of voluntsry time helping with events and merchandise.
Chartered Accountant David Sadler has independently examined HLMfs accounts pro bono. and we are
extreme￿ grateful to hlm for that.
We have encouraged all supporters to slgn up wlth Easyfvndra151n8 htt
ndralsln
-uk
bv
creating a personal account and then choosing The Helen Loewenstein Memorial Tnjst as their good cause. Each
onlSne purchase then generates a small Income for HLMT. The amount raised by those who've signed up to
Easyfundraising is over £400.
Many talented musicians have played some wonderful music to "fvll house< throuehout the year- all free of
chargel We owe them all massfve thanks.
The Helen Loewtn#ein m•M￿lITrust-￿nnU•l R•port•Rd x125toM¥th 2026
Pa8•6

HLMT Trustees would like to say a huge "thank you" to ALL our sUPPOrters for their invaluable support of the
trust's work.
Activities and achievements April 2025 to Marth 2026
il Devèlopments In Uberfa- Three m(*e Hi￿-spOnsOred students graduate and 4 addltlonal students
sponsored by HLMTI
HLMT and the Phoebe-Esther Bacon Colle8e of Health Sciences IPEBCHSI in Zorzor negotiated and agreed
Memorandum ofunderstanding in 2020. The firsttwo midwifery students sponsored by HLMT, Aminata Sumanie
and Suah Valai, graduated in May 2024 and have now completed their fvll qualification with the Liberian Board
for Nursing and Midwrfery. In December 2025 three further HLMT-sponsored students, 8enetta Kesselly, Dorcus
Akoi and Victoria Ballahi graduated from their four-year de8ree course. HLMT'S Liberian representative, Abdul
Bah, attended the 8raduation ceremony. They have now registered to take their qualification exam.
As a result of generous donations by o fvnding trust, the British Embassy in Monrovla and HLMT 5UPPOrters, we
were able to support an additional four students in 2025-2026. Thls brln8S to slxteen the number of students
that have been supported by HLMT grants. The Student 5elettion panel always Includes Esther Bacon teachers
and HLMT'S lon8Standin8 representative, Abdul-rahman 8ah, a Liberian colleague and friend of Helen
Loewensteln who has a Masterfs degree in PublK Health from Nottlngham Trent Unlverslty.
The Helen Lowensteln MWnorblTn¥l-Ann￿0 RepDrtJndl￿to￿ts￿"I2D2$tOmWch 2016
Pa8e 7

4¢¥GOMe
All the students meet the HLMT criteria.. they have the èpproprlate academlc qualrfications and they would not
be able to enrol on the midwifery course wlthoLrt HLMfs financial support. All the students have Indlcated a
desSre to pursue their Careers Sn the rural areas where they grew up once they quallfy.
HLMT pays the studentS' tuition fees. accommodation. initlal equipment and fees for their professional
re8lstration exam, We receive feedback after every semester on the grades and attendance of each student.
Llberian midwifery trainlng moved from three-year dlploma courses to four.year degrees four years a80, and
PEBCHS wa5 one of the institutions chosen to make an early transrtion to de8ree courses. HLMT was asked
whether It could support the extra yearfs trainin8 for all Trts students. HLMT Trustees unanlmously agreed to
support all fts swnsored students for the extra year. bringing the total cost for the 4-year course to £3,600.
HLMT asked key Liberian stakeholders. intludin8 the Ministry of Health, the Liberia Board for NursinB and
Midwifery, the Liberian Midwwes Asso¢latlon and the Phoebe-Esther Bacon College of Health S¢iÈnces, to
formally endorse the work of the Trust. We are deli8hted to report that all these a8enties have done so.
Wlth the wlthdrawal of vlrtually all USAID and UK aid to Liberia. and the disastrous Impart on health servlces,
HLMT'S work in Liberia is more Important than ever.
bl Events In the UK
Some events oryanlsed by HLMT supp￿*r$ des•r¥e sped•l méntk•n:
Izzl - how a great tragedy has led to ¥ positive legacy. Having grown up in Nottingham, 23 year old Izzl
had settled and was living in Guadalajara, Mexico. On March 29 2018, whilst cyclin8 With her familyi
she was hit by a truck and killed. The tra8ic loss of their daughter turned Ed and Laurie's lives upside
down. In earty 2025, Ed and Laurie attended a 16ve HLMT muslc fundraiser and heard for the first time
about Helen Loewenstein, and HLMT. They were extremety moved by what they heard- whlch reflected
Izzi's long-time interest in women's health issues. They decided to make a substantial donation to HLMT
In memory of Izzi. Thelr donatlon will pay all ihe training of three Liberfan student rnldwlves
throughout thelr de8Tee studle& HLMT is extremely grdtefvl to Ed and Laurle for their very generous
donation.
The Helen Loewensteln MerrthialTivrt-Ann¥¥ BpportandAct£wtswiJ)25 W Morth 2026
P4eB

DI Jelley ran the London Marathon on ￿ April and Anita Box ran the Robin Hood half-marathon on 28th
September (Helen Loewenstein's birthday). Long-time HLMT supporter and friend of Helen's family, DI
ran the London Marathon, In memory of her husband, Phll, who worked extensively in several African
countrles, and to ralse as much money as wssible for HLMT. Di raised a hu8e É3.600+, sufficlent to fund
the full 4-year deg￿e for a Liberian Midwlfery student. Huge thank5 to Oi and her friends. AnSta Box, who
works in the maternity suite at Nottingham's City H05Pltal, both ran her personal best for a half-
marathon and ralsed over £3CrfJ for HLMT.
30687
£3.6k donated by mldwlfe Katy Newxyne and her f•mity. Through a Moreenable fund that they have
set up. Katy explains, we "felt motivated to support HLMT as a reflection of our gratitude tOW3rds
midwNes across the 8lobe, especialty knowing that there is not access to the same level of care in many
countries." Huge thanks to Katy and her family-
Boots Orchestra fiindralslng concert for HLMf, 29th November. The Nottlngham Boots Orchestra
played a wonderful programme to a packed audience at Sherwood URC. It included several pieces by
Samuel Colerid8e-Taylor and a beautifvl rendition of Beethoven's 3rd Piano Concerto in C minor wlth
soloist Edward Hod8kinson. Over £l.100 was ralsed for HLMT funds. Huge thanks to Nottingham Boots
Orchestra.
The Helen Loth*ntteln Mem￿alTI￿t-Ann￿1ftW?rt wi 2025wM¥th ¥J26
P•8eg

Donatlon of £1250 by St. Martln's Church. As part of its missional givin& The PCC of St. Martin's Church
In Sherwood very 8enerousty have donated £1250 to the work of HLMT, and have undertaken to repeat
the donatlon next year. Many thanks to St. Martin's.
£950 r•lsed by Jean Bull's tsmlly and frlends at her fvneral. Jean was an actfve HLMT supporter and
member of Shenv¢X*d United Reformed Church. She Sadly died at the agè of 91. She knitted countless
beautrful baby clothes and blankets for Liberian children. She and her daughters decided that people
hould donate to HLMT rather than bring flowers to the funeral. Their generosity raised a massive £950
for HLMT. Thank you to Jean, Chrls and Jen for supportln8 us In thls way.
Cake Sales by Maternlty Unlt Staff at Nottlngham Unlverslty Hospitsl TrusL Toward5 the end of
September 2025 Ito toincide with He￿n Loewenstein's birthday), HLMT Trustees and supporters in the
maternity unrts of both Nottlngham's Clty Hospital and Queens Medical Centre baked and organlsed the
sale of cakes to raise funds for HLMT. Esther Draycott with her daughter Bella, Helen Janiszewski and
Jennifer Ross ran three cake sales. They baked and sold a huge quantity of cakes; the sales raised a
massNe £685. Huge congratulationstothose who organised the salesand ihanksto everyone who baked
and bought cakes.
The Helen LMs*ntteln 14leM￿lITIust-1￿jfi￿I￿¢Wrt x12510￿1th
PaK* 10

Over the past year HLMT and Its supporters have been able to or8antse o wide variety of events and activities.
These Included..
Flve 8reat S￿d￿Ut Ilw muslc fundTrlsln8 events, in May* Ortober and November 2025 and February
and March 2026. Apart from providing wonderful Ilve music and entertainment, each muslc fundraiser
raised between £l,IJJO and £1.400 towards HLMT funds, every evenin8 funding more than one Liberian
mldwlfe's tralnln8 for a full year. Massive thanks 80 to all the musiclans who performed and to the many
volunteers, Including Dave Martin, our resident sound en8ineer, who Worked behind the scenes.
111•','
HLMT crdft$ and plants 5ta115 outside the Crimson Tree Café in Sherwood on 17 May and 26 July 2025
and Sherwood Ve8an Market on 14 June and 8th November (which raised £1,5C(11
HLMT plants and crafts stall at the Nottlngham Green F3lr on 14 September 2025. whlch ralsed £760.
stsppoR YING
MIOWIFE*Y TRAI
Ple*n Memty*lTrust-*m￿l *aow)tsAhMfl X)25 10 MarthY)26
Pwii

Bl8 Glve even¢ Ortober 2025. UK charity, Big Give, accepted HLMfs application to join their"Women
and Girls Match Fund" event from 8 to 15 October 2025. The amount raised was just over £5,OQKI.
Huge thanks 80 to EVERYONE who donated during the week: and to HLMTtrustees Celia, Pete and Stella
who or8anised this initiatwe, especialty Celia Knight who coordinated it.
Women
& Girls
Match
Fund
BigGive
Details of all of the events above can be found on the HLMTwebsite at h
hlmt.o
7cat
All the events organised during the year by HLMT ?nd its supporters We￿ ￿alty successful, and down to the hard
work of those who volunteered to help run them,
Shen¥ood Unlted R•formed Church deserves a speclal word of thanks, for thelr on8oin8 SUPPOrt of HLMT and
for makin8 their premises and facilities available for HLMT events at very reasonable cost.
We contlnue to rely on and are very thankful to our supporters for their donations and artlvltles. Havlng
established a successful mode of operation in Liberia over the past six years, we made a successful bid to a 8rant-
making trust In 2024 to fund some of the students supported by HLMT. We are very grateful for Its ongolng
support.
Investing some HLMf funds to ensure long-terni sustalnabillty
If HLMT were to sSmpty spend all the funds we rabse on grnnts to Students, Wlthin a very few years our fvnds
would dry up and the Trust would have to be wound upl In order to ensure that grants can contlnue to be made
Into the future, HLMT Trustees è8reed to "work towards raising sufficient funds in order to invest £200,000 in
ethical financial market investments and deposit investments to ensure the long-term flnancial sustalnablllty of
the Trust and Its work." The first £46,OLKJ was invested in October 2021. Thls yearthe Trustees have transferred
further £72,000 into three fixed-term deposit accounts.
Due to the current very volatile economic climate worldwide, HLMT will need to continue to ralse funds beyond
Its orlglnal £200,C￿ target to secure Its long-temi future.
Plans for the comln8 year
The Trustees plan to continue and build on the work of the past year. Our hope Is to provide grants for four
further midwrfery students at PEBCHS, while continuing to SUPPOrt the existing Students.
HLMT will continue to urge its supporters and others to m?ke donations in various ways, and/or or8anise and
5UPPOrt activities and events and/or approach grant-making trusts for support.
In order to continue to sponsor current Student midwives and to raise funds to sponsor 4 additlonal Liberian
midwifery students from September 2026, planned HLMT events in the UK include..
A HLMT Plant and Craft stall in Sherwood. Nottingham on 251h Aprll
A Ilve music fundrniser with 3 arts on 16 Mty
A Music and Piua event at Hedley Villas on 6th June belng organised by supporter Mlke Peverlll
A live music fundraiser with 3 acts on 10 Ortober
The Helen Lowensteln Meffrt)rf•lTiwt-Ann￿l RemaMIAcro￿tsAp1I2O25IoMoYth 2026
Pe8e 11

A live music fundraiser wtth 3 acts on 28 November
A live music fundraiser with 3 acts on 13 February 2027
In addition, Abdul 8ah, HLMfs Liberian volunteer representatrve will attend the graduation ceremony later In
2026, at which three HLMT-sponsored students will graduate from their4-year midwrfery degree course.
HLMT will work to develop and strengthen relationships with key Liberian stakeholders in order to steadily add
to the numbers of HLMT-sponsored Liberian student midwNes who otherwise Could not afford to undertake
their studies.
Slgned on belwlf of the Trvstees of The Helen Loewensteln Menwlal Tnirt."
-2oCZoX.
Peter Loewensteln
Chalrper50n
The Loe**nstein MewklTrust-JAMK41 RewftandAcW￿rs*•rll lols w Marth3)26
948e 13

Independent examinerfs report to the Trustees of
The Helen Loewenstein Memorial Trust
for the year ended 31 March 2026
I report to the Trustees on my examination of the accounts of The Helen Loewenstein Memorlal Tnjst (the
charity) for the year ended 31 March 2026.
Resp(￿$1b{lltIe$ and b•sl$ of reptxt
As the Trustees of the charlty you are responslble for the preparatlon of the accounts In accordance wlth the
requirements of the Charities Art 20111'the ACVI.
I report in respect of my examination of the charitys accounts carried out under section 145 of the 2011 Act and
In carrying out my examlnatlon I have followed all the applicable Directk)ns 8fven by the Charlty Commlsslon
under section 14515llbl of the Act.
Independent examlnerfs statement
I have completed my examination. I corsfirm that no matters have come to my attention in connection with the
examination 8Ning me cause to believe that in any material respect:
accountin8 reeords were not kept in respect of the chaiity as requlred by sectlon 130 of the Act..
or
2. the accounts do not accord wlth those records.
I have no ¢oncefns and have come across no other matters In connectlon wlth the examlnatlon to whlch attentlon
should be drawn in this report In order to enable a proper understanding of the accounts to be reached.
Slqned
20
Dovld Sodler
ChurteredAccountont
The He￿Tr Lc*werLlleln Mem¢rL45Tn*-Annual R4p)rt 21>24toMarth 2025
Pale 14

The Helen Loewenstein Memorial Trust
Receipts & payments account
for the year ended 31 March 2026
2025
2026
Note
Receipts
Granls & donations incl. ift Jid
Grant from funding trust IRESTRICTEDI
Sales & fees
Event5 and attivities
Interest from De
0Sit Accounts
Total recel ts
19362
10000
2076
6165
2373
34662
10000
3490
10171
2696
61019
6505
35
145
226
Student fees
IT subs & other subscri
Insurances
Promotfjonal materlals
Student interview ex
Event ex
nses
Merchandise
urchases
Accountan
fees
Bank charges
Totsl
ents
8042
47
145
90
245
45
235
on$
enses
290
623
348
140
9141
77
J1664
65907
Nèt retel
Cash funds at the start of this
C•th funds •t th¢ •bKI 011
S2093
97571
eriod
The Helen LoÈwensteih meMor￿lTruSt-A0ThUal Rewrtathlkwuntswi w1410Marth YJ25
Pa8e 15

The Helen Loewenstein Memorial Trust
Statement of assets and liablllties
at 31 March 2026
Cash assets
Bank accounts
97571
97571
149664
149664
i Other monetary assets
95 1 Prepayments- insurance
45404 ', Investments- market value at 3103 2026
95
50421
Uabllltles
Creditors
Theseflnandol rtotemerts ore acceptedon belh7lf of the Cl￿rItyb
Siqned
Peter Loewensteln
cl￿1rpe￿0n
The Hden Loewenst4n Memrtal Trutt-Ann￿l Reportand fv*C4Xthts*W￿l5to March 2026
p4e 16

The Helen Loewenstein Memorial Trust
Notes to the accounts
for the year ended 31 March 2026
1. Recelpts & payments accounts
Receipts and payments accounts contain a summary of money received and money spent during the period
and a Ilst of assets and Ilablllties at the end of the perlod. Usually. cash reofved and cash spent wlll Include
transactions through bank accounts and cash in hand.
2. Grlnts & don•tlon$
Gift aid clalm
Sundry grants & donation8
Totsl
8936
25726
34662
Trustees, remuneratlon
Trustees recelved no expenses, remuneratlon or benefits In thls perlod.
4. Glossaryoftem
CredStor5: These are amounts owed by the charlty. but not paid durln8 the accountlng perbod.
Pr•p•yments: These are Servicesth￿ the charity has paid for in aifvance, but nol used durin8the accountin8
perlod.
6. Re$trSrted fvnd$
A grant of £10.0￿) was recer¥ed this financial year from a fundin8 trurt. Net expendlture of restrlcted funds
was £8196. Together with a surplus brought forward from last year, restricted fvnds beln8 carrled forward
to the next financial year amount to £5824.
The Hden Loewenswn Menvjfjal Tnjsl-knnuèl ReportèndkoxwltsW12025t0M￿ 2035
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