2025-12-31-accounts

Sutton Coldfield Christadelphian Ecclesia Trustees Annual Report For Financial Year Ending December 2025

Contents

Section A - Reference and Administration Details .................................................................. 1 Section B - Structure, Governance and Management ............................................................ 2 Section C - Objectives and Activities ...................................................................................... 2 Section D - Achievements and Performance .......................................................................... 3 Section E - Financial Review .................................................................................................. 4 Receipts and Payments Accounts Year Ended 31[st] December 2025 ………………………... 5 Independent Examiner's report on the accounts ……………………………………………...… 7

Section A - Reference and Administration Details

Charity Name Sutton Coldfield Christadelphian Ecclesia Registered Charity Number 1180434 Charity’s Principal Address Trinity Hill, Sutton Coldfield, B72 1TA Names of the Trustees for the year: -

M Greenway (Secretary)

J Greenway

A Moss

J Newman

R Newman

C Norton

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Section B - Structure, Governance and Management

Type of governing document

Constitution which is our governing document including practices and procedures as well as additional provisions required by the Charity Commission. This was adopted September 2018 following a ballot of members

How the charity is constituted Trustee selection method

Unincorporated association

Annual appointment by secret ballot of the charity members

Additional information

The trustees form an arranging committee responsible for the activities of the ecclesia. They are chosen by nomination from members of the ecclesia and are familiar with the objectives and activities of the ecclesia

Section C - Objectives and Activities

The objects of the Charity:

To advance Bible-based Christian faith to the glory of God and the honour of Jesus Christ in accordance with the Christadelphian Birmingham Amended Statement of Faith (BASF) for the benefit of the Christadelphian community and members of the public, particularly in and around Sutton Coldfield and district.

The activities

Activities undertaken to meet the objects include but are not limited to: -

• Holding meetings, open to the public, for worship, prayer, breaking of bread (by Christadelphian), Bible study and teaching.

• Engaging with the local public through personal preaching and/or by invitations to preaching / teaching meetings and/or by other means, including the provision of Sunday school and/or youth club(s) and/or other occasional activities.

• Engaging with the wider Christadelphian community and wider public through periodic donations to charitable needs, including donations to support work with and without our community.

• Serving, to the extent feasible, the pastoral and other welfare needs of ecclesial members and others.

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All our activities are open to all. No fee is charged, and no-one receives private benefits from the charity other than as a legitimate beneficiary. There is no public detriment in any of our activities.

Section D - Achievements and Performance

Our ecclesia ended the year with a membership of 101 adults. The average attendance of members at services and other activities remained steady.

The number of those attending the hall for our main fellowship service on a Sunday morning has remained steady during the year at about mid-forties percent, increasing to the midfifties precent of our membership when including those online. We use Zoom to live stream most of our services. This allows members who live at a distance and those with mobility difficulties to access our services. In addition, we have a few members of other ecclesias join us as visitors in the hall and on line most weeks.

Summary of regular weekly activities using our hall / online: -

• Regular meetings on Sunday, for sharing bread and wine

• Meetings on a Sunday twice a month covering topical Bible subjects aimed at being of interest to members of the public.

• Bible Study Class meets regularly on Tuesday

• Activities for young people include Sunday School and a regular Youth club, both meet in term time and are for school age children. A regular Bible based discussion group is attended by an older group.

Summary of one off and irregular activities held: -

• We held a carol service in December which was advertised to the public

• We hold a few social activities through the year, providing opportunity for members to meet outside of formal worship.

• We held 3 study events in 2025 primarily for members of the Christadelphian community in the Midlands.

• We have a weeklong summer camp for families to enjoy study and fellowship together. This is attended by our own members and families from Christadelphian ecclesias around the country.

Other activities: -

• We are providing support to refugees from Iran, some of whom are now members and others are attending our services

• We hold regular collections of food and other essential items for donation to our members and a local public food bank

• During 2025 we held a preaching campaign, posting 8000 leaflets and newspaper adverts to publicise the event. We had a free Bible give-a-way in Sutton Coldfield town centre, invited the public to our hall where we had a Bible Exhibition and held a publicised Bible based talk in a local community hall. We followed this up with a 6- week Introduction to the Bible seminar.

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Section E - Financial Review

The cash movements and balances are summarised in the receipts and payments accounts and statement of balances below. In addition, details are given of the financial support given to good causes, both by specific donations to restricted funds and as grants from the unrestricted General Fund.

The reserves policy of the ecclesia is to hold £10,000 (originally part of the General Fund balance) in an unrestricted General Reserve fund to meet any financial emergency as determined by the trustees. All funds are held in two instant access bank accounts and one 60 day notice account. The balance in these funds at the end of the year was considered sufficient to meet the ongoing expenses of the ecclesia.

Contributions from members are made through regular monthly donations, with taxpayers encouraged to use the Gift Aid provision. Funds donated specifically for external charities or organisations are normally forwarded to the relevant body within three months of the donations being received. We do not seek to raise funds from members of the public.

Welfare financial support to our members is managed confidentially by a sub-committee based upon need on a case-by-case basis. Funds used by this sub-committee are taken from the welfare fund. Grants above a certain threshold value require the approval of the trustees (the arranging brothers). On occasion interest free welfare loans are granted which are financed from the general fund.

All financial decisions and activity is subject to the acceptance and approval of the members, normally given at a quarterly business meeting of the ecclesia.

The most significant item of expenditure during the year was related to Bible Campaign held in May and referred to in section D above. Generally other expenditures are similar to those in the previous year.

……………………………………..

Mark Greenway, Secretary (2025 Trustee)

…………………………………

Terry Plumb, Treasurer

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Sutton Coldfield Christadelphian Ecclesia Receipts and Payments Account (£) Year Ended 31st December 2025	Sutton Coldfield Christadelphian Ecclesia Receipts and Payments Account (£) Year Ended 31st December 2025	Sutton Coldfield Christadelphian Ecclesia Receipts and Payments Account (£) Year Ended 31st December 2025														V 1.2
		Total Funds 2025			SCCE											Restricted Appeal Funds (*)	Total Funds 2024
	Note All values are rounded to the nearest £ Some totals may appear to be incorrect They are not		Total SCCE
					Unrestricted Funds			Restricted Funds
					General Fund	Reserve		Building	CYC	Camp	**Foodbank **	**Preaching **	Sunday School	Welfare	Youth Day
R P	ECEIPTS Weekly and other non-GA collections Gift aided regular and one-off donations Gift aid recovered on 2024 donations Non gift aided donations Grants from Christadelphian Bodies Flat rental income Bank interest Total External Receipts Transfers into funds Total Receipts (Inc Transfers) AYMENTS Donations to beneficiaries Respite care (some refund from CBF) Donations to other causes Food parcels/Foodbank Other welfare expenses Heating work Other building work Upstairs refurbishment CYC expenses Transfer to Camp bank account Foodbank Purchases May campaign & seminars Iranian classes Farsi translation Preaching expenses Sunday school expenses Youth weekend expenses Repairs and maintenance Flat Utilities Utilities Technology Insurance Activities Equipment Catering Cleaning Consumables Secretarial, Postage, Printing Wine Speakers' Expenses Subscriptions/Magazines Library Outstanding Loans Sundries Total Payments to External Transfers out of funds Total Payments (Inc Transfers)*	36,806 10,399 2,554 8,114 1,948	21,239 7,639 1,964 8,114 1,948		12,897 3,947 1,243 1,948			1,313 468 42	6	188 45 5	670 107	1,450 431 167 4,343	476 126 22	4,245 2,517 103 3,771	376 376 91	15,567 2,760 590 18,916 130	349 40,342 6,950 2,579 7,181 650 747
		59,820 1,071	40,904 941		20,034			1,823	6	238	777 250	6,390	624	10,636 600			58,796 1,570
		60,891	41,845		20,034			1,823	6	238	1,027	6,390	624	11,236	467	19,046	60,367
		5,132 2,121 19,272 925 87 1,301 51 528 238 625 4,343 1,520 558 1,247 467 3,410 2,832 2,020 2,284 1,839 1,028 804 569 412 272 259 258 184 12 2,000 195	5,132 2,121 2,400 925 87 1,301 51 528 238 625 4,343 1,520 558 1,247 467 3,410 2,832 2,020 2,284 1,839 1,028 804 569 412 272 259 258 184 12 2,000 195		2,400 3,410 2,832 2,020 2,284 1,839 1,028 804 569 412 272 259 258 184 12 2,000 195			1,301 51	528	238	625	4,343 1,520 558	1,247	5,132 2,121 925 87	467 467	16,872 16,872 130	18,099 14,531 280 6,200 422 6,940 756 285 3,347 968 1,394 3,540 1,830 2,167 1,149 1,879 673 871 367 385 369 140 368 107 111 -650 66,523 1,570
		56,793 1,071	39,921 941		20,779 941			1,352	528	238	625	6,421	1,247	8,266
		57,864	40,862		21,720			1,352	528	238	625	6,421	1,247	8,266	467	17,002	68,094
	* See next page for detail
B	alances Opening Balances 1 Jan 2025 External Receipts Net Transfers between Funds Less Payments to External Closing balances 31st Dec 2025 Plus Unallocated Cash Received Closing Total Funds Balance	70,961 59,820 0 56,793	69,618 40,904 0 39,921		47,499 20,034 (941) 20,779	10,000 0 0 0		747 1,823 0 1,352	1,040 6 0 528	0 238 0 238	68 777 250 625	4,801 6,390 0 6,421	1,569 624 0 1,247	3,893 10,636 600 8,266	0 376 91 467	1,343 18,916 0 16,872	78,688 58,796 66,523
		73,988 0	70,600		45,814	10,000		1,218	518	0	470	4,771	947	6,864	0	3,387	70,961 0 70,961
		73,988
B	ank Accounts as at 31st Dec 2025 Lloyds Current Lloyds Deposit Shawbrook (CAF) Deposit Cash in Hand Total Funds	1,116 26,938 45,821 112															477 16,356 54,026 102
		73,988															70,961

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2025 2024

*** Donations made to good causes**

----- Start of picture text -----
Year Ended 31st December 2025
From Donations to and Collections for Appeal Funds £ £
Including Gift Aid Tax Refunds
Christadelpian Benevolent Fund (CBF) 547 480
Christadelphian Care Homes (CCH) 3,629 2,841
Christadelphian Auxiliary Lecturing Society (CALS) 910 774
Christadelphian Aid for Refugees & Asylum Seekers (CARA) 159 140
Christadelphian Bible Mission - General Fund ( CBMG) 2,198 1,600
Christadelphian Bible Mission - Welfare Fund (CBMW) 2,492 1,896
Christadelphian Outreach Group (COG) 45 142
Christadelphian Isolation League (CIL) 570 429
Christadelphian Meal a Day Fund (MaD) 4,702 3,443
Christadelphian Samaritan Fund (CSF) 1,006 840
Solihull Bible Leaning Centre (SBLC) 399 322
Sundries (CBM Malawi) 216 125
16,872
COG dissolution balance transferred to MealaDay 130
Total 17,002 13,031
MealaDay 2026 advance pledges 1,260
World Disasters (Collected) 784
Total Collected 19,046
Grants from the General Fund £ £
To External Organisations
Solihull BLC Funding Support 800 800
Sutton Baptists Funding Support 400 400
Christadelphian Office Funding Support 1,200 300
Total 2,400 1,200
----- End of picture text -----

Page 6

Independent examiner's report on the accounts

Section A Independent Examiner’s Report

Report to the trustees/ members of On accounts for the year ended Set out on pages	Sutton Coldfield Christadelphian Ecclesia	Sutton Coldfield Christadelphian Ecclesia	Sutton Coldfield Christadelphian Ecclesia
	31stDecember 2025	Charity no (if any)	1180434
	Pages 7 and 8

I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended 31/12/2025.

• Responsibilities and As the charity trustees of the Trust, you are responsible for the preparation basis of report of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention (other than that disclosed below *) in connection with the examination which gives me cause to believe that in, any material respect:

• accounting records were not kept in accordance with section 130 of the Act or

• the accounts do not accord with the accounting records

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.

• Please delete the words in the brackets if they do not apply.

Signed: Name: Relevant professional qualification(s) or body (if any):		18thFeb 2026
	Mark R Jones

Address: 33 Grosvenor Close Four Oaks Sutton Coldfield, West Midlands

October 2018

IER

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Section B Disclosure

Only complete if the examiner needs to highlight matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners). N/A

Give here brief details of any items that the examiner wishes to disclose .

None

8

October 2018

IER