## Sutton Coldfield Christadelphian Ecclesia Trustees Annual Report For Financial Year Ending December 2025 ## Contents Section A - Reference and Administration Details .................................................................. 1 Section B - Structure, Governance and Management ............................................................ 2 Section C - Objectives and Activities ...................................................................................... 2 Section D - Achievements and Performance .......................................................................... 3 Section E - Financial Review .................................................................................................. 4 Receipts and Payments Accounts Year Ended 31[st] December 2025 ………………………... 5 Independent Examiner's report on the accounts ……………………………………………...… 7 ## Section A - Reference and Administration Details Charity Name Sutton Coldfield Christadelphian Ecclesia Registered Charity Number 1180434 Charity’s Principal Address Trinity Hill, Sutton Coldfield, B72 1TA Names of the Trustees for the year: - M Greenway (Secretary) J Greenway A Moss J Newman R Newman C Norton 1 ## Section B - Structure, Governance and Management Type of governing document Constitution which is our governing document including practices and procedures as well as additional provisions required by the Charity Commission. This was adopted September 2018 following a ballot of members How the charity is constituted Trustee selection method Unincorporated association Annual appointment by secret ballot of the charity members Additional information The trustees form an arranging committee responsible for the activities of the ecclesia. They are chosen by nomination from members of the ecclesia and are familiar with the objectives and activities of the ecclesia ## Section C - Objectives and Activities ## The objects of the Charity: To advance Bible-based Christian faith to the glory of God and the honour of Jesus Christ in accordance with the Christadelphian Birmingham Amended Statement of Faith (BASF) for the benefit of the Christadelphian community and members of the public, particularly in and around Sutton Coldfield and district. ## The activities Activities undertaken to meet the objects include but are not limited to: - - Holding meetings, open to the public, for worship, prayer, breaking of bread (by Christadelphian), Bible study and teaching. - Engaging with the local public through personal preaching and/or by invitations to preaching / teaching meetings and/or by other means, including the provision of Sunday school and/or youth club(s) and/or other occasional activities. - Engaging with the wider Christadelphian community and wider public through periodic donations to charitable needs, including donations to support work with and without our community. - Serving, to the extent feasible, the pastoral and other welfare needs of ecclesial members and others. 2 All our activities are open to all. No fee is charged, and no-one receives private benefits from the charity other than as a legitimate beneficiary. There is no public detriment in any of our activities. ## Section D - Achievements and Performance Our ecclesia ended the year with a membership of 101 adults. The average attendance of members at services and other activities remained steady. The number of those attending the hall for our main fellowship service on a Sunday morning has remained steady during the year at about mid-forties percent, increasing to the midfifties precent of our membership when including those online. We use Zoom to live stream most of our services. This allows members who live at a distance and those with mobility difficulties to access our services. In addition, we have a few members of other ecclesias join us as visitors in the hall and on line most weeks. Summary of regular weekly activities using our hall / online: - - Regular meetings on Sunday, for sharing bread and wine - Meetings on a Sunday twice a month covering topical Bible subjects aimed at being of interest to members of the public. - Bible Study Class meets regularly on Tuesday - Activities for young people include Sunday School and a regular Youth club, both meet in term time and are for school age children. A regular Bible based discussion group is attended by an older group. Summary of one off and irregular activities held: - - We held a carol service in December which was advertised to the public - We hold a few social activities through the year, providing opportunity for members to meet outside of formal worship. - We held 3 study events in 2025 primarily for members of the Christadelphian community in the Midlands. - We have a weeklong summer camp for families to enjoy study and fellowship together. This is attended by our own members and families from Christadelphian ecclesias around the country. Other activities: - - We are providing support to refugees from Iran, some of whom are now members and others are attending our services - We hold regular collections of food and other essential items for donation to our members and a local public food bank - During 2025 we held a preaching campaign, posting 8000 leaflets and newspaper adverts to publicise the event. We had a free Bible give-a-way in Sutton Coldfield town centre, invited the public to our hall where we had a Bible Exhibition and held a publicised Bible based talk in a local community hall. We followed this up with a 6- week Introduction to the Bible seminar. 3 ## Section E - Financial Review The cash movements and balances are summarised in the receipts and payments accounts and statement of balances below. In addition, details are given of the financial support given to good causes, both by specific donations to restricted funds and as grants from the unrestricted General Fund. The reserves policy of the ecclesia is to hold £10,000 (originally part of the General Fund balance) in an unrestricted General Reserve fund to meet any financial emergency as determined by the trustees. All funds are held in two instant access bank accounts and one 60 day notice account. The balance in these funds at the end of the year was considered sufficient to meet the ongoing expenses of the ecclesia. Contributions from members are made through regular monthly donations, with taxpayers encouraged to use the Gift Aid provision. Funds donated specifically for external charities or organisations are normally forwarded to the relevant body within three months of the donations being received. We do not seek to raise funds from members of the public. Welfare financial support to our members is managed confidentially by a sub-committee based upon need on a case-by-case basis. Funds used by this sub-committee are taken from the welfare fund. Grants above a certain threshold value require the approval of the trustees (the arranging brothers). On occasion interest free welfare loans are granted which are financed from the general fund. All financial decisions and activity is subject to the acceptance and approval of the members, normally given at a quarterly business meeting of the ecclesia. The most significant item of expenditure during the year was related to Bible Campaign held in May and referred to in section D above. Generally other expenditures are similar to those in the previous year. …………………………………….. Mark Greenway, Secretary (2025 Trustee) ………………………………… Terry Plumb, Treasurer 4 |**Sutton Coldfield Christadelphian Ecclesia**
**Receipts and Payments Account (£)**
**Year Ended 31st December 2025**|**Sutton Coldfield Christadelphian Ecclesia**
**Receipts and Payments Account (£)**
**Year Ended 31st December 2025**|**Sutton Coldfield Christadelphian Ecclesia**
**Receipts and Payments Account (£)**
**Year Ended 31st December 2025**||||||||||||||**V 1.2**|| |---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---| |||**Total**
**Funds**
**2025**|||**SCCE**|||||||||||**Restricted**
**Appeal**
**Funds**
(*)|**Total**
**Funds**
**2024**| ||**Note**
All values are rounded to the nearest £
Some totals may appear to be incorrect
**They are not**||**Total**
**SCCE**||||||||||||||| ||||||**Unrestricted Funds**|||**Restricted Funds**|||||||||| ||||||**General**
**Fund**|**Reserve**||**Building**|
**CYC**|**Camp**|**Foodbank **|**Preaching **|**Sunday**
**School**|**Welfare**|**Youth**
**Day**||| ||||||||||||||||||| |**R**
**P**|**ECEIPTS**
Weekly and other non-GA collections
Gift aided regular and one-off donations
Gift aid recovered on 2024 donations
Non gift aided donations
Grants from Christadelphian Bodies
Flat rental income
Bank interest
**Total External Receipts**
Transfers into funds
**Total Receipts (Inc Transfers)**
**AYMENTS**
Donations to beneficiaries
Respite care (some refund from CBF)
* Donations to other causes
Food parcels/Foodbank
Other welfare expenses
Heating work
Other building work
Upstairs refurbishment
CYC expenses
Transfer to Camp bank account
Foodbank Purchases
May campaign & seminars
Iranian classes Farsi translation
Preaching expenses
Sunday school expenses
Youth weekend expenses
Repairs and maintenance
Flat Utilities
Utilities
Technology
Insurance
Activities
Equipment
Catering
Cleaning
Consumables
Secretarial, Postage, Printing
Wine
Speakers' Expenses
Subscriptions/Magazines
Library
Outstanding Loans
Sundries
**Total Payments to External**
Transfers out of funds
**Total Payments (Inc Transfers)**|36,806
10,399
2,554
8,114
1,948|21,239
7,639
1,964
8,114
1,948||12,897
3,947
1,243
1,948|||1,313
468
42|6|188
45
5|670
107|1,450
431
167
4,343|476
126
22|4,245
2,517
103
3,771|376
**376**
91|15,567
2,760
590
**18,916**
130|349
40,342
6,950
2,579
7,181
650
747| |||**59,820**
1,071|**40,904**
941||**20,034**|||**1,823**|**6**|**238**|**777**
250|**6,390**|**624**|**10,636**
600|||**58,796**
1,570| |||60,891|41,845||20,034|||1,823|6|238|1,027|6,390|624|11,236|467|19,046|60,367| |||5,132
2,121
19,272
925
87
1,301
51
528
238
625
4,343
1,520
558
1,247
467
3,410
2,832
2,020

2,284
1,839
1,028
804
569
412
272
259
258
184
12

2,000
195|5,132
2,121
2,400
925
87
1,301
51
528
238
625
4,343
1,520
558
1,247
467
3,410
2,832
2,020
2,284
1,839
1,028
804
569
412
272
259
258
184
12
2,000
195||2,400
3,410
2,832
2,020
2,284
1,839
1,028
804
569
412
272
259
258
184
12
2,000
195|||1,301
51|528|238|625|4,343
1,520
558|1,247|5,132
2,121
925
87|467
**467**|16,872
**16,872**
130|18,099
14,531
280
6,200
422
6,940
756
285
3,347
968
1,394
3,540
1,830
2,167
1,149
1,879
673
871
367
385
369
140
368
107
111
-650
**66,523**
1,570| |||**56,793**
1,071|**39,921**
941||**20,779**
941|||**1,352**|**528**|**238**|**625**|**6,421**|**1,247**|**8,266**|||| |||57,864|40,862||21,720|||1,352|528|238|625|6,421|1,247|8,266|467|17,002|**68,094**| ||* See next page for detail||||||||||||||||| |**B**|**alances**
Opening Balances 1 Jan 2025
External Receipts
Net Transfers between Funds
Less Payments to External
**Closing balances 31st Dec 2025**
Plus Unallocated Cash Received
**Closing Total Funds Balance**|70,961
59,820
0
56,793|69,618
40,904
0
39,921||47,499
20,034
(941)
20,779|10,000
0
0
0||747
1,823
0
1,352|1,040
6
0
528|0
238
0
238|68
777
250
625|4,801
6,390
0
6,421|1,569
624
0
1,247|3,893
10,636
600
8,266|0
376
91
467|1,343
18,916
0
16,872|78,688
58,796
66,523| |||**73,988**
0|**70,600**||**45,814**|**10,000**||**1,218**|**518**|**0**|**470**|**4,771**|**947**|**6,864**|**0**|**3,387**|**70,961**
0
**70,961**| |||**73,988**|||||||||||||||| ||||||||||||||||||| |**B**|**ank Accounts as at 31st Dec 2025**
Lloyds Current
Lloyds Deposit
Shawbrook (CAF) Deposit
Cash in Hand
**Total Funds**|1,116
26,938
45,821
112|||||||||||||||477
16,356
54,026
102| |||**73,988**|||||||||||||||**70,961**| Page 5 **2025** 2024 ## *** Donations made to good causes** **----- Start of picture text -----**
Year Ended 31st December 2025
From Donations to and Collections for Appeal Funds £ £
Including Gift Aid Tax Refunds
Christadelpian Benevolent Fund (CBF) 547 480
Christadelphian Care Homes (CCH) 3,629 2,841
Christadelphian Auxiliary Lecturing Society (CALS) 910 774
Christadelphian Aid for Refugees & Asylum Seekers (CARA) 159 140
Christadelphian Bible Mission - General Fund ( CBMG) 2,198 1,600
Christadelphian Bible Mission - Welfare Fund (CBMW) 2,492 1,896
Christadelphian Outreach Group (COG) 45 142
Christadelphian Isolation League (CIL) 570 429
Christadelphian Meal a Day Fund (MaD) 4,702 3,443
Christadelphian Samaritan Fund (CSF) 1,006 840
Solihull Bible Leaning Centre (SBLC) 399 322
Sundries (CBM Malawi) 216 125
16,872
COG dissolution balance transferred to MealaDay 130
Total 17,002 13,031
MealaDay 2026 advance pledges 1,260
World Disasters (Collected) 784
Total Collected 19,046
Grants from the General Fund £ £
To External Organisations
Solihull BLC Funding Support 800 800
Sutton Baptists Funding Support 400 400
Christadelphian Office Funding Support 1,200 300
Total 2,400 1,200
**----- End of picture text -----**
Page 6 **Independent examiner's report on the accounts** ## **Section A Independent Examiner’s Report** |**Report to the trustees/**
**members of**
**On accounts for the year**
**ended**
**Set out on pages**|Sutton Coldfield Christadelphian Ecclesia|Sutton Coldfield Christadelphian Ecclesia|Sutton Coldfield Christadelphian Ecclesia| |---|---|---|---| ||||| ||31stDecember 2025|**Charity no**
**(if any)**|1180434| ||||| ||Pages 7 and 8||| I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended 31/12/2025. - **Responsibilities and** As the charity trustees of the Trust, you are responsible for the preparation **basis of report** of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”). I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. ## **Independent examiner's statement** I have completed my examination. I confirm that no material matters have come to my attention (other than that disclosed below *) in connection with the examination which gives me cause to believe that in, any material respect: - accounting records were not kept in accordance with section 130 of the Act or - the accounts do not accord with the accounting records I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached. * _Please delete the words in the brackets if they do not apply._ |**Signed:**
**Name:**
**Relevant professional**
**qualification(s) or body**
**(if any):**||18thFeb 2026| |---|---|---| |||| ||Mark R Jones|| |||| |||| > **Address:** 33 Grosvenor Close Four Oaks Sutton Coldfield, West Midlands **October 2018** **IER** **7** ## **Section B Disclosure** Only complete if the examiner needs to highlight matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners). N/A **Give here brief details of any items that the examiner wishes to disclose** . None 8 **October 2018** **IER**