Registered Charity No: 1179077
Homewise Society A Charitable Incorporated Organisation Annual Report and Financial Statements for the Year ended 31 March 2024
Homewise Society CIO
Contents
| Reference and Administrative Details | 1 |
|---|---|
| Trustees Report | 2 to 3 |
| Independent examiner's report | 4 |
| Statement of financial activities | 5 |
| Balance Sheet | 6 |
| Notes to the financial statements | 7 to 12 |
| Income and Expenditure account | 13 to 14 |
Homewise Society CIO
Reference and Administrative Details
| Registered Charity Number | 1179077 | ||
|---|---|---|---|
| Trustees | M Baldwin | (Chair) | Appointed as Chair 13th February 2024 |
| B Holden MBE JP | (Chair) | Resigned 13th February 2024 | |
| G Spelman | (Treasurer) | Appointed 6th August 2024 | |
| J L Moore | (Treasurer) | Resigned 26th March 2024 | |
| M Abid | (Vice Chair) | Resigned 13th February 2024 | |
| D L King | |||
| D Westell | |||
| M Baldwin | |||
| E S Sinclair | Appointed 13th March 2024 | ||
| B Ashworth | Appointed 26th March 2024 | ||
| Address | Unit 3 Allied House | ||
| Burnley Road | |||
| Clayton-le-Moors | |||
| BB5 5TW | |||
| Accountant | Lee Accountancy Services | ||
| Office 14, Northlight | Pendle | ||
| Northlight Parade | |||
| Brierfield | |||
| Nelson | |||
| Lancashire BB9 5EG |
Page 1
Homewise Society CIO
Trustees' Report
Report of Members of the Board of Trustees for the year ended 31st March 2024
STRUCTURE, GOVERNANCE AND MANAGEMENT
The Homewise Society CIO is a Charitable Incorporated Organisation (CIO), registered with the Charity Commission on 5th July 2018 (formerly a Co-operative Community Benefit Society and has been operating since August 1987).
The organisation is governed by its constitution.
CORE OBJECTIVES
-
To provide Home Improvement Agency services
-
To provide advice/support on financing home repairs and improvements
-
To enable clients to obtain relevant services; energy efficiency grants/advice, crime prevention, fire safety etc.,
-
To provide additional support to older, disabled and vulnerable people to aid independent living
-
To provide advice and support on sources of funding
Homewise Values
Friendly, supportive, caring staff Personal services, regularly going above and beyond Pride in organisation - small but efficient Rise to challenge, overcome obstacles, think outside the box Resolve problems by working as a team with partners
Homewise was established in 1990 - having first been set up as a NRS project in 1987 - to offer practical help and support to older and disabled homeowners. Over time the scope and range of the agency's activity has grown and developed in line with client need and available funding. The agency continues to assist those residents in greatest need.
Recruitment and induction of new trustees
Trustees are members of the local community who are usually involved with the voluntary sector. If a Trustee resigns new Trustees are recruited by the existing trustees.
New trustees attend an induction meeting given by the Chief Officer to brief them on their roles and responsibilities. The Trustees are given the background of the organisation and details of all the services provided. New trustees are provided with an information pack which includes the dates of future meetings. The final part of the induction is to show the trustees around the premises and be introduced to staff, fellow trustees are introduced at the meetings of the Trustees.
Reporting and reviewing
Trustees review activities, finances and quality of services quarterly. Information and evaluation reports are provided to funders and Trustees, who review performance and set new targets, considering future demands.
ACHIEVEMENTS & PERFORMANCE
It has been a busy year at Homewise with a greater number of jobs and higher volume of work being carried out by project staff. The agency has delivered additional Affordable Warmth work in Rossendale and Hyndburn and received confirmation of funding from Rossendale Borough Council to deliver a range of home improvement agency services in the borough.
Minor Aids and Adaptations work carried out on behalf of Lancashire County Council has also increased significantly during the year.
Following an usuccessful tender process the agency no longer carries out minor aids adaptations for Onward Homes.
MAINTAINING HIGH QUALITY SERVICES
Homewise continues to meet the Investors in People standards (held since 1998).
Client satisfaction is also consistently high, for all services
Rossendale Borough Council has confirmed that Homewise will be their preferred partner to deliver handyperson and other home improvement activity in the borough until March 2026. A service level agreement is in place to support this activity.
Page 2
Homewise Society CIO Trustees' Report (continued)
During the year we have assisted 3,314 people and families resulting in 2,289 housing repairs, improvements, adaptations and energy efficiency work jobs delivering into peoples homes. Our Independent Living Centre has supported 551 clients with disability aids to support their individual needs.
The Memory Matters project continues to offer help and support to people suffering with memory loss and their carers. During the year 224 people were assisted with this service. Numbers are down from last year due to delays for people waiting to be formally assessed by the NHS and due to reductions in referrals from health care professionals. Additional promotional work is being carried out to raise awareness of this scheme.
Looking to the future
The financial picture continues to be challenging. Homewise expect to re-tender for Lancashire County Councils Minor Aids and Adaptations work in 2024/25, if successful this will give greater certainty over the medium term.
Homewise will once again apply for the Foundations Quality Mark to offer further assurance in terms of providing quality services.
Homewise will also put in place a new website to support easier access to information about the services the organisation offers and the work it carries out.
FINANCIAL REVIEW
Financial position
At 31st March 2024 the level of reserves held was £472,975 of which £100,114 was unrestricted funds, £50,173 restricted funds and £322,689 designated as reserves. (Note 15)
Reserves policy
The trustees have reviewed the reserves of the charity. It is the general policy of the charity to maintain a level of reserves that is necessary to enable the charity to be managed efficiently and to provide a safe buffer if closure should be forced upon us. The trustees consider that the most appropriate level of designated reserves would be six months of unrestricted expenditure plus redundancy and other costs associated with closure amounting to £322,689
On behalf of the Trustees
M Baldwin - Chair
19 Nov 2024
Approved by the Board on ……................................................ 2024 and signed on its behalf by:
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…………………………...........
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………………………….............
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…………………………........... …………………………............. M Baldwin G Spelman Chair - Trustee Treasurer
Page 3
Independent Examiner's Report to the Trustees of Homewise Society CIO
Responsibilities and basis of report
I report to the charity trustees on my examination of the accounts of the CIO for the year ended 31st March 2024.
As the CIO's trustees, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ("the Act").
I report in respect of my examination of the Organisation's accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.
Independent examiner's statement
The charity's gross income exceeded £250,000 and I am qualified to undertake the examination by being a member of the Association of Accounting Technicians (AAT), which is one of the listed bodies.
I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in any material respect:
-
the accounting records were not kept in accordance with section 130 of the Charities Act; or
-
the accounts did not accord with the accounting records; or
-
the accounts did not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a 'true and fair' view which is not a matter considered as part of an independent examination.
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in the report in order to enable a proper understanding of the accounts to be reached.
Denise Dole
…………………………………..
Denise Dole MAAT
19 Nov 2024Lee Accountancy Services
…..................................................................... 2024
Page 4
Homewise Society CIO
Statement of Financial Activities (including Income and Expenditure Account) for the Year Ended 31 March 2024
| Note Income and Endowments Donations and Legacies 2.1 Charitable activities 2.2 Other trading activities Income from investments 2.3 Expenditure on Expenditure on raising funds Expenditure on charitable activities 3 Governance costs 3 Total resources expended Net income / (expenditure) Transfers Transfers between funds 15 Net movements in funds 15 Reconciliation of funds Total funds brought forward - 15 Restricted Unrestricted Designated Total funds carried forward - 15 Restricted Unrestricted Designated |
Unrestricted & Designated Funds £ 506 372,922 - 10,386 383,813 - 337,419 1,336 338,755 45,059 ( 13,328) 31,731 £ 53,548 337,523 391,071 £ 100,114 322,689 422,803 |
Restricted Funds £ - 320,184 - - 320,184 - 307,406 972 308,378 11,806 13,328 25,134 £ 25,039 25,039 £ 50,173 50,173 |
Total Funds 2024 £ 506 693,106 - 10,386 703,998 - 644,825 2,308 647,133 56,865 - 56,865 £ 25,039 53,548 337,523 416,110 £ 50,173 100,114 322,689 472,975 |
Total Funds 2023 £ 545 524,286 - 3,248 |
|---|---|---|---|---|
| 528,079 | ||||
| - 543,295 2,136 |
||||
| 545,431 | ||||
| ( 17,352) - |
||||
| ( 17,352) | ||||
| £ 29,631 84,979 318,852 |
||||
| 433,462 | ||||
| £ 25,039 53,548 337,523 |
||||
| 416,110 |
The notes on pages 7 to 12 form an integral part of these financial statements
Page 5
Homewise Society CIO Balance Sheet as at 31 March 2024
| Note £ £ Fixed assets Tangible assets 9 10,406 Current assets Stocks and work in progress 20,772 Debtors 10 118,886 Cash at bank and in hand 414,536 554,194 Creditors: amounts falling due within one year 11 (91,625) Net current assets 462,569 Net assets 472,975 The funds of the charity: 15 Restricted funds 50,173 Designated fund 322,689 Unrestricted funds 100,114 Total charity funds 472,975 Approved by the Board on …................................................ 2024 and signed on its behalf by: ……………………… ……………………… M Baldwin G Spelman Chair - Trustee Treasurer 2024 19 Nov 2024 |
2023 £ 3,545 19,233 134,908 362,143 |
|---|---|
| 516,284 (103,719) |
|
| 412,565 | |
| 416,110 | |
| 25,039 337,523 53,548 |
|
| 416,110 | |
The notes on pages 7 to 12 form an integral part of these financial statements
Page 6
Homewise Society CIO Notes to the Financial Statements for the Year Ended 31 March 2024
- Accounting policies
Basis of preparation
The financial statements have been prepared under the historical cost convention and in accordance with the Statement of Recommended Practice 'Accounting and Reporting by Charities', and the Financial Reporting Standard applicable in the UK (FRS102).
Fund accounting policy
Unrestricted income funds are general funds that are available for use at the trustees' discretion in furtherance of the objectives of the charity.
Restricted funds are those donated for use in a particular area or for specific purposes, the use of which is restricted to that area or purpose.
Deficits and surpluses on restricted and unrestricted funds at the balance sheet date are considered and, if considered appropriate, and eliminated or reduced by transfers to or from unrestricted funds.
Details of each fund are disclosed in note 15.
Income and Endowments
Voluntary income including donations and grants that provide core funding or are of a general nature is recognised where there is entitlement, it is probable that the income will be received and the amount can be measured with sufficient reliability.
Deferred income represents amounts received for future periods and is released to incoming resources in the period for which it has been received. Such income is only deferred when: - the donor specifies that the grant or donation must only be used in future accounting periods; or - the donor has imposed conditions which must be met before the charity has unconditional entitlement.
Investment income is recognised on a receivable basis.
Grants
Grants are recognised in the Income and Expenditure account in a appropriate manner that matches them with the expenditure towards which they are intended to contribute.
Expenditure
Liabilities are recognised as soon as there is a legal or constructive obligation committing the charity to the expenditure. All expenditue is accounted for on an accruals basis and has been classified under headings that aggregate all costs related to the category.
Costs of generating funds are the costs associated with attracting voluntary income.
Charitable expenditure comprises those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.
Governance costs
Governance costs include costs of the preparation and examination of the statutory accounts, the costs of trustee meetings and the cost of any legal advice to trustees on governance or constitutional matters.
Irrecoverable VAT
Irrecoverable VAT is charged against the category of resources expended for which it was incurred.
Page 7
Homewise Society CIO Notes to the Financial Statements for the Year Ended 31 March 2024 (continued)
Going Concern
Grant funding from Lancashire County Council ended on 31st March 2020 for the Advice and Information / Handyperson Service the Trustees have agreed to, where necessary, use reserves to keep this service going.
Although the organisation has finished the year with a surplus, the environment we operate in is still financially very challenging. The Lancashire County Council Minor Aids and Adaptations contract will be retendered in 2024/25, securing this will help to secure Homeswise's position in the medium term.
Whether the CIO can continue as a going concern in the long term depends on the continuation of current funding levels and for the present time the going concern basis remains appropriate.
Fixed assets
Individual fixed assets costing £100 or more are initially recorded at cost.
Depreciation
Depreciation is provided on tangible fixed assets so as to write off the cost or valuation, less any estimated residual value, over their expected useful economic life as follows:
Plant and machinery including motor vehicles 25% on cost Fixtures, fittings and equipment 15% and 33% on reducing balance
Stock
Stock is valued at the lower of cost and net realisable value, after due regard for obsolete and slow moving stocks. Net realisable value is based on selling price less anticipated costs to completion and selling costs.
Goods donated for resale
Donated goods for resale are measured at fair value on receipt and included in the accounts.
Operating leases
Rentals payable under operating leases are charged in the statement of financial activities on a straight line basis over the lease term.
Pension costs
The charity operates a defined contribution pension scheme. Contributions payable to the charity's pension scheme are charged to the Statement of Financial Activities in the period to which they relate.
Page 8
Homewise Society CIO Notes to the Financial Statements for the Year Ended 31 March 2024 (continued)
| 2. Analysis of incoming resources 2.1 Donations & Legacies Amounts received Fundraising donations 2.2 Charitable Activities Amounts received from generated funds Ribble Valley BC Burnley BC Onward Homes Lancashire County Council Clients' contributions & donations Shop mobility scheme HARV Hyndburn BC fees Rossendale BC fees Other Grants Citizens Advice Community Solutions NW Hyndburn BC Grant/LCC affordable warmth Lancashire CC Lancs Constablulary Community Safety Partnership Foundations Independent Living Trust Friends of the Elderly British Legion East Lancashire CCG Independent Age Electricity NW Prospects Foundation Ribble Valley BC Rossendale BC Total incoming resources from Charitable Activities 2.3 Investment income Bank interest received Total revenue recognised |
2024 £ 506 506 2024 £ 7,025 12,829 44,026 255,437 34,298 172 30,201 7,641 35 391,664 14,701 9,600 26,933 - 1,937 500 400 360 62,207 11,084 - - 6,127 167,593 301,442 693,612 10,386 703,998 |
2023 £ 545 |
|---|---|---|
| 545 2023 £ 1,070 26,065 36,735 230,059 27,125 ( 60) 142 11,288 52 |
||
| 332,476 5,750 9,673 24,933 318 2,062 - - - 67,548 - 6,000 7,500 5,950 62,076 |
||
| 191,810 524,831 3,248 |
||
| 528,079 |
The amount of income received during the year has been adjusted where amounts have been received in advance of expenditure to be incurred in 2024/25. Adjustments have also been made in respect of income relating the current year (2023/24.) which was received after the balance sheet date.
The amounts shown above represent the amount that may properly be regarded as the income of the organisation over the year.
Page 9
Homewise Society CIO
Notes to the Financial Statements for the Year Ended 31 March 2024 (continued)
3. Total resources expended
| Direct costs Direct cost of materials Other direct costs Support costs Support staff Motor vehicles Premises Support services Governance - Cost of trustee meetings Accountancy fees Legal and professional costs |
Donations and legacies £ - - - |
Charitable activity £ 279,272 1,924 310,160 14,432 16,151 22,886 644,825 |
Governance £ 208 2,100 2,308 |
Total £ 279,272 1,924 310,160 14,432 16,151 22,886 208 2,100 |
|---|---|---|---|---|
| 647,133 |
Direct cost of materials includes an adjustment relating to VAT of £13,003 reclaimed in error on the Affordable Warmth fund in 2023. This has resulted in a deficit on the fund which has been transferred to unrestricted reserves.
4. Trustees' remuneration and expenses
No trustees received any remuneration during the year.
5. Net income
| Net income is stated after charging: Depreciation of tangible fixed assets 6. Employees' remuneration The aggregate payroll costs of employees was: Wages and salaries Social security Pension |
2024 £ 2,463 2024 £ 276,431 17,781 15,948 310,160 |
2023 £ 1,100 |
|---|---|---|
| 2023 £ 252,522 16,060 14,653 |
||
| 283,235 |
No employees, including employee benefits were paid in excess of £60,000. The key management personnel of the society were paid £79,277 in total (2023 - £75,500)
7. Average number of employees
Average number if employees during the year was 13 (2023 - 14)
8. Taxation
The charity is exempt from taxation on income and gains falling within section 505 of the Taxes Act 1988 or section 252 of the Taxation of Chargeable Gains Act 1992 to the extent that these are applies to its charitable objects.
Page 10
Homewise Society CIO
Notes to the Financial Statements for the Year Ended 31 March 2024 (continued)
- Tangible fixed assets
| Motor Vehicles £ Cost At 1 April 2023 17,875 Additions 8,300 Disposals ( 6,190) As at 31 March 2024 19,985 Depreciation At 1 April 2023 14,517 Charge for the year 2,263 Elim on disposal ( 6,190) As at 31 March 2024 10,590 Net book value As at 31 March 2024 9,395 As at 31 March 2023 3,358 10. Debtors Trade debtors Sundry debtor Prepayments Accrued income VAT debtor 11. Creditors: amounts falling due within one year Trade creditors Sundry creditor VAT Accruals and deferred income Creditors amounts falling due with one year includes deferred income: Deferred income |
Fixtures, fittings and Computer equipment £ 2,072 1,023 - 3,095 1,884 200 - 2,084 1,011 188 2024 £ 60,693 100 4,587 53,506 - 118,886 2024 £ 26,252 3,586 26,314 35,473 91,625 2024 £ 32,606 |
Total £ 19,947 9,323 ( 6,190) |
|---|---|---|
| 23,080 | ||
| 16,401 2,463 ( 6,190) |
||
| 12,674 | ||
| 10,406 | ||
| 3,546 | ||
| 2023 £ 55,100 200 8,527 67,284 3,797 |
||
| 134,908 | ||
| 2023 £ 21,392 194 - 82,133 |
||
| 103,719 | ||
| 2023 £ 77,526 |
12. Other Commitments
The total of future minimum lease payments under non-cancellable operating leases are as follows:
| Within 1 year Between 1 and 5 years |
2024 2023 £ £ - 10,000 12,700 - 12,700 10,000 Land and buildings |
2024 2023 £ £ - 10,000 12,700 - 12,700 10,000 Land and buildings |
|---|---|---|
| 10,000 |
Page 11
Homewise Society CIO Notes to the Financial Statements for the Year Ended 31 March 2024 (continued)
13. Pension scheme
Defined contribution pension scheme
The charity operates a defined contribution pension scheme. The pension cost charge for the period represents contributions payable by the charity to the scheme and amounted to £15,948 (2023 - £14,653)
14. Related parties
There were no related party transaction during the year.
Controlling entity
The charity is controlled by the trustees.
15. Analysis of funds
| Restricted funds Core Advice & Information Affordable warmth Dementia-memory matters Energy redress Essential work fund Handyperson & Security ILC Recycling Aids Designated funds Reserve Unrestricted funds Core Advice & Information Affordable warmth Dementia grant Handyperson & Security Homecare services ILC Recycling Aids Minor Aids & Adaptations 16. Net assets by fund Tangible assets Current assets Creditors: Amounts falling due within one year Net assets |
At 1 April 2023 £ 25,039 - - - - - 25,039 337,523 337,523 - 5,557 - - 45,802 2,189 - 53,548 416,110 Designated Funds £ - 322,689 - 322,689 |
Incoming resources £ 54,506 166,981 62,208 14,700 12,889 8,900 - 320,184 - - 41,188 - 19,473 3,320 59,970 27,644 232,219 383,814 703,998 Unrestricted Funds £ 10,406 140,075 ( 50,367) 100,114 |
Resources expended £ ( 35,581) ( 180,309) ( 59,468) ( 14,635) ( 11,237) ( 7,148) - ( 308,378) - - ( 18,337) - ( 12,211) ( 3,320) ( 45,770) ( 26,898) ( 232,219) ( 338,755) ( 647,134) Restricted Funds £ - 91,430 ( 41,257) 50,173 |
Transfers £ 13,328 13,328 ( 14,834) ( 14,834) 1,506 1,506 - Total Funds 2024 £ 10,406 554,194 ( 91,624) 472,975 |
At 31 March 2024 £ 43,964 - 2,740 65 1,652 1,752 - |
|---|---|---|---|---|---|
| 50,173 | |||||
| 322,689 | |||||
| 322,689 | |||||
| 24,357 5,557 7,262 - 60,002 2,935 - |
|||||
| 100,114 | |||||
| 472,975 | |||||
| Total Funds 2023 £ 3,545 516,284 ( 103,719) |
|||||
| 416,110 |
Page 12
Homewise Society CIO Year ended 31 March 2024
Income and Expenditure Account
Income
| Donations & Legacies Amounts received Fundraising donations Multicare Charitable Activities Amounts received from generated funds Ribble Valley BC Burnley BC Onward Homes Lancashire County Council Clients' contributions & donations Shop mobility scheme HARV Hyndburn BC fees Rossendale Other Grants Citizens Advice Community Solutions NW Hyndburn BC Grant/LCC affordable warmth Lancashire CC Lancs Constablulary Community Safety Partnership Foundations Independent Living Trust Friends of the Elderly British Legion East Lancashire CCG Independent Age Electricity NW Prospects Foundation Ribble Valley BC Rossendale BC Total incoming resources from Charitable Activities Investment income Bank interest received |
2024 2023 £ £ 506 545 - - 506 545 2024 2023 £ £ 7,025 1,070 12,829 26,065 44,026 36,735 255,437 230,059 34,298 27,125 - ( 60) 172 142 30,201 11,288 7,641 - 35 52 391,664 332,476 14,701 5,750 9,600 9,673 26,933 24,933 - 318 1,937 2,062 500 - 400 - 360 - 62,207 67,548 11,084 - - 6,000 - 7,500 6,127 5,950 167,593 62,076 301,442 191,810 693,612 524,831 10,386 3,248 |
|---|---|
Carried forward
703,998
528,079
Page 13
Continued ……..
Homewise Society CIO Year ended 31 March 2024
Income and Expenditure Account (continued)
| Brought forward Expenditure Cost of materials Employment costs Establishment costs Repairs and maintenance Office expenses Printing, post and stationery Telephone Motor Travel and subsistence Advertising and promotion Legal and professional costs Other interest Depreciation of tangible fixed assets Disposal of fixed assets Governance Accountancy fees Cost of trustee meetings Income less expenditure for the year |
2024 £ 703,998 279,272 312,149 15,686 867 10,127 1,949 2,277 11,098 1,070 150 7,902 867 2,463 ( 1,052) 2,100 208 647,133 56,865 |
2023 £ 528,079 |
|---|---|---|
| 203,579 283,746 14,371 964 12,124 2,387 10,520 1,545 - 12,186 1,100 773 1,792 344 |
||
| 545,431 (17,352) |
Page 14
Issuer
Tax-Easy Accountants Limited
Document generated Tue, 19th Nov 2024 14:13:09 GMT
Document fingerprint cbafd56f56d53e5586852d0c73be47da
Parties involved with this document
Document processed
Party + Fingerprint
Tue, 19th Nov 2024 15:30:22 GMT Tue, 19th Nov 2024 15:50:16 GMT Tue, 19th Nov 2024 15:51:35 GMT
Mr Gary Spelman - Signer (a55c13100799025f63bb8d7c888daa2f) Mr Malcolm Baldwin - Signer (8fe245f402ba6969412b48fde4a04b6e) Denise Dole - Signer (fcad8a470d9e3a61d4b8eba855ad810d)
Audit history log
Date
Action
Tue, 19th Nov 2024 15:51:36 GMT Tue, 19th Nov 2024 15:51:36 GMT Tue, 19th Nov 2024 15:51:35 GMT Tue, 19th Nov 2024 15:50:59 GMT Tue, 19th Nov 2024 15:50:17 GMT Tue, 19th Nov 2024 15:50:16 GMT Tue, 19th Nov 2024 15:50:16 GMT Tue, 19th Nov 2024 15:50:16 GMT Tue, 19th Nov 2024 15:48:56 GMT Tue, 19th Nov 2024 15:30:22 GMT Tue, 19th Nov 2024 15:30:22 GMT Tue, 19th Nov 2024 15:30:22 GMT Tue, 19th Nov 2024 15:30:22 GMT Tue, 19th Nov 2024 15:28:19 GMT Tue, 19th Nov 2024 15:28:00 GMT Tue, 19th Nov 2024 14:13:16 GMT Tue, 19th Nov 2024 14:13:16 GMT Tue, 19th Nov 2024 14:13:16 GMT Tue, 19th Nov 2024 14:13:09 GMT Tue, 19th Nov 2024 14:13:09 GMT
Denise Dole viewed the envelope (195.224.110.162) This envelope has been signed by all parties (195.224.110.162) Denise Dole signed the envelope (195.224.110.162) Denise Dole viewed the envelope (195.224.110.162) Mr Malcolm Baldwin viewed the envelope (86.1.244.228) Document emailed to party email (18.175.171.20) Sent the envelope to Denise Dole for signing (86.1.244.228) Mr Malcolm Baldwin signed the envelope (86.1.244.228) Mr Malcolm Baldwin viewed the envelope (86.1.244.228) Mr Gary Spelman viewed the envelope (51.146.214.119) Document emailed to party email (35.176.65.188) Sent the envelope to Mr Malcolm Baldwin for signing (51.146.214.119) Mr Gary Spelman signed the envelope (51.146.214.119) Mr Gary Spelman viewed the envelope (20.90.17.67) Mr Gary Spelman viewed the envelope (51.146.214.119) Document emailed to party email (13.40.108.35) Sent the envelope to Mr Gary Spelman for signing () Envelope generated () Denise Dole has been assigned to this envelope. (35.176.231.177) Mr Malcolm Baldwin has been assigned to this envelope. (35.176.231.177)
Tue, 19th Nov 2024 14:13:09 GMT Mr Gary Spelman has been assigned to this envelope. (35.176.231.177) Tue, 19th Nov 2024 14:13:09 GMT Document generated with fingerprint cbafd56f56d53e5586852d0c73be47da. (35.176.231.177) Tue, 19th Nov 2024 14:13:09 GMT Envelope generated with fingerprint 23b9123f9afd48cec43376ebe26f9387 (35.176.231.177)