OpenCharities

This text was generated using OCR and may contain errors. Check the original PDF to see the document submitted to the regulator.

2025-04-04-accounts

Trustees’ Annual Report for the period

From 05.04.2024 Period start date To 04.04.2025 Period end date

Charity name: Ben St Joseph Trust

Charity registration number:1177551

Objectives and Activities

SORP reference
Summary of the purposes of
the charity as set out in its
governing document		 Para 1.17 The Ben St Joseph Trust was set up to
provide
grants/scholarships/maintenance
allowances for young people to further
their education, skills and capabilities,
and social development
Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.		 Para 1.17 and
1.19		 The trust received a substantial sum of
money from the will of Professor Ruth
Bellairs during 2022. Following this, we
have been able to start planning grants
for the local school for a programme of
enhanced music teaching.
Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit		 Para 1.18 Grants have been awarded in the
interests of public benefit.

Additional information (optional)

You may choose to include further statements where relevant about:

SORP reference Para 1.38 Policy on grant making Para 1.38 Policy on social investment including program related investment Para 1.38 Contribution made by volunteers

Other

Achievements and Performance

SORP reference
Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.		 Para 1.20 We are delighted to be able to continue
to support the growing enthusiasm for
music at Tollesbury Primary School. We
have this year been subsidising
individual flute lessons for 5 pupils
across years 5 and 6, as well as
continuing the now eagerly anticipated
Toot lessons in year 4. These are for the
whole class for the first two terms, then
in small groups for the third term. Once
again, the staff have commented on how
these lessons help general
concentration and provide an alternative
interest and focus for some individuals.
At the end of the Spring term, the whole
school attended a concert at which
performances were given by both the
year 4 toots and the individual flute
players. The aspirational impact for the
younger children was very impressive.
One further aspect of music support has
been to subsidise the drama lessons for
a child in year 1. As an adopted child,
her damaged and delayed emotional
development finds great expression
through singing and dancing at a
weekly Saturday drama group.
Unfortunately, progress with setting up
individual piano lessons has been slow.
Constraints on when the room
containing the piano can be used, and
the challenge of finding a tutor have
delayed starting lessons, but we hope to
begin in September 2025.
Following the success of supporting a
gap year student in 2023, we have made
contact with an organisation called the
Project Trust with the aim of offering
bursaries to between 2 and 5 of their
gap year students for overseas projects.
We consider the benefits of living and
working abroad for a period of months
to be absolutely in keeping with the
aims of the Trust and are keen to
expand this side of the charities work.

Additional information (optional) You may choose to include further statements where relevant about: See above

Achievements against
objectives set		 Para 1.41
Performance of fundraising
activities against objectives
set		 Para 1.41
Investment performance
against objectives		 Para 1.41
Other

Financial Review

Financial Review
Review of the charity’s
financial position at the end
of the period		 Para 1.21 At the end of the financial year, funds
stood at £2,665 in a Barclays
Community Account. A further £264,850
is in investments which have
unfortunately fallen over the year owing
to the current unsettled political and
world state
Statement explaining the
policy for holding reserves
stating why they are held		 Para 1.22 It is the intention to manage the
investment fund to produce an income
of at least £5,000 per year, and hopefully
**increase the capital over time. **
Amount of reserves held Para 1.22 £264,850
Reasons for holding zero
reserves		 Para 1.22 n/a
Details of fund materially in
deficit		 Para 1.24 n/a
Explanation of any
uncertainties about the
charity continuing as a going
concern		 Para 1.23 No uncertainty

Additional information (optional) You may choose to include further statements where relevant about:

The charity’s principal
sources of funds (including
any fundraising)		 Para 1.47
Investment policy and
objectives including any
social investment policy
adopted		 Para 1.46
A description of the principal
risks facing the charity		 Para 1.46
Other

Structure, Governance and Management

Description of charity’s
trusts:
Type of governing document
(trust deed, royal charter)		 Para 1.25 Trust Deed
How is the charity
constituted?
(e.g unincorporated
association, CIO)		 Para 1.25 CIO
Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees		 Para 1.25 By invitation

Additional information (optional) You may choose to include further statements where relevant about:

Policies and procedures
adopted for the induction
and training of trustees		 Para 1.51
The charity’s organisational
structure and any wider
network with which the
charity works		 Para 1.51
Relationship with any related
parties		 Para 1.51
Other

Reference and Administrative details

Charity name Ben St Joseph Trust
Other name the charity uses
Registered charity number 1177551
Charity’s principal address Mell Farm, Tollesbury, Maldon, Essex CM98SS

Names of the charity trustees who manage the charity

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20		 Trustee name Office (if any) Dates acted if not for whole
**year **		 Name of person (or body) entitled
to appoint trustee (ifany)
Vivien St Joseph
Andrew St Joseph
Emma Howland

– Corporate trustees names of the directors at the date the report was approved

Director name

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year

Funds held as custodian trustees on behalf of others

Description of the assets held in this capacity

Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets

Additional information (optional)

Names and addresses of advisers (Optional information)

Type of Name Address adviser

Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Other optional information

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Full name(s) Anne Vivien St Joseph Position (eg Secretary, Chair Chair, etc) Date 22.06.2025

Charity Name No (if any) Ben St Joseph Trust Receipts and payments accounts CC16a For the period Period start date Period end date To from 05.04.2024 04,04,2025

Section A Receipts and payments

A1 Receipts Unrestricted
funds
to the nearest
£		 Unrestricted
funds
to the nearest
£		 Restricted
funds
to the nearest £		 Restricted
funds
to the nearest £		 Endowment
funds
to the nearest £		 Endowment
funds
to the nearest £		 Total funds
to the nearest £		 Total funds
to the nearest £		 Last year
to the nearest £
- - - -
- - -
- - - -
- - - -
- - -
- - - -
- - - -
- - - -
- - - - -
A2 Asset and investment sales,
(see table).
-
- -
Sub total - -
Total receipts
A3 Payments
-
23.09.2024 65 1,500
04.02.2025 130 -
-
-
-
-
- -
- -
- -
**Sub total ** 195 1,500
A4 Asset and investment
purchases, (see table)
-
-
**Sub total ** - -
Total payments
Net of receipts/(payments)
A5 Transfers between funds
A6 Cash funds last year end
Cash funds this year end
1,500
- 195 - 195 - 1,500
- - -
-
- 1,500

CCXX R1 accounts (SS)

22/06/2025

1

Section B Statement of assets and liabilities at the end of the period

Categories
Signed by one or two trustees on
behalf of all the trustees
B1 Cash funds
B2 Other monetary assets
B4 Assets retained for the
charity’s own use
B5 Liabilities
B3 Investment assets		 Signature
Details
Details
Bank balance
Details
Details
Total cash funds
(agree balances with receipts and payments
account(s))
Details
Investment fund		 Unrestricted
funds
Restricted
funds
to nearest £
to nearest £
2,665
-
-
-
-
-
2,665
-
Agreement Error
OK
Unrestricted
funds
Restricted
funds
to nearest £
to nearest £
-
-
-
-
-
-
-
-
-
-
-
-
Fund to which
asset belongs
Cost (optional)
Portfolio
-
-
-
-
Fund to which
asset belongs
Cost (optional)
-
-
-
-
-
-
-
-
-
Fund to which
liability relates
Amount due
(optional)
-
-
-
-
-
Print Name
A.V.St Joseph		 Endowment
funds
to nearest £
-
-
-
-
OK
Endowment
funds
to nearest £
-
-
-
-
-
-
Current value
(optional)
264,850
-
-
-
-
Current value
(optional)
-
-
-
-
-
-
-
-
-
When due
(optional)
Date of
approval
A.V.St Joseph 22.06.2025

CCXX R2 accounts (SS)

22/06/2025

2