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2024-03-31-accounts

Naval Fam lies F E D E R A T l O N Trustees, Report & Financial Statements for the year ended 31 March 2024

Contents Contents Charity Infonnation Report of the Trustees FY 2>24 Summay of the Year Finan¢ial Review 18 Plans for 2425 and Beyond Flnancial Statements 22 Ind•pend•nt Examin•rfs Report Statsment of Financial Artivitses for the Year e￿Ied 31 March 2024 Balance Sheet 31 Marth 2024 25 Cash Flthv Ststement for the Year ended 31 Mwth 2024 Notss to the Cash Flow Statement for the Year end￿ 31 March 2024 27 Notss to the Financial Ststsments for the Year eThled 31 Marth 2024 28 Nval Fmil•% F•d•**¥ohTru5tee5' Re￿rt& Finanoal Statemenrs2>24 Ival Familias F E D E R A T l O N

Charity Inlormation Charity Information Trustees Accounts- Independent Examiners caPta￿n Paul Quinn OBE RN IRetdJ- Chair David Evans VR- Deputy Chair Jacqueline Curtis-Donnelly (Resi￿ed 23 October 20231 Professor Jan Walker OBE Gibson Mitte¥ Limrted Larch House Parklands Business Park Denmead Hampshire P07 6XP Lieutenant CornmandeT Steve Cass RN Bryony Johnson Michelle Mortlock (Resigned 19 May 20231 Bankers Head Office Barclays Business bankin9 Leicester LE87 28B Buildin9 25, HMS Excellent Whale Is5and Portsmouth Hampshire P02 8ER Registered Charity Number 1177107 Key Management Personnel Sarah Clewès- Chief Executive Officer Nicola Thompson - Director of Opèrations N•¥4 F*nf￿ F•dv•UanTru5tee5' Report& Finanaal Ststements 2>24 Naval Families F E D E R A T l O N

Report of the Trustees FY 23-24 Naval Famrli Report & Financwl 23-24 val Fa E R A l Q N

Report ofthe Trustees FY 23-24 Summary of the Year 23124 at familie5 days. ship returning etc is a vital way to communicate with farnilie5 and to pass on guidance and Inforniatic￿. Constious of thè neèd to improve SilPPOrt in Scotland we have recruited a Families Engagement Officer for RM Condor. part funded by the Royal Marines A5s00ation-The Royal Marines Charity. We have also engaged with the Comrnodore Royal Fleet Auxiliary to explore how Y4e might support RFA familie5. FY23124 has been a busy year for the charity as we have irnplemented and brought to practical application major decisions taken last year, as well as rnalurin9 of our intemal organisation and supporting familie5 thovgh some thallenging and difficult issues ￿￿th MOD. The major review of comrnunications, reported last year. saw a new outsourced contract with Buzzword to manage website. social media, digital. and our Major hard-ccpy route5. The contract has seen a most $1gnificant improvement in our 50001 media presen and a muth more on4rand approath to all our oirtput. Passing inforrnation to Naval families to enable them to manage thè impact of Service life is. of course. our primary role and therefore good comprehensive communications are vf(al. This has included a major review of otJr'Homeport' Magazine, which has seen a 51immed down approath with a theme for eath ed1t1￿. This has proved to be very popular especially the Summer artivities one. We also used the ¢)pportunty to celebrate our 20th annNer5ary since foundation. The trustees are therefore pleased to report improved perfOrrnan￿ at reduced cosL It has been disappointing to see the lack of resource placed by MOD in the implernentation team of the UK Am)ed Forces Families Strategy and in our view. pro9￿&5 is disappointing. These issues have been raised with our sister family federations when briefing thè Defeno Select C(Nnmtttee or Ministers. The new KPI and review arrangement foT our Grant in Aid with MODINI has provèd to be a Significant benefit of our extended GIA negotiations last year. Royal Na Head of People Support. People & Training D1￿ctorate now attends trustee meeting5 a5 3 Senior advisor and has full access to all NFF materials. This has meant that we have a much better understanding ol what policies the RN/MoD is considering. and the RN has a much better idea of how the NFF 5UPPOrt5 families. The alignment of NFF business Wth the UK Armed Forces Family Strategy has proved to be highly effecbve and as we build our datasets in that way. enables us to produce cogent. evidence-based cases for the MOD and other major stakeholdets. Throughout the year guidance and support to non-UK nationals has been major Source of work and we are delighted to report that our second Immigration advi50r, Sophie Raza, has worked her socks off to become qualthed and take on an ènhanced support to non-UK naval personnel and their families. Intemally. we have taken a ieview of non-operational rnanagement structure and have recruited to a 'Heads of model officers responsible for.. Stskeholder Engagement Evidence Reseafch and Policy Early Indications arè that this 15 proving rnost successful. and we are grateful to Greenwich Hospital lor their suppcrt in bringing this about. Service Family Accommodation is the nexi m05t challenging area of support to families. and this has proved to be a difficult year wsth a poor start to the new SFA contract and a great deal ol concem on the Modern Accommodation Offer IMAOI. includin9 a Stalled launch by MOD, caused by family concerns boLrt the rank-related issues raised by the MAO. This has involved our advocacy team with much interaction helping families with problems and raising issues wtth the contrartLY. programme of meeting families The trustees have pleasure in presenting their annual port for the purpose5 of the Charity Act 2011 together th the accounts for the period ended 31 March 2024. in preparin9 this Amnual Report and Financial statement the TnJ5tees have adopted the updated provisions of the Statement of Recommended Prartice ISORP) and FRS 102. Nw41 Famkn F•dvatloftTru5tee5' ReFx)rt & Financb31 Ststements 2>24 Naval FaThdlies F E D E R A T l O N

Report ofthe Trustses FY 23.24 Structure. Governance and Management Merrth)e￿ of the Royal Nay and Royal Marines IRN & RM) and their lamilies. Al Staff members contributed to the NFF Strategy. 3)21- 2024: this doctjment is re9ulady referenced in team meetings to ensure a consistent approath to both intemal and external communications. The risk of delayed rnonthly payment of Grant-in-Aid is mitigated by holding sufficient re5erve5,' thi5 Potential risk has infomied the Reservès Policy. The NFF is established under a constttution as a Charitable Incorporated Organisation ICIOI Foundation charity. reg15teréd with the Charity Cornmission on 12 February ￿18 charity numEw 1177107. Govemance is exercised by a board of trustees. the members of which are selected and appointed by the harity's existing trustees having given ￿gard to the skills. knowledge and experience needed. Members are appointed by a resolution of the trustees then in post. The trustees meet four times a year. On appointment, new trustee5 are provided with a copy of the charrtys constitution, the latest set of accounts. the NFF Strategic Baseline Document and a copy of the Charity Commission's guidance CC3 (The Essential Trvsteel. They are offered an Induction Day at Head Office the NFF team to leam abotrt the tharitys activities. Al new trustees are offered training. and their expenses are paid by the charty. Ongoing training and update5 are provtded by freelance charity govemance trainLv with èxpèrience in the military tharity. Trustees keep under ￿VIeW and ensure practtces adopted by the tharity are in line with the Charitys values. The trustees have retriewed all policies dursng this period Y4ith an extemal HR expert to ensure they a￿ up to date and relevant Thè remuneration of all staff is reviewed and set by the tnjstees by benchmarking against similar organisations.. the ACEVO Pay and Equalit1è5 Survey 2022 has informed decision makin9. Day-to-day managèment of the charity is delegated by the trustees to the Chief ExecLrtive Officer ICEOI and her team, whi15t trustees remain closely involved in monitoring activities, receiving regular reports. giving guidance and authorising transactions. The CEO 15 SUFPOrted by the Director of Operations. The Chair meets weekly with the CEO and was extensive involved in the latter stages of the GIA negotyations. Risks a￿ regulady reviewed by the Board. The current key challenges faced by the NFF are related to ensuring that the public and stakeholders have an acojrate understanding of the organisation and its role. to enable the NFF to manage the expectation of semng | 11•4 F*mll•s F•d•rtknTn55tee5' Report & Fm4no41 Statements 2>24 Naval Families F E D E R A T l O N

Reportofthe Trus￿ FY 23-24 Naval Families Federation Strategy 2021- 2024 r Vlslon Our vision is for all members of the Royal Navy and Royal Marines families to.. Have their Vie￿ heard byth(trsè in positions of power. Feel valved. The objects of the charty are.. The promotron of social inclusion arKJ military efficiency. for the public benefit, by assisting in the prevention of serving Royal Navy and Royal Marines and their families bèing disa¢fvantaged throu9h military serW￿. b. Such other charitable purposes for the general benefit of Royal Na￿ and Royal Marines families as the trusteès from time to time think fit Be treated with faimess and respect. Thrive in their communitie5 Of th01￿. Strategic Objectives far the perfod 2021- 2024: To drive ewdèncei)ased data. The Trustees have complied with the (knty in Q of the Charities Art 2011 in having due re9ard to public benefit guidance published bythe Charity Ccmmissicffl. To increase our rèach. To be effectivè athocatè5 and to champion on matters that really impact our families. To have and sustain an effective and agile organisation. To demonstrate we value our Royal Navy and Royal Marine families. The Naval Families Federation Strategy JJ21- 2024, indudes the following- Our Mission The Naval Families Federation exists to give Royal Nary and Royal Marines farnilies a voice and representation to the Ministry of Defence. Ministers. other Govemment Departrnents, the Chain of Command. and avilian ser￿￿ provider5. It provides support and 9uidance on matters affecting the daily lives of Naval Service families, arting as an advocate whèn apprcpriatè to resoh complex issues. Naval Fam les Your Say nH.OTg uktryoui-say ample sooal Th*dia image. N•¥4 F•d•r•UMTTU5tees' Rewt & F￿an(la1 5tsterDents 2>24 Naval Families F E D E R A T l O N

Summary of the Year Naval Fam lies F E D E R A T l O N YEARS Naval Farnilie5 Federation Tr￿slee5. Report & FInar￿la1 Statemenrs 23-24 Naval Fam lies F E D R A T l O N

Summary olthe Year Structure and Management Ow Mlsslon was.. Speaking up for Naval Service farnilies and is now..-Championin9 Royal Navy and Royal Marines families. After a lengthy period of tOiJ9h ne9Otiation with the Royal Navy. sec(Jred Grant in Aid funding. for a further five years. This sends a postlive message to our families, as the Royal Navy continues to invest in the Naval Families Federation as their critical friend. New Mou. financial framework and KPIS underpin quarterly reporting commitment to the RN People Team. A Memorandum of Understanding IMOUI between The Royal N3￿Y and the Naval Families Federation with a9reed Key Performance Indicator5 underpins how the Chartty operates as Ami¥ Length body. Two Trustees resigned during thi5 reF)Orting ￿ntsd.. we are most grateful for those who volunteer their time. r•n•kns for all members ofthe Royal Navy and Royal Marines families to.. bè able to have their views heard by those in Postbons of power. feel valued and to be treated with faimess and re5pert. be able to thrive in their comrnunities of choice. Registered as a Charitable Incorporated Ofganisalion ICIOI in 2018. a5 directed by the then Second Sea Lord, to aa as a critical friend to the Royal Navy. Chjr independence as a civilian Charity enables the NFF to advocate on behalf of families, remain separate from the Welfare system, provide current and relevant advice and with uedibility and agilty deliver projects based on need. As Subject matter experts we cortlNe to contribute to academic research and implementation of The Armed For￿5 Gyenant providing evidence and the Naval farnilies. p￿speCtive to shape change and influence policy. Celebrated IJ years in November 3)23: Established in A￿3, the Naval Families Federation INFB was formed to represent the views, needs and'lived experience. of farnilies ol serving personnel to their respertive Chains of Command ICOQ. central Government. Other Govemment Department5. and other key stakeholders. It prowdes a'voice, to Naval Service farnilie5 which infornis decision-making about issues that affect them. Naval Fam i*s Mental health matters. You are not alone. I Example soaal meda image. N•v•l Fam11•5 F•d•raknTtustee5' RepL¥t & F￿anCial staternents￿24 wal Families F E D E R A T l O N

Summary oftheyear Growing and Developing the Team . AG a r•sult of th• c0rnmw￿cat00ns and Mark•tlng output r•vl•w. we reduced staff head COLJnt by two and took the decision to outsource Communications and Marketing output5 to a local professional a9ency to ensure brand and messaging consistency, improve analybcs and mawmise opportunities to increase reath. Addltl•nal lffrfnlgratlon Advls•r- A forrnef teacher and Instructor at HMS Collingwood. a naval spouse and parenL she has committed over Ic￿ hours of stu to become an Officer othe IMMI￿lon Services Commissioner IOISCI qualified level 1 ca58workeT. This role hjnded by Amied Forces Covenant Trust Fund and Royal Navy and Royal Mannes Charty IRNRMCI will enable enhanced 5UPPOrt to non-UK familiè5 offering drop-in appointments at place of duty and InC￿a$ln9 highly complex and personal cases to be processed wtth a per50n24 l Families F E O E R A T l O N

Summary of the Year Delivery and Impact; Ensuring the Voices of Farnilies are Heard Mod•rn Accomrnodation OFF•r paused within wèek5 of launth date,. statement shared= ~Please be assured that we are working alongside both the Army and RAF Families Federations to ensure that views from families across the Services are represented. We have all p￿ented evidence to .the Defènee Select Committee around the ongoing issues pertaining to the rn3terial state of Service Family Accommodation ISFAI. and highlighted our concems on a regular basis, to the Ministry of Defencè, RN People Team and tn person with the Minister of Defence People around the lack of availability of both SFA and accommodation in the private rental 5ertry. For some time, we have worked alongside the MOD Accommodation Policy team to shape the Future Accommodation Model that underpins a number of thange5. We continue to gather evidence on this matter by listening to our families and understsnding the impact on all naval personnel to ensure a balanced vivw. The widening of ents"tlement was welcomed by a large number of naval personnel but who are now left wth uncertainty and angst as the New Accommodation Offer INAOI now Modern Accommodation Offer IMAOI is paused, and they wart for new policy announcements to be released. Our Housing specialisL Advocates and En9agement team attended a nurnber of the MAO Roadshows nd gathered the views of serving personnel when presenting on profèssional eoursè5. We absolutely appieciate the eoncèrn amongst the naval community, we have provided pertinent information on our social media plarforms and website to enable naval families to make informed decisions and better understand the tur￿nt d)angès in policy a5 well as the transitional protection in place for the next three years". Contributed to the need5 assessment and panel rTiernber at Portsmouth City Council launch event, held at HMS Nelson.. Portsmouth. ov.uk. Needs Assessment on behalF of the Solent Arnied Successful joint bid to the Armed Forces Covenant Trust Fund for all Families Federations to direct a review of spousal employment support. the AJrny Families Federation wll lèad this projért. Supporting C¢lebratl F¢xce5 Families Award5 event, to be held at the Victory Services Club. London on 28 40ril. NFF has sponsored The Voic of Armed Forces Children Choir. we have also Contributed as a judge and events team member. Sponsorship money to enable us to SUPF)Ort the Choir wès from a donation of Et￿ geneiated by the CEO for delivering a presentation hi9hS1ghting naval spouses and partner5 to contribute to Intemational Women s Day. Submitted evidence linduding casè studies to highlight the nuances of Naval lrfel to Scottish Ministers consultation on es to resid Criteria for Kc•s5 to financial w ort in Furth•r and Hi her Education Lack of childcare provision and ongoing Service Family Accommodation issues remain high on ouf agenda for Scotland. Supporting familiés in Scotland keep us very busy. we continue to-. maintain professional rèlationship5 with key players In the Naval Regional Commander team based in Rosyth, the Executive teams at both HMNB Clyde and RM Condor. An MSP event in HMS Prin￿ of Wales in Rosyth wa5 most informatNe desi9ned to familiarise Scottish Padiamentarians with Defence and how it overlaps with Scottish society. The NFF took this cpportunity to raise the profile of naval families, starting the thallenges of weekending. separation and reintegration back into the famity after lengthy deployynents. N•val F￿r￿S F•lerthTru5tee5' Report& Financiol Statements2>24 l Families F E D E R A T l O N

Summaryofthe Year Providing Information and assurance regarding changes to MlnlmwTr Income Re(yirem•fit (MIR) announced by the Home Office. We we delighted that having presented views of naval families, alongside other amed forces families. the MIR subsequently chan9ed to ￿9.(￿ rather than the original £38,7CK). ￿rnY has the lead on non- UK poliry. we continue to support to highlight the impact of feaching the MIR to start thè proces5 of bring family membersto the U Contrilxrted to Tri-5eThi¢e F4Thlies Cortinuou Attitud• Sur¥•y (FAMCAS) In a bid to Inuease returns rates.. the majority of RN families (%%) h￿e heard of the Naval Families Federation INFF). and as was the case In 2022, this Is the wellare support option that ha5 the greatest level of awareness among RN families. Desptte more than hall of families being aware of the NFF, fewer than 1 In 5 réported having usèd the séMce117%1. OFthose spouses who Indicated that they had used the NFF. more than 8 in 10 expressed that they V￿re satisfied with the service (83%). 66 l just want to say again, thanks so much for your patieno and your guidance with this application. I don't know what we would have done without your help. You are absolutely a star. 99 F•nli1•s F•dlr•knT￿SteeS. Report & F￿ana31 Statements 2>24 Naval Families F E D E R A T l O N

Summary ofthe Year Engaging Decislon Makers to Shape Change We work alongside the Asmy and RAF Farnilies Federations to report on matters pertinent to arrned for￿ families and highlight single sef¥ice ¥)ecrfic inlormation. ￿preSenting all ranks and rate5 to champion naval families. Y¢)Jr voice is being heard by. induding lyrt not limited to.. Houslng DIO. Pinnacle. Vivo and Amey Indudes the Home Office for non-UL Amiy policy Loeal Authorities For Covenant and Armed FOr￿S Champions MOD UK kned For￿ Families Strategy and all 8 workstrèams". Farnily home.. visa and immi9ration.. family life." service life", children s education." thildcare., SUPF)Ort to partners,. health and wellbeing A9ency and Agility.. Incentrthsin9 people in a new era. A review of UK Arrned Forces In￿ntIVIsatiOn by Rick Ha￿hornthwalte Afghan Rehousing Programme (ARAP) Cmnt R•s•ar¢h Kings College. Forces in Mind Trus¢ RAND Campaigns and Policy Royal Brttish Legion. NHS (England) and devolved matters Defence Select Commtttee., Armed FO￿5 Pay Review Board.. Quarterly Ministerfor Veterans and People or new AF Commissioner? BDSUS Spt Gp (US Embassy administers and supports all SP and families in USA).. RN People Team: Gld)al Support Organisation DCOS HR. based in Eurq)ean Joint Support Unit (SHAPE In Belgiuml- SSAFA Gibraltar.. GRMS ILei(k)slAgility meet ￿gardIng removolsl: Cyprus Hive | Nw•l F•mlll•B F•dwalloTrTru51ee5' Report& Finanoal statements￿24 Naval Familles F E D E R A T l O N

Summary oltheyear Contributing to the UK Armed Forces Famity Strategy 2022-2032 Championing RN and RM Families. the Highlights . M••thy D•f•n¢• P•opl to ensure families are considered in decision making and to continue to promote the impact of lengthy and unpredictsble deployments, In incfeasin9ly hostilè environrnents, lirnited communication as well as ongoing ehallenges of lone parenting, social isolation and loneliness. Supporting Pwbwk. New Positwe FLrture5 fo Military Partners project funded by the Amied Forces Covenant Fund Trust Direct input and wa Cobseo Cluster. Childore: Wraparound ChildCa￿ (WAQ. disappointing take up, NFF continues to gather evidence using RN Forum functic￿a1[ty. Health and W•llb•ing: Operation Communtty. a sin9le point of contact ISPOCI for Armed Foree5 led by the NHS. Aigns with Operation Nova, Operation Courn e Operation Fortitud• there are othersl Children's Edu¢atioTh: SEND assessments. Month of the Military child IAprill Service Children's Progression Alliance ISCIPI and funders forum into research need5 pertaining to service children. Support to non411L. Review of the Amied Forces •)pendix via Cobseo to the Home Office,. examples of disadvantage. NFF continues collaboration the Army Families Federation for capacty and as the Army ha5 pdicy lead. Family Hom•: New Accornmodation Model. based on Future Accommodation Model IFAMI, ongoing issues with Future Defen¢e Infrastru¢tw• Services FDIS with families. wlth Dr Andr•w Murr1￿rn now Minister for Defence People (was Minister for Defènce People. Veterans and Service Families) to ensu that ongoing and emerging challenges facing naval families are considered in poliq changes and deasion making. to ensu￿ an apF)reaation of drffering family dynamics. p•rt•lnlng to houskng to continue to raise concerns around the lack of accornmodation in the private rentsl sector. ongoing need for improved DIO pèrforfflan￿. the availability of the right type of housing for naval familie5 as a result of the Future Accommodation Model IFANI pilot. •wt ensurir*g the information contained in the Report th¢5 include5 the view5 of the Naval Families Fedèration. Read the Report at ov.ukl overnmentl ublicationslarrne24 l Families F E D E R A T l O N

Summary of the Yeèr Naval Familles Federation Projert Delivery and Collaboration It really helped us at Christmas as we were struggling significantly this year. . Follow ¢)n from ¢)w Books for Al yoJ•c new offer based on need and value for money in collaboration with Naval Children& Charity INCQ. sp•aalist Jd¥is•rs ¢ontribtrting to RNRMC led Neurodive Navi ator inttiative.. enhanced access to Information lor families and sef¥ing personnel. Posltlve Futures- Armed Forces Covenant Fund Trust funded review of spousal employment Supp￿￿. A tri-Fam Fed5 project regarding the future of the For¢¢$ F￿111¢5 Jobs plarfomi. Ddiv•rng Take Time OUL a b•wk• wol•rt kindty funded by Anningtan Hom•s enabled farnilies to explore how to Improve their Income. acces5 discounts. look after their health and wellbeing, and receive a £25 gift card as a random art of h'ndness. Mindhjl of the ongoing d)allenge5 of the cost ol livin9. we hear from our families that money is often tight and is ¥>ent on essentials, prioritised over enjoying precious time together and enjoying fami treats. MindFul of ongoing cost of Imng challenges. these cornments highlight the irnpact of this funded project. Receiving a £25 gift card, just bel￿e Christmas was ewdently muth aFpreciate&. 99 66 It will go a long way to doing something as a family thank you. 99 66 Thank you. right on Christmas helped us pay towards our broken printer. 99 66 This voucher helped us spend some well-deserved time together as a family and make some memories so thank youl 99 A short survey. asking only four questions was sent to thc6e provided an email address on •plication. Most leamed of Take Time Out via a colleague, they spent the gift card leisurelactiwties, and 79% of those vkno responded to "How did receiving a thank ju for your support as part of a Naval family make 66 With the world the way it is these days. This voucher went further than you'd realise. It's the thought that counts and every little helps. 99 66 Thank you so much, little things like this mean the world! 66 99 It's a very kind gesture and helpful during this time of ever-increasing price rises. Thank you. 99 Naval Families F E D E R A T l O N

Summary of theyear An Agile Approach to Family Engagement 66 Thank you for your support whilst we have been deployed. I've engaged with NFF a couple of times and you've been really helpful. in one of the ne￿Y launched Armed Forces Covenant Learning Modules. Issac is the son of a serving Commander. they are both much valued NFF Ambassadorsl See ¢ovenantfund. 99 ent in Falrnouth. a flavour of engagement with serving personnel and their families includes St HMS Defender. HMS Montrose, HMS Prince of Wales, HMS Dauntless, RM Chivenor. Admiralty House. BRNC. HMS Mersey, HMS Colling•VOOd. HMS Richmond and RM Condor. NFF te•n vlrt at th• requost of th• Commandkng Oflk•r HMS Tamar. on station in Cairn5 Australia. The vi51t programme comprised briets. face-ttsfaee discussions, and group fireside chats as well as opportunity to raise awareness of the specialist support NFF offers and is hopefully the start (rf relationship with Smaller ship5 squa(kons. This visit alon9side a rep￿sen￿tIVe from the RN Farnily and People Support team enabled us to demonstrate how we differ from welfare as our outputs sit firrn￿ in the advocacy and casework IOISC only) space. Naval Fam i es Naval Farn* 16 Nwal Fab￿ F•d•rnknTDJstee5' RePC￿ & FinwKial Statements 2>24 al Families F E D E R A T l O N

Summary ofiheyear Our Year in Numbers! We signpost knlies to a rmg• of oryanl%affjon is ow T¢)p Ton: 1. RN Family and People Support IRNFPSI l Royal Naval Benevolent Trust IRNBT) Naval Childrens Charity 4. seafa￿r$ Advice and Information Line ISAIU 5. RNRMC 6. Aggies 7. Plnrbcale For￿ Employment Charity 9. The NFF website for a range of current and relevant Information 10. SSAFA and many morel Att•nd•d 37 •v•Thts induding ships homecomings and fun family days. •ditions of Hom•port." available online and sent to 15,(XK) 5ubscribÈrs (per edition) as well as Ships via 8FBS. Read ojrrent and premous edtiions of Homeport at nff.or .uklhome rt•m a2ln• Pre-deployment briefs," HMS Raleigh Passing OLrt Parade Iweeklyl,. BRNC and CTCRM passin9 Out parade5. D05 course Iweeklyl. COIXO design courses. RAF Marham." Spouses and Partners attending the Defence Attache Foundation Studies Coutse.. HMS Raleigh non-UK Itermlyl. Off•r•d sp•dalSst ¥lsa aKI Immlgratlon ad¥i¢ At drop-in sessions in naval establishments including at Worthy Down, HMS Sultan. HMS Nelson and SurFlot Our OISC caseworkers,. Pete (full timel and Sophie Ired(Jced hour51 processed over 280 Thr•TrUK comple& indivtdual and lengthy. Th•m•sfrThn enquirie5 and 5tgnp05ting include.. Special Educational Nee015 ISENDI marital1￿latiOnshiP breakdown. divorce Domestic abuse Financial support Mental health support Family welfare - dual seNng co(Jples, adoption Respite breaks for families. .who just need a breakl We lean into AFF and RAF Families Federations fw tri-seNitr matters and for their larger specialist teams lin particular nonTrUK education policy etc). of th• coity. We love to form relationships with families and serving personnel in the South West. Ntsrfolk (for Marhaml. Portsmouth, NCHQ SurFlot. Yeovil, Culdrose. Poole, Scotland IHMNB ènd RM Condorl., Submarine family and non SM families, OC Base. Chaplaincy, SubFlot, China Fleet Club. Aggies. RNFPS, RNRMC. RMA-TRMC. Naval Children& Charity. RN4 Pompey Military Kids...and morel The Naval Families Fed•ratloTh dynwnk t•am cxnpr15es 15, most of whom work reduced and or work from home to fit around fami￿ lrfe, a5 naval spouses. they can relate to the challenges you shale with our athocacy and 5peaalist aoknce teams. Secured Funding to Enhance Support for Families Securing additional fundsng has enabled us to continue to provide support for families, enhanced our specialist advi￿ and the delivery of a cost-of-living crisis project. Thank to.. Annington Homes Greenwich Hospital RO￿dI Marines A$￿￿l0n-The Royal Marine5 Charity Royal Nay Royal Marines Charity and the Armed Forces Covenant Fund Trust 17 Naval F•kniiw Trustee5' Rewt & FirwKial Strternents J24 Naval Families F E D E R A T l O N

Financial Review 18 Naval Familie5 Fedefation Ti Report & Financial Siaretnent5 23-24 Naval Fam Ties '

IDdep2ndent Financial Exarninat￿n by Accountant Financial Review and Review of Reserves FY 241S. 1. To have adequate reserves to weatherthe inevitable storms concemed with a Defen￿ Rewew and the thallenges that MOD and the RN may face. It ¥MII be vital that we can demonstrate value for money to the MOD arKI that our costs are tightly controlled ¥thilst deliverin9 high ¢walty outcomes. 2. A Modernisa￿ and fiJturewoofing of our website to ensure st is seojre and accessible on all plarfomis. l To improve our ithouse management of social rnedia either through short-term contracts or I￿￿se managemenL To 5UPF)Ort our salaries costs since the re-ne9Otiated GiA p￿￿ded a 5u&irfflation settlement and the trustee endeavour not to reduce our support to familie& The Trustees are pleased to reFort a sound finanaal perforrnance with a surplus of income over expenditure of £46.192. caused by unexpected grants p355POrted by the Army Families Federation and the effects of headcount redurtion and Cornrnunications contract Costs. The Trustees are m<)st ￿ateful to the Royal Navy and Royal Marines Charity. Greenwith Hospitsl, RMA- The Royal Marines Charity for their support ofthe charty in providing grants to improve our support to lamilies. and financial ar￿ pa￿1 support (RNRMQ. The trustees ￿nfirM their wew thatthe NFF 15 viable ongoing concem. tsratement as re(wired by Charity and CC￿orate Law). The trustees have revi￿￿ our reserves and remain of the view that £1 ￿,(xX) is required for business continuity Ilate payment of GIAI as V411 as conlingenc of E70.CIXS in the everrt of NFF wnckup cost To renegotiate our major communications contraet. presently held by Buzwrd. and provide room to Mmita Child N•4al Famili Example soaal ndia image. N4al F•lkn F•dw*¥fvTrustees' Re￿ & Fi)anaal Ststements ￿24 Naval Families F E D E R A T l O N

Plans for 24-25 and Beyond 20 Naval Families Federation Trustees. Report & Financial Siatemehts 23.24 Naval Fam lies F E D R A T l O N

Plan$lor 24.25 ard Beyond Our plans for 202412025: Naval Fam ls 1. Supporting families to nawgate the 0￿COrne of the Modemised kcommodatiw Olfer review. Navigating the . complexities around Ifisas and Immigration We're here to help. 2. Continue to influence and monitor the implemèntation and irnpact of the UK Amed Forces Families Strategy 3)22-2032 and the Haythornthwaite Agency and Agility rec0mrnendat1c￿s. To produce the strate9y for the Naval Families Federation 3)24- 3)27. To recruit at least two new trustees to provide expertlse in Charity governance. senior advocacy. NHS delivery and cornmunications in all mantFestations. Example social meoya image. . To sèttle the new'Heads of strurture. 6. To contribute to the change of govemment Strategic Defènce Rèvièw and the impart of changes affecting families. 7. Re-negotiate the Communications and Marketing contract. Apyroved by order of the board of tTUStees on ..................... and Si￿ed on its bèhall by. MrPQui 21 | 14aYal F•lM•s Fqd*ltyDTru5tee5' Report& Finwoal Statements 2>24 Naval Familias F E D E R A T l O N

Financial Statements NalF4m15 Exp•ri•ndng Parental Abs•nce E￿F￿￿ 2023 Families Transltion Too. ¥a'. Trggn ILY HAIIY ?OT,:, &RTHD 22 Naval Families Federation Trustees. Report & Finanrd Staieff*nts 23-24 Naval Fam lies E D E F 14 T l O N

Accounts Independent Examinerfs Report INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF NAVAL FAMIUES FEDERATION Indepgndgnt eX￿In?￿S report to the I￿￿t￿$ of Naval F•nNles Federatlon I report to kne charity trustees on my e￿ninatiOn of amints of Naval Fwnilies FeJJeratl￿ Ilhe Trust) f the year ended 31 Marth 2024. Responsibil￿1•S and ba$ls of report As the charity trustees of the Trust you a￿ re5PCfflSitAe Ihe preparation ofts acc4)urts in acoydance the requirements oftha char￿eS AGI 2011 Art). I re￿ in reSt￿t of my exaMinatiC￿ of the Tru8Vs aC￿￿ntS carrEd OLrt serA￿ 145 of the Act aThJ in arr￿ng OLrt my examinaticn I have folkrtved al aF(4cable thr￿￿)￿$ gt¥en by the Charity commi￿on under Seclton 14Sl5llb} of Ihe Act Independent examinerfs statement sin￿ your charitys gross income exceeded £250.(￿ yw exarriw musl be a ffwnber of a listed txyfy. I an cunfirm that l am qualified to uThJertake the examinalicffi because l am a ffwnb8r of the Insbtute of Chartefed Accwntsnts in EThJIa￿l and Wales. is otthe ksl&J tmyjies. I have corrpleted my examination. I Ihat no mrial rrotters have (£4))e to my 8itenth)n in ¢t￿neC110n vnth Ihe exarninati￿ giving ￿ cause to bdieve that in any rN8terial res￿.. accwntirwj recoY(Is Vlwe kept in res￿ ofthe Tntst as by Sellion 130 ofthe Art or the accx)unts do not ac￿rrI th those recxNYJs", c the aCC￿nts do not ¢x>nWy th the akWKable req￿￿￿Trts ¢))ncming Ihe form arKI content of accwnts set cArt in Ihe Charilies (A¢xa)unts Repcts) Regulakns 2￿8 other than any requirement that the a￿￿nIS give a true aThJ fair is rK a matter Djnsidered as part of an indepgnd9nl examinati(n. I have no cx)ncems aThJ have c(Y7 across rL) olher mattets in o)nnecon 7hith the examinalion to which altenti)n shoukl be drawn in this reFKrt in oth to enat48 a proper Ur¥j￿5tandIThj of the accounts to be reached. Gavin Whitter IFCA CTA) Gibscffl Whittgr Chartered Acujjntsnts and Chartered Tax Athse Larth House Parklands Business Park Hampshi P07 6XP 23 Fmll• F•dqrnknTwstee5' Report & F￿an041 Ststements 2>24 Naval Families F E D E R A T l O N

Accounts Ststement of Finanaal Artivities for the Year ended 31 March 2024 31.3.24 Total furKIs 31.3.23 Total funds Unrestrictejj Restri¢l&J rKJs Notes INCOME AND ENDOWMENTS FROM Donations and legacies 10.613 10,613 Charitabl• activities SupForbng Naval Families 552,576 610.243 568.991 Investrnent incx 624 624 423 Total 563.813 57.667 621.480 569,414 EXPENDITURE ON Charllable a¢tMttes Suptxyltng Naval Families 49.424 575.288 549.218 NET INCOME 37.949 (S.447) 8.243 S.447 46.192 20,1 17 Net movement In funds 13. 46,192 20,196 RECONCILIATION OF FUNDS Total fuThts tvwhl foTh¥ard 254,328 24,954 279,282 259,086 TOTAL FUNDS CARRIED FORWARD 286.830 325.474 279.282 24 l N•¥al F•dv*tlon Trustees. Rep￿ & FIDarKial Strtements 2>24 Naval Families F E D E R A T l O N

Accounts Balance Sheet 31 March 2024 31.324 31.3.23 FIXED ASS￿8 Tangible assets 11 27.874 42,208 CURRENT ASSETS st￿ks Debtors Cash al bank 12 13 3,333 351,831 4.001 292.135 358.164 .136 CREDITORS Th￿nts falling due wthin one year 14 160.564> 159,0621 NET CURRENT ASSETS 297,fA)O 237.074 TOTAL ASSETS LESS CURRENT LIABILtnES 325.474 279,282 NET ASSErs 325.474 279.282 FUNDS Unrestrict8d funds Restricted funds 17 286.830 254,328 24,954 TOTAL FUNDS 325,474 279,282 The financial slaterrents were aFprov&J aTrJ aullKxised fc issue by the Bowd of Trustees and alth￿Sed f issue on ....&...s..fv•.3*... and signed cfi its behalf ty. MrP 25 Famll•s F•dwadoTrTTUStees' Report & Finanual Ststements 2>24 Naval Famifies F E D E R A T l O N

Accounts Cash Flow Statement for the Year ended 31 March 2024 31.3.24 31.323 Ncles Cash flows from operatlng actl¥ili•s Cash generated from cperations 65.941 62.979 Ngt pn)vid•J by OFeTating acbmbes 65.941 62,979 Cash flows from Investlng actlvltles Purchase of tangible fixod assets (6.869} 624 135,0951 423 Net cash used in invethg ac*vibes (6.245) 134.6721 Change In cash and cash equlvalents In the roportlng pgrlod Cash and ￿$h equlvalents al the beginning of tho roporting perlod 59,696 28,307 292,135 263.828 Cash aNI cash oqulvalents * the gnd of thg r8PQrtlng pgrlod 351.831 292,135 26 Il•v4 F•n4•5 F•d•rthTrustee5' ReFYXt& FThncial Ststements2>24 Naval Families F E D E R A T l O N

Accounts Notes to the G￿h Flow Statement for the Year ended 31 Marth 2024 RECONCIUATION OF NET INCOME TO NEf CASH FLOW FROM OPERATING ACTMTIES 31.3.24 31.3.23 Net Income for the reytlrwa wkbd (•s pwthe Slalemenl of Flnan¢lal Actlvltles) Adjustments lor. Depreaatm thwJ8s Interest reLeNeAJ In¢Jease in stocks D￿rease in deblL¥S Inmse in txedrtcrt 46,192 20.196 21.203 1624} (3.Cl)01 8.408 1423) 1.502 34.789 65,941 62.979 ANALYSIS OF CHANGES IN NET FIJNDS At 1.4.23 Cash firyhT At 31.3.24 Not cash Cash at bank 292,135 59,696 351.831 292.135 59.696 351.831 Totsl 292.135 59,696 351,831 27 N¥¥￿ F•n%•s Fth•knTru5tee5' ReFKrt & Finanual Ststements J24 Naval Families F E D E R A T l O N

Accounts Notes to the Finarydal Statements for the Year ended 31 March 2024 ACCOUNTING POLICIES 88s15 of preparlng the finandal statements The Naval Families F&leratiC￿ is a regiSte￿d dwnty, est&li#d as a Charitable Incorporated Organisation {CIOI. in Engla￿1 ￿ Wales. ￿ athlrtss of the princypal offic8 is given in the tharity Informati￿ of these finan(?al staterrEnts Ihe nature of the chaws OForations aThJ prinopal activ￿8$ ¥8 dets11￿ in tr trustees. iefvxxt. The ()j￿titUteS a pubfic tenefft ￿tity as defingj by FRS 102. The financaal statsm8nts have been preparwj in acc(dar￿e with Acc￿nting aThJ RgpJting by Charitss.. Stalwnent of Re￿rnmend￿J Prnctice aFWi¢2ble to tharibes prepariThJ a￿￿nts in a(x))rdance with the Finarrial Rewb'ng Standard applicable in the UK a￿1 Republ￿ of Ireknd iSSLd in (￿tober 2019, the FinancAal Rewting Standard aFylicatle in the United arNJ R￿ubliC of Ireland IFRS 102). the CharitEs Act 2011 and UK Gerwalty A¢cW AcuKJntirYJ Pra(￿. The fin￿￿al ststenEnts are pYep3r•J a wng basis thyer the histori¢21 c05t conventicffi. rrKdified lo indude certain items at fair valuè. The finanLaal Statements are presenled in sterfing which is ￿rrenGY of the ctharity avj rrNJn(led lo the r￿rest £. The signfficant a(U￿n￿.ng pofic•è5 S￿l&j in the preparation of these financial stste￿nts are set out belcw. These Frf)INxs have been iym&stenty apF4hgJ to all wic¥ts presented unless olhenvise slated. Income l incoming resources are induded in the Staleffth of Financial Nthibes (SOFA) when Ihe Charity is legdly enMed lo the incx)me after any pthrnan￿ CoThJiti'c￿S have W n ts arrourrt can be measured reliatty and it is pthab￿ that the Ir￿￿￿ will be r￿V￿￿. F￿ d(Miatiorts to be rwni59J Ihe Charity will have been notified of the affKMJnts arxl the seltlemenl dats in writing. If there are cx)rKlitvTh attaC￿d to the ¢S)nation and this wuires a level of Fth8nce before enb"tknient Lzn be obtsined Ihen is defe￿￿1 unlil thc6e are fulty met or the fu￿1￿￿nt of those 0)nd￿(￿S is vrithin the control of Ihe Charity arKI it is prOba￿e that they Mll be fuffilknj. Dcnal&J facilit¢es and dc￿ated pyofes￿c￿d services are rwnis&J in in(ry￿ al their fair value when Ihwr e(x>nonNc benefft is probaie. it can be measweA rdiabty and the Charity has over the item. F￿r value is determin&J on the basis of the value of the grfl to the cha￿ty. For example the 8n¥Junt the Charty wouhd be wlliThJ to pay in ts open market for sud) f8CAIth"es ar¥J se￿￿5. A respKxhJing arThJunt is reCo￿lsed in expwdittjre. Income from gOvemfr￿t a￿1 other grants are at fair value vthen the Charity has entillement after any [￿f￿nCe IX￿d￿ have been me( it 15 probatAe that the inojme will be received aThJ the alTh)￿l measu￿￿ reli&ty. If entitlern8rt is rb)t then Ihese arrKMJnts are deferred. Expendliure l eX￿ndIture is arjxMjnt￿ an aC￿J basls and has been daSsI￿ uTrJer headings that aggregate all costs to the cal￿. ExpendtbTr Is rwnisgj where there is a legal or conslwctive Obligati￿ lo make paynwts to Ihirf parties. it is probable that Ihe setdemenl wll be required aThJ the arrnurrt of the Ot4igatsc￿ (gn be measured relbatAy. li is catwised under the fdlowng ￿ading$.. Costs of raising th8 L￿ts crf oryanisr#J vRnts and investment management fees Exp8nditure on tharitst4e acbvibes". whth grants madE to tnefiuorw aTrJ cosls 28 Nwal F•nlkn F•d•ratknTrustee5' Repcvt & F￿￿al Ststements ￿24 Naval Families F E D E R A T l O N

Accounts ACCOUNTING P0LICIES.contlTh￿d Expendhure Grants payat4e to third parties ore vAlhin ts thaiitaue c1￿Ve$. lthere unc0Th￿rtI￿al grdnls are ¢)ffetgJ. this is acuued as s￿1 as the is of granL as this gNes rise tr) a reasonabl8 @Xpedatic￿ th the recipient wll T￿Ne Ihe grants. fftre grants are conditiC￿al reloting to perf0rnan￿ the grant is onty ac()u￿j vhn any unfulfillgj cOThJ￿0nS are outside of Ihe ￿troL of the Charity. Support GQSt allocallon Suppcxl cosls are lts)se that asgst the V•Yxk of the Charity but do not dir8cYy represent tharilable activi¢ies and Fr￿AUrje Offi￿ cx)sts. gcNernan￿ costs. administralive payrcAI costs. They are in(xJrred diredy in surpxl of expenditure Ihe otiects of the Charity indude Proiecl manwenl carried out at Headquartets. Where supwt LX)sts L3nnot b8 direclly allrilxrt&J to Wicular headirvJs they have been allocated on a ba￿S LWiStent with use of the reswrces. The 8nalws ofthese ctssts is induded in r￿ 7. VAT The Charity is not regi5ter&J fc￿ VAT arbj 1$ unab19 t¥ rw)vw VAT ir￿￿ed. ￿ thls ba&s costs are re(xded indusive of VAT wiltmn Ihe SOFA Tanglble fixed assets Depre(aation 15 prO￿d8￿ al the fdbxing arn￿1 rates in (Yder to ￿118 off asset over ￿S eslimat& useful lrfe. Flxlures arKI fft Computer eq￿p￿￿nt . 33% (m c￿t Skcks are vakI￿ at the lower of (x)st rnt realISa￿ walue. after malorKJ due allow8rTr for obsolete and slow moving Ite￿￿. Taxatlon The charty is exempt from tax its ctharitth ajivitw. Fund a¢¢ountlng Unreslrthd fvnds can t used in aC1xrda￿ wilh the ctharitatle at ts di5ryelion of th8 Restricted lunds can onty be us&1 parbaJL4r restri(tsJ purFrf)ses vrithin the ofyèds of the chanty. ReslriclKJns arise vthen speafied by Ihe d￿( or %then funds are raised for parti￿Lar restricted purFoses. Further eXF4￿￿tIC￿ of the naluffj 8rn1 of eath furhj is irthJed in the nc48s lo the financlal Penslon costs and other p0st4etlrnMe￿ beneffts The chaiity operates 8 defin&J conlribution s(￿. ￿1n￿￿1￿C￿$ payable lo the tharftys pen%on scheme are charg&J to the Statement of FinaniiJ Acwtss in the period to ￿1¢h they ￿late. Golng Concern The financAal statsmorts have been prepargj on a goirvJ (￿rn bags as the Trustees believe that no material un￿rtal￿tieS exist. The Trustees have congder&l the 18vet of fuThJs held and Ihe expectsd level of income and exFeThliture for 12 M￿th$ from aulhor1￿Thj these finan￿￿ statements. The budgeted income and e￿ndItyre is SLthcient with the levd of reserve5 ￿ the tharity to be a￿e to conbnue as a goir¥J concem. 29 F•nth5 F•dw•tknTru5tee5' Rel￿& Fir￿￿￿al StrtementsJ24 Naval Families F E D E R A T l O N

Accounts DONATIONS AND LEGACIES 31.3.24 31.3.23 t)(Mations 10.613 The tharity has been pmwded with bctthep'rg aThJ ￿0)unlIng wvic£s wth Tr) tharge by The Royal Navy & Royal Marines Chanty IRNRMCI. No Va￿ has been indudod in the financial statements for these tY)kkee￿.ny aTrJ accounting services due to ts seThi(s fcrfrmng part of the cxjre charitable obiethes of the RNRMC. INVESTMENT INCOME 31.3.24 31.323 624 423 INCOME FROM CHAR￿ABLE ACTMTIES 31.3.24 31.323 Grants Grant in Supm'NJ Naval Families supkNffiI￿ Navai Families 57,667 552.576 27.250 $41.741 610.243 568.991 Grants r￿eNed, indUd￿j in the atM)ve. are as 31.324 31.3.23 RNRMC AnnIng￿ TrLLSt 8,750 15.(M)O 8.167 RMA. The Royal Marines Qwity 16.5 57.667 27,250 CHARITABLE ACTIVTnES COSTS Sur￿(￿1 Costs costs (see note 61 ncle 71 Totals Suwtin9 Naval Families 518.397 56.891 575.288 30 Nava F•mllM F•dv•U¢nTTustee5' Rel￿& Finanual Ststemems 2>24 Naval Fanilies F E D E R A T l O N

Accounts DIRECT COSTS OF CHARrrABLE ACTIVMES 31.3.24 31.3.23 Stsff costs Communication Travel expenses Webwle exwses 4(Kl,786 103.050 14.561 427.961 33.398 15.957 24.378 518,397 501.694 SUPPORT COSTS Totals SuptK¥b'ng Naval Famili8S 53,521 3.370 56.891 31.3.24 Supwting Naval Families 31.3.23 Total acttviti89 Insuran Office expenses Stsff training ConsuM8ncy. HR aThJ l&Jal expenses Bank fees Subscripticrfbs Depreaatic CEO exFenses Computer expenses aThJ mainlwJKe 2.130 2.315 3.333 1.935 6.718 72 764 8.408 1.373 19.564 4,771 1C(J 21,203 345 21.428 53.521 31.3.24 Supwrting Naval FamIl￿S 31.3.23 liv￿e5 Independent examination fees TnJstee ewenses and meeling aThJ meeb.ng i)Jsts 2.394 2.280 976 762 3.370 3,042 31 | Plovd Famlt•s F•dwaU•nTrv5tees' ReFAYt& FinwKiol Statements2&24 Naval Families F E D E R A T l O N

Accounts TRUSTEES. REMUNERATION AND BENEFITS There were no truslee5' or otrw b￿efftS fN the year end&J 31 March 2024 nor for Ihe year erKl&J 31 March 2023. During the year trm) {31.3.23'. Ilvel trustees rBimtWJ5￿l expertses by Ihe L*arity for travel. Subsisten￿ arnl training tr)tsllirKJ £252131.3.23: £762) STAFF COSTS 31.3.24 31.3.23 Wages aThJ sa18ri8s aal Se￿nty ujsts Oiher pension c£ssls 345.X15 26.236 29.245 367,801 30,088 30,072 41KI,786 427.961 The averwJ8 Mr￿7ty nurrtw of￿p￿Y8es duriry Ihe yew was as follrths: 31.3.24 13 31.3.23 14 Chaiitable athitses aThJ Mar￿en￿rt One (31.3.23: Cmel ertr receiv&1 enwbyee beneffts. i￿￿u$l¥e of so(aal Se￿￿ty Djsts but exduding tEnsion C￿ntrI1X1tic￿$. in the wge £60.(KK)- £70.(KK) durirvJ the year. 10. COMPARATIVES FOR THE STATEME1￿ OF FINANCIAL ACTMllES Unreslricaed Restrwx furKIs Total funds INCOME AND ENDoWmEP￿ FROM Charltsblo adivitses Supwb'ng Naval Famil 543.741 25.25) 568.991 423 423 Total 544.164 25,250 $69.414 EXPENDrruRE ON Charltable actlvltles Supp¢yb'ng Naval Families 533,832 15.386 549.218 NET INCOME Transfers betweon funds 10,332 20.1 135) Net movement in funds lo.￿7 9.829 20.196 RECONCIUATION OF FUNDS Totsl funds broLght forward 243,%1 15,125 259,086 TOTAL FUNDS CARRIED FORWARD 254.328 24.954 279,282 32 Famll•s F￿r￿J$teeS. Rewt & Finanaal Statements2>24 Naval Families F E D E R A T l O N

Accounts 11. TANGIBLE FIXED ASSETS Fixtures and ffttings equipThwt Tc¢als COST Al 1 April 2023 Add￿On$ 30.748 69.694 6.869 6.869 At 31 Marth 2024 30.748 45.815 76,563 DEPRECIATION At 1 April 2023 ChaffJe for year 24.266 6.150 3.220 15.053 27.486 21.203 At 31 March 2024 30.416 18273 48,689 NET 800K VALUE At 31 March 2024 27.542 27.874 At 31 2023 6,482 35.726 42.2LI8 12. STOCKS 31.3.24 31.3.23 13. DEBTORS: AMOUNTS FALUNG DUE wrrHIN ONE YEAR 31.3.24 31.3.23 (Jher debtors Prepayn￿nIS 77 3256 4.001 4.001 14. CREDITORS: AMOUNTS FALUNG DUE wrtHIN ONE YEAR 31.3.24 31.3.23 Tr&Je cfedltc 6.547 9.148 9,167 Otsr creditors Deferred incLYne 49.083 26.29) 12,043 60.564 59,062 Deferred incx)me (￿mpnseS £49.083 {31.3.23: £262501 grant Ir￿￿ rec4wed in the yw whi will be released to inc#)n in fubjre fmarbial pe￿. 31.324 31.3.23 Balan￿ bwhl f(w Amount release to in(%)miNJ res(yJn Amount defett￿l in the year 26.29) 126,250) 49.083 26.25) Balan￿ ¢arrigJ forwwd 49,083 26,2￿1 33 Frnths Fd•rtknfrustees' Report& Firwnoal Statements ￿24 Naval Famiies F E D E R A T l O N

Accounts 15. LEASING AGREEMENTS M￿lM￿m ￿se payTrnnts uTrJer ￿￿ating knes fall du8 as folkAY&' 31.3.24 31.3.23 WlthSn Ime year 576 1.CK)2 74 1.578 519 16. ANALYSIS OF NET ASSETS BETWEEN FUNDS 31.3.24 Tcrtal fuThJ5 31.3.23 Total furKIs unrestri￿ Restricl fuNIs Fix￿￿ assets Current assets Current liabilities 26,493 271.818 {11.481) 1.381 27.874 358.164 I￿.564) 42.208 .136 59.0621 (49.083) 286.830 325.474 279282 17. MOVEMENT IN FUNDS Net Transfers At 1.4.23 in ftJThJs funds 31.3.24 General fund Designated- Fixg(l assets 183.195 71.133 58.572 (20,623) (10,354) 4.￿7 231.413 55.417 254.328 37.949 15.447) 286.830 Restrlcted funds FamIl￿S Engagoment Offw- RM 16.S 8,454 {3.8381 12.662 18.398 IMMVJrath￿ Adv Take Time Cxrt Head of Stakewer Eng&￿￿ {5,447} 5.447 24.954 8243 5,447 TOTAL FUNDS 279282 46,192 325,474 34 N•v4 Famkn F•dw•UonTwstee5' Rewt& Finanaal Statements 2>24 Naval Famiies F E D E R A T l O N

Accounts 17. MOVEMENT IN FUNDS- conlinwd Net nw)vement in fiJrKls, Ind￿ in Ihe 8t￿ a￿ as kAhyK: In¢)xnir#J Re9)urc8s Mmn*nt in furKIs Unrestrlcted funds General fvnd Designated- Fixed assets 563.813 (505.241) 120,623) 58.572 120,623) $63.813 (525,864) 37,949 Familie5 Engage￿￿nt orrw- RM Condor Immigration Athser Take Time Chjt Head of Stakehc4Jer Engager {3.838} 124,556) 120.447} 1583) {3.838) 15.0(K) 8.167 {5,447} 57.667 149.424) 8.243 TOTAL FUNDS 621.480 1575.288) 46.192 C¢>mparatlve5 for movement In funds Transfers At 31.3.23 At 1.4.22 in funds Unreslrfctsd funds General fund Designatsd. Fi￿1 &sets 228.440 15,521 18,740 {8.408) 163.9851 64,020 183,195 71,133 243.%1 10.332 35 254,328 Restrlcted funds RNRMC- ￿￿ntaI H8allh & Immh3ralw Project RNRMC. Bc(&s for AJI Families Er￿er￿ Officer. RM Condor Immhjration 11.971 3.154 (11,936) {3.154) (351 16,5(Kl 8.454 16,5CK) 8,454 15.125 {35) 24.954 TOTAL FUNDS 259.086 20.196 279.282 35 Nrnl Faml•B F•d•rthTrustee5' Rwt & Finanaal Ststemttts 2>24 Naval Fanilies F E D E R A T l O N

Accounts 17. MOVEMENT IN FUNDS- ¢ontinued Ccthparativ8 net rrthmerrt in fiJrNJs. Ind￿ in the kn4e are as ft4hM: IrK>Thiry Reg)ur¢ps Moverngnt resourc￿ exFeThJed in ftJThJs Unrestrlctsd fvnd8 Gener81 fund Designated- Fixed assets 544.164 1525,4241 18,4081 18.740 18.4081 544.164 IS33.8321 10.332 Restrlcted lunds RNRMC. MenL4 Heath & IrrnnJratic Propct RNRMC- Books ts All Families Engagement ¢?￿ttr- RM Conik)r Immigration Athsgr (11.9361 (3,154) (11,936) (3,154) 16.SJ) 8,750 16.500 8,454 25.250 115.386) TOTAL FUNDS 569.414 1549.2181 20.196 RNR￿ Mental heallh The a collab(￿tiOn NFF aThJ RNRMC fora one yw pifv)L It was designed to fra￿rtale of commissioned sem￿5 by RNRMC arnj prO￿￿lIOn of ttrThe services amongst the RN and RM oynnxjnity. tt also athJress&J increased demand for tnwnifv'cm d￿ to COVltk19. RNRMC- 8(￿S for al The lunthng has been uwj lo suth appropriate bcoks to schods wlh RN and RM servi￿ children. This has faalitated the establishm8nt of 8b"LMships betEen the NFF and S(￿S/childcare settings to offer cK@sifYJ SUPPK¥t 8rKJ rey)￿S so that schcd5 aTrJ families twild for d00yTh￿t arKI separation. Familie5 ErwJagement Officr. RM Con¢x Working in cdlab)ratic￿ wilh the Royal Marines AssouatJn TRMC and Aggies to enhance supwt for Royal Marine families. ensuring they feel valuga. th￿r vow are he ty Ihrx in a FQgtMyi of power and Ihus e[￿1r￿ farrmlies to thrive in the communty of thoir chryce. D￿l￿ted to ha¥E swjred funthng fr(Mn the Amwd Ftyces Covenant Fund Twst and RNRMC to t￿lik￿ on the suc£tss of our cxjrrenl qualifigj Immigrant CaS￿￿ker and to enhanc4 suptM)rt for cwfaMil￿. This thre8-year yr4ed ¥MII enatrje NFF to help families navvjate Ihe ccrylexrbes Of￿ visa arKI irrtt)WJratl￿ sawro thern tirrE and mcKI8y. Take Time (lrt Delighted lo have furding frcvn Annington TnJ5t to provide to naval familEs who are Curr￿ exFerienang separation as resu￿ of kxKJ de￿ a5 ofthe Take Time Out campawJn. Head of Stakets)kJer CJelwJhted to have 5￿Ur&￿ fijnding Gre￿1th Hosptal ts Head of 36 N•AI F•n*u F•d•ratknTru5tee5' Report& Financiol Ststements 2>24 Naval Families F E D E R A T l O N

Accounts 18. EMPLOYEE BENEFrr OBUGATIONS The Charity o)ntsibute5 to defin&J ContritthC￿ Fension Sch￿ behaw of its employees. The pensKJn fX)St is tharged to the Statement of Financial AL￿VI￿eS in tho perKJ it is dua. Th& totsl amount ol ¢J)ntributions tharged in the year under review were £29,245 131.3.23.' £30.0721. At thg balan¢ sheet date £2.540131.323: £2.4541 was ¢kn in rw8t# of these cg)ntrityJbon 19. RELATED PARTY DISCLOSURES Thgr9 VYf9 rglat9d paty tranSa(#K￿ forthe wr en￿1 31 Marth 2024. 37 Naval F•nllu F•d•raknTrusiees' Reptri& Fmancial Statements 2>24 Naval Famifies F E D E R A T l O N

Naval Fam lies F E D E R A T l O N Building 25. HMS Excellent. Whale Island. Portsmouth. Hampshire P02 8ER Phone: 023 9265 4374 Email: contactus@nff.org.uk www.nlf.or9.uk Registered chafity In England & Wales11)771071