SCORRIER CHRISTIAN FELLOWSHIP ANNUAL REPORT AND ACCOUNTS FCIR THE YEAR ENDED 31" DECEMBER 2024
SCORRIER CHRISTIAN FELLOWSHIP NUAL REPORT AND ACCOUNTS FOR THE YEAR ENDED 31 OE EMBER 2024 INOEX TO REPORT AND ACCOUIITS Trust Information 2. 5 Trustees Report Independent Examiners Report Receipts and Payments k¢ount ststement of Assets and Lrabilities 9- 11 Notes to the kcounts
SCORRIER CHRISTIAN FELLOWSHIP ANNUAL REPORT AND ACCOUNTS FOR THE YEAR ENDED 31 DECEMBER 2024 TriIST INFORMATION The Scorrierchristian Fellowshipwas registered asa Charitable Incorporated Organisation, (registered charity number 11762111, by the Charity Commission on 11 December 2017. The Trustees serving during the period COved by this report are as follows: Mr C D Wells - Pastor and Elder Commenced full time I. lan 2021. DTPHam Eldef l Year Appointed 23 January 2024 Reslgned 24 September 2024.. Re-appointed 22 January 2024 Re-appointed 12th February 2023 Re-appointed 24th Sep 2024 Mr S R Burns Elder 3 years Mr S P Davis Deacon 3 years Mr J W Pengellv Deacon 3 years 3 year5 Mr A l Trevorrow . Deacon Note: Paragraph 2.4.4.7.1¢l of the Church Handbook states that a Mnerated Elder or Pastor is not subject to re-appointment every three years after the probationary period of one year. The correspondence address Is Yregleah,. North Downs, OrTr, Redruth. Cornwall, TR16 58T. The Independent Examiner Is: Slmon Reed FCA Graham Smith Chartered Acwuntants Cardrew House Cardrew Industrial Estate Redruih Cornwall TR15 ISP The CharlS Bankers are.. Lloyds Bank plc malk Square Camborne Cornwall TR14 8JT
SCORRIER CHRISTIAN FELLOWSHIP ANNUAL REPORT AND ACCOUNYS FOR THE YEAR ENDED 31" DECEM8ER 2024 TRusfEES REPORT OWECTS The main objett of the trust as sLited in the trust deeds 15 the advancement of the Christian Religion. A full definition of this objecttve, and in particular the Basis of Faith, is contalned in the Church Constitution. formally ratified at a Church Members Meeting on 8 October 2017, and the Church Handbook, formally ratified at a Church Members meeting on 8, October 2017 with sectlon 2.4.2.7 belng amended at a Church Members Meeting on 24" September 2023. THE FELLOWSHIP: IT5 AIM5 AND OWECTIVES The trusteès aim to achleve the main object of the trust by providlng a suitable environment for fellowship and development and by supportin8 various other charities wlth simila¥ objects. The main way in which the trusys objects are met is through its regular meetings. all of which are open to the general publlc. The policy of the church is not to take offerings during meetings. Opportunities to make a donation to the funds are available at each meetin8. Members are encouraged to make regular free-will donations. The mana8in8 trustees believe that they have been fvlty compliant in meeting the public benefit requlrements of settion 17 of the Chaiities Act 2011 to have had due regard to the public benefit 8uidance published by the Charity Commission. ThE VEAR: ITS OBJEcnvES ANDACtrIEVEMENTS PREMISES The premises owned by the charlty under è Possessory fitle, applicatlon was made In December 2024 to change this to Absolute Title. The costs will be met by a donation. The declslon from the Land reglstry Is awaited. Some maintenance work. £4,190, was requlred to keep the lift in Bood workin8 order and to address some Health and Safety issues. This work w¥$ carried out in the first quartei of the year. Problem5 had also been identSfled with the draina8e system leadin8 into a septic tank. Remedlal work was carried out durin8 the second quarter of the year. E5,400. Redecoration of the downstalrs hall and foyer which had been planned to be done at varlous tlmes Was Postponed In 2024 and Is now planned for the first half of 2025. The original aim was to use a members work party to do the work. This has proved difficult to or8anize and so an external eontractor has been lined up to do the work. A work party was organized to clean up the 8rounds around the building and to spring clean the intèrior for three Saturdays in June. Plans to extend our culAt storage shed to house the mower purchased in December 2023 were developed in early 2024. However, a member who lives close to the building offered the use of her garage. This has proved to be an ideal short term solution. However, she has since died and thus we will have to vacate the BaraBe and move into our own accommodation. This will need to be done in the first half of 2025. A problem with the hedge adjoining the raiPway has been identified over several years. Contact wlth Network Ra51 has been ongoin8 and they have acknowledged that they need to address the i55ues. A part of the hedge collapsed durin8 autumn 2024 and contact was made wrth Network Rail who have acknowledged the correspondence. We still await a response as to what they plan to do.IThe hedge in the gateway wa5 repaired in mid-january 20251 Regular assessments are made of the building and facilities an15 plans fomiulated as to when such
SCORRIER CHRisfiAN FELtOWSHIP ANNUAL REPORT AND ACCOUNTS FOR ThE YEAR ENDED 31 DECEMBER 2024 Issue5 can be addressed with 80rd to urgency. cost etc. Additional microphones and visual monitors were acquired durin8 the year both to replace defective equipment and enhance our capabilities. FELLOWSHIP Our full-time pastor, Colin Wells, who jolned us in January 2021 has continued to be a blessing to the church fellowship. Our Sunday morning ServIS continue to be in person meetings but with each service being broadcast via ZOOM. The service is also video recorded. and a viewing link sent to all who desire it. This has enabled those who have diffKulty to attend it) person to share in the service. The changes In the format of the Sunday evening meetings proved to be a succes5, althou8h reviewed regularly. One Sunday a month we meet in person in the church buildin& on another Sunday we meet online vla Zoom, and on the remaininB Sunda¢s we have a"Pfayer Grid" with prayer suggestions which we can use for private prayer. All the regulai mlnlstry activities have taken place regularly throughout the year. Meetin8S Concerning the chlldren and youn8 people are only suspended during school holSdays particularlv August. Small Group meetings have flourished during the year with the number of groups meeting increa5in8. Slng and Play, la carers, and toddler 8roupl has continued throughout the yeèr wlth very good attendances. Friday Church, whlch meets monthly. has had Stable attendances with between 20 to 30 youngsters plus their parents meeting. The Youn8 People's group has met regularly once a month with up to èight young people of secondary school age attendin8. A number of long serving helpers stood down from the work of Sing and Play and Friday Church in July 2024. A new team started in September 2024, and have settle(l in well. A Remembrance service Sunday was held wth the residents of the Cr05sroads Lodge Care Home in November. A planned Christmas Carol Service wa5 cancelled by the Care Home due to the illness of a lot the sIdents. Further opportunitles are expected to occur during 2025. There have been no malor I1nts during the perfod. Colin Wells. ourfull.tlme pastor, isthe On ManaBingTrustee to have received any remuneration. All trustees are reirnbursed any approved expenses incurred as a part of their duties. The wife of one of our Deacons is paid a5 a parttime deaw for the buildingon a sellmployed basis. The Elder5 and Deacon5 decideil to retain three Dey8nated Funds for 2024. The fundin8 is allocated as a percentage of the regular unre5tri¢ted iOme, The Missionary and Outreach Fund was given an allocation of 15% and totalled £8.96312023: £7,771). The Buikling maintenan Fund allocation was agreed at S% and totslled £2,98812023: £2).The Discretionary Assistsnce Fund was allotated (Y% and totslle(l £nil12023.. £7501. tt has been agreed to retain same allocatiOn5for 2025. PLANS FOR 2025 PREMISES Redecoration followingthe damp proofingwork done on the pmiseS during 2020 needs to be completed in 2025. It had been plard to (lo this using"inthouse" work parties but this ha5 rKoved
SCORRIER CHRISTIAN FELLOWSHIP ANNUAL REPORT AND ACCOUNTS FOR THE YEAR ENDED 31" DECEMBER 2024 diffi¢ult to organise and so an extemal contrartorwill engagÈd to do this work in the first half of 2025. Some of the gLrttèring fell down in December 2024. Repairs will be carried out early in 2025 by an external contractor as the building 15 high. To do this work safefy it is necessary that a cherry picker Is hired to allow safe access. Whilst this equipment Is on site it 15 planned to tske the opportunity to inspect and clean other Euttering and to repaint the rear external windows SO that at some kX)Int later in 2025 we can complete the fitting of acrylic sheets to these windows. A storage shed for the lawnmower will need to be provided during the first half of the year. The problem with the rdilway UnaryheIe was resolved in January 2025. Règular assessments are made of the building and facilitbes and plans formulated as to when such Issues can be addressed with regard to urgenry. cost etc. FELLOWSHIP Fellowship activities look as If they will continue as In 2024, but are continually revlewed dLtTing the vear. It 15 anticipated that oursunday mornin8 meetings will continue to be primèrity irpperson but rNestreamed via ZCQM. FINANCIAL REVIEW OF 2024 General Fund income incieased durin8 the year with two Si8nificant one.off donatSons. A further 8Sft of £4,000 from the Town Church. 8icester was received for the Training Fund. The aim of the fund is to help train future leaders wlthin the church fellowship. This donation has been treated as a restrlcted donation as have previous donations. We have stsrted to use thls fund to sponsor someone to undertake a Christian Counselllng course during the 2024125 cademlc year. It has also been used to fund attendance at a music workshop and an evan8elism conlerence. Use of the fund is regularty reviewed. Donatlons were received as part of special offerings during the year. These included. St Petrocs, Christmas 2023. Redruth Baptist Church CAP foodbank in March, Harvest donations for the Bethel Community Church Food Larder in October and Cornwall Hospice Care in Christma$ 2024. Some of these donation5 were eligible for the SOGAS. Special one-off donations exh of £l,CIJO were made from the Missionary and Outreach Fund to Dr Paul Gardner to help wlth the publication of a Spanish lan8uage commentary for use in South America and to Wycliffe 8ibJe Translators for the publication of a Saafi Mini-Bible in Senegal, in January 2024. The third wa5 made In June 2024 to the South Devon Gospel Trust to assist with a church plant in South Devon. During the year other specific donations, treated as restritted, We made through the fellowship for the support of spetific mission related project5. These funds are. in general dlsbur5ed as soon as practicable. Durin8 the period a total of £10,829 was donated to the charity to be paid directly to other charitie5 and charitable causes. All restricted gifts have been disbursed with thè exception of the balance in the Tralnlng Fund and the 2024 Christmas offering. The latter will be disbursed early in the New Year. In addition. £11.602 was donated to other charrties and charitable causes from the unTe5tricted fund. During 2024, Unstrirted expenditure exceeded income by £15,95012023= exce55 income over expenditure £11.7181. Unrestricted funds at the end of the year amounted to £40.36412023.. £56.3141. This is equivalent to approximately 712023.. 111 months of unrestricted expenditure. The
SCORRIER CHRisnAN FELLOWSHIP ANNUAL REPORT AND Accoui¥fs FOR THE YEAR ENDED 31" DECEMBER 2024 trusteès have a policyto maintain unrestflcted reserves of at least 3 months unrestricted expenditure. GRANT MAKING POUCY Gifts to external organisations and individuals are considered on the basis of need and the fulfilment of the Charttable objertives. There ore no Ltpper or lower limits. To facilitate these activities a percentsBe of General Fund Income is allocated by the trustees to three designated funds: Missionary and Outreach. Building Maintenance and Discretionary Assistance Funds. The arrangements we reviewed at least annually. During 2024, the percentage allocations lo these designated funds was 15% 10 fv Mi5sKwry and Outreach Fund, 5% to Ihe Building Mainl¢nance Fund 8t)d 0% lo the Di5tnary AssistatKe Fund. The latter fvnd had surplus in 2024 which was o)n5thred adeql for 2025. RISK MANAGEMENT All major insurable risks are subject to nwnal thurth88 wnpbyef s Insurar8. Contractual llsks are reviewed before being entered into lo assess Ihat Ihey o)uld not sKJnificantly impact upon the fellowshlp's abilty lo luffl rts objectives. An annual review ol Health and Safety risk is undertaken by the trustees. Similady Safeguarding risks are a150 reviewed annu81ty. Ml risk assessments We raviewed in the autumn of2024. STATEMENT OF TRUSTEES RESPONSIBILITIES Charity law requires the Iw$tèès to ppare financial slalements for e8¢h financial year. In pr&paring Ihosg financial slalements. the truslee$ ar& required to.. select surtable accounting policN?s and thon appty Ihgm ¢>)nsislenlty make judgments and eslimatos that are ieasonable and prudent. and pr¢pare Ihe finan¢181 $lat•ments on th& goiThJ nCeM basls unkns$ it is inapproprlate lo presume Ihal the charity will Continue lo operate. The Iruslees aT8 responsible for keeping proper acc£•LTrnling records whkh di$ch)¥e with reasonablè accuracy al any timè the financial posrtion ol Ihe ¢harity and ettab them to ensura thal Ihe financlal slalemenls comply wilh the Ch8ri1ies Ad 2011. They are also responsible lor safèguarding th8 assets of the charity and hgncE for taking aSonable steps for the prevenlion and ¢Jetection of fraud and other irrègularrties. This report was approved by the Trustees on .... bèhalf. JZ ! and signed on their Mr C D Wells
SCORRIER CHRISTIAN FELLOWSHIP ANNUAL REPORT AND ACCOUNTS FOR THE YEAR ENDED 31 DECEM8ER 2024 INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF SCORRIER CHRISTI FELLOWSHIP l ptrrt to the trustees on my examination of the accounts of Scorrier Chrislian Fellowship for thè period ended 31 December 2024 whKh are set out on pages 7 to 11. Respg¢tlv• Responsibllltl•s of tru$t•K and examiMr The ¢lFarrty'5 trustees are responsible for the prgparabon of the financial slalements. The charity's trustèes nSider that an audit is not required for this year urHler section 1HI2} of the Charities Act 2011 (the 2011 Act) a1 that an indgpendent examination is needed. 11 is my responsibilty to.. examine the financial statemènts under seCtn 145 of 2011 Ad. lo floW the procedures laid (Irmn in the General Directions gNen by the Charity Commi88iori under section 14515llbl of the 2011 Act.. and lo slate whelher partKukr malters have come to my attenlion. Ba•1• of Indep•nd•nt Ex•mln•rfs Report My examlnalion was co18 out in accordanc6 with the Gener81 Oiredons gtven by the Charfty Commission. An examination indude5 a re¥ of the accounling records kept by thg Charrty and a comparison of the accounts presented with those fecord5. It also indudes consideration of any unusual Items or disclosures in the financial $lalement$ and s8ekin9 explanations from you a5 Irust8è$ concerning any such matters. The procedu$ undertaken do not providè all the evidence that would be required in an audit. and consequentty no opInn is given as to wh8thw the financial stat&ments prgsgnl a 'lrue and fair view, and the report is limited to those m8tters set out in Ihg slalemenl below. Indep•nd•nt Examlnerf• Ststsm•nt In connection wrth my examination, no matter has come lo my altention.. Which gNeS me reasonable cau88 to believe that in any material Te8pect the requifemènl$'. to koep accounting records in accordance with section 130 of the 2011 Acl.. and to prep8fe ffinancial $lalements whith accord wrth the accountin9 rèquirement$ of the 2011 Act have not be&ft rnet.. or lo which, in my ow'nion, attention should be drawn in Order to an89 8 proper understgndlng of the financial slalements to be aChed. Slmon *d FCA Graham Smith Ch•rtered A¢¢ountants Cardrew House Cardrew Industrk?l Estate Redruth Coinwall TR15 1SP
SCORRIER CHRisnAN FELLOWSHIP ANNUAL REPORT AND ACCOUTrm FOR THE YEAR ENDED 31- DECEMBER 2024 RECEIPTS ANO PAYMENTS ACCOUNT YEAR TO 31" DECEMBER 2023 Unrestricted Re5tritted Total YEAR T031" DECEM8ER 2024 Unrestricte Restritted Total 6.919 18,357 48,857 1.732 6,919 24.372 48.8S7 Collectior Donattons Gift Aid & Tax Repayments Gift Aid Small Donation Scheme Clalm 7,719 16.960 33.313 1,763 7.719 31,552 33,5CM) 1.813 74,$84 6,015 14.592 187 50 103 Other Artivities Mi5cellaneou5 Donations Investment Income Bank Interest 1,256 1.276 406 1,682 77,121 6.302 83823 TOTAL RECEIPTS 61.031 15.235 76,266 PAYMENTS Charitsble Payments Grants Paid 8,352 1,731 10,083 11.602 10,654 22,256 Management & Admlnlstratlon Pastoral Expenses Training FIEC Oonation Sunday School l Young People Sing & Play Friday Church Special Outreach Events Heatin8, Lt8ht & Water General Operating Costs Bank Charges Independent Examiners Fees Equipment Purchase and Renewal 33,201 33.201 36.059 36,059 1,361 1,627 52 495 582 403 5.666 2.248 173 1,230 748 1.361 1,082 442 I,iio 1.170 235 2,678 3.413 175 1.164 3,128 1,082 442 I,iio 1.170 235 2.678 3.413 17S 1,164 3.638 1.627 52 495 582 403 2.248 173 1,230 510 Property Costs Insurance Repairs & Maintenance Ilnc Cleanin81 Othei Building Improvements 1,763 4.975 3.055 1.763 4.975 3,055 1.984 .712 5,400 8.712 65.943 11,178 2.241 4.061 68.184 15,239 TOTAL PAYMENTS EXCESS RECEIPTS OVER PAYMENTS EXCESS PAYMENTS OVER RECEIPTS Tfansfer between funds CASH FUNDS AT I'JANUARY 2024 CASH FUNDSAT31 DECEMBER 2024 76,981 12,015 3,220 88,996 3.220 15,950 15,950 45,136 56.314 4,323 8.384 49A59 64,698 56314 40364 8.384 11.604 64,698 51.968
SCORRIER CHRISTIAN FELLOWSHIP ANNUAL REPORT AND AccouTr¥fs FOR THE YEAR ENDEO 31 DECEMBER 2024 STATEME OFASSEfsAND LIABILMES YEAR TO 31" DECEMBER 2024 IA) CASH FUNDS 2024 2023 UNRESTRICTED RESTRicfED TOTAL TOTAL Balances at Bank and 8uildfing Society Uoyds Bank Business Current Account Lloyd5 Bank Reserve Account Bath Building Society 375 1,220 883 543 543 1.033 39,383 10,823 50,206 62,534 64,450 40.771 11.198 51.969 181 MONETARY OTHER ASSETS Tax Repayment due on Gift Aid GSft Ald Small i)onation Scheme 1.386 1.333 2.719 1,386 1,397 2.783 4,148 1,312 (Cl Assrfs RETAINED FOR CHARITY USE l. Scorrlerchapel 8yildin8 il. Pianos, Furnlture, Fixtures lil. Fittin8s and Equipment tv. The above assets are all malntalne(1 Sn a 8Th)d state of repalr. IDI LIA81LITIES Running C05t5 to 31" December 2024 Gas and Electricity Bills Cleaning Dec 2024 HMRC Tax etc. 676 676 900 143 143 140 1,160 21 1,160 21 1,487 12 Bank Charges Independent examlnation- 2024 1.320 1,320 1,260 3,320 3,320 3,799
SCORRIER CHRISTIAN FELLOWSHIP ANNUAL REPORT AND ACCOUPITS FOR THE YEAR ENDED 31" OECEM8ER 2024 YEAR TO 31 DECEMBER 2024 NOTES TOTrIE ACCOUK Basls of A(Unts Preparation The accounts are prepared on the Receipts and Payments basi A¢¢ountln8 Po15cies lal Donations, Legacies and other reIpts are bnduded in the period in whSch they are received. Ibl Income Tax refunds on Gift Aid payments are not reco8nlsed in the accounts until they have been received. Icl Funds held by the Charity are: Unrestrirted General Funds- These are funds that Can be used in accordan with the charitable objects ai the dlscretion of the trustees. Designated Fvnds- These Jre funds earmarked for specific use by the trustees. This allocation can be altered by the trustees. Restricted Funds- These are funds that can only be used for particular restricted purposes withln the object of the charity. Restrlctions arise when specified by the donor or when funds are raised for particular restricted purposes. 11111 Funds Held by the Charfty ReIpts Payments Transfer Balance at 31" Dec 2024 R•strlrted Funds- current year l.j 2024 Misslonary and Outreath 3,887 3,887 Mlnistry Support 360 360 Training Fund Humanitarian Aid: 8,184 4,406 1,361 11,229 larvest Offerings 94 Spring Celebration Christma5 Offering 2023- St Petro(s Christmas Offering 2024- Cornwall Hospice Care We115 Family Car Total Restrlcted Funds 113 113 21 IrA) 3C(J 375 375 5.9rxi 5,900 15,235 12,015 11,604
SCORRIER CHRISTIAN FELLOWSHIP ANNUAL REPORT AND ACCOUNT5 FOR THE YEAR ENDED 31" OECEM8ER 2024 Restricted Funds- prioryear BaarKeat l°Jan2023 ReIpts Payments Transfer Balance at 31. Dec 2023 Mlssionary & Outreach FLbnd Ministry Support Training Fund Equipment Fund Humanitarian Aid: Transformation CPR Christmas Offerln8- Scrlpttjres tor Ukraine Christmas Offerin8 2023- St Petrocs Total Re$trlcted Funds 500 360 360 4,184 510 8,184 510 418 418 323 130 453 2C(J 6.302 200 8.384 2.241 The purpose of the Trainin8 Fund is to financialty help and support the trainin8 and development of the next generation of leaders. Unrestrl¢ted Funds- current vear Balance at I" Jan 2024 ReiptS Payments Transfer Balance at 31" Dec 2024 Non-De5ignated General Fund Designated Missionary & Outreach Fund Designated Discretionary A$5i5tance Fund Desi8nated Building Maintenan 45.297 49,080 58,446 35,931 6.148 8,963 13,135 1,976 1,582 1.582 3,287 2,988 875 Total Unr•strlcted Funds 56,J14 61,031 76,981 Unrestrfcted Funds- prfor year Balance at Receipts I" Jan 2023 Payments Trdnsfer 8aL¥eat 31° Cec2023 Non-Oesi8nated General Fu1 Designated Missionary & Outreach Fund Designated Dlscretionary Assistance Fund Oesignated 8iJSlding Maintenance 35,514 61,362 51,579 45,297 6.200 11,257 11,309 6,148 832 750 1,582 2.590 3.752 3.055 3.287 Total Unrestritted Funds 45.136 77.121 65,943 56.314 io
SCORRIER CHRisllAN FELLOWSHIP ANNUAL REPORT AND ACCOUNTS FOR THE YEAR ENDED 31 DECEMBER YEAR TO 31" DECEMB 24 NO TOTHE AC OUNTS coffflNUED R 2024 The designated Missionary and Outreath Funds are used to make don*ions to various missionaries and outreach organizations in pursuit of the Scorrier Christian Fellowship objects. The designated Discretionary A55iStance Fund is used to ease the financial hardship of persons following a similar doctrine of the beliefs of korrier Christian Fellowship. The designated Building Maintenance Fund is to establish a reserve for the fvndirbg of necessary periodic maintenance of the Scorrier Chapel buildiryg. It is not intended to fund major improvement projects to the facilitles. Trustee tran5artlons Durfn8 the year, one trustee12023: onel receNed remuneration of £34.46212023-. £32,340) for WOTk completed on behaff of the tharity. Notrustee12023". none) received expenses during the year. Account5 Approval The above accounts were approved by the trustees and slgned by the Treasurer on MRJ W PENGELLY li